Financial trauma is a very real thing. As someone who grew up with scarcity, fear of debt and the stock market, I've only started to confront this fear a few years ago with the help from those in my corner in educating me with proper knowledge and their personal experiences. Thank you to you both for addressing that and bringing it to light.
So cried watching this video. It’s so real and raw. It’s so crazy as women need to be finance literate. It’s so confronting but you need to face learning. Before women starting speaking out, we had to pick up the books written by men. Finance is now not a gender thing. Obsessed with videos. ♥️♥️♥️♥️♥️
I appreciate so much that she mentioned she had a safety net. There are so many creators/authors/actors, etc. that pretend they had nothing when they actually had a lot of financial security backing them. It's so much better to be honest and realistic.
Im a financer, by no means Vivians level - she is what all financers dreams to be, and I have friends that work in Finance, Economy or Administration..anything related. What do we talk most of the time? Money. And lets make it clear we are the working classes trying to live the dream. Everything she said is so down to earth. No one said it was gonna be easy, is nearly impossible but still achievable❤ Im definitely gonna buy her book 🎉
The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash.
Dealing across multiple asset classes can reduce risk more effectively than putting all of your money into one. If you don't understand finances properly, see a financial consultant.
My CFA ’ Julianne Iwersen Niemann ’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
My two fav Asian girls on the internet together!!! As a fellow Asian child of immigrants, I’m so proud of what you both have created and achieved and the wisdom you’re teaching others!
Beautiful conversation. It’s always a pleasure to listen to women who have matured and done the inner work. I raised myself from the time I was 17, so I didn’t have anyone to teach me about money. Now as an adult, I teach it to my teen mentees to help set them up for success.
I love you both talked about the importance of mentorship….. it’s not easy for the generation now in this digital world. This video or even this podcast actually serve this for a lot of us. Not as personal but lots of wisdom and experience especially for the children from immigrants families. The struggles and dreams to make a change for their folks, the left out and under privilege in growing up. Bravo for share your stories here that we know we are not alone ❤
I love this collaboration! My 2 favorite Asian American RUclips females. I love how Vivian is so humble and admits that she and Michelle are in the top 1% and that there was luck involved.
Why am I always going into this videos with a negative mindset? The first few tips are already really useful. I took a 3rd job last month. I should set up automatic saving immediately when my first pay arrives. Let's go!
My favorite guess so far!! I’ve watched many Vivian’s interview on different platforms but this one was different it was touching, inspiring, and refreshing! ❤❤
Wow this was amazing! Vivian is full of wisdom ❤ I needed to hear a lot of these messages. Even for the points I already know… It’s nice to be reminded because I get so easily distracted or lose sight of what’s important.
As an early gen-z (born 2001) with seven older siblings, i rly love millennials, and i def take advice from y'all. Ofc i will contextualize it myself, but it won't fall on deaf ears : )
This was the most inspiring video I have seen for a long time. Strong inspiring women, not only about career and finance but just as a human being. ❤ love it
I've been looking forward to your podcast for a long time, so I was surprised by the recent video series. The insights on building wealth were outstanding, and I believe I can learn a lot from them.
Wow, idk how I came across your channel, but damn I needed this! I am stuck in life right now and this conversation made me feel like I was a fly on the wall to MILLION DOLLAR GAME! It definitely sparked something in me and makes me wanna rethink my own business and my relationship with money. Great video!!
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. Especially since the stock market has been excellent lately.
Stock market is picking up pace right now no doubt but I think the importance of mitigating risks might be why many investors are turning to advisors for guidance.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, Judith Lynn Staufer, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
If you ever listen to anything while reading comments, let it be this - find unveiling your hidden potential by bruce thornwood, then come back and thank me
Great podcast, loved this whole conversation. I love to watch conversations with successful women in whatever industry and hear everything they have to say - especially in bro-dominated subjects like finance. I hope more is on the way!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I am extremely excited to watch and listen to this episode (as I have been excited of all other episodes) but this episode especially I am looking forward to!!
This episode talks about a roadmap to build wealth. How many of you would be happy if you have the detailed notes of the podcast so that after listening this podcast you can have and read the important stuff in 10 mins anytime you want. Let me know your response.
Hi Michelle! Love these podcasts. Is there any chance for these podcasts to be on Spotify? I really enjoy listening to these during my commute but audio playing would be better for my data usage than video usage. Thank you for making these amazing podcasts.
the problem with the new gen and even some millenials isn't that they value their worth based on money or social clout, it's that they want to be famous and matter without any substance, talent or ability. The worst way to be rich is to be rich just because or just by talking about being rich and money. I didn't know vivian and as much as I appreciate some of her tips and knowledge she litterally embodies that kinda of new rich that is thinking her worth is because of her money that she didn't have growing up. Spending on pointless things isn't healthy but saving up to "build wealth" you'll never spend on LIVING is not healthy either.
Michelle, this was so incredibly helpful and inspiring. Can you also at some point cover the topic of finding "passions" that can become businesses? For people who want to do entrepreneurship, but don't know exactly what they can contribute and aren't really good at anything, where do we start? Is turning lifestyle content creation into a business enough? Or does it have to be a concrete "passion / hobby" (cooking, makeup, etc.)
![Ice On My Teeth - ATEEZ エイティーズ 에이티즈 [Music Bank] | KBS WORLD TV 241115](http://i.ytimg.com/vi/c-n92OgbbwA/mqdefault.jpg)
These collabs just get better and better. Michelle Phan x Your Rich BFF is such a vibe.
💯
Financial trauma is a very real thing. As someone who grew up with scarcity, fear of debt and the stock market, I've only started to confront this fear a few years ago with the help from those in my corner in educating me with proper knowledge and their personal experiences. Thank you to you both for addressing that and bringing it to light.
The OG Makeup tuber and RICH BFF ?? In one room???? YEASSS
So cried watching this video. It’s so real and raw. It’s so crazy as women need to be finance literate. It’s so confronting but you need to face learning. Before women starting speaking out, we had to pick up the books written by men. Finance is now not a gender thing. Obsessed with videos. ♥️♥️♥️♥️♥️
When she said “I am my parents American dream” I also wanted to cry
Me too 😭 😭
@@KathyDuocrying
me too 🥹
Me too😢
This segment is so good. Please have more financial mentors on your podcast.
I appreciate so much that she mentioned she had a safety net. There are so many creators/authors/actors, etc. that pretend they had nothing when they actually had a lot of financial security backing them. It's so much better to be honest and realistic.
"when the student is ready, the teacher appears."
how have i never heard of this quote before...and yet it resonates in a multitude of ways. wow
I would love for Vivian to come again and converse with you. I really enjoy listening to you two talk and I'm learning a lot!
Im a financer, by no means Vivians level - she is what all financers dreams to be, and I have friends that work in Finance, Economy or Administration..anything related. What do we talk most of the time? Money. And lets make it clear we are the working classes trying to live the dream. Everything she said is so down to earth. No one said it was gonna be easy, is nearly impossible but still achievable❤ Im definitely gonna buy her book 🎉
the timing is divine honestly
idk why but this gave me more courage for my upcoming internship, THANKS
The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash.
Dealing across multiple asset classes can reduce risk more effectively than putting all of your money into one. If you don't understand finances properly, see a financial consultant.
My CFA ’ Julianne Iwersen Niemann ’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Two individuals I admire in one room.👏
My two fav Asian girls on the internet together!!! As a fellow Asian child of immigrants, I’m so proud of what you both have created and achieved and the wisdom you’re teaching others!
Beautiful conversation. It’s always a pleasure to listen to women who have matured and done the inner work.
I raised myself from the time I was 17, so I didn’t have anyone to teach me about money. Now as an adult, I teach it to my teen mentees to help set them up for success.
Michelle your voice is so soothing. Love to you hear you speak. It's like I can medidate listen to you.
Vivian is so good with her points!
This type of podcast should be post on spotify so I can drive and listen to it.
Nevermind, i found you on spotify!
Only knew Vivian from TikTok but I found her points insightful and wise. Going to find more of her content! Need her as a repeat guest!
Literally just bought her book yesterday and I’m 80 pages in. Obsessed with Vivian 💗
Its a very good book.
I can't believe two of my favorite influencers/role models are together in one place!! 🤩🤩🤩
I love you both talked about the importance of mentorship….. it’s not easy for the generation now in this digital world.
This video or even this podcast actually serve this for a lot of us. Not as personal but lots of wisdom and experience especially for the children from immigrants families. The struggles and dreams to make a change for their folks, the left out and under privilege in growing up.
Bravo for share your stories here that we know we are not alone ❤
I love this collaboration! My 2 favorite Asian American RUclips females. I love how Vivian is so humble and admits that she and Michelle are in the top 1% and that there was luck involved.
I can’t believe I can watch this on RUclips for free. This is such a gem.
Why am I always going into this videos with a negative mindset? The first few tips are already really useful. I took a 3rd job last month. I should set up automatic saving immediately when my first pay arrives. Let's go!
I’m glad you talked about money trauma some of us have. Thank you for bringing us enlightenment! ✨
My favorite guess so far!! I’ve watched many Vivian’s interview on different platforms but this one was different it was touching, inspiring, and refreshing! ❤❤
As an entrepreneur the “it will not be all sunshine and rainbows it’s actually thunderstorms and hail” 🌩️ couldn’t be more real but I love it 🥰
This is the only podcast I've actually watched til the end, from any content creator. Loved this collab 👏👏👏
Shes incredible! Just love vivian. Ugh an amazing crossover. Love it sm!!
Wow this was amazing! Vivian is full of wisdom ❤ I needed to hear a lot of these messages. Even for the points I already know… It’s nice to be reminded because I get so easily distracted or lose sight of what’s important.
As an early gen-z (born 2001) with seven older siblings, i rly love millennials, and i def take advice from y'all. Ofc i will contextualize it myself, but it won't fall on deaf ears : )
This was the most inspiring video I have seen for a long time. Strong inspiring women, not only about career and finance but just as a human being. ❤ love it
I've been looking forward to your podcast for a long time, so I was surprised by the recent video series. The insights on building wealth were outstanding, and I believe I can learn a lot from them.
I was literally hoping you’d have her in your podcast!!! So happy it came true!! ❤️
Wow, idk how I came across your channel, but damn I needed this! I am stuck in life right now and this conversation made me feel like I was a fly on the wall to MILLION DOLLAR GAME! It definitely sparked something in me and makes me wanna rethink my own business and my relationship with money. Great video!!
OMG BEST COLLAB!!!! THIS IS INCREDIBLE!
i am first generation too, and this touched my heart and my brain! 🧠💖
Oh my gosh! Such an amazing collaboration.
This episode was truly amazing!
I’m so glad Vivian is on this episode! I love you both!❤❤❤
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. Especially since the stock market has been excellent lately.
Stock market is picking up pace right now no doubt but I think the importance of mitigating risks might be why many investors are turning to advisors for guidance.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional guiding you?
My CFA, Judith Lynn Staufer, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
I absolutely love this self absorbed entitled narcissistic conversation. You’re definitely American.
My thoughts exactly the entire time I watched this. Enjoying my 🍿 while watching this iteration of dumpster fire, though.
I love this collaboration so much
You’re doing amazing with these guest stars!!!
Please have a part 2 with her, maybe more about other topics apart from finance!! More abt other aspects of life
Michellleeee not to make you do more work but can we add time stamps for topics? It would help so much to go back and reference certain parts. ❤️❤️❤️
Love the rebrand !
Really resonated-especially with the “should *I* become a business owner?!” Influence from social media.
If you ever listen to anything while reading comments, let it be this - find unveiling your hidden potential by bruce thornwood, then come back and thank me
Where do you find it?
This is great! Thanks Michelle and Vivian!
I love this candid conversation!
OMG the duo that I was craving for. Love this Michelle 👏🏼
Great podcast, loved this whole conversation. I love to watch conversations with successful women in whatever industry and hear everything they have to say - especially in bro-dominated subjects like finance. I hope more is on the way!
This is just eye opening! Thank you for a beautiful content. ❤❤❤
Omg you got to be kidding. What a dream duo!
Please have Jeannie Mai on!! 😍
Omg yes! The first time I was ever introduced to Jeannie was on Michelle’s channel!
Omg! Thank you for this episode! I needed this!
What happened to her "1 million followers in 30 days" episode? It was up for a day and disappeared
Thank you for this! This was very inspiring.
Amazing talk 💕💕 learned a lot
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
I will to knw mre
I am extremely excited to watch and listen to this episode (as I have been excited of all other episodes) but this episode especially I am looking forward to!!
deeply appreciated this video!!
heartfelt conversation
Really enjoyed this conversation. Thank you for being trailblazers ladies. Female Asian American Millennials!
You both are amazing! Thank you! :)
lol I am watching this as I am having my avocado toast and cappuccino at a restaurant.
Love you guys❤
Really good interview. Thank you.
This was such a great talk
I loved this episode
Amazing episode.
THE CROSSOVER I SHRIEEEEEK
This episode talks about a roadmap to build wealth.
How many of you would be happy if you have the detailed notes of the podcast so that after listening this podcast you can have and read the important stuff in 10 mins anytime you want.
Let me know your response.
love this!!
Hi Michelle! Love these podcasts. Is there any chance for these podcasts to be on Spotify? I really enjoy listening to these during my commute but audio playing would be better for my data usage than video usage. Thank you for making these amazing podcasts.
That thumbnail though. 😊
I learned so much 🤯
Oh my… you came back
Icons!
You should do an interview with Rose Han. She's a great Asian American woman within the financial space as well.
I love this! ❤
I deserve not only to survive but to thrive
woww!! this is gold!
the problem with the new gen and even some millenials isn't that they value their worth based on money or social clout, it's that they want to be famous and matter without any substance, talent or ability. The worst way to be rich is to be rich just because or just by talking about being rich and money.
I didn't know vivian and as much as I appreciate some of her tips and knowledge she litterally embodies that kinda of new rich that is thinking her worth is because of her money that she didn't have growing up. Spending on pointless things isn't healthy but saving up to "build wealth" you'll never spend on LIVING is not healthy either.
im so distracted by her diamond ring 💍😂
AMAZING!!!!!!!!
Idk how Vivan does not cry when she described her upbringing cuz 😭
Michelle plzzz bring back the Pillow Plush Cushiony Lip Balm 🙏❤
Amazing michelle ❤
how do you find a mentor?
This is very fitting after buying those items from the LiVE 😂 gotta watch this… I may just sell my home for real, move near a beach ❤ -cat lady
What is that hand sign in the beginning?
@@EYTSIRHC1 ahh thanks
Michelle, this was so incredibly helpful and inspiring. Can you also at some point cover the topic of finding "passions" that can become businesses? For people who want to do entrepreneurship, but don't know exactly what they can contribute and aren't really good at anything, where do we start? Is turning lifestyle content creation into a business enough? Or does it have to be a concrete "passion / hobby" (cooking, makeup, etc.)
Smart Beautiful Queens
Pass this
Please talk about crypto Michelle!
Wishing you can seat down with chriselle lim since you two used to be close