Getting a Credit Card in US & Why it's Important! | All students must watch

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  • Опубликовано: 8 сен 2024

Комментарии • 127

  • @ParthVijayvergiya
    @ParthVijayvergiya  2 года назад +6

    ⚠ Apply for these cards when you get to the US!! This video is from December and was focussed for Spring 22 and Fall 21 folks. If you are Fall 22 person apply to these cards after coming to the US and having a US bank account in hand. If you are applying for these cards from India, your application will be rejected. ⚠

    • @dhritimanchanda
      @dhritimanchanda 2 года назад

      Hi Parth,
      HDFC Credila is offering a Deserve card prior to flying to the US. Should we proceed on that? They say we only need to apply for a pre-arrival form and post-arrival form when student's housing is sorted it will be delivered there.

  • @indinyk
    @indinyk 2 года назад +21

    Hi Parth, your suggestion saved me. I moved here to US 3 months ago. I applied Discovery credit card, chase freedom unlimited, but got rejected multiple times since I do not have any credit score in US. I saw your video and applied for AMEX blue cash everyday using nova credit (my indian credit score was 787). Today I got an approving email and the card will reach me soon. Thanks a lot.

    • @Subhasree0510
      @Subhasree0510 2 года назад

      hii. what was your credit limit? it depends on the indian credit score right. mine is 737 and i want to approximate.

    • @indinyk
      @indinyk 2 года назад

      @@Subhasree0510 Your indian credit score will be converted in US credit score which reduces credit score a bit. I am not aware how credit score affects credit limit. However, with very good indian credit score also I got $2k.

    • @pranaypatil3063
      @pranaypatil3063 2 года назад

      @@indinyk What did you put down for annual income? Did they ask for any tax form?

    • @indinyk
      @indinyk 2 года назад

      @@pranaypatil3063 whatever amount written on your I20 or DS2019

    • @nikhilkadapala4663
      @nikhilkadapala4663 2 года назад

      @@indinyk Its asking me to fill out some Transcript of Tax Return(form 4056-C) what did you do for this bro?

  • @AmanSharma-fh1uj
    @AmanSharma-fh1uj 2 года назад +5

    Hey Parth, really enjoy all your videos. Keep it up!!! Could you please tell which is the best credit card amongst Deserve, Leap Finance, Zolve and Nova credit?

  • @credittrickscredithacks
    @credittrickscredithacks 2 года назад +2

    Parth is the best

  • @devashishsinghdhillon5904
    @devashishsinghdhillon5904 2 года назад +2

    Please make a video about her ASU (and expenses) experience. I have the new american university scholarship but i guess its still going to be a lot!

  • @reddevilblue666
    @reddevilblue666 Месяц назад

    Thanks for the informative video. Please make a video on eRUPI CBDC online payments and its usage and benefits.

  • @sophiastuart4016
    @sophiastuart4016 2 года назад +10

    Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.

    • @alexmontrey5372
      @alexmontrey5372 2 года назад

      Yes. I invest with an expert trader, *Lynne Ellen Rule* . Made weeks of delicate research before setllting with her. She's a registered trader in IAPD and the broker is licensed. I have two friends already investing with her so I decided to give it a head start. I'm glad I did. It's been way lucrative and highly profitable for me, more than what I ever expected.
      *Best part is I'm in full control of my funds*

    • @cryptocasey1083
      @cryptocasey1083 2 года назад

      A good broker is much more than a venue to execute trades. Look for a broker that can assist you with quality research and educational materials to aid your development as an investor and help you make winning decisions in the markets.

    • @casinosimsek2027
      @casinosimsek2027 2 года назад

      I invested £ 2,000 with Mrs Lynne Ellen rule after I met her at a conference in London she made me profit of £ 11,790 in just 7- 14 days of trade with her and I invested more.

    • @mav3420
      @mav3420 2 года назад

      Please do you mind sharing any means of reaching out to her easily, I'm really interested i would love to give this a try. I've been searching tirelessly for a steady means of passive income.

    • @chrisjohn7823
      @chrisjohn7823 2 года назад

      Google her name
      Her contact details are online

  • @MrTulipdas
    @MrTulipdas 2 года назад

    Hey Parth thanks for sharing the info got my first Amex credit card in USA via nova credit. 🙏🏼 Thanks

  • @marty2476
    @marty2476 2 года назад +2

    Hey Parath,
    Thank you for all your videos, I had a question.
    I have an account with Chase bank, I don't have a credit card yet.
    would it be better to get an Amex card or a Chase credit card?
    Thank you!

  • @v4rdhanmusic
    @v4rdhanmusic 2 года назад +1

    Can we apply for American express from India? Or we have to be there in USA?

  • @abhasdaga886
    @abhasdaga886 2 года назад +1

    Hey parth...thanks for the informative videos.
    I have a question. Could you please help me.
    I have an account in bofa and they are dispatching physical debit card at my address in Berkeley. This has happened 2 times.. somebody got a hold of the card before it was delivered to me and took out cash.
    Already spoke and complained to the bank but there is no tracking id, no way to ensure in hand delivery of the card, no way to avoid misuse of card.
    Could you please help as in what should i do? I am a student and they keep issuing cards and somebody keeps stealing it.

  • @BalrajSingh-mq3zb
    @BalrajSingh-mq3zb 2 года назад

    Vcd vs dvd vs casette vs pen drive vs memory storage

  • @dawnglianapachuau6433
    @dawnglianapachuau6433 Год назад

    what about students that have never used credit card before( i applied for Amex using your link but keeps getting rejected because i have never used credit before).

  • @gouthamreddy4198
    @gouthamreddy4198 2 года назад

    I have completed my bachelor's degree in civil engineering in 2021 and looking forward to pursue Masters in US. as you have done Construction Management Masters. I would like to know from you how is the Masters in Construction Management, future prospects of the course and SALARIES

  • @AnkitGupta-cf6vk
    @AnkitGupta-cf6vk 2 года назад

    Hey Parth,
    Do we need a bank account for this?
    Or can we get a card without a bank account as well?
    Will Ellis Bank suffice for this application?

  • @feyonprajapati8493
    @feyonprajapati8493 2 года назад

    Waiting for your next video, when are you going to upload one?👀

  • @ParthVijayvergiya
    @ParthVijayvergiya  2 года назад +6

    Use this link to apply for a credit card with or without a social security number. Use your Indian credit history to do so -bit.ly/3yi3ljJ
    You need to be in the US to apply as you would need US address to apply. 🔥

  • @Adi_2305
    @Adi_2305 2 года назад

    Parth Bhaiya will you please make a video about how you got into Asian Institute Of Technology,Thailand for your undergrad.Thanks In advance.

  • @gauriyadav8331
    @gauriyadav8331 2 года назад

    Hi sir, Will you please provide information about How Summer Intake affects F1 visa approval rates? As many of us have got rejected for Spring 2022 semester and differing admit to Summer semester? What are your opinions on this? Should we go for Fall 2022 semester??

  • @extraaccount6853
    @extraaccount6853 2 года назад

    Hi. I want to pursue my Masters in Computer Science and I'm looking forward to "SPRING 2023". But I hit a road block as I can't find universities which offer SPRING Semester. Nearly every good University only takes "FALL".
    Can u please make a videos regarding how to select universities for "SPRING INTAKE"? PLEASE..

  • @sajeebsunny1245
    @sajeebsunny1245 2 года назад

    Hello Bro... Really appreciate your videos... I would like to know whether I can apply for any credit card befor my flight to USA?? And what are those cards??

  • @pratyushsrivastava3327
    @pratyushsrivastava3327 2 года назад

    Hey Parth! I know it won't be possible for you to reply to all comments, but if you could take the time out for this one I would really appreciate it! I am going to the US for fall 2022 for my Undergrad. I will be taking a loan but since I am turning 18 just a few months from now I won't have any credit history in India. Would it still be beneficial for me to use the Nova Credit service? Will it use my loan amount as a form of credit history or something? If you could clear this out, it would be of great help! Thanks for making these videos, really appreciate all the work you are doing!

    • @Libbydar_17
      @Libbydar_17 2 года назад

      How much is your annual fee and what uni if I may ask?

  • @harithai.j1787
    @harithai.j1787 Год назад

    Hi Part! I dont have an indian credit score to transfer and I dont have SSN either. Does that mean I cant apply for the AMEX blue cash everyday card?

  • @kayvanshah994
    @kayvanshah994 Год назад

    Have you heard about Zolve? Looking for reviews and experiences shared by people already using those or planning apply for one...

  • @krishnaveerula741
    @krishnaveerula741 2 года назад +3

    Hey Parth, great video. One thing though, you have given a link to to register for the mailing list in the description. But everytime I click on it, it says group not found. Can you help me with that. And also it would be kind of you if you could make a video on the credit cards for students in India. Thanks in advance , take care.

    • @anaghajadhav6935
      @anaghajadhav6935 2 года назад +1

      Yes, that mailing list and group is outdated. Request Parth should update that mailing list and group.

  • @neerajk3455
    @neerajk3455 2 года назад +1

    Hi had applied without ssn for amex everyday card but for the decision it's asking for ssn and home zipcode how can I check it now?

    • @harshalbhavane3044
      @harshalbhavane3044 Год назад +1

      Bro, I am into the same problem now what you did can you please tell?

    • @bhumitsheth9778
      @bhumitsheth9778 Год назад

      Any update on this guys? I am in same problem.

  • @smitgoswamii
    @smitgoswamii Год назад

    I did not have a credit card in India, can I still apply for amex credit card in US? The one you mentioned in the video

  • @hostelworld4613
    @hostelworld4613 2 года назад +1

    Plz tell me any app for rent payment by credit card in usa.

  • @manognasai7664
    @manognasai7664 2 года назад

    hi
    you said your sister was admitted in ASU
    even I'm going to ASU for this fall 2022 can you please ask her the details wheather and expenses there
    so it might helpful for students who are coming
    please make a vedio on it 🥰🥰🥰🥰

  • @pranaypatil3063
    @pranaypatil3063 2 года назад

    Hi Parth, at 7:47 you have said "put down the total amount of your i20?" Could you please clarify what you mean by that?
    Does that mean you put the total cost mentioned in i20? Or only the loan amount that has been approved?

    • @shahrahul5872
      @shahrahul5872 2 года назад

      total i20 amount and not just the loan approved amount as anyhow you'll have to arrange for the total i20 amount as that much is going to be your cost (on paper at least), and so you can claim your influx of money to have been that much.

  • @siddhant.4.srivastava
    @siddhant.4.srivastava 2 года назад

    Finally after so long ❤️

  • @gohithrusum228
    @gohithrusum228 2 года назад +1

    Hey Parth. Can I apply for an Amex card from India by typing in the Indian home address? Or can I put in the apartment address I am going to stay in, in the USA? I am still in India. I ll be there in 45 days approx. Please suggest on this.

    • @vaibhavreddy4532
      @vaibhavreddy4532 2 месяца назад

      Hi
      Were you able to figure out if we can give indian home address or should we apply only after moving to the US.

  • @herryhar3407
    @herryhar3407 2 года назад

    Hi bro...I completed my bachelor's in July 2021. Now trying for masters in the USA. My professor is not working in my college anymore, what should I do in that case. Do I have to take from a professor from my college only or from the professor who worked in my college but now works for some other college? Pls pls, reply and advice.

  • @sahildhawan3616
    @sahildhawan3616 2 года назад

    Hlo sir
    I don't have last name in any document what to fill in last/family name while creating ets account for gre test registration

  • @sandeepyel4248
    @sandeepyel4248 Год назад

    There is no link for American express everyday card referal link here?

  • @urzsurya239
    @urzsurya239 2 года назад

    Hai bro, I am 32 now, eee graduate working in core field what are chances of me completing ms in cse in USA and getting a software job there, I have only 14 months of working experience in it field in tcs, later I joined in electrical company, now I want to do ms in us please reply

  • @pavansai4297
    @pavansai4297 2 года назад

    waiting for UIC TOUR bro

  • @yashwanthvarma2653
    @yashwanthvarma2653 2 года назад

    what if I dint have any credit score in INDIA as I'm a student now and my father has it..? can that be considered..?

  • @dhanushnagalla851
    @dhanushnagalla851 2 года назад

    can we apply if we dont have loan credit history in india ? for this amex please reply ASAP

  • @yangnoo5799
    @yangnoo5799 2 года назад

    Amex card is application for Student w/o a job ?

  • @UmairAli-hv8vd
    @UmairAli-hv8vd 2 года назад

    Driving liscense pe bno video plz

  • @anumehta6884
    @anumehta6884 2 года назад

    It doesn't take Indian address Pincode, please check.

  • @aakashchopra1769
    @aakashchopra1769 2 года назад

    Hi Parth
    Actually I tried using AMEX Everyday card and I completed all the details but at the end I received the message that we'll process according to your indian credit score but it has been more than a week and I didn't receive any response from them. Can you please help me in this procedure.

    • @shreygreywall3639
      @shreygreywall3639 2 года назад

      Hey did you get any call from the for further verification, once you submitted the form

  • @VJ_Logs
    @VJ_Logs 2 года назад

    What do you think of Solve Credit card ?

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад

      I think they have a decent credit card. The offers are not really relevant to indian students because we don't go shopping to Nike or addidas that often. We need offers which are more relevant to grocery stores and bigger sign up bonuses. Plus what will get us a high credit score soon.

  • @azlanmalik8722
    @azlanmalik8722 2 года назад

    Why didn’t you take the apple card?

  • @nainisaikumar8240
    @nainisaikumar8240 2 года назад

    Hello parth, Iam a student from ECE background and I want to do Embedded system In masters in usa is there any scope to this feild and are they paying good scale of salary to ECE background freshers plz clarify this one 🙏

  • @jainzachariah7439
    @jainzachariah7439 2 года назад

    Got a reject from Amex!
    Reason quoted: We were unable to get your consumer credit score from the agency(ies) listed at the end of this letter
    Is there a minimum Indian credit score to get this approved? I do have good credit score in India though.

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад

      Jain, try for the deserve card. Deserve
      deserve.com/8ED36

    • @prasad1204
      @prasad1204 2 года назад

      Hello Jain, did you apply for it from India? Or you're present in the US currently?

    • @jainzachariah7439
      @jainzachariah7439 2 года назад

      @@prasad1204 I'm in the US currently and I applied recently. Seems like Amex doesn't accept international credit via nova anymore.
      I got my discover card via regular referral though.

    • @prasad1204
      @prasad1204 2 года назад

      @@jainzachariah7439 could you please share referral link of Parth's. I guess we get a $100 joining bonus.
      Did you get it?

  • @ChickeningGambler
    @ChickeningGambler 2 года назад

    What if I have low credit score in india ?

  • @dakshtaneja2435
    @dakshtaneja2435 2 года назад

    How can I check my credit history / credit score ?

  • @ShreyA-ms3pe
    @ShreyA-ms3pe 2 года назад

    Hi, Why is the Bilt card not preferred for students?

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад +1

      Because you might not get qualified for it. They do require a credit score. So for students go for deserve or discover or amex through nova credit.

  • @sahilsamuel7308
    @sahilsamuel7308 2 года назад

    can i apply for a credit card while in india? or do i need to go to the us and then apply from there?

  • @redcoder7049
    @redcoder7049 2 года назад

    What if previously in India we don't had a credit card?! Can we still get a credit card in the USA without getting the SSN.?!

    • @bananawarriorwootwoot
      @bananawarriorwootwoot 2 года назад +1

      Yeah I got my Discover credit card and never had a card in India. Discover is probably the go-to for new students.

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад +1

      I would recommend amex better credit limits. If you also have an education loan in india you do have credit history

    • @moinansari4165
      @moinansari4165 2 года назад

      @@ParthVijayvergiya what if a student don't have an educational loan And a credit card back in India . Then which which credit card would you suggest?

    • @Libbydar_17
      @Libbydar_17 2 года назад

      @@moinansari4165 same question

    • @moinansari4165
      @moinansari4165 2 года назад

      @@Libbydar_17 so this is how it's works. If you get the SSN in USA that is social security card. By using that you can apply for any credit card. But to get an SSN there are some terms and conditions.

  • @mdarf
    @mdarf 6 месяцев назад

    Don’t be a scammer or try to cheat the world .., life mightn’t be the same today u can be someone n yet tomorrow no one knowing as how v’r living … sharing good will be getting good n not doing good, tomorrow we will know n everyone will be knowing on things that we do, always..🤔

  • @FIERCE808
    @FIERCE808 2 года назад

    First! ❤️

  • @samudravishalmukherji7329
    @samudravishalmukherji7329 2 года назад

    Hi Parth! I have applied for the AMEX card through your link. They provided a contact number to call and verify some details or else they would call me within 2-3 days. The number they provided isnt working. Can you suggest what should I do?

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад

      Are you in India or did you move to the US?

    • @samudravishalmukherji7329
      @samudravishalmukherji7329 2 года назад

      @@ParthVijayvergiya Hi Parth! I could talk to them but they are saying the card can be sent to USA address. Is that so?

    • @samudravishalmukherji7329
      @samudravishalmukherji7329 2 года назад

      @@ParthVijayvergiya I am in India now. I will be moving in August

    • @rajaranjith5151
      @rajaranjith5151 2 года назад

      @@ParthVijayvergiya The adress fields are set in a way to select US address and phone number too, I think we should book this after coming to US.

    • @shreygreywall3639
      @shreygreywall3639 2 года назад

      Hey when i contacted them on that number, they asked for the acct number, is it okay to share the acct number over phonecall, what happened in your case

  • @BalrajSingh-mq3zb
    @BalrajSingh-mq3zb 2 года назад

    Symbiosis institute pune

  • @abhay1918
    @abhay1918 2 года назад

    Travel insurance

  • @abhay1918
    @abhay1918 2 года назад

    Pay pal

  • @cleveralves6056
    @cleveralves6056 2 года назад

    Hii 🇧🇷 👋

  • @TheScience_Network
    @TheScience_Network 2 года назад

    Hi parth, I recently have my first US credit card with having the credit limit $1500. (Without credit check)
    *I am moving to US for my MS program at Brown University this fall*

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад

      Subrat, which credit card did you go for?

    • @TheScience_Network
      @TheScience_Network 2 года назад

      @@ParthVijayvergiya Sable credit card, actually I still have to apply for American Express credit card but currently I am in India not in the US!

    • @japneetsingh5015
      @japneetsingh5015 2 года назад

      Hey can you tell at what stage can we apply for a US credit card
      1) After receiving funding and admission letter from Univ
      2) After Visa approval
      3) After arriving in US

    • @TheScience_Network
      @TheScience_Network 2 года назад +1

      @@japneetsingh5015 Hi Japneet, You can apply just after receiving your i20.

    • @vineethdara6787
      @vineethdara6787 2 года назад

      @Japneet Singh Hey congrats on your admit and credit card!
      Can you please share the process you followed to get Sable credit card.. Did you apply for it from India itself? You got the physical card too?
      Also any idea if we can apply for Amex card from India itself?
      Thanks!

  • @abhay1918
    @abhay1918 2 года назад

    One person company

  • @sushantadas4738
    @sushantadas4738 2 года назад

    4th

  • @rahulandhe7645
    @rahulandhe7645 2 года назад

    2nd

  • @daddyo7035
    @daddyo7035 2 года назад

    You didn’t even send out replies for the SOP review, god knows what you did will all those SOP’s. Bloody scammer

    • @ParthVijayvergiya
      @ParthVijayvergiya  2 года назад +5

      I sent out first 50 already. Way back. You might not be in the first 50 :)

    • @HarishKumar-ib1yw
      @HarishKumar-ib1yw 2 года назад +7

      Hey that's rude man! I too did send my SoP, and I believe that I wasn't in the first 50. You can't somebody a scammer without a proper understanding, he is an inspiration for many people out there in India; especially civil engineers. If you wanted your SoP to be reviewed go out and pay to someone. 😏🤪