I Can't Make A Budget With My Wife!
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- Опубликовано: 6 окт 2024
- I Can't Make A Budget With My Wife!
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Just paid my house off.
Debbie Lee congrats!! How did it feel writing that last mortgage payment?
Welcome to the other side my friend. Good to hear you made it out of debt slavery. this is where a persons life really begins.
Debbie Lee awesome!!!! Congrats,that is huge!
YES! So awesome, congrats. Looking forward to joining your club in about 4 years.
Woohoo!
"My wife and I argue about budgeting "
Dave " Congratulations, you are an average married couple"
Dave Ramsey should be in charge in Washington DC and budget the Government.
Yes I agree
Word
He would ask America what it’s monthly income, see the national debt, and put us all on beans and rice.
Yessss
Half of y'all would starve to death
My ex considered it an insult if I asked how much was in the checking account.
Never knowing if we have money or how much is a good way to make bad decisions.
I'd like to see Congress do a zero-based budget! Wouldn't that be revolutionary?
Dan Buchner beats a -20 trillion based budget
Dan Buchner don’t count on it! Would be lovely tho!
Cant do a 0 based budget when they believe all the money is theirs.
Dan Buchner government IS NOT a household.
No it wouldn't. Government is not a household, it's not a business. Those who tell you so are selling you a fallacy. Debt undertaken by the Government is different from debt undertaken by us. Can you and I print money ? No we can't. Do you and I have other Governments and funds across the world eager and desperate to undersign our debt? No we don't. Can we borrow at 0.01% and invest knowing with certainty we will make a return of at least 3%? No we can't.
This guy gets too wound up over the small things. Dave says count the number of Fridays, or whatever day it is you get paid, in April. "But I get paid on Thursdays." What difference does that make?
Next: Be sure to include your house payment in the budget. "We don't have a house payment." Ok buddy, I'm sure you have rent then.
He doesn't know where to start because he doesn't get the big picture!
Hes probably a high 'C' on the disc scale. It means he wants all the details to be right before taking action.
He's a dumb ISTJ.
Some people are so literal their thinking is incapable of flexibility. The first time something unexpected comes up, this guy's budget will be down the drain
He’s clearly a C. And you’re clearly a D.
Dave I get paid on Thursdays
That was my favorite part too--like THAT was the key fact and Dave would give him totally different advice than some poor Friday-paycheck schlub!
However, I'd have been pretty nervous actually talking to Dave, too--I'm certain I would have said something dumber...
Greenturtles75¥¥yolo
I get paid every week on Friday
greenAbbot lol
Lol, thought that was funny too; typical response from someone who misses the point. When I try to illustrate a point using a whole $ like 10 dollar, person goes “ no, it’s actually 37.29 cents.” I then have to explain its way easier to do 10x12 to illustrate an example than pulling out a calculator and do the actual math... smh.
"I like to do a lot of fun stuff THAN pay my bills"
Well Bless his Heart ❤️
Charlie, here's what you guys should do... "Ok." Charlie, do you have car payments? "Ok." Charlie, are you still listening? "Ok." In one ear and out the other.
Ok
Monthly budgeting is a must! So helpful
I don’t know you personally Dave Ramsey , but I appreciate you. Your talks are good for my life and spirit
And also thank you
Title is misleading...he’s the spender, she’s the saver
Oh how I love listening to your channel. Pls keep them coming.
“Need”’is a very strange word.’
Budget on excel! Income at the top, a lie for each deduction. Very simple way of doing it.
How did this bag of rocks even dial the phone?
...you got car payments...?...ok...
He should have come in to the studio!
WOW! Making a budget always confused me for the longest time and never understood the method... I've always used a calender's method to kinda sorta budget but this one explanation just totally cleared this up ... Thanks
i dont know if thats an american thing but getting paid once a week is bad. when you're paid once a month you HAVE to budget ahead or by the end of the month you're broke
Lookingforsure...I totally agree! If you have a list of your bills for the month you can subtract that amount and you know what you have to work with for the rest of the month. Years ago when I was in the military I requested to be paid at the beginning of the month instead of twice a month and the finance office wouldn’t do it. They said too many people run out of money before the end of the month! I think being paid every week would be the hardest to keep track of.
I love being paid once a week I pay my bills weekly
I'm learning to love monthly. It goes in the savings and I challenge myself do not touch. That's my husband's income, then we budget with my income which is bi wkly.
My daughter gets paid monthly and she does a great job budgeting. You have to when you get paid once a month. My wife and I also get paid monthly. I think that's the best way to do it. You can still pay bills weekly if you get paid monthly. It's actually easier.
Dave missed the point; they can't agree. they need marriage counseling.
If Dave ever gets elected into the fed government I’ll be getting into the rice and beans import/export business. I’ll be a bazillionaire on Baby step 99 in no time.
Lol he said baby step 99 🤣🤣
Hi, thanks Dave for your interesting topics, i wanted to download the App ,however , it shows that its not available in my part of world!!! Is there any way to get the app?.Thanks
Iyas Abdulrahman I just use the website
I love it when dave picks a bogie out of his nose
Dave should've asked him what his income was and how much debt they had.
Ok....
Dave for president!!!!
If the wife is the saver she may be frugal in her spending habits anyway (except for the TWO car payments). And of course everything that must be paid (rent, car payements, utilities, insurance...). Normal people can get ahead w/o doing a budget. What remains goes to a savings account (and they never have no savings) nor do they have debt.
How about emergency?
You can budget for emergencies. That's what the first little emergency fund Dave is always talking about is for.
yayotg jvj How about it?
Drogo Baggins yes so the emergency fund often deplete and you have to build it back ...ok I get it thanks
your income
It’s no fun being with a man who doesn’t know how to live on a budget
He is wound up
he doesn't have a house payment? maybe his house already paid off!
lady oun He still needs to set aside money for property taxes.... add an aside, if he doesn't understand how to budget, it's unlikely that he's paid off the house at this stage in his life.
Even if his house is paid of there is still taxes and home owners dues to pay.
Rent
"OK", "OK", "OK." 2-digit answer; 2-digit IQ
I do the budget thing but invariably each month something extra happen : missus bday, insurance on car, broke car, lights in the house, etc
Car insurance and a birthday are not surprises.
None of the things you list are 'surprises', you simply need more practice planning ahead to plan in time for such things. Keep at it, and you'll get there.
Let me guess, you forgot Christmas is on December 25th this year.
Lewis Johnson car insurance is for accident. if your car is old and it engine or brake suddenly stop working, no insurance is taking care of that
A Benavidez I need her guidance and companionship for an equilibrate life
This guy sounds like hes got rocks for brains. YEAH I GET PAID ON THURSDAY!
I will never get married!!
You might be missing out on something great because you are afraid of having to compromise.
Much to the relief of any woman with a fault. Which is all of them.
Much easier solution, NEVER get married.
Dave Ramsey for dictator lol
Ohhh my God!mr ×2 and the spender talks too much and very defensive
Fire the wife, okay?
He clearly said that the wife was the saver and he was the spender 🙄 looks like his wife is saving him from crashing and burning
Women are soooooo difficult!
Thats exactly what someone says that can´t handle another person disagreeing with them. "You don´t thing I´m right? Well, it can´t be that i´m wrong. The problem must be you being a woman and therefore difficult!"
@@datkeks24 nope. its women. need proof? Scroll up one comment.
thanks! this is just what i wanted to hear as an advice!