Ep. 143 | Indebted (with Anthony ONeal)

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  • Опубликовано: 29 июл 2018
  • Joshua & Ryan sit down with Anthony ONeal, author of 5 Mistakes You Can't Afford to Make in College, to discuss school debt, consumer debt, scholarships, credit scores, and credit cards. Watch “Maximal” episodes of The Minimalists Private Podcast exclusively at / theminimalists
    Questions answered in this episode:
    How do I strike a balance between paying off my student loan debt and building my dreams?
    (25:16)
    How can I attend college with no money? (32:57)
    How do I justify buying things of value when I’m in debt? (41:45)
    How do I pay off my significant student loan debt with my modest income? (46:46)
    Detailed show notes: theminimalists.com/p143
    Support The Minimalists: theminimalists.com/support
    #TheMinimalists

Комментарии • 40

  • @seanstewart549
    @seanstewart549 6 лет назад +9

    I met Joshua and Ryan at the Nashville airport on Sunday! Thank you very much for the hug and kind words... you two truly are genuine people who care about your fans.

  • @mommairwin5900
    @mommairwin5900 6 лет назад +14

    Anthony is amazing and a blessing to kids! My daughter's passion is that kids in school today learn about life and how to survive in the world post HS. There should be life classes as part of mandatory education. If only we could get the system to change!

    • @ReigningWomban
      @ReigningWomban 2 года назад

      If the system changed, there wouldn’t be debt slaves. Our economy is reliant on debt slaves.

  • @robertm.9633
    @robertm.9633 3 года назад +2

    I have 1 credit card where all purchases go through and I pay it like a utility bill at the end of the month. Done it for years with the same company. Financed a car (within means), paid it off in months. Credit score is high. Credit is a great tool, when used consistently and responsibly.

  • @nnowtg
    @nnowtg 5 лет назад +4

    If you wanna buy something.. buy when you have cash to purchase.. that's give you fulfillment.. but buying things which you pay on monthly, yearly basis doesn't give you fulfillment.. Those are my dad's words which I still carry on with which it makes my life even simpler and fulfilled..

  • @jacquelinemaria2902
    @jacquelinemaria2902 6 лет назад +12

    I’m so thankful to Dave Ramsey. He has helped become more careful with how I spend and save my money.

    • @13Grneyez
      @13Grneyez 5 лет назад +3

      Jacqueline Maria I wish I knew about Dave Ramsey before I’m 39 now.

    • @Sky-Child
      @Sky-Child 2 года назад

      I agree with what he says but so not the way he says it. Absolutely no need to rant in that angry disrespectful way to people.

  • @rikistansfield4509
    @rikistansfield4509 5 лет назад +8

    I laughed when Anthony said he paid interest on biscuits, and then thought about how many beers I'm still paying interest on.
    My credit card debt wasn't huge (£3000, now down to £1800), but it was monopolising my energy. Debt has become normalised, and that's a scary thing. What many people fail to comprehend is that the amount they owe is the amount they owe only if they pay it off, in full, RIGHT NOW. In reality, interest is constantly accruing and they owe a lot more.
    There's some great advice in this video, and if you're watching it you've already taken at least one positive step. Don't procrastinate with debt. Develop financial focus and patience, get it cleared, and start investing money in your passions and solidifying your future. Earn interest, don't pay interest.

  • @mayawhite8039
    @mayawhite8039 6 лет назад +1

    I have just found you guys and I am so happy I did. Life changing. Thank you for all you do.

  • @SoYunUm
    @SoYunUm 5 лет назад +7

    Thanks for bringing Anthony out! He's so great! Love all his advice.

  • @purplezen4261
    @purplezen4261 6 лет назад +2

    Thanks for this video guys!

  • @plaisirdelanglais
    @plaisirdelanglais 6 лет назад

    Great concept with bringing the studio into the theatre! And loving Anthony as a guest, so much fun! Plus he brought different perspective.

  • @josemiguelguanique214
    @josemiguelguanique214 6 лет назад +5

    AMAZING PODCAST EVOLUTION !!! :)

  • @JulsMWK1995
    @JulsMWK1995 3 года назад

    Thanks for having Anthony on your episode. This was my first time listening to him and I find he had some really valuable information.

  • @justzaya
    @justzaya 2 года назад

    what a brilliant episode !

  • @EmeliaSings
    @EmeliaSings 6 лет назад

    Yay! Great to be able to actually see you :)

  • @fancycarbon
    @fancycarbon 6 лет назад +3

    Coincidence that I just took the class they mentioned, did it in summer school during June. It was definitely beneficial :)

  • @thisischristal_personal
    @thisischristal_personal 5 лет назад +1

    CapOne was my first as well. They were very aggressive with college students in the 2000's. I have them again and they're wonderful but I am super vigilant and it's taken years to bring myself back from where I was when I was younger. Paid on time. Every month.

  • @kyle4866
    @kyle4866 6 лет назад +2

    Anthony gives really good advice

  • @phyliciajoykloes
    @phyliciajoykloes 5 лет назад +1

    Awesome talk.

  • @selina.lemoon
    @selina.lemoon 6 лет назад +2

    Love from Atlanta

  • @j7cars182
    @j7cars182 6 лет назад

    Great podcast ,I don't have credit cards nor debt as well, there no better feeling than "OWNING" something!

  • @LSChestersMom
    @LSChestersMom 2 года назад

    I love this! It makes me want to speak with artists in school about debt and earning.... I wish someone had said it to me but now I know :)

  • @marcusjones3011
    @marcusjones3011 3 года назад

    Iron City is a great place for this conversation. Love the information

  • @puffpiece1375
    @puffpiece1375 3 года назад

    Anthony is fantastic

  • @bethc8809
    @bethc8809 6 лет назад +3

    I attended this event. It was amazing. I was sad no one asked about minimalism regarding objects, but the info on $ is so important!!!

    • @doyn1995
      @doyn1995 6 лет назад

      Beth C The same situation in Nashville. Most questions were about money and grieving losses. There was, however, an amazing improptu performance from an audience member.

  • @amydickey5231
    @amydickey5231 6 лет назад

    Man, I wish you guys would come to St. Louis.

  • @madisonromero3529
    @madisonromero3529 2 года назад

    Dang that song was good!

  • @teamlaprade
    @teamlaprade 6 лет назад +8

    "The rich rules over the poor, And the borrower is servant to the lender." Proverbs 22:7

    • @13Grneyez
      @13Grneyez 5 лет назад

      Four Daughters wow!

  • @gerrymiller3272
    @gerrymiller3272 6 лет назад +7

    I really want some Red Lobster right now🦐🦀🍤

    • @13Grneyez
      @13Grneyez 5 лет назад

      Gerry Miller I’ve never had it but now I want it 🤤

  • @janeeyre8257
    @janeeyre8257 6 лет назад +5

    Great!!!!, please go to Latin America too

  • @mynamejeb8743
    @mynamejeb8743 2 года назад

    if u have money and able to pay for a credit card. dont get a credit card. if you living on a budget and cant afford the things you wanna buy, dont get a credit card

  • @sbkpilot1
    @sbkpilot1 5 лет назад

    not exactly true, I have a 806 FICO and have zero debt

    • @bangladeshirealtor
      @bangladeshirealtor 3 года назад +1

      That’s impossible , you have to have something revolving in order to keep that score lol maybe a mortgage or something