Indian and British Doctors React to US Medical Bills Ft. Kiran Morjaria
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- Опубликовано: 8 июн 2024
- If there's one country where it costs two kidneys to fix one, it's the US🇺🇸💸
Join me, a doctor from India, and my friend @Kiran.Morjaria who is a GP trainee from Manchester, UK as we check out a few real US Medical bills and give our opinions/reactions to them.😱
No hurt intended to my American medical fam/Americans in general. This is just our take on the outrageous pricing of medical services in the US.
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01:08 Rules
01:48 Bill #1 Caesarean section
04:40 Bill #2 ED/ER visit - Stomach pain
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13:40 Bill #4 - Bankruptcy
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Hi,👋 My name is Ajay. I'm a GP from Bangalore, India.🇮🇳 I believe in preventive medicine over curative medicine. I post videos every Wednesday at 4pm IST about productivity, studying and some medical entertainment peppered in-between.
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Hey guys👋🏼, if any of you have copies of expensive US Medical Bills or subsidised/low-cost bills from UK/Australia/Canada/India or any country with a social health system for long admissions or costly procedures, please email them to me at doctoramedicine@gmail.com. I'm planning a follow-up video to this, maybe comparing US bills to similar bills from other countries. Cheers and take care! x
It's better to own 2.5M Hospital
Please be honest about it and display what the Americans ACTUALLY PAY, and not just initial bills that support your incomplete understanding of how the American third-party payment system works. For example, remember to include the fact that an American doctor can send a patient a bill for $100 knowing that the patient’s insurance carrier has pre-negotiated a fee of $60, and the doctor has accepted, and the “unpaid” $40 gets marked as the doctor’s business loss against revenues at tax time. Please also be honest and include comparisons of quality of care complete with successful outcome rates. You might also discuss malpractice insurance in America, including but not limited to frequency of litigation and average settlement amount. In other words, please tell the WHOLE TRUTH. Don’t be a clown looking for cheap clicks.
@@franciscodanconia45 the video is not about how much americans pay after insurance its about how much bill u get........and relax bro its just a video and its not even like its completely false or making a bad image about america
@@Aditya-lc5uk if you are interested, you can look up the life expectancy of 20 (mostly) first world countries and their average cost (self payed, insured, partly insured, etc.)
The USA sadly ranks last in life expectancy and is number one for annual average costs per capita.
Wish i could show you how much it cost here in Canada (Québec), but i’ve never seen a bill or talked about prices when seeing a Dr or going to the hospital.
My brother wanted to settle in the US. I showed him this video, now he sings the Indian national anthem in his sleep.
Lmao
you are just killing his dreams
INSURANCE
😂😂😂😂
*FATALITY*
*"I'd be disappointed if I went to hospital, paid $95000 and didn't get the MRI machine to come home with"*
😂
ㅤ
Lmfaooo
Lol
9:14
Okay I'm sorry I can't stop commenting: " I would be disappointed if I went to the hospital and paid $95,000 and they didn't give me the MRI machine." 😂😂😂😂
An MRI can cost upwards of 3 million, and costs 10k a month for it to just stay operational. It has to be housed in a special room due to the huge magnetic fields it generates. The people who operate and maintain it are professionals who get paid 6 figure salaries.
If you are scanned by a modern MRI then it is not going to be cheap.
@@Tugela60 I wonder how literally every other country in the world does it. Just had an MRI done two weeks ago for like a $100
@ansazeem1234 They do it through subsidies from taxpayers and lineups. Not everything will qualify for access to the machine and then only in emergencies. Basically rationing. In the US it is not rationed, but you have to pay for that privilege. So, you get better access, faster access and more modern machines.
In a managed health care system one in a hundred people who might benefit from an MRI scan will wait in a line to get one, while in a commercial health care system they can get access immediately if their doctor wants the result for any reason, provided they can pay for the costs associated with that immediate access.
@Tugela60 3 milion is in the very high end, and even if it cost 2mil a year to run, and you only do very complicated exams that last 2h and you only do 3 per day in average, at 7k per exam you still net 53mil or about 5.3 milion per year considering a 10 year lifetime for the machine.
The grand river hospital (public) in ontario canada added one mri for 1.3mil, and planned to do 4500 scans per year with it, and in a cbc article they say that the running costs for 27 mri in ontario is 20mil, so it would come to about 195$ CAD per scan, wich makes sense as the average cost to do a private mri in canada was 780$ CAD in 2020 according to CADTH.
Do you see the problem ?
@c0nct3d That is a MRI in a public health system, they will be more heavily used than one in a private system, so the cost per patient in private settings is likely considerably higher. The reason for this is that in a public system you are triaged and wait your turn, while in a private system it is always available, meaning it is sitting idle most of the time.
In addition there are invisible costs which are absorbed up front by other parts of public systems, such as overhead, construction of the specialized spaces to house the machines etc etc. In a private system that all has to be paid for by the person receiving the service, which can add up to a considerable amount.
On top of that you have to add the financing costs on the initial investment, something public systems do not include since there are no financing costs in the public system, at least not ones that the health care system pays, it is covered by general government revenue.
Finally, whoever made the investment wants an annual return on it. The profits get taxed as well, so what the patient pays has to include that. These private institutions do not return 10,000% annual profits to their owners, the real number is much lower, more like 10 - 20% at most. The rest is spent on running the facility and paying various taxes.
What you see in these bills for private health care is the REAL cost of on demand health services. Public systems do not provide on demand services, in many cases you need to wait, often for long periods of time, and the incidental costs are absorbed into general public budgets so you are not usually aware of them.
As an American, it’s refreshing to see an outsider talk about how RIDICULOUS our healthcare costs are. Sadly you start to become numb to the outlandish prices over time and it gets less and less shocking. My mother in law owes $20,000 WITH insurance for breast cancer treatments and surgery and I thought, eh, it’s awful, but sounds about right
Q
I have to admit I am in shock. I mean, my mum got breast cancer and went to Tata Medical Hospital (it is governed by the TMC trust), did her surgery, and got an amazing room to stay in for 2 days, 8 months of chemo, and regular 3 months of doctor visit after the chemo end and all of that came in around $4500 and I thought that was quite a lot, now reading yours I can't help thinking. It wasn't bad at all 😳
the sadest thing is that I am pretty sure your country HAS the money to afford cheap healthcare for everyone but they would rather spend money financing wars. I live in Brazil which is a poor country compared to USA and the healthcare here is free and getting better every year.
No wonder salaries in the US are so much larger than most of the rest of the world. If they weren't, I bet Americans would just die out from common cold.
@volkana1977 well the thing is we spend 600-750 BILLION dollars per YEAR on our military. we have the money, but we decided being the world's police force is better than free health care. it's quite ridiculous.
The Guy who paid $2.5 M, could have built his own hospital in India, and had hi own personal Doctor Squad for him.
Facts 😂
He could build a Hospital, buy Apple products, travel to Europe and US, and still have tons of money left. It's actually really hard to wrap your head around that fact....
@@tinajsews2835 why are you gay ?
@@tinajsews2835 why are you gay ?
@@tinajsews2835
Repent of the spaghetti monster. Read your cookbooks for yourself. There is nothing out there in the world as the spaghetti monster to eat all your enemies. If you have questions, ask me.
Europe: "I'm sick, I'll see a doctor."
USA: "I'm sick, pray for me."
“I might be in horrible pain for the rest of my life, and broken in body, but at least I can still eat instant ramen because I didn’t go to the hospital.”
Now a lot of apparently unrelated things about the USA starts making sense...
.... Thoughts and prayers suddenly make sense because you can't afford the doctor
Omg huge brain that's why a ton of Christians are there
@Mitchell Horn People who pretend the US is shitty because they live in a shitty country. 🤷😄
I had a double knee replacement in Japan. It was a total of $25,000 of which I paid just $500 as my part. The rest was covered by the national insurance.
Some people can't afford insurance
I broke my ankle pretty bad during a trip to Slovenia. I only had the most basic EU-wide insurance (I'm from the Czech Republic, another EU country, where your standard insurance also includes EU-wide coverage by default).
In the hospital, the doctors apologized profusely, because, while all the diagnostics, xrays, CT scans, the brace and crutches, and a follow-up appointment in a week were free, the two COVID tests they had to administer weren't.
How much did these two tests cost?
1€ each.
US people can travel to India have CT scan and ultrasound and go back with the same amount!!😂😂
Truuu lol😂😂...they can have a great holiday here😂😂
😂😂😂
It actually happens too😂
Hahaha 😅
In India medical technologist's who doing ct MRI their salary is 20000-30000 rupee/month .IN us and other Western country they pay 30-50 dollars/per hour .so that's why it is so expensive.
American healthcare is so good that if you have an accident, you should order a private jet instead of an ambulance and fly to Europe for better care and for 1/4 price (includes flight)
honestly yeah, can attest
Welcome to america where bandaids cost a million dollars
Honestly
Im sorry for americans
Us as europeans
We dont have to worrie about doctors charging us that much money
And in some european countries
Check ups and things like that
Are free
the thing is it'll take too long for you to actually get treatment and the treatment will be low quality lol
@@arnoldguy2269 you keep thinking that. 🤣🤣😂
You can have private care European countries too. Private health care is not expensive in the UK, in my opinion is due in part to it having to compete with the free service.
What happens if you have a long term illness that requires constant medication.... I guess in the US the following year it gets classed as a pre existing condition. Which I believe is a license to print money.
I’m convinced the American healthcare system looks at prices of medical care in india and just replaces the rupee sign to a dollar sign in their hospitals.
I worked in America for a bit. The company I was working for had a very basic medical plan for me. I went to the doctor to go and get medication for a toenail fungus. Not only did the medical aid not cover it but the pills cost $200 a month that I had to take for 6 months. I also had to go for blood tests every two months to see that my kidneys were still healthy which cost $400 dollars each time and that was before I'd even pay my doctor anything for every visit. That would have amounted to $3000+ FOR TOENAIL FUNGUS! Suffice to say I rejected the treatment and instead paid the doctor $120 for the 10min consultation.
I later returned back to my home country where I paid in total about $60 for the treatment to cure my toenail fungus.
Insulin in the US cost 28 times more than in Turkey for example. I loved working in the states for the short time I was there but their medical and pharmaceutical system is messed up
I lived in Turkey and their public healthcare is really good. I was a student with full health coverage given by the Turkish government; never needed to visit the hospital myself but my friend did. My friend (who was also a Turkish scholarship student) got really sick with a rare TB and had to get several tests done with several surgeries and long stays at the hospital. He got treatment at the best hospitals in Istanbul, after he was wheelchair bound there was free therapy and consultations for him too for months, during Covid. Imagine if this was the US; he would have just been dead or probably killed himself after looking at the bills.
Imagine going to the hospital and having your phone number printed as the bill
XD
underrated
@Herobrine SMP News I understood that reference
Anubhav Singh Standup comedy? 😂
Your and your neighbor's phone numbers stuck together.
@Herobrine SMP News kya pata ke itne log exam main the ki nahi the
What is the most expensive car ride you can have?
An American ambulance
🤣🤣🤣🤣🤣
Underrated comment.
US ambulance ride...
$1,000 to go 1.5 miles
I just laughed so fucking hard man, cheers for the comment 🤣🤣
What's the most expensive car ride you never get to take? Socialized medicine ambulance ride. I mean, you seem to forget that people pay for it and don't necessarily use it. (PS I'm Canadian btw. And our ambulance fees are expensive if they're not life or death situations).
3 years back when I went to ER here in India, for like a small accident in the middle of the night, I was charged 7000 rupees for two scans, an X-Ray and like 8 stitches and I was like furious about all that, and now after watching this I am happy I was charged only 7000.
Damn US helath care is so ffffed up.
Average salary in India is less than $2000 per year. The fact that you don’t understand that shows how uneducated you third world peasants are.
I literally had this same scenario a week and a half ago. Had upper abdomen pain, went to the Emergency Department at the closest hospital, was given a bed, had an ECG, Ultrasound, CT Scan, blood work, different painkillers like Fentanyl and Endone. The medical and surgical team had a look at the scans and blood work results, saw inflammation on the scan and blood work had infection markers. Got released after about ten hours with the general consensus being gastritis.
Didn't pay a cent out of pocket.
I also had a prescription for medication that cost about fifteen dollars.
I live in Brisbane, Queensland, Australia.
We don't get pain killers in the United States. They give us an 800 dollar tylenol for pain.
@@anastasiaadams1382why???
Was reading your comment, halfway through it I think you will end up with a Lifelong debt. then I complete reading the comment and sigh in relief that you are living in Australia.
You got Fentanyl at the hospital? That's the stuff that's producing more and more drug addicts (and dead) in America.
Common Logic ,
1 USD = 74 INR
US Medical Logic ,
1 INR = 74 USD
*How can you say something controversial yet so brave!"*
Best comment
Haha, that's true 😂🦥
False. That US number needs to be higher.
its more than that too , i had a CT scan in good private hospital for 4000rs and in us its 6000$ , that's literally wtf moment
For $2.5 million bill, they better gift me a Bugatti chiron when I leave the hospital.
Username checks out
@@DoctorAmedicine yo, checking the comments eh?!
Am still wrapping my head around this
ruclips.net/video/StWEYCvSpkE/видео.html
2.5 million bill, they should gift me 10% of that hospital shares
@@LeMaoLeDong bruh, they better gift me my own private hospital for 2.5 million
😳🤯 God this is mind boggling. Seeing the bill only will give the patient another heart attack. So blessed to have been born in India. Can't imagine living in these countries. Sometimes even we Indians don't appreciate how lucky we are. Especially me as a person who keeps falling sick again and again, i would just choose to die than getting a bill like this 😪🇮🇳🙌🕊️.
Same situation here bro I am glad I born in Bharat
Thank You Indian Doctors, Indian Pharma & Indian Government for Providing us Affordable & Great Medication to Us..... ❤️🇮🇳🙏
That's why DoctorStrange was soo rich he had wardrobe of rolex watches .
🤣🤣
And a Lamborghini that he crashed.
@@am.Shub2770 and then he become doctor babu
@@harshitchaudhary6166 u mean Doctor Jaadu
😂😂
kid in america: mom i've got a cold
mom: aight sweety, we are going britain
or going to India
Hey Britain must be taking NHS tax from the citizen and providing them free services and they must have some categorised for it , if you getting good salary your tax rate would be high..
@@Kamallohani10 The taxes in America are also very high but spent mostly on military
*Mexico
More like aight sweety, we are going bankrupt 😂
Now I understand the phrase " My thoughts and prayers are with you" instead of actually helping. No one can help without plunging into destitution.
Fun fact. Until recently, insurance companies also had "annual limits" they imposed on the plans and that limit was usually $1million. So that procedure that cost 2.4mil, after insurance would have still been over $1.4million to the patient. (Luckily this changed with the Affordable Care Act in 2014.)
I would sell kidney to pay the bill, but to get kidney out the procedure would cost another kidney as well.
edit: thanx for the likes ;-)
Lmao🤣🤣
I cant stop laughing😎😂
Underrated comment
Roflmao
😂
This is just hilarious 🤣🤣🤣🤣
"I would be disappointed if they didn't give me the MRI machine to take back home at that price". I was laughing 😂
Me you and a ct scanner in a van
Tell me about it
to be fair that was probably close to accounting/book value of that MRI machine after 2-3 years of service, so he wasnt wrong :D
You could probably buy a MRI machine with that amount.😅
Next time I need to go to a hospital, I'm totally asking them if they can give me one for the cost I'm paying. I feel it's fair haha
I saw a post once where an American questioned his bill and asked for an itemised breakdown and on this breakdown was a cough suppression device.
On further enquiry it turned out to be a tissue someone handed him at the admission desk.
I'm not stepping on US without airbags attached to me🤣
So basically a US citizen if needed a medical service, can come to India's premium hospitals, have a 1 month vacation along with it and still it'd be cheaper.
yes thats true There is medical tourism boom in india, n a special visa available too. LOL
many american come in hospitals like max,apollo,fortis
Check about AIG gachibouli...it even had a presidential suit for foreigners....literally they even had a on spot flight booking and a FOREX department just for the foerigners....
As a US citizen, one issue with that is you don't get much, if any vacation time. Two weeks a year is seen as a lot, and they'd really frown on trying to take all of that at once. If you tried to take a month off, they'd likely just fire you.
@@romancow yeah, Vacation is sort of rare for Americans. The work culture there is too fast paced.
If I broke my leg in USA I'd rather swim back to Europe than gather the money to pay the bills
Lmao😂😂
Insurance
Mexico is a lot closer
i swim back to Australia
Same, I would swim back to Australia
My sister is a gynaecologist. She is practicing in a small town karnataka. She charges 8k Inr (100USD) for normal delivery and 25k inr (350USD). Thats a package for end to end. And every day she will do 2 to 3. She is alreaey the richest in my family.
i love how this started as guessing the price, and evolved into then being amazed/scared at those prices
For $2.5 million I would want the Hospital to be specially built for me.
Pre-mature birth?
In India, entire nursing schools can be built with that kind of money.
Right
Well tbf hospitals in america cost at least 60 million to build
@@dhans9662 so.. around 24 patient?? wow... what a profit
Patient: "Hello Doctor"
US Doctor: "Hello and it will be $ 4.99 for the greeting"
Patient: 😳
Lowballing it, I have seen "consultation" charges or charges for an attending physician in cardiology that literally came in said "how are you feeling?" didnt pay attention to the answer and essentially signed themselves a check for a couple hundred
4.99? That's way too cheap, a visit to the generalist is $180.
I once saw a specialist for an injured wrist. Mind you, this injury had happened weeks prior and it took that much time just to get an appointment, by which time the injury all but healed itself.
The specialist still charged my insurance (thus I had a co-pay of like $30) for a 5 minute chat, only to be told what I already knew.
Welcome to American healthcare.
Medical bill is like the EA of gaming
thats the co-pay lol
As an American this is depressing to watch. And the ridiculousness does not end here. My great-aunt had to get hip surgery after a fall and her bills were paid by Medicare, however when the doctor said she needed two weeks of rehab afterwards Medicare said they would only pay for 4 days
For $95k in imaging, they better revive Da Vinci and have him paint the shit of my innards or im not paying
Best fucking comment goes to you, holy shit 😂😂😂
f
Epic
😂😂😂😂
Bwahahah😂😂😂😂
**Has stomach pain**
Europe and Asia: "It's nothing, just some acidity, here's some medicine. For free of course."
USA: "It's just acidity, that'll be $2300 and an extra $100 for the chair you used."
In India it would cost less than 10dollars.
@@am.Shub2770 Yeah my comment covers that.
@@am.Shub2770 u know 10 dollar means something around 700 rupees .............i would never gave 700 rupees for fucking acidity i will just buy a packet of Eno cost aroun 20 rupees and in dollar it would less than 1 dollar
@@soulsbourne Didn't understand my comment eh? It means that the doctors gives you $30. geez.
@@patrickbateman529 lol, it's a simple comment but a little confusing, it took me a moment to realise doc would give you money 😅
Over the years I have often heard that that healthcare in the US of A is insanely expensive in comparison to the UK, but after watching this, its not hard to be convinced!
An elderly friend of mine had MS and had to take medication for it. She would tell me that her medication cost $10,000 dollars per month 😲. I believe she had to take shots. Medicare covered some of the cost, her private insurance also covered a part, and she still had to pay $500 dollars out of her own pocket each month. At the end of the year, Medicare would notify her that she had reached her $$$ limit and they would not be covering her medication until the beginning of the new year. This is why the US will never have universal medical care because with the medical providers it’s all for profit. I once heard that if you live in the US, it’s more valuable to have medical insurance than to have money in the bank.
"Just don't get sick, then."- U.S healthcare system
@Mitchell Horn That's because everyone in the US is rich compared to India 🤷
@@LaZarusXtnct not really. There are morre people with less than 50k annual income than those who earn more than 100k
@@LaZarusXtnct now what about the UK?*..America is just unnecessary expensive 🤦🏽♂️
If you're dying ... don't.
@@LaZarusXtnct
*wheezing laughter*
Rich people: flexes living in 5 star hotels for 70k a week.
Some random mountain climber in the US: hold my neck
Most expensive one night stays in the uk: yea gold epic
Most expensive one night stays in the us: trashy hospital stay
🤣 laughed so hard at this!
Lmaooo 😂
The mountain climbing patient went back to the mountain and jumped off the cliff after he saw the bill😂😂😂
I think the total c section bill in the states is way more- I know people who’ve paid up to $30,000 when you include hospital stay, anaesthetist fees, medications, baby’s care etc.
I agree with that. Most Americans I know that deliver a baby in the hospital have a $25,000-$30,000 bill. They're either really good at negotiating the price down or they've only shown us one part of the total bill.
Now I understand why Walter had to start a drug empire .
Omg yaas 🤣🤣🤣🤣
@Mr. Khan what?!
You mean, why Hisenberg was born?
🤣
and the best youtube comment award goes to
After giving 2.5 Millions to a hospital, technically I should be the owner of that hospital.
😂😂😂😂
If he actually paid it and what more than likely happened is he got an audit from the IRS. If you have 2.5 million dollars to pay for a hospital bill you surely must be hiding more money because you shouldn't have that much money left over after paying the IRS.... well can't have that... would be their logic.
@@Ultimusvivi They probably also took out his kidneys so the IRS could take all his money for having too much money.
In Vietnam not in USA
As a point of comparison, the cost of building (not staffing or outfitting with expensive machines) is somewhere between 100-200 million.
i ve worked in a russian hospital in paid services department and the most expensive c-section contract cost $1500 - it s like personal obgyn, personal nurse, etc, plus a consultation with the chosen doctor before signing a contract $55.
most couples understandably chose cheeper contracts - that were like $930-$1200 for standard delivery
and those contracts were like for extra feeling of security for the mother bcs for example she wanted her baby to be delivered in this exact hospital in her personal delivery room and so on -
bcs generally any delivery in russia is free 🤷🏻♀️
even if you re a hobo woman who got pregnant, at the start of contractions you can go to any delivery hospital and they will clean you and deliver your baby for free
I went to the emergency room and they diagnosed me with afib and spent ten days trying different drugs and amounts of them in combination until they found the right mix that got my heart under control. It was $140,000 USD. Another time, I had my gal bladder removed and there were some complications in surgery. It was $115,000 USD. Another time, I spent 9 days in the hospital, because a diuretic they had me on was screwing up all of my electrolytes, which in turn had me drinking like 3 to 4 gallons of water a day. I was admitted and they spent the nine days pumping me full of phosphate, potassium, calcium, magnesium, and vitamin D until my body finally stabilized and could maintain levels of those electrolytes without the IV boost. This was $120,000 USD.
For us Indians, the degree of shock is reflected by the degree of native accent while we speak English. 😀😀
lmao
Couldn't agree more... 🤣🤣🤣
Lmfaooo stgggggg
They charge for you to hold your own baby. THEY CHARGE YOU TO HOLD YOUR OWN BABY
Insanity squared.
Fuck that shit!!
Welcome to the USA, land of the freedom, land of opportunities, land of everyone’s dream, f that shit it should be called land of that will suck your blood.
i would actually take that to court, like i would refuse to pay that. the price of the c-section is also ridiculous, but they can somehow back that up but charging for holding your own baby? nah we calling lawyers
The Indian prices are from the top Hospitals in the country. The average is much much cheaper but gives quality treatment as well
I had my gallbladder out this year 2023. Sooo many bills. Hospital, anesthesiologist, surgeon,pathologist, pharmacy. Total cost was over 50,000. I’m fortunate and have excellent insurance so the insurance company paid around 20,000 and I paid around 1000.00. We couldn’t believe they could discount that much! If they can do that, why the astronomical charges to begin with?????
In India...interns are dying to get their hands on ECG machine and they would love to do it for free 😂😂😂😂😂
True
You female and uou talking this shit ? Why ?
@@criptik5208 what do you even mean by that?
@@criptik5208 You idiot... What? So, women can't joke about themselves?
@@criptik5208 ahhh arey Kahna kya chate ho? .... ye chatur ramalungum hai lagta hai
And... My view on the US just changed from "The US is a rich country" to "The US is a miserable country". Really, that is misery. No other word for it.
Aw don't say that. Usa numbah 1
Yeah the US is the best place in the world to live if you’re rich, but if you’re in the working class it’s misery
The US is in DEEP debt
@Ninja Star Yes, The US literally has a debt of 27 Trillion, like holy shit
Merely existing is expensive in the US.
Just checked and here in the Netherlands scanning particular parts cost between 150-300 euros. While a full body (with doctors consultation) at a private clinic can be done for 1000 euros. The USA is just INSANE when it comes to these prices.
In the USA you get a bill showing you the negotiated rate from your insurance company which is around 75% less than the uninsured rate. It makes it look like they are doing you a favor. If you have met your out of pocket maximums you only owe any deductibles you haven’t met. Then you have to hope they don’t deny some service in the chain that you had no control over. Example: I had a hospital stay years ago that would have cost an uninsured person $190,000. My negotiated rates brought it down to $41,000, and we were only responsible for 10%. Since we had met our deductible and out of pocket maximums for the year, we owed $0. Think of insurance in America as a series of coupons so a room of bureaucrats and stockholders can get rich. It’s not about health or care. It’s about money.
For 2.5 million dollars , which is approx 18 crore rupees , an entire working small hospital can be built in india !!
Lol
Not one! More...
18 crores isn't enough to maje a hospital doofus
@@L0n30pium depends. If you want one to accommodate a whole city it might not be enough. But a fairly sized one with most facilities can be made. Its not that expensive really.
An MRI machine itself costs somewhere between 30lakhs to 4 crores so idt you can build one with all facilities with that much but a minor one with basic diagnostic abilities sure. Those machines are expensive
The people of US can actually fly to India, have a nice surgery, take a vacation for a month and then fly back to the US in that amount of money. It will also save them thousands of dollars.
If only I had the money to fly to India lol
@@ville666sora If only you had the option to elect better people from group up for a better system 🤔🤔
@@narendratripathi1684 elections and electing ppl isn’t alway easy, and besides most people in the running campaign for something and then don’t even do it and just get the position for themselves
That is true at times. Same with Mexico. But regulations and base medical requirement regulations are very different in the two countries. Same with worker benefit coverage requirements and facility quality. There are reasons why the costs are different beyond simple "profit" issues. There are also different price points that can be acquired here in the U.S.A. for most procedures. People here travel among the states here for the same reason. Prices are not monolithic here.
There is also this idea been put into American patients that having procedures outside US is very bad and you will have so many life threatening complications, so ppl are often discouraged from it. Ad if approximately 6.5 billion ppl can't survive outside US. As a nurse in US, i have seen plenty of ppl who return with infections and other complications here who had surgeries here in US even after all the " Surgical Care Interventional Protocols with pre op Antibiotics, blood clot preventions etc. So its just individual results varying. Bottom line is US healthcare cost is very high but some people refuse to admit it, as soon as you talk about it, they politicize it talking about socialism and communism etc... Some of these are people who literally will argue at a grocery shop checkout line over some coupons. Having said the there is some Medical tourism that happens here. I had my kidney transplant done in India like two months after starting my dialysis here in US and came back few months later with no issues. Its been 4 years and so far i had no issues.
In 2012 I had a back fusion on 2 levels and the surgeons bill alone was 400K (and he was a resident of the hospital.) They overmedicated me with anesthesia which caused me a 10 day stay in hospital instead of the expected 4 day stay. My hospital bill exceeded 1M.
I've been saying this for years now: If you need any kind of medical help in america, its cheaper to book a flight to europe or asia and go to a hospital there.
Me: *gets stabbed in the US*
Random person: “someone call an ambulance!”
Me: “No no, i’ll just dig my own grave.”
A grave tends to cost $20-30k... and they evict you after some time...
Yo just throw me into the river
@@jakobinobles3263 they use you as fertilizer!
@@jakobinobles3263 A grave is typically leased for 25 to 100 years. If you do not renew at that time they will either bury someone on top or remove you for someone else. Its how they maintain costs to keep the graveyards clean and such as well as save space. Ie. No one remembers you at some point they will replace you.
@@jakobinobles3263 This is true. It's at Cemetery discretion. In the US at least, because Cemeteries own the land that you are purchasing the right to bury in, they still have the right to do what ever it is they please with their own land. Technically a cemetery in the US may choose to reclaim a cemetery plot at any point simply by claiming that the plot was purchased for a burial ceremony, not an extended period of time, and that no provisions were maid for maintenance thereafter if you didn't actually lease the land for a period. You see, cemetery land is EXPENSIVE in the states due to demand, and it's created a system in the US where only the upper-middle class and above can really afford to be buried, or buried where they would want to be at least, again due to the demand for plots. Most people in the US have now been priced out and instead have to opt for the economic option of cremation. So, anyways, back to the original topic. Unless you've specifically purchased the rights to a plot for a specific period of time, which does happen most of the time; Or unless you've specifically purchased the land from the cemetery, and now have ownership of that plot indefinitely, which pretty much no cemetery in the US will do unless your paying in, or at least near, the 7 digits; Then at any point a cemetery can clean you out of the plot and resell it. And obviously, so long as it's legal, they have no regard for the morals of it. Something I should mention though is that normally they aren't taking bodies out that were placed there last week, or anything like that lol. Normally it's at least near a hundred years. But yeah; What happens when the cemeteries are full? Well in the US at least, they reuse and resell them to the highest bidder, so they're never really full, or full for long at least, because someone with the money is always willing to pay top dollar to be dead in style, rather than be dust in the wind.
The average hip replacement in the USA costs $40,364. In Spain, it costs $7,371. That means I can literally fly to Spain, live in Madrid for 2 years, learn Spanish, run with the bulls, get trampled, get my hip replaced again, and fly home for less than the cost of a hip replacement in the US.
And if you can wait, it's free in the UK.
@@poruatokin how r the charges in france ?
800$ in India
@@dr.harshitjain6410 how much in Vietnam ?
@@sainiamarjeet I am Indian I don't know
As an american, i've considered going into the hospital or er due to some concerning health issues i've been having but then think of the kind of bills i would be hit with and honestly might as well just deal with it and see how long i live for instead. it's not worth it. they charge 100 for a band aid and ambulances or hospitals will put you with places and people that are outside your insurance just to charge more. even just regular doctor visits if you dont have health insurance can reach thousands of dollars, and sometimes even if you do as well.
'Did they give him the MRI machine! '😂😂😂
Now i know why in GTA games your balance drops to zero after the player is wasted and then comes out of hospital XD
🤣🤣🤣
🤣
THEY APPLIED USA LOGICCCCCC ,OH GOD US IS WORST
LOL
Underrated
As a German watching this is pure insanity.
Imagine having to decide on either living/taking care of your health or being in crippling debt all your life, what a shame.
I remember time before internet when people from my country were idolize US like is heaven on earth ..they had no sht about real life not Hollywood movies
Watch criminal minds
I work in healthcare in the United States in primary Care. That is a situation that our patients come across quite frequently. We had an elderly general man just last month decided that he would rather die of cancer than try to get treatment because it was too expensive. The insurance that he did have wasn't very good and he would have to continue to work in order to keep his insurance and he technically didn't qualify it for Medicare because he isn't bankrupt. So he decided it was in his family's best interest to just let it take him. There are days when I come home and breakdown crying because I cannot help people. For profit medicine is killing people.
@@redfox903 Medicare is not qualified for by income It is a simple age thing. Do you consider under 65 "elderly"? Over 65 qualifies for Medicare. Insurance coverage does not drop due to stopping working, there is COBRA coverage which would automatically kick in if you terminated employment. Its cost would be the entire amount of the insurance the employer may have been partially paying for as a part of their employment. And that would be way cheaper than having to pay for cancer treatment.
BTW, I assume you make a wage at your work. Is that not "for profit"? Also, most hospitals are "non-profits" though there are exceptions. Believe it or not, costs are an issue for all systems, including things like the NHS in England and the more private, but government mandated system in Germany, They all stress over costs and seek to limit "unnecessary" expenses, sometimes using things like rationing or treatment delays. There is no "free".
If you want to help your patients, learn more about what is available to them. Honestly, most providers don't know much about that, only complain about what they don't understand. And I am not trying to be unsympathetic, I have many family members in heath care fields. I will admit things are hard to navigate here.
@@gregm3139 point number one patient is 60 therefore not old enough to qualify for Medicare. Patient currently has too much in assets which means that they do not qualify for Medicaid even with cancer. Patient does not qualify for Cobra because he is coming from a company with less than 20 employees which means that his company does not have to pay into Cobra. and even if he did qualify for Cobra the average payment a month for an individual is $630 US dollars.
Patient made the mistake of not paying into short-term disability at their job because they didn't think that they needed it.
In my area there is one hospital in a 45 minute drive and it is a for-profit hospital. Patient doesn't qualify for financial assistance at said hospital in order to get their cancer treatment because again they have too much an assets in land. So in order to protect the inheritance and retirement funds of his wife and children he decided it was better to just die.
So before you come on here telling me I don't know enough about my job and I need to do my research maybe take a step back and and have some humility by understanding maybe you don't know everything about every situation.
Sadly, this is the situation in America these days. The working poor cannot afford to be sick, or to visit their doctor, let alone, going to the emergency department. My country has the money to give money freely abroad but can't take care of their citizens.
Guys honesty book a flight to india with your whole family, get yourself treated in a private hospital. Visit the country and then go back. It will still cost less than half
My dad had heart attack last year, doctors had to perform angiography and dad was kept in and out of ICU for almost a month. His total medical bill was equivalent to 700$ which was fully covered by government insurance (for which we pay 45$ annually). Not so bad for a third world country like Nepal eh!?
Hi Gaurav, fellow Nepalese here. Would really like to learn more about this insurance. Please tell me more?
Some of the best, cheapest care I've ever gotten was in Nepal. Great doctors and the bill stunned me with how affordable it was. But I'm from the US, where I've been charged some of these insane prices for far worse care.
@@QFRoze234 Yeah
Americans come to the Subcontinent and Get themselves treated and then return back rather than paying in their hospitals XD , You guys are crazy to not ask you Government to do something
What are you waiting for !!
I had Dengue, and was in the hospital for one week.... My case wasn't critical AT ALL. And they slap a 750 dollar bill.... HIGHER THAN YOUR HEART SURGERY
@@supreeth6315 And this is why the USA is called a third world country with a Gucci belt.
That South Indian accent comes out when he saw prices was priceless 😂
Exactly
@@John64314 ohh
😂😂❤️
Thanks to South Indians talking in that cute accent, it took me years to talk properly in English after I moved out of south after living there for 9 years.
@@elva136 well for me it's really a sh!tty accent, I loves to talk in my own way with more clarity in my pronunciations instead of saying half words
My Mom had to undergo a major heart operation and after 1 month stay at the hospital, the total bill came out at 12,000 dollars and after govt reimbursement, we paid only 5500.
If it cost anything like the rock-climbing accident, pretty sure my mom wouldn't have survived
One thing which save Indians are the Private Nursing Homes. It's not like they are very cheap or something, but they are life saver for emergencies and they don't cost too much.
USA: alright, your broken arm would cost you 10k.
Germany: I'm so sorry, i understand that it's extremely innapropriate, but i HAVE to inform you that you'd have to pay for the services of fixing your arm out of your pocket. Again, I'm extremely sorry. The cost from your side would be 20 Euros. If you'd leave a bad review on your way out, we will understand that.
WHat ? I broke my arm and they paid me $400 :D in germany you get paid xDD
@@Anonymous-vd5yd what the?! How come? XD
Doctor: You need a CT scan.
@@debodyutikar8209 you can get yourself an insurance and they will pay you when something happens to you. Goverment pays for hospital bills and your private insurance gets you money for inconvenience.
I would get paid around 430€ in case of broken bone and for stay in hospital longer than 3 days they will give me around 200€ + some more for every day.
Never heard anyone paying for a broken arm or leg here in Germany
Indian Govt hospitals are so affordable and their health care system, as far as i seen is pretty good equivalent to that of a good pvt sector hospital.
This is why as a Canadian I get confused when people bash us for our Healthcare system 😂 id rather lose some money to taxes for a longer wait time and less medical costs THAN PAYING THE PRICE OF A HOUSE.
Here's the brilliant part of it. Canada: Ranks #4 world wide in health care. United States: *Drum roll* #22 *tires screeching, crashing noises*
Same in Australia. I can't imagine being really sick but not doung anything about it because it's a choice between medical help & food or rent
That's because the average American, especially Republicans, think taxation is theft and only care about themselves. In the US, everything is about me, me, me. No one likes paying more taxes but having that safety net for any chronic disease like cancer or diabetes makes it worthwhile.
@@robertfergusson5367 and yet Americans I meet laugh at me saying our health care is theft or a joke 😂 I love that
@@katl6426 yeah no way. Being sick could mean the difference between feeling like death for maybe even just a week with something that will eventually go away, or a lifetime of debt...
Normal delivery can cost up to $29,000 here in the US. That’s from an actual charge master from a hospital.
I recently had food poisoning and had to go to the ED in one of the best hospitals in the city and stayed there for 8 hours. The total cost of everything including the tests the medicines and the ED room was ₹5500 which is USD 66. So the guy with his bills in the 1000s of dollars for the same thing is so crazy.
Doctor: "Congratulations, it's a boy!"
*credit card declines*
Doctor: "Time to go back, little buddy."
This kind of jokes I (fortunately) cannot relate because I'm European
@@drafer100 you have to pay to see the child if you want see closer pay more want to pay more want take video or photo pay more and that's freedom
@@murder1625 yeah I’ve heard it’s cost like 50$ for skin to skin contact between the mother and her child. Sounds like kidnapping too me
lol..good one
@@allent.g560 wtf 😂
The scary fact is you can ACTUALLY buy an MRI scan machine albeit a used one for about $95K 😨
Wtf
Yeah maybe in US after they use MRI scan they throw it to trash
@@wisnu1114 what
It’ll probably be broken at that price
@@wisnu1114 yeah, I fell on my tailbone in high school and they pulled out a disposal MRI machine, finished scanning, tossed it in the dumpster behind an Arby’s
THANKS FOR THE SUBTITLES!
I have insurance as a veteran, and am fortunate for that The prices for normal private healthcare are insane. My dad had a mini stroke, 5000 for testing, and that didn’t include treatment. He opted for some meds at home, and skipped physical therapy, went home with a few exercises, and here we are. It is super sad situation as the pharmaceuticals are doing business with politicians and healthcare is bloated as a result. In addition, they bill each item separately, and you can get one bill for the nurse, another pulmonary, etc.
How heartless do they have to be that not only is the patient already suffering from injury/illness, they're crippling them with debt right after? Absolutely inhumane.
Worst part is if they are unconscious they'll administer stuff regardless and basically milk you for as much as possible. And some people will just rather die than leave their family with a bill like that.
But hey! It's america baby! So it's absolutely fine! (Joke)
Bruh The medical industry is just on that sigma male grind.
They didn't work hard enough better spending in the army than helping lazy people duh
People with broken limbs or having heart attacks literally drive themselves to the emergency room because they can’t afford the ambulance
US Hospitals like: Here's your $50 bill for stepping on the property.
You got me dude😅😅😅🤣🤣🤣
yes, you pay entrance fees for stepping in the hospital
@@saintseer8214 wait fr?
@@bruh____784 The minute you get admitted, even for outpatient treatment, you get charged a 'facility fee' on your final bill. Even if the procedure doesn't end up happening, you'll be on the hook for at minimum that amount.
@@shadowtheimpure American health system is brain-dead
I’ve lived in both Canada and the United States. I spent a two days in a psychiatric ward of a small town hospital (I honestly don’t remember doing much other than sleeping) and received a bill for over $5,000 in 1995. I
was born in Canada, and came back again in 1995; I’ve never received a bill for anything at any hospital or to any doctor. There’s a reason many Americans don’t get medical care.
This makes me really grateful to live in Australia, a few weeks ago I walked into a hospital got an X-ray was in and out in under an hour and didn’t have to pay anything and I don’t have private health insurance or anything
USA: "Here is your baby" *slams a million dollar bill on the moms face*
INDIA: "Here is your baby" *slams the baby on the moms face*
Bro😂😂😂
😂
lol
Best comment.
In my country, due to social security my mom received 800 PEN for giving birth to my brother.
She stayed in the hospital for more than 3 weeks because she had eclampsia and her heart stopped for a while during birth.
My brother had to stay in the hospital for 15 days.
Total cost: 0 PEN (or -800 PEN since she actually received money)
Me: * gets shot in the US *
Random person: "Oh no someone call an ambulance!"
Me: "Please no it's just a scratch!"
something similar was shown on another vid like this comparing medical bills between uk/us , at the end of the vid it showed a real life indecent in the US where a women was sideswiped by a car and it hit her kneecap shifting it to the side (sort of dislocated it) she was seen and heard in the vid saying don't call an ambulance please don't literally begging and saying she can't afford it and telling her partner to take her home all the while she was on the verge of passing out due to the pain......
sad state of affairs that is..
@@simonn5651 ah yes, america land of the free, but sadly their healthcare isn't
@@detroitbecomedefective2762 i live in the uk and used to do mountain biking , one time i came off my bike on a track not realizing there was glass on the track i landed elbow first right on it ......after getting up and brushing myself off (as you do when biking it's just a common theme to fall at some point) i felt something running down my arm and looked to find a 3 in long gash on my elbow AND a large 3-4 inch piece of curved glass sticking in one side of my arm and coming up out the other (curled under my skin) i couldnt remove it myself lol (i tried) and because i couldnt really walk home like this phoned an ambulance ,they came got me AND my bike allowed me to drop it off at home as it was on the way (since i was alone) took me to hospital got my arm all fixed up and by the end it cost me nothing what so ever.
Knew a lady who drove herself to the hospital with a broken ankle (discus shot gone wrong) ONLY when her foot started to turn purple.
A CT Scan for almost $7000 is equal to more than ₹5 lakhs, which is enough to buy a new car in India lol
In Brazil the costs are like:
Ultrasson; 20 dollars
Endoscopy: 100
C- delivery: 1000-2000 depends on many factors
In 2021, I got a kidney stone, and due to excessive pain and other symptoms, the doctor asked me to undergo various tests like a CT Scan, X-ray (two or three kinds, but I'm not exactly sure what they are called), and an ultrasound. I went to Goa and visited the Goa Medical College and Hospital in India. There, I paid 100 rupees (approximately 1.3 dollars) for registration, though I'm not sure how much they would charge for foreigners, maybe around 10 dollars. Despite this, I received free treatment, which included the use of all the latest and advanced equipment and experienced doctors. Furthermore, at the end of it all, they even provided all the necessary medications free of cost. Even though it was a government hospital, everything was better than in most private hospitals.
i’ve got a mate who has a American girlfriend, were Australian, so when my mate had hurt himself he told her to call an Ambulance, she hesitated and constantly asked does really want to, he got annoyed and yelled “Yes, they’re free here!” 😂 apparently Ambulance is a couple of grand in american…
imagine being scared to call for help.
Edit: I KNOW we pay taxes and have Medicare and what not for these situations, when I say "Free" I understand it's not necessarily free but at that moment a relief to not need to pay upfront.
Edit again: Also I realized it's the states of Queensland and Tasmania that have free ambulance cover, the state government covers it, other states have ambulance cover fees for the year, if you so choose. My bad.
This is why I'm never going to go to America
I had an American friend (I'm french) who told me that ambulance ride cost between $500 and $1000 PER mile.
He once got slammed with an $8k bill from the hospital after he blacked out drunk. They only gave him an ambulance ride some paracetamol and waited a few hours for him to sober up.
It's not for free ambulance unless your on government benefits etc. You actually take ambulance cover roughly $100 a year for family. If you don't have cover you have to pay around $2000 for an ambulance even in Australia.
Freedom to die. But it's freedom :D
At 12 miles for the nearest big hospital, my best friend and I have agreed whenever we do stupid stuff that we'll let each other take the risk of manually driving the other to the hospital over paying $6,000-20,000, even if it causes one of us to lose our lives.
I laugh at their reactions to prevent myself from crying over how corrupt and ridiculous the medical sector is here in the US. Absolutely insane.
its funny as shit
@@okidoki878 people don’t even realize that what Europe and Scandinavian counties are doing right now, is what the founding fathers of the United States wanted for America.
My reaction is usually a mixture of depression and a mouth-frothing rage.
Remember to vote for progressives (if possible) instead of just voting democrat.
Marry someone from another country and escape lol.
Yeah I’m sure someone just makes random numbers up and try to make sure it’s expensive. So glad I live in the UK
in Indonesia, i have an annual medical checkups from ECGs, USG, PapSmear, ETC just cost $300 and I did that in one of most expensive Hospital in Jakarta
This is absolutely insane.. In my country couple years back I broke my wrist.. shattered in fact to the point I needed 11 screws, the operation took around 6 hours, I stayed in the hospital for 3 nights.. All together it cost 2000 dollars (including follow ups).. it was paid fully by my mandatory insurance but I have access to the charges in my insurance app so I know the total cost the hospital was charging
The prices in the US are absolutely ridiculous..
actually my friend cousin needed a Tonsillectomy. In USA they said it would cost him more than $45k something so he came back to india and had the surgery in one of the finest private hospital in India (apollo hospital kukatpally) and stayed here for 2 weeks and went back . this total trip costed him less than $8k
holy shit
In indonesia i go to the best private hospital in my city for tonsillectomy just $1,5k dollar. If you want the best room with luxury facility maybe around $2,5k.
@@JS-fw1ip but l also added the cost of trip
Hey they overcharged you.
Holy moly.
I payed 270€ in germany ^^
USA: probably the only country in the world that charges the mother for holding the very same baby that she had inside her body for 9 months prior to her delivery 😂😂😂😂😂😂😂😂
Welcome to the American Dream 🤣😂
ruclips.net/video/mjUpEl6o5us/видео.html
Thank you guys. Informative but presented in an excellent way,,with both humour and shocking disbelief.
In my country algeria everything is for free literally even the medicines , and what's fascinating is that everyone could benefit from this even foreigners you dont even need to give your name in order to get a consultation.
And still people here are very critical of the healthcare system
Norway called the US a first world country with a third world healthcare system. This is just absolutely ridiculous and how the American people haven't revolted yet is just astounding
Was an university in Norway, NTNU.
«NTNU strongly recommends that all NTNU students who are outside Norway return home. This applies especially if you are staying in a country with poorly developed health services and infrastructure and/or collective infrastructure, for example the USA.»
we're to afraid to get hurt, until our insurance coverage starts. Just 6 more 1,000$ monthly payments and if the co pay is affordable, then we can revolt.
Actually, even third world countries have relatively more affordable healthcare.
That's because Americans take pride in expensive things.
How insulting. Please don't compare third world Healthcare systems to something like as horrific as the American Healthcare system
The rock climbing guy started climbing again when he saw the bill. The doctors told him he had several trauma and cannot climb for months. He proved everyone wrong by climbing out of the hospital through the window with one hand holding the glucose.
lmaooo bro
😂
😂🤣
LOL
😂😂😂😂😂😂😂😂😂😂😂
my friend had normal delivery in AIIMS , it was charged 750 Inr/9.02 usd, great doctors, satisfactory service.