I completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg thanks to my fa Olivia Rene Reyes. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
Good video but as always its always easy to say when you have £20k+ coming in on the side. Any investment or habit change will make a difference hahaha
Investing Apps I use 👉 InvestEngine > go.mattbrighton.co.uk/investengine (Sign up, Invest £100 and get a £25 bonus) 👉 Crypto .com crypto.com/app/syk95b68c2 (Sign up & verify and get $25)
I’ve been trying to invest to reach enough to buy a place on BTL but recent dips in the market have affected my shares. Feel like I’m further away from achieving it than I was a year ago. Would you say it’s worth going all in to a BTL or having enough capital to leave some invested still ?
@@mikeee6 Ideally enough to keep some invested and then the BTL. But the mort important point is making sure you have an emergency fund first, then go for the BTL. The stocks will recover in time - it's been a slow / rough start in Q1 but looks like things are a little better, but it'll be a challenging year with everything going on!
@@MattBrighton appreciate the reply. So in Lehman’s terms, where would you recommend to look / buy and how much money do i need ? In principle it’s easy, in practise there so many variables I’m a bit lost
@@mikeee6 Ideally you'll need a 25% deposit plus purchase costs like stamp duty, legals and a small refurbishment, so work that out first, look at what your budget could be then pick a good area with strong city / town centre that meets the budget and stick to one strategy to start. I have another video about the property strategy pyramid that might help with the clarity bit
I always have a big internal debate of how much to pull out of stocks and shares VS property would love to keep 100k in the ISA and have enough to play with in the prop co.
Relying on the market up-and- down casino is not an option. Retiring in the USA (my case) is not an option. I have a 401k, roth ira, annuity, and cash. Getting out of the "Gunited States", should I survive the almost daily mass shootings, is the most important aspect of my plan. Cash is king when living in a country where USD goes twice as far. Having growth investments in the market and dividend index funds is important. But the annuity and savings account cash will sustain me as the casino does its up-and-down- thing.
I've recently started looking into videos about stocks and shares (yours and James Shack's channel have been the most helpful). I decided to opt for Vanguard's LifeStrategy 100% Equity, giving £100 per month from my savings. It's high risk, high return. Would you say that's a good option, even if I started late (I'm 29)?
That's awesome! I just logged in to check mine and despite the turbulant markets this year it's still up 7% which is exciting, it did start to go negative but the tech stocks and US markets have done really well over the past 2 weeks. James is great - love his videos! And 29 definitely not too late - plenty of years ahead to invest
I'll add them to the list! Reality is you can often start with very little, depends on the platform you invest with. Anywhere between £50 - £1000 minimum in your account
Tesla is one of the least risky long term companies IMO, especially at this price. At a $700 price, following their current growth trajectory, that equates to a P/E of 25 mid-next year.
completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg thanks to my fa Emily Lois Parker. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
Is there any chance you could recommend who you work with? I've wanted to do this for a very long time now, but I've been very hesitant about it. I'll appreciate any recommendation
I completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg thanks to my fa Olivia Rene Reyes. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth
i'm happy there are lots of people doing so well...Love this channel for the transparency
Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply
Do you think it's better to keep investing post 100k vs taking the money out of an ISA for a deposit of say 50k before you actually hit 100k?
Once you have capital to start, almost everything seems like an option!
The minimum is quite small, so once you've saved up a little - easy to get started and let it grow over time
Good video but as always its always easy to say when you have £20k+ coming in on the side. Any investment or habit change will make a difference hahaha
Investing Apps I use
👉 InvestEngine > go.mattbrighton.co.uk/investengine (Sign up, Invest £100 and get a £25 bonus)
👉 Crypto .com crypto.com/app/syk95b68c2 (Sign up & verify and get $25)
I’ve been trying to invest to reach enough to buy a place on BTL but recent dips in the market have affected my shares. Feel like I’m further away from achieving it than I was a year ago.
Would you say it’s worth going all in to a BTL or having enough capital to leave some invested still ?
@@mikeee6 Ideally enough to keep some invested and then the BTL. But the mort important point is making sure you have an emergency fund first, then go for the BTL. The stocks will recover in time - it's been a slow / rough start in Q1 but looks like things are a little better, but it'll be a challenging year with everything going on!
@@MattBrighton appreciate the reply. So in Lehman’s terms, where would you recommend to look / buy and how much money do i need ? In principle it’s easy, in practise there so many variables I’m a bit lost
@@mikeee6 Ideally you'll need a 25% deposit plus purchase costs like stamp duty, legals and a small refurbishment, so work that out first, look at what your budget could be then pick a good area with strong city / town centre that meets the budget and stick to one strategy to start. I have another video about the property strategy pyramid that might help with the clarity bit
Great video! Totally makes sense
I always have a big internal debate of how much to pull out of stocks and shares VS property would love to keep 100k in the ISA and have enough to play with in the prop co.
Excellent video 💪..subscribed.
Awesome, thank you!
"it's not likely they're going to have a huge crash" yet Amazon is down 31% in the last year 👍 too simplistic.
Relying on the market up-and- down casino is not an option. Retiring in the USA (my case) is not an option. I have a 401k, roth ira, annuity, and cash. Getting out of the "Gunited States", should I survive the almost daily mass shootings, is the most important aspect of my plan. Cash is king when living in a country where USD goes twice as far. Having growth investments in the market and dividend index funds is important. But the annuity and savings account cash will sustain me as the casino does its up-and-down- thing.
my isa has not grown at all in 2yrs....I have 120k in isa
I've recently started looking into videos about stocks and shares (yours and James Shack's channel have been the most helpful). I decided to opt for Vanguard's LifeStrategy 100% Equity, giving £100 per month from my savings. It's high risk, high return. Would you say that's a good option, even if I started late (I'm 29)?
That's awesome! I just logged in to check mine and despite the turbulant markets this year it's still up 7% which is exciting, it did start to go negative but the tech stocks and US markets have done really well over the past 2 weeks. James is great - love his videos! And 29 definitely not too late - plenty of years ahead to invest
How much one needs to have to be able to invest? Maybe thats a video topic ;) how does one invest in ISA? or we have to go through Vanguard?
I'll add them to the list! Reality is you can often start with very little, depends on the platform you invest with. Anywhere between £50 - £1000 minimum in your account
Tesla is one of the least risky long term companies IMO, especially at this price. At a $700 price, following their current growth trajectory, that equates to a P/E of 25 mid-next year.
How did that work out?
completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg thanks to my fa Emily Lois Parker. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
Is there any chance you could recommend who you work with? I've wanted to do this for a very long time now, but I've been very hesitant about it. I'll appreciate any recommendation
certainly, she goes by Emily Lois Parker. run a web search to connect with her
out of curiosity I did read about Emily Lois Parker on the web, she has a great resume.
i'm happy there are lots of people doing so well...Love this channel for the transparency