I have been watching your channel for over a year, wonderful content & so much knowledge that a new agent like myself needs! Thank you so much for this video, I didn't know any of these carriers but wow, the CiCA is the one that caught me. I have a friend that has congestive heart failure and she had cancer. I didn't think she could get coverage, but this blew my mind. Again, thank you.
Hey David - clarifying question: When people say "pay on issue", does that mean the commission is advanced to the agent shortly after the policy is written? Secondly, what is the average length of time funds hit your account after writing the policy? Thank you for ALL the value you bring!!!
On issue, is when the policy issues, you get paid so typically after they approve and issue the policy you are paid, if it is on settle you will get paid once the payment is made. It takes 24-48hrs to hit ur acct
For Cica if you've had dialysis or been treated for CHF in the past 10 years you are not eligible for standard day 1 coverage. You're eligible for guaranteed issue.
you reading that wrong. if you are being TREATED you are covered. you haven't even called to find out. you misread the agent guide sheet like I did. lol
I love American Amicable ❤ Great Customer Service with a very responsive chat team, and they are very smoker friendly, as well as very dual use medication friendly! Definitely a must have carrier!!!
@@RyanDroegeFilmsSenior Life says they are not captive, meaning you can sell for them and other carriers. Of course they discourage that but they are not captive like American Income Life
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I have been watching your channel for over a year, wonderful content & so much knowledge that a new agent like myself needs! Thank you so much for this video, I didn't know any of these carriers but wow, the CiCA is the one that caught me. I have a friend that has congestive heart failure and she had cancer. I didn't think she could get coverage, but this blew my mind. Again, thank you.
Hey David - clarifying question: When people say "pay on issue", does that mean the commission is advanced to the agent shortly after the policy is written?
Secondly, what is the average length of time funds hit your account after writing the policy?
Thank you for ALL the value you bring!!!
On issue, is when the policy issues, you get paid so typically after they approve and issue the policy you are paid, if it is on settle you will get paid once the payment is made.
It takes 24-48hrs to hit ur acct
Which carriers pay on issue can you please provide?
i like this dude!
How do I sign up for top tier level
For Cica if you've had dialysis or been treated for CHF in the past 10 years you are not eligible for standard day 1 coverage. You're eligible for guaranteed issue.
Not true
That is not true. CHF and Dialysis are day one
you reading that wrong. if you are being TREATED you are covered. you haven't even called to find out. you misread the agent guide sheet like I did. lol
grammar nahtsees 🤣🤣🤣that was gold🤣🤣🤣 i needed that one
Any thoughts on AMERICAN AMUCABLE compared to those carriers?
I love American Amicable ❤ Great Customer Service with a very responsive chat team, and they are very smoker friendly, as well as very dual use medication friendly! Definitely a must have carrier!!!
Great Carriers!
Do you have Lincoln or Senior Life as a carrier. Looking to get contracted with a multi state carrier.
Lincoln and Senior Life are "captive". Nobody can sell them except going directly through them.
@@RyanDroegeFilmsSenior Life says they are not captive, meaning you can sell for them and other carriers. Of course they discourage that but they are not captive like American Income Life
Royal Flush!
I love those carriers
What is CICA
Great
any IUL Text to sign besides americo and MOO?
Which one is the best carrier for smokers ?
CICA
American Amicable is VERY smoker friendly for sure!
The disrespect to Prosperity is unreal
what disrespect?