✅Connect Directly With Our Team - www.theeducatedhomebuyer.com/expert ➡Mortgage Interest Rates Will RESHAPE The Housing Market - ruclips.net/video/Agm_CM068OE/видео.html ➡Mortgage Interest Rates Will Stay HIGH - ruclips.net/video/CY07hb_6XXQ/видео.html ➡Mortgage Interest Rates Just BOTTOMED - ruclips.net/video/AfebO_Rrahw/видео.html
I just can’t take any video seriously when the thumbnail has people looking at me like I just tried to explain quantum mechanics using flash cards to them. I can’t wait until this spent trend is over.
It is not about interest rates you never talk about the fact that it is about home prices being to high.We are still in a bubble 10 years now it needs to break and prices will come down that is now coming.People need to stop buying they will not beable to refinance period.
If you look at home affordability itself, and what it would take to normalize the market today, it's a 40%+ correction in price, or a 4% or so decline in rates, or a 55%+ growth in income or some combination of those. Those are massive movements we're talking about, and none of them are going to happen in a vacuum, and none of those one single factors are going to make the move.
@@ItsJustPreVR Hardly. US real estate and the MBS market they collateralize is the largest asset on the planet. It's not a penny stock or crypto subject to wild double digit price swings over hours or days. Price momentum up or down takes years to establish for a market of that scale. I agree with you the RE market was repriced- by the availability of extremely cheap mortgage debt. But that is over. Gone. And not coming back for many years. The 10 year hit 4.8% today. Mortgage rates will hit 8% again. Eventually higher for longer will create a new repricing event.. down. RE prices were up 77% in the decade leading up to the GFC so I am not sure what you are talking about.
@@jonathantaylor6926you’re going to need massive massive distress for a housing crash? How is that going to happen? You just said how the low rates caused this. I have a 2.5 interest rate. How and why would I loose that house? Loose it and then what?? I still have to live somewhere and pay even more in rent. My house isn’t going anywhere
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✅Connect Directly With Our Team - www.theeducatedhomebuyer.com/expert
➡Mortgage Interest Rates Will RESHAPE The Housing Market - ruclips.net/video/Agm_CM068OE/видео.html
➡Mortgage Interest Rates Will Stay HIGH - ruclips.net/video/CY07hb_6XXQ/видео.html
➡Mortgage Interest Rates Just BOTTOMED - ruclips.net/video/AfebO_Rrahw/видео.html
Thanks for the notification smashed the thumbs up 👍 appreciate the update good stuff guys
Thanks 👍
I just can’t take any video seriously when the thumbnail has people looking at me like I just tried to explain quantum mechanics using flash cards to them. I can’t wait until this spent trend is over.
You clicked it and came here just to leave this comment? You aren't a serious person.
The experts have not been correct about rates at all. If theyre saying itll be lower than now you can bet it'll be higher for longer.
There's the catch, plenty of "experts" also telling people rates will continue increasing....which set of "experts" is your contrarian indicator?
It is not about interest rates you never talk about the fact that it is about home prices being to high.We are still in a bubble 10 years now it needs to break and prices will come down that is now coming.People need to stop buying they will not beable to refinance period.
If the market is showing you consistent pricing over a 10 year span. its not a bubble. its a repricing event.
Lol
If you look at home affordability itself, and what it would take to normalize the market today, it's a 40%+ correction in price, or a 4% or so decline in rates, or a 55%+ growth in income or some combination of those. Those are massive movements we're talking about, and none of them are going to happen in a vacuum, and none of those one single factors are going to make the move.
@@ItsJustPreVR Hardly. US real estate and the MBS market they collateralize is the largest asset on the planet. It's not a penny stock or crypto subject to wild double digit price swings over hours or days. Price momentum up or down takes years to establish for a market of that scale. I agree with you the RE market was repriced- by the availability of extremely cheap mortgage debt. But that is over. Gone. And not coming back for many years. The 10 year hit 4.8% today. Mortgage rates will hit 8% again. Eventually higher for longer will create a new repricing event.. down. RE prices were up 77% in the decade leading up to the GFC so I am not sure what you are talking about.
@@jonathantaylor6926you’re going to need massive massive distress for a housing crash? How is that going to happen? You just said how the low rates caused this. I have a 2.5 interest rate. How and why would I loose that house? Loose it and then what?? I still have to live somewhere and pay even more in rent. My house isn’t going anywhere