In SG, you need about half a million to retire. Money need to set aside to maintain and upkeep the house since we will be home more often. It is not difficult to do the sum since there are enough information online. Working on safe passive income is vital. So to retire comfortably, you need about a million to 1.25 million already factor in annual inflation and annual travelling expenses. That is why the temptation to change to small flat type looks appealing for those who are seriously planning for their retirement🎉
Singapore is hell for poor people, especially retirees with medical issues. Cost of living outpace our current retirement monthly withdrawal of $1k per month. The younger generations with children are struggling with a high cost of living. Blame who? The US creates wars, sanctions, etc, and printing trillions of dollars for themselves to spend. Other countries have to work hard to feed the US 😂
Insurance agents count those. Government annuity - count those. Basically - if you need to ask, you are not a millionaire. The last count of 2010 type of insurance-agents policies was 2m-plus.
In our generation, the compulsory CPF contribution was 24% of our salary, of which one portion was set aside for the retirement account that had been capped at S$110,000 by law. When the contributor reaches the retirement age at 62, he would receive about S$1,000 per month until he is 90 year old from this account. If he has some extra money in his ordinary account, he could transfer the money from his ordinary account to his retirement fund so that his monthly payout could be increased depending how much he has transferred. His spouse and children could also top up his retirement account with cash so that the monthly payout is more. I thought this scheme is very flexible and good for the retirees.
你听起来像马来西亚人。你为什么要在新加坡问那些人敏感问题？你想做什么? 你們馬來西亞也是很多問題又不去看你關心? 反而來關心別人的國家? 新加坡不需要你来这里关心. You sounds like Malaysian. why you in Singapore asking those peoples sensitive question in Singapore? Malaysia people got many problem also why you didn't worry about them and worry about other people country? What are you trying to do? We do not need you worried about Singapore.
This is a free country, he can do anything he like as long as he doesn't hurt others. Moreover, there is nothing wrong with him showing a face of Singapore over here on retirement issues. Are you on medication or something?
@@limkimyaw8980 This is the free country, as you mentioned above , he can say anything he liked. So, you shouldn't have such aggressive manners, Are you on medication or something ? as you said 😂😂😂5:39
@limkimyaw8980 if he is Singaporean I had nothing to say, if he is from other country there is something is wrong, why didn’t he worry about his own country in Malaysia? people over there also have a lot of problem and why need to worry about Singapore that is not his country? Don't you think something is not right?
@quekjame if he is Singaporean I had nothing to say, if he is from other country there is something is wrong, why didn’t he worry about his own country in Malaysia? people over there also have a lot of problem and why need to worry about Singapore that is not his country? Don't you think something is not right?
I'm also retired. Flat fully paid, my monthly expenses rarely exceed $700 (at least eat at restaurant twice per month) Eating out at coffeeshop or hawker centre 4 times a month (which is cheaper than homecooking) Daily homecooked dishes - simple - 1 vegetable, 1 egg, 1 meat and/or seafood
Развлечения
很同意粉紅衣服那位女士說"十賭九輸"、“夠用就可以了” 👍👍
我们房子已经供完，孩子长大，没有拥车，家庭完全没有负债。身体健康，不包括保险和旅游花费，我们一个月的开销不会超过2000元，活得舒适。今年若有20万在公积金退休户口，10年后开始提钱，肯定足够两个人长期的基本开销。（我们两人准备得更多）
不错👍
你几岁
@@haroldlbc 今年6月我就56岁， 目前退休户口有超额存款。 初步计算，目前我们在65岁可以个别每个月提取2千多元（标准计划）的终身入息。我们如果身体健康的话，也许会选择递增计划，一开始每个月只能拿1千8百多元，逐年增加2%。
@@kcchiew4247everyone live differently.. Just sharing w u tt $1000 plus from cpf life is just $500 only 20 yrs later.. Take note..
冒昧问一问。请问你认为你能活多久？10年后的通货膨胀你能预算出来吗？你的公积金真的足够吗？
你问25岁的，他会说最少要3百万到5百万。你问60岁的，他会说够用就好。每个人在不同的阶段看待这个问题是不一样的。
確實
25岁的都是人心不足,蛇吞象,都是贪得无厌！😢😅😂❤🤭🤣😝👍👻😜🤪😆😅🤣😭
个人的人生观和生活方式将随年龄的增长而改变。年轻时总会抱着过高的期望，但时间的流逝将使我们过得更踏实。
需要几百万是因为没房，有房不用太多钱就能活的舒服，新加坡饮食和各种商品高质量，每月3000就够过世界最好生活
如果你不做任何投资，住在五房的政組屋，一世人打工，二年後六十五歲，公積金太大約是八十萬，夫妻都工作的话，活到八十五，死時把錢.花完，每月每人可花4千，再去拿個保安證，每月做個十天,加上就業補助一個月千多塊。不做投资，每期一百塊買4D，生話好好過，中馬票時還可爽一下. 買輛哈雷還可以去泰国走走看看,生活簡簡單單過，-生人就是這樣.當然最後還是會留下屋子.還有保險箱中物件.
那该如何选择投资项目呢？
我是地地道道的新加坡人, 每半年住在外国已经將近十年,新加坡是一个最适合居住的国家, 治安安全, 方便, 消费不觉的很高比较外国除了买车, 我们要珍惜, 感恩了。
谢谢你的意见 😊
對！這些就是新加坡人！
高知識、很和善、錢多多啊！
不是是新加坡人就很有钱的！
虽然30多岁，我和我媳妇已经开始准备退休了，退休打算还是找个便宜的地方。目前两套全款公寓，只是手上现金不多😅
In SG, you need about half a million to retire. Money need to set aside to maintain and upkeep the house since we will be home more often. It is not difficult to do the sum since there are enough information online. Working on safe passive income is vital.
So to retire comfortably, you need about a million to 1.25 million already factor in annual inflation and annual travelling expenses. That is why the temptation to change to small flat type looks appealing for those who are seriously planning for their retirement🎉
Yes I think so
Great video! Let us think about retirement plan and how much should save for it 👍👍
新加坡公民如果2024年一个30岁男生结婚买到新币$650,000 BTO HDB组屋住到65岁2059年换清HDB退休及养育两个孩子到大学毕业工作我猜到了2059 年最少应该需要新币$2M (私人储蓄 + CPF RA 退休金）才能退休养活自己和医疗费用到85岁。
我老了不要像我妈妈这样，整天在家看戏，运动少做，工作也不要去做来打发时间，朋友又少，又不要社交，经常等我周末假日带她出去。。。。。。真的很无聊又依靠孩子。。。。。比较欣赏就算退休了都有社交，有活动的老年人。。。。。。
Great video😊
Thank you 😁
勤劳的老人, 要加油！
Cannot fall sick, consulting doctor very expensive. Cannot sick can die, ha…ha…😅
有赚钱的机会,还能做,不用这么早退休,钱没有人嫌多。
每个月有钱进,时间又好过。生活有方向,日子有意义。
退休了,等死,(十年~二十年~)时间怎么过。也没有怎么多亲朋戚友天天陪你过。大家都有自己的生活。
还有一点可以为国家尽一份劳动力。假如人人迟退休(不大可能),国家就不用引进这么多外国劳工。
你讲话真好笑😂不用劳工?难道都叫新加坡老人去做建住工人,或者去工广做搬运工人去做粗工,，人到老时,身体就这边痛！那边痛,就算是去做清洁工都做到你累到要死！回家又整天这边痛！那边痛！有钱谁不想早点退休！?难道有福不会享吗?而且退休了也能够去慈善机构做义工,又能够认识新朋友,哪里会寂寞呀？？只有傻子才要做到老,做到死！😮😢
人生短暂。到了一定的年纪，若有一定的经济能力，想做什么就去做，可别一直想赚钱而错过人生更珍贵的事物和体验。
@@boonchengyu8506每个人的思想不同
有人觉得去吃美食是享受！
有人说病从口入
有人觉得出国旅游是享受！
有人说累死了，当兵吗？
@@user-lh1he8et2l 确实，最终得看个人的心态和人生观来决定生活素质。有些人总是对什么都过于谨慎，很极端性地往负面看。其实让他们不开心的并非生活，而是想太多的缘故。
哈，为什么一个马来西亚人来新加坡街头做訪问，难道他听了新加坡人的们心声后，心里暗暗的高兴吗？🤔🤔🤣🤣
新马都会采访哦，以后看看大马的采访哦，就是要听街头真实的没有过滤的声音
你那么Kiasu 做什么？ 只是一个礼貌的采访吧了。
在新加坡要退休很容易，只要中多多就好了😅😅😅🎉🎉🎉
有多多有希望是嗎？😂
只要活着，就有希望
去TOTO旺地买，中的机会会更高！
做工命，赚一天，花光光，做到病魔缠身，才来退休？😅
No worries la, Uncles. Just pray to PAP and can continue minum kopi and gatal jari
讚 👍
Hello 👋 good morning Mr 🙏🙏🙏
新加坡老人太勤劳了 5年前去圣淘沙 60多的老人还在工作
是钱不够用啊！新加坡样样东西贵！又没人养?不是不想退休！是没办法呀！😮😢😮😢
很多老人做工
1）是打发时间
2）老了也有价值
3）当然一些老人是为了錢！
年轻时没存款！没先苦后甜
@@chewnamhow2692不是每个人像你这样失败
错了 就算有钱退休 你要去哪里？ HDB楼下？ Mall？ 咖啡店？ 牛车水？芽笼？
@@abetterman1927 你说得对！去那里！
我听太多老人说！没工作太无聊
老了工作！最重要的是过时间
Luck buy luck buy 4 D , buy TOTO, NOMBOR , im buy ollso 😂😂😂😂😂
Singapore is hell for poor people, especially retirees with medical issues. Cost of living outpace our current retirement monthly withdrawal of $1k per month. The younger generations with children are struggling with a high cost of living. Blame who? The US creates wars, sanctions, etc, and printing trillions of dollars for themselves to spend. Other countries have to work hard to feed the US 😂
穿红衣的女士说十赌九输，俺补充一句:十赌九骗。
这一期的多多博彩第一组奖金又高达一千万了。如果您中了，恭喜您。
但是博彩公司宣布5个人 中，请问另外4个人是谁？也许根本没有人中，他也可以宣布8个人中。💰，是花花绿绿的，眼珠可是黑色的。
HDB BTO.....A BIG BIG 99 YEAR HEADACHES....
ADVICE TO OUR YOUNG..
.GET A FREEHOLD HOME.....BUNGALOW👍👍👍👍👍
Because ，你的生活有人在 为你做决定，
新加坡根本不適合生活，生活成本太高，要舒適養老很難啦，請看煌哥的電影錢不夠用1,2小孩不笨系列，男兒王，對李氏政府不滿也不太能講，並不是新加坡人都有錢。
生活成本真的很高 🤔
提取您的储蓄和公积金，通过MM2H在马来西亚拥有汽车舒适地生活。
谢谢你的意见😊
在新加坡是沒有退休日的。
中国三十五岁就退休了。马来西亚年纪轻轻就被逼离乡背井讨生活。你要工作到老，国家也要有本事提供更多机会。
是政府好！老了也有工作做
不像外劳的国家
年轻人都找不到工，都要出国当外劳
老人会有工作机会吗？
These parents are good. Independent. Not like my bf mum.. every mth depends on son... very selfish. Asking 2k a mth. Spendthrift.
Insurance agents count those. Government annuity - count those. Basically - if you need to ask, you are not a millionaire. The last count of 2010 type of insurance-agents policies was 2m-plus.
In our generation, the compulsory CPF contribution was 24% of our salary, of which one portion was set aside for the retirement account that had been capped at S$110,000 by law. When the contributor reaches the retirement age at 62, he would receive about S$1,000 per month until he is 90 year old from this account. If he has some extra money in his ordinary account, he could transfer the money from his ordinary account to his retirement fund so that his monthly payout could be increased depending how much he has transferred. His spouse and children could also top up his retirement account with cash so that the monthly payout is more. I thought this scheme is very flexible and good for the retirees.
100K， 每个月用S$1000, 8年差不多完了.
谢谢你的意见 😊
1M65
但新家坡养老不行，就靠年轻时存的 cpf, 年纪大了不够用，很多老人到了70，80 还要出来干。新家坡佣车费用也高，买辆车加十年拥车证要花14万新元，普通人承受不了. 现在国内女的50，55 岁就退休了，去跳广场舞，这个新家坡做不到。
中4D跟腦力退化是無関係的，OK
你会想去买4D, 证明脑力还沒退化
买4D对老人而言只是一种消遣，只要自己能控制也是一种享受！😅
The host sound like Malaysian. Why is he doing the survey here? 😄
Agree 😂
Busybody, they always bad mouthing Singapore
Why can’t ?
@samchan3240 they jealous our currencies very strong.
@@boonkeng4079 This guy he is 3rd class citizen in his own country
新加坡老人挺辛苦的，到老了還要工作😮
如果是要养家就辛苦。如果是打发时间是享受。
相对其他国家的孩子挺辛苦，孩子一旦没工作，父母也跟着饿死
政府好！老人也有工作做
不像外国
年轻人都没工作，要出去当外劳
老人更没工作机会了
不够用，新加坡物价太高了
你工资多少
花在什么地方
是打腫脸皮充胖子
是普通老百姓一直演名门贵族吗？
死要面子活受罪，再来哀哀叫
十万，甚至5万就够？
是太少了
年輕就要理財，年輕不儲蓄，老大徒悲傷。
對的，儲蓄理財很重要
100千？是100萬嗎新幣？
100千，10万！
@@quangjiang3330 才10萬美元不到在新加坡可以退休？難怪要等到70歲以後
@@Moneytalks2024 100千新币是74千美金。
有房，有萬坡紙可安心退休？！怎節約也月花千多元吧！只支持五，七年！十萬坡紙約等於 六十萬港元，在香港有樓，也要有四五百萬在手才可以說勉強穩妥！
@@hokmingchan5048 她应该是还有她CPF的退休金+10万吧。
马来西亚也流行这种 其他国家人民都生活在水深火热中的视频嘛 :) 把新加坡人拍的这么苦逼.
中国物价只有新加坡的1/3 ---1/5 吧 退休 感觉起码要1000 千新币 500万人民币才有安全感吧 还是我算错了 100千就是 100万新币了.
你听起来像马来西亚人。你为什么要在新加坡问那些人敏感问题？你想做什么? 你們馬來西亞也是很多問題又不去看你關心? 反而來關心別人的國家? 新加坡不需要你来这里关心. You sounds like Malaysian. why you in Singapore asking those peoples sensitive question in Singapore? Malaysia people got many problem also why you didn't worry about them and worry about other people country? What are you trying to do? We do not need you worried about Singapore.
This is a free country, he can do anything he like as long as he doesn't hurt others. Moreover, there is nothing wrong with him showing a face of Singapore over here on retirement issues. Are you on medication or something?
FACT SPEAK IT SELF WHY AFRAID TO VOICE OUT SOMETHING TO HIDE JUST BECAUSE GE COMING HOT TOPICS COST O LIVING COSTLY WHAT YOU SUGGEST BETTER TO THEM 😂🎉
@@limkimyaw8980 This is the free country, as you mentioned above , he can say anything he liked. So, you shouldn't have such aggressive manners, Are you on medication or something ? as you said 😂😂😂5:39
@limkimyaw8980 if he is Singaporean I had nothing to say, if he is from other country there is something is wrong, why didn’t he worry about his own country in Malaysia? people over there also have a lot of problem and why need to worry about Singapore that is not his country? Don't you think something is not right?
@quekjame if he is Singaporean I had nothing to say, if he is from other country there is something is wrong, why didn’t he worry about his own country in Malaysia? people over there also have a lot of problem and why need to worry about Singapore that is not his country? Don't you think something is not right?
Sinkies ask for it
到身命截止
痴呆/严重病/是工作压力与慾望所导致，有做工可以存钱💰养病剛剛好😮？也有可能钱不够，要社会福利来养老😮？
$500萬新幣夠嗎？
足夠啦
有500萬新幣夠嗎？？不買車，買房就好
我六十四退休了，五百千存储，六十五公积金可以拿每个月一千多，夠嗎？
I almost same... Can take near $3k from cpf ers monthly, and also hv $2 million cash only.. very little... You come here talk cock izzit ?? Lol
您覺得夠嗎？
I'm also retired. Flat fully paid, my monthly expenses rarely exceed $700 (at least eat at restaurant twice per month)
Eating out at coffeeshop or hawker centre 4 times a month (which is cheaper than homecooking)
Daily homecooked dishes - simple - 1 vegetable, 1 egg, 1 meat and/or seafood
十赌还有一赢，不赌全输。底层人士赚钱很少，不赌根本没致富的机会。