The Ramsey Show (REPLAY for July 4, 2024)
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- Опубликовано: 3 июл 2024
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❤❤Absolutely love how you treat widows!! ❤ And I especially love the shows with John!! His insight into peoples plights/conditions is the MOST VALUABLE ADVICE!!!❤🥰
I paid off my house in 2011 and continued making payments to myself in my investment account instead of Citimortgage. The balance on my investment account increased very rapidly. It is now more than the value of my paid-off house. Pay off your house as soon as possible!
I love this! ❤
Bloody awesome!! I've paid down 80% of my mortgage in 4.5yrs. Just upgrading house (I live in a really bad suburb atm) and I won't like having a larger mortgage, but I know I've got the skills to pay ot down
I'm using velocity seeking and will be able to pay off a 30 year mortgage in less than less than 9 years with a personal line of credit.
💪🏼💪🏼💪🏼
You are the BEST, Dave. You have a golden heart. God is always smiling at you and your whole staff. God bless you more abundantly! 🙏🌹🙏
Happy Independence Day America.
And it's a shame that media changes my 1776 to 2183.
I love when these two are together!!! 🎉 it’s so well rounded and every important thing financial and emotional is taken care of. ❤❤❤❤❤❤
What a blessing to hear Dave & John's take on Tracy's situation! Dave's "bully" response is absolutely correct! I was married to TWO of these jokers and know the pattern all too well... Yep - I outlived 'em both, decided long ago that I have a defective "picker" so just wouldn't use it anymore. It took me around 20 years to "recover" from years of hearing I was stupid, ineffective, could never make it without "him," etc. I started out as a strong & intelligent woman and praise God, I'm back there now. But hearing that crap repeatedly over many years' time takes its toll. I used to fervently pray for God to make me a better wife; finally realized that **I** wasn't the problem, other than the fact I never stood up for myself until I was DONE. LOL, upside is that I never bashed in anybody's skull w/ my grandmother's cast iron skillet 🙂 But sadly, it never crossed my pea brain either time to draw a line in the sand with either until each turned violent.
A rice and beans t-shirt would be awesome. Send me one free for the idea!
As they make millions...
John, you get me every time when you get to the money truth, I am aware of the growing up with less than and the hurdle to be good enough and for a long time hating "that" not good enough person...thank you for speaking honesty. Today I am quite good but you can't take the trailer park out of the boy.
Main part of my house was built in 1790. I love my old house. Don’t rip a house down because Dave doesn’t like old houses.
Depending on whether a college student lives at home or not, they really can go to college cheaply. I told my kids I couldn't pay tuition, but they could live with me and eat my food. Their choice. All 3 chose to graduate from community college and work their way through the rest of undergrad. 2 of the 3 finished with loans, but that was their choice. I'm not paying those.
A few years ago, I was getting calls from student loan people for my youngest daughter. They told me I had to pay the loans, but wouldn't give me any amounts because my daughter was over age 18. I laughed. Nope. Not sending a penny.
I love John's expression on the camper. Makes me laugh.
I bought my house cash in 2007 .a month ago bought my dream house cash now save to buy another house .have my first house rented out.
Do a give away of the Merch
This is a very affordable education and it is credited university.
Am I trying to get out of debt just so I can buy the Debt Free crew? 1000000000000000000%.
Dave filing for divorce should I surrender my car if in both names
No they sell them at auction and charge you the difference. Sell them yourself.
It's a repeat it's a holiday
I work out
Dave
Next year, they need to open their 4th of July show with Jade Warshaw singing the National Anthem (yes, it would need to pre-recorded). Right on the Debt Free Stage, "O'er the land of the free, and the home of the brave."
Dave gets take home wrong by almost 50% a lot of times, how is this possible? It kind of negates any advice.
Sounds that was stupid
I think not asking people what the interest rate is on their mortgage is irresponsible. I would never advise someone with a sub 4% fixed rate to pay off their home asap. Any decent investment would generate 2-3X that. Also, for most people, beater cars will end up being sink holes in repairs. Getting a new car at 0% interest is a great if feasible. Not working on having a great credit score and leveraging 0% rates for 2 years on CC is also a missed opportunity if done correctly. I agree with keeping debts down, but doong everything cash is also too risk adverse.
Then when the economy tanks, you become long-term unemployed and you have to pay penalty and taxes to pull out money from an IRA plan at bottomed out prices to keep your house. Happens every recession.
Mortgage risk is for rich people. The average person shouldn’t risk their main home in order to invest.
They always give relationship advice without hearing the other side of the story. Frauds!
Delony is so annoying with his ‘do you have friends? What’s the state of your marriage? Are you healthy?’ Like bruh, this isn’t the Dr. Delony show, sometimes people just have financial problems.
Let the man do his job!
Those are all usually key factors in someone building wealthy. It's statistically harder to build significant wealth if your with a toxic partner,no friends and you're tired all the time from being out of shape.