HDFC Gold Loan Profit || एचडीएफ़सी गोल्ड लोन के फायदे || HDFC Gold Loan ||

HDFC Gold Loan Profit || एचडीएफ़सी गोल्ड लोन के फायदे || HDFC Gold Loan || @AbhishekDSK
A gold loan is a type of loan that is secured by gold. The borrower pledges their gold as collateral for the loan, and the lender holds the gold as security until the loan is repaid. The lender will typically offer a loan at a percentage of the value of the gold, and the interest rate on the loan will be based on the current market value of gold. The profit for the lender comes from the interest charged on the loan, and the difference between the loan amount and the value of the gold at the time of repayment.
HDFC Bank offers Gold Loan for loan amounts starting from Rs 25,000 and for tenures of up to 2 years. The minimum gold loan amount offered by the bank in rural areas is Rs 10,000. HDFC Bank claims to disburse Gold Loans within 45 minutes and a triple layer security for the gold pledged as collateral. The bank offers overdraft facility, EMI based loan repayment facility and bullet-repayment facility to its Gold Loan borrowers.
HDFC Bank Gold Loan - 2022
Interest Rate : 7.60% - 17.05%
Collateral Loan against security of your gold item
Loan Amount. Depending on the credit profile of the loan applicant subject to the regulatory cap of 75% by the RBI
Loan Tenure From 3 months up to 2 years.
Loan Amount. Loans starting at Rs.25,000 (Minimum loan amount of Rs.10,000 incase of rural markets)
Gold Loan Repayment Facility Term Loan, Overdraft and Bullet repayment facility
Custody Triple-layer security for your gold
Gold Loan Processing Time Bank claims to disburse Gold Loan within 45 minutes
Customer Type An Indian Resident between the age of 18 and 75 years who is a businessman, trader, farmer, a salaried or self-employed individual
Processing Fee 1%
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