Great Content again Ave Joe! I'm celebrating a $600K Dividend portfolio today. I went all in with about $150,000. Have invested much time and money into this. I am also with the right Investment Advisor, who handles my portfolio and executes my trades. Now I have steady dividend income and time for my family as well❤✅
Amazing! I have Liquid $150K to put into stocks, but I want to ensure good profits & safety. With tons of Advisors now, how did you find the right Investment Advisory?
U.S. t bills are the same as junk bonds. In order to get buyers you need to keep raising yields as the national debt keeps going higher. things are not improving.
I'm looking at high-yield dividend stocks. Selling 200k worth of equities is stupid without reinvesting it. I might turn to cash soon if I don't invest it. Any particulars? (Buying bonds or CDs is not for me)
Don't get any such ideas. If I were you, I would bother less and buy gold and bitcoin. There are more institutional investors in long bonds than individuals and they are all relinquishing their long term holdings.
I agree, while higher interest rates increase bond yields, they also hurt long-term bondholders who can't wait for their bonds to mature. IMO You are better off for next 5 years by buying the dip now.
Thank you for all of your work on this. I had been buying TLT the last few months with the expectation that when rates start down TLT should go up in market price....maybe.
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Loraine Souvenir’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
The beauty of her approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
Nice to see this here. A lot of folks downplay the role of advisors until they’re burned by their own emotions-no offense. I remember last year, I needed a good boost to help my business stay afloat, so I researched licensed advisors and thankfully came across Loraine. She’s helped grow my reserve, despite inflation, from $152k to nearly a 7-figure sum as of today..Her insights and daily siignals are worth following.
Per TOS : TLT return for last 12 months + 6.65% plus 3.8% dividend. TLTW down -10.0% plus a 9.8% dividend. If interest rates are going down TLT will have to go up. When interest rates were flat and the price of TLT wasn't changing it may have been a good deal then. Now I'm not so sure.
I think investors should always put their cash to work, especially towards the ending of 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
My CFA *Layan Talia Chokr* a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Hey Joe - I am CCing TLT twice a week presently. The share price moves more than you think it would, but the IMO the results can/should be favorable to doing the same thing with SPY, IWM or QQQ.
Fundamentally missing in this analysis, that is alluded to in other comments, is the inverse relationship between bonds and interest rates (and thus equities also to a lesser degree) During this time period of comparisons was when the FED raise interest rates the most aggressively in the last 20years therefore adversely impacting share price of TLT&TLTW. If TLTW continues to make 15% Div returns in a stable interest rate environment and factoring comparative risk of equities to bonds - to me it’s a good deal Just saying
0You should compare the volatility of total return TLTW with TLT. TLTW looks to be less. When the Fed reduces interest rates TLT should increase in price. That translates to appreciation for TLTW also but with a nice dividend. Maybe just sell puts on TLT.
Hey Joe, great thoughts on TLT and TLTW. Would you consider putting a total income video together comparing TLT selling covered calls and TLTW with jepi and spy selling covered calls, and jepq and qqq selling covered calls? I know that the underlying index is on jepi and jepq are not exactly equal to the SPY and the QQQ but I feel a lot of income/dividend investors are weighing their options on generating income from a management company selling covered calls for the investor with the expense ratio of 0.35 versus the individual investor doing their own selling of covered calls for no expense.
Enjoying the content! Would love to see how you would create a high yield dividend etf portfolio with low correlation for income diversification for $1M
With bonds having had the biggest beatdown in nearly half a century… tltw needs to be on absolutely every income investor’s scope. You get treasuries AND a yield higher than the historic average of the s&p500? If you’re not buying… you’re literally missing a once in a lifetime chance 💯 Normal logic follows that a good mix of stocks and bonds is best for stability… so what’s having 25,000 shares of spy if you have to SELL in retirement. Use TLTW and have all the pros of bonds (albeit with capped upside) and don’t worry about that portfolio balance… just collect the checks.. you earned them 👌👌 But case in point.. you’re getting over 2x the cashflow on your bonds and if capital appreciation is your jam you can make the difference up employing a little leverage 😉 it’s a 0 lose game
Question for you. I just recently started looking at ETFs. MSTY really peaked my interest so I started buy some shares. I have about 500 a month I can invest. Does it make sense to just keep buying MSTY and letting it grow? I have a 401k also but can’t pick it in there. The $500 is just extra I can invest on my own. Any advice would be appreciated. New to ur channel but really like it
First of all the Fed just stated rate cuts are coming - that will benefit TLTW even if it's capped. Secondly if you sold options on SPY you'd have to hold onto the shares until expiration (or buy it back if you can) and if the market tanks fast you're too strapped in to bail quickly.
Owning some of this, I see the distributions are listed as "cash", not qualified or non-qualified dividends. I guess when it comes to taxes, this is treated as ordinary income. What's the difference between a non-qualified dividend and a cash distribution? I'm thinking that if I own this outside of my ROTH or a standard IRA, this could have some tax issues to keep an eye on. Not a big deal, but something to be aware of.
Sure TLTW is an options based income fund, and limits capital gains compared to TLT. Can't really compare equities (S&P) to fixed income (bond market). Yeah, the bond market drives equities, but they are functionally different. Past month was a great time to pick up some TLTW. Interest rates cuts⬇️=bond values ⬆️, TLTW maintaing NAV and paying out a nice distribution.
If I thought interest rates were going into a flat or up period, sure TLTW would be a better pick than TLT. But if you believe we are going into a period of dropping rates, which means rising bond prices, then absolutely TLT would be the better pick here. Being in a covered call ETF that caps out soon into the period (one month in this case) never feels good. As I write this TLT is now at 98.67 with one full month to go. All it has to do is hit $100 and TLTW is capped. I'll pass, and think about getting into TLTW once we get through the period of lowering interest rates. Of course the expected trajectory of interest rates can change, and then this would need to be reevaluated. The better strategy would be to sell your own puts and calls on TLT going further out of the money than a measly 2%. IMO.
Joe ,I totally understand the point of your presentation - Well Done !! 1 question -with impending interest cuts on horizon , Will this help or hinder TLTW ??
I admit I bought some TLTW last year. My only regret is that I did not buy more when it was around $25. My expectations are that whenever the federal reserve begins to cut rates next year, both TLT and TLTW should benefit with price appreciation
Same, I'm close to 300 shares in the IRA and basically flat for total investment. I've been disappointed with the dividends for awhile now. They have double dipped in December with nice diivies though
Hey! What are your thoughts on having a bond etf (BND) in a taxable brokerage account. Is it one of those things its not worth having the tax drag, or is it worth it to have some stability I guess in a taxable account.
That’s because bonds have been in a downward spiral for quite some time due to inflationary pressures and interest rates rising. All of that seems to be turning the tide for the better as pressure to cut interest rates continues to build as with any stock or ETF. There are up cycles and down cycles. TLTW has been in a great buying spree for income investors!
@@RichardAkin-qj6xt I think so. I personally bought 30,000 shares. It doesn’t mean that it can’t still go down like anything else. But if the bond or when the bond market collapses the only thing will matter at that point is bullets beans and Bibles. Just my opinion though.
I think you mispoke at 3:17 when you seemed to equate 5 basis points with 5 percent. It's a minor point and a nit pick, but it jumped out at me when you said it.
That's because rates were rising since this ETF was created and have not dropped yet. In theory it should have really good total return over the next couple years as they drop interest rates, it is up 8% in the past 3 months now that there is talk of rate drops we'll see what happens I think there are probably better options but I bought a bit to try a couple months ago when it started looking like a rate drop might happen
Neither of them actually gives you high monthly dividends just by selling options. What they do is take the payout from your share price and call it a monthly dividend. If you know their return of capital percentage, you'd understand what I mean.
*Happy Tuesday everybody! Make sure to leave your $0.02 in the comments! I appreciate your insight and feedback! =)*
Great Content again Ave Joe! I'm celebrating a $600K Dividend portfolio today. I went all in with about $150,000. Have invested much time and money into this. I am also with the right Investment Advisor, who handles my portfolio and executes my trades. Now I have steady dividend income and time for my family as well❤✅
Amazing! I have Liquid $150K to put into stocks, but I want to ensure good profits & safety. With tons of Advisors now, how did you find the right Investment Advisory?
Essmildaa Morgan is well known, just look her up
Thank you John. I will do just that.
Holy Smokes, congratulations. Investing can be complex, it's so smart to get professional guidance when building a financial portfolio.
Scammer
U.S. t bills are the same as junk bonds. In order to get buyers you need to keep raising yields as the national debt keeps going higher.
things are not improving.
I'm looking at high-yield dividend stocks. Selling 200k worth of equities is stupid without reinvesting it. I might turn to cash soon if I don't invest it. Any particulars? (Buying bonds or CDs is not for me)
Don't get any such ideas. If I were you, I would bother less and buy gold and bitcoin. There are more institutional investors in long bonds than individuals and they are all relinquishing their long term holdings.
I agree, while higher interest rates increase bond yields, they also hurt long-term bondholders who can't wait for their bonds to mature. IMO You are better off for next 5 years by buying the dip now.
These institutions want to hold your money for the longest in the worst bond bear market in history.
I think the commodities market is looking good, but consult with a planner like I do before putting your money into these markets.
Thank you for all of your work on this. I had been buying TLT the last few months with the expectation that when rates start down TLT should go up in market price....maybe.
It will 15% easy pop
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Loraine Souvenir’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
The beauty of her approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
Nice to see this here. A lot of folks downplay the role of advisors until they’re burned by their own emotions-no offense. I remember last year, I needed a good boost to help my business stay afloat, so I researched licensed advisors and thankfully came across Loraine. She’s helped grow my reserve, despite inflation, from $152k to nearly a 7-figure sum as of today..Her insights and daily siignals are worth following.
Very detailed analysis & excellent case studies. Thanks for doing the research.
Great analysis, comparisons, and presentation. Thank you.
Per TOS : TLT return for last 12 months + 6.65% plus 3.8% dividend. TLTW down -10.0% plus a 9.8% dividend. If interest rates are going down TLT will have to go up. When interest rates were flat and the price of TLT wasn't changing it may have been a good deal then. Now I'm not so sure.
Buying a fund that caps the upside on bonds right before a rate cut cycle sounds really smart LOL 😂😂😂
Always like the data that you provide!
I think investors should always put their cash to work, especially towards the ending of 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA *Layan Talia Chokr* a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
I put my entire ROTH ira into TLTW and I am reinvesting all dividends
Hey Joe - I am CCing TLT twice a week presently. The share price moves more than you think it would, but the IMO the results can/should be favorable to doing the same thing with SPY, IWM or QQQ.
Fundamentally missing in this analysis, that is alluded to in other comments, is the inverse relationship between bonds and interest rates (and thus equities also to a lesser degree) During this time period of comparisons was when the FED raise interest rates the most aggressively in the last 20years therefore adversely impacting share price of TLT&TLTW. If TLTW continues to make 15% Div returns in a stable interest rate environment and factoring comparative risk of equities to bonds - to me it’s a good deal
Just saying
0You should compare the volatility of total return TLTW with TLT.
TLTW looks to be less.
When the Fed reduces interest rates TLT should increase in price. That
translates to appreciation for TLTW also but with a nice dividend.
Maybe just sell puts on TLT.
Tltw is a no brainer. Rate cute gonna happen. With a 15% dividend plus upside price when cut rates. Why not?
I would really like to see the same analysis with the Yieldmax funds! Their distributions are not believable!
But if interest rates go down, isn't that bad for treasuries?
Wow lotta work thank you!
You're welcome! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍
$20,000 car loan, 4 yrs, 6% interest, pmt = $470/mo. $5,800 invested in CONY at below average distribution amounts would cover the payment.
Hey Joe, great thoughts on TLT and TLTW. Would you consider putting a total income video together comparing TLT selling covered calls and TLTW with jepi and spy selling covered calls, and jepq and qqq selling covered calls? I know that the underlying index is on jepi and jepq are not exactly equal to the SPY and the QQQ but I feel a lot of income/dividend investors are weighing their options on generating income from a management company selling covered calls for the investor with the expense ratio of 0.35 versus the individual investor doing their own selling of covered calls for no expense.
Enjoying the content! Would love to see how you would create a high yield dividend etf portfolio with low correlation for income diversification for $1M
With bonds having had the biggest beatdown in nearly half a century… tltw needs to be on absolutely every income investor’s scope. You get treasuries AND a yield higher than the historic average of the s&p500?
If you’re not buying… you’re literally missing a once in a lifetime chance 💯
Normal logic follows that a good mix of stocks and bonds is best for stability… so what’s having 25,000 shares of spy if you have to SELL in retirement.
Use TLTW and have all the pros of bonds (albeit with capped upside) and don’t worry about that portfolio balance… just collect the checks.. you earned them 👌👌
But case in point.. you’re getting over 2x the cashflow on your bonds and if capital appreciation is your jam you can make the difference up employing a little leverage 😉 it’s a 0 lose game
I know I asked this question in the last video, but seeing if you can do an analysis on PMCP (Poor Man-Covered Puts)
Wondering why doesn’t a fund do the daily wheel like you have done? I’ve been doing it also and have good easy returns.
Happen to know how the distributions are taxed? Probably ordinary income, but seems like it could be RoC and cap gains.
You should do a similar exercise for MSTY or QDTE.
Question for you. I just recently started looking at ETFs. MSTY really peaked my interest so I started buy some shares. I have about 500 a month I can invest. Does it make sense to just keep buying MSTY and letting it grow? I have a 401k also but can’t pick it in there. The $500 is just extra I can invest on my own. Any advice would be appreciated. New to ur channel but really like it
First of all the Fed just stated rate cuts are coming - that will benefit TLTW even if it's capped. Secondly if you sold options on SPY you'd have to hold onto the shares until expiration (or buy it back if you can) and if the market tanks fast you're too strapped in to bail quickly.
You are fucking awesome. I love what you do. Keep them coming.
Are the dividends in both Qualified or taxed as regular income?
Owning some of this, I see the distributions are listed as "cash", not qualified or non-qualified dividends. I guess when it comes to taxes, this is treated as ordinary income. What's the difference between a non-qualified dividend and a cash distribution?
I'm thinking that if I own this outside of my ROTH or a standard IRA, this could have some tax issues to keep an eye on. Not a big deal, but something to be aware of.
Sure TLTW is an options based income fund, and limits capital gains compared to TLT. Can't really compare equities (S&P) to fixed income (bond market). Yeah, the bond market drives equities, but they are functionally different. Past month was a great time to pick up some TLTW. Interest rates cuts⬇️=bond values ⬆️, TLTW maintaing NAV and paying out a nice distribution.
Did I hear correctly the Treasury is halting the 20 year bond?
Yes, no more 20 offerings.
If I thought interest rates were going into a flat or up period, sure TLTW would be a better pick than TLT. But if you believe we are going into a period of dropping rates, which means rising bond prices, then absolutely TLT would be the better pick here. Being in a covered call ETF that caps out soon into the period (one month in this case) never feels good. As I write this TLT is now at 98.67 with one full month to go. All it has to do is hit $100 and TLTW is capped. I'll pass, and think about getting into TLTW once we get through the period of lowering interest rates. Of course the expected trajectory of interest rates can change, and then this would need to be reevaluated. The better strategy would be to sell your own puts and calls on TLT going further out of the money than a measly 2%. IMO.
Does anybody talk about how call option return is a short term gain
so far It is great for generating income! I spend 80% of my monthly dividend. save 10% and reinvest 10%
Awesome! 😀👍 THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍
Joe ,I totally understand the point of your presentation - Well Done !! 1 question -with impending interest cuts on horizon , Will this help or hinder TLTW ??
Help.
I admit I bought some TLTW last year. My only regret is that I did not buy more when it was around $25.
My expectations are that whenever the federal reserve begins to cut rates next year, both TLT and TLTW should benefit with price appreciation
Same, I'm close to 300 shares in the IRA and basically flat for total investment. I've been disappointed with the dividends for awhile now. They have double dipped in December with nice diivies though
Agreed! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍
Wilkinson Lock
I use Tltw to refill my e fund
Eugene Keys
Prohaska Run
Hyatt Spur
What's the risk level should be attached to these kind of stuff? Low or moderately low or moderately? I guess it should above low.
Good talk.
I own 10k shares of tltw. The dividend for Sept will be 3600.00 at least and no shares sold.
THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍
Same. Tltw is good
You must see spreadsheets in your dreams lol
Hey! What are your thoughts on having a bond etf (BND) in a taxable brokerage account. Is it one of those things its not worth having the tax drag, or is it worth it to have some stability I guess in a taxable account.
Hi , what about tmf ? Isn’t it guaranteed bet now ?
Earlier in the video the 100k investments of TLT/TLTW were worse than just holding cash😮definitely a bad investment!
That’s because bonds have been in a downward spiral for quite some time due to inflationary pressures and interest rates rising. All of that seems to be turning the tide for the better as pressure to cut interest rates continues to build as with any stock or ETF. There are up cycles and down cycles. TLTW has been in a great buying spree for income investors!
@brianasamuels So you're saying TLTW is at a buy right now, and when interest rates go down, you will see profits. Ok thanks
@@RichardAkin-qj6xt I think so. I personally bought 30,000 shares. It doesn’t mean that it can’t still go down like anything else. But if the bond or when the bond market collapses the only thing will matter at that point is bullets beans and Bibles. Just my opinion though.
Have you looked at FIAT and other new put yieldmax ETFs yet?
15%? 😂 not since 1981.... never again after
I think you mispoke at 3:17 when you seemed to equate 5 basis points with 5 percent. It's a minor point and a nit pick, but it jumped out at me when you said it.
I had to replay that, also...a couple of times. Still not sure if he says "or five percent" or "o (zero) five percent", though.
¯\_(ツ)_/¯
I misspoke… my apologies. 5 basis points = .0005 or .05%. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍
It's not where it's been. it's where it's going.
How about $100k for 10 years with DRIP .... Compared to S&P 500 over 10 yrs with DRIP?
Total return has been about 4%
Total return on this etf is poor
Poor is being charitable.
That's because rates were rising since this ETF was created and have not dropped yet. In theory it should have really good total return over the next couple years as they drop interest rates, it is up 8% in the past 3 months now that there is talk of rate drops we'll see what happens I think there are probably better options but I bought a bit to try a couple months ago when it started looking like a rate drop might happen
9365 Jerrold Lights
bito, msty easy earner
Neither of them actually gives you high monthly dividends just by selling options. What they do is take the payout from your share price and call it a monthly dividend. If you know their return of capital percentage, you'd understand what I mean.
THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍