Term Insurance Kya hota hai | Best Term Insurance Plan in India 2023 | 1 Crore Term Life Insurance

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  • Опубликовано: 11 дек 2024

Комментарии • 243

  • @Neerajjoshi
    @Neerajjoshi  Год назад +56

    Policybazaar Best Term Insurance Plans 👇🏻
    termlife.policybazaar.com/?YT_NonBrand_NeerajJoshi&Native&Term_Insurance_May23

    • @thinqapps6608
      @thinqapps6608 Год назад +8

      Neeraj bhai आप complicated चीजों को भी कितना simply समझा देते हो, धन्य हो आप 🙏🙏🙏

    • @Kaashi_611
      @Kaashi_611 Год назад +5

      Hello sir! Meri Baat Policybazaar customer care executive Se Hui, but vah bol raha hai ki 1 caror ka term insurance sirf graduate logon ko hi Milta Hai ,me 8th Pass Hu but meri annual income 500000+ hai, policy lene ke liye aapko graduate Hona Hoga yah kahan ka logic hai

    • @abhishekdeshpande3566
      @abhishekdeshpande3566 Год назад +1

      @@Kaashi_611 hello sir it's not about graduates it's about who has incomes term insurance is only for those who earn consistently like salaried professionals

    • @Mysangeeet
      @Mysangeeet Год назад

      Policybazar sab influencer ko capture kar rhi hai kya?

    • @sampoornaganta
      @sampoornaganta Год назад +1

  • @shree_radhakrishn_
    @shree_radhakrishn_ Год назад +10

    🙏🙏 ॐ गणेशाय नमः ॐ गण गणपतए नमो नमः जय श्री सीता राम जय हनुमान जी जय बजरंगबली जय श्री हरि विष्णु नारायण महादेव त्रिदेव जय श्री राधे कृष्णा राधे राधे 🙏🙏

  • @GeekyPuneet
    @GeekyPuneet Год назад +12

    *हैल्थ और लाइफ इंश्योरेंस की सच्चाई*
    Before Insurance - आपके परिवार की सुरक्षा हमारी
    After Death/Disease - काउंटर नंबर 3 पे जाइए, नहीं ये कमी है नहीं मिलेगा 🙏

    • @soundofsilence9838
      @soundofsilence9838 Год назад +1

      puneet bhai ,,,aap bilkul sahi ho,,,mai bhi yahi sochata hu,,,aur shayad 100 me 80% log isi dar se ye policy lene se katrate hai........but NIRAJ BHAI jindabaad......

    • @soundofsilence9838
      @soundofsilence9838 Год назад

      bhagwan apane niraj bhai ko aur bulandiyo par le jaye😀

  • @ankushrathod9707
    @ankushrathod9707 Год назад +7

    Claim kaise le wo bhi batao 1 video banakar Qki insured person ki death ke nominee ko kuch bhi bahane se claim reject kar dete hai please ispar bhi 1 video banao

  • @mdnoaman7230
    @mdnoaman7230 Год назад +2

    Itne acche se koi v nii samjhaya h av tk
    😊Thankyou soo much sir 😊

  • @knowledgeofbooks.
    @knowledgeofbooks. Год назад +1

    Me special hu aap ke lie mujhe nahi pta tha aap special hai itni acche se explain kar dia aap ne❤❤

  • @Neerajjoshi
    @Neerajjoshi  Год назад +2

    Check out Best Term Insurance Plans 👇🏻
    termlife.policybazaar.com/?YT_NonBrand_NeerajJoshi&Native&Term_Insurance_May23

  • @nareshgolusula571
    @nareshgolusula571 Год назад +1

    Hello Neeraj sir apka vedeos bahut helpful and profitable and apka explain karneki tarika chota bachha ko be samaj ayega thanqu sir ❤❤

    • @deepakvinayak6522
      @deepakvinayak6522 Год назад

      Great video,, instead of trop
      Can we buy term insurance + sip
      What u suggest,, ?

  • @siddharthshankar6170
    @siddharthshankar6170 Год назад +11

    Very informative video ! I've a question about TROP, do we get interest on our premiums after end of TROP?
    For example 10Lakhs was the amt I paid in premiums after attaing certain age I'll be getting the premium back after deduction of GST but will they add interest or or not ? If not is there any plan where we get such offer ?

    • @rohan_pradhan
      @rohan_pradhan Год назад

      Zero cost option is better because with ROP you have to pay double premium. I have chosen zero cost option with my term plan.

    • @Jarvisvlog0786
      @Jarvisvlog0786 Год назад

      @@rohan_pradhan means 3rd option ??

  • @priyabomidi1904
    @priyabomidi1904 Год назад

    Thank u sir abhi tak hame iss term insurance policy ke baare me nhi pata tha,me jaroor iss term insurance policy ko Lena chahungi

  • @srikanthcoolrule
    @srikanthcoolrule Год назад +3

    Excellent video on term Insurance. Very helpful for those who are new to term insurance.

  • @baibasuna7052
    @baibasuna7052 Год назад +1

    Main Aapke sare videos dekhta hu God bless you neeraj sir...

  • @happyalways2753
    @happyalways2753 Год назад +3

    Sir can u plz make a video for beginners, actually I'm 40 now n recently I got slightly rid of most of my major commitments like siblings marriage, another siblings study, der child birth, parents health etc etc. So can u plz tell wat r best ways to start to save plz plz plz help I have no one to guide

  • @opmenaria8497
    @opmenaria8497 Год назад +3

    Thanks You explained in very simple manner in this topic.

  • @Arun_Chari
    @Arun_Chari Год назад +5

    Ram ram Neeraj bhaiya ❤
    If possible try to do one video on Fake Breakouts 🙂

  • @varenyam10
    @varenyam10 10 месяцев назад

    Thanks 👍🏼 Bhai apne bohot ache se sikha Diya and aur bhi investment ki information ka liya apko subricribe kar diya

  • @himanshusingh8739
    @himanshusingh8739 Год назад +1

    thanks neeraj bro ab me bhi lunga term insurance 🙏

  • @bhopalsinghdodiya509
    @bhopalsinghdodiya509 Год назад

    Bahut hi saral tarika hai aapko bahut bahut dhanyawad

  • @kuldeepofficial03
    @kuldeepofficial03 9 месяцев назад

    Wow, Very Useful Videos, Thank You So Much Sir❤❤❤

  • @lavishkukreja
    @lavishkukreja Год назад +3

    LOVE U NEERAJ BHAI ❤️

  • @tejashris6026
    @tejashris6026 Год назад +8

    Great u r Literating people towards finance.....

  • @binoykumar7760
    @binoykumar7760 Год назад +1

    @Neeraj joshi...sir hscl 84 mein liya tha usse hold karu ya sell karu?

  • @D.R.K872
    @D.R.K872 3 месяца назад

    Sir, Mera Age 47 , mein Diabetic, BP aur Kidney ka patient ho...kya uskeliye alak plan Lena padega? Aur apka vedeo ka sl.1/2/3 kaunsa mereliye behetor hoga? Please 🙏🙏🙏 reply as early as possible.

  • @jalaluddinjakaria6438
    @jalaluddinjakaria6438 3 месяца назад

    I don't want my family to run after these insurance companies for claims. Better, i am investing 30% of income in mutual funds, 20% in fd, 20% cash deposit for emergency purpose. I am earning through side business too... After 5 years, i am planning to buy land in town area and build a house for rental services. My age is 26 , so i can take retirement at 40. At the age of 40, i will re invest the SIP return in SWP. My family can run smooth on such amount.

  • @kanishksharma3158
    @kanishksharma3158 Год назад +3

    good informative video but do mention that you are promoting policy bazaar here in this, this video is made for the sole purpose of promoting policy bazzar and I don't think it is necessary to mention that dont buy policy from agent, I think life insurance is not just a simple product it is indeed a complex product and insured must have full knowledge before buying any policy which an agent can provide as per the situation (Income base or Need base) of the insured

  • @Elidiary1
    @Elidiary1 3 месяца назад

    Your vedio is very helpful. 😊 Thanks!

  • @kevaljayswal6972
    @kevaljayswal6972 Год назад +1

    Very very informative and helpful video sir ... Thankyouuu very very much

  • @amitruhil9913
    @amitruhil9913 Год назад +12

    Sir please ek health insurance par or video bana de to bahut acha hoga

  • @ankitmehta4133
    @ankitmehta4133 Год назад +1

    Next month I will buy, thanks

  • @Shantanubera20
    @Shantanubera20 Год назад +4

    I have one question.... If a person buys term insurance of 1cr today and he dies within 5 years, still his family will get 1 cr?? Or there are some particular time he should have paid the premium??

    • @sayedmohdasgher8118
      @sayedmohdasgher8118 Год назад

      Good question.

    • @anoopjoshi4643
      @anoopjoshi4643 11 месяцев назад

      Will get the full amount

    • @ddalwaysbehappy3480
      @ddalwaysbehappy3480 3 месяца назад +1

      @@Shantanubera20 yes

    • @FakeeAnbru
      @FakeeAnbru 2 месяца назад +1

      @@Shantanubera20 yes his family will get full amount. Only suicide will not considered for 1 year.. After 1 year that is also considered.

  • @sureshvasuaacharya4811
    @sureshvasuaacharya4811 Год назад +15

    Hello Neeraj Sir If possible try to make one video on Best Health insurance policy...

  • @neerajkamboj4788
    @neerajkamboj4788 Год назад +7

    Beautiful video 🙏

  • @sameer00097
    @sameer00097 7 месяцев назад

    Sir mara ek question kya time k sath sath premium be bade ga

  • @Kunalxb
    @Kunalxb Год назад

    aese hi 1 video health insurance ki video bnaa do please or kaise buy kiase kare best insurance

  • @akshitgarg5381
    @akshitgarg5381 Год назад

    Hello I have 2 term insurance
    And I have 2 questions
    1. Maine 1st term insurance (2020) jab Li tab I was not diabetic but lene ke 3 months baad I get to know that I am diabetic what to do.(3 saal ho gye )
    2. 1st insurance lene ke baad jab maine 2nd insurance Li (in 2022) tab insurance company ne mera medical karwaya and usme diabetes nhi aai and medical was clear and I got the term insurance.
    Kya baad main koi prob ho sakti hai meri family ko

    • @Jay04388
      @Jay04388 Год назад

      i have seen your comment on multiple video, i hope your doubt is solved

  • @aarogyadham3836
    @aarogyadham3836 Год назад +2

    Sir, Please discuss about TRIVENI TURBINE for long term.

  • @toolwooddamaka581
    @toolwooddamaka581 Год назад

    Make a video for health insurance
    1. Where I am claim my health insurance
    2. And how

  • @bhagwandasthakker1476
    @bhagwandasthakker1476 7 месяцев назад

    Very informative and helpful for term life insurance.

  • @SauptikBasak
    @SauptikBasak 3 месяца назад

    Thanks for such a informative detailed content. Please share claim settlement content also.

  • @AsifKhan-xc3zm
    @AsifKhan-xc3zm Год назад

    Thankuuu soooo much sir bhoot bhoot sukerya aap ka ..you are great sir

  • @binodgeorge69
    @binodgeorge69 Год назад +1

    Excellent way of teaching I really appreciate you

  • @rahulsati6091
    @rahulsati6091 2 месяца назад

    Term plan me paying duration Kitna rakhna chye 40 years ya fir 10 years wala jisme premium badh jata hai

  • @successpointsagar2774
    @successpointsagar2774 Год назад +1

    Sir mujhe profit bhi kafi acha ho jata he or baad me emotional me aakar profit ko loss me badal deta hu is ka koi idea he

  • @deepakkaswan5581
    @deepakkaswan5581 11 месяцев назад

    Thank you sir..ache se samjh aagya

  • @narinderkumar5114
    @narinderkumar5114 Год назад

    Sir Ji Meri Age 48 year's Hai,kya main TROP wali policy Le sakta hu Ji,sir Ji agar ke sakta hu toh Kon C wali mere liye best rahegi Ji.

  • @allgood6618
    @allgood6618 Год назад

    Sir top 5-6 nifty midcap 100 stocks par video banao 3-4 month k liye.....

  • @gobindamondal5929
    @gobindamondal5929 11 месяцев назад

    Nice and helpful information.Thank you.

  • @ishu1980
    @ishu1980 Год назад

    very beneficial and knowledgable video sir

  • @asuthoshchouhan7843
    @asuthoshchouhan7843 Год назад +1

    Namaste sir ji ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤😊

  • @ashishkumar2104
    @ashishkumar2104 Год назад +1

    Term insurance sirf LIC ka lo. Kisi dusri company ka nahi.

  • @harishnimgade
    @harishnimgade Год назад

    best explained video with cover all things.

  • @ankittayal8291
    @ankittayal8291 Год назад

    but sir agar koi 25 ki age me start kre, 85 yrs tk ka plan le
    60 years me to company badal jayegi, 60 years me to puri country badal jati hai , what if war , democracy change.........
    aur 1000 per month(12,000 per year) koi bada amount nahi hai, 2 lakh FD can easily cover that.

    • @anoopjoshi4643
      @anoopjoshi4643 11 месяцев назад

      85 years tk Lena hi kyu... Max 60-65 age tk hona chahiye

  • @vipulmishra1644
    @vipulmishra1644 Год назад

    Sir crompton में प्रमोटर होल्डिंग 0 है पर म्यूचुअल फंड और fii की होल्डिंग बनी है। प्रमोटर 0 होने से कंपनी कैसे चल रही?

  • @RealRangerDC
    @RealRangerDC 10 месяцев назад

    Watching ur videos are worth it😊

  • @chandmohd703
    @chandmohd703 Год назад +1

    I heard that claim of the life insurance is very hectic and lengthy process. Is it true ?

  • @gulabarveena7471
    @gulabarveena7471 Год назад +1

    Bhai kya samjhaya hai good

  • @kunalvadnere5059
    @kunalvadnere5059 Год назад

    Very nice... informative video Neeraj 👍🏻

  • @SatyajitPatra-j9k
    @SatyajitPatra-j9k 9 месяцев назад

    Sir mai army person ka liya kon sa insurance best hai because terrorist attack, accident, adventure yea sob hota rahata hai to pher konsa insurance best hai ,Jo affordable or best hai army person ka liya or kaha investment korna chahiye

  • @brijeshsahu4915
    @brijeshsahu4915 Год назад

    Knowledge full video sir ji,Thanks

  • @manikeshwariguggari8814
    @manikeshwariguggari8814 9 месяцев назад

    If 70 yers k liye kare.. But death n huva to saving kitna karte utna amount milta kya..

  • @shokeenjii
    @shokeenjii Год назад +1

    Niraj dhanyvad❤

  • @GoldiKumar-m9r
    @GoldiKumar-m9r Год назад +1

    Very nice Video sir
    Jai Hind 🙏

  • @gerikjini9102
    @gerikjini9102 Год назад +1

    Difference between critical and terminal illness please.

  • @debrajpramanik7043
    @debrajpramanik7043 Год назад +1

    Hello Neraj, I'm a college student can i buy "TERM INSURANCE" without Income or Income Proof? if anyone know then tell me

  • @karanmehroliya7128
    @karanmehroliya7128 8 месяцев назад

    Agr person within 1 month me koi karan khtm hojye to kya uski famliy ko coverage milga??

  • @shree_radhakrishn_
    @shree_radhakrishn_ Год назад +1

    Agar ye sab chod kar pmsby/Pmjjby le le tho kya ye sahi nahi hai lena chahiye ya nahi tell me

    • @ajit0332
      @ajit0332 4 месяца назад

      Bhai usme sirf 2 lakh hi milega..

  • @learnerschoice790
    @learnerschoice790 Год назад +1

    Sir accidental insurance b hota h

  • @akhiloo8494
    @akhiloo8494 Год назад +1

    I miss old niraj joshi😓😓😓😓

  • @Aasifchauhan786
    @Aasifchauhan786 Год назад

    Sir, term insurance me policy bazar se death clam kaise hoga. Us par bhi ek video banaiye.

  • @SagarvPawar-qb1nt
    @SagarvPawar-qb1nt Год назад

    suppose jisne policy bazar se Insurance nikala he our use kuch ho jaye to vo khud kese claim kr skta he? our uske ghar pr claim kese de skte he?

  • @motivsuccess88
    @motivsuccess88 Год назад +1

    Do you know anyone who received a term life insurance claim after the insured person passed away?

  • @PreetiRani-ic8tr
    @PreetiRani-ic8tr 7 месяцев назад

    Bhai jab term insurance le hi liya hai toh death wala rider lene ki need hai

  • @manojrai6654
    @manojrai6654 10 месяцев назад

    Neeraj ji motivation is so excellent

  • @harishsnaik8543
    @harishsnaik8543 Год назад

    Agar jis time period k liye insurance rahega uss time period me death nai hui to primium milta hai ki nahi plz reply 🙏🙏

  • @ksphchannels7959
    @ksphchannels7959 Год назад

    I havesip ICICI prudential Life yearly income 🤔 and Tata AIA sip

  • @ccecrackyourcompititiveexa7115
    @ccecrackyourcompititiveexa7115 Год назад +1

    Sir share market par expiry video bna do please mujhe bhi trading krne hai aap ache se samjhte hai

  • @vishalkumarpatel9509
    @vishalkumarpatel9509 Год назад

    Bhai lIC ka jiwan kiran plan ke upr v video bnao

  • @blonedorjee8614
    @blonedorjee8614 Год назад

    After buying insurance kaise claim karey if something happen???

  • @amitjadon4872
    @amitjadon4872 Год назад +1

    Health insurance k bare me bataye kuch

  • @anunaykumar4597
    @anunaykumar4597 Год назад +1

    What a nice explanation 😊

  • @cricustarcoachraviuniyal6332
    @cricustarcoachraviuniyal6332 Год назад

    Good & Very clear information 👏

  • @LifeofJaiswal
    @LifeofJaiswal Год назад

    Sir Annual income me gross salary dalna hota hai ya inhand salary?

  • @FAST_VLOG_143
    @FAST_VLOG_143 Год назад

    sir jaisa ki aapne bataya usme Gender chouse nahi ho raha hai

  • @akshayjadhav8686
    @akshayjadhav8686 Год назад

    अगर किसी व्यक्ति का महिना पेमेंट 15 या 20 हजार रुपये हे तो क्या हो टर्म इन्शुरन्स लेने के लिए एलिजिबल होगा

  • @lakhwindersinghlucky4043
    @lakhwindersinghlucky4043 10 месяцев назад

    Thanks 🙏🙏🙏🙏🙏👍👍❤❤🎉🎉

  • @s.kmotivation.3332
    @s.kmotivation.3332 Год назад +1

    Very nice explanation sir

  • @kishorsinghthakur2776
    @kishorsinghthakur2776 Год назад

    Best insurance
    Lekin kan amount wala plans bhi Hona Chahiye jisse sabko benefit mile

  • @akmodlaskar
    @akmodlaskar Год назад +1

    Very good information sir

  • @advocategautamji2503
    @advocategautamji2503 Год назад

    Good job .Neeraj bhai...👍

  • @parmarshubham6417
    @parmarshubham6417 Год назад +2

    Love you sir ❤

  • @samadhansanap4443
    @samadhansanap4443 Год назад

    Sir aagar hamne term life insurance liya aur hum ek mahine bad dead ho Gaye to iska benifite milta Hain ya nhi

  • @nazimansari2152
    @nazimansari2152 Год назад

    Very good information thanks a lot brother

  • @atalkumarsingh7374
    @atalkumarsingh7374 Год назад

    Quite informative 👍👍

  • @ankitmehta4133
    @ankitmehta4133 Год назад

    Make videos on REIT investments + stock analysis of listed REIT

  • @anurajgupta4241
    @anurajgupta4241 Год назад +5

    Thank you so much man.. best video ever. I search around 10-15, but no one gave me clearification like you did. 😀

  • @vikramsinha2948
    @vikramsinha2948 8 месяцев назад

    Policy bazar se policy lene me bahut dikkat hai best hai offline kisi agent se le lo

  • @pavannagdive9414
    @pavannagdive9414 11 месяцев назад

    Thank you so much 👍🏻

  • @sunendrasinghchouhan3959
    @sunendrasinghchouhan3959 Год назад

    Sir policy chlau hone ke kitne bad Clem ka haqdar jo jata hai

  • @RaviSinojiya
    @RaviSinojiya Год назад

    Bajaj alliance e touch term plan lena chahiye

  • @gajugadge999
    @gajugadge999 Год назад

    Sir koi aisa term insurance jisme 100% refund of fund and critical illness ka rider ho wo insurance bataye suggest kijiye ...