MONEY PSYCHOLOGIST: After 20 Years In Banking, I Learnt This About Money..! | Norma Cassius | E122
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- Опубликовано: 29 июн 2024
- Joining us in the booth this week is Norma Cassius who is a Psychotherapist & Money Management Consultant with over 20 years experience in banking and 17 years as a Psychotherapist.
In this episode we discuss:
- The Psychology of Money
- Why people stress bout Money & how to combat it
- The impact of Debt & Spending on Mental Health
- Organisations that help with Debt
- The importance of a Budget
- Two parts of the brain that influences Spending
- How to think like a Bank!
- Steps you can take today to Build Wealth
- How to be positive in the Cost of Living Crisis and more!
Connect with Norma on her website: www.normacassius.com
Connect with Norma on Instagram: / think.like.a.bank
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Listen to The Savvy Wallet Podcast on:
Apple music version - podcasts.apple.com/us/podcast...
Spotify version - open.spotify.com/show/140VU4f...
Timestamps
0:00 - Preview
1:13 - Intro
1:49 - Meet Psychotherapist & Money Management Consultant Norma
3:54 - Lessons learnt from my parents
7:32 - Growing up in Bow, London!
12:04 - This is how I started my career in a bank
14:16 - Surviving domestic violence & economic abuse
16:42 - My job as a psychotherapist
18:01 - This is how people cope with money struggles
20:00 - Easier to swipe a card than part with cash!
21:34 - Why do people stress about money?
22:50 - The Psychology Of Money…!
25:17 - A lot of my clients feel like they need a 2nd job…!
28:39 - How not to be stressed about money…!
30:54 - Reasons why people get into debt…!
36:39 - Impact of debt on your mental health…!
39:03 - Is being in debt really that bad?!
40:52 - How to be comfortable with debt & How to get out of debt…!
45:27 - Organisations that help you with debt…!
47:11 - What’s your relationship with money…!
49:49 - There are two parts of the brain that influences spending…!
52:45 - Budgeting is like driving a car without…!
57:38 - How to not feel bad spending your money…!
58:47 - How to think like a Bank!
1:01:32 - How I Paid Off My Mortgage In 10 years…!
1:02:51 - Buying a property in Miami..!
1:04:42 - Steps you can take today to build wealth… !
1:06:33 - How to be positive in the cost of living crisis…!
1:08:27 - Final words
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The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
We have done our best to ensure that the information provided on this video are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on this video should be understood as a recommendation that you should not consult with a financial professional to address your particular information.
#thetakeoff #businesspodcast #motivationalpodcast 
Развлечения
Thanks for tuning into this week's episode! If you enjoyed it TAP the LIKE button and SUBSCRIBE to the channel! As part of mental health awareness week I hope that we were able to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money.
If anyone you know needs help with debt these are the organisations that Norma mentioned:
- National Debt Line
- StepChange
- MoneyHelper
She also mentioned breathing space which is a government scheme designed to give you time to receive debt advice and find a solution to sort out debt issues.
Great program and interview. Just try not covering your mouth when asking questions
I pay off my bills first, put a big chunk in my savings second, and the rest is spending money. That way I’m not affected by mindless swiping so much. I can’t spend what I don’t have in that account. She is giving a lot of wisdom and financial council from a Christian perspective. I admire her qualities.
THIS💎👌🏽
SO GOD is Not FIRST?
That property analogy is spot on - I drive a very ordinary car that is 9 years old, but I own rentals. I can’t live in my car, I much rather spend my money on things of value and worth. Absolutely buy a nice car, but if it’s at the expense of robbing your future, then that’s just stupid…
Thanks for sharing what you do in your day to day, it's a good way for people to learn and better their understanding! Completely agree it's about setting yourself up in a way where you have more assets than liabilities. Thanks for tuning into this episode
@@savvywallet - In my day to day job, I work in software as a software engineer.
Not listening to the news is the best tip. I stopped doing that after covid. Best thing I did for myself.
Totally
You can listen and not follow. Learn what not to do.
I beg to differ. There are better things I can do with my time.
I will guarantee most people in financial trouble also don't listen to the news.
Excellent guest, shes speaking my language, clear and direct.
I'm glad that you enjoyed the episode! Thank you so much for tuning into the episode, we appreciate it!
And encouraging. She's great!!!!😊😊😊😊😊😊😊😊
Your language is cool, I love her accent.
As an immigrant living in the UK, your channel has been so helpful. I really appreciate it 🙏🏽🩵
aww thank you for the kind feedback! Happy to help out! Thanks for tuning in
Wow, I got a bit emotional hearing Norma speak about helping people at the end, there’s so much we can learn from our parents and grandparents’ generation about community building and supporting where we can ❤
Love Norma, reminds me of my childhood and I am very money savvy because of my up bringing - Jamacian background. Nothing went to waste. Norma is so honest and stright to the point.
Glad you enjoyed it and was able to relate your story to Norma! Keep up the money savviness :D Thanks for tuning into this episode I appreciate it!
Her dad was a general 👏🏾
Great story
📝my budget makes me in control of my financial life !
This was a good listen! Useful. One note tho, Madam "sugar and water" is when u too broke to afford the lime. You were drinking😂 lemonade.
Phenomenal guest as always. Loved her story and her insight. Psychology of money is very important
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
I need this woman in my life :) thank you for this
I NEVER heard any one connect mental health like this and finances. This is amazing information that would make a whoooooolllllleeeeee lot of sene. Thank you so much Norma.
What an amazing podcast! Money is absolutely everything.
Money is a tokenised storage of your time and energy.
Even a £1 coin that you hold in your hand (provided you worked for it)is a manifestation of your skills, experience, energy, workload, knowledge, all stored into this simple metal object. Now a few more of these coins combined and invested will grow and grow. When I die, I will live through my kids and my money in the form of investments. My legacy to my kids is my portfolio of assets, equities etc. I can’t take my money to the grave but I shall live on through my money.
📝Tips for Budgeting mindset
- a budget is like a picture of your mind
- a budget is like a road map!
- having a budget keeps you in control of your money
- not having a budget keeps you anxious.
- budgets let you see where everything is going and how.
Small changes matter big time. Preparing ahead buying out of season. Getting out of going with the flow. Change you mind change your life.
📝lymbic system - gratification part
Pre frontal cortex - logical part
The more you exercise one part the more you get used to it!
Is it a need or a want ?!
Good question
Thanks for bringing in such beautiful, real people on your podcast.
aww thanks for the kind feedback! Will try my best to keep bringing real relatable people!
Absolutely great video, I have taken away some serious gems from this lady, she is an inspiration 🙌🏾 thank you and God bless you 🙏🏾
What an accent!! Polished !! If you spoke like that in my country, you'd get promoted
Wow, never enjoyed another podcast such as this. Excellent guest!
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Most people hear the word BUDGET and they completely tune out. They will say things like...I don't want to live like that!
Sometimes you will tell them it's temporary and they don't hear the word TEMPORARY!
Someone told me one time. I just want to live and spend my money the way I want to because tomorrow is not promised to me. Well, what if it is and you live to a ripe old age and you have no money because you spent it all in your youth? What will you do...live in your car?
I personally live with spreadsheets.
I fill in three spreadsheets every month.
I can track every penny now and I love it.
It's a little work but well worth it.
Living frugally is not restrictive... it's freeing because you don't worry about money.
😊😊
Beautiful. I stumbled upon this at the perfect time. You guys are amazing. I consider myself exactly like this amazing lady. As a british citizen of Kenyan origin, I can relate. I consider myself amazing with finances too.
Glad you enjoyed it and could relate to Norma! Thanks for tuning into this episode I appreciate it!
Great life lessons....
Keep it frugal and be wise
Wisdom is the tree of life to those who embrace her. Those who retain her will be blessed "
Proverbs 3:18✨
Norma insights into the psychology of money and how our upbringing influences our financial decisions are truly enlightening! 🧠 One effective strategy everyone can adopt is to periodically review personal spending habits, which helps in identifying and curbing impulsive purchases, fostering a healthier relationship with money.
"So said. So done. " Thank you ‼️
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Great podcast and so much respect to this lady. This advice is great to start but once you start understanding how money/currency is actually created, know what security instruments are, how powerful our energy and signature is then it's a total game changer and most will be shocked to realise how this game is actually played
This was a great conversation! Hope she comes back again
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it! Will try to bring Norma back for sure
This was an excellent podcast! Loved every bit of it!!! 🔥🙏🏽
Wow!!! Love Norma, Sugar water LOL 😂 Thank you. Ieaned somthing today and also got confirmation. Thx Mr Savvy wallet.
We call sugar water with a slice of lemon “poor man’s lemonade”.
Norma's amazing right! For real and I like Tango aswell so going to definitely try that combination. Thanks for tuning into this episode I appreciate it!
Thank you Norma for your transparency and great information.
❤ the background on mommy making it work.
Beautiful story I personally think schools and colleges should make money management be a must in teaching youngsters because most of them hasn't a clue how to handle their income
Glad you enjoyed it and agreed there should be mandatory lessons on personal finance in schools. Thanks for tuning into this episode I appreciate it!
Wonderful! I happened on this by chance - gift by RUclips on my feed, & I absolutely loved it. Very informative.
Thanking both of you.
Great guest, loved hearing Norma’s story, inspiring and learned something today 🙏🏾❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
So much value in this video and on this channel. Thankyou so much you don't know how much this information can change people perspective and life. Hope you gain many more followers x
Aww thank you so much for the kind words! I feel honoured that I'm able to help people out! Thanks for tuning into this episode I appreciate it!
So right! I have a friend- from Jamaica- she works everything- pennywise. So good!
I love this woman, please bring her back❤
She is amazing right! Will look to bring her back in the future! Thanks for tuning into the episode
Lovely lady on the show :)
This is so informative...it's glaring that most people are ignorant about money and your channel has helped a great deal 👍
Learnt so much from Norman she's such a genius 👏 ✨️👌
Another fascinating podcast, as debt affects us all. I need a 1-2-1 with Norma. 😊
Thank you for tuning in Deborah! Glad you enjoyed it! Yes debt really affects us all but talking about it means that people don't need to deal with it alone...Definitely I'm sure Norma would be happy if you booked in some time with her
This is profound teaching
What a woman 👏🏼
100% Norma's amazing!
Norma sure answered gods call 🙏
Amazing, I've had the same mindset since my teens and honestly can see the difference in what this really makes!!
Glad you enjoyed it and related to what we were discussing! Thanks for tuning into this episode I appreciate it!
Ahhhh bless this woman, her story sounds very similar to mine, same era and area, although I was the other side of vicky park in Hackney. Norma has it wrapped up, one of the best guests you've had on...well done.
Glad you enjoyed it and found it relatable to your story! It's crazy how many of us have similar experiences... Thanks for tuning into this episode I appreciate it!
This was amazing. Her mindset is top notch ❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Whoop whoop. Jamaica to the world
Love your progression Norma 💛💚🖤
Thank you for sharing these great ideas. I do most of the things you talked about resonate with me. I'm grateful that I have the ability to plan and manage what I have. Glory be to God
This was amazing! Thank you.
She has wisdom and knowledge
This is such an informative conversation. ❤️❤️
Big Up Norma 🎉
I have learnt a lot from this podcast.
I truly enjoyed listening to this message. And will follow her plan.
Thank you
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
I enjoyed and learn some nice nuggets from watching ❤
Great guest, loved this one
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
So much to learn. Thank you
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
💡 it all starts with taking the time to budget your income v.s your spending.
Get a beer, for every "do you know what I mean" take a sip. Trust me, you'll be drunk just like me right now.
Love this conversation very positive and powerful
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
I remember mum doing cornbeef and corn and rice - delicious!! Knowing how to make something out of nothing
💯 that was a lovely meal. However, it not so cheap now!
Big Jamaica, sugar and wata
Amazing content, keep it going. This is so helpful and inspiring to become financially independent 😊
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Thank you, for such an inspirational interview. ❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Great interview .Thank you.
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Really great interview.
We appreciate you ma! 🎉🎉🎉🎉🎉
Love this
Love this channel 💙 💪🏻 👊🏻
Thanks for the kind words! Glad you're enjoying the channel!
Talk that talk aunty and mek dem hear yu gud 👏🏾
Great video I’m from Canada but I love all the tips. I wish I could find a house for 50,000 so inspiring.
“I’m a Christian” 😍😍😍 music to my ears!
First time watching USA
Wow thats literally it. Amazing
Great Interview !
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Discovered your page about a month ago and I respect the content brother 👏🏿👏🏿👏🏿
Thanks my bro! Glad you're finding valuable from the podcast
I love ❤️ way y'all talk
Great interview
Absolute 💎.
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Inspiring chat👍🏾
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Great episode 🤛🏾🤛🏾🤛🏾
Glad you enjoyed it Thanks for tuning into this episode I appreciate it!
Nice interview. Informative and very relatable 👌🏾
Thanks for tuning into this episode I appreciate it! Glad you enjoyed it
This is interesting, subscribed
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Thank U...Thank U....Thank U❤😊
You know what o mean
Very practical
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
I GIVE TO THE WORK OF GODS KINGDOM FIRST 🥇 GLORY TO GOD 🙏🙏🙏🙏🙏
Thank you God for sending me to this channel! New Subscriber Here!🙏🏿🙏🏿🙏🏿 Please Sir, address the older women and men as Ms. and Mr. They deserve the respect. Much Love❤❤❤
Thumbs up from a new subscriber.
Please study-Bruce Lipton and Joel Salatin ,Mo Dewji , Abdulta Kudrath,Fady Hocheimy,Joshua Mossart,Infinity Banking concept
R.Nelson Nash
Basic information but I'm sure young people will benefit
The problem is people think their debt can be written off if they cannot pay it. example Credit cards.
I am listening as a Muslim and I agree with a lot but I have to disagree with the interest elements. Maybe do a poll and see if it’s worth getting someone on that can advice on finances from an Islamic perspective. Someone like Ibraheem from IFG or tanim Zaman from sequoia homes.
Keep up the good work.
P.s I find people with a religious background are great with financial advise 🤷♂️
What is it about the interest you don't agree with? Asking out of curiosity
"Do you know What i mean? " Yees madam.. :)
❤
👏🏾👏🏾
An house is only an asset if can get good renters in and not someone that will destroy the house.
Wowwwwwww