Something to note on those weight loss goals - muscle weighs more than fat. Another thing that causes people to fail quickly is doing to big a change immediately like 5 days a week when they weren't doing the item to begin with. Odd little tidbit - going meatless with hereditary hardening of the arteries even one meal a day can make the cholesterol numbers go through the roof when the body creates it instead on it's own. Mine quadrupled and nearly landed me on strong meds until the doctor realized I had gone on a vegetable soup kick for a month for lunch. It fit the cholesterol diet and the bad digestive system diet so never questioned if it would be good for me. Triglycerides are considered very high at 500, and I broke 1,400 with just a month. So I learned why it's really important to ask the doctor about things that seem to make sense because my body doesn't function within normal parameters.
This was a great idea I’m looking for inspiration for my Watercolour a gold planning journal then I’m making but I realize I don’t have a lot of great page ideas I have Watercolour ideas
I'm going to butt in here where I wasn't asked. Only because you mentioned the student loan (your husband's not yours) and it was on the same page as "just married". I'm trying to recover from a bad marriage, really awful. And he was involved in a lawsuit when I married him. So WE paid his legal bills even though it was HIS legal battle. When I lost my job, I worked part time for his lawyer to work off the rest of his debt. HIS DEBT. Not mine. He had 2 big dogs and I would use MY money to buy them dog food and toys all the time, but if he got a tuneup on one of HIS cars that I was driving, he would tell me I owed HIM money to pay for the tune-up, or the upholstery, or new engine or whatever. I wrote check directly to HIM. I didn't make him pay for dog food. Heck, we bought a house 3 YEARS before we got married and I paid ALL the utilities until after we were married and opened a joint bank account (which he did NOT want to do). I wanted a small wedding, cheap. He wanted a huge big wedding. Of course he made me plan the wedding AND pay for it, the rings, the honeymoon. I think he paid for the DJ and flowers. All the big stuff I paid for and he made MORE money than I did!! Then he did not even dance with me at our wedding. It was HIS special day, felt like he was just taking the keys to a new car. I knew I should have called it off but also knew he'd be furious if I did, and then what about the honeymoon? Still would have been so much cheaper than this divorce. During the divorce, he took everything, even my clothes and children even though he was the alcoholic. and abusive. My advice to you would be that if you are paying -- say, $300 a month for HIS student loan, a financial obligation he took on by himself before he probably knew you, I suggest that you pay yourself $300 a month also, put it into your OWN bank account to use for whatever you feel like. Your own personal nest egg in case YOU ever need it. Just in case things don't work out. And make sure he knows about it, and agrees to it, get it in WRITING because in court it has to be in WRITING. If as a couple you spend $300 a month that only benefits HIM, you should also spend $300 a month on YOU. And have it in writing that anything you buy with that money belongs to you alone, so if you ever split up you keep that no questions asked. Don't spend it on remodeling a bathroom, or furniture you use together, but on stuff just for you. Like a piece of artwork something you can keep for yourself. Not home improvements you have to split up. Do NOT put it in a joint bank account. If you have children, you may want to leave that to them if something happens to you, you'll need his signature since he'd be your normal next of kin. I wish I had kept better records of everything I spent because my ex took everything after using up everything I had to give. No wonder he didn't want to sign a prenup, he married me for MY money. My womb, and as slave labor.
I track things for the both of us because his brain doesn’t work like mine. So while things are on my goals page, we have both agreed to how we are splitting things such as his salary goes towards his loans and I do not pay his loans. I’m currently the only one paying the mortgage on the house so my name is the only one on the title. We both contributed to our new car, so both of our names are on the title. My dad taught me a lot about finances growing up so I feel very secure in my future.
Actually, let me modify that. Since you are paying in my example $300 a month for student loans, half of that money is his already and half is yours. So even if you are putting $150 of YOUR money towards his debt, then you could put $150 in your own account, but YOU are still out $300 a month. And he is out $150. Not sure if you should put $300 in your own account or $150. If you spend $150 a month on his debt, shouldn't he ALSO contribute $150 to YOUR fund? Seems fair to me. You may want to talk to a tax accountant and maybe a lawyer. Maybe ask about separate tax returns.
I am begging you please keep your hands out of the spread I'm trying to screenshot certain things so that I can utilize your knowledge and make my life better with your spreads but your hands are cover the entire page when you talk with them so if you could please stop talking with your hand so much and if you don't then at least stop putting them in the frame because you literally covered the entire spread with your hands and I'm trying to utilize what I can but it's driving me crazy having to stop and pause and pause and stop just trying to find one split-second we are hands are not completely hovering and covering the whole page so I can get the quickest of screenshots
Something to note on those weight loss goals - muscle weighs more than fat. Another thing that causes people to fail quickly is doing to big a change immediately like 5 days a week when they weren't doing the item to begin with.
Odd little tidbit - going meatless with hereditary hardening of the arteries even one meal a day can make the cholesterol numbers go through the roof when the body creates it instead on it's own. Mine quadrupled and nearly landed me on strong meds until the doctor realized I had gone on a vegetable soup kick for a month for lunch. It fit the cholesterol diet and the bad digestive system diet so never questioned if it would be good for me. Triglycerides are considered very high at 500, and I broke 1,400 with just a month. So I learned why it's really important to ask the doctor about things that seem to make sense because my body doesn't function within normal parameters.
Thank you for adding the disclaimer to talk to your doctor!!!! (It is seriously SO IMPORTANT!)
I really need to start a goal planner for my own wellness and your video gave me marvelous ideas. Thank you so much!
Just started the video, but I wanted to tell you I love the metallic blue nails! They're so pretty
Awesome thanks for showing me
This was super great and helpful! Thank you for taking the time to do this! Let's conquer 2020!
2020 ended up sucking huge yine
This was so helpful and informative! Thank you so much! I'll need to watch this video again and take notes. I'm excited to use some of these ideas!
You made me watch intently. This video is very helpful. Good job.
first! thank you for this i like to have a goal spread but i can’t never find what works so this was great to see the different types!
Paisleigh Orenda that was my goal (heh!) of this video! I love providing tons of options so people can customize to their own needs 💙
This was great! Very helpful and motivating. I appreciate this.
Well articulated with exceptional renders. Phenomenally, useful!
This was a great idea I’m looking for inspiration for my Watercolour a gold planning journal then I’m making but I realize I don’t have a lot of great page ideas I have Watercolour ideas
This is awesome! Thank you for sharing your ideas 😊
Love the blue nails.
it's awesome pages.thank you very much.i wish if i saw this vid before 2020
What was the second journal showed (ghosted some)? Of all the journals shown, which did you like best to journal in?
Can you let us know which bujo brand are you using? Loved them
Ana Ruvalcaba this is from Archer and Olive 💙
I thought so! They're amazing haha. Loved your vid, keep up the good work!
May I ask what brand is the lovely blue polish?
Appreciate lists, types, etc.
Where are you now when you say we moved here from Brooklyn? 😊
Aquí la española que buscaban ❤😎
I'm going to butt in here where I wasn't asked. Only because you mentioned the student loan (your husband's not yours) and it was on the same page as "just married". I'm trying to recover from a bad marriage, really awful. And he was involved in a lawsuit when I married him. So WE paid his legal bills even though it was HIS legal battle. When I lost my job, I worked part time for his lawyer to work off the rest of his debt. HIS DEBT. Not mine. He had 2 big dogs and I would use MY money to buy them dog food and toys all the time, but if he got a tuneup on one of HIS cars that I was driving, he would tell me I owed HIM money to pay for the tune-up, or the upholstery, or new engine or whatever. I wrote check directly to HIM. I didn't make him pay for dog food. Heck, we bought a house 3 YEARS before we got married and I paid ALL the utilities until after we were married and opened a joint bank account (which he did NOT want to do).
I wanted a small wedding, cheap. He wanted a huge big wedding. Of course he made me plan the wedding AND pay for it, the rings, the honeymoon. I think he paid for the DJ and flowers. All the big stuff I paid for and he made MORE money than I did!! Then he did not even dance with me at our wedding. It was HIS special day, felt like he was just taking the keys to a new car. I knew I should have called it off but also knew he'd be furious if I did, and then what about the honeymoon? Still would have been so much cheaper than this divorce.
During the divorce, he took everything, even my clothes and children even though he was the alcoholic. and abusive. My advice to you would be that if you are paying -- say, $300 a month for HIS student loan, a financial obligation he took on by himself before he probably knew you, I suggest that you pay yourself $300 a month also, put it into your OWN bank account to use for whatever you feel like. Your own personal nest egg in case YOU ever need it. Just in case things don't work out. And make sure he knows about it, and agrees to it, get it in WRITING because in court it has to be in WRITING. If as a couple you spend $300 a month that only benefits HIM, you should also spend $300 a month on YOU. And have it in writing that anything you buy with that money belongs to you alone, so if you ever split up you keep that no questions asked. Don't spend it on remodeling a bathroom, or furniture you use together, but on stuff just for you. Like a piece of artwork something you can keep for yourself. Not home improvements you have to split up. Do NOT put it in a joint bank account. If you have children, you may want to leave that to them if something happens to you, you'll need his signature since he'd be your normal next of kin.
I wish I had kept better records of everything I spent because my ex took everything after using up everything I had to give. No wonder he didn't want to sign a prenup, he married me for MY money. My womb, and as slave labor.
I track things for the both of us because his brain doesn’t work like mine. So while things are on my goals page, we have both agreed to how we are splitting things such as his salary goes towards his loans and I do not pay his loans. I’m currently the only one paying the mortgage on the house so my name is the only one on the title. We both contributed to our new car, so both of our names are on the title. My dad taught me a lot about finances growing up so I feel very secure in my future.
Actually, let me modify that. Since you are paying in my example $300 a month for student loans, half of that money is his already and half is yours. So even if you are putting $150 of YOUR money towards his debt, then you could put $150 in your own account, but YOU are still out $300 a month. And he is out $150. Not sure if you should put $300 in your own account or $150. If you spend $150 a month on his debt, shouldn't he ALSO contribute $150 to YOUR fund? Seems fair to me. You may want to talk to a tax accountant and maybe a lawyer. Maybe ask about separate tax returns.
Again, I feel very comfortable in my financial future. But thank you for letting others know what they should think about before and while married.
I am begging you please keep your hands out of the spread I'm trying to screenshot certain things so that I can utilize your knowledge and make my life better with your spreads but your hands are cover the entire page when you talk with them so if you could please stop talking with your hand so much and if you don't then at least stop putting them in the frame because you literally covered the entire spread with your hands and I'm trying to utilize what I can but it's driving me crazy having to stop and pause and pause and stop just trying to find one split-second we are hands are not completely hovering and covering the whole page so I can get the quickest of screenshots
Great video 👍