25 things I DO & DON’t spend my money on
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- Опубликовано: 5 фев 2025
- In this highly requested video, I share 25 things I choose NOT to spend my money on vs 25 things I gladly spend my money on. Money can be a sensitive topic and what we decide to do with our money is often deeply personal. How about you? What types of things do you prioritize with your spending and what things do you opt out of? I'll see you in the comments section! xx
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Hi Hannah! The list of things you spend or don’t spend really depends on the person’s perspective such as you are fine with spending money on fine jewelry and I don’t because I don’t wear them, etc. Also, it’s also interesting to know that the list changes as well that the list when you’re in your 20s is so different than the list in your 40s or older. It shows how much you have grown from that young stage to now. Anyway, thank you for the insightful video ❤
Totally! It’s so personal, right? I think the key is to discern for ourselves vs following the crowd. Since different things hold different value for each of us. ❤️
I loved everything on this list. This is really smart. You're a smart woman and I love it
Thank you for your kind words!
Love this video and the list! I agree with you on most of the items except a few one being souvenirs. We buy one piece of Christmas decoration from the place we travel then we can remember the fun experience again when we decorate the tree.
Yes we do the same! My souvenir on vacation is one ornament from our destination spot-they are my favorite things that hold wonderful memories❤
That’s a very cool idea with the Christmas ornaments!
Love your herringbone brown blazer! Your points are 100% valid ❤points
How do you prep your hair? I live in Lapland and my hair is so dry 😢
Thank you! Glad the video resonated with you.
I just wash and condition (letting the conditioner sit for a few minutes) and then dry with my Dyson dryer bc it doesn’t fry my hair like my old hair dryer did, and then top with hair serum. 😊
Love this video... I do almost your " do and don't " probably one of the obvious reasons I retired early.... just living a simple but content life.... one thing I realized I don't have to be rich to be extra generous. We came in this world with nothing, we will leave with nothing.
Watching you and your previous vlogs I sometimes think I'm watching my younger , smart self..Thank You. Take care and God Bless.
Thank you for sharing your hair tips. May I be nosy and ask where your blazer is from? It is divine ❤️❤️
Some years ago while visiting family in Italy, I purchased a set of earrings and a ring for my daughter for about $300. At that time gold was cheaper, maybe the same price as the US, just that the gold was 18K. After we came back to the US, my daughter saw the same earrings and ring in a Vogue magazine, and some famous celebrity put her name on that design, and the cost was not double or triple, it was over $3000 at that time because it was supposed to be designer jewelry. Today, gold jewelry is more expensive everywhere. However, you get better quality in Italy. Also, in tourist areas like Florence or Rome, etc or other tourist cities gold will be more expensive. It is a lot cheaper to buy in a small town outside tourist areas. By the way, great video. I always enjoy your videos. ❤
LOVED everything you said! Life is complicated enough that simplicity is the true gem! Happy new year!
Simplicity is definitely a beautiful thing. I’m glad you found value in the video!
This question has been on my mind for quite a long time, but with the very recent tragedy, I’ve been thinking about it again. When your family of four travels, do you ever divide up and take two different planes? We are traveling with my mom this summer and I’ve been debating internally if I should divide the five of us up so we aren’t all on the same plane 😞🫣Maybe I’m overthinking this
Happy Lunar New Year! 🎉Thank you for the practical and wise money sense. I agree with most of what you spend on. Especially, education, health , jewelry, and travels.
Your perspective and take on these things just made me love you even more!!!!
Oh thank you! 😊
I really enjoy these videos! Thank you for sharing. I've been decluttering one room at a time and really being mindful of what I purchase. 2 things I stopped spending $ is nail polish and starbucks coffee. :)
Good for you!! I used to declutter room by room and then I changed to item by item… meaning, all the clothes in every room, all the books in every room, all the shoes in every closet etc. 😂 It’s madness but very satisfying to pull out everything from every nook and cranny and organize. As for nail polish and Starbucks, you’re two steps ahead of them there! 😉
Great video. I think lots of this wisdom comes with age. Knowing one’s priorities is very important.
So true. Age and experience really do shift priorities so much!
Wonderful message regarding generosity :)
I’m so glad that resonated with you! I really wanted to expand on that point but didn’t want the video getting too long.
What an awesome video!!! You got me thinking!!!! I’ve been wasting a lot of money!!! How do you change your mindset? Great video!!!!❤
I think we all waste money in our own ways so don’t be too tough on yourself! Mindset evolves over time and I think having a set criteria or set of questions that you ask yourself with each potential purchase is helpful. But it’s not like doing a 180 degree change, it’s a gradual shift and I’m sure you’re already on your way!
11:14 When my kids were young, extra linens were a must have. I can recall plenty of times when my kids were sick or leaked their diaper at night and I needed to change the sheets immediately!
Ah yes! I remember when my kids were young too, we had extra water proof pads on hand. Lots of night time accidents and illnesses as you say! Isn’t it funny how things change?
Thank you for another insightful video, you made many great points here, tfs❤🙏
Hi! I love your yt channel ❤ I hope you can do more finances/ budgeting stuff cos yours are helpful esp for ppl like me who’re starting to become an “adult”
Thank you! I’m so glad you’re enjoying the videos. I have a playlist titled “Money & Mindfulness” if you haven’t checked it out already, you might enjoy those videos. 😉
I agree with every single item you pointed out in the video, time is the most precious thing in life. We get landscaping service in the summer time, it's worth every penny to get professional services and free up time. Travelling is also something we spend money on without thinking but everything else in life (material things that other people see) is not wasting money. buying a house the most important criteria is location location, you can change the decor but can't change neighbourhood
Exactly, there’s a reason the phrase is location, location, location! You can always add on a bathroom, bedroom, whatever, but you can’t drag your home to a safer neighborhood or to a location with a view.
Oh yes! If I lived in a house, I’d definitely pay for landscaping. Seems like it would be worth it, as you say. And yes to LOCATION! 💯
Great video! I agree with all of these!
It’s so nice listening to you! It’s a very nice reminder to set my priorities straight
Thanks for sharing your great perspectives. Same I no longer buy fashion jewelry instead I would look into value long lasting pieces of fine jewelry. Totally agree with you on travel experiences especially letting little ones learn while traveling. I don't know about you but anytime I got to travel to different country/culture, I felt so small in this world, so many things in this world I didn't get to know until you are there to experiencing it.
❤great video! Please do one sharing your vitamins and skincare!! You are the one who got me hooked on Tatcha!! 😊
Ok I’ll prep this video next!
@@hellocatwalkcity you’re awesome 😎. This is why we love your channel.
I am enjoying these types of videos!
Love your list and agree especially with home workout equipment. I don’t like to work out at home and do much better with work out classes.
Love your initial necklace. Please share where you got it, if possible.
It’s from Gingiberi!
your top in this video is EVERYTHING!
Thank you!
Loved this and so many of these things resonated with me! I really agree with spending money on betterment & once in a lifetime memories ❤ (and not silver spoons 😂).
Not silver spoons! 😂 Gotta tell my parents.
I agree with nearly all of what you said. I don’t always follow the rules and do succumb to impulse purchases, but as I get older I have less tolerance for junk. I don’t live somewhere that I could give up my car, but I recognize that they’re expensive to own. I don’t spend high end designer prices on anything, my handbag price limit is around $500 and the same for shoes. I do indulge in my art hobbies, they keep me sane. And being a fellow fine jewelry junkie I indulge there, but I mainly shop at reputable auction houses, I haven’t walked into Tiffany, etc and made a purchase for over 20 years. I think that the only thing on your don’t buy list that I do buy is cans of seltzer water - I have liked seltzer and club soda since I was a child, and since it’s not pure junk like a cola I do succumb. However along your suggestions for wellness, I buy anything that gets me to consume more fluids, so seltzer it is. I don’t buy vitamins unless I have a certain deficiency, they’re fine for your children, but you and your husband don’t need them IMO.
I like that you consider your family’s comfort before bringing something to your home, gosh I wish my parents had done that! We had a whole room of formal furniture (living room) that we only used when we had company, otherwise it was off limits. You didn’t mention pets, I feel they’re essential but they are certainly an expense. I think loving and caring for a pet is a good lesson for children. I always make my annual donations, and then during the year I will help certain causes that catch my attention, like a natural disaster. And it makes me feel good to help, like you said. I think that if someone is blessed to be living a comfortable middle class lifestyle, it is their duty to help others with either time or money, or both. Donating your time is super rewarding, makes me feel like a million bucks!
And I also really value travel, especially for me I like to travel to take an art workshop. Last year I attended a week long workshop at a super posh dude ranch in Tucson, it was fun, I learned some things, I met new people, it was so worth it. But I also love to travel to big cities so I can see the museums and historical sites, sit around and people watch, and sample the local cuisine. I don’t buy souvenirs as such, but I often will buy a pretty blouse, a piece of jewelry, etc., something I can use often and remind me of the trip.
Thanks for your wise and practical suggestions, I admire anyone who can keep a tight budget. No one needs to agree with another person’s priorities, but we do need to each seriously consider what we have, what we need, and what we merely want. 😀😀😀
Thank you for sharing! I enjoyed reading about your choices and preferences. You mentioned having a pet. We really want a dog but we travel quite a lot and so it would be hard to manage taking care of a dog when we’re gone so much. So we foster dogs and we dogsit as well! As for donating, I think we have very similar approaches! I automate my giving to certain charities every month, so it goes out of my bank account without me having to think about it - and then when there are sudden needs that come up, we will donate as needed during those times. I agree that it’s our privilege and duty.
Totally agree with your points. I don't drink alcohol, energy drinks or soda either. I think that's one of the best ways to take care of your body, mind and health.
Yes! Oftentimes it’s what we DON’t do that makes a big difference in our lives vs what we DO.
Another insightful video, thanks Hannah. I find that I am more interested in these types of content than luxury items now. I am getting old 😅
Me too! I think our interests evolve as we age but also, we prioritize differently and hopefully become more conscientious and aware of where our time, money and energy goes. I’m so glad you enjoyed the video!
We are so alike, we have the same splurges and avoids. One thing I also avoid is synthetic fabrics on clothes. Except athletic wear which requires technical fabrics for moisture wicking and stretch, I try to limit my clothes to 100% cotton, wool or cashmere. I am also willing to pay higher prices for organic food particularly eggs, fruits and vegetables.
Yes!! Organic all the way.
Love all of this!! I’m working on a no buy year on material items and more on the self care intangible things. Great video!
Wow that’s great! I did a no-buy year many years ago (before starting my YT channel) and it was amazing! One tip: I specified which categories I would not buy (for me, it was clothes and shoes bc that’s where I felt I had excess and need to really declutter and organize). I think specifying categories is helpful bc if you say no-buy to ANYTHING, that’s quite a challenge. But good luck to you! So exciting!
Gah! I just adore you, Hannah and we live by so many of the same values when it comes to finances and money. Thank you for this wonderful video that can help so many women with hyper consumption and consumerism and more on quality time and cherished memories. ❤
Thank you for your kind words! I’m so glad the video resonated with you. 💕
I also do not drink alcohol for at least 5 years, nor get rid of my great quality garments independent of the shop I got it from. I have Zara clothes made of cotton, zilk, wool and they are standing strong for years.
Would love to know ur vitamins and skin care recommendations!!
Ok! Will make this video next!
I like this video ❤
Specially the sale part 😅
Oh Holiday decor, yes, I don’t spend money on that! Actually I don’t spend much money on home decor in general. I pick quality items and really keep it for years and years, I’m a minimalist when it comes to my house, no hoarding. Apps is an other huge thing, I do not subscribe to any youtube Accounts neither. We love traveling a lot but personally I don’t pay first class for my family. We pick preferred seats and it’s way enough. Each time I get to our destination, I’m thinking I’m where I want to be and I saved so much money.😂 I do not shop at Zara or these types of stores, I buy only high quality and shop only for 1-2 pieces per season. No takeouts, we are cooking at home or go to a restaurant but ordering foods to eat at home, no. I don’t get my nails done anymore, I wasted way too much money in it in the past. I do my nails at home since I love a natural look anyway. And no paying interests on anything, we also avoid fees. Each time I want to learn a new subject, I just look online and it’s all there. I don’t pay for online classes.
Oh wow, we are very similar except we order in! Maybe it’s the NYC lifestyle? 😅 I love doing my nails at home too. Much prefer it over the salon. And you’re so right about the abundance of resources to learn online! 👌
I do buy things on sale if they are used everyday, like if the charmin is on sale, I’m getting that! Or paper towels, dishwasher pods, etc.
Makes sense! If you’re going to have to buy it anyway, why not take advantage of the sale, if you have space to store it without feeling overwhelmed.
Haha I never understood the Stanley cup either! But I respect that some can be drooling when a new color is out. I prefer to use my water bottles (I scored the white Chanel N5 couple years ago and I love it)
So funny! My friend gifted me the same Chanel water bottle. I use it as a vase. 🤭
@hellocatwalkcity Thats such a great idea!!!🩷
I worked in fast food during college, and it completely turned me off to soda. Reloading the syrup bags to hook up to the soda machine was pretty gross (and the machines never get fully cleaned). Now if I take a tiny sip of my husbands drink, it tastes bad to me after 10 years of being off it. Same thing with a lot of super processed candies. They just taste wrong.
Oh wow!! Thanks for sharing that!
Don'ts: addictions (alcohol, sugary drinks, smoking, pills), food delivery, fast food, subscriptions (prime, netflix, spotify etc), exercise (I work out at home), books (I use the library), latest tech, high maintenance cars, checking luggage, loreal or estee lauder brands, and gifts for people I do not have a rapport or relationship with/secret santas at work
Do: curology, investments, travel, donations, faith based events, dear friends, family, custom rtw, designer fashion (usu purchased 2ndhand), supporting small businesses
It’s so interesting to see how our spending habits reflect our values!
Very good video..very inspiring..thank you
I’m so happy you found it inspiring! 💕
I really love this list 👌.
Glad you enjoyed!
I really enjoy your videos!
I’m so glad!
I am the same, agree with all your points.🙂 We never drink energy drinks or soda and rarely drink alcohol. I have an old phone too, could care less about the latest new thing. I also agree with the souvenir clutter but sometimes for example, last time i was in the Hamptons I got myself a beautiful book with gorgeous pictures of the Hamptons, perfect coffee table book and I love to read and see the beautiful pictures. Regarding the credit card, me and my husband are the same we use it because it gives us cash back and points but we always pay at the end of the month , never carry balance. So funny how similar we are.😊 as for not having tons of linens, I also wash and put it right away. Quick question, what are your thoughts about Hermes and Cartier jewlery? Lovely video Hannah. Happy Lunar year to you and your family Hannah! Hug from Canada
Aw yes, so much in common!! I’m a big sucker for cash and bonus points too. I figure if we pay off our balances every month, why not take advantage of the perks, right? 😊 As for the book you bought in the Hamptons, that sounds lovely. 📖 You asked about Hermes and Cartier jewelry. I’m happy with the pieces I own and have been pleased with the quality and how they’ve held up over the years. So far, so good! 💕
I am proud of not owning a Stanley cup too! Haha
😂 😉 👍
I love your blazer! Where did you get it from?
I mentioned in the video - it’s old Zara, like 15+ years old!
I’ve everything you said! ❤
What a great video!!
I’m so glad you enjoyed it!
I appreciate and relate to your values and perspective! Hannah we’re very aligned on everything. I don’t buy new gadgets, iphone is 8 def old but only upgrade when a must, No on pay bank fees I immediately pay off balances, forget unhealthy sodas, paid storage is absolutely no. As far as holiday decor goes Xmas is only decor I do, very minimal. I agree commercialism is over the top and I’m a minimalist who loves organization. Curious what style, brand of dishes you have? I love all things simple and prefer clean white dishes. Thank you, thank you! You’re so wise. 💗
My white dishes are from nearly 20 years ago. Super simple, from Williams Sonoma. It’s the set I added to my wedding registry and have been using it ever since.
@@hellocatwalkcity Oh I Love that, dishes 20 yrs old… this speaks highly of the quality and of your enjoyment. WS is my favorite. thanks. Have a beautiful day! 🪷
Really enjoyed this video
I’m so glad you liked it! 😊
I enjoyed your video. I was surprised to know that renting a garage in Manhattan costs $9000!
$900 a month in my neighborhood, yup. So over $10k a year. 😂
I’m so curious as to why you do not reveal your face. This was a great video and I agree on all the points. Btw love the bags from dressupyourpurse.
I've been asked this a lot and it's simply a personal choice I've made because I cherish my privacy. Thanks!
Why are people asking this question when it's an OBVIOUS answer
Thanks for sharing ❤
Thank you for watching!
How about the quality of Hermes costume/fashion jewelry?
The nice thing about Hermes fashion jewelry is that it’s real gold plated. I have several of their bracelets, one being at least 7 years old and it still looks great. No peeling, no tarnish, no breakage.
Where is your initial necklace from? So cute! TY
It’s from Gingiberi!
I wish I was this disciplined lol but will try your questions first!
I think it’s about finding what works best for you - hope the questions help!
The children's place is my best friend for my kids, my parents and siblings buy them Ralph Lauren, I tell therm don"t buy that expensive stuff and I'm always told not to tell them how to spend their money. 😅
I do buy my kids clothes from RL when they are on sale.
So funny! One of my family members works for RL so we get everything 40% off but if it weren’t for that, it’s definitely back to Old Navy and Uniqlo. 😂 Love that your family members are generous with your kids.
Storage, kitchen gadgets, linen, and seasonal tableware are waste of money. But the most expensive item is a car. A car is a necessity when you live outside of a cosmopolitan cities.
For sure.
I don’t understand bag charms.😂
😂 😂
I like your cloth
❤
I like you & your content but at this point the headless camera view is ridiculous…
No worries. I will not be offended if you decide to stop watching.
It's not ridiculous at all it's becoming quite common
I'm here to LISTEN to what is being said
Doesnt bother me that people want their privacy
This is a good compromise
🩷🩷🩷
Why can’t I see your face ?
Because I cherish my privacy.