The Cost Of Our House In The Uk / Best Credit card /Mortgage Advisor/ Answering All Your Questions

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  • Опубликовано: 28 окт 2024

Комментарии • 96

  • @NdyGlobalASMR
    @NdyGlobalASMR 2 года назад +8

    Wow! this is very detailed. it is really better to buy a house than to pay rent in the Uk. after paying mortgage and you don't want the house anymore, you will sell it and make even more money

  • @FaithOjone
    @FaithOjone 2 года назад +6

    Well done girl 💃💃💃 when I am ready to buy my own house will Binge watch all these videos

  • @valleriemuckoya3394
    @valleriemuckoya3394 2 года назад +3

    Congrats on getting to 23K subs as the time I watched this video. You are really growing and the team work with your hubby is really helping!

  • @chikaokeke2023
    @chikaokeke2023 2 года назад +4

    Thank you both for making out time to address the questions. You are doing an amazing work getting people informed. Love and blessing to your family

    • @TochiEsther
      @TochiEsther  2 года назад

      Thanks so much we appreciate

  • @chiomaonuoha7723
    @chiomaonuoha7723 2 года назад +4

    Thank you for answering my question. You guys rock. Time to up my game!!!

  • @mandyfrizz
    @mandyfrizz 2 года назад +4

    I am just loving your baby , thanks for answering all this questions sis

  • @UgonmaOgbuanu
    @UgonmaOgbuanu 2 года назад +2

    Oh really, mortgage start counting after you get the key? Wow... thanks to you and your hubby for these answers...It will really be helpful

  • @nnekankechi7713
    @nnekankechi7713 2 года назад +1

    Nice one, congratulations Tochi and family 👪

  • @ohanejeuchechi3571
    @ohanejeuchechi3571 2 года назад +2

    I love you guyz, your were very detailed and honest with your responses. Thanks for sharing!

  • @phinasway
    @phinasway Год назад

    Thank you both for sharing this useful and important tips. We appreciate you. God bless

  • @ijeomamadu
    @ijeomamadu 2 года назад +21

    This is actually what we should be calling couple goals , glowing , growing and working together not just twinning in asoebi while working against each other. But people can actually be annoying, why are they so bent on finding out where u live ? Is it really necessary abi the information u’v been sharing no Dey enough? 🙄

    • @mauversmultibiz6711
      @mauversmultibiz6711 2 года назад +1

      Beats me ooo

    • @TochiEsther
      @TochiEsther  2 года назад +1

      Thank you nwanne mmadu, the thing just tire me

    • @samuelduncan3489
      @samuelduncan3489 Год назад

      The location is important because prices of property is most dependent on your location.

  • @sweetmotherskitchen8503
    @sweetmotherskitchen8503 2 года назад +1

    Wow i enjoyed watching, thanks for sharing

  • @rachealaderonkeayodele6297
    @rachealaderonkeayodele6297 2 года назад +2

    I will always share your videos, they are very educating. Thank you 😊 💓

  • @jozzycorner
    @jozzycorner 2 года назад +1

    That was great video giving us all the necessary answers and information

  • @bellablessing7587
    @bellablessing7587 2 года назад +6

    It was the baby for me lol too cute

  • @sisiadebanke5007
    @sisiadebanke5007 2 года назад +1

    Awww Beautiful, Thank you and mama is preety

  • @wisdomokoli8338
    @wisdomokoli8338 2 года назад +1

    You guys are amazing and very informative, thanks so much

  • @glorymonye4745
    @glorymonye4745 2 года назад +1

    Thank you so much for this information.

  • @saintsacademy007
    @saintsacademy007 2 года назад +1

    Hi Tochi, Nice one again. I still can't find the video for credit cards though.

    • @TochiEsther
      @TochiEsther  2 года назад

      Kindly check the description for the link

  • @livinghealthierandhappier
    @livinghealthierandhappier 2 года назад +4

    Woow well detailed information and this is what I call working as a team well done 👏🏾👏🏾 sis you must be very proud of your hubby he is very smart thanks for sharing sis Tochi Awww the baby is so cuuutie by the way one love stay blessed.💞💞💞💞

  • @namagembe67
    @namagembe67 2 года назад

    You can buy a studio flat which is a room with cooking facilities in a block of flat

  • @njidekachelsy169
    @njidekachelsy169 2 года назад +1

    Buying a room is just like shared ownership.

  • @barakahomowunmi2030
    @barakahomowunmi2030 2 года назад +3

    Thank you so much for this information Ma. As a student trying to save up to buy a house in the UK, what type of bank/ bank account would you advice a student to start saving up in?

    • @kunlele07
      @kunlele07 2 года назад

      It does not really matter who you bank with as long as its your name and you re registered to an address and most importantly on the" ELECTORAL ROLL".

  • @namagembe67
    @namagembe67 2 года назад

    Foreign students can get a credit card and will be entitled to an interest free over draft for the period of their duration. The only difference will be they will only get a limited credit limit.

  • @haridabeauty
    @haridabeauty 2 года назад +3

    Your baby is so cute 😍 💕

  • @momoftriplets4392
    @momoftriplets4392 2 года назад +2

    Congratulations is all I can say

  • @modupeolapeace5528
    @modupeolapeace5528 2 года назад

    Thank you Tochi for always giving us great update, Can you buy another house if you are on an existing mortgage

    • @MsTaayo
      @MsTaayo 2 года назад

      yes you can but it is tends to be difficult to get another house in the UK

  • @kenisiachiware6622
    @kenisiachiware6622 2 года назад

    Looking forward to see a video on Help to buy. May you also clarify on that video if one is able to sell a house later which was bought through the Help to buy scheme?

  • @Brown6031
    @Brown6031 Год назад

    Inspired

  • @kevefe7335
    @kevefe7335 Год назад

    No! one as a foreigner cannot get credit card within 3 months of entering into any developed country based on his record in that country . In fact to be considered a resident you have to be in the country working for 2 years.

  • @mandyfrizz
    @mandyfrizz 2 года назад +1

    Waiting

  • @namagembe67
    @namagembe67 2 года назад

    Owning a property enhances your right to becoming a permanent resident.

  • @gbengaogunmodede9048
    @gbengaogunmodede9048 2 года назад +2

    THANKS

  • @lenilsonsg
    @lenilsonsg Год назад

    Hello lovely family, did you consider Liverpool too? I see your city is close to Liverpool… we are searching for places in Liverpool or nearby and we would appreciate your comments on that.

  • @namagembe67
    @namagembe67 2 года назад

    You can pay a mortgage until the retirement age in UK which is currently 67 yrs

  • @mandyfrizz
    @mandyfrizz 2 года назад +1

    Awww see your cute baby 👋 hello cutie 🥰

  • @BLUENIGHTSOUNDS
    @BLUENIGHTSOUNDS 2 года назад

    Please can one buy a house and while paying the mortgage, rent it out? So the rent can as well help you to keep paying the mortgage? If yes, which area is best to buy house?
    Thanks

  • @ogomsseries
    @ogomsseries 2 года назад +3

    Biko prepare banquet for me am coming to the house🤣🤣🤣people and questions.

  • @emmanuellucky86
    @emmanuellucky86 2 года назад +1

    Nice

  • @andiemoyo6722
    @andiemoyo6722 6 месяцев назад

    My neighbor....l'm in Northwich

  • @nenyek3131
    @nenyek3131 2 года назад +1

    I got my first credit card as a student and with no job. Check Santander bank.

  • @onyiinyechukwu
    @onyiinyechukwu 2 года назад +1

    yes my coursemate got a credit card from llyods bank

  • @gbengaogunmodede9048
    @gbengaogunmodede9048 2 года назад +1

    Cant just wait to get informed.

  • @christabelajaero7983
    @christabelajaero7983 2 года назад +1

    Please, my question is- using ISA account to buy a house , must one live in the house or can it be rented out???

    • @MsTaayo
      @MsTaayo 2 года назад +1

      you have to live there, if you rent it out then you have broken the terms of the ISA account

    • @chrisonyemem8493
      @chrisonyemem8493 Год назад

      ​@@MsTaayoWow. And I was looking forward to having a lifetime ISA

  • @njidekachelsy169
    @njidekachelsy169 2 года назад

    When did you pay your deposit.

  • @njidekachelsy169
    @njidekachelsy169 2 года назад

    I was told I need 25% deposit to get help to buy scheme and also UK permanent resident

  • @opeyemi5490
    @opeyemi5490 2 года назад +2

    Hi, you said the ISA account is only for people under 40years, do you know any plan for people over 40years old? How can someone over 40years buy a house your way?

    • @TochiEsther
      @TochiEsther  2 года назад

      You can save normally if you're above 40

    • @opeyemi5490
      @opeyemi5490 2 года назад

      Thank you, you mentioned you are on a skilled worker visa, can you enlighten me on how to go about it and roles with better chances of getting it?

  • @mounteverestfruits3441
    @mounteverestfruits3441 2 года назад

    Hi
    I have just come across your channel. I am on Graduate Visa and working full time as an accountant. Can I get a mortgage to buy a house?
    Thank you so much.

  • @viddhyagaudaman
    @viddhyagaudaman 2 года назад

    How much you give to buy this house

  • @oluwafunmilolasipe6402
    @oluwafunmilolasipe6402 2 года назад +1

    Can an international student open a lifetime ISA account?

  • @omaagege4224
    @omaagege4224 2 года назад +1

    I just got the chance to watch this,am so happy I found your channel, we are moving to Crewe,we got a house on Taylor wimpey, how good is Crewe and how do you find life living there as a black family. I have been there twice,going again to pick out the options,the town is quiet which I like,but I need more confirmation from people like me 🤭🤭

    • @TochiEsther
      @TochiEsther  2 года назад

      Wow, that’s nice. I like the city, it’s quiet, affordable and it’s close to some bigger cities so you can always drive there anytime

  • @finalwarningformankindlove3260
    @finalwarningformankindlove3260 2 года назад

    Can some who is in Nigeria buy a house in the UK?
    Or, if I am an international student and I want to buy a house in the UK is it possible?

    • @MsTaayo
      @MsTaayo 2 года назад +1

      buying a house in international student is not advisable and it would be difficult as you wouldn't have adequate income to prove it. To get a mortgage from Nigeria you need to be an expat

  • @fluffyblue9112
    @fluffyblue9112 2 года назад +1

    Please,I want to ask if I open an isa account now and pay in 4000 or more.Will I still be able to get the additional 1000pound bonus if I collect it in march ?but our mortgage is almost through now.

    • @TochiEsther
      @TochiEsther  2 года назад

      Please refer to our video on how we saved, this was addressed. Thanks

  • @chidinmaeluwa8950
    @chidinmaeluwa8950 2 года назад +1

    Waiting

    • @TochiEsther
      @TochiEsther  2 года назад

      It's here now, hope you've caught up 😃