ADULTING: how I make money, save money + navigate adulthood

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  • Опубликовано: 1 дек 2024

Комментарии • 101

  • @jaclyn5020
    @jaclyn5020 5 лет назад +320

    I know money is such a taboo topic but I have to say, I really respect you for sharing your income specifics with us. For those trying to learn more about person finance and budgeting, it’s incredibly useful and helpful. I also have to say that while I love your fashion and lifestyle content, I love that you also talk about serious things like this. You have a platform and a lot of young women look up to you and follow you and I love that you’re using that platform to educate and teach your viewers about responsibility, budgeting, and mental health.

    • @CherryyBombs
      @CherryyBombs 5 лет назад

      +

    • @hannahcat08
      @hannahcat08 5 лет назад

      She’s frickin awesome!! She’s like the big sister we never had💛

  • @madisonelyse6517
    @madisonelyse6517 5 лет назад +141

    Honestly thank you for using like ur actual salary and stuff most people don’t do that and it just makes everything more confusing

  • @audsbabie9935
    @audsbabie9935 5 лет назад +21

    katy i’ve been watching you since i was in eighth grade (i’m a senior in college now!) and it’s been amazing seeing you grow into such a strong, amazing woman. i’m an only child and these talks, especially the sometimes “taboo” ones, have helped me so much since i’ve grown up. you’re like the big sister i never had and always wanted. thanks for sharing your advice and being so authentic! it doesn’t go unnoticed

  • @lindseysciabarrasi3502
    @lindseysciabarrasi3502 5 лет назад +31

    No matter how much you flourish in your side hustles, please always remain this authentic. It’s genuine, it’s beautiful, and real. 👏🏼✨

  • @GM-tx4sg
    @GM-tx4sg 5 лет назад +114

    It’s so crazy how you make ~$120k/yr and still can barely afford to live in NYC! Definitely puts things into perspective

    • @taylorgillman8870
      @taylorgillman8870 5 лет назад +22

      G M she also doesn’t have a roommate that’s the epitome of rich in NY lol.

    • @AlliesBeautyTips
      @AlliesBeautyTips 5 лет назад +19

      But i also feel Katy eats out a lot and buys solo Many clothes

    • @bibiet94
      @bibiet94 5 лет назад +1

      Thats why i would never move to ny

    • @magnoliamountain
      @magnoliamountain 5 лет назад +7

      i live in manhattan and no, that's just indicative of her financial decisions, if she's struggling. it's not cheap to live here by any means, but 120 a year is plenty. i don't even make as much as her and i live solo and do just fine.

    • @Laurengfan
      @Laurengfan 5 лет назад +4

      @@magnoliamountain true she buys her clothes from free people anthropology and stuff she does live an expensive lifestyle just not designer

  • @oliviaeleen3379
    @oliviaeleen3379 5 лет назад +32

    To all young 20 year olds etc on here the biggest piece of advice I want to add is have an emergency fund of at least a minimum 1000 and start a 401 l of Roth 401 as early as you can

  • @rebeccashaw7267
    @rebeccashaw7267 5 лет назад +1

    Thank you for talking about the weekend drinking binges and toxic friendships! It’s such a reality check to realize that some of your college behavior and friendships don’t work in the “real world” and learning to accept it and change things!

  • @RememberMex17
    @RememberMex17 5 лет назад +20

    Would LOVE for you to do a q&a or just chatty style video with your friends (especially Julia, always love her energy) about post grad life for all of you!! Especially since most of you wound up in NYC together. It would help your subscribers in the same position (like me, my first few months out of college) to hear about a variety of options and paths that you and your friends have taken! Of course, only if they don’t mind being public about it. Loved your college vids when they featured your best friends, it seems like you really found a genuine group.

  • @madisonelyse6517
    @madisonelyse6517 5 лет назад +50

    Im graduating this May and have tens of thousands of dollars in student debt and am going to be a teacher and live in a super expensive city pls send prayers haha

  • @FabiolaSuarez
    @FabiolaSuarez 5 лет назад +2

    I feel you 10000% I’m currently in my last year in university to later go to grad school but the truth is that I don’t want to do that... My real dream is to be a SUCCESSFUL Social Media Influencer. I just want to focus 24/7 on my RUclips channel, Instagram and just build my presence online but I just can’t because I won’t have any income to provide for myself since I’m not making money doing what I love still and I also don’t want to disappoint my parents. I’m always so depressed thinking that I won’t be able to live the life I love. But for now I’m just balancing the two in the hopes of one day... social media could become my full time job.

  • @FabiolaSuarez
    @FabiolaSuarez 5 лет назад +44

    *Reaches Adulthood*
    “iiight I’ma head out”

  • @myrosypath5984
    @myrosypath5984 5 лет назад +2

    Recently I started doing my internship. Every morning when I am getting ready, I am watching your videos. They are so inspiring!!

  • @DailyDavis
    @DailyDavis 5 лет назад +4

    I love your channel! This video came out at perfect timing. I’m 19 and I just moved out of my parents house with my daughter and husband. Being an adult suddenly and having a child dependent on me is tough, but hearing those positive words from others and never giving up makes the experience amazing. Keep family close as an adult and positive influences because they will definitely help keep you going and guide you! Lovely tips😌💕

  • @jennibennett9636
    @jennibennett9636 5 лет назад +3

    Love this video! Something I constantly remind myself is that social media is a highlight reel and not many people are open about their struggles.

  • @jepswashere
    @jepswashere 5 лет назад +1

    i really appreciate how transparent you were with your salary and what you make doing content creation. It makes it a lot more realistic especially as someone who just moved out after college and is living on an entry level salary

  • @luckylilah
    @luckylilah 5 лет назад +7

    this was sooo helpful as somebody trying to start up creative side hustles alongside college. also you give me hella wholesome anne hathaway vibes

  • @emiliamammino
    @emiliamammino 5 лет назад +7

    Katy thanks for being the big sister I never had! ❤️❤️ we all love you so much

  • @kilyevans6972
    @kilyevans6972 5 лет назад +120

    Are you quitting L’Oréal? I hope not. Your like the only yt with a traditional job

    • @ilovepalmtrees08
      @ilovepalmtrees08 5 лет назад +1

      Kily Evans that’s what I’m thinking too.....

    • @courtneynicole454
      @courtneynicole454 5 лет назад +4

      it doesn't sound like it from what she said about keeping a 9-5 while she's figuring it out! :) but yeah, so true, her and Kristee Vetter are the only ones I can think of! And I love this content lol

    • @lalaland5918
      @lalaland5918 5 лет назад +7

      Yes! And michelle Reed

    • @MegaLittlelizzy
      @MegaLittlelizzy 5 лет назад +2

      hope so! they test on animals :(

    • @BronwynAlexandriaa
      @BronwynAlexandriaa 5 лет назад +4

      Kily Evans kristee vetter and Michelle reed have full time jobs

  • @Lexierose1797
    @Lexierose1797 5 лет назад +1

    I appreciate how transparent you were in this video. I loved hearing all of this because I’m currently a senior in college. I’d love to live in NYC post grad or really any city. I relate strongly to the bit about partying and invaluable friends. I’ve decided to just roll back on going out as much because I truly didn’t like it in the end. I love being social and meeting people but I don’t need to feel like crap every day after that. But it’s okay to read a book or write or paint to keep me sane!
    Also love the design hobby side hustle!!

  • @digitalshiro
    @digitalshiro 5 лет назад +59

    65 AFTER taxes for an entry-level position after college? you go girl! Is that normal bc it's NYC?

    • @zoerose6111
      @zoerose6111 5 лет назад +1

      Shireen yes it’s normal for nyc bc of the cost of living

    • @arb3399
      @arb3399 5 лет назад +11

      Def not normal for NYC! I work in an entry level marketing job in nyc and I do not make that or know anyone who makes close AFTER taxes

    • @beckyhong5176
      @beckyhong5176 5 лет назад +8

      65K is not normal for an entry level job. She’s lucky with timing and has skills that are suitable for that role tho!

  • @libbybelanger2603
    @libbybelanger2603 5 лет назад +12

    i would sooo buy a pack or bundle of iphone wall papers if you designed them, like 3-5 wall papers for however much youd sell them for, or something like that!

  • @cheddaxox14
    @cheddaxox14 5 лет назад +14

    Your hair is so silky and shiny...what do you use on it!

  • @Sophie-zp1tj
    @Sophie-zp1tj 5 лет назад +4

    About 15:45 hit me super hard. I'm in my senior year of college and I feel like my life has become school and applying to internships. Gonna try to take my last two quarters about trying a bunch of new side hustles and hobbies. Love the video!

  • @victoriashore2576
    @victoriashore2576 5 лет назад +2

    Yes loved this video!! As a finance major and just someone super interested in money, I appreciate you sharing your income and how you use it.

  • @loomonda18
    @loomonda18 5 лет назад +1

    You are such an inspiration Katy, I see SO much of myself in you & even your interests match mine, so it's so great seeing your content and listening to your advice ❤️

  • @tyannaseton7968
    @tyannaseton7968 5 лет назад +2

    Your videos are always right on time for what I'm going throughhh

  • @aleeahnix9928
    @aleeahnix9928 5 лет назад +1

    Love videos like this. And I love the honesty with finances and being so real! Please make more like this!

  • @stephaniemae9618
    @stephaniemae9618 5 лет назад +5

    off topic your hair is looking really great! would love to see a hair care video? idk.

  • @LaMuffin-il7ei
    @LaMuffin-il7ei 5 лет назад +2

    Wow. I remember watching your videos with your friends when you were in college and I was like, in middle school or high school and the idea of college seemed so far away for me. Now I’m a Junior in college and here you are still giving great advice!

  • @livybabygee
    @livybabygee 5 лет назад

    I sooo feel your comment about people working all week and then being hungover sunday. im in that weird post grad bubble as well with that whole weekend drinking 24/7

  • @courtneynicole454
    @courtneynicole454 5 лет назад +2

    Wow this was one of the best youtube videos I've seen from any creator in a while! Thanks for being so transparent.

  • @maryssacortez
    @maryssacortez 5 лет назад +1

    Honestly thanks for all these advice videos! I’ve been watching you since your boy advice videos with your high school guy friends and haven’t looked back since. Your like a virtual older sister I never had coming with the video topics I need the most at the most coincident times. Much love ♥️

  • @eileenrodriguez606
    @eileenrodriguez606 5 лет назад +1

    Thank You for being sooo honest! it's really important :)

  • @BronwynAlexandriaa
    @BronwynAlexandriaa 5 лет назад +7

    How did you land a 65k job straight out of college? Were you over qualified because of your whole online persona? I’m finding it so hard to get an entry level job that pays well - but all of these youtubers get awesome entry level jobs that pay 50k or over /: I need help.

    • @RememberMex17
      @RememberMex17 5 лет назад +7

      bronwyniguess I know this is a question for Katy but my best guess is that if people that could be considered influencers try to go into marketing, advertising, or communications based positions their online presence probably does help show experience and ability much better than your average college graduate with maybe only an internship for experience. Especially if the influencers have a history of working for and with brands. Katy did a lot of work with L’Oréal for years before getting hired there. she has a video about it that was super interesting! :)

    • @BronwynAlexandriaa
      @BronwynAlexandriaa 5 лет назад +1

      @@RememberMex17 yep you're so right. I don't know what the heck im going to do. i just keep applying! lol thanks for the reply

    • @losboriqua
      @losboriqua 5 лет назад +2

      @@BronwynAlexandriaa also keep in mind salaries in NYC is normally above the national average to take into account the higher cost of living. The rent for a studio apt in manhattan can pay the house mortgage in other parts of the country, so pay is usually higher to offset this.

  • @CCassiiBOO
    @CCassiiBOO 5 лет назад +3

    She is the most normal/genuine influencer

  • @haileywasheree
    @haileywasheree 5 лет назад +2

    I'm glad I watched this video. Joining adulthood was quite something, and I'm still learning how to navigate it

  • @MsDedelove
    @MsDedelove 5 лет назад +2

    This was such a helpful video!! Thank you for sharing Katy!!

  • @CoryBreann
    @CoryBreann 5 лет назад +5

    Straight up signed the wrong side of the check one time while paying college organization dues.

  • @theflowergodleanne
    @theflowergodleanne 5 лет назад +3

    katy plEaaaase teach me how to juggle freelance life and work life because im currently drowning in doing my artsy stuff while doing my internship. I’m always struggling with time management especially when it comes to work... :-(

  • @theflowergodleanne
    @theflowergodleanne 5 лет назад +4

    me, a 19 year old that just moved out: oH THANK GOD THIS VIDEO CAME IN JUST IN TIMEEEE

  • @LaurenImbriano
    @LaurenImbriano 5 лет назад +3

    Thank you for this! I graduate in December and am freaking out.

  • @LexieLombard
    @LexieLombard 5 лет назад

    yes woman! loved this

  • @Juliezeneth
    @Juliezeneth 5 лет назад +1

    💕 this was so informative because omg adulting is... fun haha. thanks katy

  • @myfragilelilac
    @myfragilelilac 5 лет назад

    Most of my money is spent on rent and food. Basically to survive. Then train tickets. I dont own a car and buy my clothes 2nd hand (apart from underwear socks etc of course!) And then I buy things like art supplies. Eating out etc..

  • @naynaaayyyyyyyyy
    @naynaaayyyyyyyyy 5 лет назад +2

    Would love to know what you eat throughout the week as a young professional!

  • @neidinmarie1354
    @neidinmarie1354 5 лет назад

    the design instagram is such a cool idea!

  • @GM-tx4sg
    @GM-tx4sg 5 лет назад +1

    also please make a makeup tutorial of your look on this video! I love it 💕

  • @nomyxxo
    @nomyxxo 5 лет назад

    your voice is soothing urgh i missed these kind of videos

  • @BronwynAlexandriaa
    @BronwynAlexandriaa 5 лет назад

    I just started listening to your podcast and I’m in love! I have a podcast and a blog and a RUclips channel but lack creativity and overall confidence when it comes to creating content /: praying I get inspired!

  • @amsteichelmann
    @amsteichelmann 5 лет назад +1

    SUCH AN IMPORTANT VIDEO

  • @charlottenaumovski6280
    @charlottenaumovski6280 5 лет назад

    Lovely video Katy X

  • @mary-clairegonzalez1172
    @mary-clairegonzalez1172 5 лет назад

    Katy we are similar in the strangest ways!! We have the same birthday, passions, personality traits, and I also named my car Stella 😂. I’ve been watching your videos since my freshman years and I always think it’s crazy how similar we are. Happy early birthday 💛

  • @wirgi4456
    @wirgi4456 5 лет назад +2

    The things you said are so important!

  • @Ash-hx8vo
    @Ash-hx8vo 5 лет назад

    Saw you on famous birthdays HAPPY BIRTHDAY!

  • @tdumais1004
    @tdumais1004 5 лет назад

    What’s your Poshmark account?

  • @kellytruong6684
    @kellytruong6684 5 лет назад +1

    What is your poshmark?

  • @user-qy3im7rk4k
    @user-qy3im7rk4k 5 лет назад

    What’s your Poshmark @?

  • @taylorgillman8870
    @taylorgillman8870 5 лет назад

    You rock girl!

  • @smores338
    @smores338 5 лет назад

    THANK YOU

  • @laurenarchambeau566
    @laurenarchambeau566 5 лет назад +4

    this is perfect, thank you

  • @princessmariam640
    @princessmariam640 5 лет назад

    Love you Katy❤

  • @sat.shikha
    @sat.shikha 5 лет назад

    You are inspiring, we think similarly :)

  • @rossie-ne7zk
    @rossie-ne7zk 5 лет назад

    I really like your voice:))♡♡

  • @caitlinhackbarth7971
    @caitlinhackbarth7971 5 лет назад +1

    Ur just the coolest

  • @zoecloud8280
    @zoecloud8280 5 лет назад

    Wow I’m really early 😯 Hi there! 🥰

  • @sweetiecpck3
    @sweetiecpck3 5 лет назад

    lip look?

  • @louisamann7261
    @louisamann7261 5 лет назад +12

    I think you would look great with like 6 inches off your hair! I know it sounds like a lot, but I think it could be really great!!

    • @cookiesarelikecream
      @cookiesarelikecream 5 лет назад +2

      Louisa Mann I think she looks better with long hair She’s had shorter year a few years ago and it didn’t suit her as well as long hair does

  • @petermckenzie215
    @petermckenzie215 5 лет назад

    Great video. Amazing method but right now I rather settle for trading. I have discovered a method and now make massive profit when I trade

  • @jotadejavi
    @jotadejavi 5 лет назад

    Jesus If you lived in my country you'd be filthy rich, however I know the cost of living in the USA specially in New York is quite high. I've watched your videos since you started youtube probably, and I'm so happy to see you living all by yourself right now! You've always been a very well grounded girl and I hope you continue to be like that.

  • @AceHardy
    @AceHardy 5 лет назад +1

    💲🙌

  • @maggiestewart636
    @maggiestewart636 5 лет назад

    Thanks for this video Katy! Would love to have you do some social media graphics for the podcast I have with my mom. Keep doing you. we love you! xx - Maggie ohmaggiemay.com

  • @kneadsensual7366
    @kneadsensual7366 5 лет назад

    You have 500k subs and you can't buy a wireless mic? Girl the audio is terrible.