So people like these really get payed to say what everyone already knows? I have made the mistake of actually working all my life. Now 80 and really feel like it was a waste of time. Vietnam vet 1964-1968. Sick of government, sick of wars, sick of politicians.
Would you say you regret serving in the military after Vietnam, I know it’s mostly agreed on now that, the Vietnam war was started basically from fake news, the tankers that were in that gulf were never fired upon, what’s your opinion there
Very true ! The interview didn't even mention that Property Taxes and Insurance are skyrocketing ! Even if you can afford the home today ; in 2 years your payment will skyrocket ,due to Taxes and Insurance, into the unaffordable , better sell quick zone !
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I’m tired of hearing “rates are high” what’s high and blown out is the cost of homes today. Especially as the economy continues to weaken, going into 2025.
Yes, and then property taxes is based on that high price. Of course, the county likes these high taxes going into their coffers. And in California, prop. 19 has gut future inheritors and renters. We will see more people leaving the state.
New construction? You mean the cardboard boxes that everyone complains are falling apart after 2 years? Yea this lady is an investor and does not have our best interest at heart. Smh
@@throughhellback3931 Brother tell me when - the last good time was 2008, who knows if prices will go up down left or right, you just gotta buy now and hold it.
For 2025, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!
Given current recession pressures, it is unlikely that the stock will yield substantial returns in the near term. However, it may be a suitable investment opportunity. I will monitor market conditions and consider purchasing when there is an improvement in the relevant economic indicators, any idea which stocks this may be?
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
I have stayed away from all of the issues that the erratic market presents. Today, reading, research, patience, and seeking guidance when necessary are the greatest ways to break into the market. I merely copy ''Jessica Dawn Walters'', a CFA, whose actions I witnessed on Bloomberg Business News because I am unable to handle my portfolio owing to the nature of my profession. Ever since, everything has been easy. I recommend researching her credentials further.
thank you so much for this tip! Finding your coach was a breeze and I was really impressed with all the research I did on her credentials before scheduling a call. It's clear from her résumé that she's extremely knowledgeable and skilled, and I'm so excited to have the chance to talk to her!
I am so disappointed by the comments here attacking my mom. Yes, affordability sucks, and she is pointing out a lot of things that are obvious, but let's not pretend she is the one to blame. She is doing the best she can to understand what is going on and communicate that. She might not always get it right, far from it, but i'd like to see any of you guys do it as she has for the past 30+ years. So before you go criticizing her, think about what you have to say and remember that, despite everything you might think, at the end of the day she is an honest hard working woman who is just trying to do her job. She is paid for it because people find value in the research she and her team produces. If they didn't find it valuable, they wouldn't pay her.
Mortgage rates fine. Even homes good. Property tax 2.2% in Fort Lauderdale and Home insurance attest $500 a month from Citizens so basically 400,000 = $4,000 a month even with every penny you have down. I’ll just keep the $1000 a month extra stay renting
Its not high interest rates its ridiculous high prices every where. Hope folks stop buying for few months and let the balance of nature take its due course.
House prices might lower as mortgage rates increase. And getting a mortgage will be harder to get, further reducing house prices. And that will depress the construction market. So, more likely people will not sell their houses, instead, invest in home improvement.
Another factor to consider is how strict lending laws are since 2008. Lenders can’t get buyers approved in this environment even if they have the down payment and can afford the payment.
You know whats funny. They got their hands in these builders pockets and now they want you and I to get suckered into buying precon at high rates only so they can mess you up before you know what hit ya
why is this do ? I bought a house in 1984 Reagan administration and bought down the mortgage to 12 percent and was paying 19 percent on my car loan. What the hell?
The solution isnt to hand out more “free money” to the public, thats what caused much of this disaster in the first place. The answer is to get price of building supplies down then incentivize builders to invest and build new homes. The public isn’t very bright where economics is concerned. Inflation coming back to 2-3 solves nothing. You need deflation where the price of goods drops year over year, not increase at a slower amount. The government owns hundreds of millions of acres of land, releasing some for new homes is a good start. Getting back to drilling oil is another, as the cost of transportation has been crippling buying power for building materials. Lastly make choices with your money people. 99% of people can invest small amounts of money weekly into the market instead of buying those cool shoes or Other stuff you really dont need. The secret to wealth for everyday americans has been and will be forever, the stock market
What does she know?! She is just a realtor. Realtors act like they work soooo hard when all the do is open doors and drive in their cars. The lenders do all the actual work while they take all the credit
Housing Crisis Solutions: Homes sales are down by more than 33%. Inventory is historically low because rates increased too quickly. In order to motivate homeowners to sell their current homes while they are sitting on a 3% mortgage we offer two options. These proposals would not affect the value of real estate. 1. A six month moratorium on mortgage interest payments on new purchases of owner occupied homes. Caveats include arms length transactions, one year of occupancy and qualifying for full payment including interest. Must be legal resident of The United States 2. A mortgage transfer that allows the owner with a low rate (3%) mortgage to carry forward the mortgage balance at their current rate to their new home purchase. The difference between current and new mortgage amount would be charged at the new (higher) rate (6.6%) while the balance of their current mortgage would remain at their current rate (3%) Must be legal resident of the United States.
Once Donald Trump‘s tariffs kicked in, and Elon Musk‘s policies are put into action, I predict housing in America will become much more affordable, and there will be more of it. It’s going to take some time to undo the damage that the socialist Democrat Biden has done to the country, but as things are already getting better I think they will improve.
!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
So people like these really get payed to say what everyone already knows? I have made the mistake of actually working all my life. Now 80 and really feel like it was a waste of time. Vietnam vet 1964-1968. Sick of government, sick of wars, sick of politicians.
me too. Thank you for your service and sacrifices 🤝
Would you say you regret serving in the military after Vietnam, I know it’s mostly agreed on now that, the Vietnam war was started basically from fake news, the tankers that were in that gulf were never fired upon, what’s your opinion there
But thank you for your service, just a question I never got to ask my family that served in Vietnam
It won’t get easier because THEY don’t want you to own a house. “You will own nothing and you will be happy. “ Sound familiar?
Oh yeah, that would be the Democrats😒
Do not complain and eat zee bugs!
Very true ! The interview didn't even mention that Property Taxes and Insurance are skyrocketing ! Even if you can afford the home today ; in 2 years your payment will skyrocket ,due to Taxes and Insurance, into the unaffordable , better sell quick zone !
@robertkaye5794 Which state do you live in? We can hope things will get better under Trump but you never know what the globalist have up their hats.
That's what the democrats said.
Rates are fine. Prices are stupid and need to go down.
Tell that to the guy that wants to sell his house
@dreadfuldonkey soon the market will tell them
@ what would happen if people stop being greedy
@@dreadfuldonkeyimpossible by nature
Prices and rates are fine. Prices will increase 1-5% nationally for the next 5-6 years. This will give time for wages to increase. Don’t wait!
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
I’m tired of hearing “rates are high” what’s high and blown out is the cost of homes today. Especially as the economy continues to weaken, going into
2025.
Yes, and then property taxes is based on that high price. Of course, the county likes these high taxes going into their coffers. And in California, prop. 19 has gut future inheritors and renters. We will see more people leaving the state.
Everything is too high right now lol
Don't feed the greed. It's the price not the rate.
THEY CLAIM property is WORTH MORE due to supply and demand.... WE need more proof of this.
Supply and Demand is no EXCUSE for jacking up PRICES!
No supply demand imbalance. Today we have more homes per capita than ever before.
Proof by contrapositive is that home prices stay high
@@huynguyentoantin once prices go up they tend to stay up! proof they're just jacking up prices!
20 Million illegal
New construction? You mean the cardboard boxes that everyone complains are falling apart after 2 years? Yea this lady is an investor and does not have our best interest at heart. Smh
Why doesn't a bank want 50k-70k down!? They are trying hard to get people's mortgage interest.
Bc the biden admin is forcing the middle class to keep banks afloat…
It will get easier for people if they stop buying stuff they can’t afford… cars, vacations, expensive weddings, brand name cloths etc
Higher interest rates the more you lose money. Think about it that way that money is all going to the bank and that is not your equity
I'm not buying a HOUSE....Not in THIS market!!!
Ok but when? When was a good time to buy?
@@Sllice a good time to buy is when the prices go down i guess! lol
@@throughhellback3931 Brother tell me when - the last good time was 2008, who knows if prices will go up down left or right, you just gotta buy now and hold it.
@@throughhellback3931prices will only go up it’s a byproduct of quadrupling the money supply over 10 years
For 2025, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!
Given current recession pressures, it is unlikely that the stock will yield substantial returns in the near term. However, it may be a suitable investment opportunity. I will monitor market conditions and consider purchasing when there is an improvement in the relevant economic indicators, any idea which stocks this may be?
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
I have stayed away from all of the issues that the erratic market presents. Today, reading, research, patience, and seeking guidance when necessary are the greatest ways to break into the market. I merely copy ''Jessica Dawn Walters'', a CFA, whose actions I witnessed on Bloomberg Business News because I am unable to handle my portfolio owing to the nature of my profession. Ever since, everything has been easy. I recommend researching her credentials further.
thank you so much for this tip! Finding your coach was a breeze and I was really impressed with all the research I did on her credentials before scheduling a call. It's clear from her résumé that she's extremely knowledgeable and skilled, and I'm so excited to have the chance to talk to her!
We make $200k a year and refuse to pay these prices for a basic $300k house.
soon there will be more houses than people and noone will STILL be able to afford em.
Huh? There aren't any houses owned by no one.
@@KevinHoekman Sure there are....
@@PUFFYADDERSONSFakeNewsAN-qv4ku
Nope. Every house has an owner.
@@KevinHoekman what about ones in foreclosure?
Lots of these houses are just sitting vacant by foreign investors. Americas housing market has become a bad casino@@KevinHoekman
I don’t want a house just cheap rent.
Insane price increases for housing in the last 4 years is the problem.
I am so disappointed by the comments here attacking my mom. Yes, affordability sucks, and she is pointing out a lot of things that are obvious, but let's not pretend she is the one to blame. She is doing the best she can to understand what is going on and communicate that. She might not always get it right, far from it, but i'd like to see any of you guys do it as she has for the past 30+ years. So before you go criticizing her, think about what you have to say and remember that, despite everything you might think, at the end of the day she is an honest hard working woman who is just trying to do her job. She is paid for it because people find value in the research she and her team produces. If they didn't find it valuable, they wouldn't pay her.
Only if the population starts to reduce. Supply and demand. Less population = more supply = lower prices.
Rates are not high, they were artificially supressed for over 10 years creating the demand and the higher prices.
Do a skit on how private equity companies are buying up the American dream...
Are they going to see the signs in peoples yards!? Will they be using the internet to zoom in on the yard signs? 😆
Sad the high end is doing so well crush the middle class super unhealthy for all
Mortgage rates fine. Even homes good. Property tax 2.2% in Fort Lauderdale and Home insurance attest $500 a month from Citizens so basically 400,000 = $4,000 a month even with every penny you have down. I’ll just keep the $1000 a month extra stay renting
It's super easy to buy a house, all you have to do is sign a bunch of paper.
YOU'RE A TOOL!
@@PUFFYADDERSONSFakeNewsAN-qv4ku
Reported
@@KevinHoekman ha ha ha PU-C!!!!
Who cares about the rates!!!!!! Everything is too expensive
Its not high interest rates its ridiculous high prices every where. Hope folks stop buying for few months and let the balance of nature take its due course.
House prices might lower as mortgage rates increase.
And getting a mortgage will be harder to get, further reducing house prices.
And that will depress the construction market.
So, more likely people will not sell their houses, instead, invest in home improvement.
Not interested in buying a house in America anymore! Going to purchase a home overseas and just work and save until i retire then im out !
seeya on the STREETS SOON!
No becuase youve allowed big investors and corporations buy up all the affordable single family homes. Its called greed.
Another factor to consider is how strict lending laws are since 2008. Lenders can’t get buyers approved in this environment even if they have the down payment and can afford the payment.
That depends on a lot of different things.
Ok thank you
The home prices are normal and not reducing. Interest rates should decrease to make it more affordable. The banks hace enough money
If you make 225k maybe. Say good bye to the American dream.
This means their WILL be "consolidation within the PUBLIC arena" of home builders.
Get institutionalized investors out of housing
Rates are moving back up to what was once normal and homeowners in 3% mortgages can't afford to sell
Fixing housing market obviously will take more time, because building houses will take time
Pray for germany
🙏
They don’t want to fix the problem sadly
You know whats funny. They got their hands in these builders pockets and now they want you and I to get suckered into buying precon at high rates only so they can mess you up before you know what hit ya
why is this do ? I bought a house in 1984 Reagan administration and bought down the mortgage to 12 percent and was paying 19 percent on my car loan. What the hell?
Mostly just low income apartments complexes not many houses
What's in the bill ?
Qvarden Token will go 100x after launch on Binance
The solution isnt to hand out more “free money” to the public, thats what caused much of this disaster in the first place.
The answer is to get price of building supplies down then incentivize builders to invest and build new homes.
The public isn’t very bright where economics is concerned. Inflation coming back to 2-3 solves nothing. You need deflation where the price of goods drops year over year, not increase at a slower amount. The government owns hundreds of millions of acres of land, releasing some for new homes is a good start. Getting back to drilling oil is another, as the cost of transportation has been crippling buying power for building materials.
Lastly make choices with your money people. 99% of people can invest small amounts of money weekly into the market instead of buying those cool shoes or
Other stuff you really dont need. The secret to wealth for everyday americans has been and will be forever, the stock market
There is no solution
BRICS is welcoming investors!
Overregulations
Big housing crash coming. Bigger bubble, bigger setup, inflation, inventory will mean revert. Expect 30-50% correction over 5 years
That anchor, is one half daddy
"No"
Musk's Qvarden Token announcement is coming soon. Easyest money if you get in on the ICO
What does she know?! She is just a realtor. Realtors act like they work soooo hard when all the do is open doors and drive in their cars. The lenders do all the actual work while they take all the credit
These rich apartment owners get goverment rents subsidy. Democratic millionaires
2.6% for a 7% thats laughable. I might sell in 25 years haha 😄
No it will not …. Your welcome
Wonder how Trump administration is going to be pumping Qvarden Token
Over the past 4 years prices for housing has almost doubled and rates have doubled thanks biden
Housing Crisis Solutions:
Homes sales are down by more than 33%. Inventory is historically low because rates increased too quickly.
In order to motivate homeowners to sell their current homes while they are sitting on a 3% mortgage we offer two options. These proposals would not affect the value of real estate.
1. A six month moratorium on mortgage interest payments on new purchases of owner occupied homes. Caveats include arms length transactions, one year of occupancy and qualifying for full payment including interest. Must be legal resident of The United States
2. A mortgage transfer that allows the owner with a low rate (3%) mortgage to carry forward the mortgage balance at their current rate to their new home purchase. The difference between current and new mortgage amount would be charged at the new (higher) rate (6.6%) while the balance of their current mortgage would remain at their current rate (3%)
Must be legal resident of the United States.
We all know these houses are not worth the money. They are falling apart and built of poor quality. Stop 🛑 it
No
No.
Once Donald Trump‘s tariffs kicked in, and Elon Musk‘s policies are put into action, I predict housing in America will become much more affordable, and there will be more of it. It’s going to take some time to undo the damage that the socialist Democrat Biden has done to the country, but as things are already getting better I think they will improve.
4 more years to repeat 1929 all over again - you wont anything and you will be happy 😂😂
!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
"Trump is going to fix everything"
He's the magic man.!
I feel blessed to have a 2.25% interest rate its like free living for me. Renting is for suckers 😂
Do not fall into the rate trap. Prices will continue to fall for the next 3 to 5 years, just wait.
That is location based and won't be true nationwide
Please stick to business don’t turn your show into Saturday Night Live(I’m a Capricorn)#*&=@%
Prepare to pay half a million for a 1 bed 1 bath house magas😂😂
Qvarden Token will make millionaires, after CEX listing it will blow up.
If Trump puts at least $200,000 in Qvarden, I am going all in
With Elon and Trump now working with Qvarden Token is going to absolutely blow up
Qvarden Token is going to absolutely blow up
Qvarden Token has two of the largest Tesla shareholders already; most likely something is coming
Should have hedged this election on Qvarden Token 😂😂
Qvarden Token is easily going to hit $1 this month
Makes sense that Trump would just back another upcoming altcoin instead of Bitcoin for more profits
Leaks coming out about Trump working together with shareholders involved with Qvarden Token
QVARDEN token is BS
Donald Trump is going to shill Qvarden Token hard after the inaguration 😂
Highly likely there will be partnerships between X or Tesla with Qvarden Token
Trump is expected to mention Qvarden Token this week and the ICO is already almost sold out
X and Qvarden Token are going to be merged. Easiest money in my life
Musk's Qvarden Token announcement is coming soon. Easyest money if you get in on the ICO
Trump is expected to mention Qvarden Token this week and the ICO is already almost sold out
Highly likely there will be partnerships between X or Tesla with Qvarden Token
Qvarden Token will go 100x after launch on Binance
X and Qvarden Token are going to be merged. Easiest money in my life
Leaks coming out about Trump working together with shareholders involved with Qvarden Token
Wonder how Trump administration is going to be pumping Qvarden Token
Qvarden Token is going to absolutely blow up
Qvarden Token is easily going to hit $1 this month
Qvarden Token has two of the largest Tesla shareholders already; most likely something is coming
If Trump puts at least $200,000 in Qvarden, I am going all in
Should have hedged this election on Qvarden Token 😂😂
Qvarden Token will make millionaires, after CEX listing it will blow up.
With Elon and Trump now working with Qvarden Token is going to absolutely blow up
Wonder how Trump administration is going to be pumping Qvarden Token