Millionaire Reacts: Living On $45K A Year In Washington, D.C. | Millennial Money

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  • Опубликовано: 28 авг 2024

Комментарии • 812

  • @usamahjakhar1236
    @usamahjakhar1236 4 года назад +1507

    Instead of Boomer Money, call it “Boomer Bucks”.

    • @elizabethpenton2306
      @elizabethpenton2306 4 года назад +29

      This comment needs more attention

    • @Brax_animation
      @Brax_animation 4 года назад +46

      Boomer consumers

    • @Je.rone_
      @Je.rone_ 4 года назад

      Not a bad idea!

    • @suyashvijay5542
      @suyashvijay5542 4 года назад +4

      Was legit gonna comment the same name

    • @qeetta92
      @qeetta92 4 года назад +3

      I was literally thinking this before I even read this comment 😂

  • @jessielin3149
    @jessielin3149 4 года назад +381

    k everyone’s talking about the jacket but guys he *finally took his hat off*

    • @vru
      @vru 4 года назад +19

      his hair finally grew out enough

    • @N3xtStopHell
      @N3xtStopHell 4 года назад +1

      Jessie Lin he took off his hat a while ago

  • @hotsauce69247
    @hotsauce69247 4 года назад +276

    1:04 "Boomer Money" doesn't sound as great because it doesn't have the alliteration that "Millennial Money" has.
    "Boomer Bucks", maybe? "Boomer Bankroll"?

    • @moden321
      @moden321 4 года назад +37

      "Bankrupt Boomers"

    • @justalittlebitmo
      @justalittlebitmo 4 года назад +18

      Boomer Budgets

    • @manp1039
      @manp1039 4 года назад +1

      i like "boomer bankroll"

    • @manp1039
      @manp1039 4 года назад +1

      @@moden321 or broke boomers

  • @tashikalewis1
    @tashikalewis1 4 года назад +62

    I live in the DMV. I love watching the Graham Stephan show. I run around DC raving about Graham Stephan; smashing his like buttons and what not! Keep up the great work, Graham.

    • @KC-wb7lq
      @KC-wb7lq 4 года назад +3

      It’s expensive out here girl, I live in VA and work in DC. Your either spending money on rent or spending money of transportation

    • @wandat7275
      @wandat7275 4 года назад

      I’ll my money goes to ez pass 😫

  • @offcarlagoes
    @offcarlagoes 4 года назад +425

    If you really want to get angry over people's money management, you should react to "Till Debt Do Us Part"

    • @radosaw4616
      @radosaw4616 4 года назад +5

      Like so Graham can see

    • @nadejdablajkevich7062
      @nadejdablajkevich7062 4 года назад +40

      He might need to be hospitalized after one episode of “Till Debt Do Us Part”

    • @justalittlebitmo
      @justalittlebitmo 4 года назад +3

      @@ninjatv4660 There are some episodes on RUclips... decent vid quality

    • @ninjatv4660
      @ninjatv4660 4 года назад +4

      @@justalittlebitmo I just found it on Amazon prime video. Just use a VPN from the USA and you're set. I'm using my Canadian Amazon prime which surprisingly worked fine.

    • @justalittlebitmo
      @justalittlebitmo 4 года назад +1

      @@ninjatv4660 awesome 👍 Thanks for letting me know

  • @NaeOnYT
    @NaeOnYT 4 года назад +41

    I loved watching this young man. He seems so smart and so kind. And $45,000/year really isn't much for the DC area--he's being pretty smart with his income. I wish him all the best!

  • @Kadz
    @Kadz 4 года назад +411

    I second the “Boomer Money” idea.

    • @ghsed5089
      @ghsed5089 4 года назад +1

      i support that

    • @suryanshsaxena5240
      @suryanshsaxena5240 4 года назад +2

      YESSSSSSS SIRRRRR

    • @bruh-jo9lw
      @bruh-jo9lw 4 года назад +2

      OK boomer

    • @acoustic6865
      @acoustic6865 4 года назад +6

      Boomer Bucks may stick more as a name. I stole this from another comment :)

  • @kevinjohn3186
    @kevinjohn3186 4 года назад +180

    Iced coffee, avocado toast, and Settlers of Catan
    This is it everybody, we've reached peak Millennial

    • @hederahelix4600
      @hederahelix4600 4 года назад +3

      I was playing Catan in the 90s, so not really a Millenial thing. Very fun though. :-)

    • @alexanderlauck2646
      @alexanderlauck2646 4 года назад +1

      Hedera Helix Played it thousands of times, but it is totally outdated today. But sure, I Will Play it, if someone wants to. But games like Scythe do a much Bretter job.

    • @tvdavis
      @tvdavis 4 года назад

      Glad to see I’m not the only one who recognized the Catan box. Also saw Ticket to Ride & I think BANG; couldn’t make out what the blue box was. Tsuro of the Seas, maybe.

    • @manp1039
      @manp1039 4 года назад

      @@alexanderlauck2646 I like cashflow 101 and 202.

  • @Feraligamr
    @Feraligamr 4 года назад +8

    When we lived in DC, our food budget doubled to $600 for a family of three, and we were shopping at Aldi and meal planning and trying to get our expenses down. Especially if he doesn't have a car, his grocery options may be limited. A lot of the local grocery stores were significantly more expensive than Aldi, sometimes as much as twice as expensive. Meal planning, meal prep, limiting food waste, and cleaning up are time consuming too, so if he works long hours he may not be able to do that.

  • @katherineburtt2502
    @katherineburtt2502 4 года назад +117

    “Where is this guy’s food budget going? That’s a lot of money.”
    Dude, he’s probably out of the house from 7am to 10pm 5 to 6 days a week. He’s at work all the time and doesn’t have time to cook. If he ends up staying late at work unexpectedly he and his coworkers might order in food, or he sleeps in because he was working late and grabs a coffee and a bagel on the way to work, etc. He’s outsourcing his food prep because he literally has to choose between prepping food and sleep. I think an extra couple hundred bucks a month is worth it at that point, and that’s coming from a person with a similar schedule who cooks a lot of her food from scratch and schleps a full day’s worth of food on the bus and commuter train.

    • @QueenofDC
      @QueenofDC 4 года назад +14

      Katherine Burtt I totally agree! When I worked in the Senate in DC at his age my food budget was insane because we ate out ALL the time and socialized around food, even with the free receptions. When I started to focus on my money I realized the obscene amount of money I spent on food. I switched it up. His refrigerator was full but working late nights, who feels like cooking. Now I meal prep but days I get caught up and can’t, there goes $100 for the week.

    • @manp1039
      @manp1039 4 года назад +3

      Grapham would recommend the 5 buck subway sandwich.. (wondering if they have subway restaurants in downtown DC)

    • @QueenofDC
      @QueenofDC 4 года назад

      M A#np 🤣😂Yes we have them. I had one yesterday.

    • @dexter131
      @dexter131 4 года назад +6

      @@manp1039 5 dollars a day, 5 days a week is still 100 dollars a month on ONE meal. The very thought you had is exactly how you end up spending 600 a Month on food..
      The 5 dollar sub is a better option than a 10 dollar burger though, I will give you that.

    • @A3racada3ra
      @A3racada3ra Месяц назад

      @@manp1039 Doesn't help much if you have to eat out with your coworkers or business contacts ... :D

  • @American_Boy
    @American_Boy 4 года назад +39

    Boomer Money...now THAT I wanna see 👀

  • @wolfofdubai
    @wolfofdubai 4 года назад +299

    There is so much finance on this channel,
    that all are wondering how much Graham spend on his leather jacket.

    • @TheGrahamStephanShow
      @TheGrahamStephanShow  4 года назад +122

      Black Friday sale!

    • @diegoavila4379
      @diegoavila4379 4 года назад +5

      @@TheGrahamStephanShow Nice Jacket where did you get it

    • @RichardDavisHackingLife
      @RichardDavisHackingLife 4 года назад +27

      Graham probably found enough coupons and savings on Black Friday at H&M that it was next to free. Plus after this video with all the ‘leather’ jacket comments he’s getting paid. 😂

    • @mecheckraise
      @mecheckraise 4 года назад +3

      More than his shirt!

    • @wolfofdubai
      @wolfofdubai 4 года назад +3

      The Graham Stephan Show amazing! But how much was it?

  • @clayberna7827
    @clayberna7827 4 года назад +146

    Graham is going to kill the millennial money series as no one actually watches the original but just watches the reaction 😂

    • @aalleyne3738
      @aalleyne3738 4 года назад +8

      Haha I agreed! I saw when they posted the video but I just waited for him to post his reaction

    • @ashleighkelly7598
      @ashleighkelly7598 4 года назад +24

      The only Millenial Money I ever actually watched was the episode they did on Graham.

  • @wildcat62282
    @wildcat62282 4 года назад +44

    How is someone making $45k buy a $300k house? Did I get his income wrong?
    And where is there a condo for $300k in DC? This all seems unrealistic

    • @marabookstagram
      @marabookstagram 4 года назад

      Maybe he lives in a suburb outside DC?

    • @marabookstagram
      @marabookstagram 4 года назад +9

      I'm honestly shocked he has such a huge mortgage making 45k! But at least his expenses are very reasonable.

    • @-alon3inhell792
      @-alon3inhell792 4 года назад +46

      His parents helped him buy the house if you watched the original video.

    • @Antilleslucayan
      @Antilleslucayan 4 года назад +4

      @@-alon3inhell792 yes and graham didn't mentioned that part.......

    • @marabookstagram
      @marabookstagram 4 года назад +1

      That makes a lot more sense!

  • @TheRideshareHub
    @TheRideshareHub 4 года назад +26

    Please react to @credit on Instagram, he just did an interview with Logan Paul on Impaulsive. Dude has 240 credit cards with $30 million in credit....

  • @aleksandarperak1718
    @aleksandarperak1718 4 года назад +169

    Millennial money: living on 45k a year
    Graham: I make 45k a week

  • @MarshmilloJB
    @MarshmilloJB 4 года назад +42

    “What’s a little *b i t* more chocolate?”
    I often ask myself the same thing 😋

  • @zacharyconner8929
    @zacharyconner8929 4 года назад +5

    Thank you for making these videos and critiquing people to help us manage our money smartly.

  • @NickPeitsch
    @NickPeitsch 4 года назад +10

    Saw this Millennial Money video posted yesterday...
    And knew Graham would review it - so I waited until today to watch 😎

    • @llatoya85
      @llatoya85 4 года назад

      Lol...I did too!

  • @avante-gardegeckos1233
    @avante-gardegeckos1233 4 года назад +2

    Graham: most humble, smart, and educated person! I never feel like he’s talking down to his viewers and I GREATLY appreciate that

  • @adanechm
    @adanechm 4 года назад +4

    Graham, I’ve watched all of your D.C. reactions and I’ve seen across the board that the food budget always seems higher than other cities. From my experience of living in D.C., we love our happy hours, weekend brunches ($40+ for a meal and unlimited mimosas), and we’re so busy we tend to eat out more and grab food on the go. Also, if we’re meeting with friends or colleagues who may live in Maryland or Virginia, it’s easier to just meet at a restaurant somewhere in the middle instead of going to someone’s house and taking an expensive uber back home since the trains stop running somewhat early. And like he said, he works a lot of late nights so I think to keep up with that he may not always be food prepping. I loved living in D.C. but the decision I made to participate in the social life had me broke 😩.

  • @zoebrown3583
    @zoebrown3583 4 года назад +8

    Fell down a rabbit hole... watched 26 of these in a row

  • @craiginzana
    @craiginzana 4 года назад +51

    I’d be willing to bet that he does do a lot of dinner/food meetings. I know some people in DC and that’s a big part of networking there.
    Also, feel you on the chocolate thing 😂😂😂 (and love Catan too).

  • @Sam-be4yy
    @Sam-be4yy 4 года назад +66

    you left out the part that his parents literally helped him buy the house

    • @cbro_
      @cbro_ 4 года назад +15

      It's a great hack!

    • @manp1039
      @manp1039 4 года назад +18

      I think that might also explain the cheap cell phone plan.. he is probably on a family plan and just pays his portion for his phone?

  • @tabathawagner9887
    @tabathawagner9887 4 года назад +49

    Next episode: How Harley is paying me to ride this bike.

  • @kunai92
    @kunai92 4 года назад +9

    Most people like to hear Graham say "Millenial Money" but I'm here for the "wait for it."

  • @genzinvesting6561
    @genzinvesting6561 4 года назад +34

    Reacting to....... wait for it...........Millennial Money😂

  • @raymondtorres3387
    @raymondtorres3387 4 года назад +30

    Graham: “Go play this game with ur friends”
    Me: “What if I don’t have friends”

    • @georgmar83
      @georgmar83 4 года назад

      Raymond Torres me neither

    • @carolyndavis6657
      @carolyndavis6657 4 года назад

      I have friends but doubt they're into playing games. Sigh

  • @aerouwid4624
    @aerouwid4624 4 года назад +18

    nobody:
    graham: this cup of coffee is only 20 cents

  • @darthsiddious7469
    @darthsiddious7469 4 года назад +16

    Looking like the Fonz from Happy Days he punches his laptop like a jukebox when he hears $600 for food.

  • @nixtrixful
    @nixtrixful 4 года назад +2

    I currently am working as a govt contractor and will be working in downtown DC in the next few months. I graduated from college spring 2019 and my current salary is $66k entry level. It helps that right now I’m living with my parents so I am able to save a huge chunk of my income.

  • @bookish49
    @bookish49 4 года назад +2

    I live in DC and cook most lunches/weeknights a week. $600 is right when a beer costs $10.

  • @sakumiettinen1428
    @sakumiettinen1428 4 года назад +26

    It was so hard to not watch that episode when it was in my recommended all the time but thank god I waited

  • @lisar.3815
    @lisar.3815 4 года назад +5

    I’m from the DMV and it’s weird to see someone live on this salary; maybe I was bad with money when I was younger, but $45K ran through my hands like water. It’s so fascinating seeing how people budget. Also, being from the D. C. area and now living in the L.A. area, I have to say I’ve NEVER met anyone who actually greets their neighbors. I’ve been in my condo for 6 years and don’t know anyone’s name and haven’t said more than 20 words (in all 6 years) anyone here...and that was only to tell them not to block my garage. I’ve never talked to my neighbors anywhere I’ve lived, TBH and probably wouldn’t be able to identify a burglar from a neighbor because I have no idea what they even look like because I never cared to pay attention. Maybe I’m just a curmudgeon who lives near other curmudgeons, but I’m floored people are “neighborly” in modern times. What an interesting fellow!

  • @InvestmentsforBeginners
    @InvestmentsforBeginners 4 года назад +15

    I know it’s hard to save money when you live in a expensive city (I like in Southern California). So make sure you all make tight budget to help you build investment for your future. Even if it’s saving a $100 a month or $10 a month, at the end of the year all you need is small amount to get your investment going!
    Don’t give up, and good luck!

    • @brianc9036
      @brianc9036 4 года назад

      Ever thought of moving? I left the Bay Area for a middle of the country state with No Income Tax and a lower cost of living. Not only did my standard of living go up but my income also increased because there are so many unfilled jobs here due to the explosive growth and companies leaving California. Granted the weather sucks but my quality of life has increased so much I wish I would have done this 5-6 years ago.

    • @InvestmentsforBeginners
      @InvestmentsforBeginners 4 года назад

      @@brianc9036 Oh yes. My girlfriend and I talked about moving to Las Vegas or Texas where we can live with much lower cost of living, and be able to save more money. We're still discussing what our future move is going to be, how we're going to manage if we do this or that, making sure that whatever we decide to do we won't regret and be miserable.
      It's tougher decision than I thought, moving out of state to go somewhere where we won't have any family or friend support (most of our families live in So Cal), but we'll see how all this unfold at the end. Thank you for reply!

    • @brianc9036
      @brianc9036 4 года назад +1

      @@InvestmentsforBeginners I definitely understand the family issue. That was what caused me to delay leaving for years. But I finally got to a point where I couldn't do California anymore. Took a job in a city I had never even visited just because it was time to get out. As scary as it was when I made the leap of faith it was the best decision I ever made. California sadly has just become a race to the bottom.

  • @alidiwan1208
    @alidiwan1208 4 года назад +41

    Graham, look at the discover it student credit card, they made some changes to it and I think it would be a really good idea to make a video on it on the main channel.

  • @ohmyhazi3737
    @ohmyhazi3737 4 года назад +67

    I didn’t watch the original version so I can watch Graham’s version

    • @TheGrahamStephanShow
      @TheGrahamStephanShow  4 года назад +7

      Haha thanks!!

    • @D-Hab
      @D-Hab 4 года назад +2

      Same. Which worries me. We should send some love to their channel as well so Graham keeps reacting to them :P

    • @M0rdFustang
      @M0rdFustang 4 года назад

      I literally only watch Graham's reactions lol

  • @archanagopalakrishnan6684
    @archanagopalakrishnan6684 4 года назад +5

    I honestly feel like some of the money that you aren't able to account for is stuff he sends to his parents to kind of help them out a bit. ( It's common to do that in the Indian culture so I guess it might be common in other Asian cultures as well).

    • @floralvintagexoxo
      @floralvintagexoxo 4 года назад +1

      Archana Gopalakrishnan that’s a major thing in Latino future as wlel

  • @Sasha32659
    @Sasha32659 4 года назад +2

    $600 a month for food seems reasonable. It's not like the guy was overweight. He was actually very fit.

  • @josesixx8197
    @josesixx8197 4 года назад +14

    Mint Mobile for the $15/m phone plan bby 😤

  • @TripHacksDC
    @TripHacksDC 4 года назад +6

    10:16 - I would love to know what time of day they filmed this to get him on an empty Metro car, definitely not rush hour!
    Here's my guess on $600 food. $10 per workday for takeout lunch (fairly common among the white collar workforce) = $200. Dinner out once a week at $40 = $160. Groceries for the remaining $240. Happy hour is also very common in the Capitol Hill world and since that didn't get it's own category it's probably lumped into there somewhere too.

  • @mirodoneciprian32
    @mirodoneciprian32 4 года назад +21

    Where's the CNBC mug? Damn

  • @Naaajus123
    @Naaajus123 4 года назад

    Thank you for replying and interacting with your audience!!! As a casual viewer, I think that your viewer-centric attitude really comes through in videos and through your audience engagement - thanks for the great content!

  • @ddm5047
    @ddm5047 4 года назад +18

    If you do not take an interest in the affairs of your government, then you are doomed to live under rule of fools. - Plato

  • @KingDannyT
    @KingDannyT 4 года назад +2

    Im glad you talked about how people can have a different relationship with money and thats ok. In the comments of the original video there were lots of people like “yOu cAn mAkE mOrE mOnEy wItHoUt cOlLeGe” and like... thats not the point, hes doing what he loves and wants to do and representing people at a high level

  • @imeveryonesoni-chan1975
    @imeveryonesoni-chan1975 4 года назад +8

    Me sees grams new jacket: well he prob just got his girlfriends jacket to save 😂

  • @curious1366
    @curious1366 4 года назад +1

    Also, since he values his Japanese roots, it may cost more to buy authentic Japanese food on the east coast. Here on the west coast, there are large Japanese communities and many Asian markets. Not sure about Washington DC, but that might also explain a higher food cost for those types of foods.

  • @Yo-oq9gg
    @Yo-oq9gg 3 года назад

    Yesterday my neighbor got mad at me for doing laundry at 3 am. I told her I am taking advantage of washing during off peak hours to save money. Now we both do laundry during off peak hours. Thanks Graham

  • @epenies
    @epenies 4 года назад +4

    Graham has conditioned us so well that I feel guilty when I forget to press the like button or I press it late 😂.

  • @Julia-yl4dj
    @Julia-yl4dj 4 года назад +1

    About living in San Francisco and I read an article that said that $600/ month would be normal for a person who eats out regularly and spend money on groceries in the city. I guess groceries simply cost more in a city like SF (or in this case Washington DC). $600= normal $400-500/month is frugal. If you eat meat and have any inclination at all towards high-quality foods then the food -budget is way different than eating non-organic lentils and rice or factory farmed chicken and 30cent iced coffee.

  • @chrispedersen2526
    @chrispedersen2526 4 года назад +2

    $600 per month for food is pretty reasonable. That's like $6 per meal. I'm sure you could eat for less if you really had to, but $600 sounds pretty accurate.

  • @American_Boy
    @American_Boy 4 года назад +8

    Settlers of Catan!!!!!

  • @jetstream_GS
    @jetstream_GS 4 года назад +20

    Boomer money: I spend $732 a month on K swiss shoes and Tommy Bahama shirts.

    • @kakashi4242
      @kakashi4242 4 года назад

      Who tf wears k Swiss u boomer

    • @angelgjr1999
      @angelgjr1999 4 года назад

      I don’t even know that brand. Probably shows how poor I am...

    • @jetstream_GS
      @jetstream_GS 4 года назад

      @@angelgjr1999 nah its just an old dad brand

  • @eddyawesomes
    @eddyawesomes 4 года назад +11

    Graham "I try to eat healthy!"
    Girl.... Where?

  • @BeANicePerson_
    @BeANicePerson_ 4 года назад +21

    What are u wearing G?!?! Got that Mike Jackson thriller jacket on 😆

    • @tonythaiger93
      @tonythaiger93 4 года назад +1

      How much is that? Did he get it from second hand store?

  • @ethan3949
    @ethan3949 3 года назад +1

    Graham: “I try to be healthy”
    Also graham: “I haven’t had a vegetable in forever”

  • @kgarnant8807
    @kgarnant8807 4 года назад +1

    Hey Graham!
    A couple of other things great about the TSP is you can choose between traditional and Roth like a IRA. Also it's one of the cheapest to invest in as the fees are only .40 for every thousand invested.
    Love your show. Keep it up! :)

  • @CommandoMaster
    @CommandoMaster 4 года назад +3

    3 meals a day. 30 days in a month = 90 meals a month. $600/90 = $6.66 per meal.

  • @curious1366
    @curious1366 4 года назад +3

    Graham, I would like to point out something. Everyone is freaking out about the frozen snickers and the the ice cream, but his other freezer compartment was frozen chicken and vegetables ... I saw a Costco brand in there also. There were no high carb foods in the freezer and the chicken looked like a good quality. I'm guessing he also buys organic when possible and his only "vice" is his ice cream! At the very moment that you see the ice cream, he is saying...." I only spend more when I feel that its necessary". I don't know how food prices are in Washington compared to California, but its very possible to spend $150.00 a week for one person, if you are trying to eat high quality foods as much as possible. Again.... notice that he isn't buying cheap processed food for his main meals.

  • @gdubs2
    @gdubs2 4 года назад

    Thanks for everything Graham! I started going to open houses and have made some really great connections and some people willing to help me better understand the business. cant thank you enough!

  • @vasya0412
    @vasya0412 4 года назад +5

    If there is a purpose in life, it’s for sure not be extremely cheap.

  • @MattGHalfGProductions
    @MattGHalfGProductions 4 года назад

    The Fonz called and he wants his jacket back... lol JK... Great video man

  • @JoeGarofaloII
    @JoeGarofaloII 4 года назад +2

    How do you spend $600 a month on food? Have you ever been to DC? Lol

  • @SteveRam
    @SteveRam 4 года назад +1

    BOOMER MONEY. 🤣🤣
    Watching our grandparents talk about money, Graham, call me crazy, I don’t think it’d do so well. 😜

    • @eowendyl
      @eowendyl 4 года назад

      It would be an interesting take, for sure. Might get a bit repetitive though.

  • @MegaSzym0n
    @MegaSzym0n 4 года назад +12

    4:57 Mint Mobile 😁 - but the $15 plan only has 3GB 4G. I have the $20 plan with 8GB 4G (and then you get slow data after you use all that 4G, which I rarely do).

    • @pkal244
      @pkal244 4 года назад

      Or have a family member that works at Tmo corporate. I'm at $13/mo on his unlimited family plan + free Netflix :D

  • @psp785
    @psp785 4 года назад +11

    Guess you forgot to mention his parents bought him the house

  • @mercoug245
    @mercoug245 4 года назад +1

    His $15.00 phone plan is probably Mint Mobile. They used to have a plan that offered unlimited minutes, text with 12gb of data for 15 bucks!!!

  • @Aidaface
    @Aidaface 4 года назад +1

    You would cry if you knew how much phone plans in Canada are. If you want a decent voice plan with data, you are paying at least $60-$100 a month.

  • @quadri87
    @quadri87 4 года назад

    Phone plans are so cheap because the phone itself is unlocked. Meaning that if the phone is locked, you are required to use that specific carrier with its required plan. Whereas if the phone is unlocked, you can choose any carrier you like at a desire plan. In the long run, locked phones are more expensive than unlock phones.

  • @hirrorstories
    @hirrorstories 4 года назад +2

    Graham, I'm so sorry that I spent huge amount of money this week on restaraunts. And everytime I did Lord knows I was thinking about your reactions. Phew feeling better. I think world needs Graham boots where we'll come and confess our dirty money secrets

  • @steffanie6569
    @steffanie6569 4 года назад +1

    Graham will you please make a video series on a portfolio that is completely free to you? Such as only money/stocks gotten from referrals. I think this would be extremely interesting to watch! 😊

  • @nihilisticbarbie
    @nihilisticbarbie 4 года назад

    A reaction from Graham >>> the actual video. The only original video I watch is the glamour ones 😂 thank you for helping me realize cutting down costs is something I needed to be proactively doing Graham! Happy holidays 🎄

  • @JoeyBadaBing22
    @JoeyBadaBing22 4 года назад

    Hey Graham!! Just want to say man! You have changed my life man! Been changing my spending habits and learning how to save my money! I look up to you! I’ve bought a Tesla like you and literally following in your footsteps in different ways! Thank you man 🙏🏼🙏🏼 for everything

  • @zachsowersfilmandphoto6659
    @zachsowersfilmandphoto6659 4 года назад +4

    Gram you could do a how to lay less for phone plans or something like that and really see how people are getting phone coverage for $15

    • @SensorySensitiveAdult
      @SensorySensitiveAdult 4 года назад

      I only pay $15 for my plan. It's not a deal just not unlimited data.

    • @zachsowersfilmandphoto6659
      @zachsowersfilmandphoto6659 4 года назад

      @@funtechu yeaaa just something he could research for example I just switched from unlimited data on verizon to xfinity mobile (uses verizon) but I'm saving like $60 a month

  • @82wtughlaf
    @82wtughlaf 4 года назад +1

    I no longer even read the video titles. I just click and smash that like button. Like you trained us.

  • @saruslove
    @saruslove 4 года назад

    $350,000 for a condo is very expensive. I notice when he walk out the door it had a number 4 on the door, and the house he was walking out of didn't have the number 4 on the door. I have lived in that area and know for $350,000 or lower he could have purchased a brand new single family home in one of the surrounding MD counties that are less than a 15 minute drive from DC. I can appreciate what the guy is doing

  • @jetizon
    @jetizon 4 года назад +3

    I saw the thumbnail of $600 on food and then "living on $45k" and wanted send you a stress ball..

  • @rafalpolish4699
    @rafalpolish4699 4 года назад +2

    600 on food is not alot.....in 30 days that is only in 20 dollars a day...that's like breakfast and lunch and not even considering dinner...especially in Washington d.c. where food would be expensive.

  • @lucyoyola9778
    @lucyoyola9778 4 года назад +1

    You should film a grocery store purchase? Or break down how much you spend on groceries a month/week.
    Also, having jobs that feed you is amazing, as one who is fed on the job as a nanny and in catering, they are sweet perks. I always count it as part of my income!

  • @michelewebster7502
    @michelewebster7502 3 года назад +1

    My guess is the food budget includes going out with friends and dates!

  • @IReapZz95
    @IReapZz95 4 года назад +1

    I live in DC too and I spend more than $600 in food per month, no matter how stingy I try to be with groceries and I only eat red meat 1-2 week, same for fish, and spend most of it in veggies, pasta/rice, fruit, pork and chicken

    • @Superfireben
      @Superfireben 4 года назад

      Javier pereira rodriguez Peanut butter is cheaper than meat.

    • @IReapZz95
      @IReapZz95 4 года назад

      @@Superfireben yeah but its also nastier. I personally can't eat much of it and my girlfriends hates it so when it comes to cooking we try to cook things for both of us since its cheaper and takes less time than making different meals

  • @noahiturriaga8959
    @noahiturriaga8959 4 года назад +1

    You could technically call it a $15 phone plan if you call your unlimited phone plan a $108 misc expense. Millennial Reasoning.

  • @Johnnytrades2024
    @Johnnytrades2024 4 года назад +1

    Lol I like the part where.... no spoilers here. But epic ending. Thanks for sharing.

  • @JoeGarofaloII
    @JoeGarofaloII 4 года назад +1

    I saw that video pop up on my feed and didn't watch it so I could see Graham react to it 😂

  • @vavila16
    @vavila16 4 года назад +1

    Cricket phone plans are 👌 I'm always the only one with service too. I would never switch!

  • @MrKingoftoy
    @MrKingoftoy 4 года назад +2

    I need that frugal LEATHER JACKET!

  • @jeffrounsville4961
    @jeffrounsville4961 4 года назад +5

    Getting forgetful already at 30... I thought for sure I would see you using your CNBC mug for your iced coffee today but no... just a normal glass 😂

    • @rafiqhadji3157
      @rafiqhadji3157 4 года назад +1

      He would not risk breaking the CNBC mug..😂

  • @smartjoe5258
    @smartjoe5258 4 года назад +31

    He is not that bad with money considering that he works in the government which is extremely horrible at managing money.

  • @benredsmma8884
    @benredsmma8884 4 года назад +3

    600$ a month it's not that much money honestly.Thats 20$ per day for breakfast,lunch and dinner.
    Think about it

    • @ericp1139
      @ericp1139 4 года назад

      Ben Reds MMA you’re talking to a guy that only eats eggs and oatmeal.

  • @monaameri8751
    @monaameri8751 4 года назад

    Graham, I work at sprint. One persons plan can be $100 and someone on a family plan can be super cheap. First of all protection is almost $20, second of all more lines, more money. Like rn u get three free lines when u get two so its like $20 a line and they do free phone promotions. Phone carriers always do these deals for new customers so if you wanna switch your carrier every year or two and maybe even split a plan with someone u can save good money.

  • @kevinwallaston4462
    @kevinwallaston4462 4 года назад +4

    Wow. From Millennials to Boomers, why not Gen X?...we do still exist you know.

  • @doc4science410
    @doc4science410 4 года назад +30

    Just imagine that in a few years there will be gen Z money

    • @Framlii
      @Framlii 4 года назад +3

      They already posted some gen z in millenial money

    • @angelgjr1999
      @angelgjr1999 4 года назад

      Lol. Gen Z money? Non existent. I lose more money than I make.

  • @A2dy
    @A2dy 4 года назад +1

    Millennial Money needs to cover how us PhD students live on $30K a year (Before taxes)!

  • @artemiip
    @artemiip 4 года назад +240

    Graham is kind of a guy to turn on low power mode on his phone to save money

    • @HearMeLearn
      @HearMeLearn 4 года назад +54

      We all know he charges his phone at McDonald’s for free

    • @JeffBauReal
      @JeffBauReal 4 года назад

      Артемий Польща lololololol

    • @JeffBauReal
      @JeffBauReal 4 года назад +6

      Privilege we all know he asks another customer at McDonald's to borrow their charger

    • @tatemyfishbait6142
      @tatemyfishbait6142 4 года назад +13

      He charges his phone at off peak electrical hours

    • @bR-gz5oj
      @bR-gz5oj 3 года назад

      I do that. And I only charge my phone at work

  • @kevinpatterson23
    @kevinpatterson23 4 года назад +26

    DAM dat leather jacket prob from H&M

  • @JellyForSale
    @JellyForSale 4 года назад +1

    Leather jacket and a BIGGER coffee glass?! Graham is going off the rails!

  • @dabd8175
    @dabd8175 4 года назад +9

    This guy should do audiobooks. Good larynx on this one.

  • @avres13
    @avres13 Год назад +1

    Mint mobile was $15 now it just starts at $15 and goes to $45 with their unlimited plan

  • @tylerhurst33
    @tylerhurst33 4 года назад

    That’s so cool, I didn’t know about the voting against payroll, but it totally makes sense. It’s always great to see a well put together millennial money episode!

  • @toby.2a
    @toby.2a 4 года назад +1

    His phone plan is probably cheap because he gets a partial reimbursement from his employer, very common in the area