I was actually able to close out December on Saturday, and I'm so happy! 🎉🎉🎉 We had a GREAT month and finally made A LOT of progress. We were UNDER budget in ALL spending categories and OVER budget on paying off Debt and Savings. 🎉🎉🎉 💙💜💙
Have you thought about setting a budget of say $150 or $200 for eating out and have the remainder be JUST for groceries? That way you have more of a set amount for food out. Two envelopes sounds like it would allow you to be more consistent. Maybe? 🙂 Happy New Year to you and your family.
I love the new new I am actually starting digital budget this year as i used paper budget book but I am such a paper girly i will be doing both and purchasing your digital paper download n printing & sticking in my happy planner from this year im excited for both & to use your system this year
Unfortunately, I do not do Instagram for security reasons. So I guess I will miss a great deal of your content. Thank you for continuing to do the morning routines. I have set up my budget for Jan 2025 and am ready to tackle the month.😃
All my sinking funds are cashless, I have buckets with ally. It gets pulled out of my account and I don't even realize it. Yes I track it weekly. I have tried cash but I just spend it all.
With Ally is it like Capital One where it can take a little bit to get deposited into your checking/savings accounts? I’d like something that is quicker to transfer as/if needed.
Same. I have $25 a month automatically come out my checking for annual expenses sinking fund (car tag, Amazon prime, gaming subscriptions) and my second job is direct deposited in ally and i distribute among my buckets as needed during weekly review (vacay, debt payments, savings etc) I also have 2 checking accounts 1-Bills (auto bill pay come out of this) 2-Variable spending (food, gas, house misc)
Some are samples that our supplier sent to us, some are TBM stickers, then Amazon and craft stores :-) I use a lot of the Happy Planner sticker books too!
I just realized it was so much easier to keep most of my savings goals at my credit union so I had always had immediate access to it at any given time and I didn't have to worry about going to the bank to deposit the cash
Can you please share your 5 dollar challenge here too. I don't have and don't want Instagram. Your RUclips subscribers have been watching you fill up your 5 dollar jar too. This video made me feel like I am missing out if I don't have Instagram 😔
EATING OUT IS GREAT! NOT EVERYONE HAS A FAMILY --- BABIES AND KIDS AND HUSBAND TO COOK FOR --- MY FRIENDS -- WE EAT OUT ALL THE TIME --- COOKING IS BORING! AND IT IS ONE WAY WE GIVE JOY TO OUR GROUP OF WIDOWS. DON'T BE SO JUDGEMENTAL.
Can you share your word of the year on here too please as I don’t have instagram. Thanks 💕
Consistency!
I was actually able to close out December on Saturday, and I'm so happy! 🎉🎉🎉
We had a GREAT month and finally made A LOT of progress.
We were UNDER budget in ALL spending categories and OVER budget on paying off Debt and Savings. 🎉🎉🎉
💙💜💙
Same! It was my first successful month in a long time.
Go us lol 🙌
@canecorsomom2023 Congrats! Go us!!
Miko, please consider sharing your $5 challenge jar counting on You Tube too. Some of us don't have Instagram. Thanks.
I love your new budget and how you're handling all the changes for 2025. 💙💜💙
😢 RUclips is my only social media. I love your videos. They keep me motivated.
I just bought your book I’m so excited !
Sitting here on vacation setting up my Live Rich Planner! I love it. Thanks for making them still
You inspire me with these videos, Miko; thank you! 💚
Made my morning. Thank you Miko.
Have you thought about setting a budget of say $150 or $200 for eating out and have the remainder be JUST for groceries? That way you have more of a set amount for food out. Two envelopes sounds like it would allow you to be more consistent. Maybe? 🙂
Happy New Year to you and your family.
I love the new new I am actually starting digital budget this year as i used paper budget book but I am such a paper girly i will be doing both and purchasing your digital paper download n printing & sticking in my happy planner from this year im excited for both & to use your system this year
Unfortunately, I do not do Instagram for security reasons. So I guess I will miss a great deal of your content. Thank you for continuing to do the morning routines. I have set up my budget for Jan 2025 and am ready to tackle the month.😃
Thank you Miko xx
Thank you, thank you - for putting your expenses in date order!
I learn so much from watching your videos. 🥳 🎉❤
P.S. I’m loving using the small sized workbook😊❤
All our sinking funds are cashless too! I have 20 buckets in our account for them.
All my sinking funds are cashless, I have buckets with ally. It gets pulled out of my account and I don't even realize it. Yes I track it weekly. I have tried cash but I just spend it all.
With Ally is it like Capital One where it can take a little bit to get deposited into your checking/savings accounts? I’d like something that is quicker to transfer as/if needed.
Same. I have $25 a month automatically come out my checking for annual expenses sinking fund (car tag, Amazon prime, gaming subscriptions) and my second job is direct deposited in ally and i distribute among my buckets as needed during weekly review (vacay, debt payments, savings etc)
I also have 2 checking accounts 1-Bills (auto bill pay come out of this) 2-Variable spending (food, gas, house misc)
Great video! Cannot wait for the $1 unstuff!
Is there a reason you can't upload the videos to you as well as insta? For those of us that aren't on there
Oh I can’t wait to see how you’re going cashless since that’s what I do. What do you use to scan receipts again? What kind of rewards do you get?
She uses fetch!
@ Thanks! If she could provide a referral code then she’d get a bonus and so would I. Or anybody can I guess lol
Thanks!!!
Can you show how you would track if you wanted to roll over your cash envelopes.
How do you categorize the cash withdrawal, you don’t do sinking funds/variable expenses? I am stuck on a this part of how this works.
Where do you get all your stickers?
Some are samples that our supplier sent to us, some are TBM stickers, then Amazon and craft stores :-) I use a lot of the Happy Planner sticker books too!
I wish the workbook had a designated space for sinking funds.. or is there one and I haven't seen it?😮
There is a Sinking Funds area (box) on every Paycheck Budget Tracker.
I put it under the savings category
Why did you decide to go cashless for your saving ?
I was wondering the same thing
I just realized it was so much easier to keep most of my savings goals at my credit union so I had always had immediate access to it at any given time and I didn't have to worry about going to the bank to deposit the cash
As much as we wish we could not eat out as much sometimes its this season of life. We just breath and Re adjust. It is progress not perfection.
Can you please share your 5 dollar challenge here too. I don't have and don't want Instagram. Your RUclips subscribers have been watching you fill up your 5 dollar jar too. This video made me feel like I am missing out if I don't have Instagram 😔
❤ good evening how are you doing today ❤
❤❤❤❤
I thought RUclips tv new fee started Jan 13 25 -😩
🩷🩷
EATING OUT IS GREAT! NOT EVERYONE HAS A FAMILY --- BABIES AND KIDS AND HUSBAND TO COOK FOR --- MY FRIENDS -- WE EAT OUT ALL THE TIME --- COOKING IS BORING! AND IT IS ONE WAY WE GIVE JOY TO OUR GROUP OF WIDOWS. DON'T BE SO JUDGEMENTAL.
What are you going on about😂 eating out every night is not healthy.. If that's what you wanna do go for it...