Citi Expanding Strata Line + SouthWest Refresh - Weekly Recap

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  • Опубликовано: 1 окт 2024

Комментарии • 50

  • @RJFinancial
    @RJFinancial  Месяц назад +8

    Expand your earning potential - www.profitablecontent.com

  • @kura_bot
    @kura_bot Месяц назад +7

    13:52 I know it is a long shot but I hope the Strata Select is something between a US Bank Cash+ and a BofA Customized cash, where you **Select** which category(s) you want

    • @RJFinancial
      @RJFinancial  Месяц назад +2

      Once upon a time Citi had a card like that. Couldn't pick but you could spend all $6k for the year one go if you wanted. Opposed to it being spread out $1,500 per month like freedom

    • @sudhisira
      @sudhisira Месяц назад

      @@RJFinancial - Freedom is $1500 per *quarter* (Wish it had been $1500 per month!).

  • @jimmyjames6492
    @jimmyjames6492 Месяц назад +1

    Thanks for the info + video!

  • @shawn.credit
    @shawn.credit Месяц назад +1

    I hope the Strata Select card actually looks premium this round, I will product change in a heart beat. No way could I pull the cheap looking Strata Premier out on a regular basis my Custom Cash looks nicer!

    • @RJFinancial
      @RJFinancial  Месяц назад +1

      lol PC to another custom cash

  • @kingsamvisuals
    @kingsamvisuals Месяц назад +1

    I'll seek a retention offer and hold my SW card for another year. Good excuse to cite the upcoming changes. Free checked bags need to be at least one. The seating change doesn't bother me. In fact, I'd prefer being able to select seats beforehand.

    • @RJFinancial
      @RJFinancial  Месяц назад

      Might as well keep it as it's only a survey for now. Chase doesn't often do retention deals but good hunting as always

    • @kingsamvisuals
      @kingsamvisuals Месяц назад

      @@RJFinancial I've read on forums and successful southwest retention offers. I'll update in a month.

  • @tooeasy4217
    @tooeasy4217 Месяц назад

    Funny thing is i have both a personal and biz SouthWest card. I never have used the upgrades since we have family boarding😅 going to cancel the biz though not worth the 200 for me.

  • @thejokerspeaks
    @thejokerspeaks Месяц назад

    I transferred all my MR points to Hawaiian with a 20% boost. If the acquisition doesn't go through, we plan to travel to the islands fairly regularly, so no biggie.

    • @RJFinancial
      @RJFinancial  Месяц назад

      Good move with the points boost, one thing Amex is good about

  • @sudhisira
    @sudhisira Месяц назад +1

    I hope this Strata card is something entirely new. I like the Rewards+ card the way it is, especially its 10% bonus points back feature.

  • @Thecreditcardconnection
    @Thecreditcardconnection Месяц назад

    Your take on Citi is spot on in my opinion. I wonder what they will do with the Select name? I was told my the rep at Citi that the Elite and a business card version would be coming out in late fall early winter because the Strata Premier has done well for them. Thanks again RJ!

    • @RJFinancial
      @RJFinancial  Месяц назад

      Funny how a simple name change made it popular again

  • @caribdude8151
    @caribdude8151 Месяц назад +1

    Thanks Sir! Can't wait for Thursdays video! Have a safe and blessed week! 👍

    • @RJFinancial
      @RJFinancial  Месяц назад +1

      Working on it as we speak brother

  • @kcihtred2
    @kcihtred2 Месяц назад +1

    if the everyday card gets refreshed rewards+ will get refreshed

    • @RJFinancial
      @RJFinancial  Месяц назад

      It needs something. Likely the 5x stays, maybe rework multipliers to complement the other cards

    • @kcihtred2
      @kcihtred2 Месяц назад

      @@RJFinancial the problem is the premier and custom cash have basically all categories covered. It's not like Amex where you get screwed on gas or chase where you get screwed on groceries

    • @johnt6806
      @johnt6806 Месяц назад

      ​@@kcihtred2Citi needs a card with an online spend category. They could also get into the mobile wallet game

  • @Leoprieto74
    @Leoprieto74 Месяц назад +3

    I been giving Chase $199 every year for a card I haven’t taken any advantages of yet since I very rarely fly Southwest. The Southwest Performance Business credit card. It is like paying Child Support 🥲. Still, I don’t cancel any of my beautiful premium travel cards. I am actually looking forward to select my seat when Southwest starts the new seat selection process. One thing I hate about Southwest is that they always have like 25 pre-boarders,.. before the business select type fare (A-1 to A-15)

    • @RJFinancial
      @RJFinancial  Месяц назад +3

      lol you coulda have called them and canceled while watching this

    • @ctbt1832
      @ctbt1832 Месяц назад +2

      I agree. I was one of the people who continued to complain to Southwest about this. I watched a person in the wheelchair walk all the way up the terminal to buy something and walk all the way back and sit back in the wheelchair. I also have pictures of it. A lot of people to get advantage of this. I’m glad it’s going away. so now when they get a ticket, they can pre-board right to their seat 😂

  • @mrdisco99
    @mrdisco99 Месяц назад

    You forgot to mention the superpower of the Rewards+ which is 10% back on points redemptions. To me that's the one reason to hold the card along with the Premier.

  • @SENDO-X
    @SENDO-X Месяц назад

    Strata select could be a rebranding of the custom cash

    • @RJFinancial
      @RJFinancial  Месяц назад

      Feel like that'd be weird to do as they still have the double cash in the line. Naming convention still fits with the cash back cards

  • @jeremymoore450
    @jeremymoore450 Месяц назад

    RJ,
    Great Sunday video as always brother. Glad you could use the news that I sent I love speculation on what could be. I am sure the southwest cards are going to get revamped most likely. I wonder what citi will do with that strata select trademark. Hmm. 🤔 Hope you have a good week sir.

  • @johnt6806
    @johnt6806 Месяц назад

    Hoping the Select has an online spend multiplayer (4x). It would make the card a destination card and not just an add-on to other Citi cards. It would also compliment the other citi cards nicely.

  • @CardHunter-u2t
    @CardHunter-u2t Месяц назад

    Awesome video RJ thanks! I was thinking about jumping in the Citi ecosystem with the AA Advantage card. How new account/inquiry sensitive is Citi? All Ficos 775 and up and im 5/24 2/12 2/6. Bravo again on the video. Cheers!

    • @RJFinancial
      @RJFinancial  Месяц назад +1

      Cobranded's can be a bit easier plus if it's your first Citi card that also helps. I think they don't like to turn a way new customers as much. With those vitals, I say it's worth an app

  • @chaddricklamar6388
    @chaddricklamar6388 Месяц назад

    RJ you lost some weight bro. Love it. 🤙🏾. Keep up the videos. Love the information. Very informative

  • @98gmill
    @98gmill Месяц назад

    Great info RJ :)

  • @evangibson8020
    @evangibson8020 Месяц назад

    Based RJ

  • @Th33Vultur3
    @Th33Vultur3 Месяц назад

    Third comment

  • @Jason_The_Man
    @Jason_The_Man Месяц назад

    You look like you’re leaning out bro.

  • @basnetgl
    @basnetgl Месяц назад

    Why are you a big fan of Citi Banks cards? I am really curious to know.

    • @RJFinancial
      @RJFinancial  Месяц назад +1

      They have good cards with good multipliers or options, easy to use and cash out TY points. Other issuers like chase and amex hide from strong earning multipliers, Citi doesn't. Premier likely isn't strong enough to beat an Autograph or popular enough to beat CSP but it's just as good

    • @basnetgl
      @basnetgl Месяц назад +1

      @@RJFinancial Thank you very much for the explanation. I am an Amex loyalist because of the gold card and the Hilton Surpass and how they work together, but I am always interested in new cards and strategies.

  • @willgomez1737
    @willgomez1737 Месяц назад

    First

    • @RJFinancial
      @RJFinancial  Месяц назад

      Spirit award to you this afternoon