I retired at 57. Living very frugally with no debt. I watched a dozen guys croak before retirement, and in many cases, within 2 weeks after retirement. I think many had invested too much in their careers, and felt lost and useless without the job. Even before I retired, throughout my 20s, 30s and 40s, I took time to enjoy life. Tomorrow isn't guaranteed. Be sure to have some fun along the way. The Pug abides.
My FERS is enough to pay my electric. On average, FERS is about half of what CSRS was years ago ( depending of length of service and pay). Thank you GOP🤣
@pugsymalone6539 That is exactly how I lived my life. Of course, I had no kids. On balance, I was very lucky. Went PT at 55 and got out at 62. Did tons of research.
@@pacopeso8474 yup cartels..corrupt cops..violent robberies..bad neighbors..gringo scams..the absence of customer service etc etc made me leave mexico after 14 years I'd had enough..only thing I miss is the food.
From Bangkok via Seattle: *** I have learned in my world travels, that when I meet Americans overseas........ the travelers, that they ARE THE COOL ONES. You know what I mean ? They don't talk about the U.S......... but about the traveling. Sharing experiences and enjoying NOT being in the U.S.
Although Americans can stay in Albania visa free for one year, it is worth mentioning that once you exceed 183 days, you will be required to file taxes in both Albania and the US. You should become familiar with the tax laws and tax rates if you plan to visit for more than 6 months.
hi..hope i say this right. In Albania only residents are taxed on world wide income. While non residents are taxed on income sourced in Albania. Plz google it. I also have a lawyer i threw this by. i will double check for you
I always say...see a lawyer. I did the 2nd day here, Most will give you free consultation . In hopes of you using them in the future. Any country you stay in for long time, see a lawyer
"I don't want anyone to think America is bad because I screw up." I was almost brought to tears by this. I wish every American tourist and expat would have this simple bit of humility and understanding when in a foreign country. We generally expect the same here. Way to go, my friend. Great video.
Thank you shyamdevadas6099...i feel the same way as you do each day. My sergeant when i was stationed in Germany drilled it in to me.. Weather you like it or not, you represent your country each day. In a good way or bad. Its on you. I never forgot that.
I served in Germany in the mid 80’s, and when I started avoiding the hotspots on the strass and sought out the little bars the locals frequented. It was a different world. I don’t think I ever bought more than one drink a night, I was 17, trying to speak German, respectful of the ladies and just looking for a quit place to be that wasn’t Army green. Even joined a local family for Christmas dinner. The “ugly American” is a thing. Remember your a guest and leave your “Entitlement” at home
I recently left the U.S. and decided to give Ecuador a shot. It's quite affordable to live here with Social Security. I'm in the mountains where the weather is perfect.
Hi @daviddurango9562, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
@@VagabondAwakeI’ve visited Brasil 18 times and love it. My girlfriend lives there. I want to buy a place in the interior and have a farm or distillery. I found a place with 15 acres and a waterfall that is beautiful and cheap. Do you have any videos on Brasil?
I retired at 62 and don’t regret it. Most people don’t realize how much less it costs to live when you don’t have to go to work. I left the best job in my life where the pay was decent and the work environment was good. I worked for a small town school district so the employees were screened which was a lot better than the construction industry I’d worked in previously. I was five years away from 80% pay for retirement but settled for much less because with Social Security and a small teachers pension I could live the life style I wanted. We had traveled some in the USAF and then for work so I have no urge to travel out of curiosity. There are a lot of beautiful places to live on my income in the US when you live a simple and calm lifestyle.
@@LilyGazou inflation only affects you when you buy something. Only pay property tax for over 65 homestead . Medicare and Veterans Affairs medical,travel on RUclips,Covid killed my appetite for alcohol,vegetables garden for recreation. Since 2020 bought old house and remodeled it for rental property and built my own off grid solar. Pay as you go,sleep like a baby. Change diapers as needed.
Key is dont piss off the neighbors. Where i use to live i had someone from the street trying to sell me something in the province. I said no thank you but they kept on and on a neighbor saw what was happening and came over to tell the seller to get out of here. He told them you dont live here so leave now. People will stick up for you here. As long as you are an okay person.
I bailed out and moved to Brasil in 2001. At the time I could survive, cover all expenses, by selling essentially two Quartz Crystals per month (US $2-300). I’ve also lived PT in Mexico, The Netherlands, and traveled to many others doing stones shows and speaking engagements. Much as I love the US of A, there are a multitude of other countries one can live in, with marvelous culture and people, at a fraction of the cost of The States.
Hi @jamesgziegler4133, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
Most people in the USA are leaving because it’s cheaper to live outside the US and the US itself it’s getting more expensive to live in. I had a good neighbor from Mexico years ago came to live in the USA and now that he retired from his job, he’s heading back to Mexico because He’ll save more money in his retirement and He can now afford to buy a Five Hundred thousand dollar house in Mexico which would be One Million dollars here in the US. But in Mexico this same type of House he’s buying is much cheaper than the US counter part. Pretty much the same type of house but still cheaper when compared to the US version.
Not sure I understood your last statement but before I left the u.s.a. I made an appointment with a social security agent to sit face to face. Explaining I'm moving overseas. I was told no worries. It can be directly deposited to u.s. bank aswell as overseas. There are a few countries they won't. I know a few expats that have it done both ways. Hope that's what you were asking me
I retired at 59-1/2 years old. I got a union pension. At 61 I got a state worker pension. At 63 I got Social security. I am making more per month than when I worked! "When you retire every day is Saturday!" Now 13-1/2 years later, I am pleased it was the single best decision of my life.
Oh yeah those pensions- 1 month before I was to start mine- oops-no more pension. I am SOL. The private pension in the US system is a fraud. 20 years and not even a thank you!! Big Pharma screws again.
I’m doing what I really love teaching drums to young. I’m very healthy at 72. I have to work but not bad.Worked as a mechanic ASE L1 50 years ago. Now I carry drum sticks that’s it. My goals of playing are coming true.
We slow travel at least in part to avoid taxation and visa issues. Plus it is more fun than stationary life. But not everyone agrees. :-) On the "Russian" problem ... I haven't run into that. The Russians I have met overseas are the smart ones for obvious reasons. Putin can't send them to Ukraine.
Hi @brianthompson4480, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
Lived in CR, the Central Valley, 4 years. Came back to US for a thousand reasons. There is nothing like being around people who share language, culture & values.
I retired this June 2024, I'm 64. Living frugaly have less stress and spending a lot less. I'm learning to take it easy after busting my butt my whole life.
You and Pat are great examples of two fit and healthy older gentlemen. Active and involved in your lives instead of letting life happen to you. Keep up the fantastic videos!
I retired at 62 and not long after moved full-time to the Philippines. I did the math of retiring at 62 versus waiting to 70 to get approximately $700 more per month. 8years x12 monthsx $2000 pm = $ 192000. So starting at 70 years old you would have received $0 SS. Assuming approx $700 more per month, it would take 22.85 years where you would finally be ahead of the person who retired at 62. You would be approximately 93 years old. That didn't pencil out for me so I retired debt free with some savings and moved to the Philippines where I own a paid off home and am married.
Interesting math. Makes sense. Come share it on my channel. Hi @telcobilly, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
I did the exact same math and came to the exact same conclusion. Of course people are encouraged to do the opposite. Later retirement is a net cash flow benefit for the US government.
Seen a lady in Florida wearing a shirt it said (Dream Plan Do) So Thats what I did. Me and my girlfriend gave up our jobs and are travelling the world we are both 53.We rent out our house back home and live off our savings.Six months hear six months there.I don’t want to ever go back to work.Or back to the Uk .
When Kamala leaves the U.S., then I'll leave. When Stacey Abrams leaves, then I'll leave. When Deb Haagland leaves, when Ilhand and Rashida leave, then I'll leave. Until then I'll rage, RAGE against the dying of the light.
The election was a farce. They are going to Institute policies that will freak out many of their supporters. Let's work on filling the pipeline with excellent candidates for the midterms.
@@billyclone4289 albania much better weather food climate no visa problems or costs Philippines is very poor and backwards country dirty loud stinky unhealthy food
@@billyclone4289 don't forget about other places like Laos where it can be as cheap as $40 a year for Visa. It's a really good idea right now while everything is cheap and there constructing very economy and doing a lot infrastructure wise. Nothing's better than being able to put money away from social security therefore live in a place as cheap as possible for a few years, save up some money and then it'll be in a much better position after that. If you have to do something hardcore likeStay atHey working vacation place where you get free room and board? Do it You can do that for up to a year in Japan I believe depending on what kind of work visa you get. That way you can bank all that money that you have and live a very comfortable life. The hours are anywhere from 10 hours a week to 25 hours a week. They keep you in a pretty nice place usually in a private room or a hostel and so it's a great opportunity to save up money for a year and then you'll be able to have more funds and find a much better place to live.
As an American expat living in Vietnam with my Wife. We are enjoying life here. So easy to live here. We also collect Social Security. We own a New Home . Life is good. Just hoping Vietnam will make a retirement Visa. Life’s been good, can’t complain.
Hi @rickdavis2710, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
@Mark-in-Texas I've traveled, but it's a big world. Albania, never been there. I,m beginning to think of certain places of happiness for a while. Maybe with a live-aboard boat. Part-time rent a place then sail to the next place, stopping along the way. Meet a girl in one country and go to another place, nice; friendly and inexpensive. I like to invest, gold; and silver; mostly right now. Do it from anywhere over the internet. No day trading. Just long term. Albania boat slips cost? I don't know.
I was in the US Navy stationed in Greece for several years back in the 1970's. Navy personnel were warned stay at least 5 miles away from the Albanian border. My how things have changed!
Great piece. The bit about your landlord brought tears as I have the same sort of relations with mine. Finding them and the happiness they have gifted me has been one of the best things I have ever experienced in my life.
The fact that they old guys are doing nomad blogging is great. I’m 71 😂. I’m looking towards the Philippines. But you’ve peaked my interest in Albania.
I tell kids in their 20's to skip all the upward mobility crap and travel NOW. It is so much cheaper when you're a kid. More agile when young. What a better way to understand the USA than to be able to compare it - first hand - to a multitude of places around the world.
@@worldmikel yes, I have to sleep 24hrs over the weekend just to repair my brain and body. 8+hrs a day and 2hrs total driving a day to work during the week. I’m trying to make changes, but I don’t want to be homeless.
Retired at 37 from the Marines. Retired again (small pension) at 43 from A Calif county. No paycheck since then but built a spec house, enjoyed my home on an airport and my airplane, built a spec house, now eligible for SS and building a 40’ transit bus into a motorhome to travel North America.
I went to Albania during Covid and have always raved about it to anyone who would listen! Such an amazing place, and so varied. Mountains, beaches, ruins, big city…and the food! I always told my friends that the kitchens of Rome are full of Albanians and they take that style back home with them and open their own place. So glad you are enjoying it. As for me, I have been kicking around Southeast Asia for the last few years but decided to try Taiwan for a while. It’s a very nice place, but honestly isn’t for me. Heading back to Vietnam next month and very excited to get back to the SEA lifestyle! (I will admit this video did get me thinking about Albania again though lol). Love your videos and keep em coming! Maybe we will happen upon each other one of these days
@@wesgraham2262 I work as an English teacher so you get multiple entry multiple year visas with your work permit. Even when I wasn’t working, I never minded the border runs. There are plenty of expats that will do the quick Cambodia run, it only takes like 8-10 hours total from where I was staying. I never tried it though, as I would always take it as an opportunity to visit a new country for a few days-the flights around Asia are super cheap.
@@VagabondAwake are you talking about Pastaria?!? Also, make sure you check out Artigiano (I think I am remembering the name correctly) by the Pyramid. And you can’t go wrong with a souvlaki!!!!
When he talked about spending his money on his street, I laughed out loud. Best advice of the whole video. Also tip. Some cultures don't understand, but everyone is okay with extra money. I'm okay with great service, less skin tax, and helping a hardworking person.
Cheap good food reliable electricity clean quiet no abject poverty mangy dogs Nice climate peaceful europe Culture same race so you don't stick out like a sore thumb Foreigners can own land Property tax 0.05% of land value So 100 000 dollar house tax would be 50 dollars s year 1 year entry free ! Just cross border to greece for a day come back and get another year Beats places like philippines hands down
Packing my luggage now for Philippines, but not kidding myself, there is a reason so many Filipinos come to the USA, and stay, for generations. A two-week visit is plenty for me.
Where are you going to retire to ? Ibe been looking a lot as im retired but would actually have to go back to work to afford living on the Olympic Peninsula here in Washington state. Its paradise here if you can afford it. I have spent some time in the Philippines and have a place and a few friends there but im open to other places. I am looking for a travel partner as 2 can be safer than one. Im 68 single male not looking for a relationship but if i meet the right woman i maybe swayed lol.
you should get a few checks before you leave so you know your money is coming every month. it would be difficult if you ran into a problem and you wasn't home to fix it.
Oh my gosh! Just came back from several weeks in Italy but have been vacationing in Europe (as such) for the past three years. Watching this as well as other expat presentations really has us desiring to make a permanent move as soon as possible. Thank you for sharing.
Never gamble with social security. Tomorrow is not promise to you regardless if you are currently in good health you health can change very quickly. If you can drawn your Social Security at 62 and you are alive why not take it? Once you hit 50 you are on the other side of life.
I've been living in Southeast Asia since 2011 after being medically retired from a 30 year career. One of the few things I miss about living in the States is my family ...
@@godfamilycountry2785 I go to either Chiang Mai (Chiang Mai Ram Hospital) or Bangkok (Bumrungrad Hospital). I also found a great English speaking dentist in BKK …
@@jamesrecknor6752 I can't afford to live comfortably in the States whether it's small town or not. I rather like being a minority though it does get lonesome missing my family along with not being able to being to speak full English instead of pidgeon English all the time. Living with the good and the bad is what life is all about ...
Great video, Patrick is a really engaging guest. I am enjoying the European videos as I am not a heat lover so whilst places like Vietnam, Malaysia and the Philippines look amazing I probably couldn't actually live there.
Another inspiring video. So glad you finally got to Albania, Dan. Once known as the North Korea of Europe, it’s come a long way and is now thriving. Its economy is expected to rise 5-7% in the next few years which means it may not be a bargain for long. Hopefully I’ll get there before it gets too overrun and overcrowded. Thanks again on a job well done.
When I started working in 1975 the full retirement age for women was 62. Then it was raised to 65. Then it was raised to 67. Now I think its 70+/-. I worked from 1975 to 2019 and called it a day. A couple of hundred extra dollars a month in todays economy is worthless (especially since aging seems to accelerate after 62/63...)
They shouldn't have been able to keep raising the retirement age except for new workers. Why can they keep moving the fckn goalpost?? Mine has gone from 65 to 70. Wtf.
Its still 67 -- and no official date for it to change again. (That is straight from the SSA website) My plan is when I hit 59.5 and can start using my IRA without penalty -- its enough to bridge the gap to 62. I was unemployed most of this year and the experience tells me I can't quite manage it yet.
Greetings from Philippines! It’s inexpensive and most people speak English or understand it . Very polite people . Summer all year except in the mountains which is always spring time . Good hospitals in Manila . Personally I’m looking forward to traveling and living in three places per year , depending in the best weather - Greece from February through May - USA June - September- Philippines October- January
@@cherokesky I'm about at that point of deciding to "sell everything", but a little intimidated and not sure how/where to begin. I'm flying solo and have no one else to rely upon. I'm in USA, near Atlanta. Any thoughts, or resources you can point me in the direction of?
Amen to that. I'm leaving for my "Asian Adventure" in one week. Been get rid of everything on face book marketplace. I've only had one morning where I woke up and said to myself..."what the hell am I doing?". Then I went back to all the reasons I wanted to do this. You only live once...and I don't want to wait till I'm 70something to start.
@@DeanAndDrums1 Its up to you. no recourses. Even after retiring it took me 9 months to sell home sell stuff, give stuff away. It was tough. Giving family stuff to kids hoping they treasure it. Left with 4 suit cases 2 pack packs...thats it..but you know what? was freeing experience too !
Not sure if you know this…..there is a delay from the date you start your social security to when you get your first check. There is a one month delay because the social security check you get is for the prior month…then, your check is deposited the following month sometime which depends on your birthday. My social security started May 1 st….I got my check at the end of June because my Birthday is at the end of the month. Just something to think about. Then..Medicare is charged for May and June so you will get two times Medicare taken out of your first check. I had a gap of almost two months without any money and had to borrow from savings. Hope this helps with your planning.
Very, very good advice for others. I wanted to add info regarding Social Security for surviving spouses. I could never find any real info on the Social Security website regarding surviving spouses. My husband had died years earlier and I knew that I would claim SS from his benefits when I turned 66 in July 2011; but would continue to work and wrack up that extra 8% annually until I turned 70. So, sometime around the end of May of 2011, I applied for SS benefits under my husband's SS # because my 66th birthday was around the 1st of July. Now, here's the kicker. About 2 weeks after applying, I received a call from the Social Security Administration, while at work. The lady told me I had missed out on 4 months of SS because surviving spouses can apply and begin collecting at the beginning of the year they will turn 66. Hopefully, the SSA has included that fact to their website, that a surviving spouse does not have to wait till their full-retirement age birthday but can begin collecting at the beginning of the year that they will be of full retirement age.
I retired at 56 and I watch Gilligan’s Island. My name is Pat too. He went through a lot of the same thought processes that I did. I have visited Brasil 18 times and the people are very friendly and it’s a beautiful place that’s inexpensive with great food. My girlfriend lives there.
Living like this, one gains the sense of being a ‘perpetual guest’. To do so successfully, one must come from the space of gratitude and appreciation for ‘the what is’ of a place. Also, To cultivate this attitude enlarges the soul and creates a space where ‘home’ becomes everywhere and the sense of being a ‘citizen of the world’ is established. What people have in common is much greater than what divides us. Thank you for introducing Patrick. ❤
Hi @elisabethm9655, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
This guys first statement is why I quit working at 40… I had enough money to ‘live’… I know so many people that never made it to 62 to collect any Social Security. Next year I begin Social Security… hopefully.
@@thatguy7085 We have a dear family friend who worked every possible job she could get, and couldn't wait to turn 62 so she could begin taking her SS and slowing down a bit. She died last year. She would have turned 62 years old this year!
@@VagabondAwake exactly… I’ve been retired for 20 years now. My grandmother was retired for 60 years from the Post Office. I want to beet her retirement.
Patrick talking about the wall of names of coworkers who died reminds me of my reason for retiring as soon as possible because I too worked with far too many folks who never lived long enough to retire. Life’s too short to wait for “the right time” to retire.
Forced retired at 62 and never knew that was allowed! Thought I had no choice. I’m educated and I think somehow it was presented to me that I had no choice so I kept working until I got laid off again and no job would touch me. Now 9 months in, poor but freedom is amazing. I plant things now and thrift shop supplies. Amazing how much money I do not need to spend without work. This is great.
I haven't heard that, but I guess it could be possible. Possibly because of banks policies, or? You definitely have to to research about these kinds of things, due to how visa requirements, and banking can vary so much in different countries.
Great interview. I've been hearing so many positive things about Albania recently, so I had already scheduled a trip there to experience it for myself. Will be there in late September. Really looking forward to it! Thanks again for such a great interview!
54 from S florida!! LOVE AMERICA and where i live but let me tell ya. I went to southeast asia for the first time last year and have been to thailand 3 x the past year. Its the only place i have been but in jan 25 i am going to the phillipines for a month and then maybe vietnam. love love love the southeast culture and the women are absolutely beautiful and so much more approachable then american women in my opinion. What you spend for 3 nights in las vegas and a show or two, you can live comfortably for a month in thailand and im sure so many other places . this includes apartment going out to eat every day and also meeting women. If southeast asia was closer i would be there at least a week every month 12 x a year. Great video. just be respectful and nice to everyone!!!!!!
@@mikelee7972 Haha, Don Juan! Okaaaayyyy. Be careful. They're "so approachable," bc they hope to land a rich American and live a life if ease. Wait until after the marriage, when they acream at you like an angry monkey and boss you around in their domestic domain. I've seen it happen, where the whipped American looked up at me, and said with resignation , "They sure do fool you."
Fantastic Interview! TkU "again" for opening my mind to new places, options. Patrick's story about the wall, at his work; where they posted retiree's status....with many sad reminders that nobody gets out alive and many die b4 enjoying retirement.
Patrick is likable and apparently sincere. Several people have commented on taxation issues. If someone is residing within a country for an extended period of time and benefitting from taxpayer funded infrastructure and services, shouldn’t that person be willing to pay income/sales taxes to contribute to what they are enjoying?
tax is included in price of things that are taxable. what you see is what you get in cost. I have medical ins. and pay my way. i wont use free med. i want to add to the people. not take from the people here. It is our responsibility to be a positive part here
I did the SS calculation with my Dad years ago. We decided that he would end up with more money overall in the long term, if he started drawing payments as early as possible. 5 extra years of lower payouts would take 25 years to make up for at the higher rate.
The way to do this is at 65, you don’t need to retire, just work 70% of the time and take an extra 4-6 weeks of holidays without pay on top of the usual 4-5 weeks you get anyway. Once you have 8-10 weeks you can travel more than you really need or want to anyway.
I don't think there is "a way to do it" for everyone. I am happy you found your way though. I suggest people find their own way through experimentation. Sounds like you have done that. Congrats.
@@Seektruth-59 that is fine if you don't have a job that destroys your health or your back, like construction, working as a nurse, being a police officer. I worked as a nurse and all of my travel plans went out the window because of my damaged back. Plus, there is no such thing as working part time as a nurse. While that can be your position, the place you work for will force you to work over 40 hours a week part time because they are always short handed.
Love Albania and the Albanian people, not perfect but a cool place and people. Both the mountains and coast are beautiful, only thing I would worry much about is medical care but as long as its not an emergency you can go over to Italy where its as good as medical care as you can get.
If I was younger and single, I would choose a Balkan or E European destination over any impoverished tropical pit any day. Nothing is perfect, but for me its easier than the muck and filth in the tropics. There are some developing E European places that I would avoid as well. Overall, Albania is worth a long term trial stay to see if it is worth it.
Very cool! Dan I have been following Patrick for a couple months ...Very nice man, Patrick! And being originally from the Fort Worth area, it is always cool talking with Patrick (: My dad 78 and me 54 are flying into Tirana in March!!
Great video. I'd never even considered Albania before, and honestly wasn't really familiar with it. I look forward to following his channel and expanding my horizons. Thank you for sharing this information.
I traveled to Albania 9 years ago and saw what he described. I am Canadian now living in Colorado with my American husband. Traveling to Albania with him is on our bucket list. 💕
I sorta retired at 40. Bought a house at 26 paid it off a 32. Rent my house out built a small studio back of corner lot. Been a realtor for 40 yrs. Avid surfer surfed the world. 6month Europe one year mexico one yr Indonesia 6months Europe. Come back stay in my studio sell so.e homes take off. 66 now live in Puerto Vallarta $350 a month. Still have my studio in long Beach California 😊
Hi @ralphramirez1979, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
Sadly, I only know English after traveling the world for 17 years in 72 countries. Once and a while I have to use Google translate, but mostly I seem to run into people that sign language and nouns gets what I need. I spend 30 to 90 days in 6 or so countries per year, each speaking different languages. I don't beleive I would have the mental capacity to learn 6 new languages fluently per year. I do try to pick up phrases as I go along , like please, thank you, toilet please, etc. If I ever settle down, I will learn the local language.
Apparently only Americans feel this way. Everyone else coming to America expects us to learn their language. This is true of Spanish speaking individuals who can live here 40 years and only know 2 words of English.
Agree with the sentiment about remembering you are a guest when you travel to another country. Its a privilege. Years ago I remember being overseas and a fellow Australian was acting really rudely to a waitress. It made me feel like I was the one being rude. 😢 Another experience was a German guy on a mini bus acting really rudely to the driver 😳 It does paint your perception of the country they come from. 😮 Ive met some really great Germans since , they helped change my perception back to a more positive one lol 😆
My friends say we should be exploring options. They are concerned that the USA is no longer safe and may even become an authoritarian government, and don’t want to wait for confirmation. Glad I found your channel. I suppose it doesn’t hurt to explore the options. It is getting more dangerous here. Wife is gone now so it would be simple, and a new adventure, away from memories. I hear some never climb out of memory hole.
the moral of the story is take care of yourself, eat low carb, exercise every day, monitor your labs etc Keep your cholesterol HIGH. Do not take statins EVER.
I have personally known several people who were put on statins as a preventative who ended up with multiple major arterial blockages. I keep having doctor after doctor trying to put me on statins for no reason other than "it will help". Help with what? It's a scam.
Thanks for the video and information. I was stationed in Panama in the early 1990's and loved it. I have thought long and hard about retiring there as an expat, but now you have me thinking about Albania.
I retired at 50 y/o after retiring from the military and working a very high paying job but my body was taking a beating and I started to see all my co workers that had been working there longer than me and told my wife I need to retire before I can't enjoy my life. I quit my job and moved to Colombia in 2022. I will not go back to work after being able to just enjoy my life and improve my health.
Hi @user-zq4vf6bl4e, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
@@VagabondAwake I appreciate your offer but don't think it a very good thing to do while I am living in Colombia. I live in a very safe and friendly town (Filandia, Disney made a film about it called Encanto). It is already difficult to have people see me everyday living here so young, so I tell them I work online teaching english. Thank you for the offer though.
@@OptionSpreadProfits I used to live in a city called Jamundi and it was HOT most of the time, and here in Colombia the houses don't have Air Conditioning throughout the house and we had one in our bedroom. We had visited Filandia over 12 years ago and we decided we should look for a better climate and the Quindo area of Colombia is in the mountains. So we traveled up here and within 5 minuties of arriving we were looking at a house that had just opened up a day earlier. It is very difficult to find anywhere to rent here in Filandia but we were Blessed. Don't regret it and the locals don't get bothered by Gringos because this is a tourist town and they need the tourism.
They are in Albania. I have looked into Belize, South of Mexico. Official language is English, your electric things will fit in their wall outlet, food is organic, they have a program for American retirees. Walmart across the border in Mexico. Belize doesn't have big cities and malls. It is hot like in Florida (where I am at now). Everything is cheaper.
The sad part when I do retire in 25 years from now. Pretty much about 40 percent of the American population will be living outside of the United States because they cost of retirement and living keeps going up. When I do retired. I’m heading for the Republic of Panama and not looking back. Going to buy a house outside of the area of bouquet and enjoy my retirement.
40% in 20 years seems too high. Most people stay near family and friends. In the last 6 years the number of Americns living overseas went from 0.013 to 0.026 (4 million to 8 million out of 300 million). Jumping to 0.40 in 25 years (120 million) seems very unlikely. I doubt it ever reaches 0.05 even (15 million). Because retirees move overseas and when they leave they take the weight of their healthcare off of the system.
I'm 48 with a Filipina wife. We built house in Philippines in 2009. Currently living in U.S. raising our kids. Just got back from month long visit in RP. Plan on retiring at 55. Very interesting video. Maybe a Philippine home base, with an Albania escape plan. Its worth a visit. Very good content. Thanks.
Patrick is so friendly and personable. Not only that, he's articulate and explains everything in an easy-to-understand manner. Only thing is, I'm wondering why he needs a barber? 😂
Resident tax rates are 15% in Albania, and they tax worldwide income. They also don't have a tax treaty with the U.S., so you might be subject to double taxation if you're not careful. But otherwise it sounds great.
Tax is the Elephant in the room when staying anywhere more than 182 days since in most cases you’re treated as a Tax Resident. Double Tax treaties are really Offset deals….but read the fine print in any countries Tax policy.
correct for residents . not the 1 year in and 3 months out. I have a lawyer i threw this by here in albania. I will double check this with him this week. Also he told me when seeking residents. You MUST get their insurance which is 50 bucks a year. Its a must you cant get it with out it. Also you must prove you have a lease from place your living at ,Best thing to do is get a lawyer here. Its not expensive
@@patrickoverseas Love your channel! I'm on my 3rd year of I year in & 3 months out. I live in Pogradec. Fantastic location since the Macedonian & Greek borders are very close for a convenient 3 months out.
In 2010, I visited a friend who retired to Ecuador. He bought a condo by the Pacific. During the month I was there, we ran out of water and electricity. You can't flush toilet paper, so when you walk into a restroom, it will take your breath away. Lord! Are things cheaper, Yes, but you get what you pay for. Move to a little town in the Rockies and you'll be just as well off, plus the neighbors almost speak English there too.
On that note,in 2010, my sister's rent in San Francisco,California was $750.00 a month.She bought a house in 2012 and arranged with the lanlord to have a friend moving in that 2 bdrm apartment...same place now is renting for $4 600! Just moved to Salina,Ecuador two months ago,bought a brand new condo and I can assure you,that's not the case anymore. Moving to another county is not for eveyone!
That's awesome Albania didn't shut down for that test of control they call Co Vid. The Balkans are generally very safe, such a family culture, with traditional values. And Bulgaria in particular has many very beautiful parks and sea gardens.
@@sattymike0155 yea I love Bulgaria, Varna, Burgas and all the beaches in between. The beautiful sea gardens and even Sofia has a few large and beautiful parks. They grow much of their own food, so local tomatoes and watermelon are amazing in the summer. And yes it's easy to retire there with $1,000/month. Has all 4 seasons too. Black sand beaches, a mini desert, mountains, basically for a small country it has it all except financial wealth. But it has everything else. Sofia has a pretty good specialty coffee and micro brewery scene. Lots of gyms too, and exercise equipment in the parks. Wild fruit growing in many of the parks and gardens too. Definitely one of my favorite countries, much better than many of the states in America for me at least
@@patrickmunneke8348 I have also, just haven't yet been. Many older Balkan people speak very highly of the former Yugoslavia. Everyone had what they needed and it wasn't so egocentric of a society, much more community oriented
I retired at 47 and I moved to Costa Rica. I'm so happy here!
ya if you are rich
What about the hurricanes?
@@veramae4098 Hurricanes don't affect Costa Rice, it is out of that zone.
@@TheyCallMeJTK i want to move to costa rica but i am worried about traveling that far with pets and how much that will cost
PURA VIDA
I retired at 57. Living very frugally with no debt. I watched a dozen guys croak before retirement, and in many cases, within 2 weeks after retirement. I think many had invested too much in their careers, and felt lost and useless without the job.
Even before I retired, throughout my 20s, 30s and 40s, I took time to enjoy life. Tomorrow isn't guaranteed. Be sure to have some fun along the way. The Pug abides.
@pugsymalone6539 Yep and no matter how much retirement funds they had slaved to put away poor bastids got to spend none of it...😥
In 2 more years I may be doing this. Almost payed off farm. Begin getting FERS in two years
My FERS is enough to pay my electric. On average, FERS is about half of what CSRS was years ago ( depending of length of service and pay). Thank you GOP🤣
@pugsymalone6539 That is exactly how I lived my life. Of course, I had no kids. On balance, I was very lucky. Went PT at 55 and got out at 62. Did tons of research.
Glad your out !
I worked 41 years in the fire service, retired and moved to Mexico in 2013. Living my best life here.
@@pacopeso8474 yup cartels..corrupt cops..violent robberies..bad neighbors..gringo scams..the absence of customer service etc etc made me leave mexico after 14 years I'd had enough..only thing I miss is the food.
Many places in Mexico are very beautiful to see
Congratulations- sounds like you deserve it!
Cool story guy, itd be nice if the same pensions were available to people who only wish to work EMS.
Good for you. I can't wait.
This guy has a great personality. I bet everyone he meets there loves him. Representing America right!
You are so kind. Thank you for watching
Most Texans are great
They love Americans here. Huh? We like you money.
From Bangkok via Seattle: *** I have learned in my world travels, that when I meet Americans overseas........ the travelers, that they ARE THE COOL ONES.
You know what I mean ? They don't talk about the U.S......... but about the traveling.
Sharing experiences and enjoying NOT being in the U.S.
@@fugguhber4699 so kind of you ! Thank you !!
Although Americans can stay in Albania visa free for one year, it is worth mentioning that once you exceed 183 days, you will be required to file taxes in both Albania and the US. You should become familiar with the tax laws and tax rates if you plan to visit for more than 6 months.
Thanks for your thoughts.
hi..hope i say this right. In Albania only residents are taxed on world wide income. While non residents are taxed on income sourced in Albania. Plz google it. I also have a lawyer i threw this by. i will double check for you
I always say...see a lawyer. I did the 2nd day here, Most will give you free consultation . In hopes of you using them in the future. Any country you stay in for long time, see a lawyer
We’ve been living here in the capital city Tirana for 11 months here now, we have paid no income tax, just sales tax
@@rasheed5457Did tax prep season pass during that time?
"I don't want anyone to think America is bad because I screw up." I was almost brought to tears by this. I wish every American tourist and expat would have this simple bit of humility and understanding when in a foreign country. We generally expect the same here. Way to go, my friend. Great video.
Thank you shyamdevadas6099...i feel the same way as you do each day. My sergeant when i was stationed in Germany drilled it in to me.. Weather you like it or not, you represent your country each day. In a good way or bad. Its on you. I never forgot that.
I agree, great phrase. I just wish a lot of Americans will act that way on American soil as well.
@@unclelarry9138 me too
I served in Germany in the mid 80’s, and when I started avoiding the hotspots on the strass and sought out the little bars the locals frequented. It was a different world. I don’t think I ever bought more than one drink a night, I was 17, trying to speak German, respectful of the ladies and just looking for a quit place to be that wasn’t Army green. Even joined a local family for Christmas dinner. The “ugly American” is a thing. Remember your a guest and leave your “Entitlement” at home
@@CharlesStevens-vi7ky perfectly said...i was there 84,85,86. Hahn airbase..thank you for your service
I recently left the U.S. and decided to give Ecuador a shot.
It's quite affordable to live here with Social Security.
I'm in the mountains where the weather is perfect.
Hi @daviddurango9562, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
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Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
I want to move to Brasil. Come visit me when I’m there! My girlfriend lives there. I’ve visited 18 times and love it.
@@VagabondAwakeI’ve visited Brasil 18 times and love it. My girlfriend lives there. I want to buy a place in the interior and have a farm or distillery. I found a place with 15 acres and a waterfall that is beautiful and cheap. Do you have any videos on Brasil?
@@daviddurango9562 I'm moving to Ecuador in a month. Much cheaper than my current area, Costa Rica
@@patfromamboy How cheap is cheap, lol? A waterfall?? That sounds like heaven.
I retired at 62 and don’t regret it. Most people don’t realize how much less it costs to live when you don’t have to go to work. I left the best job in my life where the pay was decent and the work environment was good. I worked for a small town school district so the employees were screened which was a lot better than the construction industry I’d worked in previously.
I was five years away from 80% pay for retirement but settled for much less because with Social Security and a small teachers pension I could live the life style I wanted. We had traveled some in the USAF and then for work so I have no urge to travel out of curiosity. There are a lot of beautiful places to live on my income in the US when you live a simple and calm lifestyle.
@@danielking2944 Good for you sir, congratulations!
@@danielking2944 no concerns about inflation?
@@LilyGazou inflation only affects you when you buy something. Only pay property tax for over 65 homestead . Medicare and Veterans Affairs medical,travel on RUclips,Covid killed my appetite for alcohol,vegetables garden for recreation. Since 2020 bought old house and remodeled it for rental property and built my own off grid solar. Pay as you go,sleep like a baby. Change diapers as needed.
no bigger inflation in the philipine agricultural land @@LilyGazou
@@LilyGazou Even through inflation, one can survive.
Key is dont piss off the neighbors. Where i use to live i had someone from the street trying to sell me something in the province. I said no thank you but they kept on and on a neighbor saw what was happening and came over to tell the seller to get out of here. He told them you dont live here so leave now. People will stick up for you here. As long as you are an okay person.
Albanian was never a country I thought about visiting, now I’m definitely looking into it!
@mamadric6867 I was in Albania 3 years ago and was impressed in a positive way.
@@ngsocal Can you share what impressed you most please.
I bailed out and moved to Brasil in 2001. At the time I could survive, cover all expenses, by selling essentially two Quartz Crystals per month (US $2-300).
I’ve also lived PT in Mexico, The Netherlands, and traveled to many others doing stones shows and speaking engagements.
Much as I love the US of A, there are a multitude of other countries one can live in, with marvelous culture and people, at a fraction of the cost of The States.
Hi @jamesgziegler4133, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
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Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
Yes sir you have really traveled ! Good for you !
Most people in the USA are leaving because it’s cheaper to live outside the US and the US itself it’s getting more expensive to live in. I had a good neighbor from Mexico years ago came to live in the USA and now that he retired from his job, he’s heading back to Mexico because He’ll save more money in his retirement and He can now afford to buy a Five Hundred thousand dollar house in Mexico which would be One Million dollars here in the US. But in Mexico this same type of House he’s buying is much cheaper than the US counter part. Pretty much the same type of house but still cheaper when compared to the US version.
@@michaelnance8319 Also a much more relaxed way of life;
Please explain the selling the quartz please. Thank you
Patrick was a very well-spoken and engaging guest. A great salesman for Albania. I wish more expats I met had his same amazing attitude .
Thank you so much !
@@patrickoverseas that mean your SS transfer to Albania bank cant US bank
Not sure I understood your last statement but before I left the u.s.a. I made an appointment with a social security agent to sit face to face. Explaining I'm moving overseas. I was told no worries. It can be directly deposited to u.s. bank aswell as overseas. There are a few countries they won't. I know a few expats that have it done both ways. Hope that's what you were asking me
@@patrickoverseas Thank Patrick
Awesome video
This gives me hope ❤
Now it's just convincing the hubby to take the leap
😅
I retired at 59-1/2 years old. I got a union pension. At 61 I got a state worker pension. At 63 I got Social security. I am making more per month than when I worked! "When you retire every day is Saturday!" Now 13-1/2 years later, I am pleased it was the single best decision of my life.
@myfavoritemartian1 I retired 4 years ago and for me to go back to work I'll have to be dead broke. Loving the freedom of retirement.
Oh yeah those pensions- 1 month before I was to start mine- oops-no more pension. I am SOL. The private pension in the US system is a fraud. 20 years and not even a thank you!! Big Pharma screws again.
I’m doing what I really love teaching drums to young. I’m very healthy at 72. I have to work but not bad.Worked as a mechanic ASE L1 50 years ago. Now I carry drum sticks that’s it. My goals of playing are coming true.
Haha thats great! Thats all I have have ever done really. Since I was 15 years old, gigs and teaching drums. Be well!!!! Keep grooving!!!
ALOHA, THAT IS SO COOL TO BE DOING THAT AT YOUR AGE. BACK IN THE DAY (75) I ATTEMPTED TO PLAY THE DRUMS. CAN'T SAY IT WASN'T FUN 😃
Retired this year at 55. My wife and I are moving to Thailand. Looking forward to not getting taxed on everything I do.
@@fishlessfisherman1539 I have been hearing there are a bunch of Russians there and they are pissing off the people and ruining a lot of tourist areas
Taxes have recently changed in Thailand, do your research.
Moved from California to Thailand 15 years ago. (Chiang Mai). Have never regretted it for one single second.
We slow travel at least in part to avoid taxation and visa issues. Plus it is more fun than stationary life. But not everyone agrees. :-) On the "Russian" problem ... I haven't run into that. The Russians I have met overseas are the smart ones for obvious reasons. Putin can't send them to Ukraine.
@@Mark-gg6iy not an issue for retirement funds. Enjoy! been here 18yrs!!!!
We need to have this injection of "good" people are still among us, relatable and honest people. THANK YOU!
When I retired I left the US for Costa Rica and been here for 10 years with no regrets!
Hi @brianthompson4480, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
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Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
Lived in CR, the Central Valley, 4 years.
Came back to US for a thousand reasons.
There is nothing like being around people who share language, culture & values.
Remember, if enough people move to one place the cost-of-living with skyrocket. Make sure you plan for growth when settling in your new home
That's Already Happened In Parts Of Phillipines.
@@michaelchevreaux7780 Prices are going up here too!!
@@michaelchevreaux7780 Yes, correct. Especially true in the urban areas of the Philippines. Housing costs in particular have gone up considerably.
@@glb360123 you need location independent income, passive income
I retired this June 2024, I'm 64.
Living frugaly have less stress and spending a lot less. I'm learning to take it easy after busting my butt my whole life.
You and Pat are great examples of two fit and healthy older gentlemen. Active and involved in your lives instead of letting life happen to you. Keep up the fantastic videos!
Will do. Thank you for the encouragement Coach.
and thank you !
Well speaking for Dan he has to as he has a young beautiful Asian Queen 😮😊
I retired at 62 and not long after moved full-time to the Philippines. I did the math of retiring at 62 versus waiting to 70 to get approximately $700 more per month. 8years x12 monthsx $2000 pm = $ 192000. So starting at 70 years old you would have received $0 SS. Assuming approx $700 more per month, it would take 22.85 years where you would finally be ahead of the person who retired at 62. You would be approximately 93 years old.
That didn't pencil out for me so I retired debt free with some savings and moved to the Philippines where I own a paid off home and am married.
Interesting math. Makes sense. Come share it on my channel. Hi @telcobilly, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
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Aren't you taxed at 50% on income over 10K once you take SS?
@@TheSurfrio No, that's not right. And the personal deduction is very high right now anyway.
That's the same math I did and decided to go at 62😊
I did the exact same math and came to the exact same conclusion. Of course people are encouraged to do the opposite. Later retirement is a net cash flow benefit for the US government.
Seen a lady in Florida wearing a shirt it said (Dream Plan Do) So Thats what I did. Me and my girlfriend gave up our jobs and are travelling the world we are both 53.We rent out our house back home and live off our savings.Six months hear six months there.I don’t want to ever go back to work.Or back to the Uk .
Good for you ! thats amazing at 53. Love hearing stories like that
Curious why you don’t care for the UK? Genuinely want to know
When Kamala leaves the U.S., then I'll leave. When Stacey Abrams leaves, then I'll leave. When Deb Haagland leaves, when Ilhand and Rashida leave, then I'll leave. Until then I'll rage, RAGE against the dying of the light.
The election was a farce. They are going to Institute policies that will freak out many of their supporters. Let's work on filling the pipeline with excellent candidates for the midterms.
lol
You are going to learn the hard way the meaning of fascism....duck dynasty dumb...
@@stevefisher2553 Don't worry, little Stevie, mommy will fix it. You know how the ducks are being eaten in Springfield...
Love this!
What a wonderful chat! Pat said out loud what I keep telling to myself "Not one day more than you have to"
not worth it. its a trap.
I just looked up visa policy albania
Usa citizens are only nationals that can enter for 1 year
Nice !
Wait until they find out the ones they get are broke )
@@AAWGASHTADS yeah like me👍🤣
And me ! All of us on meager SS can’t afford the USA anymore im looking at the Philippines or any decent places expats are thriving
@@billyclone4289 albania much better weather food climate no visa problems or costs
Philippines is very poor and backwards country dirty loud stinky unhealthy food
@@billyclone4289 don't forget about other places like Laos where it can be as cheap as $40 a year for Visa.
It's a really good idea right now while everything is cheap and there constructing very economy and doing a lot infrastructure wise.
Nothing's better than being able to put money away from social security therefore live in a place as cheap as possible for a few years, save up some money and then it'll be in a much better position after that.
If you have to do something hardcore likeStay atHey working vacation place where you get free room and board? Do it You can do that for up to a year in Japan I believe depending on what kind of work visa you get. That way you can bank all that money that you have and live a very comfortable life.
The hours are anywhere from 10 hours a week to 25 hours a week. They keep you in a pretty nice place usually in a private room or a hostel and so it's a great opportunity to save up money for a year and then you'll be able to have more funds and find a much better place to live.
I stayed in this country on a 1-year visa and loved the local food and culture
doors always open for you to come back 😊
Hi @discoverglobeliving, Where did you go next? Are you a slow traveler? Best, Dan
As an American expat living in Vietnam with my Wife. We are enjoying life here. So easy to live here. We also collect Social Security. We own a New Home . Life is good. Just hoping Vietnam will make a retirement Visa. Life’s been good, can’t complain.
Hi @rickdavis2710, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
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Great to hear about Albania. I hadn't considered them as a destination before.
we love it here
@Mark-in-Texas I've traveled, but it's a big world. Albania, never been there. I,m beginning to think of certain places of happiness for a while. Maybe with a live-aboard boat. Part-time rent a place then sail to the next place, stopping along the way. Meet a girl in one country and go to another place, nice; friendly and inexpensive. I like to invest, gold; and silver; mostly right now. Do it from anywhere over the internet. No day trading. Just long term.
Albania boat slips cost? I don't know.
@@jeromehaymaker5071 up to you. best thing i can say, study visit. its at least a option for you
@@jeromehaymaker5071 Sailing is my plan.
I was in the US Navy stationed in Greece for several years back in the 1970's. Navy personnel were warned stay at least 5 miles away from the Albanian border. My how things have changed!
Same same Vietnam
yes. when communalism fell things changed. Really started around 1990. They are leaping forward now.
Yes having been Air Force, I never would have thought Albania to be a great place like you show it to be.
In the USA, it's 50 miles from the Mexican/Canadian border.
@@cashonly6117 Do your research.
Great piece. The bit about your landlord brought tears as I have the same sort of relations with mine. Finding them and the happiness they have gifted me has been one of the best things I have ever experienced in my life.
Retired at 55 and I’m living the dream, baby!
The fact that they old guys are doing nomad blogging is great. I’m 71 😂. I’m looking towards the Philippines. But you’ve peaked my interest in Albania.
I tell kids in their 20's to skip all the upward mobility crap and travel NOW. It is so much cheaper when you're a kid. More agile when young. What a better way to understand the USA than to be able to compare it - first hand - to a multitude of places around the world.
very true
So if I work 40hrs a week for a company how do I get to travel?
@@RJ-01 Really?
@@worldmikel yes, I have to sleep 24hrs over the weekend just to repair my brain and body. 8+hrs a day and 2hrs total driving a day to work during the week. I’m trying to make changes, but I don’t want to be homeless.
Retired at 37 from the Marines.
Retired again (small pension) at 43 from A Calif county.
No paycheck since then but built a spec house, enjoyed my home on an airport and my airplane, built a spec house, now eligible for SS and building a 40’ transit bus into a motorhome to travel North America.
I went to Albania during Covid and have always raved about it to anyone who would listen! Such an amazing place, and so varied. Mountains, beaches, ruins, big city…and the food! I always told my friends that the kitchens of Rome are full of Albanians and they take that style back home with them and open their own place. So glad you are enjoying it.
As for me, I have been kicking around Southeast Asia for the last few years but decided to try Taiwan for a while. It’s a very nice place, but honestly isn’t for me. Heading back to Vietnam next month and very excited to get back to the SEA lifestyle! (I will admit this video did get me thinking about Albania again though lol).
Love your videos and keep em coming! Maybe we will happen upon each other one of these days
What type of food is available?
The Italian food in Albania is next level. We found found $4.5 pasta in Tirana that was as good as $12 pasta in Italy.
@@wesgraham2262 I work as an English teacher so you get multiple entry multiple year visas with your work permit.
Even when I wasn’t working, I never minded the border runs. There are plenty of expats that will do the quick Cambodia run, it only takes like 8-10 hours total from where I was staying. I never tried it though, as I would always take it as an opportunity to visit a new country for a few days-the flights around Asia are super cheap.
@@VagabondAwake are you talking about Pastaria?!? Also, make sure you check out Artigiano (I think I am remembering the name correctly) by the Pyramid. And you can’t go wrong with a souvlaki!!!!
Terrible air pollution in Se asia
When he talked about spending his money on his street, I laughed out loud. Best advice of the whole video. Also tip. Some cultures don't understand, but everyone is okay with extra money. I'm okay with great service, less skin tax, and helping a hardworking person.
Cheap good food reliable electricity clean quiet no abject poverty mangy dogs
Nice climate peaceful europe
Culture same race so you don't stick out like a sore thumb
Foreigners can own land
Property tax 0.05% of land value
So 100 000 dollar house tax would be 50 dollars s year
1 year entry free ! Just cross border to greece for a day come back and get another year
Beats places like philippines hands down
love it here
@@joebloe4374 How easy will it be to sell if you leave, though?
Packing my luggage now for Philippines, but not kidding myself, there is a reason so many Filipinos come to the USA, and stay, for generations. A two-week visit is plenty for me.
@@amythompson7700 I don't know
Just keep till you pass
@@jamesrecknor6752 👍💯💯👍
I'm delaying my SS...by 3 months...and that's only to coincide with the end of my lease. Then, I'm outta here!
Good for you. Live your best life and never look back.
safe travels !
Congratulations!
Where are you going to retire to ? Ibe been looking a lot as im retired but would actually have to go back to work to afford living on the Olympic Peninsula here in Washington state. Its paradise here if you can afford it. I have spent some time in the Philippines and have a place and a few friends there but im open to other places. I am looking for a travel partner as 2 can be safer than one. Im 68 single male not looking for a relationship but if i meet the right woman i maybe swayed lol.
you should get a few checks before you leave so you know your money is coming every month. it would be difficult if you ran into a problem and you wasn't home to fix it.
Oh my gosh! Just came back from several weeks in Italy but have been vacationing in Europe (as such) for the past three years. Watching this as well as other expat presentations really has us desiring to make a permanent move as soon as possible. Thank you for sharing.
Never gamble with social security. Tomorrow is not promise to you regardless if you are currently in good health you health can change very quickly. If you can drawn your Social Security at 62 and you are alive why not take it? Once you hit 50 you are on the other side of life.
I've been living in Southeast Asia since 2011 after being medically retired from a 30 year career. One of the few things I miss about living in the States is my family ...
@@ThailandTerry2024 Health care in Vietnam is poor or I’d still be living there
@@godfamilycountry2785
I go to either Chiang Mai (Chiang Mai Ram Hospital) or Bangkok (Bumrungrad Hospital). I also found a great English speaking dentist in BKK …
@@godfamilycountry2785 Malaysia has great health care and it's right next door. It's more money to get Permanent Residence in.
"It's more fun in the Philippines", but honestly life is more comfortable in the US, and almost as affordable in small American towns.
@@jamesrecknor6752
I can't afford to live comfortably in the States whether it's small town or not.
I rather like being a minority though it does get lonesome missing my family along with not being able to being to speak full English instead of pidgeon English all the time. Living with the good and the bad is what life is all about ...
Great video, Patrick is a really engaging guest. I am enjoying the European videos as I am not a heat lover so whilst places like Vietnam, Malaysia and the Philippines look amazing I probably couldn't actually live there.
Another inspiring video. So glad you finally got to Albania, Dan. Once known as the North Korea of Europe, it’s come a long way and is now thriving. Its economy is expected to rise 5-7% in the next few years which means it may not be a bargain for long. Hopefully I’ll get there before it gets too overrun and overcrowded. Thanks again on a job well done.
Don't worry, there are 20 different amazing countries. And a new one comes ion the scene every year. The world is our oyster.
When I started working in 1975 the full retirement age for women was 62.
Then it was raised to 65.
Then it was raised to 67.
Now I think its 70+/-.
I worked from 1975 to 2019 and called it a day. A couple of hundred extra dollars a month in todays economy is worthless (especially since aging seems to accelerate after 62/63...)
They shouldn't have been able to keep raising the retirement age except for new workers. Why can they keep moving the fckn goalpost?? Mine has gone from 65 to 70. Wtf.
Its still 67 -- and no official date for it to change again. (That is straight from the SSA website)
My plan is when I hit 59.5 and can start using my IRA without penalty -- its enough to bridge the gap to 62. I was unemployed most of this year and the experience tells me I can't quite manage it yet.
Greetings from Philippines! It’s inexpensive and most people speak English or understand it . Very polite people . Summer all year except in the mountains which is always spring time . Good hospitals in Manila . Personally I’m looking forward to traveling and living in three places per year , depending in the best weather - Greece from February through May - USA June - September- Philippines October- January
Smart man.
53. Retired last year. Slow traveling. We sold everything. One more year makes the smallest increase in SS. Not worth it...
i agree completely. Its a trap
Stolen Security..
@@cherokesky
I'm about at that point of deciding to "sell everything", but a little intimidated and not sure how/where to begin. I'm flying solo and have no one else to rely upon. I'm in USA, near Atlanta. Any thoughts, or resources you can point me in the direction of?
Amen to that. I'm leaving for my "Asian Adventure" in one week. Been get rid of everything on face book marketplace. I've only had one morning where I woke up and said to myself..."what the hell am I doing?". Then I went back to all the reasons I wanted to do this. You only live once...and I don't want to wait till I'm 70something to start.
@@DeanAndDrums1 Its up to you. no recourses. Even after retiring it took me 9 months to sell home sell stuff, give stuff away. It was tough. Giving family stuff to kids hoping they treasure it. Left with 4 suit cases 2 pack packs...thats it..but you know what? was freeing experience too !
13:44... exactly right. When abroad you are an ambassador for your country, whether you like it or not.
Not sure if you know this…..there is a delay from the date you start your social security to when you get your first check. There is a one month delay because the social security check you get is for the prior month…then, your check is deposited the following month sometime which depends on your birthday. My social security started May 1 st….I got my check at the end of June because my Birthday is at the end of the month. Just something to think about.
Then..Medicare is charged for May and June so you will get two times Medicare taken out of your first check. I had a gap of almost two months without any money and had to borrow from savings. Hope this helps with your planning.
Thanks for sharing.
Very, very good advice for others. I wanted to add info regarding Social Security for surviving spouses. I could never find any real info on the Social Security website regarding surviving spouses. My husband had died years earlier and I knew that I would claim SS from his benefits when I turned 66 in July 2011; but would continue to work and wrack up that extra 8% annually until I turned 70. So, sometime around the end of May of 2011, I applied for SS benefits under my husband's SS # because my 66th birthday was around the 1st of July. Now, here's the kicker. About 2 weeks after applying, I received a call from the Social Security Administration, while at work. The lady told me I had missed out on 4 months of SS because surviving spouses can apply and begin collecting at the beginning of the year they will turn 66. Hopefully, the SSA has included that fact to their website, that a surviving spouse does not have to wait till their full-retirement age birthday but can begin collecting at the beginning of the year that they will be of full retirement age.
@@traveler320ak7 thank you
I retired at 56 and I watch Gilligan’s Island. My name is Pat too. He went through a lot of the same thought processes that I did. I have visited Brasil 18 times and the people are very friendly and it’s a beautiful place that’s inexpensive with great food. My girlfriend lives there.
Wow! Some unique qualities in Albania and I love the banter between the two of you. Thank you.
Thank you sir!
I’m doing what I really love teaching drums to young. I’m very healthy at 72. I have to work but not bad.
Living like this, one gains the sense of being a ‘perpetual guest’. To do so successfully, one must come from the space of gratitude and appreciation for ‘the what is’ of a place. Also, To cultivate this attitude enlarges the soul and creates a space where ‘home’ becomes everywhere and the sense of being a ‘citizen of the world’ is established.
What people have in common is much greater than what divides us. Thank you for introducing Patrick. ❤
Hi @elisabethm9655, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/
Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
This guys first statement is why I quit working at 40… I had enough money to ‘live’…
I know so many people that never made it to 62 to collect any Social Security.
Next year I begin Social Security… hopefully.
@@thatguy7085 We have a dear family friend who worked every possible job she could get, and couldn't wait to turn 62 so she could begin taking her SS and slowing down a bit. She died last year. She would have turned 62 years old this year!
What video were you listening to? He is 60 and just retired and I am 64.
@@VagabondAwake exactly… I’ve been retired for 20 years now. My grandmother was retired for 60 years from the Post Office.
I want to beet her retirement.
@@thatguy7085 If you paid in enough quarters, you will get a check. I think 40 quarters is the minimum. By quarters, I mean four quarters of a year.
@@thatguy7085 I retired at 52 and I live in Philippines for 5 years now, I got 4 more years till 62 and draw my SSI. Best of fortune to you.
Patrick talking about the wall of names of coworkers who died reminds me of my reason for retiring as soon as possible because I too worked with far too many folks who never lived long enough to retire. Life’s too short to wait for “the right time” to retire.
Very true and sad. Hope i say this right. I BEAT THE WALL ! Glad you did too.
We appreciate that you always respond to questions. Love your videos
Hi Patty..thank you for watching
I try
Forced retired at 62 and never knew that was allowed! Thought I had no choice. I’m educated and I think somehow it was presented to me that I had no choice so I kept working until I got laid off again and no job would touch me. Now 9 months in, poor but freedom is amazing. I plant things now and thrift shop supplies. Amazing how much money I do not need to spend without work. This is great.
I've recently read a couple of articles about how nice Albania is, & what a great value it is. A great option if you want to retire to Europe!
And its location to travel to other countries is key aswell
@@thomasalison6188 doesn't Albania have issues with getting usa social security? If you live in Albania
..
I haven't heard that, but I guess it could be possible. Possibly because of banks policies, or? You definitely have to to research about these kinds of things, due to how visa requirements, and banking can vary so much in different countries.
@@highclassbum2538 no
Albania checks off a lot of my boxes too! Great interview! Thanks for sharing!
Great interview. I've been hearing so many positive things about Albania recently, so I had already scheduled a trip there to experience it for myself. Will be there in late September. Really looking forward to it! Thanks again for such a great interview!
Happy to inspire!
thank you for watching
You were wise to move when you did. With what is going on in the US, you’re much better off over there. All the best to you!
54 from S florida!! LOVE AMERICA and where i live but let me tell ya. I went to southeast asia for the first time last year and have been to thailand 3 x the past year. Its the only place i have been but in jan 25 i am going to the phillipines for a month and then maybe vietnam. love love love the southeast culture and the women are absolutely beautiful and so much more approachable then american women in my opinion. What you spend for 3 nights in las vegas and a show or two, you can live comfortably for a month in thailand and im sure so many other places . this includes apartment going out to eat every day and also meeting women. If southeast asia was closer i would be there at least a week every month 12 x a year. Great video. just be respectful and nice to everyone!!!!!!
Yes the prostitutes are affordable.
@@mikelee7972 Haha, Don Juan! Okaaaayyyy. Be careful. They're "so approachable," bc they hope to land a rich American and live a life if ease. Wait until after the marriage, when they acream at you like an angry monkey and boss you around in their domestic domain. I've seen it happen, where the whipped American looked up at me, and said with resignation , "They sure do fool you."
Fantastic Interview! TkU "again" for opening my mind to new places, options. Patrick's story about the wall, at his work; where they posted retiree's status....with many sad reminders that nobody gets out alive and many die b4 enjoying retirement.
sadly true about the wall. Grateful im not on it.
Yes, a story to take to heart.
Patrick is likable and apparently sincere. Several people have commented on taxation issues. If someone is residing within a country for an extended period of time and benefitting from taxpayer funded infrastructure and services, shouldn’t that person be willing to pay income/sales taxes to contribute to what they are enjoying?
tax is included in price of things that are taxable. what you see is what you get in cost. I have medical ins. and pay my way. i wont use free med. i want to add to the people. not take from the people here. It is our responsibility to be a positive part here
@@patrickoverseas on point!
Yes. I wonder why certain foreigners come to America that do not have that same mentality though?
I did the SS calculation with my Dad years ago. We decided that he would end up with more money overall in the long term, if he started drawing payments as early as possible. 5 extra years of lower payouts would take 25 years to make up for at the higher rate.
@@CognitiveDissident. Exactly most people really don't do the math. I hope to make that 25 years of collecting I'd be 87 🤞🏾
Retire Overseas with Patrick:
www.youtube.com/@patrickoverseas/videos
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Health Insurance I Bought (Free ebook, Video, Agent, not affiliate link):
vagabondbuddha.com/expat-health-insurance-ebook/
What kinds of risks are you taking if you move overseas?
vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/
The way to do this is at 65, you don’t need to retire, just work 70% of the time and take an extra 4-6 weeks of holidays without pay on top of the usual 4-5 weeks you get anyway. Once you have 8-10 weeks you can travel more than you really need or want to anyway.
yes, agreed. no place like home after a long vacation
@@highschoolhockeyminnesota even after 3 weeks in Hawaii I long for home cooking, my own space and 4 seasons.
I don't think there is "a way to do it" for everyone. I am happy you found your way though. I suggest people find their own way through experimentation. Sounds like you have done that. Congrats.
@@Seektruth-59 that is fine if you don't have a job that destroys your health or your back, like construction, working as a nurse, being a police officer. I worked as a nurse and all of my travel plans went out the window because of my damaged back. Plus, there is no such thing as working part time as a nurse. While that can be your position, the place you work for will force you to work over 40 hours a week part time because they are always short handed.
Love Albania and the Albanian people, not perfect but a cool place and people. Both the mountains and coast are beautiful, only thing I would worry much about is medical care but as long as its not an emergency you can go over to Italy where its as good as medical care as you can get.
Thanks for sharing
If I was younger and single, I would choose a Balkan or E European destination over any impoverished tropical pit any day. Nothing is perfect, but for me its easier than the muck and filth in the tropics. There are some developing E European places that I would avoid as well. Overall, Albania is worth a long term trial stay to see if it is worth it.
I would do the same . There is something really repugnant about tropical slums and misery.
Best place to go during the um, recent medical craziness. Spent 7 mos there with no mask and no BS. Wonderful place, great people.
Its a great place for sure
Masks are protection from people spitting on you. They are not BS. If they were doctors wouldn't use them when in surgery.
That is a big thing, certainly. Looking to find 'like minds' (anti- tyranny) is an ongoing issue
Very cool! Dan I have been following Patrick for a couple months ...Very nice man, Patrick! And being originally from the Fort Worth area, it is always cool talking with Patrick (: My dad 78 and me 54 are flying into Tirana in March!!
Great video. I'd never even considered Albania before, and honestly wasn't really familiar with it. I look forward to following his channel and expanding my horizons. Thank you for sharing this information.
thank you sir. come along for the ride. In a way its being young again. Too finally be free
I traveled to Albania 9 years ago and saw what he described. I am Canadian now living in Colorado with my American husband. Traveling to Albania with him is on our bucket list. 💕
WOW great video, amazing guest Dan, this guy could tell stories all day :-). I am looking into Albania, sounds chill.
Yes, he is a natural RUclipsr.
Yes, he is a natural RUclipsr.
so kind of you . thank you
The untainted food alone has me interested. All sounds very intriguing.
I sorta retired at 40. Bought a house at 26 paid it off a 32. Rent my house out built a small studio back of corner lot.
Been a realtor for 40 yrs.
Avid surfer surfed the world. 6month Europe one year mexico one yr Indonesia 6months Europe. Come back stay in my studio sell so.e homes take off. 66 now live in Puerto Vallarta $350 a month. Still have my studio in long Beach California 😊
Hi @ralphramirez1979, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/
Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
remember live humbly and learn the language of your host country when staying elsewhere
true words there
Sadly, I only know English after traveling the world for 17 years in 72 countries. Once and a while I have to use Google translate, but mostly I seem to run into people that sign language and nouns gets what I need. I spend 30 to 90 days in 6 or so countries per year, each speaking different languages. I don't beleive I would have the mental capacity to learn 6 new languages fluently per year. I do try to pick up phrases as I go along , like please, thank you, toilet please, etc. If I ever settle down, I will learn the local language.
@@VagabondAwake im still learning English at the age of 60..lol
Apparently only Americans feel this way. Everyone else coming to America expects us to learn their language. This is true of Spanish speaking individuals who can live here 40 years and only know 2 words of English.
Retired at 55 , getting ready to move to Panama!!
Agree with the sentiment about remembering you are a guest when you travel to another country. Its a privilege. Years ago I remember being overseas and a fellow Australian was acting really rudely to a waitress. It made me feel like I was the one being rude. 😢 Another experience was a German guy on a mini bus acting really rudely to the driver 😳 It does paint your perception of the country they come from. 😮 Ive met some really great Germans since , they helped change my perception back to a more positive one lol 😆
My friends say we should be exploring options. They are concerned that the USA is no longer safe and may even become an authoritarian government, and don’t want to wait for confirmation. Glad I found your channel. I suppose it doesn’t hurt to explore the options. It is getting more dangerous here. Wife is gone now so it would be simple, and a new adventure, away from memories. I hear some never climb out of memory hole.
Yes, life is a box of chocolates. Bite into a few and see what you think.
the moral of the story is take care of yourself, eat low carb, exercise every day, monitor your labs etc Keep your cholesterol HIGH. Do not take statins EVER.
Any links by doctors recommending dropping statins?
@@VagabondAwake Yes. Check out Dr Ken D Berry. He's right here on RUclips. Also, statins put me in the hospital. I couldn't walk because of them.
I have personally known several people who were put on statins as a preventative who ended up with multiple major arterial blockages. I keep having doctor after doctor trying to put me on statins for no reason other than "it will help". Help with what? It's a scam.
@@bradh6185 I took statins a few years ago and they made my leg swell up. I couldn't walk anymore. Never again!
Thanks for the video and information. I was stationed in Panama in the early 1990's and loved it. I have thought long and hard about retiring there as an expat, but now you have me thinking about Albania.
Visit your top 3 before deciding. I discuss that in my retire overseas course: vagabondbuddha.com/courses/the-retire-overseas-course/
I retired at 50 y/o after retiring from the military and working a very high paying job but my body was taking a beating and I started to see all my co workers that had been working there longer than me and told my wife I need to retire before I can't enjoy my life. I quit my job and moved to Colombia in 2022. I will not go back to work after being able to just enjoy my life and improve my health.
Hi @user-zq4vf6bl4e, Would you like to be a guest start on one of my videos? Here is an example guest star video: ruclips.net/video/ySM_2jAC4v4/видео.html
Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/
Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or RUclips channel, you could share that on the interview. Best, Dan
@@VagabondAwake I appreciate your offer but don't think it a very good thing to do while I am living in Colombia. I live in a very safe and friendly town (Filandia, Disney made a film about it called Encanto). It is already difficult to have people see me everyday living here so young, so I tell them I work online teaching english. Thank you for the offer though.
Why did you choose Filandia?
@@OptionSpreadProfits I used to live in a city called Jamundi and it was HOT most of the time, and here in Colombia the houses don't have Air Conditioning throughout the house and we had one in our bedroom. We had visited Filandia over 12 years ago and we decided we should look for a better climate and the Quindo area of Colombia is in the mountains. So we traveled up here and within 5 minuties of arriving we were looking at a house that had just opened up a day earlier. It is very difficult to find anywhere to rent here in Filandia but we were Blessed. Don't regret it and the locals don't get bothered by Gringos because this is a tourist town and they need the tourism.
I just paid $40 for a cheeseburger in LA and thought it was a mistake. I’m ready for cheap good food
Excellent video! 4 yrs to retirement, never thought of Albania. Sounds like they haven’t imported bad folks!
Respect them and they will give it back 10 fold. They just got to know you.
@@patrickoverseas I’m just a lovable little fuzzball.
@@chiefbobdavis99 I bet you are ! safe travels
They are in Albania.
I have looked into Belize, South of Mexico. Official language is English, your electric things will fit in their wall outlet, food is organic, they have a program for American retirees. Walmart across the border in Mexico. Belize doesn't have big cities and malls. It is hot like in Florida (where I am at now). Everything is cheaper.
Albania is cheaper, and more walkable, safer. Been to both.
The issue isn't "what if I die before I retire" it is "what if I live and don't have (enough) money." Still it is situation dependent.
Yes, situation dependent.
Another GREAT interview with Vagabond Awake. Loving the info on Albania. Thank you!🙏🏼
The sad part when I do retire in 25 years from now. Pretty much about 40 percent of the American population will be living outside of the United States because they cost of retirement and living keeps going up. When I do retired. I’m heading for the Republic of Panama and not looking back. Going to buy a house outside of the area of bouquet and enjoy my retirement.
40% in 20 years seems too high. Most people stay near family and friends. In the last 6 years the number of Americns living overseas went from 0.013 to 0.026 (4 million to 8 million out of 300 million). Jumping to 0.40 in 25 years (120 million) seems very unlikely. I doubt it ever reaches 0.05 even (15 million). Because retirees move overseas and when they leave they take the weight of their healthcare off of the system.
So glad I found this video. I’ve been thinking about it, but with considerable trepidation. Now my concerns are resolved. Thanks!
Thank you !
I had a stroke 2021 n now I'm on SSDI! Now it's time to go
I wish you safe travels!
@@patrickoverseas thanks dude
I'm 48 with a Filipina wife. We built house in Philippines in 2009. Currently living in U.S. raising our kids. Just got back from month long visit in RP. Plan on retiring at 55. Very interesting video. Maybe a Philippine home base, with an Albania escape plan. Its worth a visit. Very good content. Thanks.
One of the safest countries I lived in, in the last two years. Pogradec, Albania was wonderful, just a little small..
perfect for me. and connecting small towns were beautiful
Thanks for sharing you two.
@@VagabondAwake You better come back to see us !
Patrick is so friendly and personable. Not only that, he's articulate and explains everything in an easy-to-understand manner. Only thing is, I'm wondering why he needs a barber? 😂
Resident tax rates are 15% in Albania, and they tax worldwide income. They also don't have a tax treaty with the U.S., so you might be subject to double taxation if you're not careful. But otherwise it sounds great.
Thailand is also proposing tax on worldwide income for Expat tax residents.
Tax is the Elephant in the room when staying anywhere more than 182 days since in most cases you’re treated as a Tax Resident. Double Tax treaties are really Offset deals….but read the fine print in any countries Tax policy.
correct for residents . not the 1 year in and 3 months out. I have a lawyer i threw this by here in albania. I will double check this with him this week. Also he told me when seeking residents. You MUST get their insurance which is 50 bucks a year. Its a must you cant get it with out it. Also you must prove you have a lease from place your living at ,Best thing to do is get a lawyer here. Its not expensive
Stop paying taxes...It's exciting...😉👌
@@patrickoverseas Love your channel! I'm on my 3rd year of I year in & 3 months out. I live in Pogradec. Fantastic location since the Macedonian & Greek borders are very close for a convenient 3 months out.
Albania, wow, unbelievable! Seriously. Fascinating choice.
What a great video I’m definitely gonna put Albania on my shortlist for retirement travel
In 2010, I visited a friend who retired to Ecuador. He bought a condo by the Pacific. During the month I was there, we ran out of water and electricity. You can't flush toilet paper, so when you walk into a restroom, it will take your breath away. Lord! Are things cheaper, Yes, but you get what you pay for. Move to a little town in the Rockies and you'll be just as well off, plus the neighbors almost speak English there too.
Geez, I read that as, "so when you walk into a RESTAURANT...." Egads, no! 😂
If you are happy, I am happy. Colorado is a nice place. Different strokes.
On that note,in 2010, my sister's rent in San Francisco,California was $750.00 a month.She bought a house in 2012 and arranged with the lanlord to have a friend moving in that 2 bdrm apartment...same place now is renting for $4 600!
Just moved to Salina,Ecuador two months ago,bought a brand new condo and I can assure you,that's not the case anymore.
Moving to another county is not for eveyone!
That's awesome Albania didn't shut down for that test of control they call Co Vid.
The Balkans are generally very safe, such a family culture, with traditional values. And Bulgaria in particular has many very beautiful parks and sea gardens.
I’ve been to Bulgaria a few times and they were very welcoming and affordable. Great trips.
@@sattymike0155 yea I love Bulgaria, Varna, Burgas and all the beaches in between. The beautiful sea gardens and even Sofia has a few large and beautiful parks. They grow much of their own food, so local tomatoes and watermelon are amazing in the summer. And yes it's easy to retire there with $1,000/month. Has all 4 seasons too. Black sand beaches, a mini desert, mountains, basically for a small country it has it all except financial wealth. But it has everything else. Sofia has a pretty good specialty coffee and micro brewery scene. Lots of gyms too, and exercise equipment in the parks. Wild fruit growing in many of the parks and gardens too. Definitely one of my favorite countries, much better than many of the states in America for me at least
I've heard great things of Serbia
@@patrickmunneke8348 I have also, just haven't yet been. Many older Balkan people speak very highly of the former Yugoslavia. Everyone had what they needed and it wasn't so egocentric of a society, much more community oriented
@@cronoscoin417
Sad.
Just pitiful.
Albania is well situated. Greece and Italy are next door. Make sure you know who Dua Lipa is before going.
I’ll be in Albania in 15 days!!! Coming from USA not going back.
So happy for you ! I remember the last month felt like i was sprinting to the finish line. Your almost there !