How do you build a budget? | Budgeting | Financial literacy | Khan Academy

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  • Опубликовано: 1 июн 2023
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Комментарии • 33

  • @LupusLifestyle
    @LupusLifestyle Год назад +21

    I just started budgeting 2 years ago and adhere to a zero based budgeting. It works best for me because I'm paying off almost 6 figures of non-mortgage debt and keeping an emergency fund. I'm glad that you're sharing budgeting tips now because it's a skill I wish I learned about a lot earlier.

  • @Flaystray
    @Flaystray 11 месяцев назад +5

    Love his optimism of being able to find another apartment at will

  • @EnsygnYT
    @EnsygnYT Год назад +18

    Thank you so much for making this. They don’t teach this in American schools and I really wish they did

    • @bestuploader
      @bestuploader 4 месяца назад

      Because of our immense opportunities

  • @willyoupunchmeyesyesyes5866
    @willyoupunchmeyesyesyes5866 8 месяцев назад +2

    I have simple rule that works for me. 50/50.
    50% of whatever i earn i get to spend in any way i wish.
    50% is not touched at all unless its for investment. Defined as things that will make me more money, or at least have strong potential to do so. Meaning car payment, new furniture or anything like that is not in this category. It goes in first 50%.

  • @oddreads
    @oddreads Год назад +1

    thanks so much for this! I'm relocating to NJ and needed a new budget badly😅

  • @SereneRoseBush-or3fp
    @SereneRoseBush-or3fp 4 месяца назад +1

    Love your presentation and how you did cutbacks on needs

    • @neon_Nomad
      @neon_Nomad 8 дней назад

      You will have nothing and be happy

  • @minor12828
    @minor12828 Год назад +3

    Sir do you have that sheet available to share ?

  • @NuclearSmoores
    @NuclearSmoores Год назад

    😁Legendary Dude

  • @Schrodinger99
    @Schrodinger99 Год назад +3

    Microsoft or Google EXCEL?

  • @Flaystray
    @Flaystray 11 месяцев назад +1

    Eating out is the same price as buying fresh ingredients, and you don't end up pulling your hair out

  • @cleanseroftheworld
    @cleanseroftheworld Год назад +2

    Dang, I wish my rent could be $700. I'm living in the smallest apartment I can in my town.

  • @kaitlynpatterson2120
    @kaitlynpatterson2120 Год назад +2

    In this economy…

  • @heisernsu3813
    @heisernsu3813 Год назад +4

    gg

    • @heisernsu3813
      @heisernsu3813 Год назад

      Lol what I forgot why I commented this

    • @naifalrabeei
      @naifalrabeei 11 месяцев назад +1

      ​@@heisernsu3813 😂😂😂😂😂😂😂😂😂😂😂😂

    • @heisernsu3813
      @heisernsu3813 11 месяцев назад

      @@naifalrabeei lol

    • @heisernsu3813
      @heisernsu3813 4 месяца назад

      @@9-volt247 Yes :)

  • @VickiBee
    @VickiBee Год назад +1

    And to the people who STOLE my groceries ( bc I HAVE to have them delivered) that Instacart left on the sidewalk, you're lucky this state has the death sentence.

  • @NuclearSmoores
    @NuclearSmoores Год назад +3

    🇮🇱has left the chat

    • @user-cx2pc7qj4x
      @user-cx2pc7qj4x Год назад

      Who cares

    • @NuclearSmoores
      @NuclearSmoores Год назад +2

      @@user-cx2pc7qj4x you cared enough to type that doe

    • @user-cx2pc7qj4x
      @user-cx2pc7qj4x Год назад

      @@NuclearSmoores no I never cared about Israel cuz Israel people killings many my brother and sisters in Palestine ☦️☦️☦️

    • @kevindillashaw9950
      @kevindillashaw9950 2 месяца назад +1

      ​@@NuclearSmooresdamn you nucleared him

  • @Bayanii1772
    @Bayanii1772 11 месяцев назад

    just bought a 120$ worth of fireworks, feeling guilty atm

  • @Flaystray
    @Flaystray 11 месяцев назад

    Who out here paying $40 for Internet and phone data

  • @mkb6418
    @mkb6418 Год назад +3

    Jokes on you. I applied that, then realized I just need a better paying job. Now, I don't care about my budget and I fund all my needs, all my wants and have a adequate sum of savings per month. You don't need this, you are just poor. The only thing I regret is trying to implement economic logic on a joke salary.

    • @DLCS-2
      @DLCS-2 Год назад +2

      Not everyone can get better job . Good for you but it is not that easy

    • @Scocelectric
      @Scocelectric Год назад +4

      Even the rich… especially the rich…know where their money is going. This thinking is how millionaire basketball players end up broke. Always know where your money is going!

    • @willyoupunchmeyesyesyes5866
      @willyoupunchmeyesyesyes5866 8 месяцев назад

      My workplace has 2x salary compared to average in my town. Still most of my coworkers are broke 10 days after getting paycheck.
      I agree with you that real question is how to earn more. But if you don't have your spending in check it does not matter how much you earn. Because its way easier to spend than earn.