How to SAVE TDS on FD (Fixed Deposit)|

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  • Опубликовано: 7 авг 2021
  • Paid Consultation WhatsApp Only 9571243669
    wa.me/919571243669
    on Fixed Deposit shares how banks deduct TDS and tax on your FD account and how you can save it.
    TDS deduction applicable if interest earned in a bank is more than Rs. 40,000 in a year. Limit is 50,000 for Sr Citizen
    Rate@10% but @20% if PAN is not submitted
    #CARahulAgarwal
    Disclaimer:
    The Video Content is available for informational and educational purposes only. Copyright Disclaimer under section 107 of theCopyright Act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might.

Комментарии • 529

  • @carahulagarwal8192
    @carahulagarwal8192  10 месяцев назад

    Paid WhatsApp Consultation - 95712 43669

  • @girishchandra3836
    @girishchandra3836 2 года назад +2

    आपने एक अच्छी जानकारी टैक्स बचाने के सम्बन्ध में दी. जो कि सही है. धन्यवाद.

  • @somnathdhekane152
    @somnathdhekane152 Год назад +2

    राहूल जी खुप धन्यवाद. खुप सोप्या पद्धतीने माहिती दिली.🙏🙏

  • @mfAdvice
    @mfAdvice 2 года назад +12

    Sir your explanation is too good thanks for valuable information 😊

  • @zohan8267
    @zohan8267 9 месяцев назад

    WHhh Bhai wahhhh Kitni Aaasan Bhasha Main Aapne Smajhaya Mujhe Nahi Mili aisi Video abhi Tak Aur mene to 1:06 Per Jo Aapne Bataya Puri Dekhne se Phele Hi Like kardi Sir thanks

  • @dineshgadhiya459
    @dineshgadhiya459 2 года назад +1

    Very very nice explanation reg tds n it's very informative reg seperate bank wise Saving thankuji

  • @karisambamurty9124
    @karisambamurty9124 2 года назад +3

    Thank you sir for good explanation about TDs/income tax.

  • @ramlaxmanshah6084
    @ramlaxmanshah6084 Год назад

    Sir, आपने बहुत अच्छे से समझाया

  • @amoldalu1224
    @amoldalu1224 Год назад +2

    Thanks सर और ऐसेही इन्कम टॅक्स से बचने के लिए व्हिडिओ डालिये🙏

  • @sanjayskr3811
    @sanjayskr3811 Год назад

    Itne sare video dekha.. But yeh top video hein, har ek point bataya. Sir.. Satisfied

  • @nagnathvangate2052
    @nagnathvangate2052 Год назад

    धन्यवाद, आपने बहुत अच्छे तरीके से समझाया

  • @JaySiyaRamForAll
    @JaySiyaRamForAll 2 года назад

    वेरी नाइस थैंक यू वेरी मच आपने बहुत अच्छा बताया और कोई कंफ्यूजन नहीं रखा ऐसा कोई बताता नहीं कंफ्यूज कर देते हैं बड़े-बड़े महारथी आते हैं और कंफ्यूज करके चले जाते हैं से अच्छा है कि वह ना बताएं

  • @inderjeetsingh3981
    @inderjeetsingh3981 24 дня назад

    आपने बहुत अच्छे से समझाया आपका बहुत बहुत धन्यवाद🙏🙏🙏

  • @santhanakrishnank7687
    @santhanakrishnank7687 2 года назад +1

    I know Hindi a little extent. Your are explaining in a simple way. It is very useful to me.

  • @anjangharami36
    @anjangharami36 2 года назад +1

    I have seen lot of videos your explanation is so clear sir

  • @bssanatanmind8188
    @bssanatanmind8188 2 года назад

    बढ़िया जानकारी देने के लिए आभार 🙏🙏🙏

  • @ashokverma9970
    @ashokverma9970 2 года назад +1

    sir aapne bhut ache tarike se 15G form kyu bhare... thanks

  • @fakegmail1747
    @fakegmail1747 Год назад +1

    nice video
    your explanation is too good thanks for the valuable information

  • @sashankseth8742
    @sashankseth8742 2 года назад +6

    Excellent way of explaining every thing in simpliest manner. Very valuable information you shared today.

    • @carahulagarwal8192
      @carahulagarwal8192  2 года назад

      Thank you Sashank.

    • @sunitashivnani6130
      @sunitashivnani6130 2 года назад +1

      @@carahulagarwal8192 hello sir. 26 as m joh 15 g form fill Karne pe joh TDS nhi deduct hoga us amount ko income from other sources m lenge ya nhi please reply soon.

    • @jaiveersingh9669
      @jaiveersingh9669 Год назад

      Senior citizen ki income agar pension or fd interest lga k 3.10 bhi bne to bhi itr file Krna pdega

  • @savitachahar7378
    @savitachahar7378 Год назад +1

    Thank u sir very simple and valuable explanation 🙏🙏🙏

  • @rrangole
    @rrangole 2 года назад +2

    So nicely explained and in short time.

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Год назад +2

    Very easy way explained sir thank you.

  • @anilpatel6626
    @anilpatel6626 Год назад +1

    Sir. Aapka samjane ka tarika bahut achchha he

  • @georgekutty8772
    @georgekutty8772 2 года назад +14

    Dear sir, now all the interest of FD from different banks shows in 26A, therefore, Income tax has to be paid.

  • @rajendrakumarbarik4253
    @rajendrakumarbarik4253 Год назад

    Your explanation is best.thank you sir

  • @jaspalgusain9836
    @jaspalgusain9836 2 года назад +1

    Thanks for explaining nicely

  • @niveditapuitandy4607
    @niveditapuitandy4607 2 года назад

    very good video sir..it's really helpful

  • @deepakbhawar6984
    @deepakbhawar6984 Месяц назад +1

    very nice information put in very simple way

  • @sathiyamoorthyt9590
    @sathiyamoorthyt9590 2 года назад +3

    Hi Sir, this norm still gets applied that in one bank upto 40000/- interest on FD, tds is not supposed to deduct. But in my form 26AS, even Rs 25000/- is also gets shown and in AIS & TIS this amount is showing in other sources of Income for tax liability. Please guide and suggest. Thanks

  • @bharatpawar6836
    @bharatpawar6836 2 года назад +1

    Vry thnks sir.imp informetion

  • @yogeshshirke8303
    @yogeshshirke8303 2 года назад +10

    Sir, for senior citizen (age 60) with pension income between 3-5LPA is there any option?

  • @harshaldeshpande2340
    @harshaldeshpande2340 2 года назад +2

    Useful video.. Thanks😊

  • @kulanandjha3311
    @kulanandjha3311 Год назад

    Bahut Acha samjhaye hai

  • @jagdevsingh512
    @jagdevsingh512 2 года назад +2

    Sir, in itr 2 ,where we can show purchase details of ELSS fund i.e. date ammount fund name etc as we are filling fund sale details in 112.

  • @sushilgera9782
    @sushilgera9782 2 года назад +1

    Thankyousirforusefulinfo,on,interest,income

  • @RohitDhimanMaths
    @RohitDhimanMaths Год назад

    Good Information Sir ,, Thank you

  • @jogeshkrishnadeka112
    @jogeshkrishnadeka112 2 года назад +1

    Bahut atcha video 🙏👍

  • @akashgarg5346
    @akashgarg5346 Год назад +1

    Sir, If income is from agricultural then which method should I choose.

  • @annaramdudi5717
    @annaramdudi5717 3 месяца назад

    बहुत अच्छी जानकारि

  • @jvjani9251
    @jvjani9251 2 года назад +2

    Good Information Sir.

  • @sureshneema4653
    @sureshneema4653 2 года назад +1

    Very very.thanks.for.information

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Год назад +6

    Sir, is this 2.5 lakh income tax rule applicable on pension income also? Plzz reply

  • @ramdasbabar3984
    @ramdasbabar3984 2 года назад +1

    Good Information, Guidance

  • @rajmohanrajadhyaksha2785
    @rajmohanrajadhyaksha2785 2 года назад +3

    If you choose multiple banks then intt also differs and you won't get staff rate 1%

  • @krazykrank7938
    @krazykrank7938 Год назад +1

    Thanks sir very useful... Liked

  • @DK_2106
    @DK_2106 2 года назад +2

    Please share ITR 2 having RSU EPSS and calculation

  • @prasantmishr2513
    @prasantmishr2513 Год назад

    Thank you for this information.

  • @manojsaxena4164
    @manojsaxena4164 2 года назад +2

    Nicely explained

  • @arnyroberts7200
    @arnyroberts7200 2 года назад +1

    Sir kya post office ke SCSS(senior citizen saving scheme) me invest kiye gaye rupees par bhi TDS kattha h?

  • @dharanidhardeka9437
    @dharanidhardeka9437 2 года назад +1

    tds defence pensioners KI senior citizen ka vidieo dijiye pl

  • @mittaldoshi5007
    @mittaldoshi5007 2 года назад +1

    Trust firm mein bank fd interest mein tds kat rha hai to kon sa form dena hoga .

  • @RajeshFamilyYouTubeChannel
    @RajeshFamilyYouTubeChannel Год назад +1

    2.5 lakh par itr kon se deduction section me bharte hai wo section kon kon see hai zara bataiye

  • @BimalBhatt-jk3bn
    @BimalBhatt-jk3bn 10 месяцев назад

    Nice information thank you Sir

  • @surendraupadhyay6458
    @surendraupadhyay6458 Год назад

    धन्यवाद, सी ए सर।

  • @nilushah6623
    @nilushah6623 Год назад

    Thanks very nice information

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 2 года назад +1

    Good information sir

  • @PradeepKumar-cj8wb
    @PradeepKumar-cj8wb Год назад

    what is the maximum deduction ,in ITR, allowed on FDR for central govt employees?

  • @rimadas2296
    @rimadas2296 2 года назад +1

    have joint sb acoount in post office. 2nd holder has fd. fd interest will fall under 1st holder's pan or 2nd holder's pan?

  • @shaileshpatel2414
    @shaileshpatel2414 2 года назад +1

    Hi
    Sir
    Sbi internet single account or post mein joint account me. Internet Mila hai to kya kare dono ka milake it paymant banta hai TDS kat Chuka hai refund Lena hai

  • @prakashchandrathakur9560
    @prakashchandrathakur9560 Год назад

    धन्यवाद महोदय

  • @umassbhat1386
    @umassbhat1386 2 года назад +2

    Can't we deposit against various family members.

  • @aasbpl1000
    @aasbpl1000 2 года назад +2

    Sir after submitted 15 G/ H ,how bank cut TDS, what should take to not cut TDS on bank level, please guide us

  • @r.n.sharma9912
    @r.n.sharma9912 2 года назад +1

    If A government employee is live in two place n paid two place house rent.he get only few amount of HRA from job.Can I take deduction HRA of both place

  • @diujay
    @diujay 2 года назад +1

    Thank you so much.
    NRE account fd pe to koi tds nahi katega na sir ?

  • @panduagyan7501
    @panduagyan7501 2 года назад +1

    Konsa best scheme hai jisme paisa b jldi double ho jaa e aur tax v naa kate.post office y bank me...ppf aur ssy..ke alawa..dusra koi

  • @Arnavmathss
    @Arnavmathss Год назад

    Nice information sir

  • @navdeepkashyap9391
    @navdeepkashyap9391 2 года назад +1

    Sir, itr has been filled but tds of sb account and mis account not taken kindly guide.

  • @sapnavasudevan4244
    @sapnavasudevan4244 2 года назад +2

    Sir. If we have a fd in trust.then how to save the tds.

  • @sillysaint2390
    @sillysaint2390 2 года назад +1

    Very imp point..but pls check bank rule again bec...Yes they deduct....not seen 40k rule...pan linked na...pls re confirm sir

  • @kamleskkumar994
    @kamleskkumar994 2 года назад +1

    I have bought kvp rs five lacs in 2017 and will be matured in 2027 just double. Approximate 50000/ interest is annually increasing. Should I show it in income for calculation of tax? Please throw light upon it.

  • @uditbhattacharjee9991
    @uditbhattacharjee9991 2 года назад +1

    Very well explained video

  • @tarachandmahajan4855
    @tarachandmahajan4855 2 года назад +1

    Thanks you sir

  • @hemasingh4040
    @hemasingh4040 2 года назад +1

    Jaisa apne kaha ki alag alag bank mei FD karne se TDS katega to agar post office mei Senior Citizen Scheme retirement money se lee ho aur TDS kata ho, to kaya hum 15H form bhar kar TDS wapas le sakte hain ? plz batayen ,

  • @kashmirilaldhiman255
    @kashmirilaldhiman255 2 года назад +1

    If we reinvest the maturity amount will we have to pay tax on interest of FD that exceeds Rs 50000/
    Thanks.

  • @manishhariyani9307
    @manishhariyani9307 Год назад +1

    agar koi 5 lakh k under itr file karta h kya wo jama karaye 15h scss me to chlega ya nhi

  • @kansingh5968
    @kansingh5968 2 года назад +1

    Nice video thanks sir.

  • @buyingreview5885
    @buyingreview5885 Год назад

    Salary 2.5-5 LPA k bich ho, or maturity me interest income less than 40,000 ho to what formalities (like form 15G,etc) needs to be made?

  • @chitrabhaidkar2153
    @chitrabhaidkar2153 6 месяцев назад

    Very nice explained

  • @seemameena9619
    @seemameena9619 2 года назад +1

    Sir mere form 16 m DDO dwara Employer contribution ki deduction 80CCD 2 m nahi de to itr filling k time hum us deduction ko claim kar sakte h ya nahi iske regarding koi proof ki jarurat hogi kya PLZ bataye

  • @arkagupta3422
    @arkagupta3422 2 года назад +1

    Auto sweep facility kia hota Hain???

  • @aryan7799
    @aryan7799 Год назад

    Good information.....🥰🙏🏻

  • @maheshsharma4121
    @maheshsharma4121 2 года назад +1

    Sir very first time I noted a new term in interest certificate issued by bank.. Overhead tax 900 rs.. pl Explain it.

  • @chandrakantsheth9472
    @chandrakantsheth9472 2 года назад +2

    Iam 80yers old, andIhave in come3lakh/year,what shall I do?

  • @AnilDhekne
    @AnilDhekne 2 года назад +1

    Thank you

  • @abhiramiyer4543
    @abhiramiyer4543 2 года назад

    Thank you Bhai

  • @shamkumar9805
    @shamkumar9805 2 года назад +1

    Please make a vlog about ex-servicemen about TDS

  • @narsinghanikapil6769
    @narsinghanikapil6769 2 года назад +1

    Sir meri wife ki FD se incom 150000 he per year kya tds katega house wife he

  • @ushabhatnagar4616
    @ushabhatnagar4616 Год назад

    CA sahib 26 a me share into club ho Kar aajyenge and ITR me show karenge and tax katega intt per rebate ke bad.poori bat batayen.

  • @kailashnarayansharma8073
    @kailashnarayansharma8073 2 года назад

    Nice knowledge

  • @babajisahoo9136
    @babajisahoo9136 2 года назад

    thanks

  • @brajkishoreprasad2379
    @brajkishoreprasad2379 2 года назад +2

    F D पर TDS किस प्रकार से कटता है, हर साल ? प्रत्येक साल के accumulated income के हिसाब से या maturity पर?

  • @a.rresearch6029
    @a.rresearch6029 2 года назад +1

    Sir SBI ke 2 alag alag branch me hum 8/8 7/7 lakh ki fd kar sakta hu kya tds katega

  • @premkumarnayak1311
    @premkumarnayak1311 2 года назад +1

    Saheb,
    Loan liya hai to vapus jama nahim karaaya to Voh diya hua interest jab se loan vapus nahim kar raha hai tab se ka interest poora karega plus bank interest bhii list ke saath jama karna padega.
    Otherwise TD valueless hojayega.

  • @CAsanatani
    @CAsanatani Год назад +1

    🙏 sir please tell me - person having pension income+ FD interest income total less than 5 lac , not fill ITR for last 3-4 year but now want to file in this year, is there any penalty arise ? What is problem?

  • @vivekkumar-dw5qs
    @vivekkumar-dw5qs 2 года назад +1

    Thanxx sir

  • @dhaggu
    @dhaggu 2 года назад

    Tds ek bank k byaj par count hota hai.. Ya jitne be banko me account hai. Uska sabka count hoga??

  • @caur6
    @caur6 2 года назад +1

    But we have to tell our pan no. To each account. Income tax dept will come to know so if above 40000 interest than tds will be deducted.

  • @arvindkhade5589
    @arvindkhade5589 Год назад

    Sir post ke savings A/C ka intrest 15 h me dikhana chahiye kya.

  • @rambahadurchaurasia774
    @rambahadurchaurasia774 2 года назад +2

    In form number 15 g/h there is one column total number of form filled.
    In this case we have to declare form filled in other bank also.

  • @muralidharanr5001
    @muralidharanr5001 2 года назад +1

    Very good