Don't put the $50 into a savings account; put that money into an S&P index fund (a stock). The returns from the S&P is around 7%. My biggest financial regrets were not investing in Microsoft in the early 90s, Apple and Amazon in the 2000s, and not buying Bitcoin in the 2010s.
It’s easy to look back and see what you did wrong but what’s important is making the right decision going forward so you don’t make the same mistake again 10 to 15 years from now and regret it again.
@@crandonborth hahahahahha its people like you who will say this whne they 80 and regret they have seen 80 years of stock market going up but because just simple pessimism and lack of imagination and a risk you gonna stay poor lmao
You need to open a Roth IRA first and put the $50.oo in the fund. Then purchase the S & P 500 Index fund with the money put in your account. And make sure each time you add money it is invested in the S & P 500 Index. You coulh also buy some Nvidia & Palantir stocks too.
One extra tip is to start a house mortgage by 30 so you can own a house by retirement. Alternatively, start a promising biz that will help you buy a house with cash in the near future.
I'm 30 with 31K in savings so idk if that's good or not but trying to add to that gradually so I can hopefully put some of it down for a house eventually
@@deancreambetweens You are close. You could find an affordable home remotely (in a growing town that can become a city) and rent it so you can make back the $31K. But just maybe AI can boost the $31K profoundly. It's a new era with unknown risk but great promise. If you can, may be best to wait so you can get a huge down. The decisions are tough, but if you are working for someone, know that there is no real loyalty for employees in most cases.
@@deancreambetweens i know, but i was stupid and naive when the problem started, and it just kept snowballing everytime i walked into a dunkin donuts smh.
i'm 37, so i'm proud that when i got my bonus money from the job i have at my Dad's lawfirm in October i used 750 dollars to buy a sleek new comfort bike from Specialized so i can cruise around my neighborhood. In the old days i would have been sneaky and used the credit card my parents gave me in cases of emergency, so i'm proud that i'm getting wiser and more mature with age.🙏
dont bother with a credit card, it encourages you to use money you don't have. instead get an EXTRA card that is linked to your bank account that builds your credit when you use it enough it sees what is credit building purchases. With an EXTRA card you pay 40 or 100 annually , with the 100 you get points to get stuff. Also start small with a small house less than 100k but enough for yourself to live in and you can pay it off in a couple years. I fell into a substantial sum of money and now have my small house paid off and am free to get another one in the future if i want to.
Clever girl, I have an economics degree and sorta work finance adjacent, but still even I am not doing all of these. Americans are famously overreliant on credit cards, no one should ever need a credit card, if its not for a house, or a new car you just shouldn't get into debt... for everything else you should save up.
Buy car cheap, fix it, make it pass MOT, sell with profit. Working on that one, but I like cars and I have a few ones not seen on the roads anymore, and looking at how the prices for old cars are going up now, I will never sell what I can never afford again. My one clever mistake was to by a car and a caravan that second time on credit, but that was partly a good mistake as well because I'm basically living for free on a property I help out on, so my only expense is my credit dept, insurance, phone bill, storage and food/drinks. I'm pretty much free to settle down anywhere for some time and if I want to have luxury, I would have to createw that kind of thing for myself, because that's my responsibillity if I ever want the joy of that kind of things, but I live simple and free, I guess I'm pretty well off😅 Btw Keira, I hope you will take some time to travel and visit my country, and it would be nice to meet you if it's possible because Norway is spectacular and a good place for creating good memories😊
@@hectorpikipiki Despite the cold climate here, we know how to stay warm, and trust me on that one, bonfire with enough wood to keep it going strongly, you would take off a few layers of clothes because the heat is too strong, and there is plenty of other smart ways to stay warm as well, we have it all👍
You're on point here. I've been seeing my colleagues I was hired with 6 months ago purchasing cars back to back and I'm the only one who decided to move differently. I can't let the pressure and the need to impress others get to me and end up creating an unnecessary financial burden for myself. As much as I need the car as well, I refuse to buy it unless I can buy it cash. So, I'm saving up for it while also making sure that after purchasing a car, I still have a decent amount of money left in my account to sustain me. I'm literally saving 50%+ from my monthly earnings and use the amount left to pay for bills and buy things that I need, not want. In addition, I'm also investing a lot of my money through fixed deposits. That's also a decent way to make some additional money if you can afford to invest.
Solid advice. There is a world of detail beyond knowing what a 401K is. All you had in the day (GenX) was a checking and savings account. Finance is much more complicated now. Props for looking into it.
You are correct 👍 I had 10 credit cards to pay my university student loans 😅it was actually mistake.. I got hooked on zero interest credit cards.. so watch out & like you said pay on time and full amount or as much as possible 😊 Cars was the biggest mistake and I now rent them because I don’t need cars anymore
Worst financial mistake most brain 🧠 dead young people make is dating or getting into a Relationship with a loser 😂😂😂 Don’t have sexual relations with losers and definitely do not get pregnant to them then you are stuck with them for life This type of mistake can absolutely Ruin your life 🔥 🔥 🔥
Seems like an especially common mistake among Gen Z women. TikTok bops are almost invariably single mothers and you can tell from the appearance of the children that the absentee "baby daddy" is exactly who you'd expect him to be.
They always fire me before I get my 401k, medical and dental benefits, and vacation time. Please believe that I work. My most recent job was Two Men and a Truck.
Honestly if you can adopt the mindset to pay off entirely the credit card every pay you get, that's much better. That way you will not actually be in "bad debt" as credit card interest rates are crazy. The infinite credit card payment cycles is where people can never get ahead. There's nothing wrong using the credit card for credit and points and have multiple if you want to take advantage of promotions, but the key is to always pay it off entirely and never ever pay interest on it.
5:17 want is different fromneed. Good tips and i humbly just say , as you know, that borrow money can be ok if you're sure you'll get it back... countries or states all have debt and this mostly to the people. Sorro just disscovered thisis channel.
The first thing to do is to pay yourself, withdrawing a small percentage to a bank account until you have between six and twelve months of salary saved. From that point on, it is possible to invest 20% a month in an index fund such as MSCI World. With this, young people will have a great future
Hey Gal ❤ my parents died no life insurance and I am 48 and trying to get a job online is they hardest thing in the world with sign ups and adds and surveys... The net had made it impossible to just apply for a local job at my age it sucks... when I did work before going to the hospital now my work history is off also a suck...
Great points, youngster. As a 57 year old, I would say to you (from my experience) that your last point is THE most important one. I would exapnd on it a bit to say: 1) Always Pay yourself first (meaning, contribute to your company's 401K EVERY Pay, the MOST you can tolerate and 2) Don't leave free money on the table - meaning, if your company is matching your contribution, make sure to MAX that sh--t out - it is literally free money. I am glad I stuck to this rule in my 20s because now in my 50s I am in a position where I actually don't even worry what day pay-day is. It really is the best thing you can do to build wealth - the ealier you start the better.
Best thing you can buy is stress-relief you recieve from having financial reserves. So dont buy anything. You dont even need anything except from basic things.
I could write a book on the subject! #1 - DO NOT BUY DEPRECIATING ASSETS - ESPECIALLY WITH BORROWED MONEY. Aquire appreciating assets throughout your life. Save and invest, pay cash, buy used, live below your means. Don't use drugs and alcohol. Keep your nose to the grindstone and work hard. My the time to are 50 you will have $1M
i love credit card, as i can spend money i dont have, iam all in in crypto everymonth, as my salary comes i repay my debt and all leftover money into crypto and its good i am doing this
I promise you the best investment you can make is in physical and mental health. For exemple if you do drugs you could be dead by 30... (I did alcohol it ruined those years). Also when people begin to chase money they often neglect those, big error short term gain is not always worth it...
So I did the compound interest math for fun… I’m 28 and if I were to save just $100/month at 7% I would have over $200,000 sitting in a bank account by the time I’m 65. 🤯
in real life you either work yourself into the ground or you want to feel alive and you learn to live in constant financial insecurity. there's no third way
From age 22- retirement the average Roth IRA should net you 2.1 million or more due to compound interest. Assuming you max the contributions to it every year
And besides avoiding all these financial mistakes in your 20s Gen ziers. Avoid probably the biggest financial mistake in who you vote because I guarantee you these next four years our taxes and food costs are going to go up. Especially if you are poor or middle class. Only the 1% is safe.
i'm going to be getting a 25,000 inheritance from a dead relative in the next few months and my parents advised me to put it in an IRA, whatever that is. I know it's for retirement and it's hopefully another advantage i can use in finding a girlfriend who, if she agrees to marry me, will share in my riches.
*ARE YOU A RICH KID, KEIRA>? I AMS A RICH KID I GOTS A BASHED PORCHE AND THINGS, BUT BIG DEAL, I CAME LOOKING FOR SOMETHINFING ELSE, EXCLUDING K2, - I LIKE MOUNTAINS - BUT I DONT'S KNOW WHY I EXIST, IF I EVER DID; MILKY WAY...,, YES, WOO, THAT WAS EXCITING! MELLY ISTMAS!*
This is childish advice Keira. Use credit cards based on category for all the spending, including rent with a BILT card. Keep it paid off immediately and maintain a 0-2% balance. Know how much is in your bank and only spend that much, no need to max it out. It's called DISCIPLINE and our generation clearly lacks it.
04/DEC/2024 - Hello, Keira, darling, did you have a good day today or did you nots have a good day today? Where’s your Christmas tree, baby? But I likes your Santa socks, i got Santa sock, aha, yes,...hmmm, oh!
The problem with Gen Z’s have in my experience is that they want to start at the top they don’t want to start at the bottom making coffees or flipping burgers 😂😂😂
*_ARE YOU LEFT OR RIGHT; ARE YOU UP OR DOWN; ARE YOU IN OR OUT; ARE YOU CARNIVORE OR HERBIVORE; ARE YOU SANTA OR GRINCH; ARE YOU BEAUTIFUL OR NOT; ARE YOU ENSPIRED|! AND I LOOKED... AND BEHOLD A PALE HORSE...........................YOU LIKE MY UFO PICTURES?_*
it’s wild how no one talks about Magnetic Aura by Takeshi Mizuki even though it completely shifts how you see things, but I guess not everyone is ready
CHILLYPOP DROIDZ NEWYORK YOU SOO CUTE YOUR DOLL LIKE EYES IS SIMILAR TO MY CUTE BEANIE BABY DOLL WHEN I WAS SMALL! YOUR'RE A REAL DOLL ALIVE! DEFINETLY YOU'RE CUTEST TABBY GIRL IN THE WHOLE WORLD!!
When I was 22 I had 7,000 euros in debt, I am now 33 and now have 12,000 euros, which gives me a calm feeling
you should by ETFs or crypto dude stop saving in euros
Don't put the $50 into a savings account; put that money into an S&P index fund (a stock). The returns from the S&P is around 7%. My biggest financial regrets were not investing in Microsoft in the early 90s, Apple and Amazon in the 2000s, and not buying Bitcoin in the 2010s.
It’s easy to look back and see what you did wrong but what’s important is making the right decision going forward so you don’t make the same mistake again 10 to 15 years from now and regret it again.
@@crandonborth hahahahahha its people like you who will say this whne they 80 and regret they have seen 80 years of stock market going up but because just simple pessimism and lack of imagination and a risk you gonna stay poor lmao
You need to open a Roth IRA first and put the $50.oo in the fund. Then purchase the S & P 500 Index fund with the money put in your account. And make sure each time you add money it is invested in the S & P 500 Index. You coulh also buy some Nvidia & Palantir stocks too.
Pretty solid advice. I can't believe most people can't into budgeting and then get surprised when they end up in debt
One extra tip is to start a house mortgage by 30 so you can own a house by retirement. Alternatively, start a promising biz that will help you buy a house with cash in the near future.
I'm 30 with 31K in savings so idk if that's good or not but trying to add to that gradually so I can hopefully put some of it down for a house eventually
@@deancreambetweens You are close. You could find an affordable home remotely (in a growing town that can become a city) and rent it so you can make back the $31K. But just maybe AI can boost the $31K profoundly. It's a new era with unknown risk but great promise. If you can, may be best to wait so you can get a huge down. The decisions are tough, but if you are working for someone, know that there is no real loyalty for employees in most cases.
Number 6: invest (but invest wisely)
This advices can be used not only in 20's,i'm some older but i've using this methods very often
credit card debt, especially on stupid things like donuts and other pastries, it took my parents and i years to pay off all that interest smh.
Carrying a credit card balance is one of the worst mistakes people make
@@deancreambetweens i know, but i was stupid and naive when the problem started, and it just kept snowballing everytime i walked into a dunkin donuts smh.
you are a beautiful person. Thanks for the great advice
i'm 37, so i'm proud that when i got my bonus money from the job i have at my Dad's lawfirm in October i used 750 dollars to buy a sleek new comfort bike from Specialized so i can cruise around my neighborhood. In the old days i would have been sneaky and used the credit card my parents gave me in cases of emergency, so i'm proud that i'm getting wiser and more mature with age.🙏
dont bother with a credit card, it encourages you to use money you don't have. instead get an EXTRA card that is linked to your bank account that builds your credit when you use it enough it sees what is credit building purchases. With an EXTRA card you pay 40 or 100 annually , with the 100 you get points to get stuff. Also start small with a small house less than 100k but enough for yourself to live in and you can pay it off in a couple years. I fell into a substantial sum of money and now have my small house paid off and am free to get another one in the future if i want to.
Clever girl, I have an economics degree and sorta work finance adjacent, but still even I am not doing all of these.
Americans are famously overreliant on credit cards, no one should ever need a credit card, if its not for a house, or a new car you just shouldn't get into debt... for everything else you should save up.
thank you! :)
Solid research and advice.
This is actually considered a money management course, almost every single person at work is suffering financial issues.
Buy car cheap, fix it, make it pass MOT, sell with profit.
Working on that one, but I like cars and I have a few ones not seen on the roads anymore, and looking at how the prices for old cars are going up now, I will never sell what I can never afford again.
My one clever mistake was to by a car and a caravan that second time on credit, but that was partly a good mistake as well because I'm basically living for free on a property I help out on, so my only expense is my credit dept, insurance, phone bill, storage and food/drinks.
I'm pretty much free to settle down anywhere for some time and if I want to have luxury, I would have to createw that kind of thing for myself, because that's my responsibillity if I ever want the joy of that kind of things, but I live simple and free, I guess I'm pretty well off😅
Btw Keira, I hope you will take some time to travel and visit my country, and it would be nice to meet you if it's possible because Norway is spectacular and a good place for creating good memories😊
She doesn't like cold 🥶
@@hectorpikipiki Despite the cold climate here, we know how to stay warm, and trust me on that one, bonfire with enough wood to keep it going strongly, you would take off a few layers of clothes because the heat is too strong, and there is plenty of other smart ways to stay warm as well, we have it all👍
You're on point here. I've been seeing my colleagues I was hired with 6 months ago purchasing cars back to back and I'm the only one who decided to move differently. I can't let the pressure and the need to impress others get to me and end up creating an unnecessary financial burden for myself. As much as I need the car as well, I refuse to buy it unless I can buy it cash. So, I'm saving up for it while also making sure that after purchasing a car, I still have a decent amount of money left in my account to sustain me. I'm literally saving 50%+ from my monthly earnings and use the amount left to pay for bills and buy things that I need, not want. In addition, I'm also investing a lot of my money through fixed deposits. That's also a decent way to make some additional money if you can afford to invest.
Solid advice. There is a world of detail beyond knowing what a 401K is. All you had in the day (GenX) was a checking and savings account. Finance is much more complicated now. Props for looking into it.
You are correct 👍 I had 10 credit cards to pay my university student loans 😅it was actually mistake.. I got hooked on zero interest credit cards.. so watch out & like you said pay on time and full amount or as much as possible 😊
Cars was the biggest mistake and I now rent them because I don’t need cars anymore
Worst financial mistake most brain 🧠 dead young people make is dating or getting into a Relationship with a loser 😂😂😂
Don’t have sexual relations with losers and definitely do not get pregnant to them then you are stuck with them for life
This type of mistake can absolutely Ruin your life 🔥 🔥 🔥
Seems like an especially common mistake among Gen Z women. TikTok bops are almost invariably single mothers and you can tell from the appearance of the children that the absentee "baby daddy" is exactly who you'd expect him to be.
You're consistent
I LIKE BIPOLAR CONSTANTS, MYSELF...
Save money 🤑💰 I have did it for the last couple of years, I have no credit card.
Sound advice here. Money management and basic finances should be mandatory for students in schools everywhere.
They always fire me before I get my 401k, medical and dental benefits, and vacation time.
Please believe that I work.
My most recent job was Two Men and a Truck.
I love listening to you
Vogue fashion looks sharp
Honestly if you can adopt the mindset to pay off entirely the credit card every pay you get, that's much better. That way you will not actually be in "bad debt" as credit card interest rates are crazy. The infinite credit card payment cycles is where people can never get ahead. There's nothing wrong using the credit card for credit and points and have multiple if you want to take advantage of promotions, but the key is to always pay it off entirely and never ever pay interest on it.
5:17 want is different fromneed. Good tips and i humbly just say , as you know, that borrow money can be ok if you're sure you'll get it back... countries or states all have debt and this mostly to the people. Sorro just disscovered thisis channel.
dam keira congrats on rapid channel growth!
I turned 20 a week ago, and I am currently studying medicine, thanks for your advice.
The first thing to do is to pay yourself, withdrawing a small percentage to a bank account until you have between six and twelve months of salary saved. From that point on, it is possible to invest 20% a month in an index fund such as MSCI World. With this, young people will have a great future
I can relate to this topic. Again a good video.
Hey Gal ❤ my parents died no life insurance and I am 48 and trying to get a job online is they hardest thing in the world with sign ups and adds and surveys... The net had made it impossible to just apply for a local job at my age it sucks... when I did work before going to the hospital now my work history is off also a suck...
why is apple taking bills?
Great points, youngster. As a 57 year old, I would say to you (from my experience) that your last point is THE most important one. I would exapnd on it a bit to say: 1) Always Pay yourself first (meaning, contribute to your company's 401K EVERY Pay, the MOST you can tolerate and 2) Don't leave free money on the table - meaning, if your company is matching your contribution, make sure to MAX that sh--t out - it is literally free money. I am glad I stuck to this rule in my 20s because now in my 50s I am in a position where I actually don't even worry what day pay-day is. It really is the best thing you can do to build wealth - the ealier you start the better.
Here's one from memory.Can't dance right now.But like Keira I usually do. Was thinking 🤔 🤔 Birth of MTV@😎Keira RUclips. MTV @😁MTV done this @✔️
Invest in the stock market too
There are many reasons to have many credit cards in your 20s. Why assume credit cards equate to irresponsible spending?
This is nice 👏🔥
Best thing you can buy is stress-relief you recieve from having financial reserves. So dont buy anything. You dont even need anything except from basic things.
I want to be a kid again 😢
Who doesn’t
A credit card is like your own personal casino 😂 the house always wins 😂
Also it's better to invest in low risk stocks like NVDA or a blue chip mutual fund is much better than a savings account, CD, or bonds.
I could write a book on the subject! #1 - DO NOT BUY DEPRECIATING ASSETS - ESPECIALLY WITH BORROWED MONEY. Aquire appreciating assets throughout your life. Save and invest, pay cash, buy used, live below your means. Don't use drugs and alcohol. Keep your nose to the grindstone and work hard. My the time to are 50 you will have $1M
1. Don't have kids
2. Don't quit school
3. Don't get a credit card
4. Don't buy a car on credit
5. Have your parents give you a fat trust fund
😂😂😂
i love credit card, as i can spend money i dont have, iam all in in crypto everymonth, as my salary comes i repay my debt and all leftover money into crypto and its good i am doing this
I have 2 credit cards in case a McDonald’s worker wants to steal one of my numbers
WHAT YOU INNER CIRCLE, KIERA? CAN I JOIN!?
Keira Lhotan Truly Such A Awesome Video Today!!🔥🐐🐐💎
I wanted to buy a $500 car when I was 15 with the money I saved from mowing grass, but my mother said no.
If I may offer some advice. Always wear something that reveals your shoulders. lol. Trust me. And also use natural light since you're in FL.
I promise you the best investment you can make is in physical and mental health. For exemple if you do drugs you could be dead by 30... (I did alcohol it ruined those years). Also when people begin to chase money they often neglect those, big error short term gain is not always worth it...
Thx for the 401k heads up
So I did the compound interest math for fun… I’m 28 and if I were to save just $100/month at 7% I would have over $200,000 sitting in a bank account by the time I’m 65. 🤯
in real life you either work yourself into the ground or you want to feel alive and you learn to live in constant financial insecurity. there's no third way
only 3k dlls a month? guess here you notice the earning difference between the Euro and Dollar
...anyways, she's pretty spot on👍
Key financial trick: you can't save what you spend!
Hi Cutie Keira!🥰
Be sure to invest in the Hawk Tuah cryto. ;) hehe. disclaimer: don't.
One of your best videos but you should look into a Roth IRA at say 22 when you are ready to retire your going to love that extra money every month
From age 22- retirement the average Roth IRA should net you 2.1 million or more due to compound interest. Assuming you max the contributions to it every year
...day job? Bartender, the wisdom is there!...okay, my bad😉
Great Job For Social Intelligence
I have never had a credit card.
I can comment today, screw tube silenced me.
😂😂😂 they do that to me all the time Fkn 24hr bans 😂😂😂 the worst thing is that they never tell you what you wrote was verboten 😂😂😂
Someone posted a racist video. I retaliated by calling them monkey and got banned for a day.
@@zaynevanday142 Same here. I hope Trump will put in digital rights act against these public square companies.
@@zaynevanday142 The reason they don't tell you is because they want self-censorship. They want you to feel you're doing something wrong.
His beautiful wife is a strong advocate against bullying, things are gunna change in 2025.
hi keira..
I will not see any retirement in my life
kiera in my opinion must be the cutest youtuber now.
I know I'm a weirdo and everything, but I think you're really cool.
hola saludos desde latinoamerica
I wish I were with you so I could listen to you talk
And besides avoiding all these financial mistakes in your 20s Gen ziers. Avoid probably the biggest financial mistake in who you vote because I guarantee you these next four years our taxes and food costs are going to go up. Especially if you are poor or middle class. Only the 1% is safe.
Hey Keira maybe I should be a RUclipsr and speak about what I feel too.
i'm going to be getting a 25,000 inheritance from a dead relative in the next few months and my parents advised me to put it in an IRA, whatever that is. I know it's for retirement and it's hopefully another advantage i can use in finding a girlfriend who, if she agrees to marry me, will share in my riches.
don't gamble on crypto
Too late babe
Omg...what a great GIRL!!!
Idk you seem like you know what you’re doing better than most people.
DO A VIDEO WITH MR MEAO MEAO
he gets camera shy lol
I will buy your stuff
I'm just glad the ETs haven't landed yet 😜...
6. Avoid marriage and kids.
*ARE YOU A RICH KID, KEIRA>? I AMS A RICH KID I GOTS A BASHED PORCHE AND THINGS, BUT BIG DEAL, I CAME LOOKING FOR SOMETHINFING ELSE, EXCLUDING K2, - I LIKE MOUNTAINS - BUT I DONT'S KNOW WHY I EXIST, IF I EVER DID; MILKY WAY...,, YES, WOO, THAT WAS EXCITING! MELLY ISTMAS!*
There so many credit cards bancs to impose to you,
*_04/DEC/2024 - D'YOU LIKE THE KEYNESIAN ECONOMIC THEORY, KEIRA?_*
Why buy a ford, you can buy a chevy hotrod for $10,000. 1/10 the price.
In California it's $500, exhaust.
We're going to be damn rich.
Just tow it to the border, can drive then.
All shiny and no actual problems.
Sell 3 or 4 in the year.
1st thing
DO NOT GET CREDIT CARDS
only fools & idiots get them use cash 💰
Then, you'll never build any credit.
If you never have credit cards, you’ll never have credit which proves that you are not responsible enough to handle loans. This isn’t great advice.
Great advice Keira. Too bad our own government won't listen to ya with their 32 trillion In debt asses
This is childish advice Keira. Use credit cards based on category for all the spending, including rent with a BILT card.
Keep it paid off immediately and maintain a 0-2% balance. Know how much is in your bank and only spend that much, no need to max it out. It's called DISCIPLINE and our generation clearly lacks it.
Hi !! Girl CRUSH 😍🤩
You can work 2 jobs
...an old soul? Probably🙂
❤❤❤❤
04/DEC/2024 - Hello, Keira, darling, did you have a good day today or did you nots have a good day today? Where’s your Christmas tree, baby? But I likes your Santa socks, i got Santa sock, aha, yes,...hmmm, oh!
The problem with Gen Z’s have in my experience is that they want to start at the top they don’t want to start at the bottom making coffees or flipping burgers 😂😂😂
Your age is showing that's an out of touch take 😂
*_ARE YOU LEFT OR RIGHT; ARE YOU UP OR DOWN; ARE YOU IN OR OUT; ARE YOU CARNIVORE OR HERBIVORE; ARE YOU SANTA OR GRINCH; ARE YOU BEAUTIFUL OR NOT; ARE YOU ENSPIRED|! AND I LOOKED... AND BEHOLD A PALE HORSE...........................YOU LIKE MY UFO PICTURES?_*
it’s wild how no one talks about Magnetic Aura by Takeshi Mizuki even though it completely shifts how you see things, but I guess not everyone is ready
😮☺️
CHILLYPOP DROIDZ NEWYORK YOU SOO CUTE YOUR DOLL LIKE EYES IS SIMILAR TO MY CUTE BEANIE BABY DOLL WHEN I WAS SMALL! YOUR'RE A REAL DOLL ALIVE! DEFINETLY YOU'RE CUTEST TABBY GIRL IN THE WHOLE WORLD!!
You are the most beautiful girl I ever saw
Just observe me, and do the total opposite. You will succeed in life. 😊
could you please go off my screen
First🎉
Seriously?
Study Bitcoin 😎