Were 2 Now this is not entirely accurate though. Lots of missing information here. You are given notice of the legal action being taken against you. It wouldn’t just disappear from a paycheck. An employer also has to file the paperwork and has a responsibility to inform the employee of the changes. There is a lot that goes into it and if you don’t show up and receive a judgement your options are limited. They can try to sue but the garnishment typically comes from lack of action.
@@lordquastheonly try and go to a hospital in an emergency situation and ask how much it will cost. its hard to even get a itemized bill from a hospital. yes we should pay for service but the prices are inflated and out of control.
They should pay, doctors, nurses, and everyone else don’t work for free. I work billing for a hosp and people never pay thier bills. They pretend to get on a payment plan then cancel that card. I’m glad these hospitals are getting what’s owed to them. When you get your income tax, fork it over.
Facts, I remember I had fainted. Someone called the ambulance and I was taken to the hospital and all they told me was I was dehydrated and gave me one bag of fluid the medical bill was $900 I was like damn then I received another bill of $400 for the ambulance.
Holly Dent Are you being serious right now?!? Medicare charges 40% less - that’s why hospitals & insurance don’t want to change to a MEDICARE4ALL system. They will be forced to charge Medicare prices. Think about it. The GOVERNMENT uses the lowest possible prices, since they are the ones reimbursing the hospitals. And since the prices are fixed, the overhead of paper-pushers having to evaluate EVERY patients bill, drops from 18%, to 2%. Insurance companies and hospitals can nickel & dime everything if individuals are paying, but the GOV doesn’t roll like that. Its almost like you haven’t even tried to see the other side of things.
I worked for several doctors at a famous medical center hospital, and I was amazed how looney some of the department head doctors actually were! It was a well known fact among the staff, too.
Out-of-network costs are bad. I hate these jobs that tell you to do bad things and miss the point that you should care about helping people. Hospitals should not have this much authority over their patients!!
Don Adams Obama care? So if you can’t get a job that will allow enough money to afford healthcare and end up paying a fine with taxes because u couldn’t afford that mandatory health care is ok? Yeah I’m sorry that’s not ok and it’s not the answer.
They should pay, doctors, nurses, and everyone else don’t work for free. I work billing for a hosp and people never pay thier bills. They pretend to get on a payment plan then cancel that card. I’m glad these hospitals are getting what’s owed to them. When you get your income tax, fork it over.
Healthcare* Universal healthcare for all. We don’t need private insurance corporations taking billions in tax dollars for no reason. Insurance is a scam. Mandatory insurance at the threat of tax theft is dictatorial. Be careful what you wish for.
I brought myself into hospital got a 4 thousand dollar bill a week later for 1 x-ray on a boxer fracture brown soft wrap with self hardening white splint cast. I have absolutely no healthcare whatsoever.
Why aren't medical professionals boycotting these systems? I understand that you are not responsible, but you are the ones that are providing the service. We as patients need your help instead of pleading ignorance.
I'm in my 60's, I fell down the stairs not long ago. I broke 4 ribs and punctured my lung, and I was going to blow off the hospital but the 3 gashes on my head bled so much, I had no choice. Needless to say I was more worried about hospital bills, I didn't want treatment.
It was so sad to hear the wife say that she wish her husband would have just let her die.. really heartbreaking that that was her solution to this problem..just glad that it wasn't his!!
why i put in my will and told my children accident or i get too old dont hook to machine or give meds just let me go..have seen family in convelesnt hospitals and care facalities their..eyes just tell you please let them go...mean while doctors bill insurance till its gone
For all those of you that dismiss this as simply you have to pay for what you receive... true, but here's what you're missing... the uninsured cost is 5x or 6x what they would have charged for an insured patient. That's alarming because the numbers were made up and inflated so they can say to the insurance lobbies "look you're getting a negotiated group discount". If you were in quality medical facilities in South America (yes there are some) you go to the dentist for $30, insulin for $50, etc. Here's the other thing you're missing... go buy a car and ask how much its going to be... now go to the hospital and ask them before you even check in. They cant tell you. And they cant tell you how many different bills you're going to get (doctor, anesthesiologist, hospital, etc.) and those bills dont come at the same time... you may get your first bill from one out of the blue 5 months later.
I went to my hospital, this is America..and rated top hospital by Us News... hear me out. The next day i went to get a bill to pay.. the front desk woman could give me a total of hundreds of dollars for 1 hour... for nothing done but give me heartbeat check, and a simple script for only 5 600mg aleve (9 dollars). I asked for her to give me a bill, explaining.. SHE COULD NOT GIVE ME A BILL BUT COULD GIVE A TOTAL. i said this is the main problem with America health.. nobody could disagree, i am right. Told her you are not getting a penny from my cash savings, good luck until you show why i owe you 100s of dollars for nothing done. She told me quote, "You can pay but i cannot give you a bill showing the costs".. what?!?🤯. On top of this, my father in another state had a bill from medicaid, tax payers were charged 1 dollar for evey single 81mg baby aspirin.. those are literally a penny in any store! Also a bag of saline aka, salt water, was 300 each! 🤯Those are hooked up on amazon or others for 3 dollars all day! So taxpayers are being charged literally 100 times cost. This is a scam, clearly. I prove it with my 1st hand experience said above. I am just 1 person, this is done all day for millions of sick people. Health Insurance AND MOST insurances in America is a huge scam run by people who do NOTHING.. i also know someone who owns a company, he lives like a fat cat barely works! lots of loopholes.. i lived it, end of story
@@dertythegrower The woman must have been an idiot because it is law that they have to give you an itemized bill. She either didn't know what the heck she was talking about, or she meant she couldn't give you an itemized bill the day of treatment- which is true in some hospitals because they want to send your information through insurance first before billing. But regardless of whether or not they give you a bill the day of treatment or weeks later, by law, they MUST give you an itemized bill.
There is a business side ... The hospital performs every treatment or procedure or test they can , as many times as they can justify. My experience in the hospital I was for 5 days ( a hotel ran by doctors and nurses ) 10k a day ...is the number they were looking for.
I have never had anyone charge me interest. I set down with billing department and made arrangements. They were able to write off about $1,500.00 of my ER bill. The rest which was close to $1,000. They let me set up payments. They wanted $100/month. I said no I can't make $100/month. They said how about $80? I said how about $25? We finally agreed on $50. I made larger payments when I could. But never was charged interest.
Bernie has said anyone who makes more than $29,000/year will pay more in taxes. I don’t want to and shouldn’t have to pay for your poor life choices that put you in the hospital.
@@sailorarwen6101 You don't understand how Medicare for all works, you only understand what you hear from political commercials. I'd rather be paying a slight increase in my taxes than the astronomical price I pay for healthcare. I would rather face little-to-no costs to get medical care, as the proposal does away with most charges like copays, coinsurance, and deductibles. Life throws a curve ball even to the most healthy of people.
I was charged $15 for one tylenol I was given when I had a fever. I was never notified how much it would be prior to it being given...and I have insurance but my insurance wouldn't cover it. We need an overhaul of our entire system.
I was sued by the hospital I worked many years for so I went to court in my uniform which clearly was from that hospital. When the judge asked me how many hours I worked and why I didn’t have insurance my reply was.. “ I work 60 hours a week and because my job is considered PRN , I don’t qualify for insurance “. The judge said he wished he could side with me because the hospital was morally wrong but they had the law on their side. I ended up having to pay the medical bill and then some. The kicker is that the hospital I worked for was a not for profit hospital 😂. Sure they were 🙄.
Yup even when you speak with your insurance company, had Connecticare charge me $100 extra on my monthly payment. I called every other day until they fixed it 😒
I went in to get my GI checked mind you 'i have good insurance.' They did ultrasound and blood work and the bill was crazy high!! You almost don't want to go see a doctor because of this, my husband and I both work and can barley make ends meet.
The greed in america is amazing and shameful . People lose their homes and jobs over medical bills . Retired people have to choose between food and medicine .
I feel her pain. They came after me and I had to make payments because the insurance I had through my job didn’t cover my C-section. It’s beyond sad and stressful when you have bills you can’t pay.
According to google: Creditors Who Must Sue You Before Garnishing Your Wages For most types of debt such as credit cards and medical bills, the creditor can't immediately garnish your wages if you stop paying your bill. The creditor must first sue you, obtain a judgment, and get a court order.
My favorite thing is. When you can’t afford to live and have healthcare at the same time and you get in an accident on your way to work and end up being life flighted to a hospital 15 miles away and you get a $10k bill for just that. It’s awesome and a bill like that you can’t afford, helps your mental health. It’s awesome
That's why sometimes i skip going to the doctor! Its getting way to expensive and then there's the insurance companies charging astronomical amount of money at the end of the month, for the bill! Geesh! Only the wealthy can afford to go to the doctors and hospitals now a day's. Yikes!😱
My mom had the same problem. Her appendix exploded but the surgery was free with our insurance, well, public Mexican healthcare for workers insurance. Wtf is going on with USA?! Guys you should be rioting or something, this is unfair.
11 more years and I'm leaving this damn country. My outlook on an early retirement go where the cost of living is lower, dollar is stronger and you dont need insurance for everything you own.
Honestly I Don't Care when I went to get a MRI I asked the lady who took my insurance card how much the MRI was, she said 3k that’s why I decided to get it done. I got a bill for 5k 😑. My insurance covered $250 lol and for whatever reason when I called the hospital they said my balance was $0.
@@sallywoods6575 the hospital and the insurance company got a deal going where the insurance company pays penny's on the dollar, and us regular people we pay Oprah Winfrey money for the exact service if we are un insured. Now if that ain't corruption right in front of your very eyes, I dont know what is. Let us run a business and try some scammery like that and we will be hauled into court for unethical practice, discrimination, usery and a whole host of other laws we never even knew existed. Welcome to the JUNGLE.
they're sueing when before they put a lien on the person that would make it to where they have to pay off hospital bills before they could purchase or refinance a home. This shows that Americans can no longer afford to purchase homes...Also, hospitas do charge for procedures and supplies that patients do not utilize. The medical industry needs to do a patient audit prior to sueing them. Patients also need to hold all paperwork and be vigilant advocates for them.
🤦 You do realize that free healthcare isn't "free", right? Norway's "free" healthcare and schooling takes 45%-75% per paycheck from EVERY CITIZEN. Their is no innovation coming out of Norway as there is complete lack of motivation to succeed as each person is "only as good as the next" by design. That's equal opportunity for you=tapped out and capped. Each household pays $70,000 in taxes annually on average. There population is just over 5 million and of that population of age/able-bodied only 61% work. Motivation is a real threat to the countries stability for their future as noted in their own countries economic review. The USA total median tax rate is about 23% with a population of over 327 million (155 million employed). That is 47% employment not including the large amount of the population that works "under the table" which don't pay income taxes. So in comparison, you are looking at a population 65x the size of Norway with 15% less tax payers. If you think 45% tax seems high you don't want to know how much the US will amount. But, hey, it's "free". Healthcare Transparency is the closest we have come to an open market in healthcare. Bringing competion which competitive pricing always follows. This was signed into law during the Impeachment trial and will take full effect end of this year.
S O this isn't Norway. We have more working people than Norway and make more in wages the people in Norway. Your argument is how much taxes the average American will be taxed is ridiculous. It will be comparable to what families are paying now in monthly premiums. Oh yeah and don't forget about the deductible that they have to pay. Too easy, come at me better bro. Next please
@@mainnevent515 LOL 😂 You better educate yourself. You're absolutely being ignorant. www.thelocal.no/20131217/average-norwegian-earns-worlds-highest-salary I already explained with absolute facts and statistics and you just assume because we have a bigger population we can afford it with little to no change to your current withdrawal? 😂 Absolute ignorance.
Joshua Allen No you are too busy trying to treat the symptom instead of the problem. The problem is the cost to begin with. It’s cheaper to take a flight to say Germany 🇩🇪 and pay cash then it is to have insurance in the USA. Many people complaining that they have insurance and still have a huge bill.
My grandma has to go to the doctors office and he told her she needs to go to the hospital immediately and let me tell you the bill for them to just pick her up from the office was way too much
A house where they live costs only $52,000?!! Omfg I pay $3900/month rent for a 3bd 1.5bth little house built in 1946 here in San Jose, Calif (Silicon Valley).....wow, I instantly acquired a migraine after hearing that....
I got a 30k bill for a cut on my finger that needed surgery. i was responsible for 15k. i lost more then i had. AND I HAVE INSURANCE. I have OBAMA CARE.
One of the bigger questions is what relationships does the insurance companies have with the hospitals or other medical facilities that allows them to negotiate prices down so low? I've noticed the same with my dental insurance, to see the higher totals before they negotiate it down are just ridiculous. Is it then the plan for them to make their money through all the people who are uninsured?
My same exact question! It's clear that education and healthcare should be free for all at the governments expense. I worked as medical debt collector and could clearly see that the insurance companies and hospitals were in cahoots.
I've told many friends not to call 911 for my epilepsy because the EMS don't have anti-convulsant medication and they charge $4 thousand dollars to take me less than 8 miles to a nearby clinic. It's cheaper to die in a Uber ride. I don't care. I'd rather die debt free than be charged for a ride in the ambulance that home owners paid taxes for already.
Everyone knows it isn’t great. At least conservatives know that the United States can’t afford healthcare for all. Not with the UNHEALTHY state our country is in. In other countries with “free healthcare.” They’re a much healthier society.
@@sailorarwen6101 wow. We can afford continuous wars with increasing budget for decades. At the same time we are lowering number of military members. We just increased deficit to all time high so we can give hand out to multinational corporations. For every billionaire, 20,000 jobs that pay $50,000 are lost.
My hand was purple from carpal tunnel syndrome. I didn't have the money to fix it , I got charity to pay then they kept sending a bill for $7000. I kept sending them the letter that it was paid after 20 letters it was paid ! It was $22,000 to save my right hand. Who could pay that bill ? I'm thankful I still have my hand , dr said another month he would have cut it off . So I understand all to well on medical bills. Single mom worked 3 part time jobs to live but no insurance. That's a problem. Good luck to everyone
Hospitals are mostly a joke when it comes to prices... They charge obsessively over priced for scans or procedures basically trying to cover the cost of the machines with every procedure! Sick when hospitals should be a institution of compassion and hope, instead is one of the most greedy places on the planet!
I talked to the hospital in My town a few years ago that I wasn't going to pay the extortion on top of what my insurance company had already paid them in the woman in the billing department even admitted it was legal extortion .then I told her not to expect me to ever saver her life in a emergency
This is why uninsured require to have health insurance or at least qualified for Medicaid. If not, uninsured will pay tax penalty for having no health insurance. Not a perfect solution, but working towards it.
Voters can't cut through the lobbyists positioned between them and electeds. The hospitals, insurance companies and big pharma are more powerful than the government itself. They write the laws and then tell our elected officials when to show up and vote. And I think the pandemic made it worse because it gave big pharma a license to say, "Look what we did for you, world."
We’re on one income in our house with zero insurance, $25 hr. My gallbladder needed removed. My bill was 63k and change with hospital. I got it down to 30k with financial assistance thru the hospital. We’re paying 1k a month. How can she not afford to pay more then $25 a month tho? Her son needs to pay his own way to college. Ppl need to pay there bills 🤷♀️ honestly we all know she can afford more then $25 a month but she doesn’t want to pay it. (Change your lifestyle to get outta debt ppl! We haven’t went to a sit down restaurant or fast food place in over two yrs.)
Even if you have insurance it all depends on who you work for. I work for a school district in Texas and my medical insurance only covers a small percentage of my expenses.
I've been sued over a medical bill from when I became pregnant and I'm far below the poverty line but it was a bill the courts deemed that my sons father was responsible for due to our child support agreement and when I contacted the hospital I was told that I would have to sue my sons father( who doesn't even pay his child support) to recover my loss I now need surgery and could potentially lose my life without it but while I'm being double garnished for student loans I cant afford the surgery that could prolong my life and I'm only 35 years old
People in this country are fighting for the wrong thing all the time. Instead asking for what is rightfully your, which is much more, you are fighting for handouts and free stuff. That's why you all suffered under the system which should work for you instead of against you.
Never have I been so thankful to be born healthy and to never have suffered from a debilitating disease or serious injury. My heart goes out to all those who have to deal with this mess because I know medical bills can rack up.
People always blame insurance company for the amount of money they pay for insurance but people need to understand that's b/c Hospital charge way to much. A ER visit in Korea can still be cheaper then urgent care cost in USA which is crazy to hear.
I would say the hospital has lost its true mission. Sad world when it comes to this sort of degree of cruelness. "Nature is cruel; people choose to be." ~Temple Grandin~
There are free clinics in most cities. If u don't have insurance they will see u and many have agreements with local pharmacies to fill prescriptions for very little
My wife use to work for a mechanical debt collection agency. She quit after a year. The agency has a commission pay system. Basically the more money you can collect the bigger bonus you get in your check. The agency pushed the employees hard for this and if you didn't meet the minimum quota for the month you were fired.
Good luck, your garnishment will be behind a 26000 one that will take 29 years to pay, a 5000 dollar one, and a 1900 dollar one, I'll be dead before the garnishment kicks in
The system the US have today discourage people from starting their own business. If they didn't have a business and instead worked a minimum wage job, they would have qualify for Obamacare or Medicaid for the poor. The US needs to support small business owners and people who work hard.
Years ago my dad went to hospital for 3rd degree burns to his body, the hospital’s wanted like 80k$, before tgey found out he had insurance, then the bill dropped to like 30k$ after they found out he had insurance....
That’s why America health system is so stupid it’s way to expensive
Were 2 Now this is not entirely accurate though. Lots of missing information here. You are given notice of the legal action being taken against you. It wouldn’t just disappear from a paycheck. An employer also has to file the paperwork and has a responsibility to inform the employee of the changes. There is a lot that goes into it and if you don’t show up and receive a judgement your options are limited. They can try to sue but the garnishment typically comes from lack of action.
Bella Vita those are stupid people
@Bella Vita exactly!
too*. Learn English, boomer.
Everything is expensive like insurance,hair and nail services,massage etc so stupid 🤮
they have no shame. and no accountability for there outrages charges for service
Yes if you go to a business and request there services you have to pay
@@lordquastheonly try and go to a hospital in an emergency situation and ask how much it will cost. its hard to even get a itemized bill from a hospital. yes we should pay for service but the prices are inflated and out of control.
toybugen Goodman there are insurance options for every level of income here in the US
They should pay, doctors, nurses, and everyone else don’t work for free. I work billing for a hosp and people never pay thier bills. They pretend to get on a payment plan then cancel that card. I’m glad these hospitals are getting what’s owed to them. When you get your income tax, fork it over.
Facts, I remember I had fainted. Someone called the ambulance and I was taken to the hospital and all they told me was I was dehydrated and gave me one bag of fluid the medical bill was $900 I was like damn then I received another bill of $400 for the ambulance.
That is true and so so wrong. Hospitals charge wayyyyy toooo much to people
#Bernie2020
saintevenevets hospitals are forced to charge that much because of Medicare/Medicaid
Holly Dent Are you being serious right now?!? Medicare charges 40% less - that’s why hospitals & insurance don’t want to change to a MEDICARE4ALL system. They will be forced to charge Medicare prices.
Think about it. The GOVERNMENT uses the lowest possible prices, since they are the ones reimbursing the hospitals. And since the prices are fixed, the overhead of paper-pushers having to evaluate EVERY patients bill, drops from 18%, to 2%. Insurance companies and hospitals can nickel & dime everything if individuals are paying, but the GOV doesn’t roll like that.
Its almost like you haven’t even tried to see the other side of things.
Lol, so fiesty
Holly Dent You say feisty, I say PASSIONATE.
I’m a Nurse. I see this stuff firsthand, and it hurts me to my soul.
I worked as a medical debt collector and it is one of the evilest jobs ever!
What were your daily duties?
That is bad karma, it will hurt your soul. I used to work for a conswineative special interest group...felt so good when I quit and healed my soul.
I worked for several doctors at a famous medical center hospital, and I was amazed how looney some of the department head doctors actually were! It was a well known fact among the staff, too.
Out-of-network costs are bad. I hate these jobs that tell you to do bad things and miss the point that you should care about helping people. Hospitals should not have this much authority over their patients!!
Can an foreign person be restricted from entering a country if not paying a hospital bill?
This isn’t fair, health insurance should be a human right for all Americans
Listen to the democrats and vot Blue.
Don Adams Obama care? So if you can’t get a job that will allow enough money to afford healthcare and end up paying a fine with taxes because u couldn’t afford that mandatory health care is ok? Yeah I’m sorry that’s not ok and it’s not the answer.
@@donadams8345 vote*
They should pay, doctors, nurses, and everyone else don’t work for free. I work billing for a hosp and people never pay thier bills. They pretend to get on a payment plan then cancel that card. I’m glad these hospitals are getting what’s owed to them. When you get your income tax, fork it over.
Healthcare*
Universal healthcare for all.
We don’t need private insurance corporations taking billions in tax dollars for no reason. Insurance is a scam. Mandatory insurance at the threat of tax theft is dictatorial. Be careful what you wish for.
As a nurse, I talk to patients every day that tell me “I rather die than ride in an ambulance and go to a hospital.” How sad.
I literally went into the emergency room for 30 mins. Just a false Alarm. They literally did nothing. Still paid $1,500 and that’s with insurance 😒
Yeah well blame that on the health system you have to work for.
I brought myself into hospital got a 4 thousand dollar bill a week later for 1 x-ray on a boxer fracture brown soft wrap with self hardening white splint cast. I have absolutely no healthcare whatsoever.
Why aren't medical professionals boycotting these systems? I understand that you are not responsible, but you are the ones that are providing the service. We as patients need your help instead of pleading ignorance.
I'm in my 60's, I fell down the stairs not long ago. I broke 4 ribs and punctured my lung, and I was going to blow off the hospital but the 3 gashes on my head bled so much, I had no choice. Needless to say I was more worried about hospital bills, I didn't want treatment.
It was so sad to hear the wife say that she wish her husband would have just let her die.. really heartbreaking that that was her solution to this problem..just glad that it wasn't his!!
I understand in my own way how she feels...😭
why i put in my will and told my children accident or i get too old dont hook to machine or give meds just let me go..have seen family in convelesnt hospitals and care facalities their..eyes just tell you please let them go...mean while doctors bill insurance till its gone
Oh but come judgement day🙏
@The Calming Kind OR , GO TO MEXICO AND GET YOUR WISH!🤔
The Calming Kind then be in her shoes and have these problems if u think she is crazy
For all those of you that dismiss this as simply you have to pay for what you receive... true, but here's what you're missing... the uninsured cost is 5x or 6x what they would have charged for an insured patient. That's alarming because the numbers were made up and inflated so they can say to the insurance lobbies "look you're getting a negotiated group discount". If you were in quality medical facilities in South America (yes there are some) you go to the dentist for $30, insulin for $50, etc. Here's the other thing you're missing... go buy a car and ask how much its going to be... now go to the hospital and ask them before you even check in. They cant tell you. And they cant tell you how many different bills you're going to get (doctor, anesthesiologist, hospital, etc.) and those bills dont come at the same time... you may get your first bill from one out of the blue 5 months later.
I went to my hospital, this is America..and rated top hospital by Us News... hear me out. The next day i went to get a bill to pay.. the front desk woman could give me a total of hundreds of dollars for 1 hour... for nothing done but give me heartbeat check, and a simple script for only 5 600mg aleve (9 dollars). I asked for her to give me a bill, explaining.. SHE COULD NOT GIVE ME A BILL BUT COULD GIVE A TOTAL. i said this is the main problem with America health.. nobody could disagree, i am right. Told her you are not getting a penny from my cash savings, good luck until you show why i owe you 100s of dollars for nothing done. She told me quote, "You can pay but i cannot give you a bill showing the costs".. what?!?🤯. On top of this, my father in another state had a bill from medicaid, tax payers were charged 1 dollar for evey single 81mg baby aspirin.. those are literally a penny in any store! Also a bag of saline aka, salt water, was 300 each! 🤯Those are hooked up on amazon or others for 3 dollars all day! So taxpayers are being charged literally 100 times cost. This is a scam, clearly. I prove it with my 1st hand experience said above. I am just 1 person, this is done all day for millions of sick people. Health Insurance AND MOST insurances in America is a huge scam run by people who do NOTHING.. i also know someone who owns a company, he lives like a fat cat barely works! lots of loopholes.. i lived it, end of story
So unfair to charge the uninsured more should be the other way six times less than what the insurance pays doesn't make sense at all.
Medicare is a Human Right!!
@@dertythegrower The woman must have been an idiot because it is law that they have to give you an itemized bill. She either didn't know what the heck she was talking about, or she meant she couldn't give you an itemized bill the day of treatment- which is true in some hospitals because they want to send your information through insurance first before billing. But regardless of whether or not they give you a bill the day of treatment or weeks later, by law, they MUST give you an itemized bill.
True but there's Obama care and medicaid
the thing is, the hospitals dont even tell you what the cost will be until after you recieve the treatment.
There is a business side ...
The hospital performs every treatment or procedure or test they can , as many times as they can justify.
My experience in the hospital I was for 5 days ( a hotel ran by doctors and nurses ) 10k a day ...is the number they were looking for.
How can they charge interest how
ikr. it's not a loan. It is a medical emergency. These people in charge of the medical system need to be obliterated
I have never had anyone charge me interest. I set down with billing department and made arrangements. They were able to write off about $1,500.00 of my ER bill. The rest which was close to $1,000. They let me set up payments. They wanted $100/month. I said no I can't make $100/month. They said how about $80? I said how about $25? We finally agreed on $50. I made larger payments when I could. But never was charged interest.
Cus inflation.
@@nesttea2239 YES they do❗
In my country the interest would cover the legal & debt collection fee
Smh this is so crazy, insane, wanting to get their money back so badly they are willing to sue these poor families
If he let her die, he'd have to pay $15000+ for her funeral. It's all crazy.
This is why we need universal health care in the US.
We sure do need universal health insurance for all!
Then vote bernie 2020...😁
Bernie 2020 hopefully he can make it happen
Bernie has said anyone who makes more than $29,000/year will pay more in taxes. I don’t want to and shouldn’t have to pay for your poor life choices that put you in the hospital.
@@sailorarwen6101 You don't understand how Medicare for all works, you only understand what you hear from political commercials. I'd rather be paying a slight increase in my taxes than the astronomical price I pay for healthcare. I would rather face little-to-no costs to get medical care, as the proposal does away with most charges like copays, coinsurance, and deductibles. Life throws a curve ball even to the most healthy of people.
They suing these people like they got money. Tf?
FOR PROFIT HOSPITALS, that says it all. We should never be profiting off of life saving emergency surgeries.
AMEN
Worst part is you don’t have any choice. You can’t shop around of find somewhere cheaper when you are near death.
You can’t bleed a rock....
Lol
When collecting $$$ is more important than another life. Shameful.
Greed, pure greed.
I was charged $15 for one tylenol I was given when I had a fever. I was never notified how much it would be prior to it being given...and I have insurance but my insurance wouldn't cover it. We need an overhaul of our entire system.
How are we going to do that?!
They don't try to work with you. They TELL you how much you have to pay, and then start attacking you with legal threats if you can't keep up.
Imagine our healthcare system without lawyers and insurance companies deciding the costs....
This is why we NEED Medicare for All
Obamacare Republicans dont want it to happen sadly
Hospital charges are out of control, they are actually the largest part of medical cost, I would have thought it was drugs that are the largest chunk.
Now just imagine if coronavirus hits the USA 😂😂😂 it’s going to expose the USA health care.
Not if but when.
Lol. It already hit many states.
Where've you been? But I do see your point.
The thing is that it affects all medical in every country. People in other places waiting for surgery have been pulled out because of the coronavirus.
Its time to imagine!
People keep saying “America doesn’t have debtors prisons!!”
We don't, but when you don't respond to summons, we do have contempt of court warrants.
This is so so sad seeing this woman crying and telling her husband to let her go.💔💔💔
I was sued by the hospital I worked many years for so I went to court in my uniform which clearly was from that hospital. When the judge asked me how many hours I worked and why I didn’t have insurance my reply was.. “ I work 60 hours a week and because my job is considered PRN , I don’t qualify for insurance “. The judge said he wished he could side with me because the hospital was morally wrong but they had the law on their side. I ended up having to pay the medical bill and then some. The kicker is that the hospital I worked for was a not for profit hospital 😂. Sure they were 🙄.
That's terrible. I'm sorry to hear that but I'm glad you stood up for yourself
EcClair Mayo Thank you ❣️
They use the "non profit" as a way to avoid paying taxes, its a tax shelter sort of
When you call the hospital always document. Get a name of who you speak with and reference number and date.
Better send a certified letter or email. Phone calls can be refuted or even denied that it ever occurred.
Yup even when you speak with your insurance company, had Connecticare charge me $100 extra on my monthly payment. I called every other day until they fixed it 😒
I went in to get my GI checked mind you 'i have good insurance.' They did ultrasound and blood work and the bill was crazy high!! You almost don't want to go see a doctor because of this, my husband and I both work and can barley make ends meet.
The greed in america is amazing and shameful . People lose their homes and jobs over medical bills . Retired people have to choose between food and medicine .
I feel her pain. They came after me and I had to make payments because the insurance I had through my job didn’t cover my C-section. It’s beyond sad and stressful when you have bills you can’t pay.
America proves time and time again that money is more important than life
That’s a crime I can’t believe this they need to fix this ASAP
Since when is legal to take your tax returns to pay for a hospital.
Bill?
According to google: Creditors Who Must Sue You Before Garnishing Your Wages
For most types of debt such as credit cards and medical bills, the creditor can't immediately garnish your wages if you stop paying your bill. The creditor must first sue you, obtain a judgment, and get a court order.
Medicare for all for freedom!
Only for the people that pay into it though NO HANDOUTS
@@Derail07 rich people get handouts and nobody says anything about that
Such a rip off...
My favorite thing is. When you can’t afford to live and have healthcare at the same time and you get in an accident on your way to work and end up being life flighted to a hospital 15 miles away and you get a $10k bill for just that. It’s awesome and a bill like that you can’t afford, helps your mental health. It’s awesome
That's why sometimes i skip going to the doctor! Its getting way to expensive and then there's the insurance companies charging astronomical amount of money at the end of the month, for the bill! Geesh! Only the wealthy can afford to go to the doctors and hospitals now a day's. Yikes!😱
Sometimes they dont even do anything to you and they still charge so much just for stepping inside the door
@@SparkSpace They literally have a man that sits in the back room and says cha Ching as soon as a patient comes in.
My mom had the same problem. Her appendix exploded but the surgery was free with our insurance, well, public Mexican healthcare for workers insurance. Wtf is going on with USA?! Guys you should be rioting or something, this is unfair.
What are they suing for? 50 bucks? Most of these people can't afford to live and then they're given this crap.
11 more years and I'm leaving this damn country. My outlook on an early retirement go where the cost of living is lower, dollar is stronger and you dont need insurance for everything you own.
They should declare bankruptcy.
And we should begin to sue the hospitals for price those 800$ Tylenol and 5k MRIs
Honestly I Don't Care when I went to get a MRI I asked the lady who took my insurance card how much the MRI was, she said 3k that’s why I decided to get it done. I got a bill for 5k 😑. My insurance covered $250 lol and for whatever reason when I called the hospital they said my balance was $0.
@@sallywoods6575 the hospital and the insurance company got a deal going where the insurance company pays penny's on the dollar, and us regular people we pay Oprah Winfrey money for the exact service if we are un insured. Now if that ain't corruption right in front of your very eyes, I dont know what is. Let us run a business and try some scammery like that and we will be hauled into court for unethical practice, discrimination, usery and a whole host of other laws we never even knew existed. Welcome to the JUNGLE.
they're sueing when before they put a lien on the person that would make it to where they have to pay off hospital bills before they could purchase or refinance a home. This shows that Americans can no longer afford to purchase homes...Also, hospitas do charge for procedures and supplies that patients do not utilize. The medical industry needs to do a patient audit prior to sueing them. Patients also need to hold all paperwork and be vigilant advocates for them.
Let's go Bernie!!!!👍🏿Make America Affordable Again
🤦 You do realize that free healthcare isn't "free", right? Norway's "free" healthcare and schooling takes 45%-75% per paycheck from EVERY CITIZEN. Their is no innovation coming out of Norway as there is complete lack of motivation to succeed as each person is "only as good as the next" by design. That's equal opportunity for you=tapped out and capped. Each household pays $70,000 in taxes annually on average. There population is just over 5 million and of that population of age/able-bodied only 61% work. Motivation is a real threat to the countries stability for their future as noted in their own countries economic review. The USA total median tax rate is about 23% with a population of over 327 million (155 million employed). That is 47% employment not including the large amount of the population that works "under the table" which don't pay income taxes. So in comparison, you are looking at a population 65x the size of Norway with 15% less tax payers. If you think 45% tax seems high you don't want to know how much the US will amount. But, hey, it's "free".
Healthcare Transparency is the closest we have come to an open market in healthcare. Bringing competion which competitive pricing always follows. This was signed into law during the Impeachment trial and will take full effect end of this year.
S O this isn't Norway. We have more working people than Norway and make more in wages the people in Norway. Your argument is how much taxes the average American will be taxed is ridiculous. It will be comparable to what families are paying now in monthly premiums. Oh yeah and don't forget about the deductible that they have to pay. Too easy, come at me better bro. Next please
@@mainnevent515 LOL 😂 You better educate yourself. You're absolutely being ignorant.
www.thelocal.no/20131217/average-norwegian-earns-worlds-highest-salary
I already explained with absolute facts and statistics and you just assume because we have a bigger population we can afford it with little to no change to your current withdrawal? 😂 Absolute ignorance.
Joshua Allen No you are too busy trying to treat the symptom instead of the problem. The problem is the cost to begin with. It’s cheaper to take a flight to say Germany 🇩🇪 and pay cash then it is to have insurance in the USA. Many people complaining that they have insurance and still have a huge bill.
So many offices do this. Including many I have worked at. :/
That's sickening.
Where have you been? They have done this for years! I know people who have lost everything, and that was back in 1970's.😢
50,000 for appendicitis?? Can we get a break down on that bill?? Makes no sense at all. There are probably unnecessary charges.
My husbands company started taking out over $300 every week for him and I to have insurance. It’s outrageous!!
I don't understand why Americans didn't rebel against this inhuman and immoral system.
My grandma has to go to the doctors office and he told her she needs to go to the hospital immediately and let me tell you the bill for them to just pick her up from the office was way too much
A house where they live costs only $52,000?!! Omfg I pay $3900/month rent for a 3bd 1.5bth little house built in 1946 here in San Jose, Calif (Silicon Valley).....wow, I instantly acquired a migraine after hearing that....
You can buy a beautiful house in many places for 50 to 95k... its the weather that is not beautiful....
Check out Kalamazoo 😉
Well this is stupid we need somebody to do somthing about this
I got a 30k bill for a cut on my finger that needed surgery. i was responsible for 15k. i lost more then i had. AND I HAVE INSURANCE. I have OBAMA CARE.
One of the bigger questions is what relationships does the insurance companies have with the hospitals or other medical facilities that allows them to negotiate prices down so low? I've noticed the same with my dental insurance, to see the higher totals before they negotiate it down are just ridiculous.
Is it then the plan for them to make their money through all the people who are uninsured?
My same exact question! It's clear that education and healthcare should be free for all at the governments expense. I worked as medical debt collector and could clearly see that the insurance companies and hospitals were in cahoots.
You simply can not go to the doc anymore. If you die, the cost of a funeral will devastate your family. This is all wrong.
I've told many friends not to call 911 for my epilepsy because the EMS don't have anti-convulsant medication and they charge $4 thousand dollars to take me less than 8 miles to a nearby clinic. It's cheaper to die in a Uber ride. I don't care. I'd rather die debt free than be charged for a ride in the ambulance that home owners paid taxes for already.
Thank God thank you for reporting on this
We have stories like this, yet corporate Democrats tell us how great our system is while Bernie acknowledges the problem!!
Now dont get triggered and call this a Bernie bro viscous attack with tears in ur eyes! It's a fact this system sucks!!!
Everyone knows it isn’t great. At least conservatives know that the United States can’t afford healthcare for all. Not with the UNHEALTHY state our country is in. In other countries with “free healthcare.” They’re a much healthier society.
@@sailorarwen6101 wow. We can afford continuous wars with increasing budget for decades. At the same time we are lowering number of military members. We just increased deficit to all time high so we can give hand out to multinational corporations. For every billionaire, 20,000 jobs that pay $50,000 are lost.
I got sued for $80,000+ for appendicitis at the age of 23 at NYU medical center back 2002 had to file for bankruptcy
Video should be re-titled:
Hospital milliinaires cant afford yachts or 5th mansions. Sue poor people.
My hand was purple from carpal tunnel syndrome. I didn't have the money to fix it , I got charity to pay then they kept sending a bill for $7000. I kept sending them the letter that it was paid after 20 letters it was paid ! It was $22,000 to save my right hand. Who could pay that bill ? I'm thankful I still have my hand , dr said another month he would have cut it off . So I understand all to well on medical bills. Single mom worked 3 part time jobs to live but no insurance. That's a problem. Good luck to everyone
This is common and disgusting. And they are not only gouging the individual but Medicare, and insurance.
Hospitals are mostly a joke when it comes to prices... They charge obsessively over priced for scans or procedures basically trying to cover the cost of the machines with every procedure! Sick when hospitals should be a institution of compassion and hope, instead is one of the most greedy places on the planet!
This the reality of capitalism
And other countries have free health care but we dont🙄
Moria K I have yet been to a country with free health care.
I talked to the hospital in My town a few years ago that I wasn't going to pay the extortion on top of what my insurance company had already paid them in the woman in the billing department even admitted it was legal extortion .then I told her not to expect me to ever saver her life in a emergency
We need to start a gofund me page for her. Does anyone know if she has one??
And you got so many fighting out medicare for all
People have had to quit decent jobs just to qualify for Medicare for themselves or there kids.
This is why uninsured require to have health insurance or at least qualified for Medicaid. If not, uninsured will pay tax penalty for having no health insurance. Not a perfect solution, but working towards it.
Worst part is these people fighting for their life and hospitals just giving them more stress that worsen their health.
And emergency rooms are the worst as you literally have no option to shop around or anything as you are near death.
America the worse healthcare is a first nation and it's barely above 3rd world status 😒
Your money or your life.
@3:03, it's not much better for those who do have insurance.
And the American people clearly like to vote for people that don’t care about this issue so…. Prove me wrong
Voters can't cut through the lobbyists positioned between them and electeds. The hospitals, insurance companies and big pharma are more powerful than the government itself. They write the laws and then tell our elected officials when to show up and vote. And I think the pandemic made it worse because it gave big pharma a license to say, "Look what we did for you, world."
Should be illegal
Medical corporations donate to our elected politicians bribing them to do nothing about this
We’re on one income in our house with zero insurance, $25 hr. My gallbladder needed removed. My bill was 63k and change with hospital. I got it down to 30k with financial assistance thru the hospital. We’re paying 1k a month. How can she not afford to pay more then $25 a month tho? Her son needs to pay his own way to college. Ppl need to pay there bills 🤷♀️ honestly we all know she can afford more then $25 a month but she doesn’t want to pay it. (Change your lifestyle to get outta debt ppl! We haven’t went to a sit down restaurant or fast food place in over two yrs.)
Awful. Hospital always over charge.. horrible
Even if you have insurance it all depends on who you work for. I work for a school district in Texas and my medical insurance only covers a small percentage of my expenses.
I've been sued over a medical bill from when I became pregnant and I'm far below the poverty line but it was a bill the courts deemed that my sons father was responsible for due to our child support agreement and when I contacted the hospital I was told that I would have to sue my sons father( who doesn't even pay his child support) to recover my loss I now need surgery and could potentially lose my life without it but while I'm being double garnished for student loans I cant afford the surgery that could prolong my life and I'm only 35 years old
Omg this is terrible. There are kinds of stories that new to be showcased. I so sorry to hear about your situation
People in this country are fighting for the wrong thing all the time. Instead asking for what is rightfully your, which is much more, you are fighting for handouts and free stuff. That's why you all suffered under the system which should work for you instead of against you.
Make health insurance optional and let private companies compete with each other.
lol... Prepare for paying thousands for your health. Or you will get cheap stuff for your money.
we need a system like every other developed country in the world. Universal healthcare
Never have I been so thankful to be born healthy and to never have suffered from a debilitating disease or serious injury. My heart goes out to all those who have to deal with this mess because I know medical bills can rack up.
Yeah, I'm dirt poor but I'm on Medicaid and never get sick. My cat doesn't have insurance on him because these prices are freaking insane.
People always blame insurance company for the amount of money they pay for insurance but people need to understand that's b/c Hospital charge way to much. A ER visit in Korea can still be cheaper then urgent care cost in USA which is crazy to hear.
I would say the hospital has lost its true mission. Sad world when it comes to this sort of degree of cruelness.
"Nature is cruel; people choose to be."
~Temple Grandin~
There are free clinics in most cities. If u don't have insurance they will see u and many have agreements with local pharmacies to fill prescriptions for very little
OMG if the woman in this video see’s this please please go get that lump checked that could possibly be lymphoma a deadly type of cancer!!
Healthcare should be a human right in this country, not a privilege!
But it still costs something. We're still going to end up paying for it somehow, someway and hopefully won't end up like Venezuela
My wife use to work for a mechanical debt collection agency. She quit after a year. The agency has a commission pay system. Basically the more money you can collect the bigger bonus you get in your check. The agency pushed the employees hard for this and if you didn't meet the minimum quota for the month you were fired.
Good luck, your garnishment will be behind a 26000 one that will take 29 years to pay, a 5000 dollar one, and a 1900 dollar one, I'll be dead before the garnishment kicks in
I thought they were not for profit? Oh, wait. They just use that to avoid taxes.
This story would be impossable if we had Medicare for all 🤷🏾♂️
I told my GP I can't afford what he's offering and now live like it's the early 1800s with that life expectancy. That's my realty.
The system the US have today discourage people from starting their own business. If they didn't have a business and instead worked a minimum wage job, they would have qualify for Obamacare or Medicaid for the poor. The US needs to support small business owners and people who work hard.
If I knew I was going in the hospital, I would buy my own Tylenol , sheets, pillows, blankets, gloves!, and I have insurance
Years ago my dad went to hospital for 3rd degree burns to his body, the hospital’s wanted like 80k$, before tgey found out he had insurance, then the bill dropped to like 30k$ after they found out he had insurance....
Ppl always say they can't mess with you over hospital bills. Well what is this??
Yet, on super Tuesday 2020, Alabamians voted overwhelmingly against the candidate who is fighting tooth and nail for single payer health care. Smh
That’s shady of CBS to put the camera and lights on to question the receptionist or billing girl over what her bosses are directing her to do.
You must be the receptionist