My husband and I have always lived as if we only had one income. Our friends and family never understood why we were the way we were. Now we are in our mid fifties, I am retired, we have no bills, our mortgage is paid off and we are able to help our family when needed. 😉 I won’t be changing a thing and plan to continue living like this!!
It's possible your friends and family who never understood why, now see your wisdom in living like that, and wish they'd done the same. A big super good for you!!!
My husband and I told our large family...no gifts this year....they are all adults-our grandchildren are all almost adults...we will buy for the great grandsons...but we all help eachother out thru the year...we will all get together and have Christmas dinner...but theres no reason for them to buy gifts when really nobody needs anything at all🙂
I love this idea so much and I really do want my family to do the same. Never understand why working adults purchased Christmas gifts for each other….at this time if I can’t make it,it wont be given period, same for birthdays. I am over giving gifts from a store.
Over-gifting is a form of people-pleasing and “if I give you this gift will you love me / like me !” Over-gifting is the external manifestation of inadequacy. Painful realization but true. Once you are aware of feeling inadequate- the behavior around that will change - to a much better …healthier way of gift giving.
I'm a professional chef so I rarely eat out or get takeout, unless a friend invites me to their place for free. I can cook whatever I want at home and have more control over the ingredients and quality of the food. I splurge and get takeout at the most once every few months. Once you know how to cook and have the right tools, it's more satisfying and way cheaper to make it yourself and eat at home.
I peruse the comment section for more ideas, have found several helpful tips. Since I'm already retired and live alone I make my way to the local restaurant in the morning to have coffee and conversation with friends. On occasion I will order breakfast like when friends come to town, but this is one of the few things I spend money on. I can afford a decent auto and still make payments but I'm well within my budget. Still, I like your videos and and the people who comment here because it's so neighborly. I quit smoking years ago, drink no alcohol ( there was a time in my life when I spent nearly my entire paycheck on booze. Those days are gone for over 30 years) and buy little of the internet. I can't live a spartan life however and do play golf 3, 4 times a week weather permitting. And I really didn't start saving until I was in my 50's, now 74. I got this one piece of advice from a very nice rich old lady years ago when she knew I was struggling to make ends meet, and I was making excellent money at the time. She said, "Jeff you have to pay yourself first." Best piece of advice I ever got...
I do make pork street tacos in the crockpot but a little healthier & cheaper with fresh veggies. I make beans in the crockpot also with a lot of fresh veggies. We use about 1/4 to 1/3 the meat we used to for health & make lots of soup & stews. Has some initial prep work but so much healthier, cheaper & will last for several nights. We have with a warm roll. I love the decorations & music & candles but we do love good food. Merry Christmas 🎄.
I eat at home always and bring lunch, and coffee. I shop at 2nd hand stores, reporpose, make due just can't make ends meet! Food and utilities and a roof over my head are so hard.
I do the same thing with wrapping paper, ribbons, bows, cards, decorations, etc. To make sure I don't buy too much, I decided that I have to love whatever it is I'm buying and also that I need it for next year. For instance, some years I buy a lot of wrapping paper and then don't buy any for the next year or two even if I see some I love. At this point, I don't buy many decorations since I already have enough.
I have found that over gifting also puts extra stress on others to return a gift of equal or greater value when they really can not afford to do so. Instead of encouraging spending we now do a simple gift exchange, sometimes with things we make ourselves, and than enjoy a beautiful meal together where everyone brings some kind of dish. So much more relaxing. It also keeps our focus on why we actually celebrate. Thanks for all your ideas.
My budget is so tight ,there isn't money for eating out in the first place! That's a luxury ✨️ friends are always welcome,we love a get together.. everyone brings a food dish to share,their plate and a chair! Nothing matches and no one minds at all.💕
I bought cloth bags in different sizes with lovely different but matching patterns. After the exchange of gifts my family gives me back the cloth bags because they know I love them. Absolutely eco friendly: no paper or energy in making them goes to waste 🤭
I have always lived frugally, and when things were good, I could live below my means. Friends who were splurging with holidays and overseas trips are now desperate, being on the brink of retirement. I will simply continue living frugally.
I'm amazed what people spend on eating out. I hate to eat out! I don't know who coughed or sneezed while prepping my food, they could even intentionally spit in it! I know how many times I wash my hands while I'm cooking. Guess maybe I'm paranoid!
I would add - Try doing something different out of the traditional box and/or start a new tradition. Thankfully my daughter had taken over the holiday meals at their home several years ago. The other year, we discussed the wisdom of having a large meal both at Thanksgiving and also at Christmas. We decided to have the big holiday meal on Thanksgiving, and then just have snack/finger foods available during the day on Christmas. We've done this twice with total success. The girls are still young enough to just want to play with their new toys from Santa more than enduring another big, fancy sit down dinner. It's a much more enjoyable and relaxed day for everyone and there's more than enough food to snack on during the day. A total win-win all around!
We have done this too! I host a Thanksgiving meal but we go to my mom's for Christmas. We really enjoy just snacking throughout the day on Christmas and eating cookies.
Eating out is an absolute KILLER! The average household spends $300 a month on it. That said, I kind of love it. To do it on the cheap my wife and I order appy's instead of mains and we often skip the expensive drinks and no alcohol! I can't completely say no but we can really cut down on the costs! Kate, I'd love to partner with you to help parents raise kids that NEVER go into debt! Could I touch base with you via email?
I only eat out twice per month and meal plan everything else. I get together with a group of friends too and swap casseroles for freezing and rarely buy junk foods. There's always a way to save money. Thanks for the great tips!! ☺️
I WAS an over gifter. Christmas of 2017 I ended the holiday about $600 in EZ pay debt, QVC and HSN! I started my gift savings and haven’t had gift debt since. Feels so much better. My Christmas gifts are all bought, not wrapped yet lol.
I've been using the Every Dollar FREE budgeting app for over two years, and it's made such a positive change in my life. My frugal tip is to stop shopping for entertainment. My best friend came to spend the night a couple days ago and instead of going shopping, I showed her how to make homemade bagels. Then we ate a home cooked meal with a bottle of champagne that she brought. We had so much fun and I spent less than $10. Keep up the good work! ❤️❤️❤️
One frugal thing I do for gift giving, I decide early in the year how much I am going to spend for birthdays and Christmas - I save up all year long. I don't stray too much from the plan because I have already decided how much to spend. Somehow that is freeing to know the spending boundaries. I have 8 grandchildren, plus the grown children, and the dollars add up quick!
This is great advice, as a single mom I've been able to pay off my house & pay cash for cars because I'm frugal. It makes everything less stressful when a person lives like this.
We have lived below our means for years. So I do most things already but I may try your cockpot recipe and the gift wrapping ideas!
2 года назад+1
One year I took some old red curtains I had, and cut them in squares. I wrapped my gifts that way with some nice ribbons I already had from previous years, I also had some extra battery powered lights, so that's how I wrapped my gifts. Everyone loved it, and these curtains are still used by everyone year after year ;)
Money Mom sent me. My family does a Christmas breakfast potluck and someone always brings a dozen donuts from a local bakery, they are always a huge hit. I love Crocktober ❤️ I want to do this all year 🤣
Just stumbled upon this video, and LOVED it! Always looking for more frugal tips. 😉 My husband and I decided to stop going out to eat altogether. The prices of everything have skyrocketed, and I feel like the quality of the food has declined as well. I've been getting more and more creative with our meals and learning to cook more from scratch. This alone has saved us quite a bit of money!
Try the local library for things you are going to use only once. My library has a free lending program - mainly tools and kitchen appliances - where patrons can take out an item for a week or two. Who knows, they might have a library table that can be borrowed? Gift Giving: Make it! Crochet it, knit it, macrame it, write it (I once gave a co-worker a story I had written about the office), whatever you do. When my twins were born 28 years ago I made a vow to myself that I would make them something every Yule. Wrapping: I use the same holiday bags every year and have for probably 15 years. Bigger gifts are wrapped in brown paper.
KATE!! What a great video! That recipe looks delicious! Thanks so much for collabing with us! You are the BEST!!! Most definitely will we hang out!! Big hug and thank you again!!
We have done potluck meals for ages for all holidays. A few years back my family started doing Christmas Eve brunch instead of a dinner. We usually do some kind of breakfast casserole, fruit, French toast or pancakes and of course Christmas cookies because, you know, Christmas😂 Much more economical and it’s nice that those who travel a ways can head home earlier and prepare for Christmas Day. On Christmas Day, we do a lunch potluck with my husband’s side of the family. Soups are the main dish along with salads, rolls, snacky foods and, of course, cookies! We try to keep it simple, but always delicious😊
I bought Christmas themed cookie boxes on Amazon (cardboard) and I will be making multiple batches of different types of cookies and giving those boxes as gifts. Who doesn't love homemade cookies? AND a variety?! I absolutely love receiving consumable gifts.
That crockpot recipe looks so good! I would have to eat it with some tortilla chips ;-) I also follow Frugal Money Saver and am so happy you two collaborated. Emmy is the sweetest!
For the present wrapping. My husband and I decided to start using cloth drawstring bags for gifts. Its not as pretty as the paper, but we buy them once and can reuse them every year from now on. We have also saved regular gift bags that havent been written on to reuse if we can when giving gifts to others outside the house.
Great tips! I'm also an over-giver and that has cost me a lot. I'm working on spending less this holiday season so I'm definitely glad I found your channel!
Kate's never going to chipotle again! All the best things in that crocktober meal and you'll ALWAYS have your onions and peppers 🌮. Love these tips, gifts are definitely not my love language so I'm always a fan of reducing gifting 😆 Another wrapping tip - buy your paper after Christmas for the following year 🎁 I've actually been buying clearance Christmas fabric and making reusable drawstring bags to use every year. Eventually we will have enough to use those exclusively. Have a safe and joyous holiday season k-squad!
Kate, about extra ornaments…string them on a ribbon or whatever and hang across the wall like streamers or wreathwork-or incorporate into the greenery. I’ve just got a very small artificial tree now that the kids are grown, but yes, the ornaments ate still important!!!
I came over from Emmy & Paul's (I'm crazy about them!!!) and so glad they recommended your channel. I've subscribed and hope to catch up watching some of your past videos too. That recipe looks so delicious and easy - just my style! Thank you so much for the valuable tips. I was very wordy on their channel so will just say here that we love to do open house now for holidays with two or three soups, salad, toppings, & a few baked goods, allows us to enjoy the food but have time to visit with family and friends more than a sit-down meal and clean up. Thank you!!
Lulu!!! WELCOME TO THE FAMILY! I LOVE Emmy and Paul and I'm SO glad you are here! I hope you get tons of value from my videos:) I try to keep it fun, but helpful:):) Hope to see you lots more soon!
Last year, I joined a couple of friends to go to one of those drive through Christmas Light displays, it was inexpensive because it was a flat fee per car. But at the end of the season I stumbled across a Facebook page where people in my area post information about their Christmas Lightss. So, this year I have invited my friends to join me in checking out these free displays. I am going to put together a list of neighborhoods near me, we will meet up in a parking lot, pile into one car with thermoses and snacks, each chip in for gas and go see the extravaganzas. The paid display was alright (it was through a local farm, who definitely did their best, but I think that what we will see this year will be even bigger because it will be a succession of homes who each focused on their own theme.
We do take out when we have our stay home dates so we don't have to get a babysitter. Food is getting so expensive and we don't eat out often! I think our kids are eating more food...
I purchased a few dozen holiday cloth gift bags in different sizes. Then I make my own gift tags from card stock and add some stickers or whatever to decorate and add something like best daughter ever Happy Holidays. Then I hole punch it and add a ribbon to tie it to the gift bag. All I need each year is tissue paper to wrap the gift and put it in the bag. My family gives me all the bags and tags back for next year. Also I add up how much I spend on everyone for Christmas and divide by twelve. Then each month I save that much money in an envelope so I can shop all year.
Thanks for another great video, Kate! As for living below my means for the holidays, I'm trying to spread Christmas shopping over a couple of months to prevent it all coming together in December.
Very smart idea. I do this as well, but I start shopping around January and continue throughout the year. I usually get all of my gifts at 75% or more marked down. Make sure you write down what you get and where you placed it so when it’s time to wrap those gifts you won’t forget them. I’m usually finished with all of my gifts by October and can stay out of the hustle and bustle during the holidays. It’s not as safe to shop during Christmas time. Good luck and stay safe
I love Emmie and Paul! I actually found you through their channel. My husband and I don't eat out more than once a month, honestly. It helps in this regard that I am vegan and there haven't been a lot of choices for me out there. How do I keep on track during the holidays? I make a lot of the things we give as gifts, including the Christmas cards, which I only mail to those people who don't live close enough to hand them to. By "make" I don't just mean cooking or baking, I can, knit, crochet, sew, grow and do various paper crafts and mixed media. These are things I can be working on all year so I'm not spending money on supplies all at once.
AHHH! Hi Julie! Oooh I keep a spreadsheet! Yup I'm that girl! Check this out if you haven't watched yet. Might be helpful this year in keeping track:) ruclips.net/video/NEOAkaNl2yo/видео.html And way to go on your creativity!!! Wow you've got lots of skills! LOVE IT!
Great ideal on wrapping gifts with brown paper. Think of how much brown paper we get in Amazon or chewy orders or other online orders. So, you don't even have to buy the brown paper.
I have been using brown craft paper and jute twine for Christmas gift wrapping for years. I put a sprig of greens on the bow. Always looks great. ($Tree garland cut up). I also give a jar of Hershey Kisses, (everyone needs kisses). This year I have several Ball jars, a piece of fabric and more jute twine…. Voila! One friend/recipient gives me the jar back so I can refill it for next year! Of all the frugal gifts I give, that one gets the most excitement! My grown children and special friends look forward to this one.
For Crocktober, I was able to eat homemade granola, loaves of bread using Emmy's slow cooker recipes that lasted all month, as well as my own banana bread. Must try this chicken taco recipe. Thanks for the great tips.
I really enjoyed this video. I’ve lost my frugal enthusiasm lately but I think I’m cured after that video. I love Emmy and Paul’s videos too they are so encouraging. This year we are not doing adult present giving amongst siblings/ friends etc. We are putting a firm budget on the rest and beginning to buy the Christmas food now such as a turkey crown for the freezer and various jars and other non perishables. Thank you for the motivating video today 🙏
Aww Happy Frugal Friday, Kate and KSquad!! I love Emmy and Paul too, they are the sweetest ❤ I need all the inspiration this week as we had a few financial blows and unexpected costs but I’m just moving forward! Thank you for the inspiration as always xxx
Paul and Emmy sent me. I enjoyed your video and your enthusiasm. The first thing I need to do this year is to have a budget. I've never had a Christmas budget. I had no idea how much I spent until the credit card statements started coming in. Throughout the year I'm frugal, but for some reason I go crazy at Christmas. I lose all self control.
RAE! 1) WELCOME WELCOME TO THE CHANNEL! We are so glad you are here. 2) Emmy and Paul ROCK! Loved collabing with them this week. What great people! 3) Your FIRST CHRISTMAS BUDGET! I am SO SO SO stinkin proud of you! In my experience it has changed EVERYTHING for me and made the finances a lot less stressful ESPECIALLY during the holidays! Let me know how it goes! So excited for you! Love, Kate
Hi Kate! I also love Emmy and Paul! They are the sweetest! I was thrilled to see your crockpot meal this week and definitely will be making it this weekend. Thank you for all the helpful money saving tips! I have been a bit naughty the last 2 weeks with buying breakfast sandwiches on the go, but I am going to start making my breakfasts for work like I normally do; it's a huge money saver!
I will dig into my Christmas wrapping and gift bags and not buy new wrapping paper. I am happy to not have to spend money when I can reuse. Love Frugal Money Saver as well as you!!
My family uses bags and just reuses them. You can replace the sticker label in a corner. I only use paper for the young kids and for a few of my daughter's gifts.
Heard on one channel where a lady made her own gift wrap out of fabric. She would then store it for the next year. That really makes sense. Tbought this was a really good idea.
My eating out is 2 times over 3 months. I have lent out ornaments to family when they want a different colour theme. I wrap gifts in new tea towels, brown paper and decorate with a ribbon because my cats will eat the stringy ribbons and I don't want a vet bill due to this. Happy frugal friday Kate and K Squad.
Hosted a grad party last summer. Washed all empty Gatorade bottles. Now boil, cool and pour in tap water to make water bottles. No more purchasing a sleeve of water bottles.
I rarely eat out but this month I have extra birthdays in my family and friend group. So this is the time of year that I spend more on eating out. I do intend to plan my holiday baking better than in years past. It is so hard to see ALL THE RECIPES and not want to do it all, but post holiday food hangover is real for me. I would prefer a much simpler offering, for my budget and my tummy. I will make one or two of the staples (7 layer cookies and peppermint bark) and add one or two others. Then I will STOP!!! Thanks for your enthusiastic video. You are a doll (By the way, I am totally guilty of overgifting! A source of joy and stress all mixed together. As a mom of four adult children and four grandchildren, I need an intervention!)
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
My husband and I have always lived as if we only had one income. Our friends and family never understood why we were the way we were. Now we are in our mid fifties, I am retired, we have no bills, our mortgage is paid off and we are able to help our family when needed. 😉 I won’t be changing a thing and plan to continue living like this!!
Love this Tina!!!!
It's possible your friends and family who never understood why, now see your wisdom in living like that, and wish they'd done the same. A big super good for you!!!
My husband and I were the same. I still continue this practice even though he passed on in 2009
Same ❤
Did he make 6 figures?
My husband and I told our large family...no gifts this year....they are all adults-our grandchildren are all almost adults...we will buy for the great grandsons...but we all help eachother out thru the year...we will all get together and have Christmas dinner...but theres no reason for them to buy gifts when really nobody needs anything at all🙂
Hi Colleen!!! Thanks so much for watching and sharing with us! I'm so glad you're here!
Exactly we are doing the same thing no more gifts for anyone over the age of 18 it's done
Very smart of all of you!
I love this idea so much and I really do want my family to do the same. Never understand why working adults purchased Christmas gifts for each other….at this time if I can’t make it,it wont be given period, same for birthdays. I am over giving gifts from a store.
Handmade gift for my adult children, fun and meaningful.
Then, purchase a gift for grandson (have one).
Love it!
Over-gifting is a form of people-pleasing and “if I give you this gift will you love me / like me !”
Over-gifting is the external manifestation of inadequacy. Painful realization but true. Once you are aware of feeling inadequate- the behavior around that will change - to a much better …healthier way of gift giving.
I have a extended pantry. I can too. So I didn’t have to buy much for the Thanksgiving and Christmas meals. It saved me so much money.
Love this Crystal!
Brown paper wrapping and red and white string.. done 🎁
I'm a professional chef so I rarely eat out or get takeout, unless a friend invites me to their place for free. I can cook whatever I want at home and have more control over the ingredients and quality of the food. I splurge and get takeout at the most once every few months. Once you know how to cook and have the right tools, it's more satisfying and way cheaper to make it yourself and eat at home.
You popped up in my recommended! Love that you filmed this outside 🍁 🍂 🍃
Thank you much Sadie 🙏 I’m so glad you’re here!
I peruse the comment section for more ideas, have found several helpful tips. Since I'm already retired and live alone I make my way to the local restaurant in the morning to have coffee and conversation with friends. On occasion I will order breakfast like when friends come to town, but this is one of the few things I spend money on. I can afford a decent auto and still make payments but I'm well within my budget. Still, I like your videos and and the people who comment here because it's so neighborly.
I quit smoking years ago, drink no alcohol ( there was a time in my life when I spent nearly my entire paycheck on booze. Those days are gone for over 30 years) and buy little of the internet. I can't live a spartan life however and do play golf 3, 4 times a week weather permitting. And I really didn't start saving until I was in my 50's, now 74. I got this one piece of advice from a very nice rich old lady years ago when she knew I was struggling to make ends meet, and I was making excellent money at the time. She said, "Jeff you have to pay yourself first." Best piece of advice I ever got...
Congrats on quitting smoking years ago!!! WAY TO GO! Ooooh yes and pay yourself first! LOVE IT!
@jeffreyphillips4182 How are you? Replaying from link on Kates Frugal Friday video today 01/11/24
My cousin always melts some cream cheese into the mix after it has been shredded. Then you can do soft or hard tacos 🌮
I do make pork street tacos in the crockpot but a little healthier & cheaper with fresh veggies. I make beans in the crockpot also with a lot of fresh veggies. We use about 1/4 to 1/3 the meat we used to for health & make lots of soup & stews. Has some initial prep work but so much healthier, cheaper & will last for several nights. We have with a warm roll. I love the decorations & music & candles but we do love good food. Merry Christmas 🎄.
LOVE THIS SHARON!
I eat at home always and bring lunch, and coffee. I shop at 2nd hand stores, reporpose, make due just can't make ends meet!
Food and utilities and a roof over my head are so hard.
I always buy wrapping paper 50% off after Christmas for the next year sometimes 75% off and save it. Always pays off 100% worth it!
I do the same thing with wrapping paper, ribbons, bows, cards, decorations, etc. To make sure I don't buy too much, I decided that I have to love whatever it is I'm buying and also that I need it for next year. For instance, some years I buy a lot of wrapping paper and then don't buy any for the next year or two even if I see some I love. At this point, I don't buy many decorations since I already have enough.
Love this!
YASSS!
@@jennie9 I do the same. I love finding great wrapping paper and gift bags for 75% off or more! I reuse gift bags for several years.
I have found that over gifting also puts extra stress on others to return a gift of equal or greater value when they really can not afford to do so. Instead of encouraging spending we now do a simple gift exchange, sometimes with things we make ourselves, and than enjoy a beautiful meal together where everyone brings some kind of dish. So much more relaxing. It also keeps our focus on why we actually celebrate. Thanks for all your ideas.
SO TRUE VICKY!!!! THANK YOUUU!!!!!!
My budget is so tight ,there isn't money for eating out in the first place! That's a luxury ✨️ friends are always welcome,we love a get together.. everyone brings a food dish to share,their plate and a chair! Nothing matches and no one minds at all.💕
LOVE THIS JULIE! A warm, loving home!!!!!
We spend $10 on wrapping. One fat roll from Costco and the rest are in cloth Christmas gift bags.
LOVE THIS!
Great ideas for the holidays ! ESP ordering out. It’s sooooo expensive
Some kits can be split into more than one gift!
I love your spunky personality and I learned a lot! Thanks so much for all the great tips!
Dawn, thank you so much! I'm so glad you're here!!!
Emmy and Paul sent me here! I have subscribed to your channel!
Welcome to the family Karen! I'm so glad you are here! (Love Emmy & Paul!)
Edmmy said to come over. Ii always enjoy saving and eating.
Welcome! I’m so glad you’re here. I love Emmy! Thanks for coming. Hope you enjoy my channel🙏❤️
I bought cloth bags in different sizes with lovely different but matching patterns. After the exchange of gifts my family gives me back the cloth bags because they know I love them. Absolutely eco friendly: no paper or energy in making them goes to waste 🤭
Oooh nice Carol! Thanks for sharing with us!
Excellent
I have always lived frugally, and when things were good, I could live below my means. Friends who were splurging with holidays and overseas trips are now desperate, being on the brink of retirement. I will simply continue living frugally.
I'm amazed what people spend on eating out. I hate to eat out! I don't know who coughed or sneezed while prepping my food, they could even intentionally spit in it! I know how many times I wash my hands while I'm cooking. Guess maybe I'm paranoid!
I have cancelled all holiday restraunt meals and all gift giving events!!! Done with it. Gonna do fun free holiday stuff!
I would add - Try doing something different out of the traditional box and/or start a new tradition. Thankfully my daughter had taken over the holiday meals at their home several years ago. The other year, we discussed the wisdom of having a large meal both at Thanksgiving and also at Christmas. We decided to have the big holiday meal on Thanksgiving, and then just have snack/finger foods available during the day on Christmas. We've done this twice with total success. The girls are still young enough to just want to play with their new toys from Santa more than enduring another big, fancy sit down dinner. It's a much more enjoyable and relaxed day for everyone and there's more than enough food to snack on during the day. A total win-win all around!
I love this idea!!
LOVE THIS TENNESSEE NANA!
me too!
We have done this too! I host a Thanksgiving meal but we go to my mom's for Christmas. We really enjoy just snacking throughout the day on Christmas and eating cookies.
Frugal Money Saver sent me over to watch your channel. I have subscribed.
Marie! Welcome to the family! I LOVE Emmy and Paul. I'm so glad you are here!
Eating out is an absolute KILLER! The average household spends $300 a month on it. That said, I kind of love it. To do it on the cheap my wife and I order appy's instead of mains and we often skip the expensive drinks and no alcohol! I can't completely say no but we can really cut down on the costs! Kate, I'd love to partner with you to help parents raise kids that NEVER go into debt! Could I touch base with you via email?
Hi Matt, I'm so sorry, I've seen your name before and I just haven't been in contact yet. Yes, please email me. :)
@@KateKaden That is awesome Kate!! I just emailed you!! Can't wait to be in touch!! Happy Friday!!
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Eating out is literally killing us, not just killing our budget.
All of this hits home for me
🙌🙏❤️
I only eat out twice per month and meal plan everything else. I get together with a group of friends too and swap casseroles for freezing and rarely buy junk foods. There's always a way to save money. Thanks for the great tips!! ☺️
LOVE THIS!!! Thank you so much!
Going to have to try that recipe.
Is there lower than zero ----getting InCare following another bad fall. Purchased 48 yrs ago in order not to stress my sons own starts in bizness.😂
🎉
Found you from Hope and Larry at Under the Median.
Hello Breezy Bre! Thank you so much for being here! Love Hope and Larry! So glad you are here. I hope you get great value from this channel too! :)
I would love someone to clean my oven for Christmas this is something I can't do anymore
OOOH! Put it on your list and share with the family! :):)
I love using brown paper to wrap my gifts! I pair it with striped holiday string and birch slice name tags 😁
LOVE THIS Cindy!
also like to use stamps (like inked picture stamps, not postage stamps!)
We use paper bags and if they are too heavy I iron them so that they’re nice and flat and malleable, and then use the wonderful ribbons
We do this, too!! The kids love to decorate them, too! I love how they can be used for any occasion!
I WAS an over gifter. Christmas of 2017 I ended the holiday about $600 in EZ pay debt, QVC and HSN! I started my gift savings and haven’t had gift debt since. Feels so much better. My Christmas gifts are all bought, not wrapped yet lol.
YASSS GRANNY PREPPER! AMAZZZING!
Buy wrapping paper AFTER Christmas.
I give gifts in reusable bags. It’s something extra they can get and not have to worry about throwing away.
Oooh, yes very useful!!! Thanks for watching and sharing with us Celeste!
I watch Frugal Money $avers too. Love them and Miss Dixie!
LOVE THEM! :) :)
Emmy and Paul sent me!
Bonnie!!! I love Emmy and Paul! I’m so glad you are here! Welcome welcome🙏❤️
I've been using the Every Dollar FREE budgeting app for over two years, and it's made such a positive change in my life. My frugal tip is to stop shopping for entertainment. My best friend came to spend the night a couple days ago and instead of going shopping, I showed her how to make homemade bagels. Then we ate a home cooked meal with a bottle of champagne that she brought. We had so much fun and I spent less than $10. Keep up the good work! ❤️❤️❤️
We are older so we wait until the after Christmas sales for our gifts
NICE MK!
Newspaper in the funny papers make great Christmas gift wrap. Used it for years and years. Everybody always seem to like it.😊
Thanks Kate 👍 Happy frugal Friday & live below your means 👏 Lovely autumnal background for Crocktober 🍂🍁🎶 Tis the season to be cosy 🎶
YASSSS!!!!! Thank you Sandra! Have an amazing weekend!
One frugal thing I do for gift giving, I decide early in the year how much I am going to spend for birthdays and Christmas - I save up all year long. I don't stray too much from the plan because I have already decided how much to spend. Somehow that is freeing to know the spending boundaries. I have 8 grandchildren, plus the grown children, and the dollars add up quick!
LOVE THIS DONNA!!!!! Way to think ahead.
This is great advice, as a single mom I've been able to pay off my house & pay cash for cars because I'm frugal. It makes everything less stressful when a person lives like this.
🙏❤️🙏❤️
We have lived below our means for years. So I do most things already but I may try your cockpot recipe and the gift wrapping ideas!
One year I took some old red curtains I had, and cut them in squares. I wrapped my gifts that way with some nice ribbons I already had from previous years, I also had some extra battery powered lights, so that's how I wrapped my gifts. Everyone loved it, and these curtains are still used by everyone year after year ;)
I use gift bags for gifts. And reuse some of the prettiest ones o receive.
Love this! YASSS Debbie!
I always buy Christmas wrapping and cards in the January sales 😄
Money Mom sent me. My family does a Christmas breakfast potluck and someone always brings a dozen donuts from a local bakery, they are always a huge hit. I love Crocktober ❤️ I want to do this all year 🤣
Hi Korrie! OH I LOVE THAT MONEY MOM!!! She is so great! OMG CHRISTMAS BREAKFAST POTLUCK!? YES PLEASSSE!!!!!!!!!!
O
Just stumbled upon this video, and LOVED it! Always looking for more frugal tips. 😉
My husband and I decided to stop going out to eat altogether. The prices of everything have skyrocketed, and I feel like the quality of the food has declined as well. I've been getting more and more creative with our meals and learning to cook more from scratch. This alone has saved us quite a bit of money!
Yasss!!!!!❤️❤️❤️
Try the local library for things you are going to use only once. My library has a free lending program - mainly tools and kitchen appliances - where patrons can take out an item for a week or two. Who knows, they might have a library table that can be borrowed? Gift Giving: Make it! Crochet it, knit it, macrame it, write it (I once gave a co-worker a story I had written about the office), whatever you do. When my twins were born 28 years ago I made a vow to myself that I would make them something every Yule. Wrapping: I use the same holiday bags every year and have for probably 15 years. Bigger gifts are wrapped in brown paper.
KATE!! What a great video! That recipe looks delicious! Thanks so much for collabing with us! You are the BEST!!! Most definitely will we hang out!! Big hug and thank you again!!
EMMY AND PAUL! I absolutely LOVED collabing with you! Thank you so much! YOU ROCK!!!!!!
Never eating out...getting only the bday treat at dunkin
Oooh! Good place for a bday treat!!!
Making all of my Christmas gifts and I wont be pressured into doing anything differently. Also plan on a no spend November month, so fun.
We have done potluck meals for ages for all holidays. A few years back my family started doing Christmas Eve brunch instead of a dinner. We usually do some kind of breakfast casserole, fruit, French toast or pancakes and of course Christmas cookies because, you know, Christmas😂 Much more economical and it’s nice that those who travel a ways can head home earlier and prepare for Christmas Day. On Christmas Day, we do a lunch potluck with my husband’s side of the family. Soups are the main dish along with salads, rolls, snacky foods and, of course, cookies! We try to keep it simple, but always delicious😊
LOVE THIS LAURIE!
I bought Christmas themed cookie boxes on Amazon (cardboard) and I will be making multiple batches of different types of cookies and giving those boxes as gifts. Who doesn't love homemade cookies? AND a variety?! I absolutely love receiving consumable gifts.
You don't have to stop talking with your hands! It is truly not a problem. LOVE YOU!
Thank you so much! LOVE YOU MORE!!! (I could feel them escalating!)
That crockpot recipe looks so good! I would have to eat it with some tortilla chips ;-) I also follow Frugal Money Saver and am so happy you two collaborated. Emmy is the sweetest!
She IS the sweetest!!! Thank you so so much! And I definitely LOVED it with the tortilla chips!!!!
For the present wrapping. My husband and I decided to start using cloth drawstring bags for gifts. Its not as pretty as the paper, but we buy them once and can reuse them every year from now on. We have also saved regular gift bags that havent been written on to reuse if we can when giving gifts to others outside the house.
Great tips! I'm also an over-giver and that has cost me a lot. I'm working on spending less this holiday season so I'm definitely glad I found your channel!
I'm so glad you are here Laura! From one fellow over-gifter to another! :) :)
@@KateKaden 😅😅😅
Me? I try to defer it, hahaha!
I love your energy ✨️ Great and useful tips as always ❤️
Thank you sooo much Kristi!!!!
Kate's never going to chipotle again! All the best things in that crocktober meal and you'll ALWAYS have your onions and peppers 🌮. Love these tips, gifts are definitely not my love language so I'm always a fan of reducing gifting 😆 Another wrapping tip - buy your paper after Christmas for the following year 🎁 I've actually been buying clearance Christmas fabric and making reusable drawstring bags to use every year. Eventually we will have enough to use those exclusively. Have a safe and joyous holiday season k-squad!
THANK YOU SO MUCH ELIZABETH!
Kate, about extra ornaments…string them on a ribbon or whatever and hang across the wall like streamers or wreathwork-or incorporate into the greenery. I’ve just got a very small artificial tree now that the kids are grown, but yes, the ornaments ate still important!!!
I came over from Emmy & Paul's (I'm crazy about them!!!) and so glad they recommended your channel. I've subscribed and hope to catch up watching some of your past videos too. That recipe looks so delicious and easy - just my style! Thank you so much for the valuable tips. I was very wordy on their channel so will just say here that we love to do open house now for holidays with two or three soups, salad, toppings, & a few baked goods, allows us to enjoy the food but have time to visit with family and friends more than a sit-down meal and clean up. Thank you!!
Lulu!!! WELCOME TO THE FAMILY! I LOVE Emmy and Paul and I'm SO glad you are here! I hope you get tons of value from my videos:) I try to keep it fun, but helpful:):) Hope to see you lots more soon!
Last year, I joined a couple of friends to go to one of those drive through Christmas Light displays, it was inexpensive because it was a flat fee per car. But at the end of the season I stumbled across a Facebook page where people in my area post information about their Christmas Lightss. So, this year I have invited my friends to join me in checking out these free displays. I am going to put together a list of neighborhoods near me, we will meet up in a parking lot, pile into one car with thermoses and snacks, each chip in for gas and go see the extravaganzas. The paid display was alright (it was through a local farm, who definitely did their best, but I think that what we will see this year will be even bigger because it will be a succession of homes who each focused on their own theme.
We do take out when we have our stay home dates so we don't have to get a babysitter. Food is getting so expensive and we don't eat out often! I think our kids are eating more food...
Totally! Thanks Laina!!! Appreciate you!
Beans and rice meals❤
NICE!!! Saves tons!
Have you thought of getting a second tree 🌲 You could put a smaller one downstairs or even in your sons bedroom. Super festive.
YESSSS!!!! :):) This year I'll borrow and see if I feel excited about it and we'll possibly use the other one in Kaden's room or downstairs.
I purchased a few dozen holiday cloth gift bags in different sizes. Then I make my own gift tags from card stock and add some stickers or whatever to decorate and add something like best daughter ever Happy Holidays. Then I hole punch it and add a ribbon to tie it to the gift bag. All I need each year is tissue paper to wrap the gift and put it in the bag. My family gives me all the bags and tags back for next year. Also I add up how much I spend on everyone for Christmas and divide by twelve. Then each month I save that much money in an envelope so I can shop all year.
Thanks for another great video, Kate! As for living below my means for the holidays, I'm trying to spread Christmas shopping over a couple of months to prevent it all coming together in December.
LOVE IT ERIC! Good one!
Very smart idea. I do this as well, but I start shopping around January and continue throughout the year. I usually get all of my gifts at 75% or more marked down. Make sure you write down what you get and where you placed it so when it’s time to wrap those gifts you won’t forget them. I’m usually finished with all of my gifts by October and can stay out of the hustle and bustle during the holidays. It’s not as safe to shop during Christmas time. Good luck and stay safe
I will start using the smallest shopping cart in the Grocery store :)
Hey there's a strategy!
I love Emmie and Paul! I actually found you through their channel. My husband and I don't eat out more than once a month, honestly. It helps in this regard that I am vegan and there haven't been a lot of choices for me out there. How do I keep on track during the holidays? I make a lot of the things we give as gifts, including the Christmas cards, which I only mail to those people who don't live close enough to hand them to. By "make" I don't just mean cooking or baking, I can, knit, crochet, sew, grow and do various paper crafts and mixed media. These are things I can be working on all year so I'm not spending money on supplies all at once.
AHHH! Hi Julie! Oooh I keep a spreadsheet! Yup I'm that girl! Check this out if you haven't watched yet. Might be helpful this year in keeping track:)
ruclips.net/video/NEOAkaNl2yo/видео.html
And way to go on your creativity!!! Wow you've got lots of skills! LOVE IT!
Great ideal on wrapping gifts with brown paper. Think of how much brown paper we get in Amazon or chewy orders or other online orders. So, you don't even have to buy the brown paper.
Use brown paper bags for wrapping along with kids stickers for their gifts. Super cute
Love it!
We are doing homemade soup and simple sandwiches for dinners till January. Costs is 5.00 total for dinner!
I have been using brown craft paper and jute twine for Christmas gift wrapping for years. I put a sprig of greens on the bow. Always looks great. ($Tree garland cut up). I also give a jar of Hershey Kisses, (everyone needs kisses). This year I have several Ball jars, a piece of fabric and more jute twine…. Voila! One friend/recipient gives me the jar back so I can refill it for next year! Of all the frugal gifts I give, that one gets the most excitement! My grown children and special friends look forward to this one.
Linda, I LOVE THSI! YES evvvvveryone needs KISSES!!!! YASSS!
We are really starting to slash eating out!!!! That money is going to some of our debt 💕
WAY TO GO JENNY!!!!!!!!! WOOOOHOOOOOOO!!! YASSSSSSSSSS!
Thank you Kate! we are trying!!
For Crocktober, I was able to eat homemade granola, loaves of bread using Emmy's slow cooker recipes that lasted all month, as well as my own banana bread. Must try this chicken taco recipe. Thanks for the great tips.
You are so welcome! THANK YOUUU Sandra!!!!!
I really enjoyed this video. I’ve lost my frugal enthusiasm lately but I think I’m cured after that video. I love Emmy and Paul’s videos too they are so encouraging. This year we are not doing adult present giving amongst siblings/ friends etc. We are putting a firm budget on the rest and beginning to buy the Christmas food now such as a turkey crown for the freezer and various jars and other non perishables. Thank you for the motivating video today 🙏
You are soooo welcome!!!😍😍😍
Yassss!!!!!
Limiting the gifting this year and focusing more on spending time with loved ones.
Love it!
Aww Happy Frugal Friday, Kate and KSquad!! I love Emmy and Paul too, they are the sweetest ❤ I need all the inspiration this week as we had a few financial blows and unexpected costs but I’m just moving forward! Thank you for the inspiration as always xxx
You are so welcome! YESSS LOVE Emmy and Paul!!!
Dear Kate. I love Frugal Money Saver ... and love you of course!
THANK YOU NIKITA!!!!!!! AHHHH! Love them. AND YOU!!!!!!!!
Thanks for that wonderful crock pot recipe!
My pleasure 😊 I just had the rest for lunch and now I am sad! LOL!
Paul and Emmy sent me. I enjoyed your video and your enthusiasm. The first thing I need to do this year is to have a budget. I've never had a Christmas budget. I had no idea how much I spent until the credit card statements started coming in. Throughout the year I'm frugal, but for some reason I go crazy at Christmas. I lose all self control.
RAE!
1) WELCOME WELCOME TO THE CHANNEL! We are so glad you are here.
2) Emmy and Paul ROCK! Loved collabing with them this week. What great people!
3) Your FIRST CHRISTMAS BUDGET! I am SO SO SO stinkin proud of you! In my experience it has changed EVERYTHING for me and made the finances a lot less stressful ESPECIALLY during the holidays! Let me know how it goes! So excited for you!
Love, Kate
Hi I'm new. Can't wait to catch up on your videos!
Welcome MARIA! I'm so so glad you are here!!!! I hope you enjoy the channel and get lots of value (and some fun!) out of them! :) :)
Hi Kate! I also love Emmy and Paul! They are the sweetest! I was thrilled to see your crockpot meal this week and definitely will be making it this weekend. Thank you for all the helpful money saving tips! I have been a bit naughty the last 2 weeks with buying breakfast sandwiches on the go, but I am going to start making my breakfasts for work like I normally do; it's a huge money saver!
Ladygrace, thank you so so so much! OOOOH! Yes breakfasts for work! YAY!
Happy Friday 🎉😁
HAPPY FRIDAY ME TOO!
I will dig into my Christmas wrapping and gift bags and not buy new wrapping paper. I am happy to not have to spend money when I can reuse. Love Frugal Money Saver as well as you!!
Thank you so so much Jill!!!
My family uses bags and just reuses them. You can replace the sticker label in a corner. I only use paper for the young kids and for a few of my daughter's gifts.
Heard on one channel where a lady made her own gift wrap out of fabric. She would then store it for the next year. That really makes sense. Tbought this was a really good idea.
Came to your channel because of Emmie and Paul. Yes, the Chicken taco crockpot is great! Thanks for sharing.
Katherine I'm so glad you are here! LOVE THEM!!!!! Welcome welcome! Hope you enjoy the channel.
I enjoy your channel
Thank you so much Hassie! So glad you are here!
I’m an overgifter 😂 this year I’m simplifying it so much!
YASSS! AHHH! That was my word of the year...I'm going to have to reflect if I made that happen or in fact did the OPPOSITE! LOL!
Going to the grocery store every week is my problem because I am not a meal planner but I will start so I can save money. Thanks for the tips.
My eating out is 2 times over 3 months. I have lent out ornaments to family when they want a different colour theme. I wrap gifts in new tea towels, brown paper and decorate with a ribbon because my cats will eat the stringy ribbons and I don't want a vet bill due to this. Happy frugal friday Kate and K Squad.
Ooooh so creative! Love this!!!!
Hosted a grad party last summer. Washed all empty Gatorade bottles. Now boil, cool and pour in tap water to make water bottles. No more purchasing a sleeve of water bottles.
Great tips... This has been a year of learning all of these things. I am setting myself up for future success.
LOVE THIS LIBBY!
I rarely eat out but this month I have extra birthdays in my family and friend group. So this is the time of year that I spend more on eating out. I do intend to plan my holiday baking better than in years past. It is so hard to see ALL THE RECIPES and not want to do it all, but post holiday food hangover is real for me. I would prefer a much simpler offering, for my budget and my tummy. I will make one or two of the staples (7 layer cookies and peppermint bark) and add one or two others. Then I will STOP!!! Thanks for your enthusiastic video. You are a doll (By the way, I am totally guilty of overgifting! A source of joy and stress all mixed together. As a mom of four adult children and four grandchildren, I need an intervention!)
Ohhhh love the setting...so gorgeous!!!! New Mexico does not have those beautiful colors. Only in sunsets. God bless you.
Thanks so much Kelli! It was a beautiful leaf dropping day!!! LOL! They were comin down. I know it won't last long:)