Duh, lol. That’s one of many and very common tactics people use when not only when they’re in the wrong but they knowingly are in the wrong. The expression I live by: if it doesn’t make sense, there’s always a reason why.
I’m not trying to be brash, but some people are not being forthcoming. They are just too embarrassed to tell the truth. Others have not come to terms with their situation. They are in denial. It’s difficult to listen to someone who might not be telling the truth.
It’s because all these other hosts are too locked in to following Dave’s guidelines, they’re not hearing what these callers are saying. That’s why it’s boring most of the time if Dave’s not on air.
If you’re having hard time finding a job, go to a temp service. It’s better than nothing and can be short term. I went two months applying and getting nowhere. Went to a temp agency (ranstad) and got on in a warehouse. A couple months later, they hired me direct. 4 years later, I’m not at that job, but I’ve nearly double my income by taking steps to get where I needed to be.
Temp agencies sucks. They send out people who the boss is friends with. I worked for Ranstad years ago for a few months, in Secaucus, NJ. Lockdowns came around, they lied to me, and probably others, about why they were fired. Everyone knew for like a week before, due to slowdowns, people were going to get fired.
Yes! I did this and landed an incredible assignment. It was supposed to go perm but there was a hiring freeze so I ended up leaving that position for one at another company. A few months later my Mgr from the temp job called me and asked me to apply for the position directly. I did and got it. Great company, excellent pay, outstanding benefits. I stayed for the next 5 years until we moved out of state. Temp agencies can be a great way to land a good job.
Lol congrats on the dumbest comment here. You don't need career ambitions, I don't give a damn about career and I am fine. Go to work, pay my bills and live life. Not everyone wants to be a slave lol
@Nickbronliners how is he neurotic? He's not making money or paying bills... if I were in his position, I'd be having constant stomach pains from stress and I wouldn't be able to sleep!
This guy is absolutely not going to follow anyone’s advice. He came to the show seeking validation and hoping they would say the roommate is the A hole for kicking him out.
Yep. He wanted them to say how wrong his roommate was and don't worry buddy, everything will work out. This is someone that isn't applying to jobs anywhere he can find, it's I'll just ask a friend.
I had my employer who was a health care provider tell me one time that you cannot care more about the person than the person does himself. There were several who refused to do what was recommended and then got upset when the results weren't there.
Feed yourself, under pressure a case of Ramen is 12 survival meals for 4 bucks. Pay your utilities, no heat in the Midwest will kill ya faster than the landlord can evict ya Then pay your rent. If after that you can put enough gas in your car congratulations, you have all you need.
For me I learned Rent and cell phone gets paid no matter what. Rent makes sure you aren’t on the street, and cell phone guarantees employers can always get ahold of you.
Rent is even more important than food for a short period of time. It really really sucks to lose your home. It's not as bad to go hungry for a week or two.
@markislivingdeliberately I was in a tight place once and the salesman at the dealership where I went to try to trade down my car told me "the cheapest car is the one you already own". Selling your car for less than you owe and buying one that is cheap/a beater means you'll have repairs and possibly lose use of it. Sounds like bad advice to me. They should have given him your advice instead. 👍
He wasn't making a ton when he had his job, which mean he didn't have a lot of savings, so when he left the job for his "friend" that didn't pay on he didn't have anything to fall back on for rent. Happens to a lot of people. Not in the same ways, but with the same result. Don't have savings + something bad happens = homeless.
How my friend is. Was jobless living at home until 25. Working 25-30 hours a week the last two years. No surprise he’s a big socialist that wants more government aid
Common practice in hiring is to not discuss salary until the second (sometimes even third/final interview). As such, I recommend taking an interview without that info (unless it is a recruiter cold calling me - then they better give me the salary info in the initial conversation), but never take a job without discussing salary/commission/benefits/etc. I believe companies should put a salary range in the advertisement, but that is not how things work in most States.
@@davidtree2511 I've turned down interviews because they were offering way less then the average. I would not want to waste my time with even 1 interview if I know that pay is low. In NYC, you have to give a salary range. But they give a range in like a 200k range.
Stop taking these jobs that promise you COULD make X amount and start getting jobs that promise you WILL be paid this much. You obviously don’t have what it takes to work a commission job and make a living. You need skills for an hourly wage. Get serious about your money and career goals. Dude needs to grow up and getting kicked out by his roommate is hopefully the reality check he desperately needs.
$20 per hour for 50 hours a week is $1000, minus probably 50 some bucks for healthcare and then taxes he'll be lucky to make about 800 doing 50 hours at 20 bucks so their advice doesn't really make sense either though.
@@Joseph565112 Well that all depends on the other factors though. I make $21 an hour and average $800 gross per week which after taxes and insurance comes to about $2,700 or so dollars per month buying power so..... But his total bills might cost too much.
@@Joseph565112 math is a little off. $20 per 40 is $800. over 40 is OT, so that would be $30 for the other 10. so $1100 a week. That is $4400. a month after taxes and company health insurance make that $3400. a month. $460 for a car payment. so $2900 is left for rent food shelter car insurance, gas, and whatever. that an he is $8k in debt that he could pay off in two years at $388 a month. If he gets that job at 20. Hopefully he can do well and get a raise or two and improve his situation even further.
I kind of love how Mrs. Cruz’s facial expressions resemble her father Dave Ramsey’s facial expressions😂. Like the one of perplexed confusion that also acts as an expression of realization that the caller is kind of stupid.
Yes. I always have had a job. If I was moving to another job. I made sure of what I was going to get paid, and that I would be paid on time. Sounds like his friend he went to work for was going into business on a hope and a dream. So this guy got stiffed. I know this can work out sometimes, but unless I know I am getting paid I do not pin my hopes on a new job.
I've been there and done, that get rid of the dude. She's probably having her cake and eating it too. Be careful! If he is not helping around the house or helping with bills as a man then he should not be there! I don't know just seems that stuff never goes in the right direction.
He doesn't need a this is what you "could" be making job, he needs a this is what you "will" be making job. Im wondering how long he's been out of work, for that roommate to reach a point to threaten to kick him out. That or his roomate is tired of him looking for jobs that fluxates in pay when he could have been already working at a steady job by now.
Sounds to me like he's very young, maybe just out of high school and just doesn't have the wherewithal to understand that he needs to get a job and pay his rent. We used to call this type of person an airhead as they couldn't seem to grasp that there were things you simply had to do. Like make your bed, do the dishes, wash your clothes and GET A JOB! He needs more hustle, but I'm not sure he is aware of that at the moment. I'm also wondering how long his roommate(s) have had to put up with this behavior and if he or they can afford to pay the rent without his "contribution."
@@roseother8306 I don't think he paid much attention to it as he always had enough until he went to work for a friend. I had a situation similar and I'm probably old enough to be his mom or maybe his grandma. A woman I knew needed someone to work for her air b+b as the laundry lady. We worked out how much I would get paid and everything went smoothly at first, but since I'm not very computer literate, she needed to teach me how to enter my hours into website on the computer. She kept putting it off for weeks. Finally she showed me how. I received 1 week's pay and then nothing. She eventually ghosted me and I never got another dime from her. Chalk that one up to learning a lesson that cost me a sizable chunk of change.
Those jobs are going away for non skilled labor. We got hit a recession with record layoffs in past 2 months. On LinkedIn I see 1,000 applicants a week for jobs. It’s like 2007 all over again right before the recession
It always amazes me how people in the comment section always make this type of comment without paying attention to the location, and thus making a BS comment. I've seen apartments in that city that go for less than $500 and not a few. That means that his 2k a month is good for that location. In my area, $14 an hour is enough for a single person to afford a two bedroom apartment. That's hardly more than what he makes. This 20/h is an argument for big cities only.
Minimum wage for his state is over $12 an hour. He could work a retail or fast food job and pay these bills. I would have like to know his age and if he got a degree. He sounds like someone with no follow through and bit scatter brained. He needs to stick to a plan and focus. Wish him the best!
As someone who had driven $300 cars, $8,000 is absolutely NOT a beater. I bought a 10K car 5 years ago, now it's worth 4. 80,000 miles 2017, she's still got a LOT of life in her
He didn't say it was a beater car.. He's just trying to get his payments down to nothing for that. So selling it to get a cheap car so he has less payments to make. Because right now he has no income. If you don't have income they're going to come repo it. It'd be better for him to sell it and get out of it that way then to have them come repo it.
Rachel is cracking my up on this call as I can see it in her eyes as her wheels are spinning either she's just stumped how this guy can be so irresponsible or she's thinking about going home and giving her husband the best greeting he's ever gotten from her to show how much she appreciates him.
This is not making sense. I’m a boutique builder in Kansas City and we pay skilled trim carpenters $32-40 an hour. This guy should be making $1300-1600 a week if you're only working 40 hours. He is either not working much or getting screwed! Also we havent had a slow season since before the Covid boom.
I doubt he works very much even when he's scheduled.... You notice he said that he was going to have a strength and drug test and "hopefully if that works out".... If he's been doing carpentry work already, to me that translates to this guy isn't sure he's going to pass the drug test, if you can't pass a drug test when you literally know it's coming, you can't tell me you've never shown up to work high.
@@PeterFendrich OR he's just out of high school and doesn't have the skill set he needs to make the higher wages. But from the call, I suspect he's just not that motivated.
I lived in a Condo a 2bd. and 2bth like 10 years ago. I had my first renter tell me that he worked at Sears in the city mall. I was told by a co-worker that a friend of his needed a room to rent out. So, I thought I will have extra cash and rented one of the bedrooms to him. In the starting of the new year, I raised the rent. I did not see him again. I went to the Sears to track him down and they said they have never heard of him working there when I mentioned his name. You have to be careful who you rent to. After that I was very careful because there many freeloaders out there.
No he is one of those who just wanted access without paying. The people who can meet requirements are the ones I think many should choose but they have other options and get rarer in the secondary rental market.
There are lots of other job opportunities out there. Going to a temp agency or day labor, selling blood, seeing if anyone needs snow shoveled, lawns mowed etc to get enough money to pay his share of the rent. I just don't see this caller as very motivated to do anything.
@@alycewich4472 People don't all have the ability to work 40+ hours a week.... Also if the person thinks the problems will continue why bother doing what they are supposed to do?
I'd think he could get a job at Lowe's or Home Depot or Ace Hardware, but it sounds like he doesn't want to work retail for a big box company. He'd rather find a guy who has his own business, who is going to pay him low wages with the promise of working his way up. These sorts of schemes rarely pan out. He needs to make supporting himself his priority. He's jumping around for no reason. By the way, he's driving a beater car now if it's only worth $8K.
I have dealt with roommates that only had to pay me 500 a month living in Miami. I even paid for some gas for the other roommate so he can come from San Antonio. Yup they did not hold their jobs very long. I even gave them 1 month rent free to get there lives together. eventually I gave them the boot. Rent in Miami at 500 a month is unheard of. They blew a great opportunity!
Well I used to charge just $200 a month for rent, utilities, and internet access and people could not even afford that!!!! I say the opportunity might not have been as good as your thinking because they could not afford to pay. I have to remind myself that just because something seems good to me does not mean it is affordable for others!!!!!!
That dude totally came on to get help convincing the roommate to keep him, just the way he responded each time they mentioned “good, your roommate is in the right” was pained 😂
I think the caller said he is intetviewing tomorrow: most places (except McDonalds type) don't give exact compensation information until after the interview(s) and they eveluate the candidate's skills.
@@davidhale4647 The problem with the higher wage is that it forces prices up. The people whining about high fast food prices are the same ones whining about the low wages. What do they expect when wages go up?? DUH!!
And get as many side hustles as possible only going home to sleep and get something to eat. And start all over again. But I don't think he's motivated to do so.
Young people 'today' should focus on a short-term technical degree:: electrician or HVAC technician. Then after saving, find of the company can help pay for a 4+yr degree. ❤❤
I don't think she understands that there is no degree involved in doing a trade like HVAC or plumbing, electrician etc, which is the whole point of doing it. @@mtbokor1969
As far as I know some of these jobs are on-the-job training ones, which were a lot of the jobs when I was a lot younger. Not as many today, but there are some. Mike Rowe has a show called "Dirty Jobs" that covered some of them.
There are trade or vocational schools out there that have programs to teach and train for job skills such as those and they charge a flat price for the program and usually the student will have to take out some kind of loans even though they are not as high or even close to what a unviersity or community college that gives a degree would cost. Or he might have attened college for a semester or two and dropped out. If he owes $18K total and $10k on his car, plus has other debt this is most likely what the case is.
This man is not a good employee. He needs to learn to show up every day and on time. He needs to improve his job skills. Cabinet work is good work, he could make good money depending on his skills.
$750 a week. Is much better than $17-$18 an hour retail. Getting paid $18 an hour retail. (Which is already unlikely) will only net you $29,000 a year. You aren’t breaking $30K. The former puts you close to 40K which is by the average salary
Still he owes 30K plus has to find a way to survive. Not sure his total yearly cost minus what he owes but mine used to be 15K minimum while making 20K. So 30K payoff can't come any earlier than year 6!!!
If I were broke, I’d rent a room, eat ramen, drink tap water and work 80 hours a week to get money to start my own company. Money is math, but most ppl don’t understand the oppression of debt.
He sounds like he's just drifting along and isn't motivated to find a job. He wasn't even making minimum wage before he quit his "good" job. He keeps entertaining crappy part-time gigs that should be done as a side hustle instead of focusing on a path to a real full-time well-paying career.
2:51 “You could make upwards of $750/week.” Translation: “There is no salary we could pay you that is low enough to contradict the previous statement.” 😂
"We're going to "gift" you the Everyday App so you can do your budget". Yeah, and when you get to the line item called "Income", put $0 and everything after that doesn't matter. This caller has no job, no income, and is about to become homeless when his roommate kicks him to the street. He is waiting for someone to "give" him a job when he needs to be applying EVERYWHERE. Rich girl Rachel and Clueless George aren't going to help you. "What's your smallest debt and how much is your car worth?" That's all they got. When this guy gets a job, any job, any three jobs, and beats the wolf away from the door, he needs to get serious about getting a real career. Being a trained monkey in a cabinet shop isn't going to cut it in today's economy. The only guy making any money in a local cabinet shop is the owner and he is developing ulcers. This caller needs to develop a marketable skill and the best way to do that is in the trades.
@@15KHPCLUB You're right. Custom cabinetry is a trade. It's just that the pre-fab units imported from Mexico and overseas have cut drastically into the profitability of most of these local cabinet shops. The guys owning the shop can make decent money, but the pay scale is relatively low compared to other trades such as welding, plumbing, HVAC and welding.
Well the idea is nice but still cost money and time unless people get lucky and have connections. If people can't live on the legal minimum their odds are not good period.
If you are not in the financial market space right now, you are making a big mistake.I realize that it could be due to inexperience, but if you want to make your finances work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
I have always wanted to trade crypto since 2019 but was scared due to its volatility, I think now I want to give it a try but don't know how to go about it.
@Erionbogdani-tj4gkYES!!! That's exactly her name (Jeffrey Kathryn) so many people have recommended highly about her and I started with her last year from Brisbane Australia
Good question but the problem might be he is not paying enough of the rent he is supposed to pay. There is a difference between paying less than was requested and paying in full. I suspect he might be paying part of the rent but not the entire amount. Some people believe in the concept that there are other ways to contribute besides paying for it!!!!! George is saying he thinks people who can't pay can't stay but the issue there is that the ability to pay comes from making enough money while not having too much in being paid out!!!!
And that where this caller is stuck. Making around $20k a year with 18k in debt. That doesn't count food, rent, car insurance, and the like. He needs to get a "real job" and hustle like mad with overtime or side gigs to get out of this. But I don't think he has the desire to do so...
I feel for today's student. We, the old generation were lucky to get pelt, Cal grants and/or cheap education. Now... sadly but truly its not worth being a doctor, engineer, scientists unless the university helps pay for everything for 4+ years. Like Caltech or MIT. Thats why its hard to get in here.
I didn't get cheap education, but I also didn't expect others to pay for it. You make the decision to go to school and take on debt to pay for it, that's all on you!!
SKILLED TRADESMAN!! It works every time and compared to the tuition for the subjects you mentioned, it's dirt cheap. A college education isn't always the answer.
@@bettysmith4527 yes. You pay for where you attend... except of your a Real Genius, only .0001% of population, then you get everything payed for. I met someone like that.
@@marlenalinne Yes. Skills are always needed by eveyone and all corporations and companies. Yup yup. And it's good for your brain and self improvement
@@CatWhiskering I didn't think of either one of these musings. I just figured he's young and not motivated. But both of these could be the cause of him being without a job.
This guy should not accept a job where they are not telling him the hourly pay, obviously but he doesn't seem to know that. That company is leading him on, it's a huge red flag.
Guy is making $12.5 an hour on average. He has no skill worth paying for according to this call. Anyone can make $12/hr just about anywhere in this country.
@@fedguy9182 He sounds young and immature, maybe just out of High School to me. He's not going to get paid a carpenter's wages with basically no skills, but his old job may have been an on-the-job training type. Too bad he left that one, but he did admit he made a mistake...
He cant just call this potential work place and say "Ya, uhh... so Im desperate for work because Im about to get evicted for not paying rent. I need to know exactly how much Im getting paid". Thats not going to accomplish anything, and will cause many other issues.
If there's one thing I've learned about this show, the more they dance around the subject the more likely they are in the wrong.
Agree. Seems like the evasive callers are the same people who don’t understand accountability or common sense.
They know they messed up... usually, everyone knows when they are messing up and justifying bad decisions when they make them, unless they are insane.
Duh, lol. That’s one of many and very common tactics people use when not only when they’re in the wrong but they knowingly are in the wrong.
The expression I live by: if it doesn’t make sense, there’s always a reason why.
I’m not trying to be brash, but some people are not being forthcoming. They are just too embarrassed to tell the truth. Others have not come to terms with their situation. They are in denial.
It’s difficult to listen to someone who might not be telling the truth.
You needed a show to tell you that? Lol
When he said he hoped the drug test goes well, that said all we needed to know.
Indeed! The follow up question "Why wouldn't the drug test go well?"
Those druggies I tell ya!
😂 I was thinking to myself “what do you mean you hope?!”
Exactly,if he’s not doing drug why won’t he be sure,why hope..lol
Ya there are bigger issues than budget if he’s in that situation.
18k in debt, no steady income, but apparently he has enough money for drugs since he “hopes” the drug test goes well…unbelievable.
He might have just meant that in an "oh I hope it goes well" kind of way not a "oh I am high on crack I hope I do well and pass"
Yikes
He said it was a drug and strength test. More likely he does well enough on the strength test to get the job.
he is not on drugs
He said strength and drug. Maybe he’s a weak guy.
Dave would have been like “why wouldn’t the drug test go well??”
Get right down to the nitty gritty!
It’s because all these other hosts are too locked in to following Dave’s guidelines, they’re not hearing what these callers are saying. That’s why it’s boring most of the time if Dave’s not on air.
Strength and drug test, also Checking if he can physically do the job.
Right
I was waiting for them to ask that and then remembered it wasn’t Dave 😂
Rachel gave him advice, he didn’t even comment on it. He went right to a question. He won’t listen.
I cringed too.
Good point. Sadly, I did not pick up on that.
So rude.
Which is why he will be a broke loser his entire life.
He fails to get that when he didn't pay his part of the rent, the roommates had to cover him. They don't want him back for good reason.
My thought exactly!
If you’re having hard time finding a job, go to a temp service. It’s better than nothing and can be short term. I went two months applying and getting nowhere. Went to a temp agency (ranstad) and got on in a warehouse. A couple months later, they hired me direct. 4 years later, I’m not at that job, but I’ve nearly double my income by taking steps to get where I needed to be.
Temp agencies sucks. They send out people who the boss is friends with.
I worked for Ranstad years ago for a few months, in Secaucus, NJ.
Lockdowns came around, they lied to me, and probably others, about why they were fired.
Everyone knew for like a week before, due to slowdowns, people were going to get fired.
🙌🏾🙌🏾🙌🏾
Yes! I did this and landed an incredible assignment. It was supposed to go perm but there was a hiring freeze so I ended up leaving that position for one at another company. A few months later my Mgr from the temp job called me and asked me to apply for the position directly. I did and got it. Great company, excellent pay, outstanding benefits. I stayed for the next 5 years until we moved out of state. Temp agencies can be a great way to land a good job.
Easier to find a job when you can wash your clothes. 😂
ranstad sucks
Never agree to a job without clear-cut compensation information. That should be established before you accept the job.
Plus can’t he go to small claims court for the money? I wouldn’t give up on one month of work
You can’t help this guy…Everything he’s said leads me to believe hr has no career ambitions nor does he really want to work
I think he said a strength test and a drug test. It might be the strength test that he's referring to.
Lol congrats on the dumbest comment here.
You don't need career ambitions, I don't give a damn about career and I am fine. Go to work, pay my bills and live life.
Not everyone wants to be a slave lol
He needs to move back with the parents that raised this loser
🙄
He is young. Give him some grace. He called for advice.
Ive nevwr had carrer ambitions. I've only ever wanted more money. Anyone I've ever told that to, lokks at me crazy though.
Rachel looks so disappointed in this dude. lol
His behavior is very neurotic and unhinged
Good women don't like talking to pathetic men.
@Nickbronliners how is he neurotic? He's not making money or paying bills... if I were in his position, I'd be having constant stomach pains from stress and I wouldn't be able to sleep!
@@DarthFuriebruh ur weak
@@Nickbronline being poor is pretty unhinged I agree
George is slowly turning into Papa Dave, he had no mercy for this hippie free loader 😂
Not a hippie and not a freeloader
Weird answers he gave..ummm uhhhh well. Like. So. Around....
“slowly”?! he’s a millennial carbon copy. which is the point.. he’s the cornerstone of this succession plan
he’s probably a conservative bum lmao
Poor people are hippies?
So he wanted to live for free ??? People in this world have gone crazy !
hmm easy to know who they vote for
@@mikejones762what does that have to do with anything?
Everything isnt political. @@mikejones762
Painfully obvious you didnt watch the video. At NO point did the caller say or imply he wanted to live for free.
@@mtbokor1969EXACTLY!
This guy is absolutely not going to follow anyone’s advice. He came to the show seeking validation and hoping they would say the roommate is the A hole for kicking him out.
I don't think so.
Why do I feel like quitting his job wasn't the only "stupid decision" this guy has made in life?
You can tell by the sound of his voice it wasn’t.
Did he say how old he is?
Because you have common sense😂
Because he's human and we all make multiple mistakes?
Cuz you're are very smartly😂
I heard "I work at a cabbage shop... trimming..." 😅😅😅
So did I! 🤣😂🤣
yeah it was a cabinet shop. lol
Saaaaaame. Cannaabbage
I heard cannabis as a trimmer
He said “Uhhhhhhhhh…..”. Dude needs to grow up… fast… he called hoping to hear what he wanted, not to figure anything out.
Yep. He wanted them to say how wrong his roommate was and don't worry buddy, everything will work out. This is someone that isn't applying to jobs anywhere he can find, it's I'll just ask a friend.
I don't know how this guy is so calm. The hosts sound more concerned than him
I had my employer who was a health care provider tell me one time that you cannot care more about the person than the person does himself. There were several who refused to do what was recommended and then got upset when the results weren't there.
hes calm cause of the pot, duh :-)
If it's one thing I learned as a young man it's "if one thing gets paid it's the rent"!😂
Yep!!! MY FIRST PRIORITY!!!
Feed yourself, under pressure a case of Ramen is 12 survival meals for 4 bucks.
Pay your utilities, no heat in the Midwest will kill ya faster than the landlord can evict ya
Then pay your rent.
If after that you can put enough gas in your car congratulations, you have all you need.
For me I learned Rent and cell phone gets paid no matter what. Rent makes sure you aren’t on the street, and cell phone guarantees employers can always get ahold of you.
Rent is even more important than food for a short period of time. It really really sucks to lose your home. It's not as bad to go hungry for a week or two.
@@alexpietsch7997 That's what Dave Ramsey calls the 4 walls.
All the comments are confirming each other. This guy doesn’t want to answer questions and he doesn’t want to lay it all out.
Why a young, single, able bodied person cannot make ends meet is beyond me
he's got a car. Uber/door dash/instacart this afternoon!
@@markislivingdeliberately Right?
@markislivingdeliberately I was in a tight place once and the salesman at the dealership where I went to try to trade down my car told me "the cheapest car is the one you already own". Selling your car for less than you owe and buying one that is cheap/a beater means you'll have repairs and possibly lose use of it. Sounds like bad advice to me. They should have given him your advice instead. 👍
He wasn't making a ton when he had his job, which mean he didn't have a lot of savings, so when he left the job for his "friend" that didn't pay on he didn't have anything to fall back on for rent. Happens to a lot of people. Not in the same ways, but with the same result. Don't have savings + something bad happens = homeless.
How my friend is. Was jobless living at home until 25. Working 25-30 hours a week the last two years. No surprise he’s a big socialist that wants more government aid
I would never take a job, or even take an interview without knowing the pay.
welcome to working class america
Yeah, you should at least know a range. I have turned down at least one recruiter for not giving any salary info whatsoever.
@@linuxsurfer2002 I've turned down a few interviews because of that.
Common practice in hiring is to not discuss salary until the second (sometimes even third/final interview). As such, I recommend taking an interview without that info (unless it is a recruiter cold calling me - then they better give me the salary info in the initial conversation), but never take a job without discussing salary/commission/benefits/etc.
I believe companies should put a salary range in the advertisement, but that is not how things work in most States.
@@davidtree2511 I've turned down interviews because they were offering way less then the average.
I would not want to waste my time with even 1 interview if I know that pay is low.
In NYC, you have to give a salary range.
But they give a range in like a 200k range.
Wow George. You're really professional and strong on these calls.
Stop taking these jobs that promise you COULD make X amount and start getting jobs that promise you WILL be paid this much. You obviously don’t have what it takes to work a commission job and make a living. You need skills for an hourly wage. Get serious about your money and career goals. Dude needs to grow up and getting kicked out by his roommate is hopefully the reality check he desperately needs.
$20 per hour for 50 hours a week is $1000, minus probably 50 some bucks for healthcare and then taxes he'll be lucky to make about 800 doing 50 hours at 20 bucks so their advice doesn't really make sense either though.
@@Joseph565112you missed the part where they said $20 on top of what he’s making now until he finds something that pays more.
@@Joseph565112 Well that all depends on the other factors though. I make $21 an hour and average $800 gross per week which after taxes and insurance comes to about $2,700 or so dollars per month buying power so..... But his total bills might cost too much.
@@Joseph565112 math is a little off. $20 per 40 is $800. over 40 is OT, so that would be $30 for the other 10. so $1100 a week. That is $4400. a month after taxes and company health insurance make that $3400. a month. $460 for a car payment. so $2900 is left for rent food shelter car insurance, gas, and whatever. that an he is $8k in debt that he could pay off in two years at $388 a month. If he gets that job at 20. Hopefully he can do well and get a raise or two and improve his situation even further.
Some people aren't literal....ask HOW MUCH WILL YOU MAKE A HOUR!
I kind of love how Mrs. Cruz’s facial expressions resemble her father Dave Ramsey’s facial expressions😂. Like the one of perplexed confusion that also acts as an expression of realization that the caller is kind of stupid.
Any call that starts out with, "Alright, so..." is not good.
I actually prefer calls like this. It’s helping the people who NEED help as opposed to people making massive amounts but squander it.
the latter also needs help, just because you have $$ doesn't mean you naturally know how to spend it wisely
@@Jane-rh7tc however I’m so much less sympathetic to people who can’t seem to make ends meet while they make $200k/year.
George handled this call very well! Firm but fair & still kind. Very reminiscent of Dave!
The future of Ramsey Solutions looking good so far 👌
Any job that helps you get income is far better than a job that MIGHT pay you should they NEED you.
Yes. I always have had a job. If I was moving to another job. I made sure of what I was going to get paid, and that I would be paid on time. Sounds like his friend he went to work for was going into business on a hope and a dream. So this guy got stiffed. I know this can work out sometimes, but unless I know I am getting paid I do not pin my hopes on a new job.
Rachel’s face explains everything.
Starting to get the old Ramsey staring hard into space look. Perhaps a family trait.
She is digested by poors with no money. I don't know how people don't pick up on the smug undertones...
This dude is the real life George Costanza
Life's pretzel can make one thirsty. 😂
This guy could never be a successful fake architect!
@@SpoonHurler These pretzels… are making me thirsty!!!
Hopefully there’s not a cleaning lady and a cashmere sweater involved
Vandelay Industries, how can i direct your call?
You can tell by the way this guy talks he is intelligent and has a good education. He's a slacker.
I’ll bet this guy is really really good at video games
I like how he initially drove by the fact that he can't pay rent. 😅
If you cant pay your share of the rent then out you go!
6:13 I feel like he disregarded all the info he was just given
He’s brain was completely in bypass mode when Rachel was speaking
"Going for a strength and drug test. Hopefully that goes well"
Why wouldn't it go well ? So he's spending his money on drugs ..
I took a drug test and still got denied the job.... he probably means that he hopes that the WHOLE process goes well
I tried to kick out my wife's male friend that never leaves and she got mad at me.
😂
Kicked out the wrong one.
Divorce your wife, 😂
Some woman are unreasonable. Does this guy "cut the grass" for you at least?😉
I've been there and done, that get rid of the dude. She's probably having her cake and eating it too. Be careful! If he is not helping around the house or helping with bills as a man then he should not be there! I don't know just seems that stuff never goes in the right direction.
2:57 Lol love the way George said I’m done with this upwards and what could you make what will you get paid (pause) if you show up work?
He doesn't need a this is what you "could" be making job, he needs a this is what you "will" be making job. Im wondering how long he's been out of work, for that roommate to reach a point to threaten to kick him out. That or his roomate is tired of him looking for jobs that fluxates in pay when he could have been already working at a steady job by now.
Is he paid by the piece? I don't know what else would make his salary undefined.
Sounds to me like he's very young, maybe just out of high school and just doesn't have the wherewithal to understand that he needs to get a job and pay his rent. We used to call this type of person an airhead as they couldn't seem to grasp that there were things you simply had to do. Like make your bed, do the dishes, wash your clothes and GET A JOB!
He needs more hustle, but I'm not sure he is aware of that at the moment. I'm also wondering how long his roommate(s) have had to put up with this behavior and if he or they can afford to pay the rent without his "contribution."
@@roseother8306 I don't think he paid much attention to it as he always had enough until he went to work for a friend.
I had a situation similar and I'm probably old enough to be his mom or maybe his grandma. A woman I knew needed someone to work for her air b+b as the laundry lady. We worked out how much I would get paid and everything went smoothly at first, but since I'm not very computer literate, she needed to teach me how to enter my hours into website on the computer. She kept putting it off for weeks. Finally she showed me how. I received 1 week's pay and then nothing. She eventually ghosted me and I never got another dime from her. Chalk that one up to learning a lesson that cost me a sizable chunk of change.
Worst decision was leaving a job that paid him $500 a week? What? Go find any $20/hr job and work 6 days a week. That's almost $1000 a week.
Those jobs are going away for non skilled labor. We got hit a recession with record layoffs in past 2 months. On LinkedIn I see 1,000 applicants a week for jobs. It’s like 2007 all over again right before the recession
seriously, my local Mcdonalds have a $20 an hour sign in the window.
That was "the slow times". Sounds like one of those 'he works when there is work and hangs out when there isn't work,' hence, the debt and no savings.
It always amazes me how people in the comment section always make this type of comment without paying attention to the location, and thus making a BS comment.
I've seen apartments in that city that go for less than $500 and not a few. That means that his 2k a month is good for that location.
In my area, $14 an hour is enough for a single person to afford a two bedroom apartment. That's hardly more than what he makes. This 20/h is an argument for big cities only.
*minus taxes
Minimum wage for his state is over $12 an hour. He could work a retail or fast food job and pay these bills. I would have like to know his age and if he got a degree. He sounds like someone with no follow through and bit scatter brained. He needs to stick to a plan and focus. Wish him the best!
Earns $500 per week and has $10k to go on a car loan. Planning isn't his forte.
What state ? I missed it
@MisterKelisi
Missouri
His age? Too old to be this clueless.
@@jasonmoquin Well no just because he is clueless does not mean he will ever have a clue.
$8000 car is a beater car, don’t sell it. Get your pants on fire and go find jobs.
For real
Absolutely
As someone who had driven $300 cars, $8,000 is absolutely NOT a beater.
I bought a 10K car 5 years ago, now it's worth 4. 80,000 miles 2017, she's still got a LOT of life in her
This.
He didn't say it was a beater car.. He's just trying to get his payments down to nothing for that. So selling it to get a cheap car so he has less payments to make. Because right now he has no income. If you don't have income they're going to come repo it. It'd be better for him to sell it and get out of it that way then to have them come repo it.
Dude just need to get hired at Walmart 😂
Or Amazon warehouse
Yeah, $500 a week is approximately $12.50 an hour. That’s not hard to replace. Drive a school bus-they train and pay $25 an hour.
Rachel is cracking my up on this call as I can see it in her eyes as her wheels are spinning either she's just stumped how this guy can be so irresponsible or she's thinking about going home and giving her husband the best greeting he's ever gotten from her to show how much she appreciates him.
This is not making sense. I’m a boutique builder in Kansas City and we pay skilled trim carpenters $32-40 an hour. This guy should be making $1300-1600 a week if you're only working 40 hours. He is either not working much or getting screwed! Also we havent had a slow season since before the Covid boom.
I doubt he works very much even when he's scheduled.... You notice he said that he was going to have a strength and drug test and "hopefully if that works out".... If he's been doing carpentry work already, to me that translates to this guy isn't sure he's going to pass the drug test, if you can't pass a drug test when you literally know it's coming, you can't tell me you've never shown up to work high.
@@PeterFendrich OR he's just out of high school and doesn't have the skill set he needs to make the higher wages. But from the call, I suspect he's just not that motivated.
He didn’t seem to know his wage…..
He’s a BS artist or a weed trimmer or something. No adult doesn’t know how much they make
I lived in a Condo a 2bd. and 2bth like 10 years ago. I had my first renter tell me that he worked at Sears in the city mall. I was told by a co-worker that a friend of his needed a room to rent out. So, I thought I will have extra cash and rented one of the bedrooms to him. In the starting of the new year, I raised the rent. I did not see him again. I went to the Sears to track him down and they said they have never heard of him working there when I mentioned his name. You have to be careful who you rent to. After that I was very careful because there many freeloaders out there.
No he is one of those who just wanted access without paying. The people who can meet requirements are the ones I think many should choose but they have other options and get rarer in the secondary rental market.
Baby boy didn't like that dose of reality.
Hes treating himself as more valueble then he is, dude cant pay rent but is being really picky about jobs.
At this point dude either live in your car or join the military
Or zombilands 😮
Might not be accepted in the military.... they don't take everyone!!!
There are lots of other job opportunities out there. Going to a temp agency or day labor, selling blood, seeing if anyone needs snow shoveled, lawns mowed etc to get enough money to pay his share of the rent. I just don't see this caller as very motivated to do anything.
@@alycewich4472 People don't all have the ability to work 40+ hours a week.... Also if the person thinks the problems will continue why bother doing what they are supposed to do?
Military?
Nah, he can stay home. We don't need this loser
This whole story sounds shady AF
Oh, this is gonna be good!
I'd think he could get a job at Lowe's or Home Depot or Ace Hardware, but it sounds like he doesn't want to work retail for a big box company. He'd rather find a guy who has his own business, who is going to pay him low wages with the promise of working his way up. These sorts of schemes rarely pan out.
He needs to make supporting himself his priority. He's jumping around for no reason.
By the way, he's driving a beater car now if it's only worth $8K.
It sounds like he's going for these types of employers because he can't pass a drug test.
750/week, I assume renting a room is no more than 500 a month in Kansas City. Fly over country is like going back 15 years compared to the coasts.
I can't believe how this guy thought he should be allowed to live there without paying rent just because he got himself into debt.
I have dealt with roommates that only had to pay me 500 a month living in Miami. I even paid for some gas for the other roommate so he can come from San Antonio. Yup they did not hold their jobs very long. I even gave them 1 month rent free to get there lives together. eventually I gave them the boot. Rent in Miami at 500 a month is unheard of. They blew a great opportunity!
Well I used to charge just $200 a month for rent, utilities, and internet access and people could not even afford that!!!! I say the opportunity might not have been as good as your thinking because they could not afford to pay. I have to remind myself that just because something seems good to me does not mean it is affordable for others!!!!!!
I always feel like the people with lower incomes say their income in weeks, while higher jncomes will say a yearly income.
Well yeah but the effect should be similar: I used to say $12 an hour or 20K a year after tax but the effect is the same.
He hopes the drug test goes well? I would think you would know if you were going to fail.
This guy needs to find some stable income to start tackling debt!
That dude totally came on to get help convincing the roommate to keep him, just the way he responded each time they mentioned “good, your roommate is in the right” was pained 😂
When George asked, "what were you making?", I half expected the guy to say "cabinets"
I think the caller said he is intetviewing tomorrow: most places (except McDonalds type) don't give exact compensation information until after the interview(s) and they eveluate the candidate's skills.
Yeah exactly right!!
This guy has the exact personality type of people who get scammed and pyramid schemes 🤦🏼♀️
Get a job at a retail store or fast food place. You can make $15-$17/hr at McDonald's.
fast food and gas stations where I live start at $20 a hour!
Yeah I think you entry starting range is right for places that are not super expensive but don't buy this $20 an hour stuff.
@@davidhale4647 The problem with the higher wage is that it forces prices up. The people whining about high fast food prices are the same ones whining about the low wages. What do they expect when wages go up?? DUH!!
If I was this dude I would deadass get a job in fast food or walmart and just grind.
And get as many side hustles as possible only going home to sleep and get something to eat. And start all over again. But I don't think he's motivated to do so.
This guy is just hoping his life corrects itself rather than being proactive about it and doing something about it.
No pay, no stay! He thinks his roommate should let him go rent free. What a sense of entitlement.
He seemed shocked(based on silence) George suggested it was reasonable to not let him live in a place he can’t afford.
Feel bad for roommate
Me too. I'm wondering if the roommate(s) can afford to cover the rent that he's not paying. I would toss him out too.
Young people 'today' should focus on a short-term technical degree:: electrician or HVAC technician. Then after saving, find of the company can help pay for a 4+yr degree. ❤❤
You don't need a four year degree to be an electrician or an HVAC person.
Why should someone get a tech degree if that isnt what they want to do?
I don't think she understands that there is no degree involved in doing a trade like HVAC or plumbing, electrician etc, which is the whole point of doing it. @@mtbokor1969
What?! So you get to decide what career is going to give someone a happy life?
@@bettysmith4527 I guess you didn't read what I wrote. Short _term not 4+ years.
There's a "low season" for cabinet making?
Yeah, high season was an extra $200. Hilarious.
1:48 You can tell by their faces Rachel and George both thought he said "cabbage shop". I know because I made the same face.
Me too! I was wondering how you trimmed cabbages!🤣😂🤣
This guy needs to get his crap together, he doesn’t even seem concerned with where he’s at in life.
Why does he have student loans if he's doing woodworking and machinery.....
As far as I know some of these jobs are on-the-job training ones, which were a lot of the jobs when I was a lot younger. Not as many today, but there are some. Mike Rowe has a show called "Dirty Jobs" that covered some of them.
There are trade or vocational schools out there that have programs to teach and train for job skills such as those and they charge a flat price for the program and usually the student will have to take out some kind of loans even though they are not as high or even close to what a unviersity or community college that gives a degree would cost. Or he might have attened college for a semester or two and dropped out.
If he owes $18K total and $10k on his car, plus has other debt this is most likely what the case is.
This man is not a good employee. He needs to learn to show up every day and on time.
He needs to improve his job skills. Cabinet work is good work, he could make good money depending on his skills.
$750 a week. Is much better than $17-$18 an hour retail.
Getting paid $18 an hour retail. (Which is already unlikely) will only net you $29,000 a year. You aren’t breaking $30K.
The former puts you close to 40K which is by the average salary
Still he owes 30K plus has to find a way to survive. Not sure his total yearly cost minus what he owes but mine used to be 15K minimum while making 20K. So 30K payoff can't come any earlier than year 6!!!
If I were broke, I’d rent a room, eat ramen, drink tap water and work 80 hours a week to get money to start my own company. Money is math, but most ppl don’t understand the oppression of debt.
He sounds like he's just drifting along and isn't motivated to find a job. He wasn't even making minimum wage before he quit his "good" job. He keeps entertaining crappy part-time gigs that should be done as a side hustle instead of focusing on a path to a real full-time well-paying career.
“Seems reasonable” is hilarious.
Winny little boy!
With his skill set he could work at Home Depot or Lowe’s.
This dude isn’t going to use every dollar premium. This guy isn’t a player
2:51 “You could make upwards of $750/week.”
Translation: “There is no salary we could pay you that is low enough to contradict the previous statement.” 😂
thts my name, but not me lol
"We're going to "gift" you the Everyday App so you can do your budget". Yeah, and when you get to the line item called "Income", put $0 and everything after that doesn't matter.
This caller has no job, no income, and is about to become homeless when his roommate kicks him to the street. He is waiting for someone to "give" him a job when he needs to be applying EVERYWHERE. Rich girl Rachel and Clueless George aren't going to help you. "What's your smallest debt and how much is your car worth?" That's all they got.
When this guy gets a job, any job, any three jobs, and beats the wolf away from the door, he needs to get serious about getting a real career. Being a trained monkey in a cabinet shop isn't going to cut it in today's economy. The only guy making any money in a local cabinet shop is the owner and he is developing ulcers. This caller needs to develop a marketable skill and the best way to do that is in the trades.
Since when is cabinetry not considered a trade?
@@15KHPCLUB You're right. Custom cabinetry is a trade. It's just that the pre-fab units imported from Mexico and overseas have cut drastically into the profitability of most of these local cabinet shops. The guys owning the shop can make decent money, but the pay scale is relatively low compared to other trades such as welding, plumbing, HVAC and welding.
"Clueless George" is a great nickname
Well the idea is nice but still cost money and time unless people get lucky and have connections. If people can't live on the legal minimum their odds are not good period.
Bro stop with this plan that plan... do work. Not knowing what you will get paid... insane.
If you are not in the financial market space right now, you are making a big mistake.I realize that it could be due to inexperience, but if you want to make your finances work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
I have always wanted to trade crypto since 2019 but was scared due to its volatility, I think now I want to give it a try but don't know how to go about it.
How please I'm pretty new and feel I have much to learn, I would appreciate if you show me how to go about it?
I have heard about her excellent trading expertise in CNBC news, guess she's more popular in United States
@Erionbogdani-tj4gkYES!!! That's exactly her name (Jeffrey Kathryn) so many people have recommended highly about her and I started with her last year from Brisbane Australia
All you need is a good capital and the service of a professional broker, with these your investment will most certainly produce high yields
Any and all of us needs to be financially prepared to be unemployed for a period of time. It happens. A lot.
Yeah 100%
That's what the emergency fund is for.
OMG!!! DRAGGING IT OUT WITH EXCUSE AFTER EXCUSE AND EXCUSE!!!
What’s a waste of space? This young man is
Pay Rent & Food FIRST‼️
Not just a beater car. An ebike can be a good option to get around local if that allows u to dump the car and insurance entirely.
It depends upon where you live ....
Good question but the problem might be he is not paying enough of the rent he is supposed to pay. There is a difference between paying less than was requested and paying in full. I suspect he might be paying part of the rent but not the entire amount. Some people believe in the concept that there are other ways to contribute besides paying for it!!!!! George is saying he thinks people who can't pay can't stay but the issue there is that the ability to pay comes from making enough money while not having too much in being paid out!!!!
And that where this caller is stuck. Making around $20k a year with 18k in debt. That doesn't count food, rent, car insurance, and the like. He needs to get a "real job" and hustle like mad with overtime or side gigs to get out of this. But I don't think he has the desire to do so...
I feel for today's student. We, the old generation were lucky to get pelt, Cal grants and/or cheap education. Now... sadly but truly its not worth being a doctor, engineer, scientists unless the university helps pay for everything for 4+ years. Like Caltech or MIT. Thats why its hard to get in here.
I didn't get cheap education, but I also didn't expect others to pay for it. You make the decision to go to school and take on debt to pay for it, that's all on you!!
SKILLED TRADESMAN!! It works every time and compared to the tuition for the subjects you mentioned, it's dirt cheap. A college education isn't always the answer.
@@bettysmith4527 yes. You pay for where you attend... except of your a Real Genius, only .0001% of population, then you get everything payed for. I met someone like that.
@@silentnot4812 That's Awesome. CC is the way to go. That's what I did as well and saved like 100k.
@@marlenalinne Yes. Skills are always needed by eveyone and all corporations and companies. Yup yup. And it's good for your brain and self improvement
It sounds like he’s trying to get paid under the table by an non-established business.
Because he can't pass a drug test.
@@CatWhiskering I didn't think of either one of these musings. I just figured he's young and not motivated. But both of these could be the cause of him being without a job.
This guy's not going to do ANY of the advice they're telling him
Who the hell calls in to say I can’t pay my rent and don’t have a job? You don’t know the answer to that issue?
This guy should not accept a job where they are not telling him the hourly pay, obviously but he doesn't seem to know that. That company is leading him on, it's a huge red flag.
Guy is making $12.5 an hour on average. He has no skill worth paying for according to this call. Anyone can make $12/hr just about anywhere in this country.
Might be part of the problem with the debt and paying rent. Hard to make rent work when one makes too little!!!
Yeah and a trim carpenter worth their salt will earn $40/hr. His story doesn’t add up.
@@fedguy9182 He sounds young and immature, maybe just out of High School to me. He's not going to get paid a carpenter's wages with basically no skills, but his old job may have been an on-the-job training type. Too bad he left that one, but he did admit he made a mistake...
He cant just call this potential work place and say "Ya, uhh... so Im desperate for work because Im about to get evicted for not paying rent. I need to know exactly how much Im getting paid". Thats not going to accomplish anything, and will cause many other issues.