It's so hard managing to live as a single person at the moment, everything is so expensive. And when you're going through a hugely emotional time, things do slip. Take care and don't give yourself a hard time xx
Re-watching this. You're very wise. It's just occurred to me that you're living SO richly ❣️ Budgeting, foraging, living creatively... and loving Jack. It looks a lot like perfection to me❣️. Not being glib, because I know it's way difficult,...but it's good. Really good ❣️ Thank you for the inspiration. You are amazing ❤️❣️🇿🇦🙏
I am always working out budget calculations on scraps of paper that no one else would understand 😂. I have been taking out £20 a week in cash for fun money. It’s so easy to tap your card & lose track of all the little bits here & there. Cash definitely makes me more conscious of my spending 👍🏻
Everyone sometimes goes off track. We sometimes just need that temporary boost. I'm going off track as we speak 😂. Holidays coming up and unexpected £1000 for car mot has cleared me out so I'm having to increase my overdraft again 😢 BUT it's only temporary and I'm committed to getting back on track and starting to try get a 'sinking fund' together to avoid this type of thing ! It's just so hard. Thank you for your inspiration ❤
I regularly go off piste, it’s easily done. One month I can be in credit at the end, the next month I can be £1000 overdrawn and not know why, I’m not good at sticking to a budget, and I need to be! You’re so inspiring, I’m here for the ride! The fakeaway looked spot on too!
Everyone relapses once in a while - but you acknowledge it so you can overcome it! Onwards and upwards. Look forward and continue to cut out any unnecessary items. You are doing it! I have faith in you! PS: Hello Jack - he is SO cute.
I’m sure you will get back on track. You’ve been through a lot. Do look at Olio. It might provide some basic items for free to allow you to spend on other items.
Aahhh I love the way you share your food with Jack. My cats and dogs always shared our foods. My babies. My house. My food. I will share with who I want!😂😂😂
So sorry to hear about the loss of your mammy, give yourself a break for going off budget , these things happen when you are upset, you’ll be back to plan in no time.
Hi Rechenda. Cash is a brilliant way of budgeting. Can I just make a little suggestion for your tax bill going forward which my daughter does. If you work out from your expected earnings what you are likely to pay in tax put that percentage away in a savings account. Don’t touch that account under any circumstances except to pay your tax bill. I hope you don’t mind me suggesting that. Love your channel.
You can do it, your plan sound good! and selling stuff you don't love or need anymore is so helpful when you need money!! Also, welcome to Sweden when you get here, I hope you will have a great time!
Oh gosh I'm sorry to hear about the loss of your mum the best thing is not to be hard on yourself we all feel like treating ourselves I do that alot of the time I had a tax bill I'm paying it off bit by bit best thing to do sometimes is set a budget for food travel and entertainment 😊 you will get there in the end😊 stay positive
Hi again, slowly making my way through your videos. I do go off plan A LOT and I’m always having to ‘make up for it’!!! I do cash stuffing and I feel that it keeps me more focused and stops me from going off plan as much as I used to. Having said that, grief is something that affects every area of your life and needs to be acknowledged. You are doing amazing. Stay kind to yourself. Sending hugs 🤗
I live on my overdraft. I don't actually care anymore. Everything is too expensive. Food, rent, fuel, energy, travel costs.... I have 4 pet cats and 2 ferals that need feeding. Plus two sons still at home.
Don't be too hard on yourself, Rechenda. Rents in the UK are far too high for starters. I hope with the new government in, house buying schemes can help you, it's the least you deserve ❤ Jack remains adorable 🖤
What a lovely thing for your niece to do xx Dental Plan is a must these days , I have an nhs dentist but he recommended a specialist clean which is great but of Course not available on nhs and has so far cost Me £450 , Will be £400 More this week , 😱 Cash seems to be way forward to save some dosh for sure Take care xx
Hello my darling everyday is a new day to be lived live your best life no matter what ❤❤❤❤❤❤❤ I agree cash is so much better using cards is unrealistic and I can easily overspend I loved back in the day lol when you had a wage packet and everything was about cash ..... going off for a wee while we all do it .... back on track now so don't feel too bad ❤❤❤❤❤
Have you heard of cash stuffing? Don't really know how that works for some people. They take out money for specific things at the start of the month.I also noticed the cost of a coffee out is gone way uo. It's 4 euro. I did the grocery shopping online so will see if that's cheaper long run or will I still pick things up on top of that. Really went off budget when my Dad died as well. Grief makes you do strange things. You will probably make money selling some things.
Hi lady r i only ever spend cash i am old school. U need to reign it in i couldnt cope with no back up emergency funds of at least 2 thousand . I tell my girls food fuel and rent is essential fun is not its a treat only as and when you can afford it as me and daddy wont always be around as a back up . London sweden and the gym may have been necessary for your sanity at this time as u adjust to life without mum si that is what it is however it cannot be made a habit of if u want to get a bit of a nest egg gathered up. I know u will get back on track U have done it before. Hope u r enjoying your weekend . Talk soon px
It's so hard managing to live as a single person at the moment, everything is so expensive. And when you're going through a hugely emotional time, things do slip. Take care and don't give yourself a hard time xx
Thanks jules x
Re-watching this. You're very wise. It's just occurred to me that you're living SO richly ❣️
Budgeting, foraging, living creatively... and loving Jack. It looks a lot like perfection to me❣️. Not being glib, because I know it's way difficult,...but it's good. Really good ❣️
Thank you for the inspiration. You are amazing ❤️❣️🇿🇦🙏
Awww thank you xxx
I am always working out budget calculations on scraps of paper that no one else would understand 😂.
I have been taking out £20 a week in cash for fun money. It’s so easy to tap your card & lose track of all the little bits here & there. Cash definitely makes me more conscious of my spending 👍🏻
You and me both! Cash rocks xx
Everyone sometimes goes off track. We sometimes just need that temporary boost. I'm going off track as we speak 😂. Holidays coming up and unexpected £1000 for car mot has cleared me out so I'm having to increase my overdraft again 😢 BUT it's only temporary and I'm committed to getting back on track and starting to try get a 'sinking fund' together to avoid this type of thing ! It's just so hard. Thank you for your inspiration ❤
Yes sometimes things go off track you’re doing so well x
I regularly go off piste, it’s easily done. One month I can be in credit at the end, the next month I can be £1000 overdrawn and not know why, I’m not good at sticking to a budget, and I need to be! You’re so inspiring, I’m here for the ride!
The fakeaway looked spot on too!
Same!
Everyone relapses once in a while - but you acknowledge it so you can overcome it! Onwards and upwards. Look forward and continue to cut out any unnecessary items. You are doing it! I have faith in you! PS: Hello Jack - he is SO cute.
Yes! Thank you! Jack says hi xx
I’m sure you will get back on track. You’ve been through a lot. Do look at Olio. It might provide some basic items for free to allow you to spend on other items.
Aahhh I love the way you share your food with Jack. My cats and dogs always shared our foods. My babies. My house. My food. I will share with who I want!😂😂😂
Yes exactly! Xx
So sorry to hear about the loss of your mammy, give yourself a break for going off budget , these things happen when you are upset, you’ll be back to plan in no time.
Thanks Rachael xxxxxx
Hi Rechenda. Cash is a brilliant way of budgeting. Can I just make a little suggestion for your tax bill going forward which my daughter does. If you work out from your expected earnings what you are likely to pay in tax put that percentage away in a savings account. Don’t touch that account under any circumstances except to pay your tax bill. I hope you don’t mind me suggesting that.
Love your channel.
Great idea! Xx
Exactly that's what I do and it really helps and not a shock ❤
You can do it, your plan sound good! and selling stuff you don't love or need anymore is so helpful when you need money!! Also, welcome to Sweden when you get here, I hope you will have a great time!
You live in Sweden?!
@@BudgetFoodieUK Yes, I do!
The bread is great toasted btw
Ooh x
Oh gosh I'm sorry to hear about the loss of your mum the best thing is not to be hard on yourself we all feel like treating ourselves I do that alot of the time I had a tax bill I'm paying it off bit by bit best thing to do sometimes is set a budget for food travel and entertainment 😊 you will get there in the end😊 stay positive
Thank you xx
Hi again, slowly making my way through your videos. I do go off plan A LOT and I’m always having to ‘make up for it’!!!
I do cash stuffing and I feel that it keeps me more focused and stops me from going off plan as much as I used to. Having said that, grief is something that affects every area of your life and needs to be acknowledged. You are doing amazing. Stay kind to yourself. Sending hugs 🤗
Thank you and glad I’m not the only one to go off tack xx
Love the extensions 😊
Thank you Gillian! X
Budget wise I go off piste so often. Not even sure I'm on the right mountain
Love that! ❤️
😂❣️ love that.
You got this Rechenda! Lunch looked amazing!
Thanks Danielle x
I live on my overdraft. I don't actually care anymore. Everything is too expensive. Food, rent, fuel, energy, travel costs.... I have 4 pet cats and 2 ferals that need feeding. Plus two sons still at home.
Omg I feel this so much x
Yup, me too. It's hectic 😫
Your hair looks lush. Love a good fakeaway 🤩👍
Thank you although I had a disaster with the hair extensions x
Love your Italian meals x
Thanks Charley! X
I'm off piste 😢🙋♂️
:(
Don't be too hard on yourself, Rechenda. Rents in the UK are far too high for starters. I hope with the new government in, house buying schemes can help you, it's the least you deserve ❤ Jack remains adorable 🖤
They are crazy right now! Thank you xx
loving your hair Rechenda been on hols catching up on your videos xx
Thanks Debbie how were your hols? ☀️ x
What a lovely thing for your niece to do xx
Dental
Plan is a must these days ,
I have an nhs dentist but he recommended a specialist clean which is great but of
Course not available on nhs and has so far cost
Me £450 ,
Will be £400
More this week , 😱
Cash seems to be way forward to save some dosh for sure
Take care xx
Oh wow! Thanks for sharing x
Hello my darling everyday is a new day to be lived live your best life no matter what ❤❤❤❤❤❤❤
I agree cash is so much better using cards is unrealistic and I can easily overspend I loved back in the day lol when you had a wage packet and everything was about cash ..... going off for a wee while we all do it .... back on track now so don't feel too bad ❤❤❤❤❤
Absolutely!! Xxx
Hi have you considered trying the food waste app Olio or food waste banks and community fridges in your area.
O but I will check them out xx
hi if you have sky you can call them to downgrade your tv broadband telephone £ x
I don’t but I do need to do this on my mobile phone x
🫶🏻
❤️
Have you heard of cash stuffing? Don't really know how that works for some people. They take out money for specific things at the start of the month.I also noticed the cost of a coffee out is gone way uo. It's 4 euro. I did the grocery shopping online so will see if that's cheaper long run or will I still pick things up on top of that. Really went off budget when my Dad died as well. Grief makes you do strange things. You will probably make money selling some things.
When my sister came over for mums funeral we went to Costa and ordered two hot chocolates and the bill was £10 whaaaat!!! Xx
Love the hair ❣️ hahaha erm did you share with jack 😜 wot are you like 💗🌸💗
Yes I did, filth! X
Hi lady r i only ever spend cash i am old school. U need to reign it in i couldnt cope with no back up emergency funds of at least 2 thousand . I tell my girls food fuel and rent is essential fun is not its a treat only as and when you can afford it as me and daddy wont always be around as a back up . London sweden and the gym may have been necessary for your sanity at this time as u adjust to life without mum si that is what it is however it cannot be made a habit of if u want to get a bit of a nest egg gathered up. I know u will get back on track U have done it before. Hope u r enjoying your weekend . Talk soon px
Yes you totally right xx
@@BudgetFoodieUK always lol px
Is your tax bill yours or your businesses? If its your business tax bill, it should come out of your business expenditure!
It’s personal one x