Paying DEBT with Savings Challenges • $1k+ into Savings Challenge

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  • Опубликовано: 2 окт 2024
  • So many Savings Challenges today! This is my biggest Savings Challenge stuffing ever! $1k+
    It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
    Numbered Paper Clips: amzn.to/3VEyhZ2
    (I may receive commission if you purchase from the Amazon links in this description)
    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
    #debtfreegoals #savingschallenges #moneydiaries
    Join my membership to get monthly freebies, exclusive videos and more!
    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    June Binder- ‪@JanellRaeBudgets‬
    9. Miss Adventure ‪@lizandless‬
    10. Roll, Scratch & Save @toebeanbudgets
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - @JanellRaeBudgets
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani @CraftCoBudgets
    3. Penguins -Tracy ‪@GoldenGirlBudgets‬
    4.
    5. Snowman- Janell @JanellRaeBudgets
    6. Mystery Savings- Kim ‪@StarBudgets‬
    7.
    8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
    9. Fred Jr.- Shannon ‪@307designstudio‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
    Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    All of the challenges in this binder are from my Etsy shop
    www.etsy.com/s...
    Red Savings Challenge Binder
    ALL BUX- @reinventingrene ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- @reinventingrene
    2024- @TheALMOSTOrganizedOwl
    *= Use the link above for my Etsy store to find these products
    Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    The Great Aussie Scratch Off- @CraftCoBudgets
    Suitcases- Plan to Plan Sticker Co.
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was $201,986.79
    NOTES:
    * In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
    * The above numbers include our mortgage.
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    💌S N A I L M A I L:
    SnowGardener307 aka Marlene
    PO Box 281
    Pinedale, WY 82941
    EMAIL for Business Inquiries Only:
    snowgardener307@gmail.com
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    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Комментарии • 99

  • @RoseAngella
    @RoseAngella 3 месяца назад +1

    Good games. Love them all. 💜

  • @stephaniemartinez7233
    @stephaniemartinez7233 3 месяца назад +1

    Awesome progress!

  • @thevictoriagoogin
    @thevictoriagoogin 3 месяца назад +10

    Ohhh naughty puppies 😂😂😂 how fun their friend taught them to sneak out 😂
    76$ for June incase you don't catch it later

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Hahaha...oh those puppies! Nope...didn't catch it but I did see your comment when you made it! So thank you!!

  • @thedramaticpanda
    @thedramaticpanda 3 месяца назад +1

    Hey friend! Congrats that's such a great debt payment!

  • @adrienneadelsperger897
    @adrienneadelsperger897 3 месяца назад +1

    Great video!!!❤❤❤❤❤

  • @redbone3951
    @redbone3951 3 месяца назад +2

    Awesome job on going to your debt

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk 3 месяца назад +1

    Great video, loving how positive you are. You are doing a fantastic job.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      I try! It is so easy to get bogged down with life ups and downs but if you stay positive it makes life so much happier!!

  • @gentlecharmbudgets
    @gentlecharmbudgets 3 месяца назад +1

    Great ❤ Video

  • @sydneysmith1921
    @sydneysmith1921 3 месяца назад +2

    For June you have $76 not $66 I rewatched like 5 times saying no you miscounted the $10 (maybe you catch it before the end of the video I typed before I watched the whole thing) personally loved the long video 🎉🎉 way to go paying down some debt

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Hahaha...oh the mistakes I make are just ridiculous! I didn't catch it in the video or the editing! I am so happy you love the long videos....I am just full of so many words. LOL This amount of money was amazing to be able to stuff towards our goals!!

  • @kittyface7kat327
    @kittyface7kat327 3 месяца назад +1

    Great job Marlene! You and Bridger are kicking out that debt!!!!!!!

  • @jlkuttler
    @jlkuttler 3 месяца назад +1

    Silly dogs! Amazing job for June!

  • @deeplansandbudgets
    @deeplansandbudgets 3 месяца назад +1

    Watching while setting up my August Gratitude Journal.

  • @tcslife4794
    @tcslife4794 3 месяца назад +3

    I don’t know where people are getting A bucks. I've found one since January. I'd never make it to Australia 😂

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      🤣🤣🤣🤣 A bux are hard for me to find too. I know it depends on where you live.

  • @TraciRogers-pn2jl
    @TraciRogers-pn2jl 3 месяца назад +1

    What a fantastic job!!!! Great video

  • @TheBudgetPrincessa
    @TheBudgetPrincessa 3 месяца назад +1

    Great video Marlene and so much progress 🫶🏽🎀

  • @Pamcatmom
    @Pamcatmom 3 месяца назад +1

    I think you already share so much of your life that you should be able to have some privacy anywhere you choose. You’re doing amazing.

  • @BarbaraRighetti-t1w
    @BarbaraRighetti-t1w 3 месяца назад +1

    You missed some scratch offs in your June binder 😮

  • @deannaedwards1147
    @deannaedwards1147 3 месяца назад +1

    Great job Marlene! Awesome progress😊

  • @thomassteenerson8958
    @thomassteenerson8958 3 месяца назад +1

    ❤ another great video thank you for the motivation that you keep giving out❤

  • @savingwithPeggy
    @savingwithPeggy 3 месяца назад +1

    Awesome! More money equals more fun!

  • @mariswayoflife
    @mariswayoflife 3 месяца назад +1

    Watching you is inspiring ❤

  • @TeachSaveTravel
    @TeachSaveTravel 3 месяца назад +1

    You are always so encouraging ❤

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      🥰🥰🥰 Thank you! You guys help encourage me to never give up!!

  • @diannerichards6018
    @diannerichards6018 3 месяца назад +1

    Wow that is a fantastic amount 👏 🎉🎉.so glad you decided to play instead of just paying the debt . Lol flip it off 😂😂😂.I'll guess $187 for this round of STB. Well I was high 😂. Love the fishing challenge 😊. I know you guy will knock it out of the park ❤

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Thank you so much Dianne!! Yes...I figured let's play that money!! This video was a daunting task to edit, but so much fun finishing all those challenges!! Great guess on STB...I need to start shutting that box so I can have large numbers like that!! 💜💜💜

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care 3 месяца назад +1

    It okay not to share everything. You share a lot with us. I hope people stop asking.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Thank you so much for understanding! We try to share all that we can but sometimes it is out of our control!

  • @aliciawilliams5119
    @aliciawilliams5119 3 месяца назад +1

    How do we become members of your channel?

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Hello Alicia! Here is the link ruclips.net/channel/UC9x0WaDdLmbx3iFnJkPeGQAjoin

  • @jennifermacklem
    @jennifermacklem 3 месяца назад +1

    Love this long video!!

  • @angelaromero2542
    @angelaromero2542 3 месяца назад +1

    Thank you so much Marlene for the encouragement to keep going on whatever journey we are on. Paying off debt, saving for an emergency fund, completing savings challenges and building our savings for our Envelopes etc. You have been a Great inspiration and i appreciate You so much!!! Thank you. ❤❤
    P.S. Congrats on conpleting so many savings challenges and doubling the amounts. Great job!!! 🎉🥰

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      You are so welcome! It can be so discouraging when the storms hit, but we can't give up!! We have to keep our heads up and keep going! I appreciate your amazing comment! Sorry it took me a bit to reply! I did see it the day you made it and it brought a smile to my face, so THANK YOU!!!💜💜💜💜💜

  • @Budget2Blessings
    @Budget2Blessings 3 месяца назад +1

    Enjoy the video. You give me hope that one day I will play with a $1000

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Thank you! This was a first for me but it was so fun to put the money towards our goals!

  • @jojosmoney
    @jojosmoney 3 месяца назад +2

    the excitement when I saw the length of the video!!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Hahaha....I am so happy you guys love my long videos because I am full of so many words! LOL

  • @rachelljordan2554
    @rachelljordan2554 3 месяца назад +1

    Nice video

  • @Vikkilynn112
    @Vikkilynn112 3 месяца назад +1

    I have just started watching your videos but I am learning a lot from you just like I have from jamiernbudgets and Bria.Snyder. Thank you for sharing your journey!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Welcome Vikki! I am so happy you are learning! This community is full of amazing creators with wonderful stories and suggestions!!

    • @Vikkilynn112
      @Vikkilynn112 3 месяца назад

      Thank you! Yes I am learning a lot from some awesome budgeters on RUclips! Yes I have gotten lots of ideas! Thank you again!

  • @NOVAFrugalFamily
    @NOVAFrugalFamily 3 месяца назад +1

    Flip it off 😂

  • @thebubblystuffer
    @thebubblystuffer Месяц назад +1

    Still catching up 😊

  • @christineoreilly8912
    @christineoreilly8912 3 месяца назад +1

    Wow!!!

  • @stephaniehale5547
    @stephaniehale5547 3 месяца назад +1

    25 or up

  • @GandLBudgetingBesties
    @GandLBudgetingBesties 3 месяца назад +1

    Great video 💚💚💚🥰

  • @emmajeanhayden604
    @emmajeanhayden604 3 месяца назад +1

    WHAT A CD LADDER? IS THERE A SAVINGS CHALLENGE. I DON'T UNDERSTAND?

    • @Pamcatmom
      @Pamcatmom 3 месяца назад +1

      Tracy at Golden Girls Budget explained it really well in her videos (a few videos back).

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Hello Emma! A CD Ladder is where you buy a 12-month CD each month of the year; thus, you create a ladder! The best video on the CD Ladder is Debt Free Jessie! Go check her out!

  • @tammybowen5307
    @tammybowen5307 3 месяца назад +1

    😊❤😊❤😊

  • @budgetrebelgoals
    @budgetrebelgoals 3 месяца назад +1

    ❤❤

  • @daj536
    @daj536 3 месяца назад +1

    Awesome video! I just love your transparency and how you encourage us to keep going no matter what. 🤗💕 I was excited the video was lengthy! Thank you for all that you do! 🤗💕🤗💕

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Thank you so much!! I knew this video was going to be a long one when I started!! hahaha!!

  • @savewithjudy
    @savewithjudy 3 месяца назад +1

    Hello Marlene. Here watching and enjoying your video this evening.

  • @thefeistyone7178
    @thefeistyone7178 3 месяца назад +1

    Loving your positivity (even on the days when you may not feel it) and how you're crushing all debt that comes your way. And personally, "flipping off" debt is a completely reasonable response.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Hahahaha...yes to flipping off debt!! Thank you so much! I try to stay positive and when I succeed it does make the tough times so much easier!! 😍😍

  • @patcole1537
    @patcole1537 3 месяца назад +1

    That was awesome Marlene!!! Thank you for playing instead of just paying. Have a great weekend.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Hi Pat! Thank you so much! I just put the yorkies fourth of July scarves on! I love them!!

  • @marysigmon4913
    @marysigmon4913 3 месяца назад +1

    Hello Marlene , was getting ready to turn in and saw your video had to watch

  • @jus4wd
    @jus4wd 3 месяца назад +1

    Love watching your videos!

  • @varseyhumphrey9748
    @varseyhumphrey9748 3 месяца назад

    Can someone tell me how to get to the membership options?

    • @varseyhumphrey9748
      @varseyhumphrey9748 3 месяца назад +1

      Found it!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад +1

      Welcome! I am so excited you were able to find the membership information! I see you already entered your information in Postable! I will be sending out the July email today and I will get your free challenge in the mail this next week!!

  • @SweetandSassyBudgets
    @SweetandSassyBudgets 3 месяца назад +1

    Omg what a huge amount going to debt! If anyone can pay that big of a debt in such a short amount of time it’s you guys!!! Amazing job Marlene and Mr. Sg307 💜 💜 💜 that fishing challenge looks like to much fun , can’t wait to play it. Loving the chicken pox fish 😂 too cute

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 месяца назад

      Thank you so much! Oh this new debt was a little heartbreaking, but I know we can do it!! We just want to get it paid off so we can move on to our EF goal!! Hahaha...the chicken pox fish...hehehe!!

  • @Mysticsoul77
    @Mysticsoul77 3 месяца назад +1

    🫂💚💵✉️💪. I hope your storm passes soon