The irrational market euphoria is alarming since I’m 5 yrs from retirement. I’ve been a cowboy with 90% stock allocation for 2 decades and have done great, but 1 week ago I rebalanced to 35% stock, the rest in t bills and bond funds. I’ll take the 4.5% returns in t bills and sleep well. If/when it crashes I’ll dump that in. If it doesn’t crash, I’ve already saved enough even if I only match inflation. No need to risk everything I’ve built. Good luck people in these crazy times.
I also rebalanced my portfolio last month to 50% stocks and 50% t-bills/ bonds. I'm 65y/o and after today, I am going to move even more money to t-bills from my stocks. I need my sleep too!
I made a decision to invest long term years ago. Case in point, in 2022 which seems people have already forgotten, I didn't lose 19% like when CNBC refers to the market, I lost 45 to 50%. I didn't panic. I stayed the course. I never predicted when the market would come back but I knew it would. Pulling out your money is a double edged sword. You may save yourself some pain but now you just put yourself in a position to time the market getting back in (not good).
You need to make a video on how to invest our funds properly in the stock market. I've come by several articles of people making a living off their investment portfolios. What do you think they invested in?
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Caroline Suzan Olson is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I met Caroline Suzan Olson for the first time last year at a women's conference here in Pennsylvania, and my life has changed for the better since then. God bless her!
From my previous experience in trading years ago (I don’t trade anymore) the price of gold has had an inverse relationship to stock prices. In the past, if the stock market did very well, the price of gold declines, when both stock market prices and the price of gold increase simultaneously I see an issue.
Yep I have the same thoughts! CNBC has been acting like with the trump win all headwinds disappeared, they are only focusing on the positives with possible de regulation and AI but what about actual earnings, tariffs and deportations!!
My company paid a consultant to provide retirement classes when I was 24 and just started saving for retirement. The class was called "The Kids Table" and basically their advice was go with a target retirement fund that aligned with your 65th birthday. That was 20 years ago. It is the only thing I've ever invested in. How else can I better my finance?
Agreed, when it comes time to retirement planning, following the steps of a well experienced advisor did the trick for me in barely 5 years, turned my $500k capital to 5 figure monthly dividends. If you want to keep it very safe, then Vanguard TDF may be for you.
this is superb! Is there a problem sharing details of your financial advisor ? I have my money in a Roth, and I am trying to diversify my investment for better growth
Stacy Lynn Staples is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Stacy Lynn Staples on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
What if I can ride out a 30-40% drop for the next couple years; or even if it never fully recovered - stick with my aggressive growth strategy? Even the last big dip lasted 2 years for me, but the recovery for those same investments exploded in growth more than making up for the dip.
If you don’t need to access the money in 10+ years, this is just noise, and you should be all in. If you’re close to retirement like I am, it’s a major concern, and I rebalanced last week to reduce stock exposure.
One of my favorite Buffetisms is that he and Munger both relized they could become richer than most if they displayed pateince. Its all about not making the dumbest decision repeatedly over time rather than always having the best timing and picks.
He Azul, I hope you revisit this in a few weeks when, as usual, these great numbers are corrected and they actually sucked. I know you don't want to get into politics and that is commendable but, I think you are aware of how this generally has worked over the last 4 years.
Still have some money in stocks but have moved most of it to safe accounts. There has to be a correction. Plus, their maybe tariffs. If I miss out on some earnings so be it. I can sleep at night.
I did a simulation using the actual market behavior of a 4% withdrawal pattern investing only in s&p. I started in 1970. Ran for 30 years. Then ran it again 1971 for 30. Etc until i ran out if data. Keep in mind that in 70s, the stock market dived and took 14 years to recover. I also used cpi to assume inflation. I mean this is NOT financial advice. Nor am i saying you should only invest in s&p. Im just talking about my simulation. But as long as i kept cache reserves around 2x-3x you could use instead of withdrawing during a down turn in the market. And significantly reduce your purchases during a down turn. I had a 100% success rate. I ran it for 40 & 50 years and you don't run out of money. Although 50 years is only 6 runs so its not enough to really see a lot of problems. Anyway. I kinda want to write something up on this. But it made me feel better about how im investing. And how im planning on using my money when i retire.
Using a nearly 30yo study (pre 2000) on stock market perceptions is ridiculously stupid. The market has changed so much with automated trading, essentially free trading, growth of hedge funds, and massive pension & insurance holdings. Its like comparing what are people's thoughts on smoking in the 1940s.
Thank for the video. The bull market mania is out of control. No retiree in their 60s or later should have 50% or more of their wealth in equities yet so many people and financial planners do so, and this is egregious.
I have a ton in the markets and a huge chunk of cash on the side earning 4%. I'm going to keep dollar cost averaging until a dip deal comes along so great it slaps you in the face. I've done that 3 times in my life and doubled within a year every time. All it takes is patience.
Stock-picking is very risky. Asset allocation (some ratio of stocks and bonds) is also not a good answer. During the last correction, bonds were down just as much as stocks, but they did not (and never do) recover as well as stocks. There are various "guardrail" approaches, and I completely agree the market has gone up too much, too quickly, but the most important tenet remains the same: do you believe in the overall economy of the broader market you're investing in, or don't you? I'll stick to equities, meaning index funds or mutual funds, but not as individual stocks. Also, like Buffett, I'm keeping more in cash or real estate, at the moment.
I’m assuming that the market is going to grow an average of 7%/year adjusted for inflation over the next decade. Part of that assumption is that there are going to be a couple of years when it drops in value. I’m not stressing over today’s drop because it’s part of what I’m planning for.
And today the Dow was down about 2.6%, or over 1,000 points, clinching its 10th straight down session, the longest losing streak since 1974. Meanwhile, the S&P 500 fell roughly 3%, and tech-heavy Nasdaq Composite slid more than 3.5%. Substantial tariffs in 2025 may fuel inflation.
Azul' So... Where is the "Shelter From The upcoming Storm"? for our Investments? LT' MT, ST Treasuries?... And then sit on the sidelines until the Smoke Settles? What ARE YOU DOING WITH YOUR PERSONAL INVESTMENTS? Show
Dude. People don’t have any money left. Why do you think there’s a credit card, school loan and auto loan bubble. The middle is tapped out. We can’t afford the prices now, never mind when they go up because of the tariffs. Wall Street has all our money already. It’s the top 10% keeping the stock market up, meanwhile Americas credit card is also maxxed out to record debt. Ya think maybe somethings not working in the system?
Answer for sequence of return risk - bucket strategy. Pull out 1-2 years of cash to live on and keep it liquid. If the stock market gets punched in the face, you have a whole year or two or three where you do NOT have sell anything at a low cost and can let it correct. Problem solved. I'll never do anything other than 100% equities.
I’m 57 and still plugging away. 100% stock allocations has been working for the last 20 years of ups and downs. I’m sure I will reallocate when I’m closer to 65; or maybe even 62 if we have a few more good years on Wall Street. Hopefully I don’t screw myself and have to work til 70. Ugh!
Keep this in mind if the incoming administration does what it promises with tariffs and extreme cuts to programs that literally keep people from starving. We recently took an SUV load of pet food to a food pantry because so many seniors on Social Security are distraught because they can’t afford to feed their pets and buy food and medicines for themselves. And if you’ve got a 401k or IRA tariffs are going to wreck your retirement savings.
I have spoken to 6 financial planners and they have not been helpful to me. I usually have more information than them on investing principles. I need someone smarter as most consumers who are into finance are armed with lots of info.
Really getting tired of the clickbate. Anyone who's been in the market the last few years knows there's volatility. Not sure who's telling the big lie.
You're recommending people find a FOFA "fee only financial advisor", you should know, they are nearly impossible to find, cuz a FOFA wouldn't make enough $ to support a family, there's simply not enough potential clients seeking them out, to make a living. So the FOFA's eventually start to charge management fees for funds they place you in, or sell life ins cuz they can't survive as a FOFA
Did you know those who missed out on the 10 best days in the market over 20 years had their compounded returns cut in half? Did you know most of those 10 best days occurred the day following a huge drop? Stick to the plan and no panic folks.
I have personal way of measuring if I am too much invested in stocks. If the stock market goes down 5% in one day and I can't go out for my afternoon coffee with my mates and enjoy it, then I am in stocks too much. Today my "stuff" in the market went down 1.7% and I am still smiling. But what about if it goes down another 30%? How will I do then? We will see when that happens. Personally I think a 20% correction might be what we need right now. Those P/E ratios are crazy.
So this is great information you just shared, but why didn't you share this information about this lie a couple of days ago? I'm one of those whose 401k was at $500k and was hoping to retire next year. Watching your video scares me and makes me want to get out of the market to stop further bleeding. Sharing this video after the fact only makes people panic and want to sell more. Maybe this is your hope along with other wealthy people so that you can all scoup up cheap shares and become richer? I am now convinced that this is the dirty plan of the wealthy.
I started selling off my equities the week after the election. Today’s video may be before a huge drop over the next year as trump implements his plans. We all need to make our own decisions. Those that think the market is overvalued or that trump will destroy the economy may want to reduce their holdings.
Dude, the S&P is down THREE percent after raging 30% higher in a year... lol. This is noise. I'd relax a little, have a beer and stick with your investment plan. The stock market experiences a 10% correction on average once per 12 months... and 5% four times per year.
Azul, are you referring to people already retired, because that makes a little bit more sense. Otherwise, it seems like you're selling fear. There are always bad times in the market. Funny thing is people always say how you allocate your portfolio is key but nobody knows exactly what that is. Key is to stay invested. A loss is only a loss if you sell out....bad move. Disappointed in the sky is about to fall point of view.
There are many indicators of a major market correction. You have good long term advice. Staying in will likely be ok over a decade for those that can stay in that long. For those that cannot, now may be a good time to reassess market allocations.
Thanks for asking nfrancis. I agree that not selling when you are fearful is generally good advice. Good decisions come from a place of calm and rational thought. When the market is doing well it is easier to make good long term decisions. What is your “right” long term asset allocation. And, are you there now? Or have you drifted away from it as the market rose 60%+ over the last 2 years. If you’ve drifted away, now might be the time to re-assess. [Not advice. I don’t know anyone’s situation … just something to think about]
The market has proven over and over again to perform no matter the party in power, but does especially well when there is political grid lock. I'd take your political bias out of your investment plan asap.
Kiyosaki is a fear mongering "sky-is-always-falling" debt hog. I would not take any of his opinions seriously, BUT, a broken watch is RIGHT, twice a day...
Why does this show as a new video, posted 12 hours ago? Sounds like he’s talking’s about things from 2 months ago… Not sure I’ll continue to subscribe if he keeps recycling videos like this.
You are wrong. You have 300k and the market goes up now there is 400k in your portfolio. Then the market goes down 1/3 you said you lost 120k. No, you lost 20k but only if you take your money out.
Keep in mind when listening to this "expert financial advisor" that he is on the record as stating that we have a national debt which debt does not exist.
He’s correct. Everything congress passes is “paid for” by adding “dollars” into the computer to pay for it. The joke is on us. The budget for us or for cities and states is way different than “Federal debt”
@@lukewpatterson He is wrong, there is no such thing as our having a national debt, and Fed Chairman Powell seems to be bursting at the seams from wanting to tell the American people the truth about there being no national debt.
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated..
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work.. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
The irrational market euphoria is alarming since I’m 5 yrs from retirement. I’ve been a cowboy with 90% stock allocation for 2 decades and have done great, but 1 week ago I rebalanced to 35% stock, the rest in t bills and bond funds. I’ll take the 4.5% returns in t bills and sleep well. If/when it crashes I’ll dump that in. If it doesn’t crash, I’ve already saved enough even if I only match inflation. No need to risk everything I’ve built. Good luck people in these crazy times.
I did the same.
Good move.
I also rebalanced my portfolio last month to 50% stocks and 50% t-bills/ bonds. I'm 65y/o and after today, I am going to move even more money to t-bills from my stocks. I need my sleep too!
I'm riding it out.😅
However, my risk tolerance is high and I have more than a decade before retirement.
What if the dollar devalues due to our HUGE debt? That is risky as well - risk everywhere...
I made a decision to invest long term years ago. Case in point, in 2022 which seems people have already forgotten, I didn't lose 19% like when CNBC refers to the market, I lost 45 to 50%. I didn't panic. I stayed the course. I never predicted when the market would come back but I knew it would. Pulling out your money is a double edged sword. You may save yourself some pain but now you just put yourself in a position to time the market getting back in (not good).
You need to make a video on how to invest our funds properly in the stock market. I've come by several articles of people making a living off their investment portfolios. What do you think they invested in?
Seek advice from an expert given the current market conditions and everything that is at risk with the current economy.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Caroline Suzan Olson is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I met Caroline Suzan Olson for the first time last year at a women's conference here in Pennsylvania, and my life has changed for the better since then. God bless her!
You have done a nice job preparing us. Thank you!
From my previous experience in trading years ago (I don’t trade anymore) the price of gold has had an inverse relationship to stock prices. In the past, if the stock market did very well, the price of gold declines, when both stock market prices and the price of gold increase simultaneously I see an issue.
When the 10 year is over the federal funds rate that’s not good.
Are you rich?
Yep I have the same thoughts! CNBC has been acting like with the trump win all headwinds disappeared, they are only focusing on the positives with possible de regulation and AI but what about actual earnings, tariffs and deportations!!
My company paid a consultant to provide retirement classes when I was 24 and just started saving for retirement. The class was called "The Kids Table" and basically their advice was go with a target retirement fund that aligned with your 65th birthday. That was 20 years ago. It is the only thing I've ever invested in. How else can I better my finance?
target date funds have made me a multimillionaire. i also watched them drop 40% in a very short time and take a long time to recover.
Agreed, when it comes time to retirement planning, following the steps of a well experienced advisor did the trick for me in barely 5 years, turned my $500k capital to 5 figure monthly dividends. If you want to keep it very safe, then Vanguard TDF may be for you.
this is superb! Is there a problem sharing details of your financial advisor ? I have my money in a Roth, and I am trying to diversify my investment for better growth
Stacy Lynn Staples is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Stacy Lynn Staples on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
What if I can ride out a 30-40% drop for the next couple years; or even if it never fully recovered - stick with my aggressive growth strategy? Even the last big dip lasted 2 years for me, but the recovery for those same investments exploded in growth more than making up for the dip.
If you don’t need to access the money in 10+ years, this is just noise, and you should be all in. If you’re close to retirement like I am, it’s a major concern, and I rebalanced last week to reduce stock exposure.
You only lose or gain when you sell.
That's a dangerous belief.
Just sell high. Duh!
The stock market doesn't represent the economy because the wealthiest 10% of the population owns 93% of the stock market.
95% of statistics are made up b.s.
Thanks. Good point.
Today's drop was an overreaction......good buying opportunity right now on select stocks.
@@cb750k1974 or an under reaction. Time will tell.
The DOW has been down 11 days in a row (historic) - that is not a buying opportunity that is a warning.
a good % of the Dow's drop is due to UnitedHealth's drop, lots of buying opps
One of my favorite Buffetisms is that he and Munger both relized they could become richer than most if they displayed pateince. Its all about not making the dumbest decision repeatedly over time rather than always having the best timing and picks.
The lamp needs to be moved more now than ever.
?
@@billdefrances4314 Comments to a prior video pointed out that the lamp behind Azul is hanging off the edge. It appears to me to be worse today.
lol
It’s going to drop like stock market 😂
I was admiring the lighting of this video.
He Azul, I hope you revisit this in a few weeks when, as usual, these great numbers are corrected and they actually sucked. I know you don't want to get into politics and that is commendable but, I think you are aware of how this generally has worked over the last 4 years.
You filmed this a few months ago?
Still have some money in stocks but have moved most of it to safe accounts. There has to be a correction. Plus, their maybe tariffs. If I miss out on some earnings so be it. I can sleep at night.
They’ll be revising the job numbers down later like they’ve done every month the past couple years.
I did a simulation using the actual market behavior of a 4% withdrawal pattern investing only in s&p. I started in 1970. Ran for 30 years. Then ran it again 1971 for 30. Etc until i ran out if data. Keep in mind that in 70s, the stock market dived and took 14 years to recover. I also used cpi to assume inflation.
I mean this is NOT financial advice. Nor am i saying you should only invest in s&p. Im just talking about my simulation. But as long as i kept cache reserves around 2x-3x you could use instead of withdrawing during a down turn in the market. And significantly reduce your purchases during a down turn. I had a 100% success rate. I ran it for 40 & 50 years and you don't run out of money. Although 50 years is only 6 runs so its not enough to really see a lot of problems.
Anyway. I kinda want to write something up on this. But it made me feel better about how im investing. And how im planning on using my money when i retire.
Using a nearly 30yo study (pre 2000) on stock market perceptions is ridiculously stupid. The market has changed so much with automated trading, essentially free trading, growth of hedge funds, and massive pension & insurance holdings. Its like comparing what are people's thoughts on smoking in the 1940s.
Nobody can time the market. It’s always’time in the market’ never timing the market.
@@johnmoncek3296 Always and Never may not apply this time.
Normally I agree with you. This time I have my doubts.
Day traders would disagree
Did you even see how market reacted today for Powell's statement? This was uploaded today and though you would have known of all people.
Look at the dates in his slides... this was recorded sometime in October.
Great teaching!!!
The market closed down over 3% on all the indices.
Yeap my portfolio took a hit
Yep . And I bought more equities
Yup. I was like what happened, then I heard the fed report.😅 I'm riding the wave. 🏄♂️
@@TheFirstRealChewy I truly wish you good luck. I sleep better with a conservative allocation.
Except the DOW
Thank for the video. The bull market mania is out of control. No retiree in their 60s or later should have 50% or more of their wealth in equities yet so many people and financial planners do so, and this is egregious.
True, I don’t. At 67 I used to have high risk tolerance in my 30-40’s, no Longer.
I have a ton in the markets and a huge chunk of cash on the side earning 4%. I'm going to keep dollar cost averaging until a dip deal comes along so great it slaps you in the face. I've done that 3 times in my life and doubled within a year every time. All it takes is patience.
I came on to find out which ski town you live in. Appreciating your advice. Thanks!
Stock-picking is very risky. Asset allocation (some ratio of stocks and bonds) is also not a good answer. During the last correction, bonds were down just as much as stocks, but they did not (and never do) recover as well as stocks. There are various "guardrail" approaches, and I completely agree the market has gone up too much, too quickly, but the most important tenet remains the same: do you believe in the overall economy of the broader market you're investing in, or don't you? I'll stick to equities, meaning index funds or mutual funds, but not as individual stocks. Also, like Buffett, I'm keeping more in cash or real estate, at the moment.
I’m assuming that the market is going to grow an average of 7%/year adjusted for inflation over the next decade. Part of that assumption is that there are going to be a couple of years when it drops in value. I’m not stressing over today’s drop because it’s part of what I’m planning for.
Goldman Sacks assumes 3%...
@ Fidelity’s retirement planning tool assumes the rate of inflation, meaning no growth.
And today the Dow was down about 2.6%, or over 1,000 points, clinching its 10th straight down session, the longest losing streak since 1974. Meanwhile, the S&P 500 fell roughly 3%, and tech-heavy Nasdaq Composite slid more than 3.5%.
Substantial tariffs in 2025 may fuel inflation.
Azul' So... Where is the "Shelter From The upcoming Storm"? for our Investments? LT' MT, ST Treasuries?... And then sit on the sidelines until the Smoke Settles? What ARE YOU DOING WITH YOUR PERSONAL INVESTMENTS? Show
Interesting. Thank you.
Who thinks that the market is over evaluated?
Problem here is too many Americans commenting. Lost in America.
Or sell and give all your profits to the taxman
Dude. People don’t have any money left. Why do you think there’s a credit card, school loan and auto loan bubble. The middle is tapped out. We can’t afford the prices now, never mind when they go up because of the tariffs. Wall Street has all our money already. It’s the top 10% keeping the stock market up, meanwhile Americas credit card is also maxxed out to record debt. Ya think maybe somethings not working in the system?
I moved my money into 65% bonds and cash and took a distribution over a two month ago. Hopefully the right decision.
After today (12/18), it looks like you did the smart thing.
Answer for sequence of return risk - bucket strategy. Pull out 1-2 years of cash to live on and keep it liquid. If the stock market gets punched in the face, you have a whole year or two or three where you do NOT have sell anything at a low cost and can let it correct. Problem solved. I'll never do anything other than 100% equities.
The videos really need to be more timely.
So what's the point?
The volume is low, heard to hear.
I’m 57 and still plugging away. 100% stock allocations has been working for the last 20 years of ups and downs. I’m sure I will reallocate when I’m closer to 65; or maybe even 62 if we have a few more good years on Wall Street. Hopefully I don’t screw myself and have to work til 70. Ugh!
social security and a reverse mortgage at age 62 is available, so you don't have to sell stocks when they are down
Keep this in mind if the incoming administration does what it promises with tariffs and extreme cuts to programs that literally keep people from starving. We recently took an SUV load of pet food to a food pantry because so many seniors on Social Security are distraught because they can’t afford to feed their pets and buy food and medicines for themselves. And if you’ve got a 401k or IRA tariffs are going to wreck your retirement savings.
Don’t doubt trump. He is a man of his words. He will do what he says.
@@RyanBerich-u1w LOL since when?
4 YEARS OF BIDENFLATION IS THE REASON!!
Did you have this queued up to release today?? :-)
I have spoken to 6 financial planners and they have not been helpful to me. I usually have more information than them on investing principles. I need someone smarter as most consumers who are into finance are armed with lots of info.
It's not my stocks, it's not my bonds, it is my asset allocation? Isn't my stock to bond ratio my asset allocation? Perhaps this is its own video.
Really getting tired of the clickbate. Anyone who's been in the market the last few years knows there's volatility. Not sure who's telling the big lie.
Wish you would make a video an actually discuss what asset allocation you believe is safe right now.
My AVGO put worked out well.
Good video. Thanks
You're recommending people find a FOFA "fee only financial advisor", you should know, they are nearly impossible to find, cuz a FOFA wouldn't make enough $ to support a family, there's simply not enough potential clients seeking them out, to make a living. So the FOFA's eventually start to charge management fees for funds they place you in, or sell life ins cuz they can't survive as a FOFA
Did you know those who missed out on the 10 best days in the market over 20 years had their compounded returns cut in half?
Did you know most of those 10 best days occurred the day following a huge drop?
Stick to the plan and no panic folks.
These numbers will all be revised. The end numbers won’t look this good.
Soft landing? I haven't seen prices dropping at all.
I have personal way of measuring if I am too much invested in stocks. If the stock market goes down 5% in one day and I can't go out for my afternoon coffee with my mates and enjoy it, then I am in stocks too much. Today my "stuff" in the market went down 1.7% and I am still smiling. But what about if it goes down another 30%? How will I do then? We will see when that happens. Personally I think a 20% correction might be what we need right now. Those P/E ratios are crazy.
So this is great information you just shared, but why didn't you share this information about this lie a couple of days ago? I'm one of those whose 401k was at $500k and was hoping to retire next year. Watching your video scares me and makes me want to get out of the market to stop further bleeding. Sharing this video after the fact only makes people panic and want to sell more. Maybe this is your hope along with other wealthy people so that you can all scoup up cheap shares and become richer? I am now convinced that this is the dirty plan of the wealthy.
I started selling off my equities the week after the election.
Today’s video may be before a huge drop over the next year as trump implements his plans.
We all need to make our own decisions. Those that think the market is overvalued or that trump will destroy the economy may want to reduce their holdings.
Dude, the S&P is down THREE percent after raging 30% higher in a year... lol. This is noise. I'd relax a little, have a beer and stick with your investment plan.
The stock market experiences a 10% correction on average once per 12 months... and 5% four times per year.
@roberttamm131 thanks for the encouragement.
Wait until they adjust the new jobs count, like they almost always seem to do.
Did he ever mention how the s&p is a lie?
Azul, are you referring to people already retired, because that makes a little bit more sense. Otherwise, it seems like you're selling fear. There are always bad times in the market. Funny thing is people always say how you allocate your portfolio is key but nobody knows exactly what that is. Key is to stay invested. A loss is only a loss if you sell out....bad move. Disappointed in the sky is about to fall point of view.
There are many indicators of a major market correction.
You have good long term advice. Staying in will likely be ok over a decade for those that can stay in that long. For those that cannot, now may be a good time to reassess market allocations.
Thanks for asking nfrancis. I agree that not selling when you are fearful is generally good advice. Good decisions come from a place of calm and rational thought. When the market is doing well it is easier to make good long term decisions. What is your “right” long term asset allocation. And, are you there now? Or have you drifted away from it as the market rose 60%+ over the last 2 years. If you’ve drifted away, now might be the time to re-assess. [Not advice. I don’t know anyone’s situation … just something to think about]
Are you prepared is a good question to ask but you seem to be using the word "lie" too often.
I am now going to have to work extra years with what is coming the next four years. I am so sick and disgusted.
You will be fine
@@turbocfn39 want to bet?
You may never retire
People like you said the sky was falling when Reagan was elected. Guess what? The ‘80s were a great decade for prosperity.
The market has proven over and over again to perform no matter the party in power, but does especially well when there is political grid lock.
I'd take your political bias out of your investment plan asap.
Gee Azul.........do you mean DOW 100,000 is not around the corner ????? How astounding. Cannot be..........~
More people become rich when small investors panic.
I am going to wait and see with my options expiring this Friday
well, that was fun
He is a doom and gloomer.
Not usually. Nothing wrong with taking gains.
So what is the BIG LIE, exactly?
Glamor shots for all thumbnails...
Who are you talking to?
Have you listened to Robert Kiyosaki's recent youtube post about a depression coming?? Do you agree?
he says it every year, including 2024
Kiyosaki is a fear mongering "sky-is-always-falling" debt hog. I would not take any of his opinions seriously, BUT, a broken watch is RIGHT, twice a day...
@@Rollochrome I have a very old Micky Mouse watch that's broken. Unfortunately, Mickey's arms are missing. He isn't ever right, lol
@@Rollochrome PS: However, my grandmother gave me the watch, so I love Mickey unconditionally. Best regards!
@@tcwaz Bobby says don't buy anything for 18 months, same thing he said 18 months ago so I didn't buy anything!
1 minute in, and an ad?
Why do you believe the job stats when they are continually revised downward later?? 😂
Long term and buy the dupe! Propaganda.
Why does this show as a new video, posted 12 hours ago? Sounds like he’s talking’s about things from 2 months ago… Not sure I’ll continue to subscribe if he keeps recycling videos like this.
This is why I keep 35% of my portfolio in Beanie Babies.
This has become @ Doomer clickbait channel, no new content. Same recycled ideas.
👍🙏👍🙏
You are wrong. You have 300k and the market goes up now there is 400k in your portfolio. Then the market goes down 1/3 you said you lost 120k. No, you lost 20k but only if you take your money out.
Keep in mind when listening to this "expert financial advisor" that he is on the record as stating that we have a national debt which debt does not exist.
Could you elaborate on this please?
Have you found anyone else who has your weird beliefs?
Of course I keep that in mind, in fact it's why I keep watching him
He’s correct. Everything congress passes is “paid for” by adding “dollars” into the computer to pay for it. The joke is on us. The budget for us or for cities and states is way different than “Federal debt”
@@lukewpatterson He is wrong, there is no such thing as our having a national debt, and Fed Chairman Powell seems to be bursting at the seams from wanting to tell the American people the truth about there being no national debt.
Thanks President Biden 😎
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated..
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work.. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
look up her name on the web for her website.
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this..