Medicare 2025: New Rules & Hidden Dangers You Need to Know

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  • Опубликовано: 10 ноя 2024

Комментарии • 96

  • @meganbouse3872
    @meganbouse3872 Месяц назад +20

    Thank you for taking the time to help others

  • @MrsAlmaTrumble
    @MrsAlmaTrumble Месяц назад +20

    Thank you for sharing this information. It's truly appreciated. I worry about my mom will fall for these scammers.

  • @joannereeves4121
    @joannereeves4121 Месяц назад +25

    What a messed up world we are living in now...........................just stay vigilant

  • @vjhamilton4043
    @vjhamilton4043 Месяц назад +52

    I maintain original Medicare because the plans are disadvantage scams.

    • @brendatomlinson
      @brendatomlinson Месяц назад +6

      “Disadvantage” plans. I like it.

    • @alisonfrazee750
      @alisonfrazee750 Месяц назад +4

      So you can just keep Medicare A and B You don't need to go with any advantage plans or other health cares as third party pickup?

    • @brendatomlinson
      @brendatomlinson Месяц назад

      @@alisonfrazee750 you can choose A & B or C/Advantage. I’m not sure I understand your total question though

  • @seahorse251
    @seahorse251 Месяц назад +4

    We need to change the law so that we know upfront what our visit to the doctor will cost us out of pocket. Other countries do this. Why are we not doing this? This needs to change.

  • @melindahedden2038
    @melindahedden2038 Месяц назад +10

    Lost our medicaid because we make $10 too much and oyr home was.paid for. Florida DCF said get rid of your house to get medicaid back. We did and now live in an rv. Now DCF wont give our medicaid back because we are elderly Americans, not migrants! Gave us a whole $23 food stamps and said dont use it all in one place! We are borh disabled and my husband has a heart monitor.

    • @eagle4jesus777
      @eagle4jesus777 Месяц назад +3

      That's awful 😢to be treated that way is disgusting

  • @LESTER7L1
    @LESTER7L1 Месяц назад +4

    Thanks to you and your team Nicole.

  • @Goldengrammy3366
    @Goldengrammy3366 Месяц назад +6

    I was just notified that they will no longer be paying for my Medicare premium so they will be deducting $200 from my check for Medicare premiums. They really know how to stick it to us seniors. We are already struggling they just don't care about us. 😢😢

    • @dar4835
      @dar4835 Месяц назад

      In our town we have a council on aging. They have the SHIP she is talking about. Some libraries have people who will come in to help you go over this process.
      I'm going to the council on aging this year and talk with someone who knows more about this than I do.

  • @gwendolynmcgrath7697
    @gwendolynmcgrath7697 Месяц назад +17

    Gee a Year after the Breech

  • @dar4835
    @dar4835 Месяц назад +2

    My friend had this happen to her, and it started 6-8 months ago.
    Hoops were jumped through, and now she has a lock on her social security pay.
    Of course, NOTHING was said about a breech.

  • @godsbutterflys
    @godsbutterflys Месяц назад +16

    Why does it seem that We are more responsible to take action than the gov. You would think someone would find a way to prevent this from happening in the first place..😤😠😡

  • @marlapark7010
    @marlapark7010 Месяц назад +13

    Got the book today. Still completely confusing.

    • @murlepeterson6028
      @murlepeterson6028 Месяц назад +2

      Husband's booklet. Came yesterday. Exactly! Not written in everyday English ! Then you're referred back & forth ! My book sometimes doesn't even show up. Guess they figure we can share t9 save money

    • @tabatha-joeyharris81
      @tabatha-joeyharris81 4 дня назад

      ME TOO! I CAN NOT FIGURE OUT NOTHING AND NOT SURE IF ANYONE CAN HELP AND IF I FIND SOMEONE TO HELP,CAN I EVEN TRUST THEM?

  • @grammy3g808.
    @grammy3g808. Месяц назад +7

    Thank you, I trust what you say .

  • @MyFavoriteColorIsBLUE
    @MyFavoriteColorIsBLUE Месяц назад +11

    Ive got Medicare, but I haven't received anything but my book, so far.

    • @WendiLewis-c2c
      @WendiLewis-c2c Месяц назад

      You probably won't get one unless you have on of the Medicare Advantage plans.

  • @FemmiGirlz
    @FemmiGirlz Месяц назад +7

    Thank you so much for all you do. I will be more diligent in checking my Medicare summary. I normally check it up for the last couple months. I’ve kind of slacked off on it but now I’ll double check it.

  • @carriehayes1328
    @carriehayes1328 Месяц назад +7

    I have Medicare and Medicade so they decide the plan I get. I've had Molina for quite a while and I'm very happy with them.

    • @sr2291
      @sr2291 Месяц назад +4

      You should be able to choose an MCO.

    • @murlepeterson6028
      @murlepeterson6028 Месяц назад

      Same here, THEY , Those that be, put you in a " plan" Sad but it goes by county here in NY state as example , in my county, it is told to Medicare / Medicare recipients that they MUST use such & such due to not just doctors BUT also clinics, the blood work, X-ray other procedure & providers of items such as walkers, beds etc. it is to a point in my area you get one choice due to poor rei.bursement rates. Some areas only two. I find it outrageous. hospitals, clinics,​@@sr2291

    • @DebLindley-xg8gz
      @DebLindley-xg8gz Месяц назад +1

      They're in 19 States and works differently in each of those States. Glad it's good for your State.

  • @ETERNALLIFEINELOHIM
    @ETERNALLIFEINELOHIM Месяц назад +5

    It seems like these so-called breaches are orchestrated and frequent.

  • @MollyT-zk4ch
    @MollyT-zk4ch Месяц назад +3

    I always get double billed after a visit to a doctor, prescription, surgery ,etc.
    Before I go to anything medical, I get a letter of approval first. It seems to get them busted.

    • @bigwoogc
      @bigwoogc Месяц назад +2

      Could you explain the "letter of approval" please? How and from whom?

  • @Elle-ws5lm
    @Elle-ws5lm Месяц назад +35

    I have a Medicare broker. Every year, on October 15th, I meet with her. Together, we go over spreadsheets of each Medicaid program, and what they have to offer. It has been a great help to me. It is also a FREE service.

    • @flyfishing1776
      @flyfishing1776 Месяц назад +8

      How can you afford a broker?

    • @abitofthisnthat1070
      @abitofthisnthat1070 Месяц назад +9

      I've never heard of a Medicaid broker. 🤔

    • @sr2291
      @sr2291 Месяц назад

      ​@@flyfishing1776She is probably on a Medicare Advantage plan.

    • @jennyeagan1840
      @jennyeagan1840 Месяц назад +1

      Have lived in different places. Basically, I let the higher ups figure out the best plan for me when they get to it. They notify my by mail.

    • @Elle-ws5lm
      @Elle-ws5lm Месяц назад +1

      @@flyfishing1776 - It is a FREE Service.

  • @donnalackey989
    @donnalackey989 Месяц назад +3

    Yes I got a letter about a breach that happened to me

  • @bettykroll
    @bettykroll Месяц назад +5

    I received my letter from CMS the other day. I didn’t read anywhere that they are sending a new Medicare card. It does say nothing has changed in my coverage. I do read my statements when they come.

  • @eagle4jesus777
    @eagle4jesus777 Месяц назад +1

    Thanks so much appreciated for your information 😊

  • @alicearcturus8610
    @alicearcturus8610 Месяц назад +2

    Thank you! You are a life saver!

  • @nalou6933
    @nalou6933 Месяц назад +7

    How do you know what was a legitimate charge and what wasn't? I'm sure these scam companies have different terms for medical equipment or procedures that the recipient won't know. Big problem.

    • @evelynd1355
      @evelynd1355 Месяц назад +2

      From what I have seen on other RUclips channels people are seeing charges from places they have never seen a doctor at and never received anything like a wheelchair from. One lady’s Medicare summary said she had a lot of catheters and she has never had even one. I read mine every time it comes because I want to stay informed about my bills being paid.

    • @jennyeagan1840
      @jennyeagan1840 Месяц назад

      Years ago, I studied Medical billing. My numbers 'dyslegia' caught up with me older age. Aced the medical terminology. But, always taught to be careful entering the numbers. One number off, entered incorrectly, can change what equipment or procedure the patient was being charged for.

  • @Oakleyracer
    @Oakleyracer Месяц назад +5

    Got my letter today.

  • @KarenJordan-cd5nx
    @KarenJordan-cd5nx Месяц назад +3

    thank you

  • @nan2157
    @nan2157 Месяц назад +5

    I only received the 2025 Medicare Book.

  • @pimpam4792
    @pimpam4792 Месяц назад +2

    I am meeting with an agent soon!! I have a Medicare Advantage so yep I will be getting help!!

  • @KellyKovergirl
    @KellyKovergirl Месяц назад

    Right..like all the other agencies..we should sue them for every effect that has caused us loss. But I doubt if this is an accident.

  • @danalynch8889
    @danalynch8889 Месяц назад

    My medicare advantange plan has changed but is even better then before.

  • @danielcohn7854
    @danielcohn7854 28 дней назад

    I postponed going on Medicare because I have creditable coverage and the policies are either too expensive or have inadequate coverage so you need to buy extra plans of a different type to cover some of what is not covered by your coverage.

  • @KCCAT5
    @KCCAT5 Месяц назад +1

    I was notified about a year ago about some medical file transfer foul-up and there was a data breach on that one and so this seems to keep happening over and over again

  • @joycewedel9084
    @joycewedel9084 Месяц назад +1

    Ty as always.

  • @mapuanakupuna3471
    @mapuanakupuna3471 Месяц назад +3

    ty

  • @brendarice5287
    @brendarice5287 Месяц назад

    Loved the video 😘👍🏻💕🙏🏻🙏🏻

  • @cookiejones9434
    @cookiejones9434 Месяц назад

    At this time in our lives, we should be paying less not more. Why not have no-cost medical care?

  • @SharonManzer
    @SharonManzer Месяц назад +1

    I don't get Medicare

  • @oceantiara
    @oceantiara Месяц назад +1

    Thanks I didnt know...

  • @ann9301958
    @ann9301958 26 дней назад

    I am losing mine

  • @MollyT-zk4ch
    @MollyT-zk4ch Месяц назад

    I turned off my e-service because most of the scamming is on the computers, I changed my MVD number which only cost me $12.

  • @cookiejones9434
    @cookiejones9434 Месяц назад

    I just can't afford it

  • @chaoticallysay2625
    @chaoticallysay2625 Месяц назад +2

    Thank you, yeah my neighbors are a lot of supplies and the elderly is hospice im forwarded to hospice or they should able yo cancel it😂 they always mad at me but like they should mind their own and me alone😅

  • @margaretburton8233
    @margaretburton8233 Месяц назад +1

    Aetna, is dropping so much of their benefits this year
    Going up and other benefits 🤦‍♀️

  • @laurahobbie4971
    @laurahobbie4971 Месяц назад +2

    Who do i name in my lawsuit?

  • @yvettevitacaponigro
    @yvettevitacaponigro Месяц назад +3

    👍🏻✌🏼😊

  • @naturegirl5681
    @naturegirl5681 Месяц назад

    I just got my 2025 Medicare advantage plan changes from my Cigna Preffered Savings plan HMO and it’s pretty much the same and I’m still getting the reduction on my b premium so it’s only $40 per month. So I’m very happy with mine. ❤

    • @hollynauss6359
      @hollynauss6359 Месяц назад

      Make sure you read the entire plan this year. Your monthly medication may no longer be on their formulary ( list of covered meds), the copays for hospital stays and services may have gone up, the days allowed for post-surgery therapy May have decreased ...... Just read & compare it to last year's. Lots of changes are coming for 2025!

    • @WendiLewis-c2c
      @WendiLewis-c2c Месяц назад +1

      ​@@hollynauss6359There are a lot of plans where you do not pay any thing out of pocket to have it.

  • @tarras3292
    @tarras3292 Месяц назад +7

    I got a letter saying my info got Breached

    • @chaoticallysay2625
      @chaoticallysay2625 Месяц назад +3

      Maybe a scam look out for suspicious calls

    • @evelynd1355
      @evelynd1355 Месяц назад +2

      Sorry yours was affected. 🙏🙏🙏

  • @alisonfrazee750
    @alisonfrazee750 Месяц назад

    Yes were in Michigan and come to find out my son need it oral surgery there's no oral surgeon within 100 miles for my home and downriver Michigan so it was called zing health they didn't give us no warning we've called several times for them to resolve the issue or how can we go about getting an oral surgeon in our area that the oral surgeon well actually take zing healthcare through Medicare AB and D coverage with extra care help and they don't take it anywhere for basically anything only a PCP no hospitals in my area take the insurance so still waiting on the resolvement I don't know what's going to happen in 2025 I hope it's not something like this keep us updated Love your videos Thank you for keeping us in tuned and what's going on... Say bless God bless in the name of Jesus

  • @shericontrary2535
    @shericontrary2535 Месяц назад

    Wow, I had no idea. I'm on Georgia Medicaid.

    • @WendiLewis-c2c
      @WendiLewis-c2c Месяц назад +1

      They are not referring to Medicaid. They are talking about Medicare Advantage Plans. ❤

    • @shericontrary2535
      @shericontrary2535 Месяц назад

      @@WendiLewis-c2c yes, I know but it could happen to Medicaid

  • @Tinkertotdat
    @Tinkertotdat Месяц назад

    I just found out I lost my extra help I have till Oct 1st to prob change plans I have to meet w my insurance helper first next week

  • @lacindamanary370
    @lacindamanary370 Месяц назад

    How would I qualify for a medi gap being under 62 on disability?

  • @deiadraper6358
    @deiadraper6358 Месяц назад

    If I received three letters from three different states stating that I had a covid test in three different states and Medicare paid $200 for each of those tests in three different states that I have never been to would you say I have been affected sincerely much appreciate can't stay away from your videos

  • @Tinkertotdat
    @Tinkertotdat Месяц назад

    And my ssn is on dark web like 5x I had just got my credit up to good I’m hoping to have to freeze my credit there is some info that is wrong too

  • @mattdonna9677
    @mattdonna9677 Месяц назад +4

    I got the purple letter, best insurance coverage I've ever had.

    • @EvangSuz
      @EvangSuz Месяц назад

      How do you get a broker??

    • @hoosierpioneer
      @hoosierpioneer Месяц назад +1

      ​@@EvangSuzcontact your local senior center. They have SHIP people to help you make an unbiased decision for free.

    • @WendiLewis-c2c
      @WendiLewis-c2c Месяц назад +1

      What is the purple letter

    • @mattdonna9677
      @mattdonna9677 Месяц назад +1

      ​@@WendiLewis-c2c if your social security income is low enough the government pays your part B monthly and all of your copays and prescriptions. The purple letter comes from the social security administration and is an acknowledgement of your qualification for the financial help. I never receive a medical billing.

  • @maryannawilson7702
    @maryannawilson7702 Месяц назад +2

    Here not to long I got a email and told. Me something was owed I hung up block the number and I called PayPal they was glad I called it is another hac(e>

  • @dianawoods6991
    @dianawoods6991 Месяц назад +4

    Thank you