PAY OFF DEBT, SAVE MONEY, BUILD WEALTH WITH THE BUDGETNISTA

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  • Опубликовано: 17 окт 2024
  • Tiffany Aliche aka The Budgetnista has earned the title of “America’s favorite financial educator.” She has spent over a decade teaching hundreds of thousands of people the tools to financial freedom.
    Tiffany has built an online community of over a million people across all platforms teaching a broad range of financial fundamentals and wealth hacks. She started her finance journey as a former educator who was able to save $40,000 in two years while only making $39,000 a year. She has been a full-time entrepreneur for the past 12 years and now runs several multi-million dollar companies empowering others with the tools to become financially educated.
    In episode 80, Tiffany covered the financial boot camp essentials. She broke down fundamentals that everyone needs to master in building wealth, including how to master the art of budgeting, how to save money regardless how much you are making, the best ways to pay off debt, and much more. #TheBudgetnista #budget #savings #debt
    Live Richer Academy EYL Discount: live-richer-ac...
    EYL University: www.eylunivers...
    EYL University Annual Tuition Code: EYL199
    Guest IG: @thebudgetnista

Комментарии • 573

  • @allanryalls2631
    @allanryalls2631 2 года назад +488

    Great year Everyone, I want to say a very big thank you to Dane , at the beginning of the year I thought things wouldn’t get better but here I’m today living my dream life with my family.

  • @flyboiient2232
    @flyboiient2232 3 года назад +34

    Things that may improve your life:
    - Believe that we got created & manifest
    - No masturbation & semen retention
    - Drinking 2-4 liters water a day
    - Don't compare yourselves to others, compete with the you from yesterday
    - Don't seek approval or try to impress anyone
    - Cold showers (Even the last 20 seconds of your regular shower)
    - Meditation
    - Not relying on relationships for happiness
    - Working out
    - Having a leader mentality
    - Reading books
    - Breathing in from your nose (reminder)
    - having gratitude
    - Cleaning your room
    - Taking breaks of social media
    - Not limiting yourself
    - Making up your bed (discipline practice)
    - Quitting/moderating caffeine & sugary drinks
    - Walking in nature
    - Making your own money (online)
    - Having a plan for things you wanna do
    - Being aware of what you doing with your valuable time & energy
    Peace, blessings and love to you (make a screenshot if you want to!)

  • @coachtanishamarie
    @coachtanishamarie 4 года назад +86

    Tiffany is leading Black women to financial success - she is the model for us -- so we have the blueprint - so there is no excuse not to get wealthy or rich in the 21ST century - thx Guys

    • @tinawelch2545
      @tinawelch2545 3 года назад +1

      But don't sleep on Michelle Singletary! 😉😉😉

  • @vixenlyles1062
    @vixenlyles1062 2 года назад +451

    Besides that, everyone there was so professional and friendly and easy to work with that it made the whole experience quite enjoyable. I have already recommended you to several people and will continue to recommend your services to everybody I come in contact with. Thanks so much address below in comment section

    • @laxjacks2995
      @laxjacks2995 2 года назад

      so so happy ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Your dedication and hardwork shows how legit and a professional you are honestly works along can't express how grateful I'm right now $9,000 bitcoin balance top notch to Hackerdane@ Yahoo. com

  • @yavenay
    @yavenay 4 года назад +322

    Debt free including mortgage.........if you ain't rich, being debt free is the next best thing.

    • @itsdouglasjohnson
      @itsdouglasjohnson 4 года назад +54

      This! Even if u made 40k a year, but debt free, alot of times youre just as rich as a person making 200k-500k with tons of bills and debt. Difference is you're stress free.

    • @learningearning8385
      @learningearning8385 4 года назад +20

      If you’re debt free then you should be able to save toward real estate or investments which Will make u rich.

    • @yavenay
      @yavenay 4 года назад +6

      @@learningearning8385 Yup, got multiple investments types. Once you have your FU money, investing almost becomes risk free. Anything over that FU number is easier to invest in things with increased risk.......at least it's this way for me.

    • @six6goddess214
      @six6goddess214 4 года назад +50

      Im debt free, my home and also my 5 other properties are all paid off. Im bringing in over 10k a month from my job and rental units combined. Im saving money like crazy, Im buying my next house cash. It feels good knowing my child will inherit these homes.

    • @citygurl0105
      @citygurl0105 3 года назад +6

      @@six6goddess214 YOU are amazing!!!

  • @julianforde7183
    @julianforde7183 4 года назад +67

    Went to college with Tiffany. She has been on her game even as an undergrad. Her Live Richer program is a game changer. Down to earth, driven, and always willing to share financial knowledge. A true gem she is!

  • @learningearning8385
    @learningearning8385 4 года назад +100

    I literally did the same thing as her & saved 18k in 7 months making around $14 hr plus a 2nd job part time retail at $100 a week. It can def be done. Cash car at auction. Boost mobile phone bill -$50.. Rent with roommates -$450. No fast food. Noodles at lunch. Where there’s a will theres a way.

    • @sylviasmiths4909
      @sylviasmiths4909 4 года назад

      Uiib78mp8km8m8n8l8m8m

    • @miketyler677
      @miketyler677 4 года назад +1

      How did you do it?

    • @missovercomer2488
      @missovercomer2488 3 года назад +7

      How do you save over 2,000 a month when your monthly income was roughly 2,000 a month?

    • @Winningisnecessary
      @Winningisnecessary 2 года назад +4

      @@missovercomer2488 that’s what I’m tryna figure out also lol

    • @kamasutra7263
      @kamasutra7263 2 года назад +2

      Lol, y’all slow asl. The person could’ve saved about $2,000 a month. Idk about $18k, more like $14k in 7months.

  • @eclark4610
    @eclark4610 4 года назад +187

    SOOO glad North Carolina has finally made taking a Finance class as a requirement to graduate from High School. Thank you for sharing.

    • @Opinions.of.Rih.
      @Opinions.of.Rih. 4 года назад +5

      When did that happen? I took one in hs but it wasn’t required and they really didn’t teach us much of anything.

    • @eclark4610
      @eclark4610 4 года назад +3

      @@Opinions.of.Rih. It happened this year

    • @batirtzeurkiaga4973
      @batirtzeurkiaga4973 4 года назад

      🌟🌟🌟🌟🌟🌟🌟

    • @soroyale7805
      @soroyale7805 4 года назад +3

      Whaat!!! I'm from NC..I so wish they had this when I was in high school.

    • @NatHenrickClarke
      @NatHenrickClarke 3 года назад

      That's great

  • @tfbow
    @tfbow 3 года назад +19

    This is my first time seeing her speak and I love her!!!

  • @kingsdaughter83
    @kingsdaughter83 4 года назад +42

    She is the TRUTH!! Her ‘Jump Like Jordan’ method works REAL quick! I did it!

  • @gabel1474
    @gabel1474 4 года назад +17

    Savings to me is paying myself I will always pay myself before Bill's, wants, etc

  • @susiq1121
    @susiq1121 4 года назад +37

    I can listen to her all day

  • @kmforward3808
    @kmforward3808 4 года назад +50

    I'm a dream catcher. This is AMAZING!!!

  • @sky3206
    @sky3206 4 года назад +96

    She’s a great speaker. 👍🏾😂

  • @tamerasmith4617
    @tamerasmith4617 3 года назад +4

    Prioritize what your more is! I love it. She is awesome. Thank u for having her own.

  • @zaysreviews7502
    @zaysreviews7502 4 года назад +16

    This was LIVE!! 🔥 The info in this video needs to be heard by millions of our people!

  • @anthonybrisita8302
    @anthonybrisita8302 3 года назад +13

    Love her style and energy. She is helping with a passion, love it !!Awesome episode 🔥🔥

  • @shannonjohnson4314
    @shannonjohnson4314 4 года назад +4

    I admire her as a black girl born and raised in NJ I left the state after graduating college due to cost of living. Plus I started a family around the same time so now I’m getting on track and paying off debt thanks to her teachings as well as Dave Ramsey.

  • @icemanant3098
    @icemanant3098 4 года назад +7

    💎after 💎 after 💎. This is full of them. Hope you don't ever getting tired of telling the good debt bad debt story. And She was amazing

  • @JAESTORM22
    @JAESTORM22 4 года назад +97

    I opened up Ally bank account because of her and I love that bank.

    • @feliciamcgee4798
      @feliciamcgee4798 4 года назад

      JDOGS STORM opening one today. You have a savings?

    • @JAESTORM22
      @JAESTORM22 4 года назад

      @@feliciamcgee4798 yes i have a savings account

    • @feliciamcgee4798
      @feliciamcgee4798 4 года назад +2

      @@JAESTORM22 ok i see Marcus by Goldman Sachs has a higher interest rate than Ally so I'm about to join them

    • @ILLMATIC2222
      @ILLMATIC2222 4 года назад +4

      @@feliciamcgee4798 I have used ALLY for years and everything has been really smooth. Every time I call, which is seldom, I always get a REAL LIVE PERSON, can't beat that.

    • @feliciamcgee4798
      @feliciamcgee4798 4 года назад

      I have one for question. I hope I'm not annoying you. Is the purpose of the online account to earn interest? I get that its good to have different accounts for different things I'm very disciplined so I don't touch my savings but don't we get taxed on the interest earned from the account?

  • @jaystew7045
    @jaystew7045 4 года назад +27

    I LOVE her energy 🤣🤣. I know most of everything she saying already but I may still come back to this video just to hear her talk some more. I can tell she was great at teaching

  • @TheAspiringBoss
    @TheAspiringBoss 4 года назад +7

    Yes! I agree with so much of what she said but my favorite is DEBT FREE DOES NOT EQUAL WEALTH.

    • @hughrobert6189
      @hughrobert6189 4 года назад

      Contact john_mcnees on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net
      His fast and reliable .

  • @charlesjones7770
    @charlesjones7770 3 года назад +6

    Having that mindset that sets you apart from most is wealth in itself. Dollar amounts are cool to validate wealth but knowledge thats being implemented in your daily life is priceless. Thats the goal.

    • @ginah2612
      @ginah2612 3 года назад

      speak it brother . . . loud and clear for the fam💘

  • @donyehwise006
    @donyehwise006 4 года назад +8

    She gave so much game and strategies. Her discipline is next level. 👏🏾

  • @ArtisticallyAspiring
    @ArtisticallyAspiring 3 года назад +3

    The world needs more people like her.

  • @charnettesmith800
    @charnettesmith800 3 года назад +4

    OMGOODNESS this is sooooo good..I have been watching videos after videos and this truly BROKE THINGS DOWN for me. I NEEDED everything she spoke on and she made it PLAIN, CLEAR AND EASY FOR ME. I will be watching this over and over and applying the knowledge...Thank you so much!!!

  • @SAVAGEGaming-of7gh
    @SAVAGEGaming-of7gh 4 года назад +25

    Damn bring her back she 🔥🔥🔥

  • @Alisha-ly3tw
    @Alisha-ly3tw 4 года назад +47

    yall changing lives & it's highly appreciated!!

  • @ruvikelly5563
    @ruvikelly5563 3 года назад +6

    Dream catcher group on Facebook changed my life .. love love her ..she makes things easy to understand..thats that teacher background

  • @lisashealingjourney5283
    @lisashealingjourney5283 4 года назад +26

    I Love Tiffany, she is amazing so humble and smart.

  • @cordiawilliams925
    @cordiawilliams925 4 года назад +45

    Yessss, I saw this coming😊 I’m so glad that The Budgetnista was added to the line up✨✨

  • @MsNiknak30
    @MsNiknak30 4 года назад +12

    Glad to be apart of her academy. and community...so much knowledge that's FREE and she's so caring and giving!!!! thank you BLACK QUEEN

  • @Thereservedcharismatic
    @Thereservedcharismatic 2 года назад +2

    Her charisma and ability to keep the viewer engaged is 🔥!

  • @sarcher011
    @sarcher011 4 года назад +8

    Love me some Budgetnista, she’s amazing! Prudential employee here 🙋🏾‍♀️

  • @drnocka-rocksteady
    @drnocka-rocksteady 4 года назад +13

    I'm attacking this mortgage next year. 2 to 5 years. It's got to go.

  • @Wealthbuildingcoach
    @Wealthbuildingcoach 6 месяцев назад

    She is such a force or nature! ❤Love her energy

  • @RedScareClair
    @RedScareClair 4 года назад +9

    First - great video. I started seeing Tiffany's ads on my socials. I hadn't bumped into her content previously. Love seeing a fellow sister also from my neck of the woods (Jersey City baby!) doing the thing!
    Be careful with the good debt debate. Overleverging is real and every recession proves that. There are real estate investors out there who really have 0 intention of ever paying off their properties. It's all good until that tide rolls back and we see who's been swimming naked. We about to see everyone who's been swimming naked in the next few months.

  • @misscharnelg
    @misscharnelg Год назад +1

    Love her energy! I appreciate her words of wisdom. Definitely inspirational

  • @randiwilliams2228
    @randiwilliams2228 4 года назад +2

    I love everything about this and her! this was great.

  • @daminh9245
    @daminh9245 4 года назад +22

    Great inspiration. Love her energy. Great episode fellas.

  • @OSoloJr
    @OSoloJr Год назад +1

    Still one of the best episodes ✊🏿 I appreciate Budgetnista and her book is great
    Failing to plan is planning to fail

  • @tzeno529
    @tzeno529 4 года назад +6

    Jersey girl!!!!!! She’s been fire!!! Budgetnista is game changer love her!

  • @zakkiyahb.6
    @zakkiyahb.6 3 года назад +6

    Her energy is so dope! Definitely followed her after this interview

  • @shebrewtrading7825
    @shebrewtrading7825 4 года назад +21

    Definitely need to determine what you will "Pay Your Self 1st" (Savings to invest) then create a living budget with what is left over. Not enough left over? You've got an income problem that needs a solution or 5 (multiple sources of cash flow). Peace

  • @Marie34694
    @Marie34694 4 года назад +23

    I really love her message and energy. Thank you for the lesson ♥️

  • @tyniquadavis9509
    @tyniquadavis9509 4 года назад +20

    I absolutely love her energy!!

  • @julierusso9616
    @julierusso9616 3 года назад +5

    She is so awesome and I love how she delivered her advise.

  • @debtfreetmarie5239
    @debtfreetmarie5239 4 года назад +14

    Tiffany is making me want to change my debt payoff strategy.

  • @southernkomfort00
    @southernkomfort00 4 года назад +6

    She is a glow. Well done Queen B

  • @highlydelectables5141
    @highlydelectables5141 4 года назад +10

    The right message at the right time!

  • @londonbridges9985
    @londonbridges9985 2 года назад +1

    This was one of the most impactful videos I have ever seen.I want to move from a great salary to having wealth. I have so many to-dos for myself after watching this. Thanks!!!

  • @trucker_gainez
    @trucker_gainez 4 года назад +9

    Great energy from this queen!

  • @lamsmi2345
    @lamsmi2345 4 года назад +13

    Love her energy

  • @fuquanbrown4818
    @fuquanbrown4818 4 года назад +34

    "If you ain't living next to palm trees now, you ain't gonna be living next to palm trees when you 80" ha...Jersey stand up! #BrickCity

  • @miayadarby
    @miayadarby 4 года назад +6

    Jersey! Much knowledge! Proud of her!!

  • @ms.rivera7898
    @ms.rivera7898 Год назад

    This lady is amazing. Thanks for the video.

  • @reggiea86
    @reggiea86 3 года назад +2

    This video needs to be at a million views. Just great advise and information all around.

  • @ArtisticallyAspiring
    @ArtisticallyAspiring 3 года назад

    She’s a beautiful soul. I know that’s why she’s been so successful and has achieved such greatness in her life.

  • @Aceisworking__
    @Aceisworking__ 3 года назад +6

    Love her energy, she is giving some great game!! Good job Fellas 🔥🔥

  • @kyonatate3206
    @kyonatate3206 Год назад

    I love her personality!!!!

  • @billsbuck911
    @billsbuck911 4 года назад +13

    I love her energy!

  • @christopherdavis163
    @christopherdavis163 3 года назад

    I listen to our sisters & brothers out here that’s studying financial literacy and taking action...and sharing the information!!!

  • @TheBeyond007
    @TheBeyond007 3 года назад

    I love her for saying budget first instead of those who always want to invest. Like slow down

  • @cyncity6873
    @cyncity6873 4 года назад +3

    SHE IS BAD ASS!!!!!!! Love her!

  • @danispeaksfinances
    @danispeaksfinances 4 года назад +7

    And another one 🙌🏾 been following her for years! Definitely needed for the culture!! The fundamental 💯!
    Have you heard of Dr.Lynn Richardson in her home based business movement! She is a celebrity financial expert I just got put on to but she is the TRUTH!!

    • @annmcb
      @annmcb 4 года назад +1

      I found her, Dr. Lynn Richardson, accidentally this morning around 1 - 2. But again, nothing happens by accident.

    • @danispeaksfinances
      @danispeaksfinances 4 года назад

      Lauren McB and what are some of your thoughts

    • @TheYankeeFarmer
      @TheYankeeFarmer 4 года назад

      Dr. Lynn is definitely the truth as well as The Budgetnista

  • @KianaCrutcher
    @KianaCrutcher 3 года назад +1

    She was so great. Very real and very relatable and super funny. I enjoyed this tremendously.

  • @deryckfrancis9148
    @deryckfrancis9148 2 года назад +2

    I’ve been watching loads on y’all content for years, but this one here was my favorite! Thanks so much for being selfless with the info. Hope y’all can do something in my country at some point ! 🇹🇹

  • @maswilli
    @maswilli 3 года назад +10

    Loved the content. She makes investing sound so simple!

  • @MADEINAYJA
    @MADEINAYJA Год назад

    I love her I feel like just watching this video she changed my life and perspective completely 🙏🏾 I’m on the relentless pursuit of success!!

  • @ClaCus
    @ClaCus 4 года назад +3

    I appreciate the transparency.

  • @nolsova1140
    @nolsova1140 3 года назад

    Damnnnnn she’s dropping so many gems in a way that I can actually understand!!!

  • @tishpowers2496
    @tishpowers2496 3 года назад +4

    Tell Tiffany she's about to be my new bff! She had great information and such a fun personality! Thank you guys for all you do! This was my 1st time watching, it was completely random but so very worth it!

  • @theshark004
    @theshark004 2 года назад

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude MrThurman was so helpful during the process of boosting my credit

  • @iflyjayjay
    @iflyjayjay 2 года назад

    Her energy is amazing

  • @gloriamitchell3518
    @gloriamitchell3518 Год назад

    I am so happy to have found your channels and platforms.

  • @coachtanishamarie
    @coachtanishamarie 4 года назад +6

    Love these podcast 🎁🎁🎁🎁🎁🎁🎁🎁

  • @fatimahakeem9264
    @fatimahakeem9264 3 года назад +1

    Real useful content! She’s awesome. Thank you budgetnista!

  • @OASIS9123
    @OASIS9123 3 года назад +1

    Yes that truly possible. The HR at my work place allows “us” employees to break down our weekly or whatever wages into separate accounts.

  • @2susjus
    @2susjus 7 дней назад

    Still such a good interview after all these years 🏆🏆🏆

  • @derelle5277
    @derelle5277 3 года назад +3

    I'm just listening to this but if an organization has Employee Self Service Portals such as ADP, it will allow for employees to setup split payments on their own without waiting for HR

  • @camillefrazier94
    @camillefrazier94 3 года назад

    Love the Budgetnista!!! and love her story. Thank you guys!

  • @iamdjbam7891
    @iamdjbam7891 4 года назад +25

    This is great. I can’t wait to go into work and contact HR to split my funds into different accounts 😂

  • @mariac.9362
    @mariac.9362 3 года назад +2

    Smart woman! Delayed gratification + saving are key strategies.

  • @rblair5342
    @rblair5342 4 года назад +5

    I definitely learn a few things and I genuinely enjoyed watching that.

  • @NavigateandNourish
    @NavigateandNourish Год назад

    I’m loving this! Thank you

  • @joycewatt800
    @joycewatt800 3 года назад +1

    Love it!! This is wisdom and truly just down right common sense 🙏🏾 Transparent stories are often truth from the heart ❤️ and she shares hers with fun and laughter although being broke ain’t no joke. laughter does the body, mind and soul some good 🙏🏾

  • @legendofpartyio911
    @legendofpartyio911 2 года назад

    I low key been in Tiff's group for years after my homegirl put me on. This is by far my favorite EYL episode!

  • @Careergirl2026
    @Careergirl2026 4 года назад +8

    She’s awesome! Keep going guys!

  • @Plantanos23
    @Plantanos23 3 года назад

    Major GEMS dropped here!!!

  • @ea6390
    @ea6390 3 года назад +4

    I like her personality she had me 😂 but I want some more knowledge I'm going to subscribe on her channel asap! This was the first time hearing about her. Thank y'all for interviewing her! 💵💪

  • @chocolateserenity
    @chocolateserenity 4 года назад +3

    Absolutely loved this podcast! ❤️

  • @edwardoemiliano8018
    @edwardoemiliano8018 4 года назад +6

    She's a true smart and interesting clown in a good way.... I love her

  • @jayvision6356
    @jayvision6356 4 года назад +2

    So glad I found you brothers 🙏💯✊🏿 great guess she kept my interest and she was easy to understand

  • @idariousosborn7570
    @idariousosborn7570 4 года назад +10

    How could anyone hit the dislike button(👎🏿) on this interview??

    • @thaprofessor5861
      @thaprofessor5861 4 года назад +2

      Prolly cuz saving is for LOSERS. The title got them upset they ain’t watch the whole vid tho.

    • @idariousosborn7570
      @idariousosborn7570 4 года назад

      @@thaprofessor5861 that's definitely a possibility. EYL is out hear stirring up the conversation of money in black households so the situation is definitely a touchy one for the close minded people of the internet world.

  • @michellenona9331
    @michellenona9331 3 года назад +1

    Omg the "in line at target being happy and smiling transferring money" freaking hilarious and so real

  • @tankmoney
    @tankmoney 3 года назад +1

    I love this platform

  • @virtuousjewel4904
    @virtuousjewel4904 3 года назад +1

    Discipline is what I get from her speech. :)

  • @kelleyconsultingfirm9685
    @kelleyconsultingfirm9685 4 года назад +4

    Great content, Thank you. Investigations, Training Courses, EEO, D&I.

  • @mj4lyfe101
    @mj4lyfe101 3 года назад +5

    She is hilarious and tells stories really well!

  • @sarahlee8022
    @sarahlee8022 3 года назад +2

    Such a joy to watch and listen to. Balanced views. Congrats on the law passing!!! Loved it! 👏🏾👏🏾👏🏾👏🏾