The Sneaky Tax Break That Reshaped U.S. Real Estate

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  • Опубликовано: 23 ноя 2024

Комментарии • 578

  • @scottarmstrong11
    @scottarmstrong11 8 месяцев назад +414

    I remember in 2007 when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.

    • @emiliabucks33
      @emiliabucks33 8 месяцев назад +4

      Most people find it difficult to handle a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.

    • @carolpaige2
      @carolpaige2 8 месяцев назад +3

      Given that we are not used to such volatile markets, the fact that the US stock market has been on its longest bull run in history helps to explain the widespread fear and enthusiasm. There are chances if you know where to look, as you noted when I earned more than $780k in the prior ten months. I hired a portfolio advisor because I knew I would need a solid plan to get through these difficult times.

    • @Johnlarry12
      @Johnlarry12 8 месяцев назад +3

      My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.

    • @carolpaige2
      @carolpaige2 8 месяцев назад +3

      I work with Carol Vivian Constable as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

    • @Johnlarry12
      @Johnlarry12 8 месяцев назад +2

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @anotheran
    @anotheran Год назад +132

    “If we keep house prices too expensive, we can keep ppl renting forever to line our pockets”

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад +12

      Who cares how expensive mortgages become, some sucker will pay it off for you if he doesn't want to be homeless /s

  • @Johnny-se8hk
    @Johnny-se8hk Год назад +348

    Really where do I put my money now? banks aint safe, mortgage rates continue to rise with higher imports and declining exports, but the FED is yet to lessen cost, something will eventually break if they keep raising interest rates and quantitative tightening.

    • @heatherholdings
      @heatherholdings Год назад +1

      @lancycamaraAgreed, I'm quite lucky exposed to finance at early age, started job at 19, purchased first home at 28, got married afterwards just to raise kids. Going forward, got laid-off at 40 amid rona-outbreak, and at once hired an advisor to stay afloat. I'm semi-retired today and only work 7.5 hours weekly, with barely 15% short of $1m ballpark goal after subsequent investments to date.​

    • @heatherholdings
      @heatherholdings Год назад +1

      @scarMonroy- the advisor that guides me is ''Katherine Nance Dietz'' you are likely to discover her on the internet, she's well-qualified and has established a noticeable online presence following her lengthy period of experience in the financial system.

    • @bianconerointheus6692
      @bianconerointheus6692 Год назад +3

      Banks are safe though as long as they are FDIC insured.

    • @mrhuevito11
      @mrhuevito11 Год назад

      ​@heatherholdings how do I find her in RUclips???

    • @mrhuevito11
      @mrhuevito11 Год назад

      ​@HaroldsTKO did you make an appointment?

  • @caitlinweiss8801
    @caitlinweiss8801 Год назад +87

    Maybe we should stop treating housing as investments and start treating them as homes, you know, for people to live in.

    • @jaysant6958
      @jaysant6958 Год назад +5

      Investors can help make homes possible for people to live in.

    • @san6788
      @san6788 Год назад

      Nah, LoL

    • @israelrodriguez7956
      @israelrodriguez7956 Год назад +1

      Sorry sir this is america, we run on capitalism. Go somewhere else if you don't like it

    • @pharaohbtw
      @pharaohbtw Год назад +2

      Ok. Can you help me gain citizenship? How about buy my ticket for me?

    • @magesalmanac6424
      @magesalmanac6424 Год назад +6

      “Sorry, this is capitalism, love it or leave” or how about we change the system, because right now it’s breaking down.

  • @xvx4848
    @xvx4848 Год назад +192

    Yes pump your money into the very corporations that are inflating the real estate bubble. If you don't own a home you're making the problem worse for yourself by owning a REIT that will use your money to buy the very home you had your eye on.

    • @TheBooban
      @TheBooban Год назад +31

      That’s the entire point. If you can’t beat ‘em, join ‘em.

    • @mistervo8185
      @mistervo8185 Год назад +8

      Then turn that home into a rental, inflating the rental market price.

    • @galomarino7306
      @galomarino7306 Год назад +9

      Agree. REIT's are not equitable and ROI is much lower than an actual RE property, it's unfair and stupid to compare it. REIT's are good for those who created and I can agree they are part of the problem why RE are so mess up. This report is pure advertise.

    • @vladutzuli
      @vladutzuli Год назад +9

      Its a choice between swimming against the current until your arms give up or joining the dark side.

    • @jz4461
      @jz4461 Год назад

      ​@@galomarino7306Can you provide some evidence regarding those returns?

  • @itbeaulieu
    @itbeaulieu Год назад +107

    What really annoys me is these companies (like many landlords) forget housing is first and foremost human. Thinking of it simply in terms of cost and profit is wrong.

    • @mikea5745
      @mikea5745 Год назад +30

      In the United States, housing is first and foremost an investment. We, as a society, have chosen to have a homeless crisis in the ever increasing pursuit of profit over housing. The expenses and limitations on housing are entirely artificial. Houses could be cheap, but we choose to make them expensive

    • @MountandbladeSteppeNomad
      @MountandbladeSteppeNomad Год назад +1

      ​@@mikea5745I'd rather them be expensive I love being poor and homeless, it puts me in my place so I can look at the benevlont lordship of my supriors.

    • @thedude5040
      @thedude5040 Год назад +5

      Housing is an investment and homelessness is mostly a symptom of poor decisions. You have to realize some people want to be homeless so you will never not have homeless people. Want to end homelessness? Then force all unhoused people into forced detox with random stop and frisks through their entire life.

    • @Watch-0w1
      @Watch-0w1 Год назад +1

      Welcome to america

    • @Watch-0w1
      @Watch-0w1 Год назад +16

      ​@@thedude5040poor decision? Tomorrow I can break my leg and get kick out my apt because couldn't work. Where was poor decision in that sceneria.
      Home shouldn't be unreachable. And cost more taxes to have homeless problem.
      I mean u can't even work without a address .

  • @jackwillison177
    @jackwillison177 4 месяца назад +277

    As a nurse and part-time real estate agent with $330k saved, I'm keen to invest in the stock market to combat low bank returns and guard against inflation. How can I build a solid portfolio?

    • @MizThe
      @MizThe 4 месяца назад +2

      I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

    • @Markscott412
      @Markscott412 4 месяца назад +1

      A healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

    • @Williamjame444
      @Williamjame444 4 месяца назад +2

      You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

    • @vivianlucy141
      @vivianlucy141 4 месяца назад

      I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

    • @Williamjame444
      @Williamjame444 4 месяца назад +4

      I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Melissa Elise Robinson" I've worked with her for 9 years and highly recommend her. Check if she meets your criteria.

  • @ahhbeejams4338
    @ahhbeejams4338 Год назад +171

    "Better alternative than owning a house"
    Yes, I live in my REIT.

    • @vmtl4659
      @vmtl4659 Год назад +7

      😂😂

    • @a.m.doesit9347
      @a.m.doesit9347 Год назад +7

      I sense some sarcasm here haha

    • @asterisk911
      @asterisk911 Год назад +7

      Owning a portfolio of rental properties (including REITs, syndications, and even individual properties) and using the rent you collect to pay your own rent can actually be a better option. Some of us live in places where owning is not ideal (for example, if the rental yields are low meaning it's signficantly cheaper to rent than own); and in addition, using a rental portfolio to pay your own rent rather than buying your residence is a lot more diversified.
      I known (separate) homeowners who: 1) had a disaster destroy their home and then ran into difficulties with the insurance company, totally wrecking their lives; and 2) lost their job at the same time the local economy and housing market collapsed. Renters just walk away in either case and go rent somewhere else. If a renter who owns a rental portfolio decides to move, it's relatively easy; and there's never a danger that a disaster in one specific house may wreck one's life.

    • @matthewmartin2075
      @matthewmartin2075 Год назад

      @@asterisk911thank you for writing this 🙏🏾I’m a young person(23) trying to invest wisely as I get older ,do you suggest I buy a rental property (multi families 2-4units )first or invest in reits first ?

    • @olir6910
      @olir6910 Год назад +1

      😂👏🏼

  • @darnellcapriccioso
    @darnellcapriccioso Год назад +1116

    Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market.

    • @ericmccormick82
      @ericmccormick82 Год назад +5

      The stock market is no different, to maintain profit, you need to have some in-depth knowledge on the market

    • @richardhudson1243
      @richardhudson1243 Год назад +5

      @ericmccormick82 True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

    • @maiadazz
      @maiadazz Год назад +5

      in my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

    • @jeromesand
      @jeromesand Год назад +5

      @@maiadazz my partner’s been considering going the same route, could you share more info please on the advisor that guides you.

    • @maiadazz
      @maiadazz Год назад +4

      Margaret Johnson Arndt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

  • @haruhisuzumiya6650
    @haruhisuzumiya6650 Год назад +55

    We want to buy a house not become a landlord

  • @beAsham3
    @beAsham3 Год назад +40

    How about we stop treating housing like a commodity and start treating it as a basic need. You can't say your nation has robust upward mobility if the bottom percentage are barred from opportunities because housing in those areas is expensive and scarce. Wall Street and their pocket politicians have essentially kicked the ladder down for everyone else because they constantly oppose efforts like removing R1 zoning, removing minimum parking requirements, and expanding housing supply through governments and private efforts. Actions that would actually help tackle the housing crisis.

  • @leondonald
    @leondonald Год назад +359

    Real Estate provides cashflow, tax benefits, equity building, competitive risk-adjusted returns, and inflation protection on its own. Whether you invest in physical properties or REITs, real estate may help you diversify your portfolio and reduce volatility. Dividends are what got me into investing in REITs, great way to secure the accumulate wealth, I hold AMT, CCI & PSA. $290k in profits made in 2022.

    • @theresahv
      @theresahv Год назад +8

      Consistently investing in high quality dividend paying REITs & companies over the long term is a relatively easy strategy to create generational wealth. My "boring" REITs portfolio paid me over $4,000 in dividends last month.

    • @jeffery_Automotive
      @jeffery_Automotive Год назад +3

      It's time to make high value games! Discounted dividend stocks. Ever grateful to my CFP "JULIE ANNE HOOVER’’ I now have a six-figure REIT portfolio, which includes, but is not limited to; AMT, SPG & PSA.... I now have 606 shares of AMT which pays dividends of $3800 per year.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Год назад +3

      @@jeffery_Automotive I want to play the long term game with well diversified fund. Please how can i reach this CFP of yours?

    • @jeffery_Automotive
      @jeffery_Automotive Год назад +3

      Most likely, you can run a google search on her name and find her basic information online; you are welcome to do further study.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Год назад +2

      @@jeffery_Automotive Thank you. I just checked her out on the web browser, She seems really proficient. I'll follow up with an email. Thanks for the lead.

  • @pratikmshah
    @pratikmshah Год назад +60

    Corporations are going to buy as many residential properties as they can to have perpetual income.

    • @supadave422
      @supadave422 Год назад +4

      Short their stock if you want to hurt them

    • @uglytruthist9914
      @uglytruthist9914 Год назад +2

      Won't work.

    • @ocampbell1954
      @ocampbell1954 Год назад +2

      Corporations and retail investors own a small percentage of the housing market. The bigger issue that exists is builders and skilled workers.

    • @thebowlingchannelnetwork5182
      @thebowlingchannelnetwork5182 Год назад

      I'm feel a little short on money

    • @jherc12990
      @jherc12990 Год назад

      Capitalism is always going to dominate the US. You're either benefitting or being taken advantage of. Might as well benefit and get some dividends.

  • @beng4647
    @beng4647 Год назад +86

    I'm poor but I want to take advantage of other poor people.

    • @uglytruthist9914
      @uglytruthist9914 Год назад +3

      So you'd prefer they be homeless?

    • @beng4647
      @beng4647 Год назад

      @@uglytruthist9914 I'm being sarcastic

    • @MrTmenzo
      @MrTmenzo Год назад +2

      Nein. I have reits that rent to fast food restaurants and 7-11s

    • @growingup4487
      @growingup4487 Год назад

      ​@@uglytruthist9914greed helps survival

  • @cinemaipswich4636
    @cinemaipswich4636 Год назад +19

    Be very careful. If it is an Income Trust, someone else may own the buildings and land. Income will be after leasing from the owners, property management, real estate agency, property maintenance, sinking fund for future renovations, and a host of other costs.

  • @Seanpfree
    @Seanpfree Год назад +114

    At 35 many like myself are realizing they will never own a home and won't start a family. We are watching the whittling down of the middle class and first-time home ownership become a thing of the past. My heart breaks knowing historically what happens in times like these- massive spike in crime, violence, social divide, populism, facism.

    • @beng4647
      @beng4647 Год назад

      The mass shootings will be out of control soon enough.

    • @financeroyce474
      @financeroyce474 Год назад +15

      I’m 22 and bought 4 units myself with only income from my low income job that I still work for today, some people just don’t want to put in the effort I know for a absolute fact by 30 anyone can easily buy a home if they have the want, knowledge, and the will power to do so

    • @DragonKingGaav
      @DragonKingGaav Год назад +10

      @@financeroyce474What city do you live in?

    • @beng4647
      @beng4647 Год назад +28

      @@financeroyce474 Your mommy technically bought those units for you.

    • @canibus1985
      @canibus1985 Год назад +1

      Well stated! 💯

  • @mercy3219
    @mercy3219 Год назад +11

    Beware... When investors have made as much as they can during a period start "sharing the secret" to grow a crop of new investors -- the RE market drives REITs the same as other investments.

  • @chicago9458
    @chicago9458 Год назад +70

    Is a REIT an alternative to a house? For investors yes but not for families who actually need a house to live it it

    • @Alpffine
      @Alpffine Год назад +7

      Just use any investment returns to pay for rent, what's the difference?

    • @RhythmBoy
      @RhythmBoy Год назад +10

      REITS are a reason why houses are unaffordable now. They buy them and charge as much rent as possible (20% yearly increase if possible or more) they will squeeze every penny out of your pocket. This country makes me barf sometimes with its greed

    • @diegoalvarez1556
      @diegoalvarez1556 Год назад +1

      One would argue that buying a house is actually creating your own prison (unless you use it for a rental) you’re getting in debt for the next 30 years for something to finally be yours when at the end of the day it’s not really if you don’t pay your taxes or insurance. We can’t be mad at the system we have created, capitalism will always be better than Socialism. We just have to become better at playing the game.

    • @vmtl4659
      @vmtl4659 Год назад

      ​@@Alpffineand please tell me how much will one have to invest in those reits to use your crappy "yeild" return to pay rent with it moron ???

    • @chicago9458
      @chicago9458 Год назад +2

      @@Alpffine People who want to buy a house they do so to avoid rent so as not to pay someone else’s mortgage and also to do whatever they want with their house. For example remodel to their liking. Keep in mind a return on REIT isn’t guaranteed as it may seem.

  • @MrHav1k
    @MrHav1k Год назад +25

    "That may not fit for us."
    No, dummy, they literally CANNOT AFFORD IT because of a whole host of factors.

    • @RogerioPereiradaSilva77
      @RogerioPereiradaSilva77 Год назад

      Heh! These market pundits keep claiming stupid things like Gen Z's don't want to own a car, they don't want to own a house, they don't want to own anything of worth because "they like to live frugal, no roots and no ties with anything" and pretend that they don't know the generations that came before are going out of their way to make sure that NO ONE can achieve the financial security that they achieved. Meanwhile the government keeps letting Wall Street go unchecked and making life harder for everybody because of 'profit'. This will lead to a social collapse sooner rather than later.

  • @DamianBadalamenti
    @DamianBadalamenti Год назад +5

    REITs generally under perform the S&P 50O. REITs also dont get the benefit of qualified dividends.

  • @Stoneface_
    @Stoneface_ Год назад +15

    I still prefer real homes over REITs

  • @ExcelSpreadSheetUserWarrior
    @ExcelSpreadSheetUserWarrior Год назад +33

    houses should be shelter for people not assets and commodities. stop speculating start creating.

    • @dallasjacob99
      @dallasjacob99 Год назад +2

      Speculating on essential goods is different than video games

    • @samsonsoturian6013
      @samsonsoturian6013 Год назад +2

      Go ahead and build your own without mortgages, landlords, and builders, then.
      Rental properties tend to be a fair trade

    • @ocampbell1954
      @ocampbell1954 Год назад +1

      Where do you think you live, Cuba?
      We live in a free market and people shouldn't be punished for being ambitious. The market will always find a way to balance itself

    • @samsonsoturian6013
      @samsonsoturian6013 Год назад

      @@ocampbell1954 usually fools condescending on capitalism are idiot college kids relying on their parents for money

    • @samsonsoturian6013
      @samsonsoturian6013 Год назад

      @@dallasjacob99 and more productive, sometimes

  • @trentkenzler8478
    @trentkenzler8478 Год назад +3

    You can't leverage your money in REITS. The advantage of real estate is to buy a property with 10% down. It goes up 10% and you just doubled your money. That's how people get rich in real estate. Good luck getting rich with REITS.

  • @charleskaren3948
    @charleskaren3948 Год назад +15

    If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

    • @pierrelouis6841
      @pierrelouis6841 Год назад

      The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.

    • @stephenieGibbins
      @stephenieGibbins Год назад

      The stock market rally run is gone, but I'm not
      sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $300k reserve.

    • @ralhpculman
      @ralhpculman Год назад

      the market is profiting if you are using a good broker or account manager to help out with trades or provide signals

    • @nicolasadrien5100
      @nicolasadrien5100 Год назад

      ​@@stephenieGibbinsMaking touch with financial advisors like Kimberly Kent who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

    • @adrienjulien5573
      @adrienjulien5573 Год назад

      Her strategy trade EUR/USD is quite impressive and her currency pairs are 100% beneficial. With her help I've been able to leave my 9-5

  • @rd9102
    @rd9102 Год назад +6

    The housing market is fubar because there is way too many investors that are constantly pushing prices up and out of reach for the next generations.

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад

      Gotta love it when they tell you that it's naturally increasing because of supply and demand, acting like they are not the reason for it. When in reality, everybody investing in the housing market is artificially increasing demand. People who don't need a home are buying up homes. Not only that, investors are generally wealthier. They can easily overbid a young single or young family starting out in life who just wants to buy their first and only home. This drives up prices much much more, as those investors can pay sums, which young folks can't afford. And they don't care how much it costs, because they expect it to be paid off by their tenants. And eventually they have free passive income and can flip the house for significantly more than they paid. Without these parasites, housing would be much cheaper. Prices are exploding by design, it's what the investors are desiring, at our cost

  • @nestharus
    @nestharus Год назад +10

    I tried some REITs and I have consistently lost $$ on all of them every quarter for the past 2 years at between 4% and 7% lost per quarter per REIT.

    • @theadrianfajardo
      @theadrianfajardo Год назад

      @nestharus I'm sorry to hear that. Investing in REITs should be treated like investing on index funds. Long-term play and set it and forget it.
      Hang in there and I wish you the best! 👍

    • @thedude5040
      @thedude5040 Год назад +1

      It's true this year I lost 7% on my reits but that ignores dividend payments. Ignoring thids year, over the past couple of years I've came out with positive earnings on reits. Depends what you invest in, when you buy and when you sell. I bought EPR when it was down in the $20 range.

    • @Eli90210
      @Eli90210 8 месяцев назад

      Only the big cats in WS make money on REITs . Not us . They have millions invested.

  • @theforestisdark9676
    @theforestisdark9676 Год назад +33

    Don't be fooled this is all by design they wanted to take away your quality of life and they very much did that, you could be making 100k and still be struggling this has nothing to do with you doing something wrong, rather this is intentional pain.

  • @tanpingyi4771
    @tanpingyi4771 Год назад +5

    its just a way for the original REIT owners to cash out and still retain a say over how dividends are distributed for themselves

  • @adityaXsingh
    @adityaXsingh Год назад +1

    Invest in buying homes or plot of lands, even if they are small or in bad location coz land/homes and food are gonna be the most expensive commodities in next 25 years.

  • @supadave422
    @supadave422 Год назад +7

    So we should all short American Homes 4 Rent and Invitation Homes got it.

  • @Rick_Iz
    @Rick_Iz Год назад +9

    One of the reasons home prices and rents are so high.

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад

      The treatment of housing as an investment is the main reason prices have exploded. Investors artificially increase demand and not only that, investors also have significantly more money to throw around than a young single or family who is starting out in life and looking for their one and only home. Investors can easily overbid you, further escalating price increases. A lot of Investors can pay cash. But even those that could not have benefitted from long time low interest rates. But even with interest rates being high now, they could not care less, because after all it isn't them who are going to pay off their mortgages. That's what the tenants are for. So we can expect even more increases on rent in the future. And they also could not care less about more and more people being at risk of becoming homeless, because there are enough other people who can still afford it, until a breaking point is reached. Who knows when that will be

  • @MiddleClassAmerican
    @MiddleClassAmerican Год назад

    bought a townhouse in 2009 for 140k, now valued at 420k. I have no complaints.

  • @November441
    @November441 Год назад +4

    REITs price goes down just as other stocks.

  • @vicepresidentmikepence889
    @vicepresidentmikepence889 Год назад +12

    This is a Good video for me. I would love to invest in real estate, but I have NO DESIRE to maintain and upkeep a home

    • @DistrustHumanz
      @DistrustHumanz Год назад +1

      You want to own something that you are not responsible for?

    • @jz4461
      @jz4461 Год назад +2

      ​@@DistrustHumanzSure, not everyone wants to do yard work once or twice a week or be directly on the hook for HVAC replacements, roof repair, etc.

  • @dontknow2
    @dontknow2 Год назад +5

    The Problem with REITS is that you cant get leverage on them like a traditional home.
    with a house you put down 20k for a 500k home you in the house and it appreciated ~3-4 percent per year.
    you get no leverage with REITs

    • @genwe1894
      @genwe1894 Год назад

      Also. It’s non qualified dividends unless you house it in a variable annuity or retirement account.

    • @jz4461
      @jz4461 Год назад +4

      Not true, REITs employ leverage

    • @ninetimesaday
      @ninetimesaday Год назад

      Couldn't you leverage it as a stock?

    • @chowsquid
      @chowsquid Год назад

      The upside is you are more diversified vs owning the one home you live in.
      You can also sell the REIT whenever you want. If you sell your home, you have to move

    • @AhmadAlAjeel
      @AhmadAlAjeel Год назад +1

      Not true, REITs themselves use leverage to grow and pay out more, but if you want to use leverage you could always go to the bank and use your REIT portfolio as collateral, and take a loan against it, they will loan you against it as collateral.

  • @user-qr7ee2cp4y
    @user-qr7ee2cp4y Год назад +3

    If you don't have much saved, start with a high interest savings account then mutual funds

    • @ratedrgamer4370
      @ratedrgamer4370 Год назад +1

      No savings account will give you more than 2% . Only CDs will give you at most 5% . While inflation is up around 7% . Really your just losing your money like everyone else.

    • @struckbyasyclone9284
      @struckbyasyclone9284 Год назад

      ​@ratedrgamer4370 my HYSA is 4.4%. Still not beating the stock market but it's where I keep my emergency fund

    • @uglytruthist9914
      @uglytruthist9914 Год назад

      Those days are over. Plenty of SA pay over 4%, some are even over 5.

    • @Dakid015
      @Dakid015 Год назад

      @@ratedrgamer4370 Have you heard of online banking??! Goldman Sachs, Wealthfront, Capital One are all offering 4%+ on savings accounts right now. Look it up and get in the game!

  • @colin1235421
    @colin1235421 Год назад +3

    I bought property equity stocks some time ago - it had 20% returns per year for 5 years straight and had a 15 year track record.... directly after i bought a company released negative news and did a short... lost half its value in days as people panic sold. Those same short sellers target many companies after reports are released.

  • @jonb3189
    @jonb3189 Год назад +1

    REITS is the catalyst for multinational corporations to purchase your homes, and thus you yourself are competing against the million dollar corporations to purchase local houses. It's also a reason why rents are so high.

  • @zeynepdemirbas3814
    @zeynepdemirbas3814 Год назад

    You inspired me to dig deeper into VRI token and I currently have 6500 now.

  • @GR-hk4vd
    @GR-hk4vd Год назад +13

    Owning a REIT puts more capital in the pockets of corporations that have caused this housing shortage to begin with. Guess who the largest shareholders of these wall street landlords are? Vanguard, Cohen & Steers, Blackrock, statestreet, JPM Chase, etc... I can guess who funded this.... Hope they are caught holding in the bag with negative cap rates when home prices correct

  • @IlPookiell
    @IlPookiell Год назад +13

    The problem is that your house is an asset, not an investment. People shouldn’t view the house that they reside in as an investment unless you are a real estate investor.

    • @mithicash1444
      @mithicash1444 Год назад +2

      Correction, it should be both. Not just one or the other.

    • @IlPookiell
      @IlPookiell Год назад

      @@mithicash1444 It can be an investment if you are a real estate investor

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад +1

      Your house is a home. It should be treated as such. Asset is not much different than an investment. I should not be treated as investment, nor as an asset. At least as long as there are homeless people, it should be illegal to treat housing as investment or asset. If people want to gamble, they should invest in the stock market (but not property investment firms) or go to a casino

    • @CS-qc7np
      @CS-qc7np Год назад +1

      I know a house falls into the asset category. But, I was raised to think of a house as a liability. It takes a lot of money out of your pocket (maintenance, insurance, and taxes). Many people only look at the mortgage when deciding on which home to purchase, but they should also look at how fast the property taxes increase, and have a budget of 30-40 percent of the mortgage set aside for yearly repairs. As a homeowner, I don’t count on my home (shelter) to generate money, which is what I expect from my assets.

    • @IlPookiell
      @IlPookiell Год назад

      Asset - property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.
      Investment - the action or process of investing money for profit or material result.
      Your home is simply an asset unless you are a real estate investor

  • @Fatossbrk
    @Fatossbrk Год назад

    i am fully convinced that VRI is going to make a significant impact on the lives of millions of people.

  • @jhause9404
    @jhause9404 Год назад +5

    Fantasy football stocks based on housing loans. What could go wrong?

  • @ceylansenykar6246
    @ceylansenykar6246 Год назад

    this token is the best thing to happen to me in 2023

  • @darkwoodmovies
    @darkwoodmovies Год назад +6

    I got into some of this, but the values went down in 2022 and 2023. Of course, despite MY portfolio in the red, somehow the landlords are all making record profits and rents are at record highs... so I don't know but something's not exactly right here.

    • @RealLifeFinance
      @RealLifeFinance Год назад

      Sorry to hear this. Which reits did u buy?

    • @darkwoodmovies
      @darkwoodmovies Год назад

      @@RealLifeFinance I went through Fundrise, maybe that's my issue. It was doing well at first, but when the interest rates started going up the value went down.

    • @chowsquid
      @chowsquid Год назад

      Prob bad management or commercial riets

    • @MayTheSchwartzBeWithYou
      @MayTheSchwartzBeWithYou Год назад

      As someone who works for a commercial healthcare REIT, that's not true. We've been making plenty of rent concessions, and our revenue has decreased significantly.

    • @darkwoodmovies
      @darkwoodmovies Год назад +1

      @@MayTheSchwartzBeWithYou Maybe commercial real estate is declining? I know a lot of city offices are still empty. But in my area, the rents are going up and showing no signs of stopping, despite everyone saying how people are leaving cities.

  • @BARRANN01
    @BARRANN01 Год назад

    Prior to paying $14k, I did some research. It's real, guys, just an early pre-sale before public say. It's a blessing in disguise that we're in this position.

  • @BadBotNate
    @BadBotNate Год назад +16

    Reits are best for tax sheltered accounts IMO.

    • @Devinn504
      @Devinn504 Год назад +2

      $O is good for dividend income and growth

    • @miamidisgester209
      @miamidisgester209 Год назад

      ​@@Devinn504where is that stock exchanged am very interested in investing

    • @ninetimesaday
      @ninetimesaday Год назад

      Due to dividends being taxed as regular income. Keep reits in your IRA/401K.

    • @jaredcorreafitness9666
      @jaredcorreafitness9666 Год назад

      @@miamidisgester209In America on the NYSE. Google the ticker symbol O and you will see it. Trading at $56 a share currently with a 5.4% dividend yield

  • @kornercizgisi8150
    @kornercizgisi8150 Год назад +13

    At 44 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and TODAY, fyi my emergency fund is also a done deal! by *vri token* lol, i didn't made it myself

    • @fornos123
      @fornos123 Год назад

      Great job man. Keep it up.

  • @you-know-who9023
    @you-know-who9023 Год назад +5

    Why do I get the feeling that this is 2007 all over again? The next big property Klondike, and who will end up picking up the pieces?

    • @carultch
      @carultch 8 месяцев назад

      I just read your comment in Homer's voice.

  • @eskutts
    @eskutts Год назад +5

    It looks like another version of Mortgage backed securities. Anyone investing in these should also Hedge it with some other security to protect themselves just in case of a worse case scenario like the 2007-08 housing crisis.

  • @mz4420
    @mz4420 Год назад

    When you buy a property for investment, usually you are only using a small percentage of the value from your own pocket. But you benefit from the appreciation and rent or income generated by the property. Thus 'leveraging' the loans to accelerate your gains. This is the major difference between investing in REIT stock vs investing in a property by yourself.

  • @CPATuttle
    @CPATuttle Год назад +4

    There’s better stocks than REIT’s. Don’t buy these if you want growth

  • @FinanciallySavvyPT2012
    @FinanciallySavvyPT2012 Год назад +1

    Vanguard total real estate market is only reit I’ll touch. Lowest tax hit out of most and most real estate diversification

  • @alitasdemir274
    @alitasdemir274 Год назад

    Ill be doubling my 587 VRI token tomorrow. Love this project!

  • @dlewis8405
    @dlewis8405 Год назад +8

    So instead of scrimping and saving for a down payment so I can get a mortgage and eventually own a home I can just pay rent and funnel the extra money into a complex financial instrument. Sounds like a great plan.

  • @Ayo22210
    @Ayo22210 Год назад +1

    What we need is studio apartments that have a garage, in like a 4-over-1

  • @hkgamma
    @hkgamma Год назад

    Great idea, inflate house prices even more, by allowing everyone to invest in housing without buying a house.

  • @efebozkurt5635
    @efebozkurt5635 Год назад

    I am so happy to be invested in VRI token - all the best from Perth Australia

  • @jaysant6958
    @jaysant6958 Год назад +5

    I owned REITS for a while and taxes were very confusing with its special niche & qualifications on its Dividends.

  • @JxcksonSF
    @JxcksonSF Год назад +3

    STOP INCENTIVISING THIS.
    Treating real state as stock market is the reason there is a housing crisis in first place.

  • @abdurrahmangoktas4596
    @abdurrahmangoktas4596 Год назад

    VRI token For The Win !!!! We hear you buddy.

  • @stanleykania7184
    @stanleykania7184 Год назад +1

    Still single digit return. 401k and reits don't make people wealthy. 98% of people don't have enough money to retire. Government has stopped the building of new properties. 6 million short now & they are causing it.

  • @sunnyfutbol9618
    @sunnyfutbol9618 Год назад

    Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *vri token* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my grant *vri token*

  • @cristina9012
    @cristina9012 Год назад +1

    Single family homes should not be a stock, how sickening.

  • @chiceon
    @chiceon Год назад

    i bought 2k usd worth vri token and it took 3 days to be delivered

  • @beytullahyldz3891
    @beytullahyldz3891 Год назад

    Thank you so much *vri token* for my SBA approval. I understand the terms and conditions of the loan disbursal and will make sure that I return the loan amount in the stipulated timeline. As I have already taken insurance for my new Business that I am planning to open in California LA. My business details and owner details have been submitted in the bank and I will be submitting the further details as well as and when the times comes.

  • @Robertgriffinne
    @Robertgriffinne Год назад +103

    Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?

    • @Natalieneptune469
      @Natalieneptune469 Год назад +1

      Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.

    • @PhilipMurray251
      @PhilipMurray251 Год назад +1

      Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors.

    • @MakeamericaGreatagain-h7j
      @MakeamericaGreatagain-h7j Год назад

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

    • @PhilipMurray251
      @PhilipMurray251 Год назад +3

      My consultant is NICOLE DESIREE SIMON, She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted doing so

    • @MakeamericaGreatagain-h7j
      @MakeamericaGreatagain-h7j Год назад

      Impressive, i’ll most definitely check her out. I buy the idea of employing the services of a Financial Advisor

  • @TireSpare
    @TireSpare Год назад +2

    Interesting story. Koreans surely do need this form of stock market as well. !

  • @stcxps526
    @stcxps526 Год назад +7

    The scammers new gig

  • @Alazeth
    @Alazeth Год назад +4

    Rich or poor no more middle class.

  • @arigutman
    @arigutman Год назад

    Real estate investment trusts have been an essential aspect of my portfolio, especially Realty Income!

  • @GrapeJeli
    @GrapeJeli Год назад +2

    Title reads as “How to keep the rich rich and make them richer”

  • @gvanys
    @gvanys Год назад +1

    Does it really matter if its REITS or apple stock? its not for your average Americans this is BS.

  • @auro1986
    @auro1986 Год назад +1

    how? by paying only for that specific carpet area occupied

  • @Sid992
    @Sid992 Год назад +1

    So.... basically investors are buying up all the houses, raising rent, and pricing average Americans out of the real estate market?

  • @xlargetophat
    @xlargetophat Год назад +4

    Scam. There's a reason they put "real" in real estate.

  • @drewbny78
    @drewbny78 8 месяцев назад

    there needs to be a security that mirrors the residential real estate market. havent found anything close yet

  • @zehraozmen2562
    @zehraozmen2562 Год назад

    Absolutely amazing! I will probably never sell VRI token ! It’s the future! :)

  • @cornishpasty4344
    @cornishpasty4344 Год назад +6

    Definitely would not be investing in big box stores or commercial downtown atm. The makeup of our cities is completely changing to more multi-use comm/res.

  • @isferfun3909
    @isferfun3909 Год назад +9

    Yes, REITs does provide good dividend flow as long as the company paying consistently and high yield. But they forgot to mention 1 thing that most investors forgot to check before buying REIT, bdc and mlp stocks / etf's. It is the dividend earned will be considered as non-qualified dividend income thus will be taxed as your regular income and will increases the amount of taxes owed yoy.

    • @aiba6372
      @aiba6372 Год назад +1

      Correct me if im wrong, if you reinvest that dividend income, it wont count towards your income right?

    • @isferfun3909
      @isferfun3909 Год назад

      @@aiba6372 Remember that reits is pass thru 90% to investors. Then sadly still does count as income by Aunt irs. Both her and uncle Sam loves money from its people.

    • @FinanciallySavvyPT2012
      @FinanciallySavvyPT2012 Год назад +1

      It will be taxed despite reinvestment. Reit Yield/dividends are not as tax friendly as index funds such as vtsax etc

    • @isferfun3909
      @isferfun3909 Год назад

      @@FinanciallySavvyPT2012 Yes, correct! Vtsax or Voo or Vym smt like that. Too many etfs out there just choose wisely and meet self investment risk management.

    • @rebeccakstrain3324
      @rebeccakstrain3324 Год назад

      @@aiba6372You can re-invest it in a IRA account. And you might want to put some into a HSA account which may actually lower your taxes. HSA funds can be invested as you choose but the funds can only be used for qualified healthcare expenses.

  • @murtazatalash6215
    @murtazatalash6215 Год назад

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *vri token* was so helpful during the process of getting my grant approved.

  • @footballer532
    @footballer532 Год назад

    Thanks for the education, information =power. Time to get some VRI token !

  • @ChiveDumpling
    @ChiveDumpling Год назад +11

    This is just disgusting

  • @joeriveracomedy
    @joeriveracomedy Год назад

    I wanted to try groundfloor but all the investments were in far away states. I'd prefer to see the homes in question for myself.

  • @Siyam399
    @Siyam399 Год назад

    made great money using the vri token

  • @NightRidah777
    @NightRidah777 Год назад +7

    Okay we're almost at 2008 now. We just need someone to offer 1% down mortgages to complete the process 😂

    • @asterisk911
      @asterisk911 Год назад +4

      That's the difference, of course. There's not currently an over-build nation-wide, and most owners have significant equity and fixed-term mortgages (i.e., they're not about to reset).

    • @CS-qc7np
      @CS-qc7np Год назад

      Me reading this: He’s right…I’m never moving!

    • @zenrelaxation1429
      @zenrelaxation1429 Год назад

      Zillow I heard is now offering 1percent down in Az.. it’s starting

    • @toccaramcmillin5373
      @toccaramcmillin5373 Год назад

      Yea just saw and ad zero down the other it's starting.

    • @MayTheSchwartzBeWithYou
      @MayTheSchwartzBeWithYou Год назад

      Compared to recent history, interest rates are high.

  • @eggsinsideme
    @eggsinsideme Год назад +2

    REITs are a joke. You need to buy the real thing. I target lower priced homes with quite a few offers from hopeful families, then come in last minute with an all cash offer and win it! Only takes a week to throw it on the market as a rental and those who lost out on buying it usually rent it!

    • @TheBooban
      @TheBooban Год назад +1

      I don’t get it. Doesn’t the seller always get cash? Buyer may go into debt to get the money, but he hands cash over to the seller. Otherwise, what does the seller get? An IOU? Nobody wants that.

    • @eggsinsideme
      @eggsinsideme Год назад

      @@TheBooban more risk with a buyer under contract who needs to jump through financing contingencies and approvals. Cash is fast.

  • @samsonsoturian6013
    @samsonsoturian6013 Год назад +3

    Why you advertise REITs according to how many other people own them? That's not a reason to buy.

    • @beng4647
      @beng4647 Год назад

      They are about to lose all their money. So they need donations from the poor.

    • @samsonsoturian6013
      @samsonsoturian6013 Год назад

      @@beng4647 found the pothead

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад

      To help those who already own REITs to get out before all comes crashing down. They need bagholders

  • @karlpark8575
    @karlpark8575 9 месяцев назад

    Right now my REIT ETF is in red while rent is all time high! Can't wait to sell when it recovers, if ever.

  • @awesomegmg956
    @awesomegmg956 Год назад +1

    You can also short the real estate industry by not buying a home.

    • @maythesciencebewithyou
      @maythesciencebewithyou Год назад

      Only if you live with your parents. If you rent a place, you are making them more money

  • @kyungshim6483
    @kyungshim6483 Год назад

    I own some office and commercial REITs. Holding for the long term while collecting nice dividends ranging from 5.5% to 7.5%.

  • @ponzitizen
    @ponzitizen Год назад +3

    Oh goody I can feel good living in a tent knowing I'm "investing" in what put me in the tent in the first place...

  • @jm2307
    @jm2307 Год назад +1

    Gentrification stock?

  • @serhatmesuterikci673
    @serhatmesuterikci673 Год назад

    I think VRI token could go to 222$ on end of 2022, the number are alike!

  • @jamesbyrne9312
    @jamesbyrne9312 11 месяцев назад

    Love these videos.

  • @xqr_
    @xqr_ Год назад +1

    Basically they rely on our overextended credit system & pray the banks can hold in while rates skyrocket and they burn month over month cash reserves while slowly burning investor cash while paying out %20 percent of your initial investment hopefully before the whole thing crumbles over the next 4 years

  • @ballerbf
    @ballerbf Год назад

    So I should short REITs - GOT IT!

  • @MOBMJ
    @MOBMJ Год назад +2

    REITs are a great way to get into real estate without all the overhead. However, you do have higher taxes on dividends from REITs when they are distributed to you.
    Although I think it is worth it, to save on the maintenance.
    It is sad, though that people will not be able to afford a home. Especially me, I would love to be able to own a home in my own home town.
    Supply is definitely a factor where I live because all the homes are built and there is no more land to build on.
    Will only be a matter of time though, until Wall Street buys up homes in my area 😢 sadly

  • @dark12ain
    @dark12ain Год назад +1

    How long will it take before i can make my rent money owning these

  • @jasonhowell7763
    @jasonhowell7763 Год назад

    "Is a REIT a good alternative to buying a house?" I don't know, can I live in a REIT? Or am I going to be living in a van parked across the street from it?