Supermarket loyalty cards - What are the points really worth?

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  • Опубликовано: 26 янв 2021
  • It's all very well earning points when we shop, but do you have any clue just how many points you're getting for each pound spent? Or even how much they are worth?
    I've taken a look at the leading schemes that offer points: Tesco Clubcard, Sainsbury's Nectar and Boots Advantage.
    Plus find out the minimum number of points you need in order to cash them out, and how much you'll need to spend at the supermarket to actually earn enough for this.
    #Loyalty #Points #Supermarkets
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    Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
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    Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Комментарии • 56

  • @Sar1386
    @Sar1386 3 года назад +2

    Nectar points are very easy to earn with the addition of the nectar app. If you shop at Sainsbury’s you should get the nectar app and link your card up and as you shop with your nectar card you will see weekly offers on the items you buy most frequently on the app where you can earn bonus points when buying any of the items, just save them all to your card each week (it updates every Wednesday) and shop as usual and the points are normally added within a day. I’ve earned anywhere from 10-200 bonus points per item. Nectar also regularly has bonus offers for eBay and Argos throughout the year too.

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Yes totally! I don't have a big Sainsbury's near me to rarely shop at one, but it's well worth adding the offers to your card

  • @shanac5884
    @shanac5884 3 года назад +8

    The boots card is fantastic! I usually let points build up so that I can splurge on pricier skincare and haircare items that I can't always afford to buy regularly, plus it's great for saving you money on xmas gift sets. I also signed up to airtime rewards exactly a year ago and in that time I've saved £50 on my mobile phone bills. Great video!

    • @nixodian
      @nixodian 3 года назад

      l was disappointed at being told by the cs staff that l can only redeem boots advantage points for products that are cheaper. l thought they could be used as part payment for a more expensive product. not possible? what is this airtime rewards?

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Thanks Lashana!

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Yes, you need to be able to cover the full purchase. But hopefully there's always something in Boots you need that's not too pricey

  • @maleehakabeer1392
    @maleehakabeer1392 3 года назад +4

    Boots has always been worth it for me, I spend a lot in their and usually end up with £70-£100 in points a year. Their points events are so good too.

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад +2

      Yeah it's always worth holding back for an event to boost those points

  • @herpennypotential40
    @herpennypotential40 3 года назад +3

    I JUST took out the nectar card so very well timed video!! 👌

  • @amberfranklin4499
    @amberfranklin4499 3 месяца назад

    I love the boots advantage card. Although you only get 3 points for every £1 you spend now

  • @drjolishasingh
    @drjolishasingh 2 года назад +2

    Thank you, very informative, this explains when I got 20 pounds worth knocked off from boots purchase when I used the points collected.

  • @mediocre-motorcycle-modifi6818
    @mediocre-motorcycle-modifi6818 2 года назад +3

    I wouldn't pick 10p off the floor the same way I can't be bothered to scan a loyalty card. Furthermore it will likely encourage me to shop more and I'll be worse off. Plus I'm giving up my data so that they can send targeted advertisements to me.

  • @pitchenstein
    @pitchenstein 3 года назад +1

    I have found that the custom offers you get through the nectar app can really help boost your rewards eg. 150 points on vegan sausages that I like. If the offer comes round again and I still have some left over I buy more and freeze it. ❄️

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад +1

      Yeah, if I shopped at a Sainsbury’s I’d definitely be adding them to the app each time .

  • @thisispw
    @thisispw 3 года назад +1

    Good advice

  • @Michael-jh1it
    @Michael-jh1it 2 года назад +2

    At lidl for every 100£ you get 2£ voucher, and for 200£ another 10£. And it is the cheapest supermarket there is

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  2 года назад

      Yeah it's a really decent deal. Check out the Lidl Plus app too for extra offers (including cinema ticket discounts)

  • @beaulieuc8910
    @beaulieuc8910 11 месяцев назад

    I find the Sainsburys and Tescos cards easier as I like the easy point system and discount you get with Tesco. I don't have mobile wifi and I don't know if Lidl has Wifi

  • @oryanol
    @oryanol 3 года назад +3

    I have all the loyalty cards, but the most profitable for me have been nectar and boots advantage. If ASDA had a loyalty scheme, I'd have a billion points by now 😭

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад +2

      Ha, yeah. My local is Waitrose so though I get the odd voucher or free paper It’s not the same as the points I’d earn if my local was a Sainsbury’s or Tesco!

    • @oryanol
      @oryanol 3 года назад

      @@bdoesbjj I wish, but there is no Lidl store in Hatfield unfortunately

    • @carriew5106
      @carriew5106 3 года назад

      If Asda had a loyalty scheme I would be quids in! I live above one so it couldn't be more convenient. Even though I live 5 mins from Tesco's I'm still more likely to go to Asda, especially if it is raining. Tend to go to Tesco's when they have points events, or if I want flowers.

  • @isaachoward8766
    @isaachoward8766 3 года назад +1

    The subway subcard is good

  • @OnlyAlex22
    @OnlyAlex22 3 года назад +1

    Co-op now give the same amount to local communities and causes as they give back to you. 'We’ve doubled the amount we give to communities when our members choose Co-op.'

  • @daviebevan
    @daviebevan 3 года назад +1

    Nice one Andy

  • @estherezra2282
    @estherezra2282 3 года назад +3

    Very easy decision to become a subscriber ! Thanks Andy, appreciate all the effort and time you invest in making these videos !Would you perhaps , consider make a video for recent graduates who have to start making decisions about their money ,savings and investment etc... Thanks ! 🙂

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Thanks Esther. What are the kind of things you’ve struggled with as a graduate?

    • @estherezra2282
      @estherezra2282 3 года назад

      @@BeCleverWithYourCash As new graduates 1.)What do we do with the spare cash, most people I know have no clue about investing
      2.)Do we stick with our current student account or move on to another Bank account 3.)Introduction on credit cards for complete beginners ,perhaps?

  • @traciesmobile683
    @traciesmobile683 3 года назад +1

    With the Boots card if you are on their contact lens scheme you get 10% off all own brand products.

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      That’s good. How do the lens prices compare?

    • @carriew5106
      @carriew5106 3 года назад

      I just found this video and was going to say the same. If you wear contacts I strongly recommend looking at the Boots Contact lens scheme.
      I found them to be cheaper than most of the other main opticians, but the benefits out weigh it and other savings. They include:
      • 1/2 price glasses and prescription sunglasses
      • 25% off non-prescription sunglasses
      • 10% off Boots branded products, including No7, Soltan, Ted Baker, Liz Earle etc
      • Inclusive eye tests, contact lens checks and contact lens delivery.

  • @berryvwjnr6481
    @berryvwjnr6481 3 года назад +1

    be great to get your opinion on utility point rewards, works for many stores, eg boots , sainsburys, tesco, asda, aldis, etc 7%,4%, 3.5%, 1.5% discounts respectively. l switched for month with utility point and used the tesco egift card for ~3.5% discount. really works

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      These discounts are decent if the service providing them is in itself worth paying for. Eg you can sometimes get similar ones from insurance providers, ISA mutuals, breakdown cover or even via a work perk scheme.
      With Utility Point it could be that you pay more for your energy over a year than from a different supplier than you make from the voucher discounts - or you could save more!

    • @berryvwjnr6481
      @berryvwjnr6481 3 года назад

      @@BeCleverWithYourCash great point, they were recommended by switch site, compared them to my x suppler edf, whose deemed tariff or even cheapest tariff were more expensive. so easy decision. after the 12 month contract they may increase, but if thats the case l switch.

  • @ivantrushkov3609
    @ivantrushkov3609 2 года назад +1

    18 thousands spend on ebay. Wow I got £87 on nectar points! What a fool I'm ?

  • @samc12345
    @samc12345 2 года назад +1

    Morrisons have completely wrecked their loyalty system now. No longer earn your £5 vouchers you just get random discounts based on your spending.

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  2 года назад

      Yes, it's not great!

    • @beaulieuc8910
      @beaulieuc8910 11 месяцев назад

      yes, that is so annoying. I don't like that system, you can't plan your shopping in advance as well

  • @iqbalm6154
    @iqbalm6154 3 года назад

    Strictly speaking the co op card is not a loyalty card but a membership card.

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Yeah, but as you do earn points it acts more like the other schemes, unlike Waitrose, M&S etc where there are just perks

  • @tmajormajor6292
    @tmajormajor6292 2 года назад

    What about asda?

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  2 года назад +1

      There’s a new scheme being trialled in a few stores. If it goes well and is rolled out everywhere I’ll do an update!

  • @eamonmccormack9541
    @eamonmccormack9541 2 года назад

    T
    Can I ask you top up for your phone

  • @eamonmccormack9541
    @eamonmccormack9541 2 года назад

    Shop m stop give points

  • @BeCleverWithYourCash
    @BeCleverWithYourCash  3 года назад

    You can read more about this in my article on my blog becleverwithyourcash.com/loyalty-card-points-worth/

  • @melgrant7404
    @melgrant7404 3 года назад +1

    You have to spend so much to get very few points on nectar.very slow to save.

  • @hicharleswalker5408
    @hicharleswalker5408 3 года назад +1

    When I was not working from home I used to get a meal deal at boots 5 days a week 60 points a week soon mount up, was always helpful at Christmas along with the offers they put on

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  3 года назад

      Ah, I used to nab the meal deal too (when I didn’t have a packed lunch). The challenge was always to maximise the value of the sarnie, drink and snack. Smoothies all the way!!