Financial Literacy - Full Video

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  • Опубликовано: 25 дек 2024

Комментарии • 362

  • @martialwoods-gy5tb
    @martialwoods-gy5tb 15 дней назад +290

    Creating wealth requires cultivating positive habits, such as consistently saving money at regular intervals for worthwhile investments. Managing finances is an essential subject that many people often avoid, which can lead to challenges later on. I hope that anyone who comes across this message achieves great success in life.

    • @MagdaLazano
      @MagdaLazano 15 дней назад

      Starting early truly is the best strategy for getting ahead and building wealth, and prioritizing investments is key. From my experience last year, I've learned that investing early has allowed me to create a more suitable life for myself this time around.

    • @Johnny-m5d2s
      @Johnny-m5d2s 15 дней назад

      Investing in alternative income streams that are independent of the government should definitely be a top priority for everyone right now, especially with the ongoing global economic crisis. Stocks, gold, silver, and virtual currencies remain appealing investment options at this time.

    • @Katejones-on1ie
      @Katejones-on1ie 15 дней назад

      I thought about investing in the real estate market, I heard that people make millions, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have about 300k but it's hard to bite the bullet and do it. Money is hard to come by

    • @AichaKanta-o9c
      @AichaKanta-o9c 15 дней назад

      Having an investment advisor is the best way to go. Based on a direct encounter with my CFA, Benjamin Todd Glenn, I can say with certainty that his skills are excellent. He helped raise over 580k in 14 months from an initially stagnant portfolio of $70,000

    • @ValentinaBonomo-w7u
      @ValentinaBonomo-w7u 15 дней назад

      Fantastic! Can you share more details?

  • @caseybills5517
    @caseybills5517 Месяц назад +725

    Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.

    • @StacieBMui
      @StacieBMui Месяц назад +2

      Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

    • @JamesLongman-v5r
      @JamesLongman-v5r Месяц назад +1

      I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

    • @LiaStrings
      @LiaStrings Месяц назад +1

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @JamesLongman-v5r
      @JamesLongman-v5r Месяц назад +1

      Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

    • @grego6278
      @grego6278 Месяц назад +1

      I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

  • @josephammon715
    @josephammon715 Год назад +24

    I will be forever be indebted to you, you have changed my entire life and I continue to preach on your behalf for the whole world to hear that with just a small investment you saved me from going into huge financial debt. Thank you Mrs Desiree Madison

  • @flamesinthesky2134
    @flamesinthesky2134 4 года назад +856

    A 16 minute video clarified how I should act with my money better than any high school class I've taken.

    • @PoyTroy
      @PoyTroy Год назад

      Facts !

    • @dreamleaf6784
      @dreamleaf6784 Год назад

      A few more videos and you will be Albert Einstein. Bare with me on this, you may be dumber than you realize.

    • @SlackersIndustry
      @SlackersIndustry Год назад

      Guess your in usa

  • @andrew.alonzo
    @andrew.alonzo Год назад +914

    Financial literacy refers to the understanding and knowledge of various financial concepts, including budgeting, saving, investing, debt management, and more. It empowers individuals to make informed decisions about their personal finances, enabling them to navigate the complexities of money matters effectively. With financial literacy, individuals can plan for the future, manage risks, and work towards achieving their financial goals with confidence.

    • @edward.abraham
      @edward.abraham Год назад +4

      This is excellent! As a newcomer, it can be challenging to manage all this information, and staying informed is a significant challenge. How do you handle it? Are you an experienced investor?

    • @hunter-bourke21
      @hunter-bourke21 Год назад +4

      Absolutely not. By closely tracking my portfolio's performance, I've witnessed remarkable growth of $473k in just the last two quarters. This experience has taught me the reasons behind the substantial returns that experienced traders achieve even in less recognized market conditions. I must admit, this has been one of the most audacious choices I've made lately.

    • @rebecca_burns14
      @rebecca_burns14 Год назад +3

      @@hunter-bourke21 Could you provide me with information on how I can get in touch with your advisor? I'm currently facing challenges with my funds being eroded by inflation and I'm actively seeking a more effective investment strategy to enhance the growth of my portfolio.

    • @hunter-bourke21
      @hunter-bourke21 Год назад +3

      I'm guided by "Camille Alicia Garcia" an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.

    • @Believer292
      @Believer292 Год назад +1

      @@hunter-bourke21 Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

  • @roseroland1998
    @roseroland1998 Год назад +995

    Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock.

    • @glenbert1396
      @glenbert1396 Год назад +3

      Most people don't understand the power of compound interest or are just impatient. However, I think it's better for the average person to invest in the S&P 500 and wait, which is reliable, albeit extremely long: many years, or just hire an investment advisor and accelerate wealth accumulation. Most people underestimate the power of the latter.

  • @Deeman.
    @Deeman. Год назад +33

    I’m 15 years old and I’m about to have my first ever job so this video taught me a lot. I wrote down a lot of notes and i want to learn so much mor.

    • @izzitorg
      @izzitorg  Год назад +3

      Thank you for watching! You might also enjoy our video on Student Loans: ruclips.net/video/K9QReSXinVQ/видео.html

    • @LAila-qf4ww
      @LAila-qf4ww 10 месяцев назад

      👍👍

  • @ritaparker2630
    @ritaparker2630 Год назад +42

    At the very least, I now grasp the concept of leverage.
    Creating

    • @joeymichael5359
      @joeymichael5359 Год назад +2

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @adamsfueher806
      @adamsfueher806 Год назад +3

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @ritaparker2630
      @ritaparker2630 Год назад +2

      My Financial adviser is Susan Kay Mack she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @adamsfueher806
      @adamsfueher806 Год назад +2

      she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

  • @kashkat987
    @kashkat987 Год назад +917

    Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $360k in my 401k.

    • @MatthewVinson
      @MatthewVinson Год назад +5

      People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

    • @IAMBETTERTHANYYOU
      @IAMBETTERTHANYYOU Год назад +6

      @@MatthewVinson I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

    • @Ammo-Hoarder
      @Ammo-Hoarder Год назад +1

      This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?

    • @IAMBETTERTHANYYOU
      @IAMBETTERTHANYYOU Год назад +8

      Do your due diligence, and be on the lookout for one with strategies to help your portfolio maintain an unwavering and progressive growth. "Jill Marie Carroll" is responsible for my portfolio success, and I believe she has the qualifications & expertise to meet your goals.

    • @Ammo-Hoarder
      @Ammo-Hoarder Год назад +1

      I just googled her name and am really impressed with her credentials; I reached out to her through her website as I need all the help I can get.

  • @Erinmills98
    @Erinmills98 Год назад +234

    I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green and my retirement is edging closer by the day.

    • @simonbad
      @simonbad Год назад +3

      As with an my big financial decision ,it’s important to keep your guard’s up for economic risks. However,smart planning,time management and seeking advise from a financial adviser can help keep you and your money safe and also help plan your retirement.

    • @Patriciacraig599
      @Patriciacraig599 Год назад +5

      I'm in my late 50s and I'm more interested in investments that could set me up for retirement in my 60s. my goal is atleast $2million, i want to buy a big enough for i and my grandkids, I also have a dog.

    • @Alejandracamacho357
      @Alejandracamacho357 Год назад +7

      Right now the markets are going berserk right now. This is the best time to watch them, get to know them better, and strike when the opportunity presents itself. I learned that from my mentor, ’Pamela Kay Regel’ she's seen dozens of market cycles over the past few decades, and she has a feel for how they move, why they move, and what comes next.

    • @Patriciacraig599
      @Patriciacraig599 Год назад +3

      Fantastic! can u share more details?

    • @Alejandracamacho357
      @Alejandracamacho357 Год назад +2

      She is well-known in her industry; you may have heard of her before I did thanks to a Newsweek article. You can look her up online.

  • @Raymondjohn2
    @Raymondjohn2 Год назад +154

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @bob.weaver72
      @bob.weaver72 Год назад +4

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @martingiavarini
      @martingiavarini Год назад +3

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @hermanramos7092
      @hermanramos7092 Год назад +3

      @@martingiavarini Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

    • @martingiavarini
      @martingiavarini Год назад +3

      @@hermanramos7092 My advisor is Catherine Morrison Evansshe’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @hermanramos7092
      @hermanramos7092 Год назад +2

      @@martingiavarini I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @ebsmartsell
    @ebsmartsell 3 года назад +493

    Formal education will make you a living.
    Self-education will make you a fortune.
    - Jim Rohn

  • @user-ct5ni6zl1b
    @user-ct5ni6zl1b Год назад +10

    I'm a 15 year old girl and I've decided that school just isn't going to teach me these crucial skills. I'm dedicated to teaching myself now because a promising and secure, fruitful future is something I want to build for myself.

  • @MarcelPhilips
    @MarcelPhilips Год назад +355

    Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals.

    • @MarcelPhilips
      @MarcelPhilips Год назад

      @wilsonkelvin2531 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name MARTHA ALONSO HARA and everything changed. I started enjoying huge returns from my investment.

    • @MarcelPhilips
      @MarcelPhilips Год назад

      @wilsonkelvin2531 quickly do a web check where you can connect with her, and do your research with her full name mentioned

    • @MarcusFred-wn3iv
      @MarcusFred-wn3iv Год назад

      @wilsonkelvin2531 I heard she always has a way of linking someone's investment into something new and profitable

    • @eegernades
      @eegernades Год назад +1

      You called the bots lol

  • @iam_legrand
    @iam_legrand Год назад +5

    This is one of the best financial literacy classes I've ever taken :)

    • @izzitorg
      @izzitorg  Год назад +2

      So glad that you found this video helpful!

  • @kelechiagu8691
    @kelechiagu8691 Год назад +7

    I'm 55 years and this video has inspired me. I was not financially literate and lost £'s I am now on the path of a financial paradigm shift, thank you

    • @izzitorg
      @izzitorg  Год назад

      Thanks for checking out our video!

  • @kortyEdna825
    @kortyEdna825 Год назад +102

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    • @shannonsally455
      @shannonsally455 Год назад +1

      These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

    • @Justinmeyer1000
      @Justinmeyer1000 Год назад

      @Brilliantrans Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?

    • @Justinmeyer1000
      @Justinmeyer1000 Год назад

      @Brilliantrans Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @cloudyblaze7916
    @cloudyblaze7916 Год назад +400

    This is nice. At least it confirms that it is really possible for people to make a lot of money from the stock market. I was flabbergasted by someone who said they made $49k in profit from the market every quarter. It blows my mind the level of expertise one must possess in other to make so much.

    • @stephenpotter21
      @stephenpotter21 Год назад +5

      This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

    • @ericmendels
      @ericmendels Год назад +4

      People underestimate how much they can make from the stock market. I started with $127k and made more than $86k within just five months of starting, and it's been an awesome ride since then.

    • @legacymedia8468
      @legacymedia8468 Год назад +3

      Can I ask who it is that is guiding you? I'll appreciate any assistance. I want my portfolio to improve.

    • @ericmendels
      @ericmendels Год назад +2

      My advisor is Sharon Louise Count. She has a contact website; I can't drop her number here.

    • @victorlaranjahal
      @victorlaranjahal Год назад

      Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me soon.

  • @KingDavid-jj7tk
    @KingDavid-jj7tk Год назад +1168

    The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

    • @waltzwalter
      @waltzwalter Год назад +1

      A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

    • @primeramujer2138
      @primeramujer2138 Год назад

      Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

    • @primeramujer2138
      @primeramujer2138 Год назад +1

      No, as a matter of fact I always preferred to handle my own investing, but after my portfolio took a major hit in 2020, I really had to rethink my plans for the future, so I reached out to an F.A Kaitlin Rose Sternberg who really helped me balance up my losses.

  • @28werDJ
    @28werDJ 2 года назад +56

    Both comprehensive and succinct. Super helpful! "Most people don't need an education to know how to spend more but it takes education, sacrifice, and character to learn to practice saving, goal setting, and budgeting."

  • @Kamryn514
    @Kamryn514 9 месяцев назад +1

    As an collage student taking Finance class this video really helped me on my homework for today

  • @Bridget-l7p
    @Bridget-l7p 2 месяца назад +1245

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

    • @RobertBrown..
      @RobertBrown.. 2 месяца назад +4

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @trazzpalmer3199
      @trazzpalmer3199 2 месяца назад +5

      True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

    • @SarahTaylor_
      @SarahTaylor_ 2 месяца назад +3

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @trazzpalmer3199
      @trazzpalmer3199 2 месяца назад +3

      'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @Bako-b8j
      @Bako-b8j 2 месяца назад +2

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @mengtan01
    @mengtan01 4 года назад +180

    I think everyone should learn this.

  • @josephinen36
    @josephinen36 3 года назад +32

    I started this year, best decision ever!

  • @Riggsnic_co
    @Riggsnic_co 6 месяцев назад +678

    The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.

    • @kevinmarten
      @kevinmarten 6 месяцев назад +4

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.

    • @Jamessmith-12
      @Jamessmith-12 6 месяцев назад +4

      If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.

    • @JacquelinePerrira
      @JacquelinePerrira 6 месяцев назад +3

      please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

    • @Jamessmith-12
      @Jamessmith-12 6 месяцев назад +3

      Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @JacquelinePerrira
      @JacquelinePerrira 6 месяцев назад +3

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @williamculligan
    @williamculligan Год назад +15

    Life is weird, beautiful experience when you step back and look at it. Grateful to be here with you all, working with a financial advisor could truly set you up in life. I’m delighted to contact a financial coach Rodger Michael Karl, earlier this year because while others were busy whining about the downturn I was busy cashing out from my investment, finally making over 7 figured for the first quarter of the year.

    • @christianaemilio1
      @christianaemilio1 Год назад

      Needed to see this today, struggling with my finances for months now after my divorce, I just discovered his outstanding resume when I searched up his username. I count it a blessing that i came across this comment...

    • @luis-gabriel1
      @luis-gabriel1 Год назад

      With the help of Sir Rodger Michael Karl, I’ve gained perfectly well from my investment. The quantity of capital you invest, though, ultimately determines everything. With a substantial start-up budget, you could able to end more.

    • @Hoffmanluiz.
      @Hoffmanluiz. Год назад

      Rodger Michael Karl. Has transformed my life, he is amazing, and ever since I met him, my life has taken a positive turn because of the passive income through his knowledge. He’s ideas is essential for succeeding against all odds in this area of online commerce. I’m free from debts and am able to save up for retirement.

  • @felixsiambelele9883
    @felixsiambelele9883 3 года назад +37

    The best education I have never had in my Life thank you for this video 🙏🙏🙏

  • @godfreymashale9323
    @godfreymashale9323 Год назад +44

    Fortunately, I had a college economics teacher that taught me a lesson at 18. That lesson was: for every huge, frivoluos purchase you make, you need to have an investment double it's worth, this doesn't necessarily mean you should always invest when you make a purchase, it simply means living within your means. Varied sources of income is wise and especially like i said, living within your means. Whenever you're about to make a huge, dumb purchase that doesn't add value think about taxes and how you get your income. I made $272k combined net last year and paid no Federal taxes with the help of my FA Olivia rene reyes.

    • @meredithelbert6608
      @meredithelbert6608 Год назад

      inflation is over 10% here in the UK, but as we know it's definitely way more than the Government would like to admit. My plan is to earn more passive income and ride this out, can your Investment-adviser assist?

    • @godfreymashale9323
      @godfreymashale9323 Год назад

      @meredithelbert6608 Sure, the Investment advisor that guides me is “Olivia Rene Reyes” and she's renowned and has quite a following. So it shouldn't be a hassle finding her. Just look her up.

    • @gagnecaron658
      @gagnecaron658 Год назад

      she really seems to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

    • @harleycartley3138
      @harleycartley3138 Год назад

      Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

  • @RichardKoenigsberg
    @RichardKoenigsberg 11 месяцев назад +1

    EXCELLENT OVERVIEW OF FINANCIAL CONCEPTS.

  • @derekjoaquinmodanza1684
    @derekjoaquinmodanza1684 3 года назад +657

    This is what school should be teaching, not a formula to calculate a freaking shape.

    • @starvingbymidnight
      @starvingbymidnight Год назад +5

      lol

    • @ellabella7071
      @ellabella7071 Год назад +23

      Their is use for both.

    • @lawrencelutalo869
      @lawrencelutalo869 Год назад +1

      True

    • @Drforeverok
      @Drforeverok Год назад +1

      @@ellabella7071there is absolute no fucking use for a formula 💀 im not a aerospace engineer or rocket scientist godamn ur stuck in the matrix

    • @Caprico98
      @Caprico98 Год назад +8

      Shapes are important tho 💀😭

  • @kelvinchang8100
    @kelvinchang8100 3 года назад +40

    This is really good financial education, very simple to understand

  • @roldophsonhenry3085
    @roldophsonhenry3085 2 месяца назад

    It's never too early to start saving for the future 🙏

  • @bgoode652
    @bgoode652 3 месяца назад

    This is actually a pretty good video for basic financial literacy information. Well put together and should be easy to follow for the average person. Good job.

  • @whatthehill9603
    @whatthehill9603 4 года назад +220

    They should teach this in high school

  • @melvinarhett3055
    @melvinarhett3055 Год назад +3

    This is a very interesting video, I leaned a lot on budgeting my income.

  • @Lychum
    @Lychum 3 года назад +25

    I love saving, now I am learning about investing.

  • @ByteSizeMoney
    @ByteSizeMoney Год назад +6

    Thank you for shedding light on the importance of financial literacy. It's astonishing how our education system often overlooks this crucial aspect of life. We all need to take personal responsibility to educate ourselves and make informed financial decisions.

  • @thefourseasonsinsweden
    @thefourseasonsinsweden 11 месяцев назад +1

    Thank you for sharing your knowledge and ability how to manage financial aspects ❤

  • @MetteOverly
    @MetteOverly 7 месяцев назад

    Thanks for your video and valuable tips. They help me become a more successful trader and improve my results.

  • @arvindmishra8467
    @arvindmishra8467 Год назад +3

    I will make a good decision on financial management.

  • @vitorcavalcante4917
    @vitorcavalcante4917 10 месяцев назад +1

    Greetings from Brazil 🇧🇷 here in Brazil, unfortunately, most people are not instructed to have financial education, I myself am one of them but I am starting towards financial freedom ❤

    • @izzitorg
      @izzitorg  10 месяцев назад

      Glad you liked our video. Check out our whole playlist on financial education ruclips.net/p/PLp79CNianrN7VkS_5diZoXTRaYD1G7j1Y

  • @limagibbs4780
    @limagibbs4780 3 года назад +18

    Thank you for sharing this knowledge.

  • @melissagorgeous16
    @melissagorgeous16 3 года назад +66

    Compounding interest is a great strategy. I hope interest rates rise to historical average to reward those of us who do the right thing and use this strategy. It seems to be taking forever. Meanwhile property prices are skyrocketing worldwide. I wonder if and when there will be a correction.

  • @vladivanov444
    @vladivanov444 3 года назад +18

    Thanks from Russia! :) We don't have financial education almost at all.

  • @JustADogLover396
    @JustADogLover396 Год назад +1

    15 year old here. Learning for my future!

  • @no_lft_shft
    @no_lft_shft 3 года назад +47

    Great content. Laid out perfectly and easy to digest and understand.

  • @PoliticalVibe_
    @PoliticalVibe_ Год назад

    I am from India I am watching this video first time, it's sooo good
    Love from India 🇮🇳

  • @H_lucas
    @H_lucas Год назад +2

    I appreciate you for sharing such video with good content here and i will keep following you because you're the best.

  • @shellylofgren
    @shellylofgren 6 месяцев назад +732

    I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?

    • @donna_martins
      @donna_martins 6 месяцев назад +1

      Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

    • @Walter_hill_
      @Walter_hill_ 6 месяцев назад +2

      Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 6 месяцев назад +1

      Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

    • @Walter_hill_
      @Walter_hill_ 6 месяцев назад +1

      Vivian Jean Wilhelm is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 6 месяцев назад

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @threelittlepigslearnaboutmoney
    @threelittlepigslearnaboutmoney 2 года назад +5

    THANK YOU FOR THIS! Now let's share it with young learners!

  • @pablomaciel2990
    @pablomaciel2990 Год назад +1

    Thank you, guys, so much for just being straightforward and so helpful! good stuff

  • @IntizarKhadimUnfiltered
    @IntizarKhadimUnfiltered 11 месяцев назад

    Thanks for sharing this wonderful explanation

  • @safirullakhan428
    @safirullakhan428 Год назад +1

    Thanks for this video

  • @Defisher
    @Defisher Год назад +56

    I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?

    • @2024Red-j5t
      @2024Red-j5t Год назад +2

      Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

    • @wealthychronicle-i1u
      @wealthychronicle-i1u Год назад +1

      Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

    • @Countstep0099
      @Countstep0099 Год назад +2

      ’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @wealthychronicle-i1u
      @wealthychronicle-i1u Год назад +3

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @Countstep0099
      @Countstep0099 Год назад

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon

  • @ShutilZaDengi
    @ShutilZaDengi Год назад

    generally super! Now I'm in a great mood for the whole day! thank you!:)

  • @OlugbengaStanley
    @OlugbengaStanley Год назад

    🌞 Great resource for financial education

    • @izzitorg
      @izzitorg  Год назад

      Thank you! Glad you enjoyed.

  • @AndrewKevin-o2x
    @AndrewKevin-o2x Год назад +1

    I extremely like the video, man. Very helpful and informative. Thank you very much. It is presented so well too. Great, positive work.

  • @AaaBbb-io5qv
    @AaaBbb-io5qv Год назад

    Wow wonderful to hear a Nigeria calling out

  • @nocturneowl2660
    @nocturneowl2660 Год назад +1

    Great video ❤❤❤❤

  • @MonaghanMLOUISE
    @MonaghanMLOUISE 6 месяцев назад +995

    just sold a property in Scotland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

    • @GeorgeWilliamSinclair
      @GeorgeWilliamSinclair 6 месяцев назад

      Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

    • @lihuabenchen
      @lihuabenchen 6 месяцев назад

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @adelineChulack
      @adelineChulack 6 месяцев назад

      please can you leave some info of your investment advsor here? I'm in dire need for one

    • @lihuabenchen
      @lihuabenchen 6 месяцев назад

      I'd say a little due diligence on "Dianne Sarah Olson" truly exceptional

    • @MilkovichT.Sandlers
      @MilkovichT.Sandlers 6 месяцев назад

      just found her page on google and I must say she is remarkable.. thanks for this info

  • @drawingfranco7533
    @drawingfranco7533 Год назад

    i have a debt for the morgage. at first, i think it's a stupid idea, and don't know how i will live my life, because my income was not so big when i signed the contract. BUt now i'm so grateful because i have my own property instead of spending my money to pay rent gradually.
    I pushed my self to live in an minimalism, and start saving even without particular reasons.

  • @gabrielmakoi3905
    @gabrielmakoi3905 8 месяцев назад

    Very insightful video.

  • @ousbruin
    @ousbruin 10 месяцев назад

    Thank you for sharing financial advice

  • @krishanpalkaidwal
    @krishanpalkaidwal Год назад

    The person who understands how to leverage 'people ( skills and experience) 'and ' things 'he will surely going to be rich and wealthy. You gotta understand the concept of money how it works.

  • @leslie2real319
    @leslie2real319 4 года назад +38

    I love this video !!

  • @JohnMedard
    @JohnMedard 3 месяца назад

    Thanks to give me education I'm from Tanzania

  • @Thanawatttt
    @Thanawatttt 3 года назад +57

    I wish I seen this when I was 14 years old.

  • @Historyteacheraz
    @Historyteacheraz Год назад +3

    Very helpful video. The best way to learn about finances is to start early. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is a great resource for teenage investors.

    • @izzitorg
      @izzitorg  Год назад

      So glad you enjoyed!

  • @itsTooSmol
    @itsTooSmol 4 года назад +60

    This was very helpful!

  • @vittoriagonzalez613
    @vittoriagonzalez613 Год назад

    this formula is a great way to learn about you money

  • @graywilliams_77.
    @graywilliams_77. Год назад +1

    The biggest thing I learned from this video was 50% of investing is buying good companies at good prices and the other 50% is controlling your emotions when . market is moody.I realized that the secret to making a million is making better investment. I always tell myself you don't need that new car or that vacation just yet and that mindset helps me make more money investing.

    • @graywilliams_77.
      @graywilliams_77. Год назад

      To achieve greatness, you need to start working with a Financial Advisor. Investing remains the smartest way to prepare for the future.Have been working with ROCHELLE DUNGCA-SCHREIBER for 8years and I'm extremely pleased with the good returns. The good news is, it's never too late to start investing.

  • @JeffreyGillespie
    @JeffreyGillespie 3 года назад +30

    11:35 never mind the pizza, they're wasting a ton of money on sunglasses

  • @jeromebrown3865
    @jeromebrown3865 4 года назад +30

    Thanks for this info

  • @TheWhiteMamba3000
    @TheWhiteMamba3000 3 года назад +28

    Ideally, your asset should cover your liabilities.

  • @GlaizaClaveria
    @GlaizaClaveria Год назад +1

    Wow great video keep up!

  • @w00dyalien
    @w00dyalien 2 года назад +3

    Basic, still a must know!

  • @FatimaMusaAbdullahi-h7m
    @FatimaMusaAbdullahi-h7m 11 месяцев назад

    Wow so interesting i well always be watching this so fantastic

  • @Mirro0.0-n3r
    @Mirro0.0-n3r 4 года назад +26

    Wow😍 Thank For This.

  • @jackwillison177
    @jackwillison177 4 месяца назад +3

    i am 21 and i have about 100k to invest but not really sure how or where to start. I want to build a good investment portfolio and have been looking at videos and doing research to be more educated. Where should i invest this for stable cashflow?

    • @vivianlucy141
      @vivianlucy141 4 месяца назад

      $GME and also Invest in real estate, ETFs and high-yield savings account.

    • @Williamjame444
      @Williamjame444 4 месяца назад

      stocks are pretty volatile now, but if you do the right math you should be just fine, whereas you can save yourself the hassle by employing the service of a really successful advisor, one with experience since the '08 crash

    • @MizThe
      @MizThe 4 месяца назад +2

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.

    • @Markscott412
      @Markscott412 4 месяца назад

      I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

    • @MizThe
      @MizThe 4 месяца назад +3

      I've experimented with a few over the past years, but I've stuck with the popularly ‘’Melissa Elise Robinson” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

  • @creativearchimediaworld9724
    @creativearchimediaworld9724 Год назад

    actualy this is very inportant for entrepreneur s and financial accountance s i think

  • @WEALTHY_RICH_how_to_get_rich
    @WEALTHY_RICH_how_to_get_rich 10 месяцев назад

    ✌🏻😌Great video. We are all seeking financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, my wife and I never earned more than a middle-class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock...

    • @izzitorg
      @izzitorg  10 месяцев назад

      We are glad you liked it. Check out more useful video on our Business & Economics playlist ruclips.net/p/PLp79CNianrN7_Q-baCApD4gSmpicBe8T8

  • @hongngocvn
    @hongngocvn Год назад

    Thank you so much. ❤

  • @gabrielhernandez2494
    @gabrielhernandez2494 Год назад

    I really wish I wasn't joking but I was diagnosed with ADD back in the late 90s. I remember at one point during my life I was standing right next to the wall and I was facing two different rooms side-by-side. I'm the left was a room that had a couch and a TV while the other room literally was full of books and one chair. I firmly believe to this day that if I had shows the room with all the books I would have been a completely different person today, but unfortunately I chose to choose the room that only had a couch and a TV. I hope you all know where I'm going with this! If I had shows the room that was full of books I would have been educated and insanely smart as well as fit and healthy. Unfortunately now I am morbidly obese and stupid, not to degrade myself, but because of my mental disorders life is very difficult for me. Please learn from me and educate yourself.

    • @NpR222
      @NpR222 Год назад

      You are pitying yourself, know your worth and learn from David goggins

  • @AbdulsamadAbdullahi-e2x
    @AbdulsamadAbdullahi-e2x 11 месяцев назад

    This is really inspired

  • @Hydefamily123
    @Hydefamily123 Год назад +2

    An asset is not something one owns but rather something that puts money in your pocket

  • @rochelle3349
    @rochelle3349 Год назад +1

    How can I make myself my more valuable to potential coworkers and customers , and how can I do my current job better, how do I spend the money going out.
    Money in must be greater than money out
    50 bills and housing/40 paying off debt or saving/10 entertainment rule
    Maximize earnings through a budget
    Assets are what you own(habit forming)
    Save to build up assets

    • @rochelle3349
      @rochelle3349 Год назад

      Diversify financial investment
      When you purchase a stock, you’re getting an interest of the company(or small piece of that company, and you’re becoming a owner of that company
      (Purchase an index fund, etf or a mutual fund)
      The stock market can be volitile
      What are good for long term goals
      *Compound interest

  • @iammighty4385
    @iammighty4385 Год назад

    This is insightful ❤

  • @AndersonFair-cy2bb
    @AndersonFair-cy2bb 9 месяцев назад +3

    Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?

    • @Raymondcraw1967RaymondCrawley
      @Raymondcraw1967RaymondCrawley 9 месяцев назад

      as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management

    • @FaithAndrada-xo9ou
      @FaithAndrada-xo9ou 9 месяцев назад

      Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.

    • @BrewerVera
      @BrewerVera 9 месяцев назад

      this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future

    • @FaithAndrada-xo9ou
      @FaithAndrada-xo9ou 9 месяцев назад

      Finding financial advisors like Lisa Angelique Abel who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 9 месяцев назад

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @wellnice4657
    @wellnice4657 9 месяцев назад

    Watching this to review our topic in practical research 1

  • @lynnpeterson3763
    @lynnpeterson3763 Год назад

    Working with a financial expert could truly set you up for life. I'm delighted I was able to contact my coach Nicholas Elias Karim earlier this year because while others were busy whining about the downturn I was busy cashing out finally making over 370k only for the first quarter of the year.

    • @peterstilwell7953
      @peterstilwell7953 Год назад

      Thank you for sharing your success story. I immediately typed in your coach's name to discover him on Google. He's simple to deal with, and his signals are excellent as well.

  • @muhammadmurtala587
    @muhammadmurtala587 11 месяцев назад

    I like to listening things regarding financial education

  • @paulafernandes5185
    @paulafernandes5185 Год назад

    If we all went up to the extent that financial education is important, especially at the first school age, we would have many more qualified people.

  • @d.rrel_
    @d.rrel_ Год назад +1

    1:54 inspiring
    2:10
    3:43 finances = paying off debts, savings
    14:31 summary

  • @masonr1666
    @masonr1666 Год назад

    This is good information.
    However, if every time you "get a raise" it goes to "increased rent & other expenses," it gets discouraging, especially if you are constantly loosing ground due to inflation and rising interest rates.

    • @masonr1666
      @masonr1666 Год назад

      The problem also is, you also can't plan for catastrophic life events. For example: not being competent enough out of college to find a job.
      A family member getting sick.
      Or family members stealing your wealth.
      There is an element of luck that gets overlooked when you talk about wealth building.
      The key to wealth building is this: you need an emergency fund that is separate from long term savings.
      Such that when a catastrophic event happens, you have cash to weather the storm.
      Still, some of us aren't talented enough (like myself) to merit making a lot of money. I am very lucky to be earning what I earn, but I realize I am not valuable to society in the least. So, the only other option is to minimize expenses. I don't see a path forward for increasing my income, especially with the looming recessions that always seem to be on the horizon.

  • @Lychum
    @Lychum 3 года назад +5

    informative!

  • @evachepyatich8411
    @evachepyatich8411 4 года назад +29

    Important lessons

  • @maxiecharles2842
    @maxiecharles2842 Год назад

    Investing in alternate income streams should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

    • @ashleyjenny186
      @ashleyjenny186 Год назад

      Am looking for something to venture into on a short term basis, I really need to create an alternate source of income, what do you think I should be buying?

    • @maxiecharles2842
      @maxiecharles2842 Год назад

      Forex investment, but you will need a professional guide on that.

    • @maxiecharles2842
      @maxiecharles2842 Год назад

      Facebook 👇

    • @maxiecharles2842
      @maxiecharles2842 Год назад

      Evelyn C. Sanders

    • @maxiecharles2842
      @maxiecharles2842 Год назад

      Telgrm ✍️

  • @41yearoldnewdriver
    @41yearoldnewdriver 7 месяцев назад

    Thank you

  • @abubakarbalele8492
    @abubakarbalele8492 Год назад

    Very interested

  • @masonr1666
    @masonr1666 Год назад

    Also, remember if you have debt, pay it off as quickly as possible. When you pay debt you are no longer loosing ground, which in a way is a guaranteed rate of return.