Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin ,While also continuously learning from mistakes and improving
Many overlook that banks are return-driven businesses. I don't trust keeping a large sum in a bank. Instead, I invest with guidance, enjoy the benefits, and save for retirement.
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
@@williamDonaldson432 Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
Do you split your money 3 ways equally or do you put more in one? I don't do property yet, I do stocks and shares but most money goes into precious metals.
@FutureInvestmentsBullion yh I set a amount for stocks which goes out everyweek, I buy 1 gram tavex gold and 1 oz silver britt every friday as a challenge ive set me self, then I buy what ever I see and like every week whether it's a sovereighn or silver, I need to start buying 1/4 gold britts but still want other coins for my collection first.
I stack metals but wouldtnt have a clue about s&p 500 how it works is there a minimum amount you have to invest with from the start, do you have to add to it weekly/monthly or just let your initial investment run and see how it goes any pointers on this subject would be appreciated 👍
@royharris7135 you can put as much as you like in, the more money in the more you build up, look for one that pays dividends like the s&p, i put £500 in then £25 a week, ive set it up for a 5 year plan, to me it's like another savings account but I get money back, more than you would with a normal savings account, so you build your wealth that way.
The one thing nobody mentions on rentals is it’s a part time job. If you pay someone to do these things you will have a negative return most years. What if taxes and insurance goes up but you can’t raise rent because the local rental market is flooded with rentals. What is a tenant quits paying and it takes you a year to get them out.
What is the thought process behind an interest only loan on rental property? I have a potential property investment opportunity but it is all new to me at the moment. I am already heavily in on gold and silver, have some cash reserves in fiat for emergencies for liquidity reasons is just in an instant access saver. Will be looking into stocks/shares etc in future but currently the property is my main priority.
Take your time to research everything and find out as much as you can. But the idea behind an interest only mortgage on an investment property is to generate quick cash flow to buy the next investment property. Hope this, helps!
Are the books you showed any good? I loved how to own the world, and i just bought the 4 agreements, but haven’t read it yet. The other books you displayed keep popping up on my amazon recommendations. Are they any good?
Completely agree mate no risk no reward! What’s your job considering your in your 20s and are able to get into property and all the others is an accomplishment congrats 😎
Thanks very much. I’m employed but also have two self employed incomes which I started myself. One of them being RUclips. Hope this helps. Income is key 🔑
Two of your long term investments have considerable counter party risk not to mention interest rate risk, negative equity and changing legislation to do with housing. The stock market can be volatile and is in need of a correction so hardly safe. There is no such thing as risk free investing all you can do is to try to mitigate and manage such of the more obvious ones. You might need to educate yourself with the more nuanced financial education.
@@FutureInvestmentsBullion As with any investment it is always best to start as young as possible due to the effects of compounding. Since you talk about stock market investments anyway, don't you think that pensions are a really good way to do that?
Pensions are very important but younger generation dont think that far ahead i have work colleagues ive been trying to get to start a pension last 20 years no interest ill start one next month they never do.i have my own private pension work pension and goverment pension when i retire plus hopefully a nice stack of pm's as they say fail to prepare,prepare to fail
@@royharris2357 Yep, totally agree ... I was like that when I was younger also but tbh I never had enough money then to put any into a pension. But these videos are aimed at people with some spare to invest so I think it is important to mention pensions as they are a very tax efficient way of investing in the stock market.
@@corporatemcmahon2815 Some people have made millions in Bitcoin. Other people would never touch it. It's not that Bitcoin is good or bad, but rather understand how it works and see if it fits with your investing strategy before investing in it.
Being a Bitcoiner I learnt about Gold and started investing in both, seems like lots of goldbugs are against Bitcoin and some Bitcoiners are against Gold, I think we are both on the same sides of the coin (pun intended)
@@zaaxi7424 Same here, brother. Being diversified is key. I am out of the Bits though. And I am saying that as a crypto OG. No more stress just putting your money into Gold and Silver! The IT outage last week showed: Don't rely on digital too much. The new cool digital people will cry soon. Then us OG's will laugh loud. Because we own cash, Gold and silver!
Hello FI, I am wanting to start investing my money soon as I haven't done this already. You mentioned S & P 500 and FTSE 100 but what platform should you use in order to start investing.
I honestly don't think that you can guarantee that Capital Gains Tax will never be put on gold. We would all like to think we are safe from that, but any government can change that in an instant. So just something to be aware of.
This is very true. The Capital Gains Tax limit is being lowered year by year, so there is a good chance it will be gone one day. But what I meant was with these 3 investments its very certain that'll you'll build, safe long term wealth : D
Coins will always will be cos if it comes down to it u can use them as real legal tender like the 1oz gold coin is worth £100 but as good it’s like what it gold,worth today
I'm sure some governments will fail eventually. Paper is not worth anything, not backed by anything, you can't print out of thin air. Fck em, their thieves anyway. The people won't allow extra taxes anymore.
Let’s talk gold vs stocks .if you own physical gold and hold it in your possession there is absolutely no counter party risk. Stocks on the other hand is nothing but counter party risk. That risk is about 5 layers deep. If I buy 1oz of gold today at $ 2400 sell it at $5009 20 years from now is there any tax? If I buy $ 2400 in stocks today and sell for $5000 twenty years from now I’ll pay tax on the gains. IRA’s are taxed deferred of which means you pay tax on the hole thing. Do you think taxes are going to be higher or lower in 20 year. Happy stacking brother
Hello future mate 🤝 great video and information as always 👍 definitely all about the gold for me 😁 I'm far too skeptical about the wests future to put my fiat into anything else atm. Not only does it protect you against inflation but also the likes of "baill ins" which isn't really talked about too much, but it should be a concern for anyone with savings in the bank, especially the way the economy is looking. If you've used gold like your savings account as you said FI, then the banks can't get their grubby hands on it at all 👌 anyway hope you're well today bud and watch how you go 🫡
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin ,While also continuously learning from mistakes and improving
Many overlook that banks are return-driven businesses. I don't trust keeping a large sum in a bank. Instead, I invest with guidance, enjoy the benefits, and save for retirement.
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
@@williamDonaldson432 Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
Do you split your money 3 ways equally or do you put more in one? I don't do property yet, I do stocks and shares but most money goes into precious metals.
It varies. With me it’s never equal. It depends on my mood, how much money I have and my goal at the time. Great work mate! Keep it up 🍀
@FutureInvestmentsBullion yh I set a amount for stocks which goes out everyweek, I buy 1 gram tavex gold and 1 oz silver britt every friday as a challenge ive set me self, then I buy what ever I see and like every week whether it's a sovereighn or silver, I need to start buying 1/4 gold britts but still want other coins for my collection first.
I stack metals but wouldtnt have a clue about s&p 500 how it works is there a minimum amount you have to invest with from the start, do you have to add to it weekly/monthly or just let your initial investment run and see how it goes any pointers on this subject would be appreciated 👍
@royharris7135 you can put as much as you like in, the more money in the more you build up, look for one that pays dividends like the s&p, i put £500 in then £25 a week, ive set it up for a 5 year plan, to me it's like another savings account but I get money back, more than you would with a normal savings account, so you build your wealth that way.
Great video.
Thankyou!!
The one thing nobody mentions on rentals is it’s a part time job. If you pay someone to do these things you will have a negative return most years. What if taxes and insurance goes up but you can’t raise rent because the local rental market is flooded with rentals. What is a tenant quits paying and it takes you a year to get them out.
That’s why I put it last in my rating. It’s semi passive and has the most risks.
What is the thought process behind an interest only loan on rental property? I have a potential property investment opportunity but it is all new to me at the moment. I am already heavily in on gold and silver, have some cash reserves in fiat for emergencies for liquidity reasons is just in an instant access saver. Will be looking into stocks/shares etc in future but currently the property is my main priority.
Take your time to research everything and find out as much as you can. But the idea behind an interest only mortgage on an investment property is to generate quick cash flow to buy the next investment property. Hope this, helps!
Are the books you showed any good? I loved how to own the world, and i just bought the 4 agreements, but haven’t read it yet. The other books you displayed keep popping up on my amazon recommendations. Are they any good?
Lol should have listened to the end before commenting!
Haha, no problem. They’re all very good mate. Thanks for watching ☺️
Completely agree mate no risk no reward!
What’s your job considering your in your 20s and are able to get into property and all the others is an accomplishment congrats 😎
Thanks very much. I’m employed but also have two self employed incomes which I started myself. One of them being RUclips. Hope this helps. Income is key 🔑
Aurora gold have marvel 1gram gold and all sorts for only 80pound a gram winner
Out of interest, if you acquired a £5m lump sum, in what proportion would you invest it into your top 3 vehicles?
33% gold, 33% Index Funds, 33% Investment Properties
Two of your long term investments have considerable counter party risk not to mention interest rate risk, negative equity and changing legislation to do with housing. The stock market can be volatile and is in need of a correction so hardly safe. There is no such thing as risk free investing all you can do is to try to mitigate and manage such of the more obvious ones. You might need to educate yourself with the more nuanced financial education.
Diversification is key. I state that in the video.
My top investment is my pension which is very tax efficient, hassle free and is invested in the markets. I'm surprised you don't mention pensions.
I’m in my 20’s so don’t talk about it to much for relevance but I’ll bring it up more in future
@@FutureInvestmentsBullion As with any investment it is always best to start as young as possible due to the effects of compounding. Since you talk about stock market investments anyway, don't you think that pensions are a really good way to do that?
Pensions are very important but younger generation dont think that far ahead i have work colleagues ive been trying to get to start a pension last 20 years no interest ill start one next month they never do.i have my own private pension work pension and goverment pension when i retire plus hopefully a nice stack of pm's as they say fail to prepare,prepare to fail
@@royharris2357 Yep, totally agree ... I was like that when I was younger also but tbh I never had enough money then to put any into a pension. But these videos are aimed at people with some spare to invest so I think it is important to mention pensions as they are a very tax efficient way of investing in the stock market.
Thanks for the financial advice mate
Glad you liked it John! Thanks for watching.
@@FutureInvestmentsBullion I'm winding you up. But seriously tha ms for the content :)
It sounds like you were blessed with a beautiful south east accent like me I hear?
Its not financial advice nor is it education as he is not qualified or regulated in either area it seems.
Do you like Sovereign coins as well or you are all about Britannias? :)
Personally I prefer Britannia’s ☺️
Long Rule Britain 🇬🇧
What about Bitcoin?
Bitcoins not for me particularly. It definitely doesn’t make my Top 3
@@FutureInvestmentsBullion Why?
@@corporatemcmahon2815 Some people have made millions in Bitcoin. Other people would never touch it. It's not that Bitcoin is good or bad, but rather understand how it works and see if it fits with your investing strategy before investing in it.
Being a Bitcoiner I learnt about Gold and started investing in both, seems like lots of goldbugs are against Bitcoin and some Bitcoiners are against Gold, I think we are both on the same sides of the coin (pun intended)
@@zaaxi7424 Same here, brother. Being diversified is key. I am out of the Bits though. And I am saying that as a crypto OG. No more stress just putting your money into Gold and Silver!
The IT outage last week showed: Don't rely on digital too much. The new cool digital people will cry soon. Then us OG's will laugh loud. Because we own cash, Gold and silver!
Hello FI, I am wanting to start investing my money soon as I haven't done this already. You mentioned S & P 500 and FTSE 100 but what platform should you use in order to start investing.
Hey, Thankyou for watching. I use Trading 212 ISA ☺️
I honestly don't think that you can guarantee that Capital Gains Tax will never be put on gold. We would all like to think we are safe from that, but any government can change that in an instant. So just something to be aware of.
This is very true. The Capital Gains Tax limit is being lowered year by year, so there is a good chance it will be gone one day. But what I meant was with these 3 investments its very certain that'll you'll build, safe long term wealth : D
Coins will always will be cos if it comes down to it u can use them as real legal tender like the 1oz gold coin is worth £100 but as good it’s like what it gold,worth today
I'm sure some governments will fail eventually. Paper is not worth anything, not backed by anything, you can't print out of thin air. Fck em, their thieves anyway. The people won't allow extra taxes anymore.
Let’s talk gold vs stocks .if you own physical gold and hold it in your possession there is absolutely no counter party risk. Stocks on the other hand is nothing but counter party risk. That risk is about 5 layers deep. If I buy 1oz of gold today at $ 2400 sell it at $5009 20 years from now is there any tax? If I buy $ 2400 in stocks today and sell for $5000 twenty years from now I’ll pay tax on the gains. IRA’s are taxed deferred of which means you pay tax on the hole thing. Do you think taxes are going to be higher or lower in 20 year. Happy stacking brother
Well said, I agree with you Kevin
First of all the word guaranty and investing should never be used in the same sentence
Fair enough but if you watched the whole video you’d see I explained the reason for the word used and how no investment is a sure thing..
lol mindset the go to for the loser and the sheep.
With that mindset you won’t go far
Waste of time having any investments with a Labour government they will take it all from you
How will they?
@@FutureInvestmentsBullion more direct and stealth taxes.
Hello future mate 🤝 great video and information as always 👍 definitely all about the gold for me 😁 I'm far too skeptical about the wests future to put my fiat into anything else atm. Not only does it protect you against inflation but also the likes of "baill ins" which isn't really talked about too much, but it should be a concern for anyone with savings in the bank, especially the way the economy is looking. If you've used gold like your savings account as you said FI, then the banks can't get their grubby hands on it at all 👌 anyway hope you're well today bud and watch how you go 🫡
Very well said Luke. I agree, great comment. Thanks for watching. Have a great week! 🍀