How I Started From £0 to £Multi-Million Property Portfolio

Поделиться
HTML-код
  • Опубликовано: 8 сен 2024
  • For more information on how you can get started in property investing, click here: bit.ly/MSOPIYT
    **FREE DOWNLOAD** How YOU Can Make A FORTUNE From Buy-To-Let 👇👇👇
    bit.ly/b2lrepo...
    Investing in a Buy-To-Let property portfolio is one of the best way to create passive income and build wealth, Katy Wilson is a property investor & property education trainer for Progressive Property. In this video, you will learn an exact breakdown of how to find, fund, and secure investment property deals below market value & build a large property portfolio.
    #BuyToLet #PropertyInvesting #PropertyPortfolio
    . Earn 10x the income with only 10% of your personal time
    . By the end of the event, you will have a clear strategy to start or add to your cash flowing property portfolio.
    . Make new connections that will last a lifetime including potential JV partners
    . Learn how to make more money from ONE simple property deal than you make in 6 months of paid work
    Want more exciting content from Progressive Property?
    Subscribe to our channel: / @progressiveproperty
    Join the community on Facebook: / progressivepropertycom...
    Like the Facebook page:
    / progressivepropertyinv...
    Follow us on Instagram:
    @progressiveproperty
    Visit the website:
    www.progressiv...
    For more property tips & information check out our best-selling property investment books on Amazon: www.progressiv...

Комментарии • 498

  • @ProgressiveProperty
    @ProgressiveProperty  2 года назад +11

    ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let 👇👇👇
    bit.ly/BTLReport-YT
    DISCOVER HOW TENS OF THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH WITH MINIMUM INVESTMENT! 👇👇👇
    ***REGISTER NOW***
    bit.ly/YT-MSOPI

    • @justaguyinwonderland
      @justaguyinwonderland 2 года назад +2

      What about tax? How does it work with the 40% tax over 50k per year earnings? Do you get around this by claiming it as business income? Does mortgage take away from this? What about refinancing and tax.

    • @chrisovalantimcintyre9007
      @chrisovalantimcintyre9007 2 года назад

      My missus and I own our house outright thanks to inheritance, but I want to break away from painting houses and build a property portfolio, we’re in Australia so I’m not sure it’ll work as in England, I have noticed average houses selling or being listed at higher prices but I always look if the kitchen and bathroom need renovation, as you said if you can’t add value it’s no good , or something like that . So do I go to the bank to borrow, do I use our house as equity? My missus doesn’t want to risk using our house as equity as if things go pear shape the bank will go for our house . Any information would be helpful. Thanks .

    • @justaguyinwonderland
      @justaguyinwonderland 2 года назад

      @@chrisovalantimcintyre9007 for the UK :)

    • @Trifonasmamas
      @Trifonasmamas 2 года назад

      @@chrisovalantimcintyre9007 ce ge Gt se

  • @stuffelturli7215
    @stuffelturli7215 2 года назад +24

    Amazing video! If you don't find a means of multiplying your money, you will wake up one day to realise that the money you thought you have has finished. Investment is key..

    • @nashobamisae2879
      @nashobamisae2879 2 года назад +5

      I strongly agree with you mate. Investment is the key to sustaining our financial longevity, and not just any investment but an investment with guaranteed return.

    • @tochoquana6816
      @tochoquana6816 2 года назад

      To earn more you are required to have a multiple diversified stream of income, which is why investment is an avenue of making more money once it's profitable.

    • @ivanwilson6443
      @ivanwilson6443 2 года назад +1

      Crypto currency is one strong means people are raising their financial status now, so when you think investment I recommend you make it an option.

    • @kryanira5627
      @kryanira5627 2 года назад

      Crypto investment requires good experience and knowledge to carry out good and successful trade. because I have actually lost a lot trying to trade all by myself.

    • @vagaspope3812
      @vagaspope3812 2 года назад

      It's professionally recommended to trade your coins with experience brokers, who can help grow your coins while assisting you learn the trade.

  • @winifredmorris8507
    @winifredmorris8507 2 года назад +31

    I have always been fascinated by investing, but without adequate knowledge on the right thing to do, I find it difficult to start. *I politely ask, what’s the best sector to invest in?*

    • @miacordelia6367
      @miacordelia6367 2 года назад

      It is entirely possible for a smart and patient investor to go into investing with the right information. One of the best ways to get started is to get help from an experienced Financial Consultant . I've been investing since *2015* and I'm extremely happy with the returns I get working with my investment advisor; *Hamilton Phoebe Zoe*

    • @winifredmorris8507
      @winifredmorris8507 2 года назад

      @@miacordelia6367 I am very interested in this information and I've some money sitting idly in the bank with that I can start investing without further delaying, If you don't mind How can I get in touch with your professional?

    • @miacordelia6367
      @miacordelia6367 2 года назад

      @@winifredmorris8507 As to get more details about my Investment Professional; *Hamilton Phoebe Zoe* easily do quick internet research where you can easily write her from, do your research with her full names mentioned.

    • @winifredmorris8507
      @winifredmorris8507 2 года назад

      @@miacordelia6367 I'm delighted to engage in this opportunity, I just found the professional's web page and have already written to her 👍

    • @kevinkirby7784
      @kevinkirby7784 2 года назад +1

      It’s good to make decisions that help you ensure good finances. It doesn't matter how many jobs you have, but what matters is how many sources of income you have. Getting a side hustle or passive income is a very wise financial decision.

  • @northernpointing9947
    @northernpointing9947 2 года назад +64

    Literally learnt more by reading the comments than the actual video.

    • @obitriceforlife5771
      @obitriceforlife5771 2 года назад

      Exactly me too 😂

    • @seancrowe3353
      @seancrowe3353 2 года назад +3

      Yeah, it's just I borrowed money to buy this house, I got someone to invest in this house :)

    • @jackwicksproperty
      @jackwicksproperty 2 года назад +1

      get sold to less too!😂

  • @kendrickmason2577
    @kendrickmason2577 2 года назад +74

    >Inflation is killing my budget and my salary. I can't invest and it seems like I will need to sell all of my risk assets to keep my head above the water this year.
    What is the best solution right now? These are really though times.

    • @julianmark8866
      @julianmark8866 2 года назад +2

      investing in forex cryptocurrency market through a professional to guide you avoid losses because the signals are not really easy to read that's why you need to invest with an expert to a better profit

    • @julianmark8866
      @julianmark8866 2 года назад +2

      I had this your experience during the last downturn and I thought I had lost it all but thanks to Mrs Jennifer Marie Ferguson who managed my portfolio,I recovered all my losses.

    • @julianmark8866
      @julianmark8866 2 года назад +2

      Stop managing your portfolio and write her since you keep lossing money , she is a Pro in trading. She'll help you earn passively.

    • @clarke771
      @clarke771 2 года назад +1

      @@julianmark8866 I lost a lot in the stock market crash, please I need help. Thank you 🙏

    • @kendrickmason2577
      @kendrickmason2577 2 года назад +1

      @@julianmark8866 Thanks for the advice 😊

  • @Sophia-vd5tm
    @Sophia-vd5tm 2 года назад +42

    This year isn't looking so good for the housing market. Already considering moving funds I have in the market to dividends which have shown commendable rise despite previous prediction to the contrary

    • @nelsonfredrick3780
      @nelsonfredrick3780 2 года назад

      Major investment firms have billions of dollars waiting to buy up residential property. The average citizens are priced out of the market= slow down is due to an affordable housing price

    • @mathewharry3218
      @mathewharry3218 2 года назад

      The war in Ukraine 🇺🇦is simply opening your eyes to the reality In the financial system and political system.... Banks are closed, real estate firms and other businesses are also closed too as gas prices causes inflation only stock holders and people with a passive income spend money wit ease....

    • @fredrick673
      @fredrick673 2 года назад +1

      I'd suggest we look into passive index fund investing, and learn some more. Buy companies stock which you think has huge potential to grow. For me I have a stock expert that provides entry and exit points on the security I focus on while I go about my other business investing has no one way to do it eyes on the prize!! Mistake are expensive..

    • @fredrick673
      @fredrick673 2 года назад

      @Mary jane Really! You know her? I even thought I'm the only one she had helped walk the fears and falls of trading😊😊

    • @robertgates1234
      @robertgates1234 2 года назад

      @Mary jane can you share helpful info on your financial coach? I am looking to make change on my finances

  • @calebgomez8026
    @calebgomez8026 Год назад +9

    I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

    • @michaelnicole6286
      @michaelnicole6286 Год назад

      The pandemic came and taught everyone the importance of having multiple stream of income, unfortunately having a nice paying job doesn't mean you are financial secured anymore. So we all need to put in an extra-income earning chance, like investments.

    • @aishashehuumar3160
      @aishashehuumar3160 Год назад

      I'm very confident trading with Mrs Kathy because of the steady income she makes for me. She has never faltered

    • @aishashehuumar3160
      @aishashehuumar3160 Год назад

      I just withdraw my profit last two days before
      now. am glad i did invest with them still reinvested and the trade is ongoing

    • @Elizabeth-vj2xy
      @Elizabeth-vj2xy Год назад

      Wow what a coincidence, you invested with Mrs Kathy lien also.? I also trade with her I get to earn a biweekly trading income of 43k pioneered by Mrs Kathy lien.

    • @Christopher-fn2dl
      @Christopher-fn2dl Год назад

      Investing with expert mrs Kathy lien has been one of the best step I've ever took in life, may God bless the day i met her

  • @carlosuploads2965
    @carlosuploads2965 2 года назад +12

    Good luck pulling off the deal packaging she talks about. The property market is way too hot for that to work. However, what she’s really saying is why not pay to come along to our deal packaging courses.
    18:56 there it is.

    • @seancrowe3353
      @seancrowe3353 2 года назад

      Exactly

    • @aamirh3567
      @aamirh3567 Год назад

      she did mention the course was free, so whats the problem? because she might upsell at her ‘free’ event? so what, thats business, its always about making money, if i could do the same thing as her I would, its legal and its how money is made

    • @asmith5149
      @asmith5149 Год назад +1

      @@aamirh3567 it's extreemely misleading. Property millionaire means owning Property worth over a million pounds, that does not mean there's much if any equity left. Rising rates will likely send her bankrupt as she is clearly over exposed. Making a net profit on BTL these days is virtually impossible. Many of the figures she quotes just don't stack up and don't include fees or taxes. So getting others to pay for a course 'training' them to do the same Is just wrong and should be illegal.

    • @dubsdolby9437
      @dubsdolby9437 5 месяцев назад

      Yes i wonder what her net profit is. Id expect hardly anything. Makes ne laugh as she mentions refinancing and pulling the money out like its free lol ​@asmith5149

  • @liszaf3976
    @liszaf3976 2 года назад +49

    Nothing is totally passive, I have properties all run by agents and there is always something that needs my attention, just researching new deals takes time, then there's the refurb, these don't happen on their own, I honestly don't know any property Investors that don't work really hard!! Even if you have investors you still need some of your own money to start!!! Just saying!!!

    • @ritarogers2657
      @ritarogers2657 2 года назад +1

      True! True!

    • @maximyles
      @maximyles 2 года назад +1

      Yup. But we all have passion, the hard work is not a necessity to get it done.

    • @The_journeyy
      @The_journeyy 2 года назад +1

      Spoken like a proper investor

    • @scarboroughrider
      @scarboroughrider 2 года назад +1

      @@maximyles bull shite. I’ve been investing for 23 years , made lots of money through sheer hard work, knowledge and understanding of how the property market works.

    • @lajosbakk3317
      @lajosbakk3317 2 года назад

      But you can not do without money (2022)

  • @stevep9221
    @stevep9221 Год назад +1

    Good god, sell now whilst you can. Between 2020 and Oct 2022 the cost of a first-time buyer mortgage on a 2 year deal with a 105 deposit has gone up from 2.4% to 6.7% . That means the cost to first time buyers (in an extraordinary cost of living crisis) will have to pay 50% more. That means that first time buyer house have gone down by 50% because a first-time buyer would be mad to not get 45% off. Even in main stream media it says they will fall to 2013 levels. Good luck.

  • @shelloiluk
    @shelloiluk Год назад +1

    Brilliant lady. I’m in a similar position to her past high paid. It ripe I want to leave. Katie Wilson is inspiring

  • @basharitali8459
    @basharitali8459 2 года назад +2

    I may be a old school property investor, have been taught to cash up, be mortgage free, my first 5 properties make more than your 11..
    I never take money out.

    • @mikemike5973
      @mikemike5973 2 года назад +1

      Well you can't lose your money to a bank repossession that way but you can make money over the longer period as inflation eats away your dead and you get more leverage.
      However since 80's interest rates have been in steady decline let's see how all these millionaire investors do when rates increase

    • @ln5747
      @ln5747 Год назад

      Why would you own houses mortgage free when you can own an ETF with equal or better returns, zero hassle and far more liquid? Property is for leverage.

  • @jakubbrody2953
    @jakubbrody2953 2 года назад +2

    Funny little video isn't it. Yes, you do need money to start in property so not to be taken so seriously. She is selling dreams, property is a great business but it ain't easy at all!

  • @BKutube
    @BKutube 2 года назад +10

    All about selling courses..

  • @adriandillon7730
    @adriandillon7730 2 года назад +27

    The way leverage is explained here is misleading… you don’t own the asset… the bank does. And living off the refinance appreciation in property value… is just borrowing money to live. One day- the bank will want their cash back.

    • @mkyuen8349
      @mkyuen8349 2 года назад +20

      Your comment is partially right only in the part the bank own the asset. However, the bank own the asset because people put money in the bank.
      Watch the video again, she actually lived on the positive cash flow generated from the rental. She borrowed money from the bank to buy more properties so as to generate more cash flow. She didn’t borrow money to live.
      As far as one can pay the mortgage, no reason the bank will want their money back. The bank made money by loan to people.
      Please get educated as she suggested. Otherwise you will only spend your whole life working 9-5 and doing thing you have no interest at all.

    • @davidlamb355
      @davidlamb355 2 года назад +1

      Why would the bank want their money back when you are consistently paying them interest?

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад +3

      @@mkyuen8349 I've invested enough that I'm retired at 32. And sorry, but she's full of **** the numbers don't add up, and trying to live off rental income while also attempting to get loans from a bank on those properties...... Good luck, find out how that goes for you mate
      Added to the fact that mortgage rates aren't significantly lower than current rental costs in the UK, making margins very slim. Unless she is defrauding IR or ignoring certain costs from her pitch, she's way off the mark mathmatically. These are simple, easily checked facts. Sorry to burst your bubble
      *interest rates increase mate, and if you borrow more and more from the bank, your costs increase. Then you have a void for a month or two etc, or a tenant who won't pay, and all of a sudden you can't pay the money back. What happens then mate?

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад

      @@davidlamb355 Interest rates change, and mortgage rates are variable. Have you not seen the recent increase in inflation? How about the fact that interest rates will be increased multiple times this year. You sure the maths will still work then? As someone with many properties, I can tell you that this is TOTALLY incorrect advice to give young investors. But sure, put your capital in, get greedy and over expose yourself, then watch the bank laugh as they take your capital. That's how the bank takes everything, as you seemed not to understand

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад

      @@davidlamb355 What happens when you over-leverage yourself and then you have a void for a couple of months? You can't meet your financial obligations, and what happens? Yeah, exactly. Someone isn't a businessman

  • @satvindersingh1768
    @satvindersingh1768 2 года назад +4

    I live in Nottingham also you only made these deals as you bought them along time ago you can't get property that cheap anymore plus can you explain who these private investors are and why they need you.if that's the case they can buy them selves.

    • @Lou-jg7vw
      @Lou-jg7vw 2 года назад +2

      Her ex husband.

  • @gerardjachymiak5822
    @gerardjachymiak5822 2 года назад +3

    I hope I drive a 10 year old blue motion passat one day

  • @kalamuddin4253
    @kalamuddin4253 4 месяца назад

    Ive done the course , and now am a billionaire

  • @charlesbrown1628
    @charlesbrown1628 2 года назад +2

    I’d disagree with being 100% leveraged as she was with the last property. No equity, plus if interest rates keep increasing, the deal may become unprofitable. Love the vid tho, just avoid being over leveraged otherwise you may loose the lot

  • @jamieb741
    @jamieb741 2 года назад +3

    Hmm , it's a utube video - she's pretty too.
    Anything is possible on utube , from a person doing plumbing to a recovery truck filming.
    So , a pretty woman in nice clothing driving a Mercedes with a few houses in the background.
    I'll take that with pinch of salt.
    But , if the story is for real - good for her.
    And I've never bought a house , or rented.. I live with my mother - I'm 51. And very happy with life 😊
    Hope you all have a great day 👍

  • @RB-yw9xv
    @RB-yw9xv 2 года назад +3

    Hi my name is Jeffery from Blackpool England and I would be a good advertisment for how not to do it I got to 25 homes and lost everything and now living in a tent at 60 years old and living on 14 pounds a week and it hard please be healthy happy and lucky and remember your wealth is your health not money in the bank

  • @jonathanraps7992
    @jonathanraps7992 2 года назад +3

    Could you show some of the numbers? How are you paying back investors after you take the cashflow and refinance?

  • @angelsinvestmentgroup
    @angelsinvestmentgroup 9 месяцев назад

    The key thing to remember when defining hard assets (property in particular) is that what defines it is a LIMITED supply, we cannot create more natural gold on this earth, we cannot create more space on this earth, we cannot add more time to our lives.
    The assets are limited, and thus their value is FIXED. Investing into hard assets is low risk, but also low reward in the short-term. The most successful players in the fixed assets game will have a detailed long-term plan of where and when they want to be throughout the span of their investment timeframe. When it comes to hard assets, patience is the greatest virtue, and if you are patient, you will often reap the greatest rewards.

  • @mrcommentator3640
    @mrcommentator3640 2 года назад +5

    This is just one big advert...avoid

  • @djmorgan823
    @djmorgan823 2 года назад +3

    A kitchen only lasts 10 years and costs 10 grand, so that's a grand a year out of the profit, bathroom will be the same, roofs only lasts X amount of time and will cost a small fortune to replace, then there's redecorating to allow for. I can't see where the profit is over long term tbh. All well and good re financing up to the max, the house will not appreciate in value without proper up keep. Don't think she's thought about all this

    • @Lou-jg7vw
      @Lou-jg7vw 2 года назад

      Don’t know where you’re buying your kitchen and bathrooms from but they don’t need to cost £10k in a rental property.

  • @davidcapurro2594
    @davidcapurro2594 2 года назад +14

    How many of the people that work for Progressive Property also invest in property and have gone from £0 to £Multi-Million property portfolio. Also if these people exist why are they still working 9-5 jobs?

  • @Utuber387
    @Utuber387 2 года назад +11

    Debt without exit strategy is not a good debt. Your strategy should be to Buy 5 or 10 properties and sell half after Ten years and pay off all the loans.
    Your aim should be to own half of your properties without any debt in ten years time.

    • @davidlamb355
      @davidlamb355 2 года назад +5

      Why would you pay off any mortgages when inflation is eroding the debt anyway? And why use your own cash when you can get the bank to fund 75% of your portfolio. Makes no sense at all

    • @Utuber387
      @Utuber387 2 года назад

      I was pointing moderate free debt wealth creation. Debt without exit strategy is bad debt, everyone should have plan to pay off their debt during their life time.

  • @dubsdolby9437
    @dubsdolby9437 5 месяцев назад +1

    As they say its all about timing.! I wonder what the returns are now?

  • @Richard-cb1ee
    @Richard-cb1ee 2 года назад +6

    That shirts giving me a migraine

    • @imapadlock
      @imapadlock 2 года назад +1

      Deffo beetle juice vibes happening

  • @md20120
    @md20120 2 года назад +6

    Need to consider corporation tax and stamp duty. Also, if you are consistently taking money out of your BTL 2 things need to happen, the length of the mortgage need to extend to keep your repayments the same as what they were previously or you need to increase the mortgage payments as you are now borrowing more, this then needs to get passed on to the tennant. If you keep pulling money out, you'll end up with lots of properties but little equity, just a monthly income

    • @davidlamb355
      @davidlamb355 2 года назад

      Whenever you refinance, you are leaving 25% of the value of the property in the deal in equity

    • @md20120
      @md20120 2 года назад +1

      @@davidlamb355 yeah, I've did this before. I have one that I continually refinance and use the equity to buy another.

    • @PeacockRhino
      @PeacockRhino 2 года назад

      There’s also a very real risk that you go bust if you’re over leveraged and a rate rise causes a disruption to the market.

    • @seancrowe3353
      @seancrowe3353 2 года назад

      I remember 105% BTL mortgages :)

  • @kmwilkinson163
    @kmwilkinson163 2 года назад +6

    Only need 8. Let's be honest, if you have 8 properties you are likely in the top 5%. Remove the word "only".

    • @carlosuploads2965
      @carlosuploads2965 2 года назад +1

      Agree the only 8 comment is massively flippant and misleading. Don’t forget you need 25% of the property value in cash to secure a BTL mortgage. So with her first house now being worth £160k, you’d need at least £40k cash to secure it. Times that by 8 and no matter which way you raise finance, you need to secure at least £320k. Without legal fees, stamp duty with the extra 3% for BTL properties. You could probably put that figure at over £400k

  • @scarboroughrider
    @scarboroughrider 2 года назад +11

    It looks like you’ve tried to succeed in the corporate world, jumped on a Rob Moore course of the back of an established booming property market, bought into it and now teach what you’ve been taught . A business model based on high high debt , a crowded market everyone’s trying to grab a piece of and running with it. Thank god I started back in 1998 in my very early 20’s . Btw - I’ve never had a job nor borrowed of friends and family , no jv deals ,R2R . The only thing I’ve done is been entrepreneurial.

    • @elijahcarr4137
      @elijahcarr4137 2 года назад

      born in the right time. luck pretty much

    • @scarboroughrider
      @scarboroughrider 2 года назад

      @@elijahcarr4137 who me ? No luck my friend . Made some very smart moves , took a lot of risk , and reaped the rewards as I developed my business . I’d do it all again. MINDSET MATTERS.

    • @elijahcarr4137
      @elijahcarr4137 2 года назад

      @@scarboroughrider You judging her situation with all the dept. It's impossible to get into real estate without a load of dept these days because the house prices are so high because of people that took advantage of the system.
      I'm all for the 'can do' mindset and that's the reason I have been saving for a deposit since I started working. With sky high rent and stuff, I'm 1/3 way there and 23

    • @leeandrews4266
      @leeandrews4266 2 года назад

      Any tips and or pointers on where to start, have a property that’s been left to my other half I’m going to do up and sell, but want to get into the buy refurb sell market to eventually buy ourselves a much bigger property down south, no idea where to begin though.

    • @scarboroughrider
      @scarboroughrider 2 года назад +1

      @@elijahcarr4137 Good
      Luck on your property journey . Keep saving , work hard, be smart, be savvy and see where it takes you.

  • @JohnnyGalang
    @JohnnyGalang 2 года назад +2

    *if you believe in the future, you understand that crypto and forex is becoming the future depite fluctuation, so i am glad i stated investing with Mrs Stephanie Jonathan and, i am still getting good returns irrespective of the markets flucttuations..

    • @jasonanthony4662
      @jasonanthony4662 2 года назад

      that is true, to profit from the trading word, you need a professional trader and analyst like Mrs Stephanie Jonathan. her consistencyin producing good resuit is a notch.

    • @petersonfinecountry9004
      @petersonfinecountry9004 2 года назад

      trading alone is quite risky, i have lost alot trading for myself but made huge profits since i started trading with stephanie jonathan, she is the best in anything concening forex and crypto trading

    • @anabeljackson4740
      @anabeljackson4740 2 года назад +2

      this is not the first time i am hearing of Mrs Stephanie Jonathan and her exploits in trading world but i have no idea on how to reach her i have already lost enough of money since my retirement on binace try to trade trading myself.

    • @JohnnyGalang
      @JohnnyGalang 2 года назад

      @@anabeljackson4740 You can communicate with her on Telegram with the user name @investwithjonathan

    • @anabeljackson4740
      @anabeljackson4740 2 года назад

      @@JohnnyGalang thanks a lot, i will reach her right away

  • @opeyemiadewaleadegbesan8857
    @opeyemiadewaleadegbesan8857 2 года назад +1

    I need to meet you one day , your mindset is key to success...Good job

  • @gotagreatidea
    @gotagreatidea 2 года назад +4

    For your own sake and to properly educate your audience you need to concentrate way more on the massive risk exposure.
    You’ve been in a lucky period for property, but it does often reset 25%-50%. Governments have messed around and artificially stopped it in recent memory and got themselves into a right mess.
    Honestly - nothing lasts forever and if you’ve made that amount of money - pull it out and get into the next thing.
    Prices vs wages are at historic highs and gravity hasn’t been repealed.
    I’ve been in property for decades and everyone I know who are proper investors carry 50-70% equity so when a crash does happen - it’s them not the banks calling the shots.

    • @Standard_Jay
      @Standard_Jay 2 года назад

      Loose monetary policy which has pumped housing for the last decade is coming to a very abrupt end shortly....wouldn't want to be leveraged up.

    • @PeacockRhino
      @PeacockRhino 2 года назад

      When the rate rise happens it might lead to opportunities for buyers as people who expanded too quickly default or sell up. I actually think the bigger disruption will be if Michael Gove goes ahead with his demented proposal to force everyone to install heat pumps at tens of thousands of pounds each.

  • @balance3201
    @balance3201 2 года назад +11

    Well done. Actually most 'property landlords' who have a big portfolio don't own anything.
    They owe lots to the banks.
    Once interest rates start going up it all comes crashing down.

    • @scottdavis8751
      @scottdavis8751 2 года назад +5

      Nearly all will be on fixed rate products so interest rate rises will have no impact at all in the short term. Any rate increases will be more than offset by the increases in rental income also.

    • @balance3201
      @balance3201 2 года назад

      @@scottdavis8751 ok but what do you actually own? I can drive a Ferrari on loan means nothing

    • @scottdavis8751
      @scottdavis8751 2 года назад +8

      @@balance3201 You "own" the property but the lender will have first charge on it. You will receive rent on the property and pay the lender interest. Your cashflow is the bit in the middle. You'll also benefit over time from capital appreciation in the asset. Your comment regarding cars is an example of bad debt (though an Enzo has gone up considerably) as it's a depreciating asset as opposed to a house. I'll happily go in to more detail with you on my training course....... I'm kidding.

    • @balance3201
      @balance3201 2 года назад +2

      @@scottdavis8751 I understand the numbers but the bank owns it not you.
      I'd rather have a couple houses paid off and rent them. It's enough and less stress.

    • @scottdavis8751
      @scottdavis8751 2 года назад +2

      @@balance3201 Everyone's entitled to an opinion and I wish you well.

  • @fredsalfa
    @fredsalfa 8 месяцев назад

    Nice work congratulations! I have a few properties as well in Australia. Hoping to accumulate more like yourself

  • @ryanmarfleet5929
    @ryanmarfleet5929 2 года назад +3

    Thankyou for your video this is a propa educational for me I'd love to invest in property one day my grandpa always told me 4 green houses 1red hotel unfortunately I've not been using my head but after watching this video I understand what my grandpa was trying to teach me as a child

  • @mturzo
    @mturzo 2 года назад +2

    The banks won't lend to you without an income. So if you quit your job without necessary cashflow. Your out of the game. And ofcourse there's a course waiting for you

  • @burringtonduncan4624
    @burringtonduncan4624 2 года назад +11

    Even with the current dip in crypto currency's, I'm still glad I can smile ☺️ back at my portfolio of $109,700 built from my weekly trade, I'm having my fourth withdrawal in 10 business days ☺️

    • @tiffanyanderson9854
      @tiffanyanderson9854 2 года назад

      Same here, There's no doubt crypto investment is the key to future wealth, with my current profit of $59,000 made from my investment with Mrs Erica Denise Melissa trading platform I'm totally convinced, She's the best trading broker I have worked with and her strategies are so easy to adapt, She's such a blessing to me especially in this current dip

    • @kellybricks9697
      @kellybricks9697 2 года назад

      @@tiffanyanderson9854 I heard a lot about Mrs Erica D. Melissa and how good she is, please how safe are the profits?

    • @Kokoben1
      @Kokoben1 2 года назад

      @@kellybricks9697 I have also been trading with her, The profits are secured and over a 100% return on investment directly sent to your wallet.

    • @iraidaibragimova2190
      @iraidaibragimova2190 2 года назад

      after watching so many RUclips tutorial videos about trading I was still making losses until Mrs Erica Denise Melissa started managing my investments now I make $10,567 weekly. God bless Mrs Erica. D Melissa She's been a blessing to my family.

    • @xeniaartemieva8416
      @xeniaartemieva8416 2 года назад

      Oh please guys, is there any way I can speak to Mrs Erica Denise Melissa, this sounds so helpful and I would love to join the train 🙏

  • @kamgunner5920
    @kamgunner5920 2 года назад +9

    The direct to vendor approach is not quite so simple! Well done for the achievements thus far.

    • @vettrianohouse1727
      @vettrianohouse1727 2 года назад +1

      Do a check on her its all lies she is in debt not a property investor at all

    • @ferguscasey5301
      @ferguscasey5301 2 года назад +5

      Another property scammer just sign up for her £5000 course like Samuel Leeds does

    • @Katie-sz5iq
      @Katie-sz5iq 2 года назад

      @@ferguscasey5301 where or who would you suggest to learn from? Am looking for a good source of information so I can get into property.

    • @Katie-sz5iq
      @Katie-sz5iq 2 года назад

      where or who would you suggest to learn from? Am looking for a good source of information so I can get into property.

    • @kamgunner5920
      @kamgunner5920 2 года назад

      @@Katie-sz5iq to be honest I can only suggest a couple of sources that I believe can give the right education in property investing! I've not used any myself as of yet but I'd suggest touchstone education and a RUclips platform Ranjan battacharya. Do your own due diligence before commencing any paid for education. Good luck.

  • @como3943
    @como3943 10 месяцев назад

    I fins this quite educating and qpuld have loved to attend such event to learnore but am not resident in the UK

  • @atprozac417
    @atprozac417 2 года назад +1

    Wow such an informative video 👌👌 such a driven lady well done

  • @Monolithinteal
    @Monolithinteal 2 года назад

    Buy to let and massive property portfolios
    Leeches all of them. One of the causes of the housing crisis.

  • @TW-mp8zx
    @TW-mp8zx 2 года назад +1

    So the investor that gives you the funds to do this is only seeing half or so the returns of his initial investment because he has to pay someone like you first ? Is that the idea?

  • @Sam-ue4rv
    @Sam-ue4rv 2 года назад

    You need 3 Properties London prices.. or 1.2 Million buy dividend stocks 4% Yield and relax..

  • @sante82sante
    @sante82sante 2 года назад

    Great video, Great knowledge 👏, good thinking forward tecnik! From my point of view, to start with property investment , you need some financial pakeges to start with , ie savings! Then one's you start, you can surely refinancing and pull out equty to get the deposit down, to get another property, either 20 or 25% buy to let mortage. Or you simply flipping, buying older dates propert at lower bottom prices, refurbished them , then sell them on profits. I start with 1 property, now I owen 4, 3 of them as a bye to let.. keep up with good work! Regards from glasgow

  • @chodenlama4545
    @chodenlama4545 2 года назад +7

    Is this a scam can someone tell me. These people make it sound quite simple and really doable for anyone but quite frankly it isn't. It takes years of hard work and sacrifice for such thing.

    • @katywilsonproperty
      @katywilsonproperty 2 года назад +2

      Then you're doing it wrong hun. Id be more than happy to have a conversation about it :)

    • @michaelmcdermott6054
      @michaelmcdermott6054 2 года назад

      Not a scam, do serious research and put in the work .

  • @nabeelahmed3543
    @nabeelahmed3543 8 месяцев назад

    what are the terms for JV investors? no one gives any specifics on these as that is the real tool we need to understand, if you can elaborate

  • @kevinwooldridge2127
    @kevinwooldridge2127 7 месяцев назад +1

    really useful thank you

  • @CTMck1
    @CTMck1 Год назад

    You know what they say about sounding to good to be true, it usually is. You come across very intelligent, informative but the numbers don't add up, when you're talking about re-financing and pulling these big chunks of money out you fail to mention the mortgage you owe for the initial investment.
    I have £25k cash in the bank, how would I start, .
    I've looked at some leasehold on city centre property in Liverpool.

  • @hidden1865
    @hidden1865 2 года назад

    There is a theme running through her videos, that theme is - sun beds

  • @xtopherokenz8403
    @xtopherokenz8403 2 года назад

    I just like this lady the paint joke got me rolling 😂

  • @mightyoak8799
    @mightyoak8799 2 года назад

    Great video full of loads of useful tips and ideas for any budding property investors out there.

  • @JackSmith-kp2vs
    @JackSmith-kp2vs 2 года назад +4

    Far better off buying a house doing a good refurb sell it to a nice family or person, take the profit. That way you make money, someone gets a nice house, the street gets a good new neighbour. Keep it simple. This video is everything that’s wrong with the way people do business and people like this thankfully get wrecked in economic crashes.

  • @justaguyinwonderland
    @justaguyinwonderland 2 года назад +1

    How does it work with the 40% tax over 50k per year earnings? Do you get around this by claiming it as business income? Does mortgage take away from this? What about refinancing and tax.

  • @peterchin7796
    @peterchin7796 Год назад

    subscribed, thanks for this episode!

  • @davidpurcell5866
    @davidpurcell5866 2 года назад +3

    So as you keep saying as Facebook you keep the best for yourself ? So that means you only pass on the duds you don’t want ?
    So glad we never closed a deal !!!!

  • @hasbullahnurmagomedov8642
    @hasbullahnurmagomedov8642 2 года назад +1

    I thought she was wearing a Newcastle utd top

  • @IdealWealthGrower
    @IdealWealthGrower 2 года назад +1

    Real Estate Investment is indeed the best investment. Thank you for sharing your story.

  • @asefshaikh6027
    @asefshaikh6027 2 года назад

    Wicked great info thank you just got to put it to work 👍

  • @jcorais5569
    @jcorais5569 2 года назад +1

    just wondering are all of your properties in your own name or under a limited company? Or until how many properties do you have under your own name?

  • @leongeorge6253
    @leongeorge6253 2 года назад +2

    Hi very good video but should of shown us some before videos and after refurbishment also what bridge company did you use @ 17.53 mins you said no money down but you still need legal fees stamp duty and a deposit doing a bridge and alot of the time the bridge company in the loan will add up to a years mortgage repayments up front on the loan with higher interest rates
    And if you do the work in time you will be refunded some money also the bridge company takes a fee so I can’t see how it would be no money down
    Please let me know thanks

  • @thecyclingbean6806
    @thecyclingbean6806 2 года назад

    I appreciate the transparency

  • @imentor360
    @imentor360 Год назад

    Very similar backgrounds in IT projects 😂.. now ready for property market ..

  • @albertlabos8400
    @albertlabos8400 2 года назад

    What a delight to listen to Nigel calling a spade a spade, simply marvellous....huge respect and admiration, thank you.👍👍

  • @Lou-jg7vw
    @Lou-jg7vw 2 года назад +40

    Absolutely exposing her commercial naivety here, just to sell more courses to vulnerable people. Refinancing at the higher amount will increase the monthly mortgage repayments, and drive down the cash flow. Unless the rents get increased (doubtful on a £8k refurb - must be as rough as a badger's arse) then the yields will be getting pushed down. Any money that she takes out of the business is taxable beyond personal allowances, which she doesn’t talk about as it’s not as sexy. The real cash is being made from selling rose-tinted glasses training to people who aren't sophisticated investors and have no business acumen (a bit like the trainers), the fall for the get rich quick story pushed by this company. Be very careful.

    • @desmondcampbell4901
      @desmondcampbell4901 2 года назад +2

      Thanks for being honest with people she probably does not own a thing or maybe she does but pretending to help people while trying to get into their pockets is disgusting and thats what they are doing

    • @davidlamb355
      @davidlamb355 2 года назад +6

      Any money that does get pulled out will be taxable. INCORRECT

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад

      @@davidlamb355 Correct unless you spent yet more money on tax lawyers. Unless you happen to be a tax lawyer yourself, in which case you probably aren't watching this channel. The posters point is accurate. Nobody with real financial talent can physically give away their skill, and nobody who has got rich off luck or a trick is likely to share it! Be realistic

    • @Lou-jg7vw
      @Lou-jg7vw 2 года назад +1

      @@davidlamb355 we all know there are ways to reduce corp tax, having a SSAS structure in place, being one for example.
      But pulling cash out whether PAYE/dividend/interest will be taxable beyond the 4 or 5 personal allowances reliefs available to all directors. If you’re not making enough to get you over the personal allowance thresholds taking you into taxable territories, then you’re not doing enough activity to justify training others, as you’re at the lower end of the ‘expert’ scale.

    • @davidlamb355
      @davidlamb355 2 года назад +6

      @@Lou-jg7vw When she talks about pulling cash out, what she's referring to is from the mortgage. So you pull out enough cash to pay off the current lender and pocket the rest remaining from the 75% lended. She doesn't mean full cash from the business

  • @jamilnasir6339
    @jamilnasir6339 2 года назад +1

    Hi Katy this is a very nice video for young people and Those Who wants to retire early
    👍👍

    • @IdealWealthGrower
      @IdealWealthGrower 2 года назад

      I agree with you.

    • @leeashman4620
      @leeashman4620 Год назад

      Only problem is she's not giving u the rate of the investor or capital gains tax

  • @thepurosangue
    @thepurosangue 2 года назад

    Hi, I’m considering moving into the Nottingham property circle and would like to pick your brain on a few finds. Is it possible to get through to you to discuss further. Thank you

  • @Sam-ue4rv
    @Sam-ue4rv 2 года назад

    You are lucky its up North.. In London wont be able to get a garden shed for them prices..

  • @t.m3070
    @t.m3070 Год назад

    It’s all fascinating sounds all like all free money give away .

  • @rv9497
    @rv9497 2 года назад

    My eyes was playing tricks with me. I thought you had a Newscastle FC top on!

  • @Ianlongines
    @Ianlongines 2 года назад

    You have a great personality!!! You make it sound so easy!!!!!! I would love to change career and become a property investor!!!!!! Is it still possible in 2022???????? My name is Tracy by the way!!!! Lol Thank you

  • @Rustyranger-vq7tu
    @Rustyranger-vq7tu 2 года назад

    I don’t get the but where they all say they re finance and then are able to pull money out. Like do they give u money after refinancing

  • @Xxsteph30xx
    @Xxsteph30xx 2 года назад

    Thank you for this video, I’ve learnt a lot.. please can you make a video talking about taxes. I am 24 years old and I’m looking to work my way towards buying an investment property but doing some research I’m starting to think it’s not worth my while? 🤔

  • @najwaalnaief3275
    @najwaalnaief3275 Год назад

    Hello
    Thank you for this information
    Just want to ask if am working abroad how can buy a property with a loan
    Can I take a loan while am not living at the moment in England
    Thanks

  • @knowledgepower2001
    @knowledgepower2001 8 месяцев назад

    Why wouldn’t investors just go to estate agents or even look online instead of paying loads of money to someone else?

  • @georgeatkinson759
    @georgeatkinson759 2 года назад +2

    Does your debt exceed the value of your assets? Housing empire built on sand and low interest rates perhaps?

  • @coasttocoast-bn3yi
    @coasttocoast-bn3yi 2 года назад +1

    Great honest content love it

  • @dzmalekvali1110
    @dzmalekvali1110 2 года назад +1

    What if there is shortage of tenants.. availability??

  • @gabbro137
    @gabbro137 Год назад

    Free house for refurbishment.
    I love what you doing!
    You are my property mentor from now.

  • @sebastianclark-darby1295
    @sebastianclark-darby1295 2 года назад +54

    You are literally one of the reasons first time buyers can’t afford their first home. Congrats.
    Good luck with your portfolio when the financial collapse approaches, starting with interest rates. This channel screams “buy my seminar”

    • @rotation-y2n
      @rotation-y2n 2 года назад +6

      Jealousy doesn't look good

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад +4

      @@rotation-y2n It's not jealousy. You are clearly not young and retired. Take it from someone who is, this isn't how you get wealthy. The channel stinks of trying to shift cheap courses. By definition talented investors spend their time investing, not starting channels. This poster is exactly correct in his remarks. I hope you don't fall for a terrible scheme like this, just be smarter, learn more, work harder. That's always and will always be the key

    • @rotation-y2n
      @rotation-y2n 2 года назад +1

      @@tobiasmccallum9697 ofc it is he's had a bad experience buying a first home and he's trying to find someone to blame for it rather then taking personal responsibility

    • @varsisa
      @varsisa 2 года назад

      I don’t disagree with you if true but just wondering - if she’s such a threat for first time buyers than technically hasn’t she been a successful investor, especially if she’s got a portfolio like that? What is the great difference?

    • @varsisa
      @varsisa 2 года назад

      @Tobias McCallum

  • @critic6972
    @critic6972 2 года назад

    Why later in the video why not now ?
    Too good to be true

  • @maddog4445
    @maddog4445 2 года назад +1

    Kate. Ive a garden plot. Builder wants to build 3 houses. No expense to me we sell 1, he keeps 1 and I get 1. Is this a good deal?

    • @kw-sr3ct
      @kw-sr3ct 2 года назад +1

      Yeah good deal but make sure he builds yours and the one to sell first otherwise you may make a deal and he builds his then won't build yours. 😁

    • @mmmmmmmmmm.m.
      @mmmmmmmmmm.m. 2 года назад

      @@kw-sr3ct you should charge for your advice lol 😂 👌

  • @Thetavern09
    @Thetavern09 2 года назад +1

    6:41 “I leverage everything out” makes no sense, just trying to use a property buzz word. Fact is, apart from a wobble during mid 2020 and mid 2021 caused by a pandemic, this person has not ridden an economic downturn. Do another video in 5 years time, that would be interesting.

  • @tentimetex
    @tentimetex 2 года назад +6

    Tell everyone about it on youtube, so the more people do it, the harder it will become to do....great! ;-) :-)

    • @deadlydizzle7588
      @deadlydizzle7588 2 года назад +9

      You're overestimating the willpower of the average person and RUclips audience

    • @ridethelakes
      @ridethelakes 2 года назад +1

      You're missing the point, the more people do it, the more bouyant the market will be and so the EASIER it will be to do 😉

    • @varsisa
      @varsisa 2 года назад

      @Stuart Parker I don’t see how this works

    • @acephilosophy2015
      @acephilosophy2015 2 года назад +1

      Your comment is so negative and bad !!!
      Why people need to pay thousands. She is amazing for someone like me . This is what helping means . Help is getting nothing in return. The western meaning of the word help is give you something and getting paid

  • @The_Rocky_Trading
    @The_Rocky_Trading 2 года назад +8

    When you refinance, doesn't your cashflow became even less?

    • @birdytv369
      @birdytv369 2 года назад

      🤣😁🙈

    • @inthemix3013
      @inthemix3013 2 года назад

      Yes i don't get it

    • @inthemix3013
      @inthemix3013 2 года назад +4

      Any money u take out of the house has to be paid back it's not free money. Obviously the mortgage on the property increases while the yield decreases

    • @tobiasmccallum9697
      @tobiasmccallum9697 2 года назад

      @@inthemix3013 She's an idiot, that's the main take away from this video lol

    • @TheKyy1
      @TheKyy1 2 года назад

      how can you refinance if you don't get higher rent to cover

  • @wch4972
    @wch4972 Год назад

    may I know which post code you mostly invest in Nottingham?

  • @jasper8252
    @jasper8252 2 года назад

    You are 1 very smart cookie 👍

  • @sarahwennostephensonofficial
    @sarahwennostephensonofficial Год назад

    Love Love Love this video.

  • @wch4972
    @wch4972 Год назад

    can u pls tell me which website u used for house valuation online.
    Thx

  • @user-zp4bw6un3z
    @user-zp4bw6un3z 7 месяцев назад

    Where do you buy your property from ?

  • @thegreasystrangler7012
    @thegreasystrangler7012 2 года назад +1

    Great video 👍

  • @melbeeswax6087
    @melbeeswax6087 2 года назад +3

    How did you buy an £80k house with £0 pounds?

    • @DavidBennell
      @DavidBennell 2 года назад

      yeah, I was wondering that, seems to have missed a step.. I can do that too, step 1: start with £0.... step 2: invest your £10,000,000 in stocks.... step 3: profit.

  • @aroos.Akurana
    @aroos.Akurana 2 года назад

    Hi I need some help to buy a house my credit score gone wrong if so how can I build up and buy a house

  • @GloriaAcuna
    @GloriaAcuna Год назад

    For doing deal packaging I've heard that you get 3=5k if you source the property or just a little commission. How you can do the deal packaging?

  • @irfannayan9758
    @irfannayan9758 2 года назад

    How can you get mortgage or get bank to help you buy the property with raised money ?
    isn’t supposed to be according to your Income

  • @wojciechfilaber2931
    @wojciechfilaber2931 Год назад

    Great energy, epic!

  • @Corp0ralPunishment
    @Corp0ralPunishment 8 месяцев назад

    WOW - I wish I could be like this lady and achieve all the success she has.... The video could only be improved if she showed actual documents to prove all her claims/contracts/profits actually happened... 🤣

  • @hidden1865
    @hidden1865 2 года назад +1

    Great video, are you a county fan ?