Agree with you on using a single ETF portfolio without having to rebalance regularly, figure out the asset allocation, it's well diversified and the fee is wonderfully low. I use XGRO for myself since I am closer to retirement age than you as my core investment.
Another great video! I personally buy into VEQT but XEQT is also a great choice for the reasons you give. I’m personally all for the one-fund investing and paying slightly more for the convenience, rather than needing to reallocate. Keep it up with the great content!
I see some inconvenients : 1) foreign taxes and US taxes (15%) ,even in RRSP ? 2) do you benefit from dividend tax deduction in CDA ? 3) Yield is not enough to beat inflation Any comment is welcome on those points 4) there are ways to get better yields with other safe ETF !
For what it is worth my only US holding, making up 25% of my portfolio, held outside my RRSP is BRK-B, which holds several blue chip companies, managed by the best investor in the world, and pays no dividend so no withholding tax. My RRSP is ZLU which is US low volatility etf, which has matched the S& P over the last 5 yrs without the volatility
Great video. Was looking for something like this to dollar cost average. I usually buy vun, xqq and Xic for larger purchase. It not easy to diversify for 100 and with xeqt I can . Thx
What about 'withholding taxes' by investing in U.S funds. Is there the risk of paying taxes both to U.S and Canada with this ETF you're speaking of here?
would you please create a video on VDY for long term holders ? like if someone invested 30K CAD on one time and invested small amount (300$) on a monthly basis then what would be the outcome after 20-30 years ? thanks in advance.
Great video, thanks for sharing. Just a question, what etf managers do you recommend ? I am in Canada and very new to start investing. Not sure what platform to trust and how to start. Appreciate your response in advance.
Vanguard and BlackRock are some of the best! Also, I do most of my CAD investing on Wealthsimple Trade. It’s an easy app with no commission fees on trades
Great video! thanks for the content, i really like your stuff. I have a question, let's say hypothetically in the future, somehow the Chinese or the Indian market overtakes the US (20-25 years or so)... would these etfs then rebalance to reflect the global market? i know my question isn't out of line, because before the US, Japan actually had a larger market size until the US overtook them. Im just asking in a hypothetical sense tho :)
Good question! It would really be up to the ETF managers (Blackrock, Vanguard). They might change up the % allocation to match the new global market dynamics... And if they didn't, you could always move your money into a new ETF that tracks that markets in a way that aligns with your investment goals!
Hey there! There isn't one right answer to this question, unfortunately. Some people prefer income generating investments and others prefer growth. I personally prefer growth because I'm young and I have a pretty high risk tolerance, but I do see the appeal of watching dividends snowball. As I get older, I might rotate into ETFs with more bonds and dividend stocks to have that steady income. Also, there are different tax implications for dividend income and, depending on what type of account you're investing in (TFSA, RRSP, Cash), you'll have to deal with that.
Hi, great video! I’m new to this and I followed a three etf strategy. One foundation VFV, one dividend XEI and one growth VGRO. In your opinion is this bad? overlapping investments? I also buy BTCC.b. Thanks!
I was going to ask the same thing. But realistically I think this thing lost less money then a lot of my stuff from January 18 “when this video was made” to now.
HYLD and HDIV are high yield 10-12% covered call etf’s with modest leverage to generate the higher yield. Good passive income investment in my opinion.
I have a 4-ETF portfolio that I’m tracking on the channel (XUU, VCN, VIU, ETC) and I also have some other off-camera investments in VFV (S&P 500). Those are my bread and butter
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Agree with you on using a single ETF portfolio without having to rebalance regularly, figure out the asset allocation, it's well diversified and the fee is wonderfully low. I use XGRO for myself since I am closer to retirement age than you as my core investment.
Another great video! I personally buy into VEQT but XEQT is also a great choice for the reasons you give. I’m personally all for the one-fund investing and paying slightly more for the convenience, rather than needing to reallocate. Keep it up with the great content!
Thanks, I appreciate that!!
I see some inconvenients : 1) foreign taxes and US taxes (15%) ,even in RRSP ? 2) do you benefit from dividend tax deduction in CDA ? 3) Yield is not enough to beat inflation Any comment is welcome on those points 4) there are ways to get better yields with other safe ETF !
For what it is worth my only US holding, making up 25% of my portfolio, held outside my RRSP is BRK-B, which holds several blue chip companies, managed by the best investor in the world, and pays no dividend so no withholding tax. My RRSP is ZLU which is US low volatility etf, which has matched the S& P over the last 5 yrs without the volatility
@@miragggany American stock held you pay %15 withholding tax
Glad to see someone share the same opinion. SUBBED!
Great video. Was looking for something like this to dollar cost average. I usually buy vun, xqq and Xic for larger purchase. It not easy to diversify for 100 and with xeqt I can . Thx
I like it! Subscribed
Great video man, huge fan of ETFs
Good stuff man. Thanks for sharing.
What platform do you use to invest? I’m on Wealthsimple
I see this is 2 years old…
I’m new to etfs…
What’s thoughts on xaw compared to xeqt?
Fees?
Long term in my rrsp
Thanks
What about 'withholding taxes' by investing in U.S funds. Is there the risk of paying taxes both to U.S and Canada with this ETF you're speaking of here?
Thanks for the help
I like the image on the laptop in the background
would you please create a video on VDY for long term holders ? like if someone invested 30K CAD on one time and invested small amount (300$) on a monthly basis then what would be the outcome after 20-30 years ?
thanks in advance.
Great video, thanks for sharing. Just a question, what etf managers do you recommend ? I am in Canada and very new to start investing. Not sure what platform to trust and how to start.
Appreciate your response in advance.
Vanguard and BlackRock are some of the best! Also, I do most of my CAD investing on Wealthsimple Trade. It’s an easy app with no commission fees on trades
@@MarkFarfan thanks for your reply.
Great video! thanks for the content, i really like your stuff. I have a question, let's say hypothetically in the future, somehow the Chinese or the Indian market overtakes the US (20-25 years or so)... would these etfs then rebalance to reflect the global market? i know my question isn't out of line, because before the US, Japan actually had a larger market size until the US overtook them. Im just asking in a hypothetical sense tho :)
Good question! It would really be up to the ETF managers (Blackrock, Vanguard). They might change up the % allocation to match the new global market dynamics... And if they didn't, you could always move your money into a new ETF that tracks that markets in a way that aligns with your investment goals!
I bought 100 shares of xeqt so I’m glad I picked right
Thank you- was looking just for this?
Glad you found it useful!
hey project E great video.
i have a question: is it better or invest in etfs with high dividends or lower for long term growth? what is your opinion?
Hey there! There isn't one right answer to this question, unfortunately. Some people prefer income generating investments and others prefer growth. I personally prefer growth because I'm young and I have a pretty high risk tolerance, but I do see the appeal of watching dividends snowball. As I get older, I might rotate into ETFs with more bonds and dividend stocks to have that steady income. Also, there are different tax implications for dividend income and, depending on what type of account you're investing in (TFSA, RRSP, Cash), you'll have to deal with that.
Hi, great video! I’m new to this and I followed a three etf strategy. One foundation VFV, one dividend XEI and one growth VGRO. In your opinion is this bad? overlapping investments? I also buy BTCC.b. Thanks!
So today is October 10th, do you still think XEQT is or was the best etf? I think not.
I was going to ask the same thing. But realistically I think this thing lost less money then a lot of my stuff from January 18 “when this video was made” to now.
Can you hold this etf in your TFSA?
Sure can!
Actually, might disagree with Con #1. Show me a place where you could buy the stocks yourself without fees.
Wealthsimple?
New subscriber here. Here to help support a fellow finance channel.
Great video. I'm new to investing. I'm looking for a Canadian ETF with a higher dividend to compliment my retirement pension. Any idea? Thanks.
There's a lot of dividend ETFs out there as well! I'll make a video soon about some of the best options
HYLD and HDIV are high yield 10-12% covered call etf’s with modest leverage to generate the higher yield. Good passive income investment in my opinion.
Really? The best? Since 2019 it gained 5 points. Very conservative. Better USA at 9%.
Good luck with 15% withholding tax coz it has US stocks. Dont hold in TFSA only hold in RRSP.
What are your top ETF's
Love the videos by the way...keep it up!
I have a 4-ETF portfolio that I’m tracking on the channel (XUU, VCN, VIU, ETC) and I also have some other off-camera investments in VFV (S&P 500). Those are my bread and butter
@@MarkFarfan thank you so much for the help 🙏🥃
Arianne phosphate took 20 % in 5 days
Arriane Phosphate DAN.V will do very good that stock is very cheap