Decoding Budget 2024-25: Expert Insights from Dhirendra Kumar | Investors' Hangout | Value Research
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- Опубликовано: 15 окт 2024
- Join Dhirendra Kumar in this special episode of Investors' Hangout as he explains the important points of the Union Budget 2024-25. Learn about the rise in capital gains taxes, the lack of indexation benefits, changes in tax exemption limits, and the new NPS Vatsalya plan.
Find out how these changes will affect your investments and financial planning. Don't miss this easy-to-understand guide to the new budget!
𝗖𝗵𝗮𝗽𝘁𝗲𝗿𝘀 :
00:04 Introduction
00:33 What is Dhirendra Kumar's take on the increase in capital gains tax?
03:48 Securities Transaction Tax on F&O doubled. What does that mean for you?
04:54 Hits & Misses of Union Budget 2024-25
08:29 Key takeaways
Here are the key takeaways:
1) Higher Capital Gains Taxes
Long-term gains tax: 10% to 12.5%
Short-term gains tax: 15% to 20%
2) No Indexation Benefit
No indexation on investments, disappointing for investors.
3) Increased Tax Exemption
Capital gains tax exemption limit: ₹1 lakh to ₹1.25 lakh/year
4) Higher Securities Transaction Tax (STT)
Futures STT: 0.0125% to 0.02%
Options STT: 0.0625% to 0.1%
5) NPS Vatsalya for Minors
New pension scheme allowing contributions for minors, becoming theirs upon adulthood.
For more details on the budget, read this: vro.in/s201665
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Thank you for Watching - Decoding Budget 2024-25: Expert Insights from Dhirendra Kumar | Investors' Hangout | Value Research
𝗥𝗲𝗹𝗮𝘁𝗲𝗱 𝗦𝗲𝗮𝗿𝗰𝗵𝗲𝘀 :
union budget 2024 highlights
capital gains tax changes 2024
indexation benefit explained
tax exemption limit 2024
nps vatsalya plan details
Fully agree. Never had this kind of tax gouging finance ministry before
VASULIBHAI DALAAL.
Thanks VR and Dhirendra sir for your clear cut insight on Budget.
LTCG tax in itself is wrong
Sher paala hai janta ne.
Best analysis of the budget. Clear and to the point. Thank you.
Glad it was helpful!
In future as govt sees people have amassed huge wealth over their life time by doing SIP
The government in the name of rationalisation of taxes across asset class (equity, real estate and debt) will increase LTCG to atleast 20%
Get ready for that day
This will happen
It will be under direct tax, rest assured.
Ltcg is disappointing. And alsoindexation which is removed.Thank you dhirender sir for the good analysis.
You guys are the best and most genuine, have been reading and hearing Dhirendra sir from many years, even ma'am is so good...keep up the good work...we will surely have far greater reach in terms of subscribers soon (if at all that is the criteria in this rat race)....
Thank you 🙏
Do we get indexation with 20% tax for debt fund brought in 2020 by grandfathering?
Very well explained and very simply
You could empathise the pain in his analysis regarding taxing on hypothecal gains by removal of indexation
Bjp i feel has still not learned its lesson
NPS vastlaya (kids), looks like useless.. Can we please make a video on this one..
I see we can not use for education / marraige in current structure.. It looks like I am planning for my kids retirement.
Is grandfathering applicable to the investments made before 31 Jan 2018?
Very informative sir😊
Thanks and welcome. Keep watching!!
As the government is cotinuously discouraging to get deductions under Chapter-VI A..
Will the AMCs convert its existing ELSS funds into Flexi Cap, Multi Cap or Large Cap in comming future?
NPS Vatsalya will be transferred to a normal NPS account when the child attains majority. Where is the scope for marriage/education expenses?
On Grandfathering, budget is silent, but it is abolished is not established.
Thank God did switch in 2023 to shift from regular to direct got grandfathering benefits
Is SWP amount taxable ?
If u want to boost bank deposit, cut tax rate. Cutting money in the hands of middle income is the established rule now.
Enough is enough..this govt has to go now.. waiting for 2029 !!
Excellent analysis and thanks for saying clearly you like all of us are disappointed .. But what else can we do as this is the decision of the elected Govt and one has no option to oppose or request reversal but rather abide by. This will encourage more Dubba trading
completely agree with your views....
Thank you 🙏
Since there is no cut off date, partial grandfathering may be allowed as per some interpretation as this has doubled the tax out go for many depending upon appreciation/time held etc…talking of property here
thoughtful explanation sir as always.
Agree with your point on LTCG...not at all encouraging and big disappointment ..
sir , what would be my tax rate if I have sold the unit before the budget announcement .
Depends on Naidu
We have seen lot of new investors starting to invest in stocks and mutual funds. this LTCG tax hike is a absolute killer and making people refraining from investing. such a pathetic FM and they do not listen to people. even HRA should be increased from 8,000 in hyderabad, bengaluru like cities. we have house rents starting at 20,000 for 2 BHK.
For HRA ,first govt should make Blr and hyd as 'metros', even today only Delhi, Mumbai, Chennai and Kolkata are considered as 'metros'
Nps 14% is only in new regime???
Can't agree more, very disappointed with budget
Now more HNI will leave india ..nice policy 😂😂
Hope one day i join the list, fk this shithole.
Most horrible govt in Indian history for honest taxpayers! Tax terrorism is increasing 😢
Still bhakths vote for TUGHLAQIAN VASULIBHAI DALAAL.
They should have at least made the EPF contribution tax exempt for new tax regime.
If it's mandatory, why should I pay tax for it? I did not ask for it.
Section 80D is relevant to Sr. Citizen not only tax porpose but also for our own Health Protection. This Finance Minister have very little knowledge about this.
Please have good mikes
It's unfair that indexation benefit has been removed.
As salaried folks the savings made are saved after one has paid a high rate of direct tax. With the tax paid income the tax payer buys goods and services and has to pay a high rate of GST on all those goods and services. Now, the savings one makes on the investments which were made after paying taxes, are again subject to STCG and LTCG. This is a cruel triple whammy by the Government on normal salaried folks, the softest target they have.
Instead of all this, why not reduce the burden of direct taxes and adopt a proper GST regime on all goods and services? This way anyone who consumes anything at all, is paying tax and contributing to the country!
After all, EVERYONE is a Consumer, but only less than 2% of the whole of India are part of the Salaried classes who are taxed inordinately!
It is about time that the GOI looks at the Middle Classes too in a favourable manner.
At the time of our retirement we will have 30% tax on nps and equity investments.....
And one time super rich tax too
Very dissapointing budget for Market participants..& very good budget for the govt.to rake more mula from the retailers.
In this situation when ltcg is increasing..we have to increase more and more in small caps and mid caps to cover that tax loss.
😂 Yes...no other way...but this govt will increase it to 30-40% if it seems people are making more gains in the market. We must dethrone this govt first I guess.
@@religionofpeace782 opposition has not given any manifesto that they will decrease ltcg. So can't trust them either before they make any such announcement.
LTCG must be removed.
Just want to flees the salaried class, they are unable to make laws to make bussiesnes class pay taxes, sops are available for them for petrol/diesel/entertainment of business clients ke naam pe family goes on holidays.
Exactly. You hit the nail on the head.
Share buyback has again become taxable at the hands of investor.
One more nail in the coffin of BJP💯
folks has only once choice which is to run away from this country.
Budget is a scam itself...
Modi should goooooo
Tax even Cong will increase
Poor budgetary provisions by NDA govt. for 2% of citizens who contribute to the growth of the nation.
Thanks VR and Dhirendra sir for your clear cut insight on Budget.
You're welcome