Money Diaries #9 • Savings Challenges • Happy Mail

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  • Опубликовано: 1 июл 2024
  • It is time to spill the tea on my last week of spending for the month of June! Join me as we discuss our spending totals for June! It was a little outta control!!
    We also open happy mail and stuff our new JULY binder!!
    Happy Mail
    ‪@JanellRaeBudgets‬
    ‪@ChampagnesCorner‬
    ‪@tandlbudgets7870‬
    It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
    Numbered Paper Clips: amzn.to/3VEyhZ2
    (I may receive commission if you purchase from the Amazon links in this description)
    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener307.etsy.com
    #debtfreegoals #savingschallenges #moneydiaries
    Join my membership to get monthly freebies, exclusive videos and more!
    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    July Binder- ‪@JanellRaeBudgets‬
    9. MOOnlight ‪@lizandless‬
    10. Positive Affirmations @champagnescorner
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - @JanellRaeBudgets
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani @CraftCoBudgets
    3. Penguins -Tracy ‪@GoldenGirlBudgets‬
    4.
    5. Snowman- Janell @JanellRaeBudgets
    6. Mystery Savings- Kim ‪@StarBudgets‬
    7.
    8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
    9. Fred Jr.- Shannon ‪@307designstudio‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
    Red Savings Challenge Binder
    ALL BUX- @reinventingrene ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- @reinventingrene
    2024- @TheALMOSTOrganizedOwl
    *= Use the link above for my Etsy store to find these products
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was $201,986.79
    NOTES:
    * In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
    * The above numbers include our mortgage.
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    Camera: amzn.to/3mscnIV
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    💌S N A I L M A I L:
    SnowGardener307 aka Marlene
    PO Box 281
    Pinedale, WY 82941
    EMAIL for Business Inquiries Only:
    snowgardener307@gmail.com
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    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.
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Комментарии • 68

  • @jessicakuttler
    @jessicakuttler 27 дней назад +1

    Love the happy mail! Great savings day with those silly chipmunks.

  • @gentlecharmbudgets
    @gentlecharmbudgets 28 дней назад +4

    I love how you have been writing down your debt at the end of each video so I decided to try this and I am now I extremely excited about debt payoff again. I have already got 2 debts paid off and i am over half way done with a 3rd one So i just wanted to say thank you

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      Me too! It is so inspirational to see what we have been able to do each video! Wahooo for your progress! I am so excited this is helping to inspire you to tackle those debts!! Congratulations!! 🎉🎉🎉🎉

  • @angelaromero2542
    @angelaromero2542 27 дней назад +1

    I Love all your happy mail and the July Binder is awesome!! ❤️

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk 29 дней назад +1

    Loving the July binder. And happy Mail

  • @veronicam1726
    @veronicam1726 27 дней назад +1

    I love that July binder!

  • @authenticallyallison
    @authenticallyallison 29 дней назад +1

    ❤❤❤ cute rain drop challenge

  • @moneywithjustliving5258
    @moneywithjustliving5258 29 дней назад +1

    Good Morning, watching while on vacation.

  • @StarBudgets
    @StarBudgets 18 дней назад +1

    ❤❤❤

  • @shonnebailey
    @shonnebailey 29 дней назад +1

    Love T&L budgets I have ordered from them a lot in the past !! Always great quality

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      Yes they are! This is the first of their products I have received but I will definitely order some more! Such great quality!!

  • @ivyhartsfield9352
    @ivyhartsfield9352 28 дней назад +1

    Watching 😊

  • @OdettesBudgetingLife
    @OdettesBudgetingLife 29 дней назад +1

    Here watching. ❤❤❤

  • @beautymombudgets
    @beautymombudgets Месяц назад +1

    Hello Marlene, here catching up on videos!! 🫶🏻

  • @ShannonsBudgets
    @ShannonsBudgets 29 дней назад +1

    Good morning great video ❤❤

  • @adrienneadelsperger897
    @adrienneadelsperger897 29 дней назад +1

    ❤❤❤❤

  • @TheBudgetPrincessa
    @TheBudgetPrincessa Месяц назад +1

    Great video 🫶🏽🎀

  • @sydneysmith1921
    @sydneysmith1921 29 дней назад +1

    I watched this last night and fell asleep (I love your voice) anyhow re watching today and now commenting it’s 60° your cold as we’re in a heat wave already 91° at 11 am

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад +1

      Haha I often put myself to sleep if I edit videos late at night. 🤣🤣 It's July 4th and I will have to cover my flowers tonight because it will be in the 30s! Today might hit 70... keeping my fingers crossed.

  • @marieallen2419
    @marieallen2419 28 дней назад +1

    Here from New Zealand. Love your videos ❤😊

  • @kittyface7kat327
    @kittyface7kat327 Месяц назад +1

    Great video Marlene. :)

  • @BudgetRx
    @BudgetRx 28 дней назад +1

    new subscriber here and new budgeting YT'er. Thanks for a great video!

  • @AishaMBudgets
    @AishaMBudgets Месяц назад +1

    The July binder is adorable! Love the patriotic cats! Those chipmunks were eating up all the money today.

  • @ajulydreamer
    @ajulydreamer 27 дней назад +1

    Hey Marlene! Catching up, its been a while ❤❤❤

  • @mariswayoflife
    @mariswayoflife Месяц назад +1

    🫶🏼

  • @toebeanbudgets
    @toebeanbudgets Месяц назад +1

    I think you shortage #7 one dollar. I purchased the July mystery binder too, might take me all year. 😅

    • @johnnytieszen
      @johnnytieszen Месяц назад +1

      No she didn't I'm working on the June binder with $30 a month it's all gonna go to debt for me

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      I may have! You know I like to make mistakes! LOL...wahooo the July binder is so dang cute!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      Johnny thanks for letting me know I didn't make a mistake this time! Awesome for the money going to your debt! Every dollar counts!!

  • @briaexploresbudgeting
    @briaexploresbudgeting 29 дней назад +1

    65* 😱 ?! it was 96* today in New Orleans with 88% humidity lol

    • @mirandamatte4951
      @mirandamatte4951 29 дней назад +1

      We just moved from New Orleans to OK and we're hoping we could escape some of the heat but it's been in the 100s here😭

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад +1

      Hahaha...we might hit 70 today, if we are lucky and it is going to be in the 30s this evening so I will be covering my plants. It has been a cold summer and my garden is showing it!! But I don't like the heat unless I am sitting on a beach or next to a pool and I hate humidity!! Eeekkk...lol...so I suffer through the cold! LOL

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад +1

      Miranda the 100s? Oh no...I would melt!

    • @mirandamatte4951
      @mirandamatte4951 28 дней назад

      @SnowGardener307Budgets oh I'm definitely melting!🤣 and I'm 31 weeks pregnant so that just makes it worse! Time to pack up and move to Alaska because this heat is disrespectful lol.

    • @briaexploresbudgeting
      @briaexploresbudgeting 28 дней назад

      @@mirandamatte4951 haha we just moved out of vegas, it's 119* in vegas this week

  • @sebbie9060
    @sebbie9060 29 дней назад

    The way you did July binder in this video. The rolling of multiple dice, I loved it. Using Number 10 as a catch all was a great idea.
    I have a FFS jar, that I use as a catch all. My husband asked if the jar was for emergency funds, I said no it’s “Funds For Stuff) lol
    Our children are little, their school is always holding some form of event or themed day that requires between $1 - $5 having the jar means we always have some form of coins regularly available.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      I am so happy you liked it! It was a spur of the moment decision while filming! I love using the extra dice! 😁😁😁 Love the FFS jar idea!

  • @marshafugitt3460
    @marshafugitt3460 Месяц назад +1

    Great video

  • @diannerichards6018
    @diannerichards6018 29 дней назад +1

    Great video.

  • @shonnebailey
    @shonnebailey Месяц назад +1

  • @varseyhumphrey9748
    @varseyhumphrey9748 29 дней назад +1

    Really loving this method, may work on a goal to do one next month!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  28 дней назад

      I love the monthly binder! It is so much fun! I will reuse this binder next year as well!!

  • @bethbeckwith7928
    @bethbeckwith7928 Месяц назад +1