Mutual funds in Pakistan in last 6 months (AKD vs MCB-AH vs Meezan)
HTML-код
- Опубликовано: 20 окт 2024
- AKD mutual fund vs MCB Arif Habib Mutual fund vs Meezan mutual fund vs the benchmark of KSE100 and KMI100 is being discussed in this video. The analysis is done for last 6 months since the time I have been investing in AKD specifically. A longer duration analysis was done earlier in other videos.
Subscribe to newsletter:
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
wali.substack....
Other videos you might be interested in:
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
o- Mutual Funds in Pakistan:
• Mutual funds 101 | Per...
o- Best stock from my portfolio ❤️ (EFERT analysis)
• Engro fertilizer stock...
o- My mutual funds investment over last 3 years:
• My investment journey ...
o- Comparing 2 specific mutual funds in Pakistan:
• The 2 mutual funds tha...
o- Mutual funds 101 | Personal finance in Pakistan
• Mutual funds 101 | Per...
o- About emergency fund
• Emergency fund in pers...
o- 😢 2 of my biggest personal finance / investment fails & lessons learnt from them (about leverage)
• 😢 2 of my biggest pers...
o- 6 things to stay away from as investments
• 6 things to stay away ...
o- Stocks vs Property
• Where to invest in Pak...
o- My Canadian immigration attempt
• My Canadian immigratio...
More videos related to personal finance:
o- Timing the market vs time in the market | Wali Khan
• 2 must remember tips f... o-
o- Easy way to identify good stocks without much research | Reading mutual funds report
• How to select stock fo...
o- How credit cards work (Hindi/Urdu) | Personal finance in Pakistan
• How credit cards work ...
o- How to get personal loan in Dubai (to build a house back home)
• How to get personal lo...
o- Where and how to buy gold for investment | Wali Khan
• INVESTING IN GOLD | Wa...
o- USD to PKR forecast (CALCULATE REAL VALUE OF PKR) | WALI KHAN
• USD to PKR forecast (C...
o- Retirement planning for professionals | Personal finance in Pakistan
• Retirement planning fo...
o- Good debt vs bad debt
• Good debt vs bad debt ...
o- My strategy for stock market for 2022 (MUST WATCH)
• My strategy in stock m...
o- Pension fund
• Planning for retiremen...
o- Credit Card vs Debit Card (in Hindi / Urdu)
• Credit Card vs Debit C...
o- How to open stock market account in Pakistan (Overseas or Residents)
• How to open stock mark...
ONE THING TO AVOID WITH YOUR PERSONAL GOLD!!
• Beware! This Is How Ba...
o- How to get personal loan in Dubai (to build a house back home)
• How to get personal lo...
o- Roshan Digital Account | 2021 anniversary special | FULL DETAIL & how can you take benefit?
• Roshan Digital Account...
Analyzing Pajero purchase (financially) decision after 6 years of owning || Wali Khan
• Analyzing Pajero purch...
How I purchased a 70k car 🚗 WITHOUT bank financing in Dubai with 40k AED in pocket!
• How I purchased a 70k ...
LIFESTYLE INFLATION: Keeping you away from financial independence
• LIFESTYLE INFLATION: K...
I like helping people around in their general productivity & personal finance situations as well as advising on wealth management which includes but not limited to property market in UAE and Pakistan, equity and commodities markets, bonds etc. Moreover, I have a keen interest in RUclips and social media marketing along with video editing and its marketing. I also have a keen interest in world current affairs and politics. Last but not the least I am an APPLE fanboy :-)
I am open for collaborations in the areas of my expertise from anywhere in the world. Following are my contacts:
Twitter handle: @wali_2k
Insta handle: @wali_2k
Email: financewithwali@gmail.com
Tiktok: @wali_2k
Keep yourself updated for personal finance & productivity related content by subscribing the newsletter ✉:
wali.substack.com/
Mera tata digital mutual funds 2yers me 245% mila
Sir
Alfalah bank
Alfa term deposit, Alfa mutual funds, Ki bi video baney
AoA, I already have an iSave Arif Habib account... I'd like to know which iSave fund is better in terms of dividends/ profits these days? Thanks in advance...
Sir, Investment secure mei kerni chahye ya unsecure. Or 50% secure mei... plz guide me
Mashalllah very nice video sir please jazakalllah Khair for the help of people. Life changing video
Thanks for commenting - please spread the word :)
Please start a series on dividends stocks like efert pol etc. The vlog should cover fundamentals and growth projections.
I will keep this in mind for future videos - however, as I mentioned before - I don't have too much time for the research, so rely heavily on others and then cross verify that - Your request well noted :)
U should compare equity mutual funds with money market and debt mutual funds. Lets see how that goes
kindly make a video on Roshan digital account se jo stock market broker ka or CDC ka account bana ke stock buy hote hai ...
What's your take on Alfalah Money Market Fund
Sir, in your opinion is it a good time to invest long term for 3 years in Meezan etf at the current price? Thanks
I feel so - but as the ETF domain is still new, it might have its share of teething problems. But for sure its a good stock to be part of a diversified portfolio.
@@WaliKhan_2k Thanks for the response, you are doing great work sir. Find all your content very useful.
Hi sir, iam from hyderabad, india, please help in one issue.. my all relatives and all other castes people getting stock benefits from very old secret government involved trust or other.. when their family elders died.. i think this is politically involved mater since independence.. no one revealing that benefits procedure.. we r believing that my family's benefits forgering and cheating us from many years.. please analize this issue.. bcaz pak and india got freedom at same time.. and many rich people getting and following this secret procedure same , and redeeming old common stock govt shares secretly.., please help sir...
Please reply
Mutual funds dividend detay hain?
Assalamualaikum Bhai g regular monthly income return KY liye best fund konsa hai
As of today - Meezan is the best for money markets.
Kindly enable subtitles/captions on your videos as there’s a whole pool of hard of hearing people who would love to learn from your videos but need to follow captions and subtitles!
I can relate to what you say - but it is a full time job which need to be outsourced and I have plans in future to implement this.
سر اسٹاک مارکیٹ انویسمنٹ اور میوچل فنڈ میں کیا فرق ہے ارننگ کے حوالے سے ؟
Both a coming from the same system of stock market. I will try to respond to this question in RUclips stories - keep following that.
Hi sir I am working in Saudi Arabia I invest in meezan mcf Mutual Fund I invest 2 million for 5 years with S P strategy that's a good decision for me please advise me
SP strategy?
Wali bhai what,s about Nbp funds in ur views comment plz???
I calculated pas 13 years CAGR of mutual funds, following were the results
Almeezan MIF & UBL Al Ameen Islamic Stock Fund: 14.3%
AKDOF and GASF by AKD: 19.7%
Is it worth it to invest only with AKD for next 15-20 years or we should build our own portfolio too side by side
I would like to keep it as passive as possible and I believe making own portfolio will only take more and more time.
Looking for your recommendations or a video preferably
AKDOF and FASF are both aggressive funds - but one mistake and the returns will tank. This is the reason I have moved from mutual funds to investing myself. But for beginners and people with less time, one should resort to mutual funds.
@@WaliKhan_2k true, I have noticed that whenever market is down, AKD will be down a lot more than market and whenever market is up, they will be up with a much heavy margin too. For e.g in FY21 when index and other funds grey by around 35%, AKD GASF grew by 100%. We can find similar examples for several years in the past. With a 19.5% CAGR for 13 years, I think it's pretty solid
@@WaliKhan_2k by the way, which mobile app is best for holding stocks in Pakistan? I have heard of k-trade but looking for your recommendation based on experience like which one provides best analytics, better user experience etc?
Can you do this analysis for nbp stock fund and nit fund?
Sort of gamble out there. However, over a more extended period most probably it would be beneficial. I remember one of the sayings of my teacher of financial management that he had seen people go mad( in real terms) due to losses in stocks.
I my opinion why would we try to beat the Market I think we should follow the market we should invest a part of our portfolio in index funds and the rest direct into stocks in this way we diversify our portfolio in low and high risk assets ...index funds don't try to bet the market but to mimic the market and market allows go upward in the long run hence I think is the safest investment class
I get your point regarding index fund - Lets wait for a video on Tuesday for index fund and then we shall discuss :-)
@@WaliKhan_2k please discuss in that video about how to calculate the investment profit when invested in index funds ...for example the KMI30 was around 25244 points in 2012 now it's around 70 thousands points then how much profit we make now if we invest like 1 lac in 2012 ??
I agree Tauseeq. These mutual funds charged hefty annual fees plus front load fees. 2 to 3 % annual management fees directly does not sound a lot but if you see in long run let's say 15 years it is around 30-45%. Moreover, the opportunity you loose on the 30-45% in terms of compounding that is in additional to it. The index fund or as it simply called exchange traded fund (ETF's) is much better option if you just have to invest in stock market. The mutual fund makes more sense let's say if you want to invest in some ratio e.g. 50-50% in bonds and stocks otherwise ETF's with 0.5% annual fees and no front load fees is considerably much cheaper.
I'm working with faysal investment banking and I'm actively investing in their funds too. Their short term funds(money market and income funds) are performing very well. Investing in equity funds is not a feasible option due to current circumstances of the country.
Mutual funds in general as taking the hit due to the situation - however, wealth is generated in such situations in long term. What is the best return for money market fund with Faysal investment?
@@WaliKhan_2k these days rate of returns in faysal investment is almost 12%-13%, which is more likely to increase in upcoming days because government has increased the policy interest rate to 13.75%. Then definitely funds will try outperform it in upcoming days.
The offer rate right now suggest to invest in fixed income instruments (Sukuks) instead of stocks.
I get your point, but for me, I will keep on investing in the stock market regardless of what the situation is - as I have the horizon of at least 10-15 years which will eventually benefit.
@@SuperAnnanymous i cant give you the holistic picture. But i can tell you that i am invested in income funds of almeezan.
You can transfer your funds to equity options when the government will decrese the offer rate
@@SuperAnnanymous yes they are. Check the holdings of almeezan islamic income fund
@@SuperAnnanymous ok. Lets call it certificate.
Sir
Please, Make video for redemption of amount.
Sir can we invest in AKD funds online or we have to visit there office?
I did everything online while sitting in Dubai - so I believe if you are in Pakistan, it should be 100% online process.
In this time " Meezan Energy Fund " fund is good for investment because all oil shares are down when market will be increased then will be its gain 100%. Meezan energy fund gaved at @ 50 and this time its on @ 32. its low was I think 25. Down side is small and up side is very large. I think 65 rate is not big deal. I think so.
Energy sector is doomed due Pak Govt incompetence, circular debt etc
Being an overseas Pakistani and newbie in stocks and equity market, I invested in MIIF, no growth up till now as 8 months passed.
unfortunately - in short term you can't be 100% sure about profit. Timing the market is not possible.
I always recommend to invest little amount on monthly basis and it will average out in long term.
Moreover, once you have spent considerable amount of time in mutual funds, do think about investing directly in stocks too.
Try nbp islamic money market fund
Please explain abl fund please
Sir! Are Mcb daily dividend fund is good?
It is money market fund I believe - some allocation into that fund is good as the rates on money market funds are much better in current circumstances.
I think you should also make a video on State Life Insurance Policies. As per my calculation the 20 year policy is giving 400 percent return per annum. And there is nothing in the market that beats it
I have not researched on it - but need some real life scenario as I haven't met anyone yet. But I am interested to see for the full details myself too.
@@WaliKhan_2k my father, chacho and many other received the sum.
@@antifragile01 great. If you can send me the details in DM, I will try to study that.
@@WaliKhan_2k I dont know how to DM on youtube so I'll just explain here. So basically the plan my father took asked him to pay 1 lacs annually for 20 years and after 20 years he will be returned 5 times that which is 1 crore rupees. Which we did receive. Similarly they have many brilliant plans. And you can beat inflation many times over with state life.
@@WaliKhan_2k You should also study Goat N Sheep, Multan. They offer 35 percent annual return. And Finja Invest who offer 20 percent per annum
What's your opinion on Crypto?
This: ruclips.net/video/dMAMXn_-mWI/видео.html
:-)
Mutual funds are charging much fees like even 10-15% I don't think it's wise to invest into them when you can easily diversify and invest in blue chip stocks.
I mean what's the added benefit if they are gonna charge you a fee for not enough return plus tax
I can understand - but for a beginner, I would still suggest to start from mutual funds and slowly and gradually move towards investing themselves in stock market directly.
Wali Bhai stock market Ka portfolio b share kren. Thanks
I will make a video on this next year for sure :)
I have 50,000 Derham where and how can i invest them in UAE or Pakistan.?
It will depends on your goals and time horizon + your age and family circumstances - No one shoe will fit all.
Is this Okay to Invest in Mutual Funds in Meezan Mutual Funds
I don't see a problem in that - investing in the mutual funds should be the first step of investing in stock market.
Nice video with comparing with other funds.
Please keep it up like these comparing funds performance. Alot of Thanks.
more will come :)
Mutual fund down and inflation - its a double whammy?
Indeed. But only if you are short term investor. For a long term investor - if its down, you have a buying opportunity.
Sir akd k yeh funds islamic hain kya hai meezan or mcb ki tarhan
Meezan in islamic but others are conventional
If someone is investing directly into the stocks then what type of mutual funds are best for him?
Funds which are invested in stocks only are called equity mutual funds.
But if you mean you will directly invest in the stocks - then there is no mutual fund involved.
@@WaliKhan_2k i wanted to get an opinion if some one is investing in stocks ( equities ) directly via broker then which type of mutual funds he should be investing in addition to stocks as many mutual funds have equities themselves.
I hope i cleared my question.
@@Islam.9854 I understand. I will soon release a video how mutual funds and pension funds help in reducing tax burden. You should look for such options based on your risk appetite.
I don't think comparing MF returns % vs. % change in KSE-100 points is an apple to apple comparison
Actually equity MF should only be compared to KSE100 index as that's the benchmark the MF themself are comparing on their website :-)
Sir, I am investing in MIF these days. What do u recommend is it worth it?
Yes, keep on adding funds on monthly basis. I don't recommend one time investment.
I guess KSE 100 index performed much better, waiting for good time to invest 🤝
Thanks for your comment. :)
Meezan " ETF" growth in future will be 50% easily. But at this rate 20% down is also possible.
I like Meezan ETF - but as with other investments, I keep diversified portfolio..
ETF has less volume. Can take time
Sir kindly ubl mutual funds py b bat kryn
Let me research on that :)
Plz make a video on Meezan ETFs.
I will keep the request in mind for future videos :)
Great beautiful video
Thanks for your comment :)
FFC, EFERT, EPQL, EPCL, OGDC, POL le ke rakh lo. Aram se 13 to 18% dividend mil gai ga yearly. Doesn't matter what the index does. Mutual fund in Pakistan is a scam
Mutual funds are non performer - but for anyone new, I would still suggest to start from them.
@@WaliKhan_2k I personally dont think we have to be very intelligent or very wise to pick good companies in stock market. Above mentioned companies are well known to everyone but people greed cant be fullfill. They want to double their money every year which is unrealistic. In long term by staying in good dividend paying stock with good economic moat will give you annually 20% and with compound them for 10 years. Compounding is known as the 8th wonder of the world.
@@muhammadosama2388 I agree to you - made several videos on the same - just that people need to take control over themselves
@@WaliKhan_2k Agreed, you are doing good job. These blue chip company are our assets and we must invest in them to make them more stable rather than letting some foreign funds invest in them and when they sell, our market crashes. Ghar ka zewar ghar waly he buy kar le lain to ziada acha hy 😁
What does EFERT and EPQL stand for.
How u see psx in Jan
Foreever +ve. But I don't work on month to month basis :-)
@@WaliKhan_2k thanks a mil Sir
Very Good Video
Glad you liked it :-)
Mutual funds give good returns on long term investments only…
Indeed - equity based mutual funds depend on stock market.
Nice 👍
Thanks for your comment :)
Bro , can we meet in Dubai ? Please
Boss, I cannot promise - but inshAllah soon.
@@WaliKhan_2k thank you bro
Sir mutual funds waly apni salaries b to nikalty hongy
They use the fees to compensate for that.