Why are car insurance rates going up? | FOX 13 Seattle

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  • Опубликовано: 23 дек 2024

Комментарии • 81

  • @bryanovermon8696
    @bryanovermon8696 10 месяцев назад +33

    No wrecks, no ticks in five years. Why are my rates going up?

    • @cynthialeveque6606
      @cynthialeveque6606 10 месяцев назад +4

      Same here.

    • @truelies3690
      @truelies3690 10 месяцев назад +5

      No tickets, no accidents, no lapses, no late payments, no DUIs, no nothing but squeaky clean driving last 13 years in Seattle. Guess what? It doesn't matter anymore. The rates go up every year or every 6 months. Insurance is a great scam to have. I know someone that became a billionaire in 10 years selling policies. They take your money, hike up rates like clockwork, and when you have a legit claim, they try their best to beat you out of it. Insurance companies are not in the business of losing money, they are in the business of making hundreds of billions. Gotta open up my own insurance agency.🤔😉😏😄😀😃😲😧😬😁😅😂🤣🤑💵💰

    • @lizi.2503
      @lizi.2503 9 месяцев назад

      @@truelies3690I’ll join your insurance agency but hey can we like actually make insurance helpful to people? Can we create it to not be for profit but help people get affordable repairs, offer a lower rate the next year for good driving?

    • @JohnDoe-iq3zr
      @JohnDoe-iq3zr 8 месяцев назад

      They want to keep you poor for many reasons on being they are scared of every individual American and what they can do

  • @nowhereman7398
    @nowhereman7398 10 месяцев назад +18

    Why not just raise the rates of the drivers with tickets, and accidents? It's a scam.

  • @2626balboa
    @2626balboa 10 месяцев назад +27

    30% in a 6 month period. Not happy

    • @cynthialeveque6606
      @cynthialeveque6606 10 месяцев назад +2

      It's BS. The whole insurance industry needs overhauled.

    • @Calvinmob681
      @Calvinmob681 9 месяцев назад

      We pay a lot because drivers are idiots. I worked in claims, and claims have jumped up so much I can't even keep up.

    • @lizi.2503
      @lizi.2503 9 месяцев назад +1

      @@Calvinmob681then we need to educate drivers better. In some states road lessons are not required and that’s just terrible. So you have poor drivers. Maybe we should all be evaluated and only those capable of safely driving get the privilege but if you drive someone who can’t drive then you get a discount on gas or something. We need to change transportation so more people can be free but I see it’s like this so we choose not to travel. They used to want us to travel now they want us to stay at home and buy online.

    • @Calvinmob681
      @Calvinmob681 9 месяцев назад

      @lizi.2503 half of the claims are by people who claim to have a "foreign driver's license" after close investigations we'll find drivers with multiple DUI's and accidents. A lot if times, we have no way to track them because they have no Social Security or are using an ITIN number.

  • @cynthialeveque6606
    @cynthialeveque6606 10 месяцев назад +17

    My 6th month bill with Geico went up approximately $400 with no changes. I called and asked for an explanation and was told the price of car parts and medical bills have gone up. I changed insurance companies.

    • @shawnacevedo8842
      @shawnacevedo8842 10 месяцев назад +6

      Did you find anything cheaper? I think major companies either collude with each other or they all face higher cost so nobody is writing cheap policies anymore

    • @kikacruz4560
      @kikacruz4560 10 месяцев назад +2

      Just don't use insurance. Its just a couple hundred dollar fine. Sounds cheaper at this point....

    • @marcuslane3
      @marcuslane3 10 месяцев назад +1

      ​@@kikacruz4560 dont use as in dont carry it??.. you must have NO ASSETS

    • @nowhereman7398
      @nowhereman7398 10 месяцев назад

      I'm leaning that way also

    • @danasmith858
      @danasmith858 10 месяцев назад

      ​​@@kikacruz4560 and they'll tow your car away and you lose your license, Good call

  • @mexifry222
    @mexifry222 10 месяцев назад +9

    There will be less insured drivers on the road. Prepare for assholes getting into crashes with no insurance.

  • @skeezix8156
    @skeezix8156 10 месяцев назад +14

    Soft on crime policies have led to a 30% increase since 2019 of stolen cars used in crimes.

    • @nowhereman7398
      @nowhereman7398 10 месяцев назад

      Most cars being stolen, (from what I hear), are Hyundai, or Kia's, and my friend was going to buy one, except her insurance company told her they wouldn't insure those cars, as they were to easy to steal. It's a scam.

    • @skeezix8156
      @skeezix8156 10 месяцев назад

      @@nowhereman7398 the last number I saw was 40,900 cars were stolen in 2023. At least that’s down from 46k the year before. Bidenomics has made the prices of cars go crazy. Base model trucks in Seattle are starting around $45,000. So these cars are being stolen to smash into businesses and take goods, ATM’s etc. claims on claims. Pretty soon a larger demographic will be driving around without insurance and tabs if you live in King County.

    • @seattlescofflaws
      @seattlescofflaws 10 месяцев назад

      Agreed Skeez

  • @WilliamWallace187
    @WilliamWallace187 10 месяцев назад +9

    To many cars stolen plus roads are messed up.

  • @jeretso
    @jeretso 10 месяцев назад +7

    You are paying for your neighbor's car too. Crime is spreading. Cops are too busy to enforce traffic laws so more people are speeding.

  • @pacifickaihomesllc3605
    @pacifickaihomesllc3605 10 месяцев назад +8

    Insurance is a scam.

  • @quartytypo
    @quartytypo 7 месяцев назад +1

    The evil of car insurance. They want a lot of money in case you are in an accident. When you have an accident, they want a lot more money. But isn't that what you paid for?

  • @juanap2230
    @juanap2230 9 месяцев назад +2

    The state need to check them on this my car is over 23 years and I have a great driving record stop having drivers like me have to pay for those who abuse there driving skills this is wrong😡i went from 75.00 then 119.00 now 143.00 today it’s like every 6 months they are tripping out

    • @lizi.2503
      @lizi.2503 9 месяцев назад

      That’s not right my friend not right at ALL

    • @jordaninlow4034
      @jordaninlow4034 7 месяцев назад

      I called my insurance company and they claimed because my vehicle is older is why my insurance is going up, they claim it’s due to lack of safety features on my vehicle, like backup cameras etc., never mind the fact I’ve never caused an accident and haven’t had a speeding ticket in 15 years 🙄

  • @country_kitty
    @country_kitty 10 месяцев назад +5

    That's not why. It's increasing due to supply issues and inflation causing more cost to repair or replace a vehicle. Also car thefts causing increased risks of cars needing a claim due to theives causing damages to other vehicles. Our economy is costing us all across the board.

    • @jordaninlow4034
      @jordaninlow4034 7 месяцев назад +1

      You nailed it on the head, basic economics, inflation influences everything, as well as the weak democratic crime policies that make it easier for criminals to become repeat offenders, while common people are setup to pay for it, haven’t had a speeding ticket or ever caused an accident and my rates are up 60 percent.

  • @AK36677
    @AK36677 9 месяцев назад +1

    Greed thats why. They want everyone with the tracking device in their car. And people are desperate for the "discount". Pathetic 🙄

    • @lizi.2503
      @lizi.2503 9 месяцев назад +1

      It doesn’t give you a discount it penalizes you for using your breaks.

  • @TKO25188
    @TKO25188 10 месяцев назад +10

    Didn’t some fool removed the credit score system and cost surge of insurance premium? Besides corporate greed.

    • @jeff8039
      @jeff8039 10 месяцев назад +4

      Yes, in the name of diversity.

    • @ripvanwinkle4532
      @ripvanwinkle4532 10 месяцев назад

      The fools you speak of are called democrats and yes the idiots did.

  • @douggoldstein2433
    @douggoldstein2433 10 месяцев назад +1

    i pay like 300 a year here in mid state///house is cheaper 66%

  • @Calvinmob681
    @Calvinmob681 9 месяцев назад +1

    I work in claims, I'm not surprised. Im processing double the claims

    • @RDEnduro
      @RDEnduro 2 месяца назад +1

      No they probably have you doing twice the work they raised our rates and lowered yours

    • @Calvinmob681
      @Calvinmob681 2 месяца назад

      @RDEnduro Bodyshops are way more difficult than years prior. They know there's a talent shortage so they charge insurance companies up the a**

  • @kikacruz4560
    @kikacruz4560 10 месяцев назад +9

    Meh, just drive without insurance. If you get pulled over its just a fine. A fine that at this point is cheaper

    • @skeezix8156
      @skeezix8156 10 месяцев назад +2

      Same with tabs if you live in King County.

    • @seattlescofflaws
      @seattlescofflaws 10 месяцев назад +1

      @@skeezix8156SPD has a policy of not pulling people over for expired tabs. Parking enforcement will still write tickets but staffing is way down so they can’t really enforce it either 🤦‍♂️

  • @davidlangston7489
    @davidlangston7489 10 месяцев назад +2

    That makes no sense if we're above national average how are we actually below make it make sense

  • @jimmulderig743
    @jimmulderig743 8 месяцев назад +1

    I can’t buy new anymore. Ridiculous

    • @jordaninlow4034
      @jordaninlow4034 7 месяцев назад

      Except the insurance companies now claim they can charge you more for older vehicles because they don’t have the safety features newer vehicles have, it used to be cheaper to keep you old vehicle now it’s not

  • @tonytone5300
    @tonytone5300 10 месяцев назад

    My renewal is up in a few days and I switched to a different insurer and saved $62 a month. Just shop around and do your homework when your renewal is near.

  • @krakatoainc2809
    @krakatoainc2809 10 месяцев назад +1

    Still better than riding the drug infested public transport

  • @toynn_sugoi
    @toynn_sugoi 10 месяцев назад

    Yup, PEMCO hit me with an 80% increase. My new 6 month rate is only slightly less that what I paid all of last year.

  • @danasmith858
    @danasmith858 10 месяцев назад +1

    Imagine having to pay off all those stolen cars, and fool's not thinking their insurance rates are going to go up

    • @lizi.2503
      @lizi.2503 9 месяцев назад +1

      Why aren’t they able to locate and repossess stolen cars? We have trackers everywhere, google earth, microparticles inside everything… why can’t they find missing cars it’s 2024 now.

  • @tejeroboy
    @tejeroboy 10 месяцев назад +1

    Let’s ask Jay Inslee

  • @venturefanatic9262
    @venturefanatic9262 10 месяцев назад

    The Shareholders demand it. Didn't you know that?

  • @etvow
    @etvow 10 месяцев назад +1

    The resolution to all these cost increases? Move to another country. Portugal does not have ridiculous charges. Thailand is even cheaper.

    • @oneofthelastfewleft
      @oneofthelastfewleft 10 месяцев назад +1

      Either does Montana, I don't think you need to leave the country. Just the horrible state you live in

    • @AlexDeChristian6323
      @AlexDeChristian6323 10 месяцев назад

      Washington is more beautiful than any other states you care to mention. You get for what you pay for, ugly state, cheap insurance, FACT.

  • @JonathonPearson-w2g
    @JonathonPearson-w2g 9 месяцев назад

    Also think about it too property crimes are going up Insurance got to raise their premiums also we have illegal immigration a lot of illegal immigrants are causing a lot of wrecks and Chaos in Washington state that's what I was told by my insurance person

  • @MGarage2816
    @MGarage2816 10 месяцев назад

    Yeah well let’s see if they actually change this crap, or is it just crap

  • @mobilesale5293
    @mobilesale5293 10 месяцев назад

    If you have a rediculously expensive car, you should be required to accept some of the repair/replace cost yourself.
    This bs makes all those struggling to get by, pay the most for basic liability.

  • @simontorres3168
    @simontorres3168 Месяц назад

    Why doesn’t @elon musk start an insurance company to lower prices

  • @slappysahil123
    @slappysahil123 3 месяца назад

    Kamala Harris is to blame

  • @MK_ULTRA420
    @MK_ULTRA420 10 месяцев назад

    Seattle tax

  • @williamwinston8872
    @williamwinston8872 10 месяцев назад

    because of the bloody oil we don't need