BEST Mortgage products for First Time Buyers! // First Time Buyer UK
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- Опубликовано: 17 сен 2024
- BEST Mortgage products for First Time Buyers!
Choosing the right mortgage product can be a daunting task. This video simplifies this process for first time buyers.
**MORTGAGE CHAIN LTD**
Mortgage Chain Website - www.mortgagech...
Book a free no obligation chat - link.alexkerr....
Mentorship Program - First Time Buyer Expert
link.alexkerr....
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*SHOW NOTES & LINKS**
Check My File - Download Free Credit Report: link.alexkerr....
Contact: www.mortgagech...
Subscribe to my channel: www.youtube.co...
*NEW! Download FREE First Time Buyer Pack
link.alexkerr....
QUOTING PORTAL (Solicitors, House Insurance and Surveys)
www.mortgagech...
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**CREDIT FILE CHECKS**
CHECK MY FILE - This is step 1 as a First Time Buyer. Check your credit file!
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
link.alexkerr....
Correct Errors on Your Credit File:
Contact Experian: ins.experian.c...
Contact Equifax: help.equifax.c...
Contact Transunion: www.transunion...
Apply for Voters Roll: www.gov.uk/reg...
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**BOOK A FREE CHAT**
Book a Free, No Obligation Call with Alex Book Now:
link.alexkerr....
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
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BAD CREDIT ?
Download our FREE Adverse credit mentorship program below:
link.alexkerr....
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FACEBOOK GROUP For First Time Buyers:
/ firsttimebuyeruk
Say hi on social:
Twitter: / alexkerrmortgag
Instagram: / alexkerrmortgage
Facebook: / alexkerrmortgage
TikTok: / alexkerrmortgage
Contact: www.mortgagech...
Facebook Group for First Time Buyers: / firsttimebuyeruk
*** About This Video ***
In this video Alex Kerr from Mortgage Chain TV reviews the Best Mortgage Products. In this video he covers the mortgage options every first time buyer will need to consider. If you are thinking about your mortgage options, check out this video!
Contact:
Enquiry:
mortgagechain....
Book: Book 10 minute mortgage chat with Alex: outlook.office...
DISCLAIMER: YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
#firsttimebuyers #mortgageproducts #alexkerrmortgage
You can see how much more polished your new videos compared to this one is. Well done !
I’m looking to purchase first house so been binge watching all of your vids ! 😂
😂😂😂 yes indeed, got a little bit better since then! Ah that’s awesome, exiting stuff! Have you seen anything that takes your fancy yet ?
Many thanks, simple and straightforward
Love your videos! Very informative!
Great vids mate. Keep it up.
This is my 4th video. As a supporter, please buy a good mic! cheers!
www.argos.co.uk/product/2157937?istCompanyId=a74d8886-5df9-4baa-b776-166b3bf9111c&istFeedId=c290d9a9-b5d6-423c-841d-2a559621874c&istItemId=iipmrrqit&istBid=t&&cmpid=GS001&_$ja=tsid:59158%7cacid:532-198-3455%7ccid:200223050%7cagid:12488287010%7ctid:pla-843823754360%7ccrid:66128552210%7cnw:g%7crnd:12387942300890063515%7cdvc:c%7cadp:%7cmt:%7cloc:9045483&Google&gclid=Cj0KCQjwpLfzBRCRARIsAHuj6qVwaOyhnFp46aYnBCB3Ej_pxh9SBtUSMPh9mSIGoI_lXgFy9j_biusaAjzFEALw_wcB&gclsrc=aw.ds
Thanks for the tip, I now use a Rode Mic so the latest videos sound much better! Thanks again, Alex
Your videos are informative.... We are looking for a mortgage and all ur videos are very guiding.
Thanks for your kind words :-)
Very good video
Hi Alex, when is your next Q&A please?
Hi Fola, I’m moving in the next few weeks and then will have a new studio to build! So might not be for a little while.
@@alexkerrmortgage thanks for getting back to me Alex. I'm closer to getting my deposit together to go house hunting real soon. Thank you so much for making the videos, I've learnt so much!
Please keep making these videos, because its helping a lot of us out here!
Repaying mortgage as quickly as possible is not necessarily great - if you take into consideration an inflation rate of 4% 100k would be worth 44k (100*0.96^20) in "future" money after 20 years. *With inflation at 7% and climbing taking a mortgage for a long term is great - let that money become worthless and let the bank eat it. As such future money would mean the mortgage is far easier to pay off the longer you push it out. Particularly if you invest the difference that you save. Investing the difference of the lower rate over a long time period with an average of 5-8% would mean quite a significant portfolio & lower relative final sum to pay off...
But 10 years down the line your property could be worth 2/3 or twice as much if you buy in right area therefore interest only is a very viable option.
Hi Mitesh, personally I would never recommend interest only to a first time buyer.
Are new builds worth the money?
I can’t really answer this with a yes or a no! It all depends are on your own opinion, the location, the developers… There is a lot more to consider. Alex
I feel bad now I didn't pick You up as my mortgage broker
Hey I will be here for the next one!
@@alexkerrmortgage i will defo contact you in next 6 months as a one what i did use fail badly 😄
⚡ Question Of The Day: Which mortgage products do you find confusing ? LMK! 👇👇👇