I Froze My Personal Credit and Applied To Business Credit Cards (So You Don't Have To)

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  • Опубликовано: 27 авг 2024

Комментарии • 207

  • @DarcysBusiness
    @DarcysBusiness  2 месяца назад +11

    Hey friend, access the Best Soft Pull Business Credit Card → bill.sjv.io/rQ50nB
    🤑 zenbusiness.com/darcysbusiness
    🤑 Access Must Have Grant Resources → linktr.ee/darcysbusinessgrants
    🏫 Best Virtual Business Office → ps.alliancevirtualoffices.com/DarcysBusiness

    • @tracydavis148
      @tracydavis148 Месяц назад +3

      Thank You so much Beautiful! I just Subscribed because You gave Soooo Much Value , and I will be forwarding this video to Many that are interested in Building Business Credit.

    • @DarcysBusiness
      @DarcysBusiness  25 дней назад +1

      Thank you!!

  • @estellecraytonFaith-in-God
    @estellecraytonFaith-in-God 2 месяца назад +57

    I will tell you one thing you DON'T want to do from my own personal experience is put any punctuation on your LLC because you will spend money removing it. On your EIN you can't put any punctuation and because EVERYTHING has to match exactly when building business credit that's a red flag. You obtain your LLC first so you'll know what to list on your EIN.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +5

      Thank you for the tips!

    • @iranie4981
      @iranie4981 2 месяца назад +2

      what did you attempt to punctuate in your business name? can you give an example?

    • @ashatyson
      @ashatyson 2 месяца назад

      Hi Darcy, I believe the person means the comma that usually comes after the business name such as: Blackboard Transportation, LLC.

    • @denisepegrem5330
      @denisepegrem5330 2 месяца назад +2

      Thanks for this information. I recently registered my LLC via an Registered Agent. My EIN was issued with a comma before the LLC acronym. Are you implying that the comma needs to be removed from the LLC name before I can apply for business credit?

    • @christinamckinney2370
      @christinamckinney2370 2 месяца назад

      @@denisepegrem5330 Same here. What do we do now?

  • @waynejohnson2894
    @waynejohnson2894 2 месяца назад +32

    Thank you so much. I knew the majority of these RUclipsers were lying. You can't ignore your personal credit.

  • @doreenstreeter5216
    @doreenstreeter5216 2 месяца назад +16

    Darcy you did an outstanding job in explaining the truth regarding applying for business credit. This information is golden.

  • @MrSteelow
    @MrSteelow Месяц назад +7

    This is very truthful advice. Because a lot of these people persistently lie about results and how easy it is for "everyone".

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      I’m glad you found the video insightful!!

  • @tumuch8936
    @tumuch8936 2 месяца назад +3

    Finally a truthful video, so much click bait these days with strategies that don’t even work..appreciate the transparency

  • @ClarkMcK-fj7fm
    @ClarkMcK-fj7fm 9 дней назад +3

    I just found your channel by happenstance. I’m so glad I did!! Relaying a personal experience made it much easier to understand the “how to” of your main topic. I’m new to the “business arena” and am so grateful for how you have explained this process.
    ‘Preciate cha’ enough to subscribe today, again thanks!!

    • @DarcysBusiness
      @DarcysBusiness  9 дней назад

      'Preciate cha' as well. And I'm happy you're here!!

  • @janetberkley7779
    @janetberkley7779 13 часов назад +1

    Hey Darcy, I would love to have that free video showing me how to deal with Dun& Bradstreet.

  • @dreadre82
    @dreadre82 Месяц назад +3

    Yes. Please give us the step by step to freeze our credit. Thank you! and very informative video. straight to the point too!

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Here’s a step by step video on how to freeze personal credit: How To Freeze Your Personal Credit | Protect Your Identity
      ruclips.net/video/y6sdfmeNH00/видео.html

  • @aleiyahyael3612
    @aleiyahyael3612 Месяц назад +7

    You have to go through the tiers 1, 2 and 3. Sam’s is tier 2. You need 5-10 tier 1 accounts and then you can qualify for tier 2 and so on and so forth

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад +1

      Yes!! The problem is that tier 1 vendors that reported to D&B weren’t actually being accepted as approved tradelines by Dun&Bradstreet

    • @aleiyahyael3612
      @aleiyahyael3612 Месяц назад +9

      @@DarcysBusiness I always call and ask what amount I need to purchase from them in order for them to report. How I got started was I asked family if they needed any of the supplies they offered and ordered the amount that they start reporting for about 3 months and then I was able to get some of the store cards like Home Depot and floor and decor. I also got phones from Verizon. I’m still working on getting to tier 3. But you gotta have the grit because wheew i agree that it can make you really nervous waiting to hear back each time.

  • @sazee2565
    @sazee2565 2 месяца назад +3

    Darcy you’re a legend. Thank you for sharing your experiences. This clarification makes sense and your methods proved that misinformation runs rampant here on YT just to push views with no real benefits to others AND paying for things that don’t actually help BUILD up business credit. Instantly subscribed. Tysm 💕💎

  • @estellecraytonFaith-in-God
    @estellecraytonFaith-in-God 2 месяца назад +7

    Thanks, Darcy I was waiting until the end because I knew it wasn't going to turn out like you hoped. I understand that if you have at least a 680 or above credit score you can walk into 5 major banks and get funding and credit cards and 1 guru says that's incorrect also. I guess it's all about paying someone money to help us.

  • @sandysheppard4802
    @sandysheppard4802 3 дня назад +1

    Thank you, because I have been misled also and I gave up but now I’m trying to establish my business credit and personal credit.

  • @lushez11
    @lushez11 2 месяца назад +9

    I went through the same issues I have a business struggling trying to get business credit, now Im working on my personal credit so I will no longer have those issues. It's such a process! Ugh

    • @Riris.partyy
      @Riris.partyy 2 месяца назад +2

      Same here

    • @yotiep.1072
      @yotiep.1072 2 месяца назад +2

      @lushez try quill,that supposed to help..it's a lot more but start there 😊

    • @Riris.partyy
      @Riris.partyy 2 месяца назад

      @@yotiep.1072 I’m gonna look into that now! Thank you

    • @SWART2424
      @SWART2424 2 месяца назад +3

      Look at your business scores if your Dun and Brad and Experian scores are 75 or higher and you have a few (Net zero accts and everything matches apply for Sam’s club business Master Card…. No PG needed.

  • @YAYYEE
    @YAYYEE 26 дней назад +1

    Sam’s club got a membership out of you, happy you took us on your journey

    • @DarcysBusiness
      @DarcysBusiness  26 дней назад

      I never thought about it that way but your exactly right

  • @MichelleSMITH-yu9wx
    @MichelleSMITH-yu9wx 2 месяца назад +3

    Great Share. you are the first to tell the truth- I knew

  • @Riris.partyy
    @Riris.partyy 2 месяца назад +2

    Thank you Darcy! This is exactly what I needed to see because I’ve been scrambling to get business credit to no avail! I think the people promoting the no pg business credit are benefiting from selling their ebooks to people like me desperately trying to figure this out! Then th3 ebooks don’t even have valuable info🤦🏽‍♀️

    • @lanhir02
      @lanhir02 2 месяца назад +1

      I watch a lot of the RUclips platforms about credit repair and how to remove things off your credit. Me personally feel they are trying to promote their business such as by my credit repair program and watch those negative marks fall off your credit! Well I did that and nothing moved off my credit report. I asked can you do it for me, sure but it cost anywhere from 500-1500$. Crazy.

    • @Riris.partyy
      @Riris.partyy Месяц назад

      @@lanhir02 one thing I been knew and have used to fix my credit numerous times is use the DISPUTE button on credit karma🤣 it works very well and it’s free🤷🏾‍♀️ I just did it after watching this video and I literally went up 45 points!

  • @dianeSykes1
    @dianeSykes1 11 дней назад +1

    Thanks for sharing😊

  • @urtheboss1
    @urtheboss1 20 дней назад +4

    US bank gave me $40,000 business line of credit without LLC just EIN

    • @DarcysBusiness
      @DarcysBusiness  20 дней назад +1

      Wow! That’s amazing! By chance, did you have a contact/connection at the bank?

    • @SoMiscellaneous
      @SoMiscellaneous 15 часов назад

      You too old to be lying like that lol

  • @lakimo80
    @lakimo80 6 дней назад +1

    Tysm for sharing❤❤❤

  • @MeS-xn2nf
    @MeS-xn2nf 2 месяца назад +3

    Glad you got one and that will open more

  • @IreneCi
    @IreneCi Месяц назад +2

    This is crazy thank you so much for the information ❤

  • @molindacraig2266
    @molindacraig2266 Месяц назад +2

    Thank You! Very needful information!

  • @user-yx6zx3gz4w
    @user-yx6zx3gz4w 2 месяца назад +4

    Sis, you know we need a Step by Step instructional video on how to FREEZE our CBR's.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Thank you! Noted

    • @lushez11
      @lushez11 2 месяца назад

      There are so many videos on it I just froze all mine

  • @Whyisshamira_yourgirl8
    @Whyisshamira_yourgirl8 17 дней назад +2

    New here 😄,Froze my accounts, applying NOW !!!

  • @ispankcows123
    @ispankcows123 2 месяца назад +3

    Having an 80 payday score with D&B requires you to have at least 3 trade references reporting for 90 days. You can do this by asking for references from companies you do business with, or companies that report to D&B when you open a line of credit with them. Typically you would need at least 6 different reporting references with large companies to get credit from another large company. There are a variety of things you can do with your business credit such as get a car or commercial property with no PG. Business credit is an important tool that should be used in conjunction with personally guaranteed funding as well as private funding.

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Thank you for sharing!

    • @ms.nae88
      @ms.nae88 15 часов назад

      Can you elaborate a little about the paydex score please

  • @skydalimit
    @skydalimit 2 месяца назад +2

    Nice thanx for this great video being honest showed us your process appreciate u and this video I’ll share with my peers for sure 💪🏿 support.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Aww I’m glad you got value from it and thank you for sharing!

  • @myrlenejoseph7258
    @myrlenejoseph7258 2 месяца назад +4

    Wow, I am sorry to hear that!!! They want us to pay their subscription not to help us building our business credit.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +2

      The problem is that some report to the business credit bureaus as they say but the business credit bureaus can reject that tradeline

    • @KiambuTheGreatProduction-ff8ss
      @KiambuTheGreatProduction-ff8ss 2 месяца назад +2

      @@DarcysBusiness Hi 🖤 I'm curious 🤔 to know what accounts of yours specifically got rejected by DNB so I won't ever get them. Thank you 😊

  • @t.soreal5610
    @t.soreal5610 Месяц назад +1

    Girlll you told no lies!!!😂😂😂 Everything u said was absolutely the truth! sam’s business credit card is a waste of time. If you don’t have Business credit already established! was denied 4 years ago, and never went to apply! Found Other companies that was less of a hassle! and then a lot of the business credit guru’s don’t tell you that you have to build up your net 30 accounts before u can even apply for 2nd Tier business credit cards! Definitely learned a lot
    over the years of being a business owner!

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      They make it so difficult for no reason. I’m glad you found other companies that work better for you!

  • @tasricthree939
    @tasricthree939 Месяц назад +1

    Business credit is a journey. I’m in DC as well. I applied to Sam’s in store and was approved right away.

  • @TheDrKatrina
    @TheDrKatrina 2 месяца назад +3

    I have my Sam’s business Mastercard …if your business is not structured appropriately and everything doesn’t line up you WILL be denied… you must have an 80 dnb and at least 79 experian business …. You have to have it all set up … I help teach people about business credit and funding

    • @FundOnUp
      @FundOnUp 2 месяца назад

      Yes
      The Business has to be structured right
      You need trade lines reporting

  • @SSMindSeeKING
    @SSMindSeeKING 2 месяца назад +4

    For the watch... however, I would like to ask about a few things... you ever thought that the reason(s) why it wasn't getting reported is because you didn't have an actual account with the other business credit reporting bureaus.. not just D&B, but an actual account with exp business & equ small business? I was just wondering... I think I'll go the "nav & nav prime" way and divvy (bill) because those seem like good places to start. Thanks for the information. 💙💙

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +7

      Hey! I’ll create a video on it soon but I did set up my entire profile on Dun&Bradstreet, but the tradelines I paid for were rejected by them. So not only do you need tradelines to report, but you also need the business credit bureau to accept that tradeline.

  • @bethechange4403
    @bethechange4403 Месяц назад +1

    Thank you for this very informative video. I would love a video on how to free credit,. Your video is great and very interesting. 😊

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Awww thank you! I’m glad you found it helpful!

  • @joinertia2080
    @joinertia2080 2 месяца назад +1

    I had the same problem Darcey watching videos listening to all the so called RUclipsrs saying you can get funding with your new LLC this bank is giving this an another bank is giving that an it just wasn't that case or that darn easy I'm glad you made this video it shows the truth to people like me on how to approach this business credit journey....thanks I wish you much success!!! Keep giving us that content I enjoy it.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Awww I really appreciate the kind words. I’m glad this video brought you value.

  • @GigiB
    @GigiB 2 месяца назад +2

    Wow, this video was very helpful, thank you so much. Now I know why I’m unable to get business credit.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Yeah it’s a complicated maze! Hopefully you can check out other sources of funding like grants to grow your business.

  • @crelloc
    @crelloc 2 месяца назад +3

    @20:15 Congress passed consumer laws stating that credit bureaus need to report accurate information otherwise it should be removed. they also need your permissible permission to even report. every time they report anything without your approval it's identity theft. lenders also need to disclose that you have a right not to report, so they also commit fraud. that's how you clean up your credit report by filing identity theft to remove the whole account. or to remove negative items like late payments, even inquires on open accounts, you can dispute because "no record or history or experience, " should be on credit report. gotta study consumer law. 15 usc 1681, etc.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Yes, this is true for personal credit but not true for business credit.

    • @cheryl4635
      @cheryl4635 Месяц назад

      @@crelloc Hello, how does that work for Students Loans. This is what's messing up my Credit. They keep saying good standing on CR than two months later they report late. Which then tanks my credit. I have spoke with them many times and requested a good standing letter for almost two years. No letter. Just the up and down of my credit. What to do? Help

    • @mrmc4644
      @mrmc4644 12 дней назад

      @@crelloc do you have to have a police report to file that?

    • @crelloc
      @crelloc 12 дней назад

      @@mrmc4644 no. if you're taking the identity theft position then just fill out identity theft report with the ftc. no police report is necessary.

  • @TheDrKatrina
    @TheDrKatrina 2 месяца назад +1

    Sam’s app is sooo not simple lol !:) you have to make sure everything is exact …. Even down to the ST instead of Street …whatever the irs has posted …

  • @derfthekhemist8517
    @derfthekhemist8517 2 месяца назад +1

    Sue those companies for breach of contract under the ucc. Then take that money to get a loan then use the loan to get a credit card with a high limit. Do it under a private trust so you can discharge the the loan and the card debt.

  • @b1gced831
    @b1gced831 2 месяца назад +2

    You can go to credit strong to build business credit. Also Nav to build business credit as well paying a small monthly fee to both.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +1

      Hey! I would say that as of this moment, one of those companies you mentioned is currently not accepting reporting. In other words, the credit bureau can reject this tradeline and deem it not valid. D&B’s number is (800) 872-4324 which is great for confirmation

    • @reignsupreme7123
      @reignsupreme7123 2 месяца назад

      Which one is that?

  • @jwsammybklyn1
    @jwsammybklyn1 Месяц назад +1

    Wow that was on point love your work and info

  • @chocolatecandybar
    @chocolatecandybar Месяц назад +1

    Thanks was definitely an eye opener thanks

  • @Apokalypez
    @Apokalypez Месяц назад

    Love this video, thanks for sharing your experience with setting up business credit. It reminds me of when I opened up my second business in 2007. Keep up the good work, and love this enlightening content ❤️‍🔥💯👑🙌🏽

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад +1

      Awww thank you! I guess this is me going through the “growing pains”

  • @Keia7
    @Keia7 2 месяца назад +1

    This video made me subscribe to your channel because it was SO informative and helpful!
    Thank you!🙏🏾

  • @ashleyholmes8185
    @ashleyholmes8185 2 месяца назад +3

    Yes make a credit freeze how to video for all 3 bureaus

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Here is the step by step video on freezing your personal credit: How To Freeze Your Personal Credit | Protect Your Identity
      ruclips.net/video/y6sdfmeNH00/видео.html

  • @SupremegreenlawncareLLC
    @SupremegreenlawncareLLC 2 месяца назад +3

    Great video & content!

  • @JayDaPriest
    @JayDaPriest 2 месяца назад +1

    Thank you so much for sharing this info. Really good stuff

  • @tracylmathis4714
    @tracylmathis4714 2 месяца назад +2

    OMG Darci...your information is phenomenal...HELLLP lol

  • @kejreed6233
    @kejreed6233 17 дней назад +1

    hi Darcy. great vid. Just one question... have DUNS been made obsolete?

    • @DarcysBusiness
      @DarcysBusiness  17 дней назад

      Based on my knowledge, Dun&Bradstreet (business credit bureau that issues out DUNS number) is still the number one platform in the US for companies, lenders, etc to assess business’ credit worthiness.

    • @kejreed6233
      @kejreed6233 17 дней назад +1

      @@DarcysBusiness apologies... i found it as soon as I asked. it looks like DUNS number is now the Unique Entity ID. can you do a video on this?

    • @DarcysBusiness
      @DarcysBusiness  17 дней назад

      @kejreed6233 I would personally work on getting both, it looks like the Federal Government replaced DUNS with the UEI but other companies/lenders still use DUNS. I believe Superior Shelbie (you can google/look up her RUclips) offers an ebook on how to set it up. www.etsy.com/listing/1709486225/

  • @luanarodriguez7069
    @luanarodriguez7069 2 месяца назад +1

    Darcy, thank you so much for sharing this knowledge. How can I access the video on how to freeze my personal credit? Thanks!

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Here is the step by step video on freezing your personal credit
      ruclips.net/video/y6sdfmeNH00/видео.html

  • @antwaingsr6650
    @antwaingsr6650 23 дня назад +1

    What was your personal credit before you froze it (it may have weighed in) ?

    • @DarcysBusiness
      @DarcysBusiness  22 дня назад

      My personal credit was frozen so they couldn’t pull it - it’s around 770 across all three bureaus

  • @TDOGGYDOGG6983
    @TDOGGYDOGG6983 2 месяца назад +1

    Thanks for your power 🙏 information ℹ️ OMG! I'm hoping GOD put you here for me to find, love and worship the ground you walk on. Listen 👂 to everything you have to talk about. And support you for the rest of your life on whatever you got going on.

  • @annemcdonald24
    @annemcdonald24 2 месяца назад +2

    Im curious, who were the creditors that were not reporting as expected? We are considering Uline, Grainger, and Marathon just to name a few that supposedly report to D&B as well as business experian for starting credit history prior to appkyong for larger companies like Sams.

    • @donbrown4373
      @donbrown4373 2 месяца назад +1

      I use uline to build business credit. It's worked out well.

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! I’ll post a new video talking more about it tomorrow or Wednesday!

  • @Lovees_luxury_treats
    @Lovees_luxury_treats 2 месяца назад +15

    Nobody has ever said you have to freeze your personal credit to get business credit when you don’t need your personal credit to get business credit. You know you need an 80 paydex score to get approved for sams club and most other cards unless you pg but you knew that before you made this video.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +23

      I wanted to test it out! I also, wanted to see if I could get business credit with just my EIN as well! I created this video to test things out and share what I learn with my community

    • @wooterrackz2699
      @wooterrackz2699 2 месяца назад +17

      Chill Out dude would you talk to her like that in person, you wouldn't. She's trying to educate

    • @InvestInRealEstate852
      @InvestInRealEstate852 2 месяца назад +3

      Good job...appreciate the info.

  • @user-ur9wc3pl6x
    @user-ur9wc3pl6x 2 месяца назад +3

    I don't know what's the purpose of freezing your credit

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +2

      There are a lot of reasons to freeze your credit - protect against identity theft, limit the credit checks that lenders/banks do on your personal credit.

  • @sonyaphillips4634
    @sonyaphillips4634 Месяц назад +1

    Thank you ❤

  • @ms.nae88
    @ms.nae88 15 часов назад +1

    If you don’t mind me asking what was your score on Experian at the time of the soft pull or a roundabout number? That allowed you to get approved for Bill.

    • @DarcysBusiness
      @DarcysBusiness  7 часов назад

      Hey, my credit score is in the high 700's, around 780.

    • @ms.nae88
      @ms.nae88 7 часов назад +1

      @@DarcysBusiness was it in the 700’s when you applied for Bill?

    • @DarcysBusiness
      @DarcysBusiness  7 часов назад

      @@ms.nae88 yes

    • @DarcysBusiness
      @DarcysBusiness  7 часов назад

      @@ms.nae88 When I applied initially in this video, my credit was frozen, I got rejected, unfrozen, and then a soft pull to my credit was done and I got accepted.

  • @childofthemosthigh3310
    @childofthemosthigh3310 2 месяца назад +1

    Thank you for honesty instead of click bait😊😊

  • @302Notary-fingerprintboss
    @302Notary-fingerprintboss Месяц назад +1

    Hopefully you made a complaint with the Sam’s club management. There’s paperwork in your business name circulating anywhere in their office. What did the associate do with that paperwork? 😮

  • @monicaanderson3144
    @monicaanderson3144 2 месяца назад +1

    I want the info on how to freeze my credit step by step

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Here is the step by step video on freezing your personal credit
      ruclips.net/video/y6sdfmeNH00/видео.html

  • @kentertainment1801
    @kentertainment1801 2 месяца назад +1

    Thanks for the video. My question is what was your score when you froze your credit ? Does that make a difference ?

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Hey! I’m glad you found the video helpful! My personal credit was frozen so no, I don’t believe it would have made a difference. My credit score is in the high 700s

  • @user-uc6wc2td2x
    @user-uc6wc2td2x Месяц назад +1

    How can I freeze my credit

  • @billyd1107
    @billyd1107 Месяц назад +1

    Were you aware that when you "create an account" at the credit bureaus you sign an agreement waiving your right to sue them (if you were going to threaten that to clean up your personal credit)

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Thank you for sharing, I didn’t know!

  • @connielesley2924
    @connielesley2924 2 месяца назад +1

    Thanks!

  • @PamelaEllison-hv7cj
    @PamelaEllison-hv7cj День назад +1

    I need step by step on how to freeze

    • @DarcysBusiness
      @DarcysBusiness  День назад

      Hey, you can find a step by step tutorial on how to freeze your credit in the description of the video (with a ton of other helpful tips). I've left the link here as well: ruclips.net/video/y6sdfmeNH00/видео.html

  • @nancymcneill646
    @nancymcneill646 2 месяца назад +1

    Thank you

  • @cpsk8tergirl
    @cpsk8tergirl 2 месяца назад +1

    WHY WOULD YOU FREEZE PERSONAL CREDIT WHEN APPLYING ??

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +2

      I froze my personal credit to try my personal credit from being negatively impacted with a hard inquiry. Often times, people keep their credit frozen to prevent against fraud and/or people opening fake accounts under their name. There are multiple positive benefits to freezing credit - security protection, no hard pulls on record, limit lenders/banks to checking credit only at certain bureaus.

  • @skydalimit
    @skydalimit 2 месяца назад +3

    I ner had any problems before for years getting credit by using my home address as my business address I pretty much had all my businesses SCorp all under my home address which I’m going to change now due to security reasons u don’t know who is who lurking 👀 looking for u for no reason and gotta be more professional don’t mix home address with business address 😆

    • @MilenaKoncar
      @MilenaKoncar 2 месяца назад +2

      What if for real your home address is my biz address cause i work from home??

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +1

      @MilenaKoncar I work from home as well but if you incorporate your business, whatever business address you use is public record

  • @karimaechols6116
    @karimaechols6116 2 месяца назад +1

    Liked and shared thanks

  • @AkwaabaStories
    @AkwaabaStories Месяц назад +1

    New Subscriber 🎉

  • @corasmith3097
    @corasmith3097 27 дней назад +1

    I need information how to freeze credit

    • @DarcysBusiness
      @DarcysBusiness  27 дней назад

      Hey! I walk you through how to freeze your credit here: ruclips.net/video/y6sdfmeNH00/видео.htmlsi=mPapVLZx0mBrLT0u

  • @SirGlobe00
    @SirGlobe00 2 месяца назад +2

    I need my credit cleaned 😢

    • @MilenaKoncar
      @MilenaKoncar 2 месяца назад

      Theres a Girl called Gina with Credit Gypsy i think it is, that was recommended to me and seems to be awesome, and charges u AFTER she cleans it. Google it.

  • @CarmenC-ho6nl
    @CarmenC-ho6nl 2 месяца назад +1

    Why do you have to freeze your personal credit? If you applying for business this is the part that threw me off

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +2

      Hey! I didn’t have to! I chose to really test out whether or not I could apply without my personal credit used.

    • @CarmenC-ho6nl
      @CarmenC-ho6nl 2 месяца назад

      @DarcysBusiness thank you. I stumbled across your video and I finally end up listening to the entirety! This has been my issue with these videos, and a lot isn't correct and always getting denied or than wanting to look at my personal credit. So I appreciate you keeping it 100

  • @BondFather
    @BondFather 2 месяца назад +2

    Hey where did you get your virtual office?

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад +5

      Hey friend, I got my virtual office from Alliance Virtual: ps.alliancevirtualoffices.com/DarcysBusiness

    • @BondFather
      @BondFather 2 месяца назад +2

      @@DarcysBusiness Hey thank you for your response, I just looking into them.

  • @JuliannFlavin
    @JuliannFlavin Месяц назад +1

    I'm actually looking TO start a business... I will need commercial space... how can I gain the capital to do that ?

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! How much money will you need to start? Can you start the businesses without the commercial space and use the money you make to then pay for the space

  • @ashleyholmes8185
    @ashleyholmes8185 2 месяца назад +1

    I’m in Maryland do you do business credit consulting?

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад +1

      I don't. I'm out here learning and trying to figure it out.

  • @TheDrKatrina
    @TheDrKatrina 2 месяца назад +1

    Oh my goodnesss you did what? Oh no re amazon business
    Credit card … sis … come on ❤ :)) this is hurting my ears! Since I teach the steps how to ❤

  • @tracylmathis4714
    @tracylmathis4714 2 месяца назад +1

    I wld like to know how to freeze my credit.... I need help baddd funding my business.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Thank you, I’ll make a video about it!

  • @Divyv520
    @Divyv520 2 месяца назад +1

    Hey Darcy , really nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Hey! You can email me at hello@darcysbusiness.com

  • @GerthaHector
    @GerthaHector 2 месяца назад +1

    Hi I want to know how to freeze my credit

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      Hey! Here is the step by step video on freezing your personal credit
      ruclips.net/video/y6sdfmeNH00/видео.html

  • @MrAutry63
    @MrAutry63 Месяц назад +1

    awesome

  • @anthonymanning1939
    @anthonymanning1939 20 дней назад +1

    I want to freeze my credit

    • @DarcysBusiness
      @DarcysBusiness  20 дней назад

      It definitely has its benefits. You can check out a how to video here: ruclips.net/video/y6sdfmeNH00/видео.htmlsi=Fa4yH6R6gHeYYVG1

  • @sir-jacquesmajor7200
    @sir-jacquesmajor7200 2 месяца назад +1

    so freezing your credit didn't work ?

  • @waynejohnson2894
    @waynejohnson2894 21 день назад

    A lot of YTubers are lying!!! So sad!!

  • @chrisbruce5533
    @chrisbruce5533 2 месяца назад +2

    Video was longer than it needed to be. Kinda like u dragged it out to get views 🤷‍♂️

    • @DarcysBusiness
      @DarcysBusiness  Месяц назад

      What part would you have liked for me to cut out? I wanted to share my experience with as much detail as I could. Building business credit on your own is a real struggle and there are so many hurdles put in place for us to fail

  • @me-cd3lq
    @me-cd3lq 6 дней назад +1

    This woman is clueless about how business credit works. This video has so much bad info

    • @DarcysBusiness
      @DarcysBusiness  6 дней назад +1

      Please share more details to help my audience grow and learn!

  • @BLACKWomeninMUSICFestival
    @BLACKWomeninMUSICFestival 24 дня назад

    🌹

  • @Content.sensei
    @Content.sensei 2 месяца назад +1

    Hey Darcy, I want to edit 1 long form + 1 short form video for you in absolutely FREE. I will make every single part so captivating for your audience by using custom animations. 1 chance is all I want 🤝.

    • @DarcysBusiness
      @DarcysBusiness  2 месяца назад

      Hey! Feel free to email me what you have at hello@darcysbusiness.com

    • @Content.sensei
      @Content.sensei 2 месяца назад

      @@DarcysBusiness Already did. Check your email, mate

    • @Content.sensei
      @Content.sensei 2 месяца назад

      @@DarcysBusiness ?

  • @my9023
    @my9023 2 месяца назад +1

    🖤🖤🖤🖤🌹🌹🌹