Dividend investing has always been significantly more satisfying than the buy and hold strategy to me. It's so much more exciting to receive distributions every quarter or month as opposed to waiting years and years to sell. You can use those distributions to pay bills, go on vacation or reinvest to make even more next time there's a distribution.
You can accomplish the same thing by selling stock early. When a dividend is paid, the stock price declines by the exact amount of the dividend. Effectively, a dividend is just involuntarily "selling" a fraction of your share. This makes perfect sense from a financial theory perspective too, since a company's valuation should include the present value of its future cash flows, and once a $2 per share dividend is paid, the moment that happens there are $2 less of future cash flows that can be expected compared to the day before the dividend was paid.
@@blackhawk8261hat is not how it works. Larger companies that are established pay out revenue as dividends instead of growth as growth gets more difficult as there market share reaches saturation. There are companies that have paid and increased dividends for more than 50 years. If you sell off your shares, you lose future gains AND dividend shares, of you just sell off dividends, your share is still there.
@@JustinPratt1 Yes, it is how it works. That’s why if you compare dividend focused indexes with regular broad market indexes, even after adding back the dividends to the returns the broad market index has superior returns every time. Exclusively focusing on dividends also reduces diversification. Watch a video called the Irrelevance of Dividends by Ben Felix. There is 0 logical theoretical basis in portfolio theory for why what you’re saying would be true, and that’s what the statistical studies done say as well. Dividends don’t matter. There’s a reason Warren Buffet uses share buybacks to compensate investors instead of dividends for Berkshire Hathaway.
I think this is good advice, but better for people who are closer to retirement. My opinion for young people is you need to be both a dividend investor and a growth investor, and you can let the market determine your allocation. For example I just got a 1000% gain on Tesla and then pulled 85% of the money out and went into a load of more stable dividend stocks like AT & T. So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real eastate)
Agreed! Finally someone said it. I’m 28 and I feel like if I lost $10k so what? Ppl spend that on foolishness anyways. I’ve only been serious about investing for 2 years and trading since March. This has been my best month since September has historically been a red month. It’s all about risk management. I grew up a risk taker, so I can handle seeing my account down big and not sweat because I have conviction about my decisions. Made over 3000% on calls and puts last week ($NKE, $COST, $APPL, $KODK, $NKLA). I’ve spent money on stupid things like most ppl, so my whole mentality is if I go broke might as well go broke investing. We need to encourage more risk taking when young because realistically doesn’t take long to get a loss back. Honestly I’m glad you said this and hopefully we can get more ppl discussing this. I plan on retiring in 13 yrs, so for now I’m taking risk and buying income “dividends” with my profits .
I totally agree, dividends sometimes don't make past the rate of inflation. I try to mix it up between dividends, growth stocks, dreamfire52 and fundrise. Otherwise, it might take 30 years to get to a point where dividends are paying out a decent amount to live on.
I think a balanced portfolio with dividend and growth stocks makes total sense. Dividend gives the passive flavor while growth accelerates account value.
Dividend investing is like an orchard owner. You harvest the apples and, your investment, the trees, is still there. Growth investing is like a lumber company owner. To harvest your investment, you have to kill the trees.
Wrong. Dividends are not magic. It is the equivalent of selling shares if you take it out and do not reinvest it. Someone with a portfolio that pays out 2% dividends will end up with the same portfolio balance as another person who sells 2% of his portfolio each year.
lilsaint91 doesn’t that depend on where you are in your investment journey? Some of us may be further along and using dividends as a passive income stream to replace trading time for money, in whole or in part. And then, when they depart this veil of tears, they leave a legacy for future generations.
I like orchards that have enough acrage to start growing corn fields, pumpkin patches, and blueberry bushes. Ie. I live dividend stocks that still have room for growth (examples: Apple, Microsoft)
Rhog Shaman Silver is a nice investment have you ever thought of Stock trading? Do you know you can make money by investing in stocks and build a portfolio with a professional stock trader. Yeah
Michael Swaim we’ll to really make you understand. I’m Marvis from Switzerland 🇨🇭 I Invested in stock with an American Stock broker Mr Harrisburg I bought stock of about €3,000 and he trades and makes up to €20,000 in 7days its really amazing.
The decision to invest is an acknowledgement that it comes with certain risks. Not all investments will do well and some may lose money. However, without risk, there would be no opportunity to potentially earn the higher returns that can help you grow your wealth.
To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal.
Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline. Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.
I’ll recommend Tamara Diane Hagan for you, her strategies is working for me for months now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
You’re on the right track ma dude. Comment back here in 30 years when you’re setting in your mansion and checking on all your broke friends who used to watch cat videos lol
Some great points. I'm on the Dividend investing train because I work freelance and the end goal is to stabilize my cash-flow by having regular dividend payments. Only making a couple bucks a month so far, but I'm just starting the journey.
Dude, I AM the immigrant family who doesn't take risks lol, first of my family to move to the US. Most of my stuff is in dividends, although I do have a few stocks I'm hoping will blow up.
@@MM-hw6fz In most cases, it's a necessary risk. But financial risk to many immigrants feels like a gamble. My dad always asks me, "Do you still play those stocks?" Lol
In my opinion, since immigrant families tend to be in significantly less debt and are statistically more likely to rack up generational wealth, so I'd honestly rather play it safe and boring than try to shoot to become a millionaire like most people and go broke.
💥💥💥Let me summarise the learning pointers of the whole video for all of you.💥💥💥 🌟Why Dividend investing strategy is good?🌟 1. Hartford study (1:49) 2. Longevity(2:48) 3. Timing the market(3:45) 4. Peace of mind(5:30) 🌟Why dividend investing strategy is not so good?🌟 1. Dividends are not guaranteed(7:00) 2. Dividends limit growth (8:30) 3. Dividends are not free (9:55) 4. Decrease diversification (12:00) 5. No real benefit (12:40) Thanks for sharing with us this information!😀👍
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation
A stock market crash is a dividend investor's dream. Buy low for high Yield on Cost. Currently averaging well over 20% annual dividends on cost. The recent market drop is perfectly timed to buy more low in price for high Yield on Cost. Reinvesting dividends in stocks with a yield on cost above 30% currently. Love low prices. PE under 5 is what I am mostly investing in at the moment.
As a young investor my problem with dividend investment is simple. I don't have enough capital to get it going. The small amounts I'd earn so that I could re-invest are so small they'd be pointless for too long of a time. I see more success focusing on growth stock and good growth stocks I happen to see that give dividends.
@@AndreiJikh the best dividend stock in the world, blue grass vacation, the best thing on time share is the rich own it , and they never stopped paying on them, for every 5 dollar share you own , you will get 1.15 every quarter , next payout on dividends is November 21 , better buy !!! I own 100 shares and will get pay out 115 bucks thank you$$$$$
It's always good to listen to a logical counter argument so you don't brainwash yourself into failure or ignorance. That said i am still going down the dividend rout. I'm only 21 and by the time i'm 45, or older, the snowball will have grown to avalanche levels. And even if I pay a little more in taxes if single, the majority is still completely passive income that i can build while i work and invest in other ventures, i.e real estate. "if you don't find a way to make money in your sleep, you will work until you die"-Warren Buffet, the guy who makes almost $600 mil from Coke dividends alone.
Bitcoin and cryptocurrency have been making millionaires, although people are still having losses due to lack of experience, that is why it is advisable to allow a professional handle your trade I recommend investor Gloria investment platform she is trustworthy.
That’s why you need a professional broker that we make trade and much profit for you, I recommend investor Gloria she has been trading for me for some years now and I’m very much comfortable with her.
I'm so amazed at the steady growth of TSLA stock, some 6 months ago in April i bought 2000 Shares at the rate of $96 then and now I will be selling at the rate of $421, there was a time i should have sold at $498 but i was so greedy i was waiting for it to hit $520 before i sell and i ignored the advice of my Financial Advisor. It was her who still adviced me to buy the stock then when there was a global market CRASH!!!
I added NIO and WKHS. So far so good. What are your thoughts on ENPH? I bought them on a hunch years ago thinking energy storage is key. It’s been up, up, up
@@thomassean2603 i’m loving the growth in NIO right now. WKHS could be much the same, and I am leaning towards adding more shares. You have to love the 400% gain in ENPH over the last year. The chart looks stable and their technology is the future. It looks good to me so far🙂
hello there, I'm new on this channel. My problem is that i don't have enough time to monitor the market because of the nature of my Job, my picks are so bad i just lost my $30k investment right before my eyes. I need help as I'm not good enough for this
@@michaelcarter5917 well I'm sorry for your loss. I invest in the market with the help of a full service broker. I work with Lilian Wan she have been my aid to financial freedom
I dont understand why you would invest hundreds of thousands into dividend stocks (which is what you need to get anything useful out of them) instead of real estate. Yes its more active but the amount of leverage and rental income far exceeds dividends oh and not to mention its the asset class with the best tax benefits.
Crypto currency is not just the future of money but the future of humanity! Not even gold or diamond can compete with real crypto currency in terms of value.
I can't possibly picture myself not having a lot of money in the future. I have some other people I know and just listening to their spending habits just completely blows my mind. Always tell them to invest it or at the very least save it. Pack a lunch bring a water bottle from home and quit going to the gas station every day for food and drinks. I don't have a clue about how some people are so bad with their money. I'm in college and right now I'm looking at being able to pay it off in cash when I graduate and that makes me extremely happy that I don't have to worry about any debts. Just wanted to share this.
Personally, I like investing for dividends. Where I go aggressive is business income, and from there, I pump my money into something 'stable' that spits out cash flow monthly for financial freedom and lifestyle maintenance. This way I get the aggressive gains, as well as the peace of mind with dividends.
We can always invest in small/mid cap growth stocks from the dividends we receive. Take calculated risks and wait for few years before they hit the target. Once they do, you can plough the bulk back in dividend companies. Note that this can be a bit risky but decent way to get exposure in growth companies
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Me: I'm really starting to get comfortable with my dividend growth investments. Andrei: Dividends aren't the best investing strategy Me:.... All jokes, I'm so excited about my dividend portfolio, I discovered dividend investing from your channel so I really appreciate your content man, keep it up!
Ben Felix has alot of videos about this stuff. Makes very compelling arguments for globally diversified index funds. I'm looking at starting with 90% VWRL and like 5% into global government bonds, and 5% into small cap global. Global index because it's a hedge against the growth stagnation of the US. VWRL is already mostly tracking the US as it's the biggest economy, so already gain most of the benefits of US growth. This would be my long term retirement savings investments, I'll also dabble in stock picking for fun with a small portion of my money.
The final problem with dividend investing is that it comes with hefty tax consequences. Even if you're holding your dividend-paying investments longer than one year (to get better tax treatment), you're still paying taxes every single year. This hurts your investment returns
Owning strong dividend stocks is a good strategy for general diversification and wealth preservation, but it is a conservative strategy if you don't have that wealth. It's very unlikely for Coca Cola to have a 30% yoy growth moving forward, with or without dividends, even though Coca Cola is an amazing company to invest. Solid growth companies with solid balance sheets can grow up to 1000% per year. If you are 25, why not taking advantage of them with a balanced portfolio until you grow your wealth? you can always switch to strategies that serves to wealth preservation later on in life. Young people having dividend only portfolios just don't make sense to me.
The problem with dividend investing is that we don’t have more money to reinvest in more dividends. Vicious cycle. Thanks for the Nerd Money Content Andrei!
How you can plan on investing on Dividends are to do a mixture of 60 Percent Dividend stocks/40 Percent Short Term day trade to try to earn a profit. Whatever profits you can get from your day trade then throw it back into your Dividend stocks.
Love this channel my dude! Love the energy, the humor, and yes the yugioh cards! Ive been following your footsteps for almost a year now and have been seeing a unique growth on my portfolio as well. Honestly because of your videos it has helped me and my family feel a lot of security. So just wanted to say thanks. P.s. im a yugioh champ! ✌
As a new RUclipsr and Investor I've seen some decent gains on my stocks but I'll admit it's tempting to ignore the stats and just look at how slow some dividend stocks grow and just invest in growth hype stocks. Well that being said heart of the cards guide everyone's stocks!
Same here brother new youtuber future investor The longer i wait till i turn 18, the more i say "Hey tesla is gonna be 5% portfolio" Im looking at tesla being 50% now.... Its like a train, If it rallys i do not want to miss it Its a gamble of course, but the odds that tesla goes bust is NONE in my opinion
I love this guy !! He sets my mind at ease 😇 He makes me feel that my own chosen path is ok, unlike other RUclips "stock guru's" who just make you crazy nervous with all their "knowledge" I stopped watching these other guys and now just follow you. Better for my wallet and my stomach 😁 Keep doing what your doing Andreij. I'm lovin it ! (Yes I have some MCD stock 😂)
@@popkahchin I'm kinda new to dividend investing, but wouldn't it be a bit smarter to use those dividends that are paid out to you, and try to invest them in something a little more stable like an index fund? (You know, so you don't have all of your eggs in one basket, so to speak.) I don't know if this is the right way to view it all, but that income you're receiving from those dividends is your money to do what you want with. You don't have to reinvest it back into the same company if you don't want to. You could save it in a bank account that earns interest over time. In some cases, that strategy could turn out to be more favourable for you in the long run if that dividend-paying company suddenly decides to stop paying out dividends/drops in stock value. This is because you'd still have those previous dividend payments sitting safely in your bank instead of being at the mercy of the stock market (if you decided to reinvest instead). It seems a little safer to save up those dividends instead of reinvesting them because the stock can increase in value on its own too...(which, in turn, increases your dividend income too). I guess it's a matter of whether you save up the dividend income while that dividend income stays relatively the same, or try to increase it by reinvesting into that company. In my opinion, it feels like saving up those dividends gives you a little more breathing room/freedom of choice if something takes a turn for the worse. Feel free to enlighten me, if you feel like there's something I'm not understanding.
James Martin me too I even would comment telling him to do those videos every 3 days or once a week. I think it’s nice he is informing but like bruh smh. He is making bank because people still watch it but I’m like no 💫
Thank you for another AWESOME video Andrei, Great Info, and really makes me think. I invest in both Growth (XLK, VTI, MTUM) and dividned stocks/ Reits/ ETF's. You are one of my inspirations, along with Graham, and Jeremy, and also JL Collins.
Yes you are right,You see many people remain poor because of ignorance and fear of lossing,they forget that every business man go through risk,before you win you have to sacrifice, at first you will be afarid,but after sowing you going to reap the fruit of your labour
I really love Andrei I appreciate him for introducing me to invest with Mrs Ayla Brooke If everyone(brokers) here is like Mrs Brooke then there would be no problem and the world would be a better place. She has helped so many people and I'm part of those people.
@@mia-wu8fz my worst financial mistake was getting into real estate business not knowing that thinking of a way of generating money... while at home during this pandemic was to try trading in the forex market. Forex (foreign exchange) forex being an online platform where the banks exchange currencies there aim is to generate profits by speculating on the price of one currency compared to another. Forex is one of the largest financial market in the world with a total daily liquidity of 5.3 trillion dollars...
@Patricia Kelvin You have to have a reasonable amount of capital to invest in the Forex market. You can become rich through growing a $5000, $10000 or even a $100,000 account. ... There is no consistently profitable and professional currency/Forex trader who trades without the assistance of a professional Forex broker.
Step 1: Understand the Lingo. A firm grasp of the most commonly-used forex lingo will make your entry into the market much simpler. ... Step 2: Choose the Right Broker. Before you begin forex trading, you'll need to choose a brokerage firm. Mrs Brooke via whâtsÃp . +. 1 4 6 9 4 0 9 6 4 8 0 .... Step 3: Analyze the World Economy. ... Step 4: Make Your First Trade. I only can recommend this Mrs Ayla Brooke because she uses A Forex EA (Expert Advisor)which is a computer software that enters and exits trade positions in the market based on coded algorithms or set conditions.
Wow I'm so surprised you mentioned Mrs Brooke here really she is the best thing that has happened to me she's the reason behind my success in Forex trading
love watching videos like this. Meanwhile, I would really love to learn more about investing in stocks. always good to have the knowledge before investing to avoid mistakes.
I personally think that dividend investing is more suitable for elder people especially those looking for retirement. While younger people in their 20's should have a larger portion of portfolio invested in growth stocks. So I"ll vote for growth stocks as I'm currently in my 20's, will shift more towards dividend when I achieve financial freedom.
to give you a heads up on "profits" Thats whats left the the execs cant fig a way to squander, Execs want dividends and expenses not salary due to the low tax. Junior companies as well.
Hey Andrei, love the vids and you're actually one of the main reasons I started investing so heavily into dividend stocks. I am curious about the taxes portion in regards to those dividends. I've seen you mention that you can make up to $78,750 if filing jointly and still be tax free. Was hoping for some clarity on this. Do you mean overall income (Jobs+Dividend+Stocks sold for growth value) or is this just in dividend/stocks? Also, although it might be boring and dry info, any chance of making a video on the taxes portion of dividend stocks specifically? Thanks man! Keep em coming!
Andy Talks Stocks dividends are awesome. If you are reinvesting them they just keep getting bigger each time!
4 года назад
Respect for this video and for the final point. I am in the rational camp and dont follow you regularly, because I am just not into dividends. But I love your humor and style, so I watch you from time to time anyways. And you hit it on the nail with the peace of mind. I understand the argument that dividends give you the peace of mind.
There are some really good dividend yield opportunities right now in oil & gas with some companies having had their stock price come down to decade lows. The yield is great, assuming they don't cut it, so there is some risk of that.
God damn I love you and your channel. Thank you for putting so much heart soul and humour into it. I just got out of Tony Robbins business mastery course and they really stressed the importance of letting your personality come through online. They shared a story of a dentist who loves skateboarding so he started sharing that with his audiences and he became the #1 dentist in the area. You’re doing all the right tings man. Keep it up! ❤️
I'm currently a growth investor. After analyzing so many different stocks and ETFs, I found that growth stocks fit my style of investing best. Growth ETFs allow me to hold for the long term, minimize my tax bill by not receiving dividends, and require less management. I get the dividend hype, but it wasn't for me. My returns were higher once I took on ETFs like VOO, SPYG, and VTI. Thanks for sharing AJ!
Is it really? I randomly saw a youtube video that had that guy and he seemed to talk about nothing and he seemed really scammy. My red flag alert went off big. seems like an older version of those financial gurus that buy lots of cars but don't actually talk about anything and are only making money by selling (probably useless) courses.
Being an employee is hard. Creating passive income or wealth is hard. Everything is hard. You just need to make a choice what worths your time and effort! :)
I once heard something that stuck to me and that was. One overestimates what they can do in one year and underestimates what they can do in 5 to 10 years. Little steps, little change makes a big difference lol
@@juanway5643 Can't agree more! People sacrifice so many long-term and huge achievements for a short - term satisfactions... but everyone must live the life that they want to!
Dividends do not remain constant.. The truth.....They get lowered and even stopped. Also, dividends combined with modern stock trading strategies are tanking stocks prices resulting in many people making nothing and even losing money.
Joined the Navy at 18 with 7k in the bank. I did janitorial and smoked a lot of pot in high school. Left the Navy after months with 32k in the bank. Invested 29k in the S&P. Started working at UPS, Exide Battery and did concrete on Saturdays. Invested 1k a month every month into it, Cashed out 250k from the S&P and invested with my Financial advisor Nancy Jane Gluck . Cashed out and Semi retired at 33. Took a year off. Traveled. Came home and started working part time for the insurance, entertainment and pocket change. Work isn't work when you don't have to work. Becoming wealthy can be done in few years. It feels like 60hr work weeks. Feel the pain of discipline early or feel the pain of regret later. I wish everyone well!!
@10:10 The real world is not ceteris paribus. Just look at any price chart the day a stock trades ex-dividend. As you noted near the end of that segment, they sometimes open up more than the dividend adjustment should have move the price down. They sometimes open unchanged. They sometimes open down more than the dividend adjustment. Millions of shares moving around all the time. Economic and political news, investor sentiment, black-box algorithms, etc. My point is the dividend adjustment to price does not happen in isolation. It is also a known event which pretty much wipes out the effect of that. Sure, in an econ 101 or investing 101 book that makes sense, ceteris paribus, but reality is very complex and if it was something that was really happening then there would be a constant way to make money via arbitrage and arbitrage is usually uncovered and pounced on that there is almost no reason to talk about it as you likely aren't going to run into it yourself. Since dividend dates or record, ex-dividend dates are public information the dividend adjustments is really a non-event and can be ignored from the book theory regarding price adjustments.
Successful companies that dominate a market like paying dividends because it keeps their stock price high and stable from the steady flow of dividend investors increasing their position. Lots of senior management have loads of stock so keeping it high and stable is great for them to plan their retirement when they sell.
Great video.❤ You and Gary Joe Wilde are recommendable experts every investor who wants to get rich investing must embrace closely. Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.
@@Brussardjnr Chris and Brian often recommended and promoted him in their early vids....It's been a while though. Learned he is a mentor to many reputable pros here.
This is the third time watching your video..good one. Anyway, I’m a dividend investor but it’s a slow and steady growth. I’m 59 and currently have a $200k portfolio and plan to retire at 60. My goal is to reach 1.3 million by then...I repositioned some of my dividend stocks using a broker. Now, I’m buying fractional shares of TSLA, AMZN ,NIO ,NVR again. Before, I’m after dividends for passive income but it’s slow growth so now I’ll take my chances on high growth stocks like SHLL, WKHS, PLNHF 13 I've gotten a 120% increase this year but hopefully I’ll reach a million sooner
i wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein.
@@patrickolisemeke5096 always expect rises and falls most either on short or long term basis. stocks are being sold at great discounts so invest as much as you can and wait for the rebound and Trade as well using the right strategies for me i use a full service broker, it definitely had an increase in the value of my portfolio and also try looking at trading from a long term perspective
I have learned this mistake a long time ago with a stock that was paying a lot of dividends. Long story short, they stopped paying dividends and the stock value went down the toilet. I still invest in the stock market for dividend investing, however, I now spread it out now.
Great video Andrei, there’s a massive stigma about dividends which are still great but people need to be aware of alternatives and pro’s and Cons which you explained really well. Hope this helps a lot of people out. Keep up the good work 🙏
Dear young people, always know that the importance of learning how the stock market functions first, and also consulting an expert stockbroker or FA can never be overemphasized. The stock business is a very volatile and complex one, if care is not taken, one could lose hundreds of thousands in matter of days! The knowledge is a sine qua non for a profitable venture.
Planning to dive in to dividend investing a couple years before retiring. As of now, im all in on high growth stocks. And im 23, still a long way . But it might change eventually.lets see 😅 thanks Andrei!
In regards to Roth IRA, you have to keep your money in for a certain amount of time or else you get penalized for early withdrawl. I love Roth IRAs, but to be clear they're long term
You don't need to find the next Apple or Amazon. You could just simply invest in Apple and Amazon. Just when you think, "Oh, these are already big established companies" they just keep on growing and growing and growing.
The secret to financial Independence is having a steady income stream (passive investment) and a hard-working and reliable like Mr Charles, my portfolio has grown tremendously since I started investing with her and I'm really impressed with the huge profits
Bitcoin price has spent the last two years hovering around 10,000USD - a key resistance level that in the past has incited serious FOMO. But according to an earlier investor has seen a thing or two, cryptocurrency won't hover around that price forever and see parallel between the current price action compared the calm before the breakout in to the bull market. I got this tips first hand from Charles Quinones. He's always one step ahead of other traders, he fully monitors all my trades to avoid me making mistakes and losing my money. My earnings have increased drastically from 2 Bitcoin to 9 in just 5 weeks and some days. I have full confidence in his trading abilities. You can reach out to him through +1 (917) 977 2382
I have a friend who about 5 years ago decided to put the majority of his portfolio in extremely high yielding dividend companies Unfortunately in many cases those high yielders either stopped their dividends or the companies failed outright. If the company you are thiinking in investing in has a dividend yield of over 5% you need to determine why its that high. (A falling stock price should be a warning sign.) This is not to say that you shouldn't have income producing stocks in your portfolio. What it means is a) diversify so no individual failure can significantly impact you. And diversify not only in the stock, but also in the sectors. b) Understand why the company is paying a dividend, and as just stated be weary of those that are yielding substantially more than the market. Personally,I have some dividend stocks in my portfolio but the majority of the portfolio are companies that don't. (Of coruse some of my dividend stocks, (aapl, intc, msft) I purchased prior to their paying of a dividend. Just my 2 cents.
This is why I started a you tube channel on trading live stock options, I'm averaging 2k a month with minimum funds with no stress. Great Video, keep them coming!
So true, trading the stock market needs a professional guide that's why it's good to invest with a broker who trades the financial market. I trade with an expert trader.
I really appreciate down to earth strategies taught by Meredithwillfx an expert trader, I have been on a winning spree since I started trading with her.
So basically invest for dividends but don't invest for dividends and invest for growth, but not always growth, sometimes dividends. Jokes aside, great video man.
To me, investing is highly individualistic and dependent on your situation. If you don’t have stability, you probably need more liquidity, and vice versa.
I’m gunna options trade until 1 million then secure my 40,000 lifestyle. And retire early my plan is to retire by 39. I’m just about 26 now. 13 years to make 1-5.6 million. Let’s go !
Dividend investing has always been significantly more satisfying than the buy and hold strategy to me. It's so much more exciting to receive distributions every quarter or month as opposed to waiting years and years to sell. You can use those distributions to pay bills, go on vacation or reinvest to make even more next time there's a distribution.
I love your content @dividend bull I’m all in working for early retirement!!!
You are a legend @Dividend Bull
You can accomplish the same thing by selling stock early. When a dividend is paid, the stock price declines by the exact amount of the dividend. Effectively, a dividend is just involuntarily "selling" a fraction of your share. This makes perfect sense from a financial theory perspective too, since a company's valuation should include the present value of its future cash flows, and once a $2 per share dividend is paid, the moment that happens there are $2 less of future cash flows that can be expected compared to the day before the dividend was paid.
@@blackhawk8261hat is not how it works. Larger companies that are established pay out revenue as dividends instead of growth as growth gets more difficult as there market share reaches saturation. There are companies that have paid and increased dividends for more than 50 years. If you sell off your shares, you lose future gains AND dividend shares, of you just sell off dividends, your share is still there.
@@JustinPratt1 Yes, it is how it works. That’s why if you compare dividend focused indexes with regular broad market indexes, even after adding back the dividends to the returns the broad market index has superior returns every time. Exclusively focusing on dividends also reduces diversification. Watch a video called the Irrelevance of Dividends by Ben Felix. There is 0 logical theoretical basis in portfolio theory for why what you’re saying would be true, and that’s what the statistical studies done say as well. Dividends don’t matter. There’s a reason Warren Buffet uses share buybacks to compensate investors instead of dividends for Berkshire Hathaway.
I think this is good advice, but better for people who are closer to retirement. My opinion for young people is you need to be both a dividend investor and a growth investor, and you can let the market determine your allocation. For example I just got a 1000% gain on Tesla and then pulled 85% of the money out and went into a load of more stable dividend stocks like AT & T. So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real eastate)
Agreed! Finally someone said it. I’m 28 and I feel like if I lost $10k so what? Ppl spend that on foolishness anyways. I’ve only been serious about investing for 2 years and trading since March. This has been my best month since September has historically been a red month. It’s all about risk management. I grew up a risk taker, so I can handle seeing my account down big and not sweat because I have conviction about my decisions. Made over 3000% on calls and puts last week ($NKE, $COST, $APPL, $KODK, $NKLA). I’ve spent money on stupid things like most ppl, so my whole mentality is if I go broke might as well go broke investing. We need to encourage more risk taking when young because realistically doesn’t take long to get a loss back. Honestly I’m glad you said this and hopefully we can get more ppl discussing this. I plan on retiring in 13 yrs, so for now I’m taking risk and buying income “dividends” with my profits .
good advice its give you both plays. and after u realize and take the gains on the growth stock the dividend stock would be the safe play
Ayyyyye, Shifus an Andrei fan. Always cool to see my favorite tubers following eachother :)
wow, it's a rarity to see you post....anywhere.
I totally agree, dividends sometimes don't make past the rate of inflation. I try to mix it up between dividends, growth stocks, dreamfire52 and fundrise. Otherwise, it might take 30 years to get to a point where dividends are paying out a decent amount to live on.
I think a balanced portfolio with dividend and growth stocks makes total sense. Dividend gives the passive flavor while growth accelerates account value.
Growth stocks underperform value in the long run
Dividend investing is like an orchard owner. You harvest the apples and, your investment, the trees, is still there. Growth investing is like a lumber company owner. To harvest your investment, you have to kill the trees.
Wrong. Dividends are not magic. It is the equivalent of selling shares if you take it out and do not reinvest it. Someone with a portfolio that pays out 2% dividends will end up with the same portfolio balance as another person who sells 2% of his portfolio each year.
lilsaint91 doesn’t that depend on where you are in your investment journey? Some of us may be further along and using dividends as a passive income stream to replace trading time for money, in whole or in part. And then, when they depart this veil of tears, they leave a legacy for future generations.
I like orchards that have enough acrage to start growing corn fields, pumpkin patches, and blueberry bushes. Ie. I live dividend stocks that still have room for growth (examples: Apple, Microsoft)
Rhog Shaman Silver is a nice investment have you ever thought of Stock trading? Do you know you can make money by investing in stocks and build a portfolio with a professional stock trader. Yeah
Michael Swaim we’ll to really make you understand. I’m Marvis from Switzerland 🇨🇭 I Invested in stock with an American Stock broker Mr Harrisburg I bought stock of about €3,000 and he trades and makes up to €20,000 in 7days its really amazing.
Investing in the stock market is the most common way for beginners to gain investment experience.
The decision to invest is an acknowledgement that it comes with certain risks. Not all investments will do well and some may lose money. However, without risk, there would be no opportunity to potentially earn the higher returns that can help you grow your wealth.
To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal.
Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline. Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.
who would you endorse ?
I've been in the shadow for far too long
I’ll recommend Tamara Diane Hagan for you, her strategies is working for me for months now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
I'm glad I watch Andrei and Graham Stephens videos at 15 instead of cat videos
ha! Yea I'd say both our videos are about the equivalent length of 15 cat videos
Lucky you! I stumble upon them in early 30s :D
For some reason I don’t think you’re going to regret that one 😂
You’re on the right track ma dude. Comment back here in 30 years when you’re setting in your mansion and checking on all your broke friends who used to watch cat videos lol
@@AndreiJikh haha! 100%
It takes patience to become a dividend investor but it pays off in the end!
Financial Shinanigan it is very slowing at the beginning before you start seeing the snowball effect working.
I'm getting my first dividend payment on October 2nd...I've waited so long for this moment lmao
anonymous person how do You know when it’s coming
Yea after 40 years
Me & My GoPro depends how aggressive you are with your investing 😊 invest 50 percent of your income and that 40 years can turn to 10 😊
Some great points. I'm on the Dividend investing train because I work freelance and the end goal is to stabilize my cash-flow by having regular dividend payments. Only making a couple bucks a month so far, but I'm just starting the journey.
It's a good goal to have, keep it up.
It's a long journey, but worth it in the end.
“I come from an immigrant family that didn’t teach me how to take risks” wow I felt that
Dude, I AM the immigrant family who doesn't take risks lol, first of my family to move to the US.
Most of my stuff is in dividends, although I do have a few stocks I'm hoping will blow up.
I thought Immigration itself is the biggest risk one can take!!
@@MM-hw6fz In most cases, it's a necessary risk. But financial risk to many immigrants feels like a gamble. My dad always asks me, "Do you still play those stocks?" Lol
In my opinion, since immigrant families tend to be in significantly less debt and are statistically more likely to rack up generational wealth, so I'd honestly rather play it safe and boring than try to shoot to become a millionaire like most people and go broke.
No body taught me to take risks I WAS BORN THAT WAY !
💥💥💥Let me summarise the learning pointers of the whole video for all of you.💥💥💥
🌟Why Dividend investing strategy is good?🌟
1. Hartford study (1:49)
2. Longevity(2:48)
3. Timing the market(3:45)
4. Peace of mind(5:30)
🌟Why dividend investing strategy is not so good?🌟
1. Dividends are not guaranteed(7:00)
2. Dividends limit growth (8:30)
3. Dividends are not free (9:55)
4. Decrease diversification (12:00)
5. No real benefit (12:40)
Thanks for sharing with us this information!😀👍
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation
*watches Andrei pull money out of computer*
Girlfriend: "it's just editing right?"
Me: "no, it's MA-JIKH"
It’s Mac gic
It's mah jikh
In a few years to come people will be kicking themselves in regrets if they miss this opportunity of buying and investing in Crypto currency market
@Isaac Newtons why do you say so if I may ask?
You trade with Mr Robinson too? Wow that's great, I actually thought I'm the only one that knows him lol
A stock market crash is a dividend investor's dream. Buy low for high Yield on Cost. Currently averaging well over 20% annual dividends on cost. The recent market drop is perfectly timed to buy more low in price for high Yield on Cost. Reinvesting dividends in stocks with a yield on cost above 30% currently. Love low prices. PE under 5 is what I am mostly investing in at the moment.
As a young investor my problem with dividend investment is simple. I don't have enough capital to get it going. The small amounts I'd earn so that I could re-invest are so small they'd be pointless for too long of a time. I see more success focusing on growth stock and good growth stocks I happen to see that give dividends.
lmao at all the MeetKevin teasing
I love Kevin, he’s great
@@AndreiJikh the best dividend stock in the world, blue grass vacation, the best thing on time share is the rich own it , and they never stopped paying on them, for every 5 dollar share you own , you will get 1.15 every quarter , next payout on dividends is November 21 , better buy !!! I own 100 shares and will get pay out 115 bucks thank you$$$$$
@@terryfridenbergs8160 - how in the heck do they pay what equates to a 100% dividend (Assuming this is a quarterly dividend)
@@terryfridenbergs8160 hello, what stock is that? Can you tell me?
@@shumenkov it's garbage spam don't pay it any attention.
It's always good to listen to a logical counter argument so you don't brainwash yourself into failure or ignorance. That said i am still going down the dividend rout. I'm only 21 and by the time i'm 45, or older, the snowball will have grown to avalanche levels. And even if I pay a little more in taxes if single, the majority is still completely passive income that i can build while i work and invest in other ventures, i.e real estate.
"if you don't find a way to make money in your sleep, you will work until you die"-Warren Buffet, the guy who makes almost $600 mil from Coke dividends alone.
Bitcoin is the beginning of something great a currency without a government,something necessary and imperative.
Bitcoin and cryptocurrency have been making millionaires, although people are still having losses due to lack of experience, that is why it is advisable to allow a professional handle your trade I recommend investor Gloria investment platform she is trustworthy.
That’s why you need a professional broker that we make trade and much profit for you, I recommend investor Gloria she has been trading for me for some years now and I’m very much comfortable with her.
I think I have heard about investor Gloria platform she trade for my friend and my friend make much profit ,I’m going to reach her platform
Any kind of trading you wishes to trade requires a trustworthy broker and investor
Gloria has been trading for me and I’m making much much money 💰 with her platform
I'm so amazed at the steady growth of TSLA stock, some 6 months ago in April i bought 2000 Shares at the rate of $96 then and now I will be selling at the rate of $421, there was a time i should have sold at $498 but i was so greedy i was waiting for it to hit $520 before i sell and i ignored the advice of my Financial Advisor. It was her who still adviced me to buy the stock then when there was a global market CRASH!!!
wow, this is a very large investment you have in TSLA stock. I wish i bought some shares then at the pick of market crash
I added NIO and WKHS. So far so good. What are your thoughts on ENPH? I bought them on a hunch years ago thinking energy storage is key. It’s been up, up, up
@@thomassean2603 i’m loving the growth in NIO right now. WKHS could be much the same, and I am leaning towards adding more shares. You have to love the 400% gain in ENPH over the last year. The chart looks stable and their technology is the future. It looks good to me so far🙂
hello there, I'm new on this channel. My problem is that i don't have enough time to monitor the market because of the nature of my Job, my picks are so bad i just lost my $30k investment right before my eyes. I need help as I'm not good enough for this
@@michaelcarter5917 well I'm sorry for your loss. I invest in the market with the help of a full service broker. I work with Lilian Wan she have been my aid to financial freedom
I dont understand why you would invest hundreds of thousands into dividend stocks (which is what you need to get anything useful out of them) instead of real estate. Yes its more active but the amount of leverage and rental income far exceeds dividends oh and not to mention its the asset class with the best tax benefits.
Where can I begin to invest in real estate? Do you have any recommendations or special apps you use?
@@octaviovazquez543 you need to purchase actual homes I’m talking about buy rental properties not really an app for it
Saving your money and investing it into stock market will be the wisest thing to do to ensure success
Totally agree it is by far the easiest to access and does not involve physical labor.
@@guilhermegomes8916 Share your personal success stories
Bitcoin is a global safe heaven
ACCURATELY SPOKEN BITCOIN INVESTMENT ESPECIALLY IS REALLY PROFITABLE NOWADAYS
Crypto currency is not just the future of money but the future of humanity! Not even gold or diamond can compete with real crypto currency in terms of value.
I can't possibly picture myself not having a lot of money in the future. I have some other people I know and just listening to their spending habits just completely blows my mind. Always tell them to invest it or at the very least save it. Pack a lunch bring a water bottle from home and quit going to the gas station every day for food and drinks. I don't have a clue about how some people are so bad with their money. I'm in college and right now I'm looking at being able to pay it off in cash when I graduate and that makes me extremely happy that I don't have to worry about any debts. Just wanted to share this.
Focus on you bruh
I hope Kevin sees this soon but he’s probably busy making another video😂
Personally, I like investing for dividends. Where I go aggressive is business income, and from there, I pump my money into something 'stable' that spits out cash flow monthly for financial freedom and lifestyle maintenance.
This way I get the aggressive gains, as well as the peace of mind with dividends.
*𝔽𝕠𝕣𝕄𝕠𝕣𝕖𝕀𝕟𝕗𝕠𝕣𝕞𝕒𝕥𝕚𝕠𝕟*
*𝕎•ℍ•𝔸•𝕋•𝕊•𝔸•ℙ•ℙ.......𝕄•𝔼*
*+𝟙=𝟞=𝟝=𝟠=𝟞=𝟝=𝟛=𝟞=𝟘=𝟙=𝟞*
We can always invest in small/mid cap growth stocks from the dividends we receive. Take calculated risks and wait for few years before they hit the target. Once they do, you can plough the bulk back in dividend companies.
Note that this can be a bit risky but decent way to get exposure in growth companies
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Every comment here is a scam. Just letting everyone know.
Me: I'm really starting to get comfortable with my dividend growth investments.
Andrei: Dividends aren't the best investing strategy
Me:....
All jokes, I'm so excited about my dividend portfolio, I discovered dividend investing from your channel so I really appreciate your content man, keep it up!
Ben Felix has alot of videos about this stuff. Makes very compelling arguments for globally diversified index funds. I'm looking at starting with 90% VWRL and like 5% into global government bonds, and 5% into small cap global. Global index because it's a hedge against the growth stagnation of the US. VWRL is already mostly tracking the US as it's the biggest economy, so already gain most of the benefits of US growth. This would be my long term retirement savings investments, I'll also dabble in stock picking for fun with a small portion of my money.
The final problem with dividend investing is that it comes with hefty tax consequences. Even if you're holding your dividend-paying investments longer than one year (to get better tax treatment), you're still paying taxes every single year. This hurts your investment returns
Owning strong dividend stocks is a good strategy for general diversification and wealth preservation, but it is a conservative strategy if you don't have that wealth. It's very unlikely for Coca Cola to have a 30% yoy growth moving forward, with or without dividends, even though Coca Cola is an amazing company to invest. Solid growth companies with solid balance sheets can grow up to 1000% per year. If you are 25, why not taking advantage of them with a balanced portfolio until you grow your wealth? you can always switch to strategies that serves to wealth preservation later on in life. Young people having dividend only portfolios just don't make sense to me.
The problem with dividend investing is that we don’t have more money to reinvest in more dividends. Vicious cycle.
Thanks for the Nerd Money Content Andrei!
That’s the big problem
How you can plan on investing on Dividends are to do a mixture of 60 Percent Dividend stocks/40 Percent Short Term day trade to try to earn a profit. Whatever profits you can get from your day trade then throw it back into your Dividend stocks.
Love this channel my dude! Love the energy, the humor, and yes the yugioh cards! Ive been following your footsteps for almost a year now and have been seeing a unique growth on my portfolio as well. Honestly because of your videos it has helped me and my family feel a lot of security. So just wanted to say thanks. P.s. im a yugioh champ! ✌
Compounding intrest is what makes me warm and fuzzy
As a new RUclipsr and Investor I've seen some decent gains on my stocks but I'll admit it's tempting to ignore the stats and just look at how slow some dividend stocks grow and just invest in growth hype stocks. Well that being said heart of the cards guide everyone's stocks!
Dividends are definitely the slow way to get rich
Same here brother new youtuber future investor
The longer i wait till i turn 18, the more i say "Hey tesla is gonna be 5% portfolio"
Im looking at tesla being 50% now.... Its like a train, If it rallys i do not want to miss it
Its a gamble of course, but the odds that tesla goes bust is NONE in my opinion
I love this guy !!
He sets my mind at ease 😇
He makes me feel that my own chosen path is ok, unlike other RUclips "stock guru's" who just make you crazy nervous with all their "knowledge"
I stopped watching these other guys and now just follow you.
Better for my wallet and my stomach 😁
Keep doing what your doing Andreij.
I'm lovin it ! (Yes I have some MCD stock 😂)
I'm in a ROTH IRA w/ TD Ameritrade... no tax or commissions. Life is great! Good video
@@cryptojebb2808 I'm doing my own btc-usd investing. I do all my own investing
You need a mix of dividends, pension pot and real estate income in my opinion to truly enjoy retirement.
Yessirrr
Definetely!
Definitely acb should be part of every port
Yes, this is so true!
The king of dividend investing himself 😆
👑
Haha that Meet Kevin little friendly jokes, so funny 😅 Awesome video as always! Thank you.
My dude is getting more creative with videos
I love the Yu-Gi-Oh! references.
“Imagine a guy named Kevin...” funny stuff
and don't forget I think the Keven O'Leary mention was referring to Graham....good stuff
haha meetkevin
@@JoeSaglimbeni shots fired! XD jk I love meetkevin too
Dividends are a wallet’s best friend!
Except when they underperform
That’s very true
Dividends really are but if you invest in a company that pays high dividends but falling prices for the next 10 years then its really pointless
So true. Way better ways to invest
@@popkahchin I'm kinda new to dividend investing, but wouldn't it be a bit smarter to use those dividends that are paid out to you, and try to invest them in something a little more stable like an index fund? (You know, so you don't have all of your eggs in one basket, so to speak.)
I don't know if this is the right way to view it all, but that income you're receiving from those dividends is your money to do what you want with. You don't have to reinvest it back into the same company if you don't want to. You could save it in a bank account that earns interest over time. In some cases, that strategy could turn out to be more favourable for you in the long run if that dividend-paying company suddenly decides to stop paying out dividends/drops in stock value. This is because you'd still have those previous dividend payments sitting safely in your bank instead of being at the mercy of the stock market (if you decided to reinvest instead).
It seems a little safer to save up those dividends instead of reinvesting them because the stock can increase in value on its own too...(which, in turn, increases your dividend income too). I guess it's a matter of whether you save up the dividend income while that dividend income stays relatively the same, or try to increase it by reinvesting into that company. In my opinion, it feels like saving up those dividends gives you a little more breathing room/freedom of choice if something takes a turn for the worse.
Feel free to enlighten me, if you feel like there's something I'm not understanding.
I like that low-key shade you threw at "6-videos-a-day, Kevin."
Hahaha why didn’t I think of that
NEW GOVERNMENT STIMULUS NUMBER 9
Lol yeah... I don’t watch him anymore because of that
James Martin me too I even would comment telling him to do those videos every 3 days or once a week. I think it’s nice he is informing but like bruh smh. He is making bank because people still watch it but I’m like no 💫
🤣🤣🤣
Thank you for another AWESOME video Andrei, Great Info, and really makes me think. I invest in both Growth (XLK, VTI, MTUM) and dividned stocks/ Reits/ ETF's. You are one of my inspirations, along with Graham, and Jeremy, and also JL Collins.
The only problem you'll have is that you didn't buy more
Yes you are right,You see many people remain poor because of ignorance and fear of lossing,they forget that every business man go through risk,before you win you have to sacrifice, at first you will be afarid,but after sowing you going to reap the fruit of your labour
@@henrydevies7937 Exactly ! That's definitely ignorance , they are good Markets to invest in and earn profits of your investment
I completely loved the hidden little friendly shot at "LA Andrei" as that other youtuber should be known. :)
I really love Andrei
I appreciate him for introducing me to invest with Mrs Ayla Brooke
If everyone(brokers) here is like Mrs Brooke then there would be no problem and the world would
be a better place. She has helped so many people and I'm part of those people.
@@mia-wu8fz my worst financial mistake was getting into real estate business not knowing that
thinking of a way of generating money... while at home during this pandemic was to try trading
in the forex market. Forex (foreign exchange) forex being an online platform where the banks
exchange currencies there aim is to generate profits by speculating on the price of one currency
compared to another. Forex is one of the largest financial market in the world with a total daily
liquidity of 5.3 trillion dollars...
@Patricia Kelvin You have to have a reasonable amount of capital to invest in the Forex market. You can
become rich through growing a $5000, $10000 or even a $100,000 account. ... There is no
consistently profitable and professional currency/Forex trader who trades without the assistance of
a professional Forex broker.
Step 1: Understand the Lingo. A firm grasp of the most commonly-used forex lingo will make your
entry into the market much simpler. ...
Step 2: Choose the Right Broker. Before you begin forex trading, you'll need to choose a brokerage
firm. Mrs Brooke via whâtsÃp . +. 1 4 6 9 4 0 9 6 4 8 0 ....
Step 3: Analyze the World Economy. ...
Step 4: Make Your First Trade.
I only can recommend this Mrs Ayla Brooke because she uses A Forex EA (Expert Advisor)which
is a computer software that enters and exits trade positions in the market based on coded algorithms
or set conditions.
Wow I'm so surprised you mentioned Mrs Brooke here really she is the best thing that has happened
to me she's the reason behind my success in Forex trading
I love investing, good job Andrei! Glad to know that there are cool nerds out there!
love watching videos like this. Meanwhile, I would really love to learn more about investing in stocks. always good to have the knowledge before investing to avoid mistakes.
Melanie is a great professional. I had invested $345,000 and made well over $600,000 in 4 months!
Wow! This is amazing! Thanks guys. I will look her up!
man your videos keep getting better and better, keep up the good work!
I personally think that dividend investing is more suitable for elder people especially those looking for retirement.
While younger people in their 20's should have a larger portion of portfolio invested in growth stocks. So I"ll vote for growth stocks as I'm currently in my 20's, will shift more towards dividend when I achieve financial freedom.
Plan: get a part time job and work 2-4 days a week
Invest in dividends
Stonks
"Hypothetical Kevin" lol... THIS gave me a good chuckle.
Dividends are now my new best friend during quarantine
That’s what im saying 😊
to give you a heads up on "profits" Thats whats left the the execs cant fig a way to squander, Execs want dividends and expenses not salary due to the low tax. Junior companies as well.
HAHA so funny poking at Kevin...
I started my dividend investing after watching you and a few others... great stuff, keep it up!
He called me a money nerd: that’s a new for me. Thanks!
Hey Andrei, love the vids and you're actually one of the main reasons I started investing so heavily into dividend stocks. I am curious about the taxes portion in regards to those dividends. I've seen you mention that you can make up to $78,750 if filing jointly and still be tax free. Was hoping for some clarity on this. Do you mean overall income (Jobs+Dividend+Stocks sold for growth value) or is this just in dividend/stocks? Also, although it might be boring and dry info, any chance of making a video on the taxes portion of dividend stocks specifically?
Thanks man! Keep em coming!
Just started a dividend portfolio and now I read this title 😂
Nice dude! Who have you invested in?
Travis White I just started my dividend portfolio rather recently, I have KO, CAKE and JNJ, I plan to grow this portfolio till retirement
Same here 😂
im a REIT kinda guy :)
Andy Talks Stocks dividends are awesome. If you are reinvesting them they just keep getting bigger each time!
Respect for this video and for the final point. I am in the rational camp and dont follow you regularly, because I am just not into dividends. But I love your humor and style, so I watch you from time to time anyways. And you hit it on the nail with the peace of mind. I understand the argument that dividends give you the peace of mind.
There are some really good dividend yield opportunities right now in oil & gas with some companies having had their stock price come down to decade lows. The yield is great, assuming they don't cut it, so there is some risk of that.
Yeah I’m a money nerd, but I do think dividend investing is the way to go !!
Ahh, the MeetKevin teasing and the Graham Stephan's thumbnail teasing, totally epic! xD
common guys, let's just get this guy to a million
Love the way you mix magic yugioh and financial advice on your channel
God damn I love you and your channel. Thank you for putting so much heart soul and humour into it. I just got out of Tony Robbins business mastery course and they really stressed the importance of letting your personality come through online. They shared a story of a dentist who loves skateboarding so he started sharing that with his audiences and he became the #1 dentist in the area. You’re doing all the right tings man. Keep it up! ❤️
I'm currently a growth investor. After analyzing so many different stocks and ETFs, I found that growth stocks fit my style of investing best. Growth ETFs allow me to hold for the long term, minimize my tax bill by not receiving dividends, and require less management. I get the dividend hype, but it wasn't for me. My returns were higher once I took on ETFs like VOO, SPYG, and VTI. Thanks for sharing AJ!
Rich dad Poor dad is a great book
It is!
I still need to read that one.
Is it really? I randomly saw a youtube video that had that guy and he seemed to talk about nothing and he seemed really scammy. My red flag alert went off big.
seems like an older version of those financial gurus that buy lots of cars but don't actually talk about anything and are only making money by selling (probably useless) courses.
yup. .though it has not much abt investing ..it kind of help me change my life
It is nonsense.
Being an employee is hard. Creating passive income or wealth is hard. Everything is hard. You just need to make a choice what worths your time and effort! :)
Totally agree!
True!
I once heard something that stuck to me and that was. One overestimates what they can do in one year and underestimates what they can do in 5 to 10 years. Little steps, little change makes a big difference lol
@@juanway5643 Can't agree more! People sacrifice so many long-term and huge achievements for a short - term satisfactions... but everyone must live the life that they want to!
@Classy entrepreneurs - Shule Yashar I guess that’s what makes being alive so beautiful.
NGL when I first watched your videos in 2019 you looked sickly. Glad to see your investments are doing better man
Dividends do not remain constant.. The truth.....They get lowered and even stopped. Also, dividends combined with modern stock trading strategies are tanking stocks prices resulting in many people making nothing and even losing money.
Investing in Gold and Crypto trading is the only big chance to make money💸
The rich spend less and invest more
Investing in these economic crisis will be one of the best thing to do
@Michael Leen How do I contact Mrs Margeret??
@Michael Leen Thanks for her info I will get started with her right away
Really y'all know her ?. leven thought I'm the only one she has helped walk through the fears and falls of trading
Joined the Navy at 18 with 7k in the bank. I did janitorial and smoked a lot of pot in high school. Left the Navy after months with 32k in the bank. Invested 29k in the S&P. Started working at UPS, Exide Battery and did concrete on Saturdays. Invested 1k a month every month into it, Cashed out 250k from the S&P and invested with my Financial advisor Nancy Jane Gluck . Cashed out and Semi retired at 33. Took a year off. Traveled. Came home and started working part time for the insurance, entertainment and pocket change. Work isn't work when you don't have to work. Becoming wealthy can be done in few years. It feels like 60hr work weeks. Feel the pain of discipline early or feel the pain of regret later. I wish everyone well!!
Omg shut up spammers -.-
If you are holding solid companies then don't sell. If anything buy more during a crash when the price is cheaper.
Are you interested in getting profitable tips to grow your crypto portfolio?
@10:10
The real world is not ceteris paribus.
Just look at any price chart the day a stock trades ex-dividend. As you noted near the end of that segment, they sometimes open up more than the dividend adjustment should have move the price down. They sometimes open unchanged. They sometimes open down more than the dividend adjustment.
Millions of shares moving around all the time. Economic and political news, investor sentiment, black-box algorithms, etc.
My point is the dividend adjustment to price does not happen in isolation. It is also a known event which pretty much wipes out the effect of that.
Sure, in an econ 101 or investing 101 book that makes sense, ceteris paribus, but reality is very complex and if it was something that was really happening then there would be a constant way to make money via arbitrage and arbitrage is usually uncovered and pounced on that there is almost no reason to talk about it as you likely aren't going to run into it yourself. Since dividend dates or record, ex-dividend dates are public information the dividend adjustments is really a non-event and can be ignored from the book theory regarding price adjustments.
Successful companies that dominate a market like paying dividends because it keeps their stock price high and stable from the steady flow of dividend investors increasing their position. Lots of senior management have loads of stock so keeping it high and stable is great for them to plan their retirement when they sell.
Great video.❤ You and Gary Joe Wilde are recommendable experts every investor who wants to get rich investing must embrace closely. Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.
Cardone too. BTW, Gary Joe Wilde is SEC regulated. They aren't permitted to own or operate an investing video channel.
@@Brussardjnr Chris and Brian often recommended and promoted him in their early vids....It's been a while though. Learned he is a mentor to many reputable pros here.
I prefer Gary's method; very transparent i have made over 40K gain a few months with him. In all honesty, wish i had known about him earlier.
Andrei, I get the impression you spend a lot of time arguing with yourself. Do you?
Don’t we all?
This is the third time watching your video..good one. Anyway, I’m a dividend investor but it’s a slow and steady growth. I’m 59 and currently have a $200k portfolio and plan to retire at 60. My goal is to reach 1.3 million by then...I repositioned some of my dividend stocks using a broker. Now, I’m buying fractional shares of TSLA, AMZN ,NIO ,NVR again. Before, I’m after dividends for passive income but it’s slow growth so now I’ll take my chances on high growth stocks like SHLL, WKHS, PLNHF 13 I've gotten a 120% increase this year but hopefully I’ll reach a million sooner
Lotta great dividend stocks out there! the trick is to diversify enough to where you actually get good dividend payments Monthly or weekly.
i wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein.
@@patrickolisemeke5096 always expect rises and falls most either on short or long term basis. stocks are being sold at great discounts so invest as much as you can and wait for the rebound and Trade as well using the right strategies for me i use a full service broker, it definitely had an increase in the value of my portfolio and also try looking at trading from a long term perspective
@@leewong6436 thats quite impressive, please how can i reach out to your broker, i would really love to invest
or should i drop mine?
@@patrickolisemeke5096 you can reach out to him at {officialhenrylucas@gmail.com}
tell him i referred you to him.
I have learned this mistake a long time ago with a stock that was paying a lot of dividends. Long story short, they stopped paying dividends and the stock value went down the toilet. I still invest in the stock market for dividend investing, however, I now spread it out now.
Great video Andrei, there’s a massive stigma about dividends which are still great but people need to be aware of alternatives and pro’s and Cons which you explained really well. Hope this helps a lot of people out. Keep up the good work 🙏
I hope everyone else gets these yugioh references 😂 my man has a starter deck Joey for sure
Dear young people, always know that the importance of learning how the stock market functions first, and also consulting an expert stockbroker or FA can never be overemphasized. The stock business is a very volatile and complex one, if care is not taken, one could lose hundreds of thousands in matter of days! The knowledge is a sine qua non for a profitable venture.
True. The fluidity of the market makes the help of an expert indispensable. It is never enough to just watch RUclips videos and decide to invest.
@Hill Landry "Nancy Jane Gluck" ...look her up, she's the best .
Planning to dive in to dividend investing a couple years before retiring. As of now, im all in on high growth stocks. And im 23, still a long way . But it might change eventually.lets see 😅 thanks Andrei!
Same. I have a bit in dividend funds but mostly aggressive growth
You can do both its what ive been doing
Do both!
In regards to Roth IRA, you have to keep your money in for a certain amount of time or else you get penalized for early withdrawl. I love Roth IRAs, but to be clear they're long term
Yeah! That's a good way to put it. Staying POWER in dividend investing. Thanks!
You don't need to find the next Apple or Amazon. You could just simply invest in Apple and Amazon. Just when you think, "Oh, these are already big established companies" they just keep on growing and growing and growing.
Dividend investment is just like an orange farm owner you harvest and it Bear's more fruits
The secret to financial Independence is having a steady income stream (passive investment) and a hard-working and reliable like Mr Charles, my portfolio has grown tremendously since I started investing with her and I'm really impressed with the huge profits
Bitcoin price has spent the last two years hovering around 10,000USD - a key resistance level that in the past has incited serious FOMO. But according to an earlier investor has seen a thing or two, cryptocurrency won't hover around that price forever and see parallel between the current price action compared the calm before the breakout in to the bull market. I got this tips first hand from Charles Quinones. He's always one step ahead of other traders, he fully monitors all my trades to avoid me making mistakes and losing my money. My earnings have increased drastically from 2 Bitcoin to 9 in just 5 weeks and some days. I have full confidence in his trading abilities.
You can reach out to him through +1 (917) 977 2382
@Traviz Grin Don't see Bitcoin investment as a risk in every success there is always a risk, the ability to take those risk makes you successful
Bitcoin is going to the moon
Bitcoin had a lucrative way of making money online and is really working
Comrade Andrei, My Girlfreind, May Fong, had me buy Ford stock (F) then it quit paying dividends ..... Should I take her moped away ?
Yes 😂
why do l love this comment
I have a friend who about 5 years ago decided to put the majority of his portfolio in extremely high yielding dividend companies Unfortunately in many cases those high yielders either stopped their dividends or the companies failed outright. If the company you are thiinking in investing in has a dividend yield of over 5% you need to determine why its that high. (A falling stock price should be a warning sign.)
This is not to say that you shouldn't have income producing stocks in your portfolio. What it means is a) diversify so no individual failure can significantly impact you. And diversify not only in the stock, but also in the sectors. b) Understand why the company is paying a dividend, and as just stated be weary of those that are yielding substantially more than the market.
Personally,I have some dividend stocks in my portfolio but the majority of the portfolio are companies that don't. (Of coruse some of my dividend stocks, (aapl, intc, msft) I purchased prior to their paying of a dividend.
Just my 2 cents.
This is why I started a you tube channel on trading live stock options, I'm averaging 2k a month with minimum funds with no stress. Great Video, keep them coming!
Saving and investing in stocks or crypto is the best way to make passive income and secure a future of financial freedom.
Being successful is an everyday process, you can't just wake up one morning and become successful without day to day effort.
How true is it that one can be successful, I mean make good profits from stock without the mentoring of an expert.
I think 90% of investors are trading stocks or Bitcoin and they know how profitable it's in the investment industry.
So true, trading the stock market needs a professional guide that's why it's good to invest with a broker who trades the financial market. I trade with an expert trader.
I really appreciate down to earth strategies taught by Meredithwillfx an expert trader, I have been on a winning spree since I started trading with her.
So basically invest for dividends but don't invest for dividends and invest for growth, but not always growth, sometimes dividends. Jokes aside, great video man.
To me, investing is highly individualistic and dependent on your situation. If you don’t have stability, you probably need more liquidity, and vice versa.
@@SamanthaIreneYTube Exactly, if there was one recipe noone would get rich.
Kevin O’Leary’s MindMed applied this week to list on NASDAQ this week 🥳
That was a really clean edit with the money in the beginning of the video
Love this channel my dude! Been following you for a while. Love the energy, the humor, and yes the yugioh cards.
I’m gunna options trade until 1 million then secure my 40,000 lifestyle. And retire early my plan is to retire by 39. I’m just about 26 now. 13 years to make 1-5.6 million. Let’s go !
I love how you just called us all out for being money nerds 😂
Secure your future today by making a decent investment ahead of time
You’re right
Good investments brightens the future
Bitcoin is going to the moon
Bitcoin is profitable at this time, don’t you think now is the best time to invest wisely?.
You can reach her on WhatsApp
I've been dedicating a portion of my portfolio to dividend stocks and this video was really informative. Thank you :)
Should I use the dividend reinvestment option in robinhood?
This title scares me and it’s not October yet!
agreed! haha
I’m new to investing. What’s scary about October?