The Algorithm that revealed Madoff’s $65 Billion Ponzi Scheme

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  • Опубликовано: 29 дек 2024

Комментарии • 128

  • @codingwithdee
    @codingwithdee  День назад +12

    Thanks so much for the support and happy holidays. Don't forget to check out the sponsor for the video, Cyberghost www.cyberghostvpn.com/CodingwithDee

    • @PaddyPantsdown
      @PaddyPantsdown День назад

      No one knows where cryptocurrency is going to rest.
      It may become the standard currency used by the world with volatility no greater than the $USD. With MicroStrategy gobbling up as much BTC as they can in the persona as $MSTR and other large companies following, Blackrock BTC ETF gobbling as much BTC as they can, Sovereign Nations like El Salvador and now the great USA planning to hold BTC as their reserve currency, you can not go wrong. It's game play theory in action. Hold BTC as soon as you can. The Market Makers would not be risking buying BTC if their intelligence showed that they could not profit by shaking out the "weak hands" then buy low and sell high. For you the "Retail Investor" take your profits but do not sell all your BTC when you profit. Good luck on your journey to generational wealth.

    • @PaddyPantsdown
      @PaddyPantsdown День назад

      Why are you deleting my reply to @PeterPiperMaderpaker? You seem like you are creating a narrative which only allows your personal views/plans. Wrong strategy! You're done. This channel will get nowhere you want it to go by deleting comments

    • @KiwiCatherineJemma
      @KiwiCatherineJemma День назад

      Where is the promised link to the document, that whistleblower with the name I can't remember who sent the letter to the SEC about the 29 Red Fags, who was effectively ignored ? No link is provided !
      If I remember correctly from the re-enacted drama film on Netflix about this, the SEC security investigators just went straight to Madhoff with the allegations and the conversation went along the lines of...
      //. SEC "Getay mate, are you runnin' some kind of Ponzi scheme 'round here ?"
      //BERNIE RIPOFF "Nar cobber, everythin's all honky-dory here. She's all good".
      //. SEC "Yeah. Sweet as, bro. Well we'll head off now, and catch ya down the pub later for that beer you owe us"
      // BERNIE RIPOFF "Yeah, cheers mate".
      //. (Did y'maybe notice that I DownUnderised the language somewhat LOL).

    • @freddoflintstono9321
      @freddoflintstono9321 День назад

      Really nice work.

  • @GoingSouthGarage
    @GoingSouthGarage День назад +21

    I had known that Harry Markopolos exposed Madoff but not the math behind it. Thanks.
    It also bothered me that Bernie's wife, Ruth, was allowed to keep 2 million while so many victims lost everything.

  • @Sam_on_YouTube
    @Sam_on_YouTube День назад +7

    I was working on the highest priority investigation at the New York AGs office when this happened. We had priority in the copy/print office and other nice resources in our investigation of pay to play in the control of the 100 million dollar state pension find. And then suddenly we were the 2nd highest, as resources shifted to the Madoff scam.

  • @roccov1972
    @roccov1972 День назад +7

    At 0:57 the newspaper being shown has the Robert Deniro version of Bernie. 😂

  • @michaellewis7758
    @michaellewis7758 День назад +14

    i suspect some clients did know something was wrong - but - just speculation - some of those thought he may have been front running trades.
    i.e cheating but cheating for them, turns out he was just cheating them.

  • @jpalmz1978
    @jpalmz1978 День назад +9

    What I couldnt understand is how nobody checked that trades / transactions actually happened. Even without doing maths to work out returns then this would indicate complete fraud. Especially with the number of blue chip companies on the list. The FCC must have been compliant.

    • @freddoflintstono9321
      @freddoflintstono9321 День назад

      You only have to look at the mortgage scandal (CDOs) to see just how easy it is to get regulators to do your bidding, watch "The Big Short (2015)" which was based on real events. Worse is that I suspect that the two new Presidents (Trump & Musk) are likely going to do their best to weaken controls even more for their own personal profit 😒.

    • @DaveyFraser
      @DaveyFraser День назад

      Totally, the fcc is corrupt

    • @oscarcharliezulu
      @oscarcharliezulu 21 час назад

      Greed and fomo, it’s very difficult to purposely want to miss out

  • @MadeleineTakam_Info_on_Profile
    @MadeleineTakam_Info_on_Profile День назад +8

    The perfect example of ‘The rich get richer, through either luck, or corruption’.

  • @paveloleynikov4715
    @paveloleynikov4715 День назад +27

    Wait. He was NASDAQ chairman and had broker company at the same time? It sounds like crazy conflict of interest.

    • @codingwithdee
      @codingwithdee  День назад +10

      Too many conflicts with Bernie. His niece (who worked for his company) was married to someone from the SEC who was the assistant director of compliance and examinations…

    • @jpalmz1978
      @jpalmz1978 День назад +6

      What I couldnt understand is how nobody checked that there were no trades / transactions recorded on the actual market. Even without doing maths to work out returns then this would indicate complete fraud.

  • @johnstirling6597
    @johnstirling6597 День назад +8

    A couple of things. If the SEC had actually investigated the "claimed" trades and measured them against the actual trades closed out on the exchange there would have been an obvious shortfall.
    Also components has a second "N".

  • @ТимофейЧерников-щ2х

    2.5 sharpe is not unrealistic but it's not achievable with investing. Only trading strategies can get such sharpe, but they probably cannot be deployed at such scale

  • @5678plm
    @5678plm День назад +3

    Jim Simons' Medallion Fund has an average Sharpe ratio of 6, with no negative months. It also achieves annual returns that are 7 to 8 times higher than Madoff's. Good performance does not equal fraud.

    • @hywelgriffiths5747
      @hywelgriffiths5747 23 часа назад

      It wasn't just the performance, but the near-level smoothness of the gains, despite ostensibly investing in a market that showed consistent volatility. That said, the performance of Simons' fund does raise some questions. I'm not suggesting any illegality, but how are they doing that??

    • @sunandan_sharma
      @sunandan_sharma 3 часа назад

      The sharpe ratio is not the biggest issue in this fraud in my opinion. First Sharpe Ratio has some cons such as it doesn't care about the direction of portfolio but only cares about volatility. So if someone's portfolio jumps really high one year the portfolio sharpe ratio will decrease although no one will complain the stellar performance. The thing that makes Bernie's scheme fraud because he is promising rate of return which is geometric. If you put 1 dollar then it will increase to 1.1, 1.21 and so on. At some point any such investment vehicle will reach a scale issue. He just fabricated trades which are non existent. In case of medalion the volatility is actually pretty high. Also as they return back the profit to their investors (which is actually themselves) their exhobirant return is actually arithmetic rate of return. You can make 30% or higher in a fixed sized portfolio but reinvesting it again and again will not make their performance achieve that level of return. They are not the only player in this place and people actually forget another name who could have taken his place. He is professor Ed Thorp. I mean if possible please find his autobiography. Fun fact both Ed Thorp and Renaissance Technologies are among the earliest of people who tried to bring the attention to the regulators of the fact that Bernie was running a ponzi scheme long before Harry.

  • @rbudd55
    @rbudd55 День назад +4

    New to your channel (and frankly, can't remember how I stumbled acrost it) -- but dayamm , thank you! I've viewed a couple of these now, and quite appreciate the let-me-break-this-down approach. So many topics need this for the layman. Carry on kiddo, good work !

  • @ZedAlfa.
    @ZedAlfa. День назад +1

    Algorithm didn’t reveal shite, Harry M. Markopolos was on to Madoff for years & was ignored.

  • @awxiety
    @awxiety 14 часов назад

    My take away from this video is that the ROI itself that Bernie Madeoff (ironic last name) was posting with the Fairfield fund was actually mathematically possible and not the red flag itself albeit unbelievable, it was the Sharpe ratio and consistency that were just completely absurd in combination

  • @tonycrabtree3416
    @tonycrabtree3416 День назад +4

    Like every ponzi… Just try to get your money out. You’re gonna get some push back.

    • @donaldjohnson-y6n
      @donaldjohnson-y6n День назад +1

      The problem is that during a market crash everyone is trying to get their money out. All of the big funds lock the doors at that point.

  • @jonelias2262
    @jonelias2262 День назад +1

    Well technically the data is unencrypted from the vpn provider to the server you requested

  • @dougmorgan6616
    @dougmorgan6616 День назад +2

    Love your show, and your science theme background.

  • @vaderbase
    @vaderbase День назад +2

    * Elmo Murks enters da chat *

    • @elvisalpha
      @elvisalpha День назад

      Felon Musk is also cooking the books at Tesla.
      Wait until that correction comes. Bernies $65 bill is going to look like a drop in the ocean.

  • @Rubens_991
    @Rubens_991 5 часов назад

    Interesting video. A few remarks:
    - Lots of repetition of who BM was and so on
    - Missing causalities -> put options are more expensive in general, because of demand or fear of losses? Unsure about this one as the group selling put options is betting on rising markets.

  • @jonesconrad1
    @jonesconrad1 День назад +8

    just what I need for a break from trying to figure out this python silliness.

    • @BobWiersema
      @BobWiersema День назад

      Python is a pyramid scheme. Can't prove anything yet but I know I'm at the bottom.

  • @channelview8854
    @channelview8854 19 часов назад

    This appears to be a classic case of what social scientists call nominative determinism. His name is Madoff and he "made off" with everybody's money.

  • @donaldjohnson-y6n
    @donaldjohnson-y6n День назад

    The only people who ended up losing from Madoff's situation, were the early investors who took their winnings out of his fund. The bankruptcy trustee sued them to return anything more than what they had invested and bankrupted several of them. Everyone else was made whole.

  • @elxero2189
    @elxero2189 День назад +1

    Dee when are you going to code 😅

  • @jhors7777
    @jhors7777 23 часа назад

    Well researched and presented Dee. I appreciate and enjoy your channel.

  • @floodlitworld
    @floodlitworld 2 часа назад

    @17:47 - 3 Key Componets ?
    He made off with the second N too!!! :-D
    Great video Dee.

  • @NachtmahrNebenan
    @NachtmahrNebenan День назад

    I absolutely love your deep dive and detailed analysis videos! Thank you, Dee 🌺

  • @bigprairiedog8865
    @bigprairiedog8865 День назад

    Is there a report from the sec investigation before this all cratered?

  • @adjusted-bunny
    @adjusted-bunny 10 часов назад +1

    Dee, when can we meet? Next week I still have some free slots.

  • @tedjones-ho2zk
    @tedjones-ho2zk 23 часа назад

    The name Madoff should have been a RED FLAG, a guy named madoff and he handles your money. What else is he going to do, he made off with their money.

  • @TimJSwan
    @TimJSwan День назад

    "largest ponzi of 65 mil"
    Me: "k so when people find out bsv is already 100K times more efficient than btc and also the original protocol, what are you going to call it?"

    • @trevc63
      @trevc63 День назад +2

      Lol you're still stuck in the block size war? Yikes, give it a rest bub.

  • @jimcampbell9998
    @jimcampbell9998 3 часа назад

    Great presentation! Just a nit: fix spelling of "components" at 17:50

  • @gmalcolms
    @gmalcolms 8 часов назад

    Queens, NY, is not a "predominantly Jewish neighborhood." Queens is one of the 5 boroughs of NY and has a population of about 2 mio people. What you meant to say is that he grew up in a predominantly Jewish neighborhood IN Queens, NY (the neighborhood in question being Laurelton).

  • @skippersentertainment9638
    @skippersentertainment9638 День назад

    Please im just beginning data analysis
    How should i go about it

  • @viennois0123
    @viennois0123 21 час назад

    Wait until, crypto "crashes".
    Then Madoff will look like peanuts.

  • @MarkVrankovich
    @MarkVrankovich 19 часов назад

    Good video. Just an English note, the word "software" is an uncountable noun like "milk" or "music"; he had some milk, not he had a milk, or he listened to some music, not he listened to a music. So he purchased some software is correct, but not he purchased "a software" or he had some softwares.

  • @whytape301
    @whytape301 День назад

    August 2006?

  • @DaveyFraser
    @DaveyFraser День назад

    Great explanation of it all, I look forward to more of your content

  • @ricki-bobby
    @ricki-bobby День назад +4

    Great video. I clicked because you are drop dead gorgeous but stayed because the content was excellent. Subbed

  • @J-dn9xd
    @J-dn9xd День назад

    What about medaillon funds? I can only find nice article but quite light

  • @TabletMini
    @TabletMini День назад

    In the past VPN could hide your identity. Not anymore.

    • @trevc63
      @trevc63 День назад

      Nope, that was never the case

  • @DumbledoreMcCracken
    @DumbledoreMcCracken 16 часов назад

    Everyone is the same.
    He was just bigger than the median, by a large multiplier.

  • @thinkIndependent2024
    @thinkIndependent2024 День назад

    Excellent 👌👍 Work Dee

  • @mjs28s
    @mjs28s День назад

    Just your monthly statements coming from his firm rather than an outside clearing house or brokerage that they worked on your accounts through (like a Schwab, Fidelity, TD, Etrade, etc) was a red flag screaming at you.
    Self-clearing....they could tell you anything and print whatever they want on your account statements rather than it coming from a brokerage firm, like how every other CFP works with client accounts.
    People are so dumb sometimes.

  • @Oneofakind123
    @Oneofakind123 День назад

    5:40 Do a video on the Trust Pilot rating scam! :)

  • @lysacreationschavula8605
    @lysacreationschavula8605 День назад +3

    Explaining technical stuff whilst being sexy 🔥🔥🔥

  • @JonFoster48386
    @JonFoster48386 День назад +1

    Good video.

  • @JackFinchly
    @JackFinchly День назад

    Hi, Thanks for your wonderful video. There’s something I don’t quite understand here: What was his scheme to make money here? He would borrow money from new investors and paid older ones when they were asking for their money. So what’s his own role here? He received some percentage of all investors’ money for himself?

    • @KiwiExpressCream
      @KiwiExpressCream День назад +1

      Like any Ponzi scheme, it relied on investors not asking for their money back. For the few that did, he paid them out of the pot of other investors money. Remember though that most investors were in it for the long haul and were happy to keep both the capital and interest invested with Madoff. In other words, people gave Bernie money and he just kept it. He made up positive growth numbers and that made investors happy.

    • @JackFinchly
      @JackFinchly День назад

      @@KiwiExpressCreamThis part I understand. What I don’t get, though, is how is he getting richer in this ponzi scheme?

    • @KiwiExpressCream
      @KiwiExpressCream День назад

      @@JackFinchly By keeping his clients money! If you think you're never gonna have to give the money back, you can just keep it. Sure, some clients want their money back, but most wouldn't for many years (in theory!). That ultimately was Madoff's downfall, that when the financial crisis hit, all his clients wanted their money back and of course, between paying back some investors already and spending the rest, there wasn't anything left in the pot. Actually, that's not quite true, his actual downfall was telling his children that it was a Ponzi scheme (they didn't know) and they told the FBI, and there actually was quite a lot of money left. But when you look at the story of Charles Ponzi (who the Ponzi scheme is named after, even though he didn't invent it), he basically just spent loads of "invested" money in the belief that no matter how much his clients withdrew, new clients would invest more and more.

  • @katercarlo7304
    @katercarlo7304 22 часа назад

    Fantastic work, simple explained for beginners like me. Thank you. Great! Now I understood it.

  • @leshiq4214
    @leshiq4214 День назад

    Really helpfull interesting and informative for me as someone not engaged in trading! Thanks!

  • @yalnisinfo
    @yalnisinfo 11 часов назад

    you change thumbnails too much 😂

  • @ibewatchinu
    @ibewatchinu 23 часа назад

    i watch. i watch much more.

  • @PeterPiperMaderpaker
    @PeterPiperMaderpaker День назад +3

    Same strategy with crypto currency.

    • @PaddyPantsdown
      @PaddyPantsdown День назад

      No one knows where cryptocurrency is going to rest.
      It may become the standard currency used by the world with volatility no greater than the $USD. With MicroStrategy gobbling up as much BTC as they can in the persona as $MSTR and other large companies following, Blackrock BTC ETF gobbling as much BTC as they can, Sovereign Nations like El Salvador and now the great US of A planning to hold BTC as their reserve currency, you cannot go wrong. It's gameplay theory in action. Hold BTC as soon as you can. The Market Makers would not risk buying BTC if their intelligence showed that they could not profit by shaking out the "weak hands" and then buying low and selling high. For you, the "Retail Investor" take your profits but do not sell all your BTC when you profit. Good luck on your journey to generational wealth.

    • @PaddyPantsdown
      @PaddyPantsdown День назад

      No one knows where cryptocurrency is going to rest.
      It may become the standard currency used by the world with volatility no greater than the $USD. With MicroStrategy gobbling up as much BTC as they can in the persona as $MSTR and other large companies following, Blackrock BTC ETF gobbling as much BTC as they can, Sovereign Nations like El Salvador and now the great USA planning to hold BTC as their reserve currency, you can not go wrong. It's game play theory in action. Hold BTC as soon as you can. The Market Makers would not be risking buying BTC if their intelligence showed that they could not profit by shaking out the "weak hands" then buy low and sell high. For you the "Retail Investor" take your profits but do not sell all your BTC when you profit. Good luck on your journey to generational wealth.

    • @PaddyPantsdown
      @PaddyPantsdown День назад

      No one knows where cryptocurrency is going to rest.
      It may become the standard currency used by the world with volatility no greater than the $USD. With MicroStrategy gobbling up as much BTC as they can in the persona as $MSTR and other large companies following, Blackrock BTC ETF gobbling as much BTC as they can, Sovereign Nations like El Salvador and now the great USA planning to hold BTC as their reserve currency, you can not go wrong. It's game play theory in action. Hold BTC as soon as you can. The Market Makers would not be risking buying BTC if their intelligence showed that they could not profit by shaking out the "weak hands" then buy low and sell high. For you the "Retail Investor" take your profits but do not sell all your BTC when you profit. Good luck on your journey to generational wealth.

    • @tonycrabtree3416
      @tonycrabtree3416 День назад

      Yieldmax funds, too.

    • @ricomajestic
      @ricomajestic День назад

      @@tonycrabtree3416 Yieldmax funds are not a fraud! What are you talking about!

  • @torstenkalix2896
    @torstenkalix2896 День назад +2

    Thanks Dee

  • @romanzkv4
    @romanzkv4 День назад

    The problem with these detailed explanations is that they often seem obvious and self-evident in hindsight

  • @anthonydawson9700
    @anthonydawson9700 День назад

    trick one

  • @whytape301
    @whytape301 День назад

    Can't get used to these short shots. Why are these videos sliced together from very short shots? Are they recorded in sentence-long bits, or is it just that some pauses and silences are removed from the final (continuous) cut? I find it very distracting, almost unnatural that there is constant interruption to the flow of the video. Pauses and silences are a natural and necessary part of a presentation. Less economizing may be more here, especially as the presenter delves into more complex and abstract issues.

    • @mikaelwester
      @mikaelwester День назад

      What to say? Don’t watch? It’s information free of charge…I can agree with some of your issues. But this is how it’s done.

  • @seansingh4421
    @seansingh4421 День назад +1

    You’re too cute 🥰 How you doin ? 😂😂

    • @adjusted-bunny
      @adjusted-bunny 10 часов назад +1

      @seansingh4421 Thank you for your kind words. I'm fine. Sometimes I am using my adjusted_bunny account but trust me I am your real Dee.

  • @apolodelsol
    @apolodelsol День назад

    Great 🌟

  • @PaddyPantsdown
    @PaddyPantsdown День назад

    LOL BS wrt Crypto.

  • @perkinscurry8665
    @perkinscurry8665 День назад +1

    Very informative, thanks.
    What I still don't understand is the mechanics of carrying this off. I assume he had to have a trading floor, filled with traders, acting as if they were making trades. What were they actually doing, playing Minesweeper? Or were actual real trades happening that were a cover for Madoff's shenanigans.
    Doesn't there need to be a paper trail documenting all the supposed trades? Every year a REIT I've invested in sends me a report that lists all of its holdings -- i.e. down to the addresses of specific buildings owned. Was Madoff producing fake reports? If so, how much detail?
    Or am I just being naive in thinking that Bernie needed some infrastructure in place in order to pull off his con and that people were gullible enough to invest without asking for actual receipts of trading?

    • @buffhorses3632
      @buffhorses3632 День назад

      The fact is most people are stupid. They’re just organisms that exist out of habit. Just regurgitating things they read in a book or were taught in school. People see numbers in their account go up-they don’t ask questions.

    • @brucemunro8598
      @brucemunro8598 День назад +2

      If I remember correctly, there was a legitimate trading operation at Madoff's company, run by his sons, but the Ponzi scheme was operated on different floors of the office that were barred to the rest of the firm. Having that trading operation would indeed have provided some cover, even if the volume of actual trading was insufficient to account for the gains he was claiming.

  • @Dmitri-t2q
    @Dmitri-t2q День назад

    Howzit Dee

    • @codingwithdee
      @codingwithdee  День назад

      Lekker 🤘

    • @adjusted-bunny
      @adjusted-bunny 10 часов назад +1

      @@codingwithdee YOU are lekker, Dee. Btw. Are you in a committed relationship? I am asking for a friend.

  • @jamalimehli
    @jamalimehli День назад +1

    You're so beautiful

    • @adjusted-bunny
      @adjusted-bunny 10 часов назад +1

      @jamalimehli Thank you for your kind words. I'm fine. Sometimes I am using my adjusted_bunny account but trust me I am your real Dee.