Workers Comp for Independent Contractors
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- Опубликовано: 15 сен 2024
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What if I’m a new contractor and are only going to have 1 employee.
Great question. Anytime you have employees you need worker's compensation insurance. If it's just you, as the owner, most states will allow you to opt-out of coverage.
When I hire 1099 driver to deliver Amazon in TN. Do I need to carry workman comp if the driver does not have workman comp?
Great question. What is your business? Does the driver have their own business or are they just a contractor you hired?
great info thanks
I have 6 cleaners for my air bnb who clean for me and for others. How do I get them to get WC and GL. They dont have LLCs. The rentals are in NJ
I dont know how it is in NJ, but here in FL I have a similar situation and we are asking subcontractors on our airbnbs to get a workers comp exemption, they can do that even as sole proprietorship.
What if the independent contractor has an exemption?
Can you give me an example of an exemption?
I dont get it. In NJ a self employed contractor with no employees is not required to carry workers compensation but when Subcontracted the main contractor's insurance requires the Subcontractor to have worker's compensation or they charge the contractor for it. In which the self employed contractor has a cut in there contract to cover the cost of the worker's compensation.
Yes, this is because when you work as a sub-contractor, in many states you are considered a "employee" for purposes of worker's comp. This is not the case in every state but in New Jersey (and others such as New York) this is the case.
How much did you pay for it?
@@realcleanecspressurewashin6387depends on the job. In thend I have to do a break from materials vs. Labor cost.