How to Make $100 Per Month in Dividends

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  • Опубликовано: 27 апр 2022
  • How to make $100 per month in dividends (the math).
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    You'll need quite a bit of cash invested to make $100 a month in dividends, but I'll show you how to do the math yourself. This way you'll know roughly how much cash you'll need invested today in order to make $100 per month in dividend payments.
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    #honestfinance #dividends

Комментарии • 1,7 тыс.

  • @HonestFinance
    @HonestFinance  Год назад +106

    Hope this helps with some basic math. Enjoy :)
    Watch more dividend videos: Dividend Investing
    ruclips.net/p/PLOmIpJDqCR-I0Iy8QzGmwobNomYdey1Xe

    • @r.alexander9075
      @r.alexander9075 11 месяцев назад +4

      Some better dividend yields:
      Altria NYSE:MO
      Realty Income Inc. NYSE:O
      JP Morgan Equity Income ETF ARCA:JEPI
      All have 8+% yields

    • @andrewmorales5485
      @andrewmorales5485 11 месяцев назад

      What if you wanted to make $100 a month in 12 monthly stocks dividends companies to make $100 in each of them

    • @wulfseig1864
      @wulfseig1864 10 месяцев назад +2

      Thank you

    • @andrewmorales5485
      @andrewmorales5485 10 месяцев назад

      @@wulfseig1864 cause that would make $1,200.00 that neither you or I have right now so why not do it that way both in 12 different monthly and quarterly stocks dividends shares that is $2,400.00 than why not go further into Canadian monthly and quarterly stocks dividends companies and united kingdom monthly and quarterly stocks dividends companies you have $4,800.00 then reinvest those dividend payout into all of them double your money to $4,800.00 in all of them till it adds up to $19,200.00 then after taxes reinvest into making $38,400.00 close to $40k a month so quit while you're a head and enjoy your life

    • @OKBAOK
      @OKBAOK 7 месяцев назад

      Thanks for the info, the fund to invest is the problem

  • @PotBellyPete69
    @PotBellyPete69 2 дня назад +3231

    I am at the beginning of my "investment journey", planning to put $400K into dividend stocks so that I will be making up to 15% per year in dividends. Any advice?

    • @carolynrose1816
      @carolynrose1816 2 дня назад +11

      Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

    • @AddilynTuffin
      @AddilynTuffin 2 дня назад +1

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @jose2212-
      @jose2212- 2 дня назад +1

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @Ogden1
      @Ogden1 2 дня назад

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @NO-TIME170
      @NO-TIME170 2 дня назад +5

      Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

  • @DodgeMuscle
    @DodgeMuscle Год назад +6016

    At least he's being honest people... He's not gonna give us a get rich quick lie! That's why he's name is honest finance for a reason, he's being honest!

  • @emplays22
    @emplays22 Год назад +4912

    step 1: find $46K

  • @GaliantSilverhawk
    @GaliantSilverhawk Месяц назад +4

    That sounds great. I'll just pick up my spare 49k a month i left under the couch

  • @jakouriholmes9615
    @jakouriholmes9615 Год назад +2036

    Man you just explained it so quick and easy I tried to find a 1 hour long video to understand this when I just learned it in 30 seconds🤦🏾‍♂️

    • @HonestFinance
      @HonestFinance  Год назад +91

      Well thanks. There’s more to it, but that’s an easy way to know quickly

    • @whitakerjl123
      @whitakerjl123 Год назад +21

      @@HonestFinance How can first time investors make money when they have to invest a house to get 100 a month?

    • @az21bob666
      @az21bob666 Год назад +4

      you start small maybe enough to get 5 a month then 10

    • @whitakerjl123
      @whitakerjl123 Год назад

      @@az21bob666 Maybe, I just purchased some stocks time to show and tell

    • @MrThitikla
      @MrThitikla Год назад +1

      $CLM - Cornerstone strategic value fund
      yields between 21-25%
      Currently 24.01% right now
      $5,000 USD invested should make $100 a month.
      Honest Finance can you please confirm?

  • @NicholasBall130
    @NicholasBall130 Месяц назад +547

    I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

    • @EleanorBaker474
      @EleanorBaker474 Месяц назад +8

      Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

    • @StocksWolf752
      @StocksWolf752 Месяц назад +2

      In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

    • @StacieBMui
      @StacieBMui Месяц назад +2

      Could you recommend your advisor? I'll be happy to use some help.

    • @StocksWolf752
      @StocksWolf752 Месяц назад +2

      Sonya lee Mitchell is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @grego6278
      @grego6278 Месяц назад +1

      I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @jamesmir89
    @jamesmir89 Месяц назад +8

    Honest finance is his name and showed that how much it takes using realistic figures. Honestly.
    Great vid.

  • @svenoliver6040
    @svenoliver6040 Месяц назад +92

    Amazing. “HOW TO GET RICH, DO THIS”

    • @AnthonyCarrion-wk9ng
      @AnthonyCarrion-wk9ng Месяц назад +2

      @@svenoliver6040 lolol xD

    • @ummmummm563
      @ummmummm563 Месяц назад

      It's always a scam thread on these type of videos 😂😂😂​@AnthonyCarrion-wk9ng

    • @svenoliver6040
      @svenoliver6040 20 дней назад +1

      The first step to attaining wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

    • @svenoliver6040
      @svenoliver6040 20 дней назад +1

      I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

    • @svenoliver6040
      @svenoliver6040 20 дней назад

      researvh this, if you care

  • @toslavnataliiu0
    @toslavnataliiu0 2 месяца назад +200

    Investing in safe and reliable investment plans, including stocks, offers a pathway to financial security and growth. Amidst economic uncertainties, such investment avenues serve as pillars of stability. By diversifying one's portfolio across various safe investment plans and stocks, individuals can effectively mitigate risks while capitalizing on opportunities for long-term wealth accumulation.

    • @ramunblagen8688
      @ramunblagen8688 2 месяца назад

      He is right ! Dividend stocks are available across various sectors of the economy, allowing investors to diversify their portfolios. By investing in dividend-paying companies from different industries, investors can spread risk and potentially enhance returns.

    • @rooppertti2722
      @rooppertti2722 2 месяца назад

      I Agree with your viewpoint, but it's essential to exercise caution when selecting stocks or consider partnering with a Financial Advisor. By engaging a professional, you gain a significant advantage, as they provide valuable guidance to navigate the complexities of the market effectively.

    • @maleoctavi
      @maleoctavi 2 месяца назад

      With over $300k in my bank account, I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a pause from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

    • @maleoctavi
      @maleoctavi 2 месяца назад

      I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a hiatus from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

    • @rooppertti2722
      @rooppertti2722 2 месяца назад

      Attempting to do it yourself is one of the mistakes everyone does but Involving SUSAN MARA BERCHAK , to manage your portfolio and make strategic decisions regarding the market will go a long way for you .

  • @CloakedJ24
    @CloakedJ24 Год назад +694

    Meanwhile I'm struggling to keep $100 in my account ☠️

    • @Yk-te2gu
      @Yk-te2gu Год назад +17

      Same 💀🤣

    • @Portapottypossum
      @Portapottypossum Год назад +8

      How???

    • @honeyhahn
      @honeyhahn Год назад +57

      That should be a red alert to yourself that you can do better. Start as little as $10 a month that you buy dividend powerhouses like SCHD. Automate it from your paychecks. Anyone can do it

    • @HonestFinance
      @HonestFinance  Год назад +64

      It just takes routine

    • @BiG-JuPO1O1
      @BiG-JuPO1O1 Год назад +11

      Same but I'm in college and I hardly get paid much and struggling to keep it all together

  • @DailyChuckles724
    @DailyChuckles724 Год назад +497

    Next video idea: How to make $46k in a month.

    • @t58beare
      @t58beare Год назад +19

      It can be done in roughly 2 years for someone middle class or slightly below.

    • @AidanAlbano
      @AidanAlbano Год назад +4

      ​@@t58bearewhat salary is considered middle class?

    • @t58beare
      @t58beare Год назад +9

      @Aidan That really depends on where you live, if you have children, and sources of income. For example $200k a year would be a lot of money in certain states, but go somewhere like NYC or certain areas of California and you will be struggling as the cost of living is significantly higher.

    • @LZin-uk5nh
      @LZin-uk5nh Год назад +17

      ​@@t58beare Tell me you have 0 zero financial knowledge without telling me. The average american is making 50k a year my guy
      200k annually is top 2 percent earners

    • @t58beare
      @t58beare Год назад

      @L. Zin You can still save up $40k in 2 years, making $50k. My first job out of school I was making around $40k while living with my significant other. I also did odd jobs on the side to gain more, such as doordash, IT work, webdesign, etc. Once you cut out all the things not needed to survive, it's easy to save and if invested it will grow. In 2 years I was able to become debt free and have enough for a down-payment on a house. It's not rocket science, it just takes extra effort and you need to change how you live for a bit. Keep in mind nobody becomes successful at saving large sums of money by just working their day Jon, buying whatever they want, and not doing extra work. You need to be money hungry, this is what separates the poor from higher classes. I grew up poor and escaped it by working my ass off, had to start working at 15 to support my family, I quickly discovered I didn't want the rest of my life to be that way. It 100% is possible.

  • @TrueDiscoveryTV
    @TrueDiscoveryTV Год назад +203

    With $46k you can make easily $1770 in an savings bank account with a 3.85% APY interest rate.

    • @josephwall9161
      @josephwall9161 Год назад +15

      Or cd’s

    • @MrGodchild15
      @MrGodchild15 Год назад +9

      Or more in crypto

    • @alannabors
      @alannabors 11 месяцев назад +3

      @@josephwall9161agreed I’d do CDs over just letting that sit in a bank acct.

    • @blakenilsen9852
      @blakenilsen9852 11 месяцев назад +20

      Where do you get 3%? Isnt everything less than 1%?

    • @alannabors
      @alannabors 11 месяцев назад +2

      @@blakenilsen9852 CDs

  • @ggpl8117
    @ggpl8117 Год назад +92

    alternate title:
    How to lose 100$ a month from inflation, taxes and intrest rates

    • @lokeyhud2516
      @lokeyhud2516 Год назад

      Index funds

    • @I_like_turtles_67
      @I_like_turtles_67 Год назад +23

      You don't understand how dividends work. I'd suggest educating yourself about DRIP, Compound Intrest, YOC & other investment terminology.

    • @OSoloJr
      @OSoloJr Год назад +2

      That's a big bank account your referring to

    • @OurNewestMember
      @OurNewestMember Год назад

      This isn't completely true -- you can also lose a bunch of money on the shares, too

    • @weird-guy
      @weird-guy Год назад +2

      The government in the corner, In my country is taxed at 28%😂

  • @Tegawe
    @Tegawe Год назад +357

    This is why the wealthy always say "save your money!" If you got $46k to invest, then you're not strapped for that cash. Having your money work for you is the ultimate goal. I'd love to clock into my day jobs, make my money, and also be making money from my money while I'm making money. Day job pays the bills, investments go for growth, dreams, adventure and maybe a little fun.

    • @eldynamico2022
      @eldynamico2022 Год назад +1

      My money’s muh 817ch LOL

    • @reaper-sz5tm
      @reaper-sz5tm Год назад +7

      You can do that with a 401k. Day job to pay the bills, big retirement account for dreams and growth. I’ve put $75,000 in my 401k in 4 years and I’m 29, I plan on retiring a multi millionaire. Invest in S & P 500 index funds, you’ll do well.

    • @C1K450
      @C1K450 Год назад +4

      @@reaper-sz5tm both 401K and Dividends has their place. 401K if you enjoy earning multiple streams of income through stocks and day job. Dividends are good for people who wants passive income and want to spend time doing what they want to do while the money works for them. Of course both routes you have to work hard and invest smart to attain success in both stocks and 401K.

    • @paquesepas6696
      @paquesepas6696 6 месяцев назад

      ​@@reaper-sz5tmthe only good thing a 401k is for is getting the company match after that it's not even smart to put more since the smarter thing is going with a Roth Ira which all should have

    • @bussybusterblade8799
      @bussybusterblade8799 Месяц назад

      @@reaper-sz5tmlol max contribution is like 7500 a year bozo

  • @arbsan8366
    @arbsan8366 Год назад +9

    Straight forward and to the point THANK YOU🙏🏽

  • @jcnlala9461
    @jcnlala9461 Год назад +28

    At least you didnt sugar coat it😂😂😂

  • @AdebayourQuadri
    @AdebayourQuadri 5 месяцев назад +154

    As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?

    • @ElvinWright
      @ElvinWright 5 месяцев назад

      @@ConnieKelly54 Congrats! The market to me is like a lucrative chess game, incredibly difficult to outperform, it's all about understanding how the world moves, its history, and psychology... mind disclosing info about your CFP? I'm quite curious.

    • @ckdub1888
      @ckdub1888 3 месяца назад

      I’m only 32 and have invested 1000 between crypto like bitcoin cash and solana and a 500 in stocks I bought low like amc entertainment at 4.32 which had peaks over 300 per share. I’m buying holding hoping for better days at the same time I can afford to lose what’s in there and if or when I lose it I will have learned a lot how it works and operates and I’m going to stack cash and wait for the inevitable crash that’s coming but if trump gets in I don’t see a crash happening and will probably invest more. What’s your thoughts on that plan

  • @blazetino5713
    @blazetino5713 Месяц назад +2

    Verizon has like a 6.74% dividend yield, which is more than Coca Cola. I think it’s even cheaper, too

  • @twandoelo
    @twandoelo 2 дня назад

    Hands down this was the second best video on RUclips I’ve ever seen. And I literally just watch the best one right before this one!😱

  • @R26Roman
    @R26Roman Год назад +32

    This is exactly the information people need to know to have a real expectation on what investment is really like the last time you have the last time you have to invest.

  • @dylanroberts93
    @dylanroberts93 Год назад +75

    As of rn I have 49.003 shares of coke one day I will be able to live off my dividends. I know it’s a long journey but I’m 29 so I have a lot of life left to live.

    • @Ultimatelocke
      @Ultimatelocke Год назад

      Later that day he was hit by a truck and died moments later.

    • @OG.Salinas
      @OG.Salinas Год назад +4

      Your my inspiration

    • @zestywolf2489
      @zestywolf2489 Год назад +2

      Aye, good luck man. 👍

    • @dylanroberts93
      @dylanroberts93 Год назад +1

      @@zestywolf2489 thank you man I appreciate it

    • @zestywolf2489
      @zestywolf2489 Год назад +1

      @@dylanroberts93 aye, your welcome. But do you got any companies that would be good for a beginner?

  • @moviesandmysteries4538
    @moviesandmysteries4538 4 месяца назад +2

    in india by putting this same amount in bank or post office you can get around 290$ monthly or 3500 us dollars per year with 100% guarantee of safety !!😊

  • @whitakerjl123
    @whitakerjl123 Год назад +45

    I respect the honesty in this video. Investing 46- thousand only to get 100- monthly sounds disheartening

    • @harmleyten4
      @harmleyten4 Год назад +5

      Don't forget that the value of that 46k is going up in the long run

    • @whitakerjl123
      @whitakerjl123 Год назад +6

      @@harmleyten4 Yes but that's an investment most people can't make

    • @harmleyten4
      @harmleyten4 Год назад +5

      @@whitakerjl123 not to start with, you have to start small

    • @harmleyten4
      @harmleyten4 Год назад +7

      @@whitakerjl123 also a 100 a month for life is no joke, which will also increase without doing anything. Plus the price he showed in the video is the highest the coca cola stock has ever been, it's 58 dollar per share atm, which will greatly decrease that 46k for the same 100 dollars a month

    • @whitakerjl123
      @whitakerjl123 Год назад +3

      @@harmleyten4 I agree I purchased some stocks that are doing well that's cheap under $500 a share I'm constantly paying into for more shares

  • @Quadbvke
    @Quadbvke Год назад +14

    That’s because your only depending on one stock with a low yield percent there’s reliable stocks out there that have a 7-10 percent yield

  • @ladyruler9585
    @ladyruler9585 3 месяца назад

    Thank you for breaking this down in such a straightforward way.

  • @jackyanderson9330
    @jackyanderson9330 10 месяцев назад +2

    This is an honest advice and very helpful for every investor. I love that.

  • @unpopularopinion149
    @unpopularopinion149 Год назад +14

    Next explain DRIP and yield on cost when the price appreciates as well as the CAGR

    • @eldynamico2022
      @eldynamico2022 Год назад

      Drip: the true gift that keeps on giving

  • @EmogiBags
    @EmogiBags 10 месяцев назад +6

    as a young man whos started to get his shit together at the age of 23, i appreciate this, cheers

  • @HectorRodriguez-zh1rf
    @HectorRodriguez-zh1rf Год назад +1

    Love the honesty

  • @Casey-summer
    @Casey-summer 8 месяцев назад +3

    The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

    • @lilyhershey1
      @lilyhershey1 8 месяцев назад +2

      According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

    • @sloanmarriott5
      @sloanmarriott5 8 месяцев назад +1

      Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.

    • @louie-rose7
      @louie-rose7 8 месяцев назад +1

      ​ *@shirleygarland4766* That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?

    • @sloanmarriott5
      @sloanmarriott5 8 месяцев назад

      "Camille Alicia Garcia" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

    • @louie-rose7
      @louie-rose7 8 месяцев назад

      Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

  • @josephsaeteurn9158
    @josephsaeteurn9158 Год назад +93

    for my $23K porfolio, i have been collecting between $120 - 150 a month relatively safe.

    • @KILLZONE56
      @KILLZONE56 Год назад

      Thats weak lol I'm doing 2k a week on 25k account. Get up sucka

    • @Turtlesp5000
      @Turtlesp5000 Год назад +4

      @@josephsaeteurn9158 its possible with the right etfs or reits

    • @Boostisablast
      @Boostisablast Год назад

      I’m collecting like $30 a qtr in my 30k portfolio haha

    • @Tobi21089
      @Tobi21089 Год назад +1

      I go full ape mode with 10-30x leverage and 250$ invested so far I make around 10% a day sometimes with hard losses but that happens too everyone 😂

    • @DavidRamseyIII
      @DavidRamseyIII Год назад

      I don’t know if I would call 23k a “portfolio”

  • @derrellbabb
    @derrellbabb 2 месяца назад

    Concise and to the point. Great video.

  • @googlesucks925
    @googlesucks925 Год назад +20

    Subbed for your honesty in this video. The number of people who think stocks and shares is some magic way of getting rich overnight is insane. Takes a long time, a lot of discipline and a lot of money.

  • @Smoove_J
    @Smoove_J Год назад +36

    Think about this. To replace a yearly income of $45k you would need to invest $1,731,451. Dividend investing is not a get rich quick scheme.

  • @richhornie7000
    @richhornie7000 9 месяцев назад +44

    This short gives us more education in 30 seconds than 90% of finance channels on RUclips combined

  • @lqdxoni1
    @lqdxoni1 2 месяца назад +1

    etf's riskier yet monthly dividend rolled over speeds up your dream though small to new heights. 10k gets you between $100-$400 monthly depending on choices.

  • @carlafuqua1685
    @carlafuqua1685 Год назад +1

    great! thanks for the simple straightforward video

  • @jeang3258
    @jeang3258 Год назад +4

    Inflation will eat up those dividends

    • @HonestFinance
      @HonestFinance  Год назад

      Yes, but the stock price and dividend can also go up over time

  • @ddssv
    @ddssv Год назад +3

    thank you for the raw uncut truth

  • @fullmindstorm
    @fullmindstorm 11 дней назад

    This is very clear and straight forward. I love this video and you earned another subscriber.

  • @stefaniemenstell-vu4ss
    @stefaniemenstell-vu4ss Год назад +1

    Nice short! Thanks a lot 😊

  • @DJNeonWolf
    @DJNeonWolf Год назад +18

    AT&T pays a 7.59 div yield

    • @ivanhernandez7395
      @ivanhernandez7395 Год назад

      Very shit company

    • @DJNeonWolf
      @DJNeonWolf Год назад

      @@ivanhernandez7395 elaborate?

    • @ivanhernandez7395
      @ivanhernandez7395 Год назад +4

      @@DJNeonWolf sorry i took long to respond. But they are in heavy debt. Like super bad debt and the dividend they put out eats away a lot of their free cash flow and is not sustainable.

    • @Justchilin1
      @Justchilin1 3 месяца назад +1

      Still need 15000 to make $100 buck a month on AT&T

  • @kimchi8022
    @kimchi8022 Год назад +3

    Thanks for being honest!

    • @HonestFinance
      @HonestFinance  Год назад

      You’re welcome. You can’t sugarcoat the truth ;)

  • @leseancunningham9456
    @leseancunningham9456 Год назад +2

    Thanks for this information

  • @TheHeavyModd
    @TheHeavyModd Год назад +2

    Fairly accurate, though you should maybe have stressed that the dividend yield is backward looking and subject to fluctuations. Some companies may have a very high div yield, but that doesn't mean they will keep paying that high a dividend... or a dividend at all. It requires more involved research into a company than that.

  • @derekblades
    @derekblades Год назад +5

    Awesome video!
    If only investing for cash flow this is importnant but mot people invest to see the asset grow as well.
    To calculate your YIELD you can use a 10Bii calculatior and figure your discounted cash flow over the life of the investment.
    This will give you the true ROI on your investment. It's not 2.5%

  • @Existomalus
    @Existomalus Год назад +4

    Come on guys, it's brilliant! Pay 46k NOW and in 38 years you'll have it back! What's not to love about that?!

    • @jayzee6432
      @jayzee6432 Год назад +2

      How can u be sure you will live 38 years from now?

    • @Existomalus
      @Existomalus Год назад

      @@jayzee6432 I put it on my calendar. Therefore, it's scribed into existence

    • @jayzee6432
      @jayzee6432 Год назад +1

      @@Existomalus cool story

  • @user-xk4uw5fm3n
    @user-xk4uw5fm3n Месяц назад

    Living up to your name my bro, Like the content a lot

  • @cygen_divine1570
    @cygen_divine1570 4 месяца назад

    Thank you! Subscribed

  • @nostalgialad9467
    @nostalgialad9467 Год назад +3

    Could be different if you had 2%+ div over say 5 to 10 companies some companies offer more, so I would spread my money around

  • @henrytang2203
    @henrytang2203 Год назад +64

    That div yield is worse than the long term average for index funds, and it costs 46K. Better just to eat out less.

    • @DanRichter
      @DanRichter Год назад +4

      I mean you still get the (hopefully) appreciating asset on top of the dividends. The S&P dividend yield is only 1.82%

    • @night7912
      @night7912 Год назад +7

      best case is to buy stock in a company that will continue to grow, while paying you dividends.

    • @HonestFinance
      @HonestFinance  Год назад +5

      I agree 100%

    • @ianleui7007
      @ianleui7007 Год назад

      ​@@night7912 or just eat out less lol

    • @night7912
      @night7912 Год назад +4

      @@ianleui7007 a share of coke in the 1940s would have been around a dollar, if you held until today you would have turned it into around a million

  • @rjmcgowan
    @rjmcgowan 3 дня назад

    Depends on risk tolerance. Much higher yields available

  • @NPonlamuangsri
    @NPonlamuangsri Месяц назад

    I really appreciate this and that you didn’t say “times it by.”

  • @tinydough8746
    @tinydough8746 Год назад +21

    Formula:
    (d x 12)/r = C
    d = dividend wanted per month
    12 = 12 months in a year
    r = dividend yield/rate
    C = capital needed to get the amount of dividends per month

    • @HonestFinance
      @HonestFinance  Год назад +2

      Thank you!!

    • @tinydough8746
      @tinydough8746 Год назад +2

      @@HonestFinance Np!! It's just for anyone who wanted to see the formula for it :D

    • @YJ-7
      @YJ-7 Месяц назад +1

      You just change it from 12 to 4 if the dividends pay quarterly right

    • @tinydough8746
      @tinydough8746 Месяц назад

      @@YJ-7 That is correct
      An example calculation for reference would be if I wanted $7500 per quarter (4) in dividends (d), with a dividend yield of 4% (r), this is how much capital (C) I would need:
      d = Dividends wanted per quarter
      4 = 4 quarters in a year
      (d x 12)/r = C
      ($7500 x 4)/0.04 = C
      $30,000/0.04 = C
      $750,000
      (This is just in case anyone wanted an example)

    • @chandlercolvin9396
      @chandlercolvin9396 16 дней назад

      Although you have to consider reinvested dividend payments. Say you’re shooting for $100 a month 10 years from now, eventually your own dividend payments will start doing a lot of heavy lifting. You also have to consider that a companies yield is based on its current trading price, and if price goes up but the company doesn’t continue to increase their payments, then the yield goes down and you’ll be paid less and less (unless it’s one of the dividend aristocrats, but even then it’s not for absolute certain they’ll continue upping their payments). This formula only works for a 1 time investment of a lump sum, not a realistic total for a long term goal.

  • @AllThingsKimberlyWV
    @AllThingsKimberlyWV 2 года назад +4

    Great video. Thank you

    • @HonestFinance
      @HonestFinance  2 года назад

      You’re welcome. Thanks for watching

  • @Sovereign1776
    @Sovereign1776 6 месяцев назад

    Great info!

  • @Productreviewerusa101
    @Productreviewerusa101 10 месяцев назад +1

    Simple and straight to the point!👍

  • @fraxonthefurry21
    @fraxonthefurry21 Год назад +51

    And then taxes takes a large portion of that.

    • @soflo_cini
      @soflo_cini Год назад +21

      Actually If your single and make under 40k or married filing together making under 80k per year you don’t have to pay taxes on ordinary dividends 😉 let’s hope Biden doesn’t change that

    • @recursion.
      @recursion. Год назад +8

      @@soflo_cini cmon dude no one will have 40k on investments who earns less than 40k a year

    • @twentytwogunz8142
      @twentytwogunz8142 Год назад +7

      @@recursion. dude did you not read

    • @McShibby10
      @McShibby10 Год назад +2

      @@recursion. not true

    • @bradensteiner3950
      @bradensteiner3950 Год назад +5

      @@recursion. I was making $25k a year and saved up 40k in 2 years actually 😂. Just gotta not spend your money and invest it instead. I actually day trade full time now. I also mentor, reply if curious on more info!

  • @garrettspeakeasy
    @garrettspeakeasy Год назад +6

    Not to fret. Invest every pay check and let the compounding interest work in your favor.

  • @Cellphaxg
    @Cellphaxg 5 месяцев назад

    Great video thanks for the update

  • @R1deFast
    @R1deFast Год назад +2

    I've been doing RC and TWO, both have high div/yields. RC is at 14% and TWO is a little over 15% atm

  • @swapw
    @swapw Год назад +20

    2.59% of annual return is lower than the rate of inflation, therefore you are essentially losing money annually by utilizing this form of investment.

    • @HonestFinance
      @HonestFinance  Год назад +13

      Yes, but if the stock price increases over time, then it can offset inflation

    • @rodrigovaccari7547
      @rodrigovaccari7547 Год назад +7

      Yeah if you completely ignore stock valuation. You can also pick a stock that pays no dividend at all and say it's worth nothing while it valuates 100% per year.

    • @AN-xs7dw
      @AN-xs7dw Год назад +4

      A high interest savings account currently pays 3.30%. no risk...lol

    • @dawn_monraz
      @dawn_monraz Год назад

      ​@@AN-xs7dwexactly!

    • @brackabrack
      @brackabrack 25 дней назад

      @@AN-xs7dw dividends from savings accounts are taxable just like wages. Dividends in a Roth IRA are not taxed.

  • @imperial_Dragnix
    @imperial_Dragnix 11 месяцев назад +3

    In india we have a stock called Vedanta with 25% dividend heald 😎🥶🔥 so investing 4000$ can give 1000$ a year easily

    • @salih5342S
      @salih5342S 3 месяца назад

      Do you know any other stocks that gives high rate of dividend

  • @TylerHughesExplains
    @TylerHughesExplains Месяц назад

    This is straightforward but people should keep in mind that you're going to need more than that because you're going to be taxed on those dividends and the amount your taxed depends on if you invested in qualified stocks or nonqualified stocks as that will determine how much you are taxed

  • @Dog-advisor
    @Dog-advisor Год назад +2

    Thank you so much

  • @MERS03
    @MERS03 Год назад +7

    Remember guys that the $100 monthly should be reinvested so you can take advantage of compound interest. That extra $1200 a year reinvested is going to add up a lot quicker than most would think

    • @HonestFinance
      @HonestFinance  Год назад

      Yes DRIP all the way!!

    • @donaldlyons17
      @donaldlyons17 Год назад

      Might make more getting a part time job once a week!!!!

    • @stormblade1199
      @stormblade1199 Год назад +1

      You could literally make that in a month driving for Uber on the side :/

  • @rolexer
    @rolexer Год назад +4

    cds pay 5% it is much simplier with less risk.

    • @HonestFinance
      @HonestFinance  Год назад

      Right now they’re a great option

    • @siegfriedfurtwanglerknappe6188
      @siegfriedfurtwanglerknappe6188 Год назад

      Yes and no. Stocks can also increase in price and raise their dividends. Whereas when your CD matures, you might not be able to find CDs at 5% anymore. Both have pros and cons.

    • @rolexer
      @rolexer Год назад

      @@siegfriedfurtwanglerknappe6188 find me a stock with no risk.

    • @siegfriedfurtwanglerknappe6188
      @siegfriedfurtwanglerknappe6188 Год назад

      @@rolexer CDs also have risk and very little potential upside. Higher risk usually means higher returns.

  • @alexgutierrez5182
    @alexgutierrez5182 5 месяцев назад

    Thanks you brother for this knowledge

  • @roseramsey8512
    @roseramsey8512 10 месяцев назад

    Thank you!

  • @MysticaReych
    @MysticaReych Год назад +4

    We think that this is hard, it can be, but it will eventually snowball. Keep reinvesting your dividend income back into it !

    • @swift3495
      @swift3495 Год назад +1

      No this is just awful of an idea. Much better ways to invest

    • @kurisu3000
      @kurisu3000 Год назад

      @@swift3495 Name some then

    • @swift3495
      @swift3495 Год назад

      @@kurisu3000 There are a billion different business ideas. Come up with your own. But you're probably incompetent

    • @stormblade1199
      @stormblade1199 Год назад

      See you at 100 years old when you can finally buy yourself a large coffee

  • @tewanwilson
    @tewanwilson Год назад +15

    Straight forward. Love that

  • @katoria69
    @katoria69 Год назад +2

    Love it thank you

  • @superdannny
    @superdannny Год назад +49

    that’s crazy. but thanks for being straight up about it

    • @HonestFinance
      @HonestFinance  Год назад

      You’re welcome!

    • @WhosYouG
      @WhosYouG Год назад +1

      Reinvest those dividends to compound dividends

  • @donmcfly_
    @donmcfly_ Год назад +4

    thats crazy considering the average person makes like $30k/year. to make that same amount per year you'd have to have 1.158M invested 😭

    • @johnconnor7501
      @johnconnor7501 Год назад +1

      Robinhood pays more at 3.75% with no risk or time restraints.

    • @donmcfly_
      @donmcfly_ Год назад

      @@johnconnor7501 thanks for this very useful advice! 💯

    • @MMOplayeerr
      @MMOplayeerr 8 месяцев назад +2

      In the usa yeh. In europe its around 20k and eastetn europe is just 8-10k

  • @rclarke2456
    @rclarke2456 Год назад

    Why can't everybody else be straight-to-the-point like this. All that talkin about nothing and this guy just straight to the point

  • @bspiderm
    @bspiderm 2 года назад +123

    This is probably the worst example you can give to show your point lol

    • @CASHYMUSIC
      @CASHYMUSIC Год назад +5

      Yes I watched it 10 times and like !?

    • @xplicitgoofy1015
      @xplicitgoofy1015 Год назад +6

      Yeah as your investment increases in value so does your dividend BecUse dividends get paid off of a percentage of the amount you have in the stock, not by a per share amount

    • @igobykil5311
      @igobykil5311 Год назад +6

      Fr lol way too many other securities with a higher yield. SDIV is the highest yielding one for the cheapest I’ve seen so far.

    • @thecurtisfamily3810
      @thecurtisfamily3810 Год назад

      😂 yep

    • @SIRHENNY1
      @SIRHENNY1 Год назад +9

      So what, the fact don’t change. Thats what matters

  • @rjjohn2241
    @rjjohn2241 Год назад +43

    I only have 9,800 invested and I already make 58$ per month in dividends, (portfolio yield is 5.8%)

    • @HonestFinance
      @HonestFinance  Год назад +10

      Great job!!

    • @flrambo
      @flrambo Год назад +5

      I don’t get it isn’t that a bad investment $9,000 k to only earn $58 a month

    • @Yuvenn
      @Yuvenn Год назад

      @@flrambo I thought the same 😅

    • @rjjohn2241
      @rjjohn2241 Год назад

      @@flrambo the point is that is a good starting point when your focused on long term dividend investing, and yes it’s a great investment because this stands for life, won’t loose it to the system like you Growth investors.

    • @rjjohn2241
      @rjjohn2241 Год назад +8

      @@flrambo and if you guys knew anything about investing then you wouldn’t be asking this question …. do the math 9,500$ with a 5.8 yield = 58$ a month approximately, 696$ annually.

  • @brooklyn9398
    @brooklyn9398 4 дня назад

    Thank you 💵🇺🇲🙏

  • @Willhgf
    @Willhgf Год назад +34

    I would rather put that 46k into a high yield savings account that is insured by FDIC and has 3.75% interest rate.

    • @HonestFinance
      @HonestFinance  Год назад +2

      Ya. Pros and cons to both

    • @Fief13
      @Fief13 Год назад +9

      Except the yearly inflation rate is 6.4% so you would still loose 3% of value

    • @Willhgf
      @Willhgf Год назад +1

      @@Fief13 Better than the dividend yields at the end of the day.

    • @HonestFinance
      @HonestFinance  Год назад +2

      Yes, but it’s better than losing 6.4%

    • @germancantu9847
      @germancantu9847 Год назад +4

      I've had my CD account for about 12 years now paying around 3.5% - 4.5% FDIC insured and don't regret it I've been doing really good that way.

  • @MrRaja
    @MrRaja Год назад +7

    Step 1: afford a calculator 😅

  • @Rjisawake
    @Rjisawake Год назад +1

    Thank you

  • @sebastianvargas525
    @sebastianvargas525 Месяц назад

    Well informative 👍🏾

  • @AlkaliIbrahim
    @AlkaliIbrahim Год назад +21

    One short later and I’m already subscribed, I hardly do that. There’s something so straightforward about this explanation.

  • @michaelc1138
    @michaelc1138 Год назад +5

    There’s etfs that pay 10 to 20% annually you just have to look for them. Plus coke is treated like an index fund.

  • @shesforthestreets7212
    @shesforthestreets7212 Год назад

    Thank you!!!!!!!

  • @Truckernc
    @Truckernc 2 месяца назад

    Man that’s really nuts

  • @stopsleepingstarteating
    @stopsleepingstarteating Год назад +7

    Thank you for this📈

  • @alan30189
    @alan30189 5 месяцев назад +20

    One problem: Coca-Cola doesn’t pay monthly dividends. They pay them quarterly. So you’ll collect $300 every three months.

    • @romanplays1
      @romanplays1 3 месяца назад

      a good alternative is realty income. wich does pay out monthly and has a pretty good yield (5.81)

    • @funfungerman8401
      @funfungerman8401 2 месяца назад +1

      at the end, its still the same ^^
      yeah a REAL monthly dividend is psycholigcal was better but theres no difference if you get 100€ each month or 300€ each qurater at the end of the day (year lol) you still have 100€ per month
      but yeah as written, realty income is good, stag industrial too the "Problem" with these is that monthly-paying stocks are ALWAYS overvalued in terms of pure buisness numbers (margin, turnover) etc because people are ready to pay more for a dividend if it pays monthly ^^
      one thing that i do is I buy 2 etfs
      vanguard ftse all word high div which pays 3,6,9,12 month and then fidelity global or us quality income which pays, 2,5,8,11 so you geat 8 months in the year dividend with something more stable
      sadly i havent found a GOOD third etf which pays the rest months aka 1,4,7,10 :(

    • @romanplays1
      @romanplays1 2 месяца назад

      @@funfungerman8401 its actually better monthly..once in larger amounts. but not by much. if you'd reinvest the monthly dividend into more of the stock. you'd have ended up with more dividend returns than if you just chose the quarterly option. but other than that. true.

    • @bunkeyscow
      @bunkeyscow 2 месяца назад

      @@funfungerman8401 take a look at jepq or spyi and they pay both monthly. There is a new stock thats paying weekly, xdte

  • @alansmithc6669
    @alansmithc6669 Год назад +1

    With that much money, you can make it by earning off interest from online CD each month. Discover online cd is at 2.75%

    • @johnconnor7501
      @johnconnor7501 Год назад

      Robinhood is at 3.75% with no time restrictions.

  • @algoflush1430
    @algoflush1430 Год назад +1

    Try the same example with stock ticker MPW (Medical Properties Trust) Yield at 10% at current stock price.

  • @angelchristinem
    @angelchristinem Год назад +54

    there's a lot of high paying dividends out there.

    • @infamousdon82
      @infamousdon82 Год назад +3

      What are some of them?

    • @angelchristinem
      @angelchristinem Год назад +6

      @@infamousdon82 i just got an $800 from RBCN. but my most favorite so far is USOI. it's an ETN. OILK is also good. it's an oil ETF. it's fairly new so it's not that popular yet.

    • @kingbeast6792
      @kingbeast6792 Год назад +2

      @@angelchristinem RBCN is definitely not going to be paying $11 a month in dividends, the price will either drop below $3.00 or the dividend will be stopped completely

    • @angelchristinem
      @angelchristinem Год назад

      @@kingbeast6792 i totally agree with you. it might just be a one time deal.

    • @lisa8406
      @lisa8406 Год назад +2

      @@angelchristinem how much did you invest !!?? 🙄

  • @bowles85
    @bowles85 Год назад +26

    Or 100.00 divided by the stock last dividend payment and thats how many shares you'll need....

    • @georgem5512
      @georgem5512 Год назад

      So for cocacola I would need 3861 shares?

    • @bowles85
      @bowles85 Год назад +1

      @georgem5512 looks like ko last dividend payment 1.76 a share so 100÷1.76=56.8181818182 shares

    • @bowles85
      @bowles85 Год назад +1

      Ko pays quarterly but this method is better for monthly paying stocks like O

    • @georgem5512
      @georgem5512 Год назад

      @@bowles85 brother I don t understand you sorry. I thought 1,76% is a 0,0176 not 1,76%

    • @bowles85
      @bowles85 Год назад

      @georgem5512 the 1.76 is the dividend payment and your divide it by 100 (dollars) to see how many shares you will need but a monthly dividend would be a better example.

  • @WilliamWonka
    @WilliamWonka Год назад +2

    I’m at ~$890/yr with ~$23,000 invested. Diversification is pretty clutch.

  • @jacksputrid
    @jacksputrid 3 месяца назад

    “Look up any stock that pays dividends” bro this dudes the goat

  • @mrmotorcycle9459
    @mrmotorcycle9459 Год назад +4

    Remember to reinvest your dividends to compound them over time. It will still take many years but it will help

  • @rootstriker1618
    @rootstriker1618 Год назад +3

    If the stock goes down does that change how much u would get in dividends?

    • @HonestFinance
      @HonestFinance  Год назад +4

      No. Only if the company changes dividend payments per share

    • @samfkt
      @samfkt Год назад

      @@HonestFinance But on how I see it..... they adjust it every year or so.... so if the stock goes 10x they just lower the dividends making it 2-5 dollar per share no matter if one share is worth 30 dollars or 300 dollars in the future, you roughly get the same ammount in dividends per one single stock. All of them are like that? DIdnt see any other example or am I missing something here?*

  • @moviesync3131
    @moviesync3131 Год назад +1

    Very clear, Very clear

  • @sweethomealone1981
    @sweethomealone1981 10 месяцев назад

    TSLY (ETF) pays a monthly dividend. It is a new fund and pays 58% since inception (or about 4.85% a month). If you need $100, than less $2000 invested. Smart money would re-invest dividends and watch your investment compounded monthly! Depends on how much time you have and if TSLY dividends stay constant.

  • @bongboyz6468
    @bongboyz6468 Год назад +9

    As a dividend investor, he's right. He gave us the honest truth, but there are other examples with a higher yield which means less capital required to buy the stock